The Federal Savings Bank Mortgage Lending & HMDA Data, 2013
In 2013, The Federal Savings Bank of Chicago, IL reported 6,571 mortgage applications totaling $1.8 billion, up 32% from 2012. The average application was for $271,169, and applicants reported an average income of $100,786. 75% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (1,833), New York-White Plains-Wayne, NY-NJ (572) and Nassau-Suffolk, NY (209) (applications in parentheses).
| Mortgage Company & Address | The Federal Savings Bank 300 N Elizabeth Street, Ste 3e Chicago, IL 60639 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,571 |
| Total Mortgage Loan Application Amount | $1,781,854,000 |
| Average Mortgage Loan Application Amount | $271,169 |
| Highest Mortgage Loan Application Amount | $1,350,000 |
| Average Applicant Income | $100,786 |
| Highest Applicant Income | $5,547,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Joliet-Naperville, IL | 1,833 | $ 413,271,000 | $ 225,461 | $ 107,000 |
| New York-White Plains-Wayne, NY-NJ | 572 | $ 227,317,000 | $ 397,407 | $ 107,307 |
| Nassau-Suffolk, NY | 209 | $ 61,972,000 | $ 296,516 | $ 111,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 205 | $ 81,402,000 | $ 397,082 | $ 115,707 |
| Atlanta-Sandy Springs-Marietta, GA | 145 | $ 34,994,000 | $ 241,337 | $ 95,000 |
| Baltimore-Towson, MD | 141 | $ 41,929,000 | $ 297,368 | $ 99,000 |
| Edison-New Brunswick, NJ | 133 | $ 35,829,000 | $ 269,390 | $ 105,000 |
| Phoenix-Mesa-Glendale, AZ | 122 | $ 29,794,000 | $ 244,213 | $ 85,000 |
| Lake County-Kenosha County, IL-WI | 120 | $ 34,514,000 | $ 287,616 | $ 149,700 |
| Milwaukee-Waukesha-West Allis, WI | 74 | $ 17,468,000 | $ 236,054 | $ 91,000 |
| Kansas City, MO-KS | 72 | $ 13,855,000 | $ 192,430 | $ 73,666 |
| San Diego-Carlsbad-San Marcos, CA | 64 | $ 24,413,000 | $ 381,453 | $ 92,000 |
| Las Vegas-Paradise, NV | 61 | $ 12,741,000 | $ 208,868 | $ 61,000 |
| Denver-Aurora-Broomfield, CO | 59 | $ 17,480,000 | $ 296,271 | $ 80,000 |
| Orlando-Kissimmee-Sanford, FL | 54 | $ 12,095,000 | $ 223,981 | $ 84,000 |
| Santa Ana-Anaheim-Irvine, CA | 47 | $ 22,689,000 | $ 482,744 | $ 144,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 46 | $ 13,680,000 | $ 297,391 | $ 71,108 |
| Los Angeles-Long Beach-Glendale, CA | 45 | $ 15,794,000 | $ 350,977 | $ 111,000 |
| Houston-Sugar Land-Baytown, TX | 39 | $ 8,073,000 | $ 207,000 | $ 100,000 |
| Honolulu, HI | 37 | $ 16,739,000 | $ 452,405 | $ 99,000 |
| Riverside-San Bernardino-Ontario, CA | 37 | $ 9,028,000 | $ 244,000 | $ 85,000 |
| Newark-Union, NJ-PA | 35 | $ 9,051,000 | $ 258,600 | $ 86,885 |
| Philadelphia, PA | 34 | $ 9,347,000 | $ 274,911 | $ 127,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 33 | $ 8,570,000 | $ 259,696 | $ 85,333 |
| Oakland-Fremont-Hayward, CA | 30 | $ 12,712,000 | $ 423,733 | $ 103,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 29 | $ 8,037,000 | $ 277,137 | $ 117,551 |
| Seattle-Bellevue-Everett, WA | 29 | $ 9,562,000 | $ 329,724 | $ 84,000 |
