The Federal Savings Bank Mortgage Lending & HMDA Data, 2025
In 2025, The Federal Savings Bank of Chicago, IL reported 21,050 mortgage applications totaling $7.8 billion, up 2% from 2024. The average application was for $369,611, and applicants reported an average income of $127,245. 39% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Chicago-Naperville, IL (1,048), New York-Jersey City-White Plains, NY-NJ (688) and Lakewood-New Brunswick, NJ (593) (applications in parentheses).
| Mortgage Company & Address | The Federal Savings Bank 300 N Elizabeth Street, Ste 3e Chicago, IL 60639 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 21,050 |
| Total Mortgage Loan Application Amount | $7,780,330,000 |
| Average Mortgage Loan Application Amount | $369,611 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $127,245 |
| Highest Applicant Income | $6,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 3,111 | $ 967,275,000 | $ 310,920 | $ 109,582 |
| Chicago-Naperville, IL | 1,048 | $ 332,160,000 | $ 316,946 | $ 145,000 |
| New York-Jersey City-White Plains, NY-NJ | 688 | $ 394,520,000 | $ 573,430 | $ 190,856 |
| Lakewood-New Brunswick, NJ | 593 | $ 261,665,000 | $ 441,256 | $ 190,000 |
| Atlanta-Sandy Springs-Roswell, GA | 516 | $ 185,210,000 | $ 358,934 | $ 109,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 358 | $ 129,240,000 | $ 361,005 | $ 109,969 |
| Phoenix-Mesa-Scottsdale, AZ | 300 | $ 120,560,000 | $ 401,866 | $ 122,000 |
| Arlington-Alexandria-Reston, VA-WV | 296 | $ 165,760,000 | $ 560,000 | $ 171,067 |
| Las Vegas-Henderson-Paradise, NV | 261 | $ 108,365,000 | $ 415,191 | $ 113,000 |
| Nassau County-Suffolk County, NY | 251 | $ 140,525,000 | $ 559,860 | $ 183,000 |
| Riverside-San Bernardino-Ontario, CA | 237 | $ 114,075,000 | $ 481,329 | $ 117,000 |
| Baltimore-Columbia-Towson, MD | 232 | $ 89,840,000 | $ 387,241 | $ 121,000 |
| Charlotte-Concord-Gastonia, NC-SC | 208 | $ 81,570,000 | $ 392,163 | $ 114,932 |
| Philadelphia, PA | 205 | $ 44,835,000 | $ 218,707 | $ 74,000 |
| St. Louis, MO-IL | 204 | $ 58,280,000 | $ 285,686 | $ 94,176 |
| Washington, DC-MD | 200 | $ 90,820,000 | $ 454,100 | $ 131,220 |
| Kansas City, MO-KS | 189 | $ 55,665,000 | $ 294,523 | $ 97,825 |
| Indianapolis-Carmel-Anderson, IN | 168 | $ 56,860,000 | $ 338,452 | $ 117,000 |
| Camden, NJ | 164 | $ 55,460,000 | $ 338,170 | $ 116,000 |
| Columbus, OH | 157 | $ 47,815,000 | $ 304,554 | $ 135,000 |
| Richmond, VA | 155 | $ 51,945,000 | $ 335,129 | $ 104,000 |
| Denver-Aurora-Lakewood, CO | 148 | $ 76,960,000 | $ 520,000 | $ 141,000 |
| Cincinnati, OH-KY-IN | 142 | $ 40,850,000 | $ 287,676 | $ 114,760 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 142 | $ 53,860,000 | $ 379,295 | $ 118,000 |
| Tacoma-Lakewood, WA | 141 | $ 70,625,000 | $ 500,886 | $ 127,000 |
| Cleveland, OH | 138 | $ 32,770,000 | $ 237,463 | $ 112,000 |
| Newark, NJ-PA | 136 | $ 60,940,000 | $ 448,088 | $ 162,000 |
| San Diego-Carlsbad, CA | 136 | $ 87,400,000 | $ 642,647 | $ 140,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 133 | $ 41,445,000 | $ 311,616 | $ 117,684 |
