The Federal Savings Bank Mortgage Lending & HMDA Data, 2013

In 2013, The Federal Savings Bank of Chicago, IL reported 6,571 mortgage applications totaling $1.8 billion, up 32% from 2012. The average application was for $271,169, and applicants reported an average income of $100,786. 75% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (1,833), New York-White Plains-Wayne, NY-NJ (572) and Nassau-Suffolk, NY (209) (applications in parentheses).

Mortgage Company & Address The Federal Savings Bank
300 N Elizabeth Street, Ste 3e
Chicago, IL 60639
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 6,571
Total Mortgage Loan Application Amount $1,781,854,000
Average Mortgage Loan Application Amount $271,169
Highest Mortgage Loan Application Amount $1,350,000
Average Applicant Income $100,786
Highest Applicant Income $5,547,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for The Federal Savings Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 1,209 $ 270,666,000 $ 223,875 $ 105,000
DuPage, Illinois 217 $ 51,557,000 $ 237,589 $ 125,000
Kings, New York 201 $ 88,061,000 $ 438,114 $ 119,000
Queens, New York 200 $ 75,546,000 $ 377,730 $ 85,000
Will, Illinois 177 $ 41,671,000 $ 235,429 $ 107,000
Suffolk, New York 126 $ 34,108,000 $ 270,698 $ 96,000
Maricopa, Arizona 116 $ 28,316,000 $ 244,103 $ 86,000
Kane, Illinois 116 $ 27,090,000 $ 233,534 $ 106,000
Lake, Illinois 111 $ 32,502,000 $ 292,810 $ 156,000
Nassau, New York 83 $ 27,864,000 $ 335,710 $ 136,000
McHenry, Illinois 74 $ 14,701,000 $ 198,662 $ 100,000
Ocean, New Jersey 72 $ 17,783,000 $ 246,986 $ 108,000
San Diego, California 64 $ 24,413,000 $ 381,453 $ 92,000
Clark, Nevada 61 $ 12,741,000 $ 208,868 $ 61,000
Fairfax, Virginia 58 $ 26,234,000 $ 452,310 $ 115,000
DeKalb, Georgia 48 $ 11,653,000 $ 242,770 $ 113,000
Orange, California 47 $ 22,689,000 $ 482,744 $ 144,000
Bronx, New York 47 $ 19,796,000 $ 421,191 $ 95,000
Los Angeles, California 45 $ 15,794,000 $ 350,977 $ 111,000
Honolulu, Hawaii 37 $ 16,739,000 $ 452,405 $ 99,000
Anne Arundel, Maryland 36 $ 12,770,000 $ 354,722 $ 111,000
Baltimore, Maryland 36 $ 8,092,000 $ 224,777 $ 78,000
District of Columbia, District Of Columbia 35 $ 13,132,000 $ 375,200 $ 122,000
Orange, Florida 34 $ 7,503,000 $ 220,676 $ 90,000
Johnson, Kansas 32 $ 6,629,000 $ 207,156 $ 78,000
Waukesha, Wisconsin 31 $ 8,255,000 $ 266,290 $ 95,000
Kendall, Illinois 29 $ 5,390,000 $ 185,862 $ 76,000
Howard, Maryland 29 $ 9,387,000 $ 323,689 $ 113,000
Prince George's, Maryland 29 $ 9,152,000 $ 315,586 $ 90,000
Riverside, California 27 $ 6,763,000 $ 250,481 $ 78,000
Passaic, New Jersey 27 $ 6,650,000 $ 246,296 $ 79,000
Fairfield, Connecticut 26 $ 8,863,000 $ 340,884 $ 140,000
Milwaukee, Wisconsin 26 $ 5,095,000 $ 195,961 $ 85,000
Gwinnett, Georgia 25 $ 5,106,000 $ 204,240 $ 86,000
Montgomery, Maryland 25 $ 10,176,000 $ 407,040 $ 143,000
Middlesex, New Jersey 25 $ 6,630,000 $ 265,200 $ 94,000
Broward, Florida 24 $ 7,361,000 $ 306,708 $ 142,000
Monmouth, New Jersey 24 $ 7,128,000 $ 297,000 $ 116,000
King, Washington 23 $ 7,994,000 $ 347,565 $ 97,000
Prince William, Virginia 22 $ 7,645,000 $ 347,500 $ 96,000
Hudson, New Jersey 21 $ 7,808,000 $ 371,809 $ 122,000
Bexar, Texas 21 $ 5,265,000 $ 250,714 $ 53,000
Sussex, Delaware 20 $ 4,727,000 $ 236,350 $ 108,000
Fulton, Georgia 20 $ 5,786,000 $ 289,300 $ 112,000
Harris, Texas 20 $ 4,206,000 $ 210,300 $ 110,000
Tarrant, Texas 19 $ 4,118,000 $ 216,736 $ 81,000
Middlesex, Massachusetts 18 $ 5,980,000 $ 332,222 $ 126,000
Bergen, New Jersey 18 $ 5,735,000 $ 318,611 $ 113,000
Contra Costa, California 17 $ 7,979,000 $ 469,352 $ 122,000
Arapahoe, Colorado 17 $ 5,103,000 $ 300,176 $ 105,000