| St. Louis, MO-IL | 29 | $ 5,882,000 | $ 202,827 | $ 84,379 |
| Bethesda-Rockville-Frederick, MD | 27 | $ 10,813,000 | $ 400,481 | $ 135,000 |
| Dallas-Plano-Irving, TX | 27 | $ 7,478,000 | $ 276,962 | $ 90,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 27 | $ 8,792,000 | $ 325,629 | $ 84,000 |
| San Antonio-New Braunfels, TX | 27 | $ 7,074,000 | $ 262,000 | $ 67,000 |
| Austin-Round Rock-San Marcos, TX | 26 | $ 7,403,000 | $ 284,730 | $ 111,000 |
| Bridgeport-Stamford-Norwalk, CT | 26 | $ 8,863,000 | $ 340,884 | $ 140,000 |
| Indianapolis-Carmel, IN | 25 | $ 4,414,000 | $ 176,560 | $ 74,000 |
| Warren-Troy-Farmington Hills, MI | 25 | $ 4,918,000 | $ 196,720 | $ 86,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 24 | $ 7,361,000 | $ 306,708 | $ 142,000 |
| Boston-Quincy, MA | 23 | $ 8,184,000 | $ 355,826 | $ 96,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 23 | $ 5,729,000 | $ 249,086 | $ 110,478 |
| Jacksonville, FL | 22 | $ 5,501,000 | $ 250,045 | $ 62,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 22 | $ 6,541,000 | $ 297,318 | $ 86,000 |
| Fort Worth-Arlington, TX | 21 | $ 4,877,000 | $ 232,238 | $ 93,000 |
| Pittsburgh, PA | 21 | $ 5,881,000 | $ 280,047 | $ 121,000 |
| San Francisco-San Mateo-Redwood City, CA | 21 | $ 9,944,000 | $ 473,523 | $ 160,000 |
| Charleston-North Charleston-Summerville, SC | 20 | $ 3,980,000 | $ 199,000 | $ 83,000 |
| Memphis, TN-MS-AR | 20 | $ 4,503,000 | $ 225,150 | $ 99,150 |
| Tampa-St. Petersburg-Clearwater, FL | 20 | $ 5,073,000 | $ 253,650 | $ 112,000 |
| Albuquerque, NM | 19 | $ 6,174,000 | $ 324,947 | $ 78,000 |
| Wilmington, DE-MD-NJ | 19 | $ 4,481,000 | $ 235,842 | $ 73,000 |
| Cambridge-Newton-Framingham, MA | 18 | $ 5,980,000 | $ 332,222 | $ 126,000 |
| Camden, NJ | 18 | $ 4,216,000 | $ 234,222 | $ 111,000 |
| Columbus, OH | 18 | $ 3,063,000 | $ 170,166 | $ 57,000 |
| Gary, IN | 18 | $ 3,512,000 | $ 195,111 | $ 70,000 |
| Providence-New Bedford-Fall River, RI-MA | 18 | $ 5,488,000 | $ 304,888 | $ 90,333 |
| Raleigh-Cary, NC | 18 | $ 4,594,000 | $ 255,222 | $ 97,000 |
| Cincinnati-Middletown, OH-KY-IN | 17 | $ 4,129,000 | $ 242,882 | $ 95,058 |
| Colorado Springs, CO | 17 | $ 5,252,000 | $ 308,941 | $ 63,000 |
| Salt Lake City, UT | 17 | $ 6,480,000 | $ 381,176 | $ 121,000 |
| Wichita, KS | 17 | $ 2,444,000 | $ 143,764 | $ 14,000 |
| Champaign-Urbana, IL | 16 | $ 3,362,000 | $ 210,125 | $ 121,000 |
| Richmond, VA | 16 | $ 5,260,000 | $ 328,750 | $ 159,000 |
| Madison, WI | 15 | $ 3,677,000 | $ 245,133 | $ 111,000 |
| Miami-Miami Beach-Kendall, FL | 15 | $ 5,342,000 | $ 356,133 | $ 97,000 |
| Anchorage, AK | 14 | $ 4,113,000 | $ 293,785 | $ 55,000 |
| Buffalo-Niagara Falls, NY | 14 | $ 2,432,000 | $ 173,714 | $ 60,000 |
| Cleveland-Elyria-Mentor, OH | 14 | $ 2,815,000 | $ 201,071 | $ 59,000 |
| Fayetteville, NC | 14 | $ 2,531,000 | $ 180,785 | $ 21,000 |
| North Port-Bradenton-Sarasota, FL | 14 | $ 3,815,000 | $ 272,500 | $ 97,000 |
| Oklahoma City, OK | 14 | $ 3,380,000 | $ 241,428 | $ 71,000 |