| Raleigh, NC | 133 | $ 48,415,000 | $ 364,022 | $ 121,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 126 | $ 52,690,000 | $ 418,174 | $ 146,000 |
| Elgin, IL | 125 | $ 37,355,000 | $ 298,840 | $ 133,000 |
| Los Angeles-Long Beach-Glendale, CA | 125 | $ 72,725,000 | $ 581,800 | $ 151,000 |
| Fayetteville, NC | 119 | $ 34,495,000 | $ 289,873 | $ 102,000 |
| Orlando-Kissimmee-Sanford, FL | 119 | $ 45,185,000 | $ 379,705 | $ 126,000 |
| Lima, OH | 118 | $ 15,440,000 | $ 130,847 | $ 69,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 118 | $ 56,150,000 | $ 475,847 | $ 151,627 |
| Marietta, GA | 117 | $ 43,035,000 | $ 367,820 | $ 120,000 |
| Columbia, SC | 114 | $ 33,480,000 | $ 293,684 | $ 89,000 |
| Providence-Warwick, RI-MA | 113 | $ 48,035,000 | $ 425,088 | $ 112,398 |
| Tampa, FL | 113 | $ 41,715,000 | $ 369,159 | $ 120,000 |
| Lake County-Kenosha County, IL-WI | 112 | $ 44,970,000 | $ 401,517 | $ 181,000 |
| Louisville/Jefferson County, KY-IN | 108 | $ 30,360,000 | $ 281,111 | $ 93,083 |
| Colorado Springs, CO | 106 | $ 47,250,000 | $ 445,754 | $ 115,000 |
| Memphis, TN-MS-AR | 103 | $ 28,085,000 | $ 272,669 | $ 83,582 |
| Albuquerque, NM | 102 | $ 33,090,000 | $ 324,411 | $ 93,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 102 | $ 29,370,000 | $ 287,941 | $ 105,039 |
| Boston, MA | 95 | $ 47,495,000 | $ 499,947 | $ 135,000 |
| Montgomery County-Bucks County-Chester County, PA | 94 | $ 38,380,000 | $ 408,297 | $ 131,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 94 | $ 44,040,000 | $ 468,510 | $ 138,000 |
| Urban Honolulu, HI | 93 | $ 63,565,000 | $ 683,494 | $ 134,000 |
| Miami-Miami Beach-Kendall, FL | 92 | $ 51,180,000 | $ 556,304 | $ 249,000 |
| Salt Lake City, UT | 92 | $ 38,000,000 | $ 413,043 | $ 93,000 |
| Birmingham-Hoover, AL | 90 | $ 30,320,000 | $ 336,888 | $ 97,000 |
| Charleston-North Charleston, SC | 88 | $ 33,680,000 | $ 382,727 | $ 103,000 |
| San Antonio-New Braunfels, TX | 87 | $ 41,715,000 | $ 479,482 | $ 212,000 |
| Anchorage, AK | 82 | $ 34,850,000 | $ 425,000 | $ 113,000 |
| Boise City, ID | 82 | $ 35,350,000 | $ 431,097 | $ 122,000 |
| Tucson, AZ | 79 | $ 26,355,000 | $ 333,607 | $ 117,000 |
| Augusta-Richmond County, GA-SC | 78 | $ 22,970,000 | $ 294,487 | $ 93,051 |
| Lake County-Porter County-Jasper County, IN | 74 | $ 22,080,000 | $ 298,378 | $ 109,000 |
| Clarksville, TN-KY | 73 | $ 25,315,000 | $ 346,780 | $ 102,410 |
| Huntsville, AL | 73 | $ 28,995,000 | $ 397,191 | $ 114,000 |
| Milwaukee-Waukesha-West Allis, WI | 72 | $ 22,580,000 | $ 313,611 | $ 104,000 |
| Oklahoma City, OK | 71 | $ 24,545,000 | $ 345,704 | $ 115,000 |
| Savannah, GA | 71 | $ 23,195,000 | $ 326,690 | $ 109,000 |
| Jacksonville, FL | 70 | $ 22,210,000 | $ 317,285 | $ 96,000 |
| Omaha-Council Bluffs, NE-IA | 70 | $ 21,570,000 | $ 308,142 | $ 111,085 |
| Worcester, MA-CT | 70 | $ 28,030,000 | $ 400,428 | $ 106,000 |
| Little Rock-North Little Rock-Conway, AR | 69 | $ 21,365,000 | $ 309,637 | $ 95,000 |
| Cambridge-Newton-Framingham, MA | 68 | $ 34,850,000 | $ 512,500 | $ 141,000 |
| Warren-Troy-Farmington Hills, MI | 68 | $ 20,730,000 | $ 304,852 | $ 106,000 |