El Paso, Colorado 17 $ 5,252,000 $ 308,941 $ 63,000
New Castle, Delaware 17 $ 3,834,000 $ 225,529 $ 67,000
Westchester, New York 17 $ 6,584,000 $ 387,294 $ 147,000
Travis, Texas 17 $ 5,311,000 $ 312,411 $ 121,000
Leavenworth, Kansas 16 $ 2,923,000 $ 182,687 $ 56,000
Richmond, New York 16 $ 5,690,000 $ 355,625 $ 116,000
Miami-Dade, Florida 15 $ 5,342,000 $ 356,133 $ 97,000
Champaign, Illinois 15 $ 3,183,000 $ 212,200 $ 125,000
Montgomery, Pennsylvania 15 $ 4,544,000 $ 302,933 $ 109,000
Collin, Texas 15 $ 3,927,000 $ 261,800 $ 84,000
Dane, Wisconsin 15 $ 3,677,000 $ 245,133 $ 111,000
Douglas, Colorado 14 $ 4,733,000 $ 338,071 $ 68,000
Sedgwick, Kansas 14 $ 2,037,000 $ 145,500 $ 5,000
Baltimore City, Maryland 14 $ 3,633,000 $ 259,500 $ 94,000
St. Mary's, Maryland 14 $ 3,675,000 $ 262,500 $ 118,000
Bernalillo, New Mexico 14 $ 5,045,000 $ 360,357 $ 72,000
Wake, North Carolina 14 $ 3,778,000 $ 269,857 $ 115,000
Virginia Beach, Virginia 14 $ 4,204,000 $ 300,285 $ 76,000
Washington, Wisconsin 14 $ 3,288,000 $ 234,857 $ 84,000
Anchorage, Alaska 13 $ 3,475,000 $ 267,307 $ 59,000
Pima, Arizona 13 $ 3,877,000 $ 298,230 $ 96,000
Alameda, California 13 $ 4,733,000 $ 364,076 $ 79,000
Seminole, Florida 13 $ 3,099,000 $ 238,384 $ 64,000
Carroll, Maryland 13 $ 3,872,000 $ 297,846 $ 103,000
Plymouth, Massachusetts 13 $ 4,321,000 $ 332,384 $ 105,000
Mecklenburg, North Carolina 13 $ 3,576,000 $ 275,076 $ 122,000
Shelby, Tennessee 13 $ 2,798,000 $ 215,230 $ 113,000
Salt Lake, Utah 13 $ 4,706,000 $ 362,000 $ 110,000
Pierce, Washington 13 $ 4,167,000 $ 320,538 $ 43,000
New Haven, Connecticut 12 $ 3,124,000 $ 260,333 $ 92,000
Lee, Florida 12 $ 2,762,000 $ 230,166 $ 83,000
Palm Beach, Florida 12 $ 2,825,000 $ 235,416 $ 115,000
Chatham, Georgia 12 $ 2,538,000 $ 211,500 $ 131,000
Marion, Indiana 12 $ 1,728,000 $ 144,000 $ 63,000
Somerset, New Jersey 12 $ 4,288,000 $ 357,333 $ 90,000
New York, New York 12 $ 7,001,000 $ 583,416 $ 185,000
Rockland, New York 12 $ 3,906,000 $ 325,500 $ 208,000
Loudoun, Virginia 12 $ 5,785,000 $ 482,083 $ 153,000
Sacramento, California 11 $ 2,792,000 $ 253,818 $ 33,000
Henry, Georgia 11 $ 2,172,000 $ 197,454 $ 46,000
Harford, Maryland 11 $ 3,525,000 $ 320,454 $ 99,000
Macomb, Michigan 11 $ 2,025,000 $ 184,090 $ 86,000
Essex, New Jersey 11 $ 2,611,000 $ 237,363 $ 93,000
Cumberland, North Carolina 11 $ 2,095,000 $ 190,454 $ 16,000
Allegheny, Pennsylvania 11 $ 3,357,000 $ 305,181 $ 154,000
Charleston, South Carolina 11 $ 2,348,000 $ 213,454 $ 94,000
San Bernardino, California 10 $ 2,265,000 $ 226,500 $ 105,000
San Mateo, California 10 $ 4,301,000 $ 430,100 $ 162,000
Hillsborough, Florida 10 $ 2,411,000 $ 241,100 $ 108,000
Santa Rosa, Florida 10 $ 2,451,000 $ 245,100 $ 91,000
Cherokee, Georgia 10 $ 2,016,000 $ 201,600 $ 60,000
Forsyth, Georgia 10 $ 2,480,000 $ 248,000 $ 95,000
Lake, Indiana 10 $ 1,814,000 $ 181,400 $ 66,000
Oakland, Michigan 10 $ 2,103,000 $ 210,300 $ 94,000
Jackson, Missouri 10 $ 1,689,000 $ 168,900 $ 76,000
St. Louis, Missouri 10 $ 2,243,000 $ 224,300 $ 97,000
Union, New Jersey 10 $ 2,481,000 $ 248,100 $ 75,000
Clackamas, Oregon 10 $ 3,300,000 $ 330,000 $ 173,000
Beaufort, South Carolina 10 $ 3,666,000 $ 366,600 $ 163,000
Arlington, Virginia 10 $ 4,708,000 $ 470,800 $ 204,000
Walworth, Wisconsin 10 $ 2,186,000 $ 218,600 $ 237,000
Placer, California 9 $ 3,418,000 $ 379,777 $ 98,000
Santa Clara, California 9 $ 4,670,000 $ 518,888 $ 93,000
Ventura, California 9 $ 3,161,000 $ 351,222 $ 93,000
Kent, Delaware 9 $ 2,332,000 $ 259,111 $ 96,000
Brevard, Florida 9 $ 2,011,000 $ 223,444 $ 56,000
Washoe, Nevada 9 $ 2,449,000 $ 272,111 $ 70,000
Erie, New York 9 $ 1,671,000 $ 185,666 $ 60,000