| Pensacola-Ferry Pass-Brent, FL | 14 | $ 4,109,000 | $ 293,500 | $ 95,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 14 | $ 3,573,000 | $ 255,214 | $ 80,000 |
| Davenport-Moline-Rock Island, IA-IL | 13 | $ 1,544,000 | $ 118,769 | $ 58,615 |
| Tacoma, WA | 13 | $ 4,167,000 | $ 320,538 | $ 43,000 |
| Tucson, AZ | 13 | $ 3,877,000 | $ 298,230 | $ 96,000 |
| Cape Coral-Fort Myers, FL | 12 | $ 2,762,000 | $ 230,166 | $ 83,000 |
| Columbia, SC | 12 | $ 2,577,000 | $ 214,750 | $ 36,000 |
| New Haven-Milford, CT | 12 | $ 3,124,000 | $ 260,333 | $ 92,000 |
| New Orleans-Metairie-Kenner, LA | 12 | $ 2,863,000 | $ 238,583 | $ 123,000 |
| Savannah, GA | 12 | $ 2,538,000 | $ 211,500 | $ 131,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 12 | $ 2,825,000 | $ 235,416 | $ 115,000 |
| Boise City-Nampa, ID | 11 | $ 2,243,000 | $ 203,909 | $ 34,000 |
| Louisville/Jefferson County, KY-IN | 11 | $ 2,296,000 | $ 208,727 | $ 75,000 |
| Portland-South Portland-Biddeford, ME | 11 | $ 2,834,000 | $ 257,636 | $ 82,000 |
| Clarksville, TN-KY | 10 | $ 1,868,000 | $ 186,800 | $ 23,900 |
| Durham-Chapel Hill, NC | 10 | $ 3,913,000 | $ 391,300 | $ 121,000 |
| Kalamazoo-Portage, MI | 10 | $ 1,718,000 | $ 171,800 | $ 151,000 |
| Ogden-Clearfield, UT | 10 | $ 2,512,000 | $ 251,200 | $ 58,000 |
| Omaha-Council Bluffs, NE-IA | 10 | $ 3,176,000 | $ 317,600 | $ 105,000 |
| Dover, DE | 9 | $ 2,332,000 | $ 259,111 | $ 96,000 |
| Greensboro-High Point, NC | 9 | $ 2,063,000 | $ 229,222 | $ 50,000 |
| Gulfport-Biloxi, MS | 9 | $ 1,178,000 | $ 130,888 | $ 136,000 |
| Huntsville, AL | 9 | $ 2,219,000 | $ 246,555 | $ 87,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 9 | $ 3,161,000 | $ 351,222 | $ 93,000 |
| Palm Bay-Melbourne-Titusville, FL | 9 | $ 2,011,000 | $ 223,444 | $ 56,000 |
| Reno-Sparks, NV | 9 | $ 2,449,000 | $ 272,111 | $ 70,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 9 | $ 4,670,000 | $ 518,888 | $ 93,000 |
| Akron, OH | 8 | $ 1,265,000 | $ 158,125 | $ 45,000 |
| Albany-Schenectady-Troy, NY | 8 | $ 2,054,000 | $ 256,750 | $ 117,000 |
| Augusta-Richmond County, GA-SC | 8 | $ 1,156,000 | $ 144,500 | $ 39,250 |
| Barnstable Town, MA | 8 | $ 2,372,000 | $ 296,500 | $ 78,000 |
| Baton Rouge, LA | 8 | $ 2,066,000 | $ 258,250 | $ 70,000 |
| Crestview-Fort Walton Beach-Destin, FL | 8 | $ 2,252,000 | $ 281,500 | $ 91,000 |
| Des Moines-West Des Moines, IA | 8 | $ 1,632,000 | $ 204,000 | $ 103,000 |
| Fresno, CA | 8 | $ 1,452,000 | $ 181,500 | $ 46,000 |
| Hartford-West Hartford-East Hartford, CT | 8 | $ 2,024,000 | $ 253,000 | $ 94,000 |
| Hickory-Lenoir-Morganton, NC | 8 | $ 2,035,000 | $ 254,375 | $ 74,000 |
| Little Rock-North Little Rock-Conway, AR | 8 | $ 1,610,000 | $ 201,250 | $ 39,000 |
| Naples-Marco Island, FL | 8 | $ 2,954,000 | $ 369,250 | $ 217,000 |
| Rockingham County-Strafford County, NH | 8 | $ 1,574,000 | $ 196,750 | $ 62,000 |
| Santa Rosa-Petaluma, CA | 8 | $ 3,478,000 | $ 434,750 | $ 95,000 |
| Vallejo-Fairfield, CA | 8 | $ 2,860,000 | $ 357,500 | $ 109,000 |
| Wilmington, NC | 8 | $ 2,642,000 | $ 330,250 | $ 102,000 |