| Ogden-Clearfield, UT | 67 | $ 33,215,000 | $ 495,746 | $ 128,000 |
| Pittsburgh, PA | 67 | $ 19,085,000 | $ 284,850 | $ 99,000 |
| Seattle-Bellevue-Everett, WA | 67 | $ 34,425,000 | $ 513,805 | $ 168,000 |
| Everett, WA | 64 | $ 37,030,000 | $ 578,593 | $ 181,000 |
| Jacksonville, NC | 64 | $ 19,140,000 | $ 299,062 | $ 97,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 64 | $ 30,280,000 | $ 473,125 | $ 196,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 63 | $ 13,385,000 | $ 212,460 | $ 82,000 |
| Wilmington, DE-MD-NJ | 61 | $ 21,235,000 | $ 348,114 | $ 101,770 |
| Greensboro-High Point, NC | 58 | $ 16,910,000 | $ 291,551 | $ 104,000 |
| Spokane-Spokane Valley, WA | 58 | $ 22,830,000 | $ 393,620 | $ 172,000 |
| Knoxville, TN | 57 | $ 19,425,000 | $ 340,789 | $ 98,000 |
| Greenville-Anderson-Mauldin, SC | 56 | $ 16,230,000 | $ 289,821 | $ 81,000 |
| Lexington-Fayette, KY | 56 | $ 18,460,000 | $ 329,642 | $ 148,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 53 | $ 19,165,000 | $ 361,603 | $ 119,000 |
| Washington-Baltimore-Arlington, DC | 53 | $ 25,965,000 | $ 489,905 | $ 199,000 |
| Detroit-Dearborn-Livonia, MI | 52 | $ 11,960,000 | $ 230,000 | $ 94,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 52 | $ 23,120,000 | $ 444,615 | $ 169,000 |
| New Orleans-Metairie, LA | 51 | $ 13,675,000 | $ 268,137 | $ 85,000 |
| Dover, DE | 50 | $ 17,570,000 | $ 351,400 | $ 93,000 |
| Hagerstown-Martinsburg, MD-WV | 50 | $ 17,980,000 | $ 359,600 | $ 124,800 |
| Dayton-Springfield-Kettering, OH | 49 | $ 13,415,000 | $ 273,775 | $ 108,000 |
| Gulfport-Biloxi-Pascagoula, MS | 49 | $ 13,425,000 | $ 273,979 | $ 102,000 |
| Albany-Schenectady-Troy, NY | 48 | $ 14,690,000 | $ 306,041 | $ 99,000 |
| Baton Rouge, LA | 48 | $ 13,990,000 | $ 291,458 | $ 106,000 |
| Lakeland-Winter Haven, FL | 48 | $ 16,680,000 | $ 347,500 | $ 110,000 |
| Reno, NV | 48 | $ 19,950,000 | $ 415,625 | $ 106,000 |
| Grand Rapids-Wyoming, MI | 47 | $ 15,265,000 | $ 324,787 | $ 102,000 |
| Winston-Salem, NC | 47 | $ 15,765,000 | $ 335,425 | $ 89,000 |
| North Port-Sarasota-Bradenton, FL | 45 | $ 14,675,000 | $ 326,111 | $ 186,000 |
| Pensacola-Ferry Pass-Brent, FL | 45 | $ 14,995,000 | $ 333,222 | $ 101,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 44 | $ 16,480,000 | $ 374,545 | $ 109,000 |
| Hartford-West Hartford-East Hartford, CT | 44 | $ 14,720,000 | $ 334,545 | $ 125,000 |
| Houston-The Woodlands-Sugar Land, TX | 44 | $ 17,910,000 | $ 407,045 | $ 180,000 |
| Springfield, MO | 44 | $ 13,430,000 | $ 305,227 | $ 87,000 |
| Durham-Chapel Hill, NC | 43 | $ 14,835,000 | $ 345,000 | $ 108,000 |
| Montgomery, AL | 43 | $ 14,415,000 | $ 335,232 | $ 96,000 |
| Olympia-Tumwater, WA | 43 | $ 18,605,000 | $ 432,674 | $ 102,000 |
| Chattanooga, TN-GA | 42 | $ 13,320,000 | $ 317,142 | $ 91,404 |
| Fresno, CA | 42 | $ 16,200,000 | $ 385,714 | $ 97,000 |
| Ocala, FL | 42 | $ 10,620,000 | $ 252,857 | $ 78,000 |
| Tulsa, OK | 42 | $ 10,510,000 | $ 250,238 | $ 102,000 |
| Wichita, KS | 42 | $ 11,270,000 | $ 268,333 | $ 87,000 |