Montgomery, Tennessee 9 $ 1,462,000 $ 162,444 $ 19,000
Chesapeake, Virginia 9 $ 2,584,000 $ 287,111 $ 48,000
Kenosha, Wisconsin 9 $ 2,012,000 $ 223,555 $ 72,000
Madison, Alabama 8 $ 1,880,000 $ 235,000 $ 76,000
Fresno, California 8 $ 1,452,000 $ 181,500 $ 46,000
Solano, California 8 $ 2,860,000 $ 357,500 $ 109,000
Sonoma, California 8 $ 3,478,000 $ 434,750 $ 95,000
Adams, Colorado 8 $ 1,436,000 $ 179,500 $ 49,000
Denver, Colorado 8 $ 1,761,000 $ 220,125 $ 70,000
Jefferson, Colorado 8 $ 3,219,000 $ 402,375 $ 83,000
Collier, Florida 8 $ 2,954,000 $ 369,250 $ 217,000
Okaloosa, Florida 8 $ 2,252,000 $ 281,500 $ 91,000
Sarasota, Florida 8 $ 2,315,000 $ 289,375 $ 90,000
Cobb, Georgia 8 $ 2,127,000 $ 265,875 $ 78,000
Grundy, Illinois 8 $ 1,659,000 $ 207,375 $ 81,000
Porter, Indiana 8 $ 1,698,000 $ 212,250 $ 76,000
York, Maine 8 $ 2,032,000 $ 254,000 $ 72,000
Barnstable, Massachusetts 8 $ 2,372,000 $ 296,500 $ 78,000
Worcester, Massachusetts 8 $ 3,412,000 $ 426,500 $ 177,000
Van Buren, Michigan 8 $ 1,436,000 $ 179,500 $ 163,000
Hennepin, Minnesota 8 $ 1,861,000 $ 232,625 $ 101,000
Harrison, Mississippi 8 $ 918,000 $ 114,750 $ 141,000
Gloucester, New Jersey 8 $ 2,100,000 $ 262,500 $ 95,000
Dutchess, New York 8 $ 2,011,000 $ 251,375 $ 63,000
Guilford, North Carolina 8 $ 1,838,000 $ 229,750 $ 50,000
Cuyahoga, Ohio 8 $ 1,337,000 $ 167,125 $ 46,000
York, Pennsylvania 8 $ 2,259,000 $ 282,375 $ 127,000
Stafford, Virginia 8 $ 3,065,000 $ 383,125 $ 66,000
Bay, Florida 7 $ 1,508,000 $ 215,428 $ 71,000
Duval, Florida 7 $ 1,487,000 $ 212,428 $ 69,000
Pinellas, Florida 7 $ 1,808,000 $ 258,285 $ 120,000
St. Johns, Florida 7 $ 2,338,000 $ 334,000 $ 47,000
Hamilton, Indiana 7 $ 1,274,000 $ 182,000 $ 92,000
Essex, Massachusetts 7 $ 2,350,000 $ 335,714 $ 67,000
Berrien, Michigan 7 $ 1,556,000 $ 222,285 $ 214,000
Dakota, Minnesota 7 $ 1,551,000 $ 221,571 $ 60,000
Rockingham, New Hampshire 7 $ 1,397,000 $ 199,571 $ 60,000
Morris, New Jersey 7 $ 2,553,000 $ 364,714 $ 108,000
Onslow, North Carolina 7 $ 1,501,000 $ 214,428 $ 42,000
Franklin, Ohio 7 $ 1,129,000 $ 161,285 $ 45,000
Bucks, Pennsylvania 7 $ 2,093,000 $ 299,000 $ 103,000
Philadelphia, Pennsylvania 7 $ 1,585,000 $ 226,428 $ 87,000
Horry, South Carolina 7 $ 1,089,000 $ 155,571 $ 90,000
Rutherford, Tennessee 7 $ 2,442,000 $ 348,857 $ 83,000
Denton, Texas 7 $ 2,532,000 $ 361,714 $ 125,000
Fort Bend, Texas 7 $ 1,279,000 $ 182,714 $ 79,000
Williamson, Texas 7 $ 1,524,000 $ 217,714 $ 95,000
Alexandria, Virginia 7 $ 3,403,000 $ 486,142 $ 104,000
Clark, Washington 7 $ 1,419,000 $ 202,714 $ 47,000
Pinal, Arizona 6 $ 1,478,000 $ 246,333 $ 62,000
Yavapai, Arizona 6 $ 2,065,000 $ 344,166 $ 65,000
Marin, California 6 $ 3,182,000 $ 530,333 $ 165,000
Pueblo, Colorado 6 $ 1,250,000 $ 208,333 $ 87,000
Manatee, Florida 6 $ 1,500,000 $ 250,000 $ 108,000
Hawaii, Hawaii 6 $ 1,539,000 $ 256,500 $ 49,000
Ada, Idaho 6 $ 1,211,000 $ 201,833 $ 24,000
McLean, Illinois 6 $ 1,184,000 $ 197,333 $ 63,000
St. Clair, Illinois 6 $ 1,197,000 $ 199,500 $ 60,000
Jefferson, Kentucky 6 $ 1,288,000 $ 214,666 $ 77,000
East Baton Rouge, Louisiana 6 $ 1,757,000 $ 292,833 $ 75,000
Charles, Maryland 6 $ 1,571,000 $ 261,833 $ 116,000
Bristol, Massachusetts 6 $ 1,858,000 $ 309,666 $ 83,000
Norfolk, Massachusetts 6 $ 2,371,000 $ 395,166 $ 80,000
Wayne, Michigan 6 $ 1,375,000 $ 229,166 $ 69,000
Platte, Missouri 6 $ 1,201,000 $ 200,166 $ 95,000
Ravalli, Montana 6 $ 1,324,000 $ 220,666 $ 121,000
Orange, New York 6 $ 1,562,000 $ 260,333 $ 104,000
Hamilton, Ohio 6 $ 1,385,000 $ 230,833 $ 100,000
Summit, Ohio 6 $ 975,000 $ 162,500 $ 47,000
Oklahoma, Oklahoma 6 $ 1,746,000 $ 291,000 $ 104,000