| Worcester, MA | 8 | $ 3,412,000 | $ 426,500 | $ 177,000 |
| York-Hanover, PA | 8 | $ 2,259,000 | $ 282,375 | $ 127,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 7 | $ 1,601,000 | $ 228,714 | $ 66,857 |
| Jackson, MS | 7 | $ 1,472,000 | $ 210,285 | $ 115,000 |
| Jacksonville, NC | 7 | $ 1,501,000 | $ 214,428 | $ 42,000 |
| Knoxville, TN | 7 | $ 2,474,000 | $ 353,428 | $ 139,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 7 | $ 1,089,000 | $ 155,571 | $ 90,000 |
| Niles-Benton Harbor, MI | 7 | $ 1,556,000 | $ 222,285 | $ 214,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 7 | $ 1,508,000 | $ 215,428 | $ 71,000 |
| Peabody, MA | 7 | $ 2,350,000 | $ 335,714 | $ 67,000 |
| Bend, OR | 6 | $ 1,661,000 | $ 276,833 | $ 48,000 |
| Birmingham-Hoover, AL | 6 | $ 1,090,000 | $ 181,666 | $ 66,000 |
| Bloomington-Normal, IL | 6 | $ 1,184,000 | $ 197,333 | $ 63,000 |
| Columbus, GA-AL | 6 | $ 1,238,000 | $ 206,333 | $ 35,000 |
| Detroit-Livonia-Dearborn, MI | 6 | $ 1,375,000 | $ 229,166 | $ 69,000 |
| Hagerstown-Martinsburg, MD-WV | 6 | $ 1,884,000 | $ 314,000 | $ 84,666 |
| Harrisburg-Carlisle, PA | 6 | $ 2,582,000 | $ 430,333 | $ 204,000 |
| Prescott, AZ | 6 | $ 2,065,000 | $ 344,166 | $ 65,000 |
| Provo-Orem, UT | 6 | $ 1,788,000 | $ 298,000 | $ 59,000 |
| Pueblo, CO | 6 | $ 1,250,000 | $ 208,333 | $ 87,000 |
| Shreveport-Bossier City, LA | 6 | $ 1,287,000 | $ 214,500 | $ 60,000 |
| Burlington-South Burlington, VT | 5 | $ 1,378,000 | $ 275,600 | $ 90,000 |
| Chattanooga, TN-GA | 5 | $ 1,421,000 | $ 284,200 | $ 148,200 |
| El Paso, TX | 5 | $ 1,167,000 | $ 233,400 | $ 144,000 |
| Gainesville, GA | 5 | $ 1,585,000 | $ 317,000 | $ 84,000 |
| Greenville-Mauldin-Easley, SC | 5 | $ 1,026,000 | $ 205,200 | $ 74,000 |
| Killeen-Temple-Fort Hood, TX | 5 | $ 893,000 | $ 178,600 | $ 34,000 |
| Lawrence, KS | 5 | $ 639,000 | $ 127,800 | $ 1,000 |
| Manchester-Nashua, NH | 5 | $ 1,295,000 | $ 259,000 | $ 55,000 |
| Rochester, NY | 5 | $ 919,000 | $ 183,800 | $ 95,000 |
| Salinas, CA | 5 | $ 1,708,000 | $ 341,600 | $ 121,000 |
| San Luis Obispo-Paso Robles, CA | 5 | $ 1,817,000 | $ 363,400 | $ 68,000 |
| Springfield, MA | 5 | $ 1,361,000 | $ 272,200 | $ 122,000 |
| Athens-Clarke County, GA | 4 | $ 904,000 | $ 226,000 | $ 103,000 |
| Billings, MT | 4 | $ 895,000 | $ 223,750 | $ 98,000 |
| Casper, WY | 4 | $ 788,000 | $ 197,000 | $ 25,000 |
| Coeur D'Alene, ID | 4 | $ 929,000 | $ 232,250 | $ 88,000 |
| Dayton, OH | 4 | $ 1,106,000 | $ 276,500 | $ 99,000 |
| Eugene-Springfield, OR | 4 | $ 774,000 | $ 193,500 | $ 37,000 |
| Glens Falls, NY | 4 | $ 929,000 | $ 232,250 | $ 125,000 |
| Greeley, CO | 4 | $ 769,000 | $ 192,250 | $ 60,000 |
| Lexington-Fayette, KY | 4 | $ 989,000 | $ 247,250 | $ 96,000 |
| Modesto, CA | 4 | $ 654,000 | $ 163,500 | $ 32,000 |
| Pascagoula, MS | 4 | $ 593,000 | $ 148,250 | $ 121,000 |
| Port St. Lucie, FL | 4 | $ 947,000 | $ 236,750 | $ 85,000 |
| Racine, WI | 4 | $ 926,000 | $ 231,500 | $ 112,000 |
| Reading, PA | 4 | $ 991,000 | $ 247,750 | $ 85,000 |