| Columbus, GA-AL | 41 | $ 13,625,000 | $ 332,317 | $ 92,048 |
| Springfield, MA | 41 | $ 14,265,000 | $ 347,926 | $ 101,000 |
| Shreveport-Bossier City, LA | 40 | $ 11,900,000 | $ 297,500 | $ 119,000 |
| Cape Coral-Fort Myers, FL | 39 | $ 14,445,000 | $ 370,384 | $ 176,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 39 | $ 10,925,000 | $ 280,128 | $ 77,000 |
| Bakersfield, CA | 38 | $ 12,620,000 | $ 332,105 | $ 90,000 |
| Bremerton-Silverdale, WA | 38 | $ 18,690,000 | $ 491,842 | $ 127,000 |
| Bridgeport-Stamford-Norwalk, CT | 38 | $ 16,160,000 | $ 425,263 | $ 165,000 |
| Greeley, CO | 38 | $ 15,070,000 | $ 396,578 | $ 132,000 |
| Oakland-Hayward-Berkeley, CA | 37 | $ 19,925,000 | $ 538,513 | $ 157,000 |
| Port St. Lucie, FL | 37 | $ 12,935,000 | $ 349,594 | $ 124,000 |
| Racine, WI | 37 | $ 9,625,000 | $ 260,135 | $ 121,000 |
| Warner Robins, GA | 37 | $ 9,845,000 | $ 266,081 | $ 82,000 |
| Dallas-Plano-Irving, TX | 36 | $ 18,520,000 | $ 514,444 | $ 209,000 |
| Fort Worth-Arlington, TX | 36 | $ 30,830,000 | $ 856,388 | $ 346,000 |
| Waterbury-Shelton, CT | 36 | $ 10,840,000 | $ 301,111 | $ 90,000 |
| Jackson, MS | 35 | $ 10,395,000 | $ 297,000 | $ 101,000 |
| Rockingham County-Strafford County, NH | 35 | $ 15,585,000 | $ 445,285 | $ 123,000 |
| Hickory-Lenoir-Morganton, NC | 34 | $ 11,510,000 | $ 338,529 | $ 113,000 |
| Roanoke, VA | 34 | $ 9,840,000 | $ 289,411 | $ 76,000 |
| Wilmington, NC | 34 | $ 13,310,000 | $ 391,470 | $ 107,000 |
| Huntington-Ashland, WV-KY-OH | 33 | $ 7,435,000 | $ 225,303 | $ 79,333 |
| Portland-South Portland, ME | 33 | $ 12,735,000 | $ 385,909 | $ 96,000 |
| Trenton, NJ | 33 | $ 12,965,000 | $ 392,878 | $ 157,000 |
| Daphne-Fairhope-Foley, AL | 32 | $ 10,920,000 | $ 341,250 | $ 98,000 |
| Des Moines-West Des Moines, IA | 32 | $ 11,610,000 | $ 362,812 | $ 118,000 |
| Elizabethtown-Fort Knox, KY | 32 | $ 11,010,000 | $ 344,062 | $ 113,000 |
| Eugene, OR | 32 | $ 13,890,000 | $ 434,062 | $ 102,000 |
| Vallejo-Fairfield, CA | 32 | $ 15,770,000 | $ 492,812 | $ 125,000 |
| Hinesville, GA | 31 | $ 9,265,000 | $ 298,870 | $ 109,000 |
| New Haven-Milford, CT | 31 | $ 9,685,000 | $ 312,419 | $ 95,000 |
| St. Petersburg-Clearwater-Largo, FL | 31 | $ 10,945,000 | $ 353,064 | $ 141,000 |
| Atlantic City-Hammonton, NJ | 30 | $ 9,960,000 | $ 332,000 | $ 116,000 |
| Canton-Massillon, OH | 30 | $ 9,200,000 | $ 306,666 | $ 117,000 |
| Austin-Round Rock, TX | 29 | $ 18,455,000 | $ 636,379 | $ 237,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 29 | $ 8,875,000 | $ 306,034 | $ 103,000 |
| Palm Bay-Melbourne-Titusville, FL | 29 | $ 9,985,000 | $ 344,310 | $ 99,000 |
| Rochester, NY | 29 | $ 8,415,000 | $ 290,172 | $ 104,000 |
| Rockford, IL | 29 | $ 5,715,000 | $ 197,068 | $ 73,000 |
| Stockton-Lodi, CA | 29 | $ 12,415,000 | $ 428,103 | $ 122,000 |
| Harrisburg-Carlisle, PA | 28 | $ 7,460,000 | $ 266,428 | $ 80,000 |
| Prescott Valley-Prescott, AZ | 28 | $ 11,430,000 | $ 408,214 | $ 87,000 |
| Provo-Orem, UT | 28 | $ 11,680,000 | $ 417,142 | $ 107,000 |
| Reading, PA | 28 | $ 7,770,000 | $ 277,500 | $ 106,000 |
| Salem, OR | 28 | $ 10,300,000 | $ 367,857 | $ 90,000 |