Deschutes, Oregon 6 $ 1,661,000 $ 276,833 $ 48,000
Washington, Oregon 6 $ 1,707,000 $ 284,500 $ 154,000
Cumberland, Pennsylvania 6 $ 2,582,000 $ 430,333 $ 204,000
Washington, Pennsylvania 6 $ 1,681,000 $ 280,166 $ 88,000
Utah, Utah 6 $ 1,788,000 $ 298,000 $ 59,000
Snohomish, Washington 6 $ 1,568,000 $ 261,333 $ 36,000
Baldwin, Alabama 5 $ 1,576,000 $ 315,200 $ 87,000
Marshall, Alabama 5 $ 1,355,000 $ 271,000 $ 55,000
Cochise, Arizona 5 $ 1,291,000 $ 258,200 $ 83,000
El Dorado, California 5 $ 1,809,000 $ 361,800 $ 109,000
Monterey, California 5 $ 1,708,000 $ 341,600 $ 121,000
San Francisco, California 5 $ 2,461,000 $ 492,200 $ 147,000
San Luis Obispo, California 5 $ 1,817,000 $ 363,400 $ 68,000
Osceola, Florida 5 $ 995,000 $ 199,000 $ 88,000
Walton, Florida 5 $ 1,839,000 $ 367,800 $ 123,000
Hall, Georgia 5 $ 1,585,000 $ 317,000 $ 84,000
Maui, Hawaii 5 $ 1,929,000 $ 385,800 $ 108,000
Canyon, Idaho 5 $ 1,032,000 $ 206,400 $ 47,000
Polk, Iowa 5 $ 1,179,000 $ 235,800 $ 116,000
Scott, Iowa 5 $ 750,000 $ 150,000 $ 74,000
Douglas, Kansas 5 $ 639,000 $ 127,800 $ 1,000
Ramsey, Minnesota 5 $ 977,000 $ 195,400 $ 38,000
St. Charles, Missouri 5 $ 1,032,000 $ 206,400 $ 115,000
Sarpy, Nebraska 5 $ 1,448,000 $ 289,600 $ 86,000
Hillsborough, New Hampshire 5 $ 1,295,000 $ 259,000 $ 55,000
Burlington, New Jersey 5 $ 1,096,000 $ 219,200 $ 84,000
Camden, New Jersey 5 $ 1,020,000 $ 204,000 $ 165,000
Niagara, New York 5 $ 761,000 $ 152,200 $ 60,000
Brunswick, North Carolina 5 $ 1,752,000 $ 350,400 $ 85,000
Durham, North Carolina 5 $ 1,108,000 $ 221,600 $ 73,000
Harnett, North Carolina 5 $ 1,012,000 $ 202,400 $ 27,000
Moore, North Carolina 5 $ 1,748,000 $ 349,600 $ 47,000
Cleveland, Oklahoma 5 $ 962,000 $ 192,400 $ 55,000
Multnomah, Oregon 5 $ 1,382,000 $ 276,400 $ 70,000
Washington, Rhode Island 5 $ 1,610,000 $ 322,000 $ 95,000
Dorchester, South Carolina 5 $ 999,000 $ 199,800 $ 73,000
Greenville, South Carolina 5 $ 1,026,000 $ 205,200 $ 74,000
Lexington, South Carolina 5 $ 1,136,000 $ 227,200 $ 23,000
Knox, Tennessee 5 $ 1,425,000 $ 285,000 $ 136,000
Bell, Texas 5 $ 893,000 $ 178,600 $ 34,000
El Paso, Texas 5 $ 1,167,000 $ 233,400 $ 144,000
Montgomery, Texas 5 $ 1,186,000 $ 237,200 $ 142,000
Davis, Utah 5 $ 1,481,000 $ 296,200 $ 79,000
Weber, Utah 5 $ 1,031,000 $ 206,200 $ 38,000
Santa Barbara, California 4 $ 1,731,000 $ 432,750 $ 134,000
Stanislaus, California 4 $ 654,000 $ 163,500 $ 32,000
Summit, Colorado 4 $ 2,182,000 $ 545,500 $ 222,000
Weld, Colorado 4 $ 769,000 $ 192,250 $ 60,000
Hartford, Connecticut 4 $ 1,255,000 $ 313,750 $ 132,000
Clay, Florida 4 $ 793,000 $ 198,250 $ 63,000
Escambia, Florida 4 $ 1,658,000 $ 414,500 $ 105,000
Monroe, Florida 4 $ 1,444,000 $ 361,000 $ 1,549,000
Nassau, Florida 4 $ 883,000 $ 220,750 $ 76,000
St. Lucie, Florida 4 $ 947,000 $ 236,750 $ 85,000
Fayette, Georgia 4 $ 1,654,000 $ 413,500 $ 105,000
Kootenai, Idaho 4 $ 929,000 $ 232,250 $ 88,000
LaSalle, Illinois 4 $ 937,000 $ 234,250 $ 64,000
Rock Island, Illinois 4 $ 358,000 $ 89,500 $ 48,000
Jefferson, Louisiana 4 $ 659,000 $ 164,750 $ 90,000
Orleans, Louisiana 4 $ 1,408,000 $ 352,000 $ 191,000
Calvert, Maryland 4 $ 1,748,000 $ 437,000 $ 136,000
Washington, Maryland 4 $ 1,364,000 $ 341,000 $ 52,000
Hampden, Massachusetts 4 $ 1,115,000 $ 278,750 $ 132,000
Suffolk, Massachusetts 4 $ 1,492,000 $ 373,000 $ 91,000
Livingston, Michigan 4 $ 790,000 $ 197,500 $ 66,000
Anoka, Minnesota 4 $ 1,220,000 $ 305,000 $ 89,000
Jackson, Mississippi 4 $ 593,000 $ 148,250 $ 121,000
Madison, Mississippi 4 $ 876,000 $ 219,000 $ 125,000
Clay, Missouri 4 $ 825,000 $ 206,250 $ 103,000
Douglas, Nebraska 4 $ 1,624,000 $ 406,000 $ 146,000