| Roanoke, VA | 4 | $ 805,000 | $ 201,250 | $ 106,000 |
| Rockford, IL | 4 | $ 593,000 | $ 148,250 | $ 77,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 4 | $ 1,731,000 | $ 432,750 | $ 134,000 |
| Santa Fe, NM | 4 | $ 979,000 | $ 244,750 | $ 63,000 |
| Spokane, WA | 4 | $ 1,387,000 | $ 346,750 | $ 42,000 |
| Syracuse, NY | 4 | $ 612,000 | $ 153,000 | $ 36,000 |
| Tulsa, OK | 4 | $ 950,000 | $ 237,500 | $ 114,000 |
| Abilene, TX | 3 | $ 481,000 | $ 160,333 | $ 0 |
| Ann Arbor, MI | 3 | $ 869,000 | $ 289,666 | $ 85,000 |
| Bakersfield-Delano, CA | 3 | $ 445,000 | $ 148,333 | $ 31,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 513,000 | $ 171,000 | $ 69,000 |
| Bremerton-Silverdale, WA | 3 | $ 691,000 | $ 230,333 | $ 92,000 |
| Burlington, NC | 3 | $ 578,000 | $ 192,666 | $ 71,000 |
| Carson City, NV | 3 | $ 864,000 | $ 288,000 | $ 50,000 |
| Charleston, WV | 3 | $ 604,000 | $ 201,333 | $ 92,000 |
| Cheyenne, WY | 3 | $ 768,000 | $ 256,000 | $ 117,000 |
| Chico, CA | 3 | $ 888,000 | $ 296,000 | $ 46,000 |
| Corpus Christi, TX | 3 | $ 659,000 | $ 219,666 | $ 31,000 |
| Dothan, AL | 3 | $ 612,000 | $ 204,000 | $ 32,000 |
| Duluth, MN-WI | 3 | $ 473,000 | $ 157,666 | $ 78,333 |
| El Centro, CA | 3 | $ 738,000 | $ 246,000 | $ 0 |
| Elkhart-Goshen, IN | 3 | $ 542,000 | $ 180,666 | $ 74,000 |
| Flagstaff, AZ | 3 | $ 746,000 | $ 248,666 | $ 157,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 427,000 | $ 142,333 | $ 77,000 |
| Hanford-Corcoran, CA | 3 | $ 594,000 | $ 198,000 | $ 97,000 |
| Kingston, NY | 3 | $ 487,000 | $ 162,333 | $ 178,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 752,000 | $ 250,666 | $ 87,000 |
| Lakeland-Winter Haven, FL | 3 | $ 792,000 | $ 264,000 | $ 137,000 |
| Las Cruces, NM | 3 | $ 930,000 | $ 310,000 | $ 142,000 |
| Lincoln, NE | 3 | $ 444,000 | $ 148,000 | $ 63,000 |
| Longview, TX | 3 | $ 779,000 | $ 259,666 | $ 46,000 |
| Lynchburg, VA | 3 | $ 607,000 | $ 202,333 | $ 69,000 |
| Manhattan, KS | 3 | $ 723,000 | $ 241,000 | $ 45,000 |
| Michigan City-La Porte, IN | 3 | $ 981,000 | $ 327,000 | $ 299,000 |
| Missoula, MT | 3 | $ 696,000 | $ 232,000 | $ 78,000 |
| Monroe, MI | 3 | $ 586,000 | $ 195,333 | $ 100,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 630,000 | $ 210,000 | $ 71,000 |
| Olympia, WA | 3 | $ 678,000 | $ 226,000 | $ 0 |
| Pocatello, ID | 3 | $ 618,000 | $ 206,000 | $ 71,000 |
| Punta Gorda, FL | 3 | $ 1,021,000 | $ 340,333 | $ 102,000 |
| Rapid City, SD | 3 | $ 943,000 | $ 314,333 | $ 88,000 |
| Scranton--Wilkes-Barre, PA | 3 | $ 402,000 | $ 134,000 | $ 35,000 |
| Sebastian-Vero Beach, FL | 3 | $ 1,812,000 | $ 604,000 | $ 178,000 |
| Sioux Falls, SD | 3 | $ 427,000 | $ 142,333 | $ 95,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 466,000 | $ 155,333 | $ 101,000 |
| Springfield, MO | 3 | $ 634,000 | $ 211,333 | $ 61,000 |
| St. George, UT | 3 | $ 670,000 | $ 223,333 | $ 239,000 |
| Tallahassee, FL | 3 | $ 682,000 | $ 227,333 | $ 71,000 |
| Trenton-Ewing, NJ | 3 | $ 696,000 | $ 232,000 | $ 72,000 |