| Akron, OH | 26 | $ 6,330,000 | $ 243,461 | $ 76,000 |
| Blacksburg-Christiansburg-Radford, VA | 26 | $ 6,030,000 | $ 231,923 | $ 74,000 |
| Anaheim-Santa Ana-Irvine, CA | 25 | $ 20,795,000 | $ 831,800 | $ 194,000 |
| Manchester-Nashua, NH | 25 | $ 10,825,000 | $ 433,000 | $ 122,000 |
| South Bend-Mishawaka, IN-MI | 25 | $ 5,565,000 | $ 222,600 | $ 81,080 |
| Spartanburg, SC | 25 | $ 7,325,000 | $ 293,000 | $ 94,000 |
| Bend-Redmond, OR | 24 | $ 12,310,000 | $ 512,916 | $ 161,000 |
| Columbia, MO | 24 | $ 8,110,000 | $ 337,916 | $ 160,000 |
| Goldsboro, NC | 24 | $ 6,480,000 | $ 270,000 | $ 76,000 |
| Lexington Park, MD | 24 | $ 12,030,000 | $ 501,250 | $ 126,000 |
| Mobile, AL | 24 | $ 5,630,000 | $ 234,583 | $ 82,000 |
| Modesto, CA | 24 | $ 9,740,000 | $ 405,833 | $ 102,000 |
| Visalia-Porterville, CA | 24 | $ 8,350,000 | $ 347,916 | $ 93,000 |
| York-Hanover, PA | 24 | $ 8,580,000 | $ 357,500 | $ 111,000 |
| Asheville, NC | 23 | $ 9,745,000 | $ 423,695 | $ 121,000 |
| Dothan, AL | 23 | $ 6,265,000 | $ 272,391 | $ 91,000 |
| Johnson City, TN | 23 | $ 9,215,000 | $ 400,652 | $ 116,000 |
| Lake Havasu City-Kingman, AZ | 23 | $ 6,505,000 | $ 282,826 | $ 65,000 |
| Homosassa Springs, FL | 22 | $ 6,070,000 | $ 275,909 | $ 75,000 |
| Slidell-Mandeville-Covington, LA | 22 | $ 6,400,000 | $ 290,909 | $ 119,000 |
| Valdosta, GA | 22 | $ 5,850,000 | $ 265,909 | $ 65,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 21 | $ 8,325,000 | $ 396,428 | $ 121,000 |
| Lynchburg, VA | 21 | $ 7,175,000 | $ 341,666 | $ 123,000 |
| Madison, WI | 21 | $ 8,455,000 | $ 402,619 | $ 113,000 |
| Kennewick-Richland, WA | 20 | $ 7,390,000 | $ 369,500 | $ 98,000 |
| Rapid City, SD | 20 | $ 6,710,000 | $ 335,500 | $ 75,000 |
| Sierra Vista-Douglas, AZ | 20 | $ 5,340,000 | $ 267,000 | $ 104,000 |
| Syracuse, NY | 20 | $ 4,280,000 | $ 214,000 | $ 105,000 |
| Yakima, WA | 20 | $ 8,850,000 | $ 442,500 | $ 110,000 |
| Fort Wayne, IN | 19 | $ 5,025,000 | $ 264,473 | $ 81,000 |
| Kingsport-Bristol-Bristol, TN-VA | 19 | $ 4,955,000 | $ 260,789 | $ 70,578 |
| Medford, OR | 19 | $ 9,265,000 | $ 487,631 | $ 103,000 |
| Salinas, CA | 19 | $ 11,815,000 | $ 621,842 | $ 143,000 |
| Santa Fe, NM | 19 | $ 8,325,000 | $ 438,157 | $ 128,000 |
| Toledo, OH | 19 | $ 4,425,000 | $ 232,894 | $ 100,000 |
| Barnstable Town, MA | 18 | $ 7,060,000 | $ 392,222 | $ 117,000 |
| Cheyenne, WY | 18 | $ 7,000,000 | $ 388,888 | $ 121,000 |
| Crestview-Fort Walton Beach-Destin, FL | 18 | $ 7,640,000 | $ 424,444 | $ 161,000 |
| Fort Collins, CO | 18 | $ 11,400,000 | $ 633,333 | $ 256,000 |
| Macon-Bibb County, GA | 18 | $ 4,990,000 | $ 277,222 | $ 91,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 18 | $ 11,370,000 | $ 631,666 | $ 145,000 |
| Rocky Mount, NC | 18 | $ 5,730,000 | $ 318,333 | $ 92,000 |
| Winchester, VA-WV | 18 | $ 5,930,000 | $ 329,444 | $ 116,500 |
| Bellingham, WA | 17 | $ 7,035,000 | $ 413,823 | $ 115,000 |
| Fort Smith, AR-OK | 17 | $ 6,075,000 | $ 357,352 | $ 70,647 |
| Green Bay, WI | 17 | $ 5,825,000 | $ 342,647 | $ 120,000 |