Santa Fe, New Mexico 4 $ 979,000 $ 244,750 $ 63,000
Monroe, New York 4 $ 760,000 $ 190,000 $ 89,000
Warren, New York 4 $ 929,000 $ 232,250 $ 125,000
Catawba, North Carolina 4 $ 948,000 $ 237,000 $ 70,000
Johnston, North Carolina 4 $ 816,000 $ 204,000 $ 35,000
Butler, Ohio 4 $ 919,000 $ 229,750 $ 66,000
Tulsa, Oklahoma 4 $ 950,000 $ 237,500 $ 114,000
Lane, Oregon 4 $ 774,000 $ 193,500 $ 37,000
Berks, Pennsylvania 4 $ 991,000 $ 247,750 $ 85,000
Delaware, Pennsylvania 4 $ 822,000 $ 205,500 $ 94,000
Lehigh, Pennsylvania 4 $ 899,000 $ 224,750 $ 26,000
Berkeley, South Carolina 4 $ 633,000 $ 158,250 $ 67,000
Richland, South Carolina 4 $ 812,000 $ 203,000 $ 12,000
Sevier, Tennessee 4 $ 757,000 $ 189,250 $ 95,000
Wilson, Tennessee 4 $ 907,000 $ 226,750 $ 78,000
Dallas, Texas 4 $ 834,000 $ 208,500 $ 46,000
Summit, Utah 4 $ 1,774,000 $ 443,500 $ 158,000
Chittenden, Vermont 4 $ 985,000 $ 246,250 $ 80,000
Windsor, Vermont 4 $ 916,000 $ 229,000 $ 244,000
Chesterfield, Virginia 4 $ 917,000 $ 229,250 $ 136,000
Fauquier, Virginia 4 $ 1,701,000 $ 425,250 $ 125,000
Hampton, Virginia 4 $ 788,000 $ 197,000 $ 47,000
Norfolk, Virginia 4 $ 1,459,000 $ 364,750 $ 147,000
Spokane, Washington 4 $ 1,387,000 $ 346,750 $ 42,000
Jackson, West Virginia 4 $ 939,000 $ 234,750 $ 107,000
Racine, Wisconsin 4 $ 926,000 $ 231,500 $ 112,000
Natrona, Wyoming 4 $ 788,000 $ 197,000 $ 25,000
Jefferson, Alabama 3 $ 651,000 $ 217,000 $ 52,000
Russell, Alabama 3 $ 586,000 $ 195,333 $ 0
Juneau, Alaska 3 $ 631,000 $ 210,333 $ 52,000
Coconino, Arizona 3 $ 746,000 $ 248,666 $ 157,000
Mohave, Arizona 3 $ 752,000 $ 250,666 $ 87,000
Yuma, Arizona 3 $ 658,000 $ 219,333 $ 51,000
Pulaski, Arkansas 3 $ 561,000 $ 187,000 $ 13,000
Saline, Arkansas 3 $ 589,000 $ 196,333 $ 21,000
Butte, California 3 $ 888,000 $ 296,000 $ 46,000
Imperial, California 3 $ 738,000 $ 246,000 $ 0
Kern, California 3 $ 445,000 $ 148,333 $ 31,000
Kings, California 3 $ 594,000 $ 198,000 $ 97,000
Nevada, California 3 $ 878,000 $ 292,666 $ 61,000
Tulare, California 3 $ 639,000 $ 213,000 $ 66,000
Litchfield, Connecticut 3 $ 659,000 $ 219,666 $ 86,000
Charlotte, Florida 3 $ 1,021,000 $ 340,333 $ 102,000
Indian River, Florida 3 $ 1,812,000 $ 604,000 $ 178,000
Leon, Florida 3 $ 682,000 $ 227,333 $ 71,000
Pasco, Florida 3 $ 854,000 $ 284,666 $ 111,000
Polk, Florida 3 $ 792,000 $ 264,000 $ 137,000
Sumter, Florida 3 $ 643,000 $ 214,333 $ 73,000
Columbia, Georgia 3 $ 448,000 $ 149,333 $ 35,000
Muscogee, Georgia 3 $ 652,000 $ 217,333 $ 70,000
Paulding, Georgia 3 $ 558,000 $ 186,000 $ 77,000
Bannock, Idaho 3 $ 618,000 $ 206,000 $ 71,000
DeKalb, Illinois 3 $ 537,000 $ 179,000 $ 78,000
Henry, Illinois 3 $ 364,000 $ 121,333 $ 56,000
Winnebago, Illinois 3 $ 323,000 $ 107,666 $ 63,000
Elkhart, Indiana 3 $ 542,000 $ 180,666 $ 74,000
Hendricks, Indiana 3 $ 647,000 $ 215,666 $ 91,000
LaPorte, Indiana 3 $ 981,000 $ 327,000 $ 299,000
Muscatine, Iowa 3 $ 379,000 $ 126,333 $ 60,000
Butler, Kansas 3 $ 407,000 $ 135,666 $ 56,000
Fayette, Kentucky 3 $ 670,000 $ 223,333 $ 78,000
St. Tammany, Louisiana 3 $ 669,000 $ 223,000 $ 99,000
Cumberland, Maine 3 $ 802,000 $ 267,333 $ 109,000
Monroe, Michigan 3 $ 586,000 $ 195,333 $ 100,000
Washtenaw, Michigan 3 $ 869,000 $ 289,666 $ 85,000
DeSoto, Mississippi 3 $ 672,000 $ 224,000 $ 32,000
Warren, Mississippi 3 $ 533,000 $ 177,666 $ 121,000
Missoula, Montana 3 $ 696,000 $ 232,000 $ 78,000
Yellowstone, Montana 3 $ 726,000 $ 242,000 $ 85,000
Lancaster, Nebraska 3 $ 444,000 $ 148,000 $ 63,000
Carson City, Nevada 3 $ 864,000 $ 288,000 $ 50,000
Nye, Nevada 3 $ 355,000 $ 118,333 $ 29,000
Mercer, New Jersey 3 $ 696,000 $ 232,000 $ 72,000
Sussex, New Jersey 3 $ 600,000 $ 200,000 $ 76,000