| Visalia-Porterville, CA | 3 | $ 639,000 | $ 213,000 | $ 66,000 |
| Yuma, AZ | 3 | $ 658,000 | $ 219,333 | $ 51,000 |
| Amarillo, TX | 2 | $ 559,000 | $ 279,500 | $ 91,000 |
| Asheville, NC | 2 | $ 303,000 | $ 151,500 | $ 21,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 755,000 | $ 377,500 | $ 122,000 |
| Bangor, ME | 2 | $ 305,000 | $ 152,500 | $ 67,000 |
| Beaumont-Port Arthur, TX | 2 | $ 331,000 | $ 165,500 | $ 119,000 |
| Bloomington, IN | 2 | $ 527,000 | $ 263,500 | $ 195,000 |
| Cedar Rapids, IA | 2 | $ 394,000 | $ 197,000 | $ 24,000 |
| Charlottesville, VA | 2 | $ 617,000 | $ 308,500 | $ 91,000 |
| Corvallis, OR | 2 | $ 587,000 | $ 293,500 | $ 89,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 319,000 | $ 159,500 | $ 50,000 |
| Elizabethtown, KY | 2 | $ 354,000 | $ 177,000 | $ 0 |
| Farmington, NM | 2 | $ 765,000 | $ 382,500 | $ 197,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 1,133,000 | $ 566,500 | $ 186,000 |
| Flint, MI | 2 | $ 396,000 | $ 198,000 | $ 118,000 |
| Florence, SC | 2 | $ 492,000 | $ 246,000 | $ 57,000 |
| Goldsboro, NC | 2 | $ 419,000 | $ 209,500 | $ 62,000 |
| Grand Forks, ND-MN | 2 | $ 384,000 | $ 192,000 | $ 109,000 |
| Grand Junction, CO | 2 | $ 769,000 | $ 384,500 | $ 0 |
| Great Falls, MT | 2 | $ 301,000 | $ 150,500 | $ 0 |
| Hinesville-Fort Stewart, GA | 2 | $ 322,000 | $ 161,000 | $ 38,000 |
| Houma-Bayou Cane-Thibodaux, LA | 2 | $ 555,000 | $ 277,500 | $ 95,000 |
| Idaho Falls, ID | 2 | $ 496,000 | $ 248,000 | $ 0 |
| Lafayette, LA | 2 | $ 1,048,000 | $ 524,000 | $ 546,000 |
| Lancaster, PA | 2 | $ 425,000 | $ 212,500 | $ 72,000 |
| Lansing-East Lansing, MI | 2 | $ 256,000 | $ 128,000 | $ 47,000 |
| Mobile, AL | 2 | $ 227,000 | $ 113,500 | $ 35,000 |
| Montgomery, AL | 2 | $ 538,000 | $ 269,000 | $ 0 |
| Muskegon-Norton Shores, MI | 2 | $ 394,000 | $ 197,000 | $ 133,000 |
| Napa, CA | 2 | $ 503,000 | $ 251,500 | $ 91,000 |
| Palm Coast, FL | 2 | $ 274,000 | $ 137,000 | $ 56,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 2 | $ 368,000 | $ 184,000 | $ 93,000 |
| Peoria, IL | 2 | $ 190,000 | $ 95,000 | $ 55,000 |
| Rome, GA | 2 | $ 336,000 | $ 168,000 | $ 88,000 |
| Salem, OR | 2 | $ 532,000 | $ 266,000 | $ 0 |
| State College, PA | 2 | $ 442,000 | $ 221,000 | $ 128,000 |
| Stockton, CA | 2 | $ 477,000 | $ 238,500 | $ 65,000 |
| Topeka, KS | 2 | $ 318,000 | $ 159,000 | $ 23,000 |
| Victoria, TX | 2 | $ 353,000 | $ 176,500 | $ 106,000 |
| Vineland-Millville-Bridgeton, NJ | 2 | $ 256,000 | $ 128,000 | $ 97,000 |
| Waco, TX | 2 | $ 294,000 | $ 147,000 | $ 79,000 |
| Warner Robins, GA | 2 | $ 536,000 | $ 268,000 | $ 78,000 |
| Wenatchee-East Wenatchee, WA | 2 | $ 554,000 | $ 277,000 | $ 93,000 |
| Winchester, VA-WV | 2 | $ 721,000 | $ 360,500 | $ 108,000 |
| Yakima, WA | 2 | $ 490,000 | $ 245,000 | $ 40,000 |
| Ames, IA | 1 | $ 124,000 | $ 124,000 | $ 44,000 |
| Anniston-Oxford, AL | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Appleton, WI | 1 | $ 212,000 | $ 212,000 | $ 103,000 |