| Las Cruces, NM | 17 | $ 5,135,000 | $ 302,058 | $ 85,000 |
| Norwich-New London, CT | 17 | $ 5,785,000 | $ 340,294 | $ 104,000 |
| St. George, UT | 17 | $ 7,555,000 | $ 444,411 | $ 95,000 |
| Topeka, KS | 17 | $ 4,415,000 | $ 259,705 | $ 87,000 |
| Coeur D'Alene, ID | 16 | $ 5,380,000 | $ 336,250 | $ 79,000 |
| Fairbanks, AK | 16 | $ 5,770,000 | $ 360,625 | $ 139,000 |
| Florence, SC | 16 | $ 3,850,000 | $ 240,625 | $ 79,000 |
| Idaho Falls, ID | 16 | $ 5,220,000 | $ 326,250 | $ 94,000 |
| Redding, CA | 16 | $ 5,430,000 | $ 339,375 | $ 79,000 |
| Salisbury, MD-DE | 16 | $ 4,180,000 | $ 261,250 | $ 78,000 |
| Yuba City, CA | 16 | $ 6,870,000 | $ 429,375 | $ 150,000 |
| Burlington, NC | 15 | $ 4,495,000 | $ 299,666 | $ 95,000 |
| Evansville, IN-KY | 15 | $ 3,815,000 | $ 254,333 | $ 84,000 |
| Grants Pass, OR | 15 | $ 4,735,000 | $ 315,666 | $ 92,000 |
| Killeen-Temple, TX | 15 | $ 4,555,000 | $ 303,666 | $ 141,000 |
| Lancaster, PA | 15 | $ 4,235,000 | $ 282,333 | $ 111,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 15 | $ 12,265,000 | $ 817,666 | $ 261,000 |
| Albany, OR | 14 | $ 4,980,000 | $ 355,714 | $ 100,000 |
| Anniston-Oxford-Jacksonville, AL | 14 | $ 3,390,000 | $ 242,142 | $ 93,000 |
| Appleton, WI | 14 | $ 3,410,000 | $ 243,571 | $ 79,000 |
| Bangor, ME | 14 | $ 3,230,000 | $ 230,714 | $ 73,000 |
| Beckley, WV | 14 | $ 3,230,000 | $ 230,714 | $ 114,000 |
| Billings, MT | 14 | $ 5,290,000 | $ 377,857 | $ 123,000 |
| Bowling Green, KY | 14 | $ 4,290,000 | $ 306,428 | $ 85,000 |
| Casper, WY | 14 | $ 4,620,000 | $ 330,000 | $ 94,000 |
| Davenport-Moline-Rock Island, IA-IL | 14 | $ 4,420,000 | $ 315,714 | $ 130,571 |
| Duluth, MN-WI | 14 | $ 3,290,000 | $ 235,000 | $ 76,571 |
| Joplin, MO | 14 | $ 3,990,000 | $ 285,000 | $ 70,000 |
| Kenosha, WI | 14 | $ 5,500,000 | $ 392,857 | $ 131,000 |
| Lafayette-West Lafayette, IN | 14 | $ 4,130,000 | $ 295,000 | $ 86,000 |
| Lincoln, NE | 14 | $ 4,880,000 | $ 348,571 | $ 120,000 |
| Longview, WA | 14 | $ 5,220,000 | $ 372,857 | $ 106,000 |
| San Francisco-Redwood City-South San Francisco, CA | 14 | $ 12,010,000 | $ 857,857 | $ 251,000 |
| Sumter, SC | 14 | $ 3,510,000 | $ 250,714 | $ 86,000 |
| Youngstown-Warren-Boardman, OH-PA | 14 | $ 2,910,000 | $ 207,857 | $ 75,000 |
| Albany, GA | 13 | $ 3,375,000 | $ 259,615 | $ 82,000 |
| Auburn-Opelika, AL | 13 | $ 3,855,000 | $ 296,538 | $ 96,000 |
| Champaign-Urbana, IL | 13 | $ 2,595,000 | $ 199,615 | $ 91,000 |
| Farmington, NM | 13 | $ 3,415,000 | $ 262,692 | $ 85,000 |
| Gadsden, AL | 13 | $ 2,395,000 | $ 184,230 | $ 89,000 |
| Greenville, NC | 13 | $ 3,355,000 | $ 258,076 | $ 73,000 |
| Helena, MT | 13 | $ 3,935,000 | $ 302,692 | $ 123,000 |
| Lewiston-Auburn, ME | 13 | $ 3,885,000 | $ 298,846 | $ 97,000 |
| Mount Vernon-Anacortes, WA | 13 | $ 5,535,000 | $ 425,769 | $ 112,000 |
| Staunton-Waynesboro, VA | 13 | $ 4,445,000 | $ 341,923 | $ 99,000 |
| Wheeling, WV-OH | 13 | $ 2,865,000 | $ 220,384 | $ 96,384 |
| Chico, CA | 12 | $ 3,870,000 | $ 322,500 | $ 102,000 |
| Elkhart-Goshen, IN | 12 | $ 3,270,000 | $ 272,500 | $ 82,000 |
| Erie, PA | 12 | $ 3,740,000 | $ 311,666 | $ 99,000 |