Dona Ana, New Mexico 3 $ 930,000 $ 310,000 $ 142,000
Otero, New Mexico 3 $ 750,000 $ 250,000 $ 31,000
Valencia, New Mexico 3 $ 697,000 $ 232,333 $ 99,000
Onondaga, New York 3 $ 485,000 $ 161,666 $ 48,000
Saratoga, New York 3 $ 1,158,000 $ 386,000 $ 152,000
Ulster, New York 3 $ 487,000 $ 162,333 $ 178,000
Alamance, North Carolina 3 $ 578,000 $ 192,666 $ 71,000
Cabarrus, North Carolina 3 $ 660,000 $ 220,000 $ 110,000
Craven, North Carolina 3 $ 545,000 $ 181,666 $ 27,000
Currituck, North Carolina 3 $ 857,000 $ 285,666 $ 87,000
Davidson, North Carolina 3 $ 1,303,000 $ 434,333 $ 313,000
Gaston, North Carolina 3 $ 341,000 $ 113,666 $ 46,000
Hoke, North Carolina 3 $ 436,000 $ 145,333 $ 39,000
Lincoln, North Carolina 3 $ 659,000 $ 219,666 $ 148,000
Union, North Carolina 3 $ 647,000 $ 215,666 $ 76,000
Delaware, Ohio 3 $ 577,000 $ 192,333 $ 59,000
Medina, Ohio 3 $ 695,000 $ 231,666 $ 79,000
Union, Ohio 3 $ 387,000 $ 129,000 $ 54,000
Lackawanna, Pennsylvania 3 $ 402,000 $ 134,000 $ 35,000
Monroe, Pennsylvania 3 $ 700,000 $ 233,333 $ 53,000
Pike, Pennsylvania 3 $ 678,000 $ 226,000 $ 43,000
Providence, Rhode Island 3 $ 687,000 $ 229,000 $ 91,000
Aiken, South Carolina 3 $ 362,000 $ 120,666 $ 28,000
Kershaw, South Carolina 3 $ 629,000 $ 209,666 $ 89,000
Hamilton, Tennessee 3 $ 989,000 $ 329,666 $ 183,000
Sumner, Tennessee 3 $ 1,242,000 $ 414,000 $ 81,000
Williamson, Tennessee 3 $ 929,000 $ 309,666 $ 154,000
Brazoria, Texas 3 $ 694,000 $ 231,333 $ 36,000
Comal, Texas 3 $ 1,225,000 $ 408,333 $ 98,000
Galveston, Texas 3 $ 548,000 $ 182,666 $ 79,000
Taylor, Texas 3 $ 481,000 $ 160,333 $ 0
Washington, Utah 3 $ 670,000 $ 223,333 $ 239,000
New Kent, Virginia 3 $ 832,000 $ 277,333 $ 93,000
Orange, Virginia 3 $ 853,000 $ 284,333 $ 112,000
Spotsylvania, Virginia 3 $ 761,000 $ 253,666 $ 124,000
Warren, Virginia 3 $ 979,000 $ 326,333 $ 129,000
Kitsap, Washington 3 $ 691,000 $ 230,333 $ 92,000
Mason, Washington 3 $ 934,000 $ 311,333 $ 0
San Juan, Washington 3 $ 675,000 $ 225,000 $ 64,000
Skagit, Washington 3 $ 630,000 $ 210,000 $ 71,000
Thurston, Washington 3 $ 678,000 $ 226,000 $ 0
Kanawha, West Virginia 3 $ 604,000 $ 201,333 $ 92,000
Ozaukee, Wisconsin 3 $ 830,000 $ 276,666 $ 123,000
Vilas, Wisconsin 3 $ 632,000 $ 210,666 $ 94,000
Laramie, Wyoming 3 $ 768,000 $ 256,000 $ 117,000
Sweetwater, Wyoming 3 $ 700,000 $ 233,333 $ 57,000
Barbour, Alabama 2 $ 255,000 $ 127,500 $ 42,000
Houston, Alabama 2 $ 478,000 $ 239,000 $ 33,000
Mobile, Alabama 2 $ 227,000 $ 113,500 $ 35,000
Shelby, Alabama 2 $ 303,000 $ 151,500 $ 83,000
Gila, Arizona 2 $ 608,000 $ 304,000 $ 58,000
Graham, Arizona 2 $ 611,000 $ 305,500 $ 152,000
Navajo, Arizona 2 $ 504,000 $ 252,000 $ 76,000
Benton, Arkansas 2 $ 1,133,000 $ 566,500 $ 186,000
Lake, California 2 $ 624,000 $ 312,000 $ 50,000
Napa, California 2 $ 503,000 $ 251,500 $ 91,000
San Joaquin, California 2 $ 477,000 $ 238,500 $ 65,000
Tuolumne, California 2 $ 589,000 $ 294,500 $ 66,000
Yolo, California 2 $ 773,000 $ 386,500 $ 235,000
Elbert, Colorado 2 $ 821,000 $ 410,500 $ 89,000
Garfield, Colorado 2 $ 649,000 $ 324,500 $ 110,000
Mesa, Colorado 2 $ 769,000 $ 384,500 $ 0
Routt, Colorado 2 $ 936,000 $ 468,000 $ 160,000
Middlesex, Connecticut 2 $ 423,000 $ 211,500 $ 39,000
Tolland, Connecticut 2 $ 346,000 $ 173,000 $ 72,000
Flagler, Florida 2 $ 274,000 $ 137,000 $ 56,000
Lake, Florida 2 $ 498,000 $ 249,000 $ 94,000
Volusia, Florida 2 $ 319,000 $ 159,500 $ 50,000
Clarke, Georgia 2 $ 499,000 $ 249,500 $ 132,000
Floyd, Georgia 2 $ 336,000 $ 168,000 $ 88,000
Gilmer, Georgia 2 $ 462,000 $ 231,000 $ 104,000
Houston, Georgia 2 $ 536,000 $ 268,000 $ 78,000
Liberty, Georgia 2 $ 322,000 $ 161,000 $ 38,000