| Auburn-Opelika, AL | 1 | $ 322,000 | $ 322,000 | $ 130,000 |
| Battle Creek, MI | 1 | $ 186,000 | $ 186,000 | $ 41,000 |
| Bellingham, WA | 1 | $ 184,000 | $ 184,000 | $ 36,000 |
| Bismarck, ND | 1 | $ 212,000 | $ 212,000 | $ 122,000 |
| Brunswick, GA | 1 | $ 267,000 | $ 267,000 | $ 227,000 |
| Canton-Massillon, OH | 1 | $ 109,000 | $ 109,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 143,000 | $ 143,000 | $ 167,000 |
| Decatur, AL | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Erie, PA | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
| Evansville, IN-KY | 1 | $ 161,000 | $ 161,000 | $ 55,000 |
| Fairbanks, AK | 1 | $ 155,000 | $ 155,000 | $ 195,000 |
| Florence-Muscle Shoals, AL | 1 | $ 237,000 | $ 237,000 | $ 82,000 |
| Fond Du Lac, WI | 1 | $ 176,000 | $ 176,000 | $ 240,000 |
| Fort Collins-Loveland, CO | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 209,000 | $ 209,000 | $ 87,000 |
| Fort Wayne, IN | 1 | $ 337,000 | $ 337,000 | $ 0 |
| Gadsden, AL | 1 | $ 216,000 | $ 216,000 | $ 41,000 |
| Gainesville, FL | 1 | $ 162,000 | $ 162,000 | $ 37,000 |
| Holland-Grand Haven, MI | 1 | $ 688,000 | $ 688,000 | $ 95,000 |
| Hot Springs, AR | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Janesville, WI | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| Jonesboro, AR | 1 | $ 222,000 | $ 222,000 | $ 83,000 |
| Kankakee-Bradley, IL | 1 | $ 86,000 | $ 86,000 | $ 64,000 |
| Kennewick-Pasco-Richland, WA | 1 | $ 114,000 | $ 114,000 | $ 53,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 283,000 | $ 283,000 | $ 54,000 |
| Kokomo, IN | 1 | $ 190,000 | $ 190,000 | $ 63,000 |
| Lafayette, IN | 1 | $ 199,000 | $ 199,000 | $ 82,000 |
| Lebanon, PA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Macon, GA | 1 | $ 632,000 | $ 632,000 | $ 141,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 417,000 | $ 417,000 | $ 311,000 |
| Medford, OR | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Muncie, IN | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| Norwich-New London, CT | 1 | $ 182,000 | $ 182,000 | $ 135,000 |
| Owensboro, KY | 1 | $ 179,000 | $ 179,000 | $ 70,000 |
| Redding, CA | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Rochester, MN | 1 | $ 147,000 | $ 147,000 | $ 76,000 |
| Rocky Mount, NC | 1 | $ 117,000 | $ 117,000 | $ 56,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 100,000 | $ 100,000 | $ 148,000 |
| Sheboygan, WI | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Spartanburg, SC | 1 | $ 238,000 | $ 238,000 | $ 68,000 |
| St. Cloud, MN | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| St. Joseph, MO-KS | 1 | $ 614,000 | $ 614,000 | $ 395,000 |
| Toledo, OH | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Tuscaloosa, AL | 1 | $ 164,000 | $ 164,000 | $ 96,000 |
| Tyler, TX | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 109,000 | $ 109,000 | $ 50,000 |
| Wausau, WI | 1 | $ 323,000 | $ 323,000 | $ 136,000 |
| Wichita Falls, TX | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Williamsport, PA | 1 | $ 128,000 | $ 128,000 | $ 58,000 |