| Hammond, LA | 12 | $ 3,190,000 | $ 265,833 | $ 73,000 |
| Janesville-Beloit, WI | 12 | $ 2,760,000 | $ 230,000 | $ 98,000 |
| Kankakee, IL | 12 | $ 3,500,000 | $ 291,666 | $ 86,000 |
| Peoria, IL | 12 | $ 3,170,000 | $ 264,166 | $ 92,000 |
| Tuscaloosa, AL | 12 | $ 2,750,000 | $ 229,166 | $ 84,000 |
| Wenatchee, WA | 12 | $ 5,120,000 | $ 426,666 | $ 114,000 |
| Cape Girardeau, MO-IL | 11 | $ 2,355,000 | $ 214,090 | $ 60,000 |
| Gainesville, FL | 11 | $ 3,295,000 | $ 299,545 | $ 76,000 |
| Gainesville, GA | 11 | $ 4,055,000 | $ 368,636 | $ 137,000 |
| Hanford-Corcoran, CA | 11 | $ 3,895,000 | $ 354,090 | $ 107,000 |
| Lafayette, LA | 11 | $ 3,705,000 | $ 336,818 | $ 85,000 |
| Merced, CA | 11 | $ 4,235,000 | $ 385,000 | $ 99,000 |
| Naples-Immokalee-Marco Island, FL | 11 | $ 4,885,000 | $ 444,090 | $ 407,000 |
| Parkersburg-Vienna, WV | 11 | $ 2,035,000 | $ 185,000 | $ 93,000 |
| Rome, GA | 11 | $ 2,685,000 | $ 244,090 | $ 60,000 |
| Santa Maria-Santa Barbara, CA | 11 | $ 5,035,000 | $ 457,727 | $ 146,000 |
| Sioux Falls, SD | 11 | $ 4,285,000 | $ 389,545 | $ 121,000 |
| Ames, IA | 10 | $ 3,110,000 | $ 311,000 | $ 93,000 |
| Athens-Clarke County, GA | 10 | $ 2,420,000 | $ 242,000 | $ 78,000 |
| Burlington-South Burlington, VT | 10 | $ 4,350,000 | $ 435,000 | $ 113,000 |
| Charlottesville, VA | 10 | $ 5,290,000 | $ 529,000 | $ 146,000 |
| Decatur, AL | 10 | $ 4,220,000 | $ 422,000 | $ 95,000 |
| Flint, MI | 10 | $ 2,270,000 | $ 227,000 | $ 91,000 |
| Florence-Muscle Shoals, AL | 10 | $ 2,510,000 | $ 251,000 | $ 81,000 |
| Grand Junction, CO | 10 | $ 3,060,000 | $ 306,000 | $ 89,000 |
| Jackson, MI | 10 | $ 2,520,000 | $ 252,000 | $ 144,000 |
| Kokomo, IN | 10 | $ 1,840,000 | $ 184,000 | $ 81,000 |
| La Crosse-Onalaska, WI-MN | 10 | $ 2,310,000 | $ 231,000 | $ 64,200 |
| Lansing-East Lansing, MI | 10 | $ 2,810,000 | $ 281,000 | $ 80,000 |
| Lawton, OK | 10 | $ 2,370,000 | $ 237,000 | $ 92,000 |
| Lebanon, PA | 10 | $ 2,570,000 | $ 257,000 | $ 73,000 |
| Muskegon, MI | 10 | $ 2,290,000 | $ 229,000 | $ 67,000 |
| Pueblo, CO | 10 | $ 3,030,000 | $ 303,000 | $ 90,000 |
| Santa Rosa, CA | 10 | $ 6,120,000 | $ 612,000 | $ 145,000 |
| Twin Falls, ID | 10 | $ 3,430,000 | $ 343,000 | $ 96,000 |
| Vineland-Bridgeton, NJ | 10 | $ 2,640,000 | $ 264,000 | $ 74,000 |
| Yuma, AZ | 10 | $ 3,390,000 | $ 339,000 | $ 111,000 |
| Cedar Rapids, IA | 9 | $ 2,065,000 | $ 229,444 | $ 71,000 |
| El Centro, CA | 9 | $ 3,565,000 | $ 396,111 | $ 116,000 |
| Great Falls, MT | 9 | $ 2,945,000 | $ 327,222 | $ 104,000 |
| Jefferson City, MO | 9 | $ 3,025,000 | $ 336,111 | $ 93,000 |
| Kingston, NY | 9 | $ 2,895,000 | $ 321,666 | $ 135,000 |
| Lake Charles, LA | 9 | $ 5,115,000 | $ 568,333 | $ 408,000 |
| Morristown, TN | 9 | $ 2,465,000 | $ 273,888 | $ 51,000 |
| Niles-Benton Harbor, MI | 9 | $ 2,755,000 | $ 306,111 | $ 180,000 |
| Oshkosh-Neenah, WI | 9 | $ 2,925,000 | $ 325,000 | $ 138,000 |
| Panama City, FL | 9 | $ 2,735,000 | $ 303,888 | $ 94,000 |
| Pinehurst-Southern Pines, NC | 9 | $ 3,755,000 | $ 417,222 | $ 144,000 |
| Punta Gorda, FL | 9 | $ 3,055,000 | $ 339,444 | $ 73,000 |