Towns, Georgia 2 $ 404,000 $ 202,000 $ 86,000
Bonneville, Idaho 2 $ 496,000 $ 248,000 $ 0
Madison, Illinois 2 $ 391,000 $ 195,500 $ 22,000
Boone, Indiana 2 $ 634,000 $ 317,000 $ 62,000
Dearborn, Indiana 2 $ 468,000 $ 234,000 $ 100,000
Decatur, Indiana 2 $ 302,000 $ 151,000 $ 55,000
Monroe, Indiana 2 $ 527,000 $ 263,500 $ 195,000
Lee, Iowa 2 $ 222,000 $ 111,000 $ 113,000
Linn, Iowa 2 $ 394,000 $ 197,000 $ 24,000
Warren, Iowa 2 $ 378,000 $ 189,000 $ 61,000
Riley, Kansas 2 $ 553,000 $ 276,500 $ 67,000
Shawnee, Kansas 2 $ 318,000 $ 159,000 $ 23,000
Campbell, Kentucky 2 $ 528,000 $ 264,000 $ 71,000
Garrard, Kentucky 2 $ 315,000 $ 157,500 $ 75,000
Hardin, Kentucky 2 $ 354,000 $ 177,000 $ 0
Spencer, Kentucky 2 $ 480,000 $ 240,000 $ 119,000
Bossier, Louisiana 2 $ 451,000 $ 225,500 $ 44,000
Caddo, Louisiana 2 $ 288,000 $ 144,000 $ 28,000
De Soto, Louisiana 2 $ 548,000 $ 274,000 $ 110,000
Livingston, Louisiana 2 $ 309,000 $ 154,500 $ 55,000
Hancock, Maine 2 $ 360,000 $ 180,000 $ 57,000
Lincoln, Maine 2 $ 589,000 $ 294,500 $ 189,000
Penobscot, Maine 2 $ 305,000 $ 152,500 $ 67,000
Cecil, Maryland 2 $ 647,000 $ 323,500 $ 124,000
Frederick, Maryland 2 $ 637,000 $ 318,500 $ 39,000
Queen Anne's, Maryland 2 $ 650,000 $ 325,000 $ 71,000
Worcester, Maryland 2 $ 517,000 $ 258,500 $ 192,000
Dukes, Massachusetts 2 $ 1,369,000 $ 684,500 $ 87,000
Cass, Michigan 2 $ 313,000 $ 156,500 $ 105,000
Eaton, Michigan 2 $ 256,000 $ 128,000 $ 47,000
Genesee, Michigan 2 $ 396,000 $ 198,000 $ 118,000
Kalamazoo, Michigan 2 $ 282,000 $ 141,000 $ 102,000
Kent, Michigan 2 $ 292,000 $ 146,000 $ 59,000
Muskegon, Michigan 2 $ 394,000 $ 197,000 $ 133,000
Oceana, Michigan 2 $ 328,000 $ 164,000 $ 136,000
Carver, Minnesota 2 $ 1,178,000 $ 589,000 $ 150,000
Chisago, Minnesota 2 $ 553,000 $ 276,500 $ 128,000
Goodhue, Minnesota 2 $ 559,000 $ 279,500 $ 125,000
St. Louis, Minnesota 2 $ 345,000 $ 172,500 $ 85,000
Washington, Minnesota 2 $ 524,000 $ 262,000 $ 142,000
Hinds, Mississippi 2 $ 388,000 $ 194,000 $ 91,000
Jones, Mississippi 2 $ 232,000 $ 116,000 $ 36,000
Camden, Missouri 2 $ 1,002,000 $ 501,000 $ 92,000
Christian, Missouri 2 $ 344,000 $ 172,000 $ 91,000
Broadwater, Montana 2 $ 266,000 $ 133,000 $ 50,000
Cascade, Montana 2 $ 301,000 $ 150,500 $ 0
Gallatin, Montana 2 $ 650,000 $ 325,000 $ 210,000
Lewis and Clark, Montana 2 $ 685,000 $ 342,500 $ 0
Douglas, Nevada 2 $ 618,000 $ 309,000 $ 100,000
Merrimack, New Hampshire 2 $ 311,000 $ 155,500 $ 68,000
Atlantic, New Jersey 2 $ 755,000 $ 377,500 $ 122,000
Cumberland, New Jersey 2 $ 256,000 $ 128,000 $ 97,000
Warren, New Jersey 2 $ 320,000 $ 160,000 $ 74,000
San Juan, New Mexico 2 $ 765,000 $ 382,500 $ 197,000
Sandoval, New Mexico 2 $ 432,000 $ 216,000 $ 88,000
Taos, New Mexico 2 $ 651,000 $ 325,500 $ 237,000
Albany, New York 2 $ 388,000 $ 194,000 $ 81,000
Clinton, New York 2 $ 431,000 $ 215,500 $ 108,000
Jefferson, New York 2 $ 385,000 $ 192,500 $ 0
Schenectady, New York 2 $ 329,000 $ 164,500 $ 136,000
Alexander, North Carolina 2 $ 424,000 $ 212,000 $ 89,000
Burke, North Carolina 2 $ 663,000 $ 331,500 $ 69,000
Chatham, North Carolina 2 $ 1,450,000 $ 725,000 $ 262,000
New Hanover, North Carolina 2 $ 701,000 $ 350,500 $ 175,000
Orange, North Carolina 2 $ 1,024,000 $ 512,000 $ 131,000
Polk, North Carolina 2 $ 594,000 $ 297,000 $ 155,000
Wayne, North Carolina 2 $ 419,000 $ 209,500 $ 62,000
Grand Forks, North Dakota 2 $ 384,000 $ 192,000 $ 109,000
Ward, North Dakota 2 $ 391,000 $ 195,500 $ 0
Fairfield, Ohio 2 $ 451,000 $ 225,500 $ 67,000
Greene, Ohio 2 $ 785,000 $ 392,500 $ 97,000
Licking, Ohio 2 $ 287,000 $ 143,500 $ 87,000
Lorain, Ohio 2 $ 368,000 $ 184,000 $ 30,000