| Winston-Salem, NC | 1 | $ 173,000 | $ 173,000 | $ 93,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 235,000 | $ 235,000 | $ 124,000 |
| Yuba City, CA | 1 | $ 234,000 | $ 234,000 | $ 0 |
Mortgage Loan Application Detail Totals for The Federal Savings Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,022 | $1,115,123,000 | $277,000 | $1,336,000 | $101,000 | $5,547,000 |
| Home Purchase | 2,497 | $651,564,000 | $260,000 | $1,350,000 | $100,000 | $1,148,000 |
| Home Improvement | 52 | $15,167,000 | $291,000 | $805,000 | $122,000 | $452,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,564 | $1,261,714,000 | $276,000 | $1,336,000 | $109,000 | $5,547,000 |
| Hispanic | 805 | $176,504,000 | $219,000 | $1,350,000 | $66,000 | $402,000 |
| Black or African American | 549 | $146,025,000 | $265,000 | $884,000 | $79,000 | $497,000 |
| Asian | 338 | $101,851,000 | $301,000 | $1,040,000 | $114,000 | $840,000 |
| Not Provided | 243 | $73,456,000 | $302,000 | $1,079,000 | $101,000 | $843,000 |
| Native Hawaiian or Other Pacific Islander | 49 | $16,618,000 | $339,000 | $997,000 | $86,000 | $1,037,000 |
| American Indian or Alaskan Native | 22 | $5,586,000 | $253,000 | $667,000 | $74,000 | $223,000 |
| Not applicable | 1 | $100,000 | $100,000 | $100,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,119 | $827,475,000 | $265,000 | $1,336,000 | $130,000 | $5,547,000 |
| VA-guaranteed (Veterans Administration) | 1,786 | $548,662,000 | $307,000 | $1,336,000 | $72,000 | $939,000 |
| FHA-insured (Federal Housing Administration) | 1,664 | $405,323,000 | $243,000 | $1,350,000 | $77,000 | $546,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $394,000 | $197,000 | $215,000 | $69,000 | $72,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,937 | $1,334,108,000 | $270,000 | $1,350,000 | $99,000 | $1,132,000 |
| Application Denied By Financial Institution | 1,403 | $389,221,000 | $277,000 | $1,336,000 | $105,000 | $5,547,000 |
| Application Withdrawn By Applicant | 151 | $37,960,000 | $251,000 | $936,000 | $115,000 | $1,148,000 |
| Application Approved But Not Accepted | 80 | $20,565,000 | $257,000 | $555,000 | $91,000 | $322,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 898 | $248,246,000 | $276,000 | $1,336,000 | $106,000 | $1,476,000 |
| Collateral | 171 | $50,358,000 | $294,000 | $1,272,000 | $137,000 | $5,547,000 |
| Debt-To-Income Ratio | 133 | $36,359,000 | $273,000 | $973,000 | $71,000 | $219,000 |
| Credit History | 73 | $20,161,000 | $276,000 | $997,000 | $84,000 | $340,000 |
| Other | 71 | $19,700,000 | $277,000 | $1,000,000 | $113,000 | $490,000 |
| Unverifiable Information | 25 | $6,410,000 | $256,000 | $567,000 | $89,000 | $163,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $4,443,000 | $261,000 | $894,000 | $139,000 | $436,000 |
| Employment History | 15 | $3,544,000 | $236,000 | $536,000 | $59,000 | $142,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Federal Savings Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About