Portage, Ohio 2 $ 290,000 $ 145,000 $ 39,000
Warren, Ohio 2 $ 598,000 $ 299,000 $ 164,000
Benton, Oregon 2 $ 587,000 $ 293,500 $ 89,000
Linn, Oregon 2 $ 486,000 $ 243,000 $ 68,000
Marion, Oregon 2 $ 532,000 $ 266,000 $ 0
Butler, Pennsylvania 2 $ 392,000 $ 196,000 $ 81,000
Centre, Pennsylvania 2 $ 442,000 $ 221,000 $ 128,000
Lancaster, Pennsylvania 2 $ 425,000 $ 212,500 $ 72,000
Kent, Rhode Island 2 $ 453,000 $ 226,500 $ 105,000
Newport, Rhode Island 2 $ 880,000 $ 440,000 $ 86,000
Florence, South Carolina 2 $ 492,000 $ 246,000 $ 57,000
Oconee, South Carolina 2 $ 349,000 $ 174,500 $ 37,000
Meade, South Dakota 2 $ 632,000 $ 316,000 $ 83,000
Minnehaha, South Dakota 2 $ 319,000 $ 159,500 $ 95,000
Davidson, Tennessee 2 $ 331,000 $ 165,500 $ 30,000
Fayette, Tennessee 2 $ 619,000 $ 309,500 $ 77,000
Tipton, Tennessee 2 $ 414,000 $ 207,000 $ 129,000
Jefferson, Texas 2 $ 331,000 $ 165,500 $ 119,000
Kerr, Texas 2 $ 512,000 $ 256,000 $ 56,000
McLennan, Texas 2 $ 294,000 $ 147,000 $ 79,000
Nueces, Texas 2 $ 481,000 $ 240,500 $ 0
Randall, Texas 2 $ 559,000 $ 279,500 $ 91,000
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Mortgage Loan Application Detail Totals for The Federal Savings Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,022 $1,115,123,000 $277,000 $1,336,000 $101,000 $5,547,000
Home Purchase 2,497 $651,564,000 $260,000 $1,350,000 $100,000 $1,148,000
Home Improvement 52 $15,167,000 $291,000 $805,000 $122,000 $452,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,564 $1,261,714,000 $276,000 $1,336,000 $109,000 $5,547,000
Hispanic 805 $176,504,000 $219,000 $1,350,000 $66,000 $402,000
Black or African American 549 $146,025,000 $265,000 $884,000 $79,000 $497,000
Asian 338 $101,851,000 $301,000 $1,040,000 $114,000 $840,000
Not Provided 243 $73,456,000 $302,000 $1,079,000 $101,000 $843,000
Native Hawaiian or Other Pacific Islander 49 $16,618,000 $339,000 $997,000 $86,000 $1,037,000
American Indian or Alaskan Native 22 $5,586,000 $253,000 $667,000 $74,000 $223,000
Not applicable 1 $100,000 $100,000 $100,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,119 $827,475,000 $265,000 $1,336,000 $130,000 $5,547,000
VA-guaranteed (Veterans Administration) 1,786 $548,662,000 $307,000 $1,336,000 $72,000 $939,000
FHA-insured (Federal Housing Administration) 1,664 $405,323,000 $243,000 $1,350,000 $77,000 $546,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $394,000 $197,000 $215,000 $69,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,937 $1,334,108,000 $270,000 $1,350,000 $99,000 $1,132,000
Application Denied By Financial Institution 1,403 $389,221,000 $277,000 $1,336,000 $105,000 $5,547,000
Application Withdrawn By Applicant 151 $37,960,000 $251,000 $936,000 $115,000 $1,148,000
Application Approved But Not Accepted 80 $20,565,000 $257,000 $555,000 $91,000 $322,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 898 $248,246,000 $276,000 $1,336,000 $106,000 $1,476,000
Collateral 171 $50,358,000 $294,000 $1,272,000 $137,000 $5,547,000
Debt-To-Income Ratio 133 $36,359,000 $273,000 $973,000 $71,000 $219,000
Credit History 73 $20,161,000 $276,000 $997,000 $84,000 $340,000
Other 71 $19,700,000 $277,000 $1,000,000 $113,000 $490,000
Unverifiable Information 25 $6,410,000 $256,000 $567,000 $89,000 $163,000
Insufficient Cash (Downpayment, Closing Cost) 17 $4,443,000 $261,000 $894,000 $139,000 $436,000
Employment History 15 $3,544,000 $236,000 $536,000 $59,000 $142,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Federal Savings Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Federal Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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