| Sebastian-Vero Beach, FL | 9 | $ 4,525,000 | $ 502,777 | $ 174,000 |
| St. Cloud, MN | 9 | $ 2,935,000 | $ 326,111 | $ 78,000 |
| Traverse City, MI | 9 | $ 2,295,000 | $ 255,000 | $ 89,000 |
| Williamsport, PA | 9 | $ 2,485,000 | $ 276,111 | $ 122,000 |
| Brunswick, GA | 8 | $ 3,070,000 | $ 383,750 | $ 79,000 |
| Chambersburg-Waynesboro, PA | 8 | $ 2,610,000 | $ 326,250 | $ 88,000 |
| Fargo, ND-MN | 8 | $ 2,250,000 | $ 281,250 | $ 100,750 |
| Hot Springs, AR | 8 | $ 2,030,000 | $ 253,750 | $ 79,000 |
| Jackson, TN | 8 | $ 2,100,000 | $ 262,500 | $ 67,000 |
| Jonesboro, AR | 8 | $ 2,180,000 | $ 272,500 | $ 80,000 |
| Kahului-Wailuku-Lahaina, HI | 8 | $ 4,660,000 | $ 582,500 | $ 118,000 |
| Kalamazoo-Portage, MI | 8 | $ 1,600,000 | $ 200,000 | $ 66,000 |
| Monroe, LA | 8 | $ 2,120,000 | $ 265,000 | $ 96,000 |
| Pocatello, ID | 8 | $ 2,590,000 | $ 323,750 | $ 95,000 |
| Sandusky, OH | 8 | $ 2,270,000 | $ 283,750 | $ 118,000 |
| Springfield, IL | 8 | $ 2,430,000 | $ 303,750 | $ 98,000 |
| Springfield, OH | 8 | $ 1,750,000 | $ 218,750 | $ 72,000 |
| St. Joseph, MO-KS | 8 | $ 2,140,000 | $ 267,500 | $ 89,000 |
| Utica-Rome, NY | 8 | $ 2,200,000 | $ 275,000 | $ 114,000 |
| Wildwood-The Villages, FL | 8 | $ 2,400,000 | $ 300,000 | $ 74,000 |
| Alexandria, LA | 7 | $ 1,875,000 | $ 267,857 | $ 101,000 |
| Binghamton, NY | 7 | $ 1,265,000 | $ 180,714 | $ 54,000 |
| Grand Forks, ND-MN | 7 | $ 2,515,000 | $ 359,285 | $ 156,000 |
| Grand Island, NE | 7 | $ 1,825,000 | $ 260,714 | $ 83,000 |
| Harrisonburg, VA | 7 | $ 2,125,000 | $ 303,571 | $ 76,000 |
| Manhattan, KS | 7 | $ 1,995,000 | $ 285,000 | $ 109,000 |
| Michigan City-La Porte, IN | 7 | $ 1,945,000 | $ 277,857 | $ 260,000 |
| Morgantown, WV | 7 | $ 1,895,000 | $ 270,714 | $ 128,000 |
| Pittsfield, MA | 7 | $ 1,755,000 | $ 250,714 | $ 86,000 |
| Saginaw, MI | 7 | $ 1,685,000 | $ 240,714 | $ 83,000 |
| Santa Cruz-Watsonville, CA | 7 | $ 2,605,000 | $ 372,142 | $ 145,000 |
| Tallahassee, FL | 7 | $ 2,045,000 | $ 292,142 | $ 127,000 |
| Walla Walla, WA | 7 | $ 3,335,000 | $ 476,428 | $ 152,000 |
| Weirton-Steubenville, WV-OH | 7 | $ 1,335,000 | $ 190,714 | $ 86,285 |
| Bismarck, ND | 6 | $ 1,940,000 | $ 323,333 | $ 97,000 |
| Bloomington, IN | 6 | $ 1,500,000 | $ 250,000 | $ 90,000 |
| Charleston, WV | 6 | $ 1,490,000 | $ 248,333 | $ 80,000 |
| Cleveland, TN | 6 | $ 2,540,000 | $ 423,333 | $ 136,000 |
| Hattiesburg, MS | 6 | $ 2,020,000 | $ 336,666 | $ 94,000 |
| Mansfield, OH | 6 | $ 1,850,000 | $ 308,333 | $ 70,000 |
| Boulder, CO | 5 | $ 3,225,000 | $ 645,000 | $ 242,000 |
| College Station-Bryan, TX | 5 | $ 1,295,000 | $ 259,000 | $ 181,000 |
| Eau Claire, WI | 5 | $ 1,285,000 | $ 257,000 | $ 102,000 |
| Logan, UT-ID | 5 | $ 1,335,000 | $ 267,000 | $ 94,000 |
| Minot, ND | 5 | $ 1,385,000 | $ 277,000 | $ 84,000 |
| Napa, CA | 5 | $ 4,395,000 | $ 879,000 | $ 663,000 |
| Rochester, MN | 5 | $ 1,415,000 | $ 283,000 | $ 92,000 |
| San Rafael, CA | 5 | $ 4,295,000 | $ 859,000 | $ 263,000 |
| Sheboygan, WI | 5 | $ 1,795,000 | $ 359,000 | $ 146,000 |
| Sioux City, IA-NE-SD | 5 | $ 1,185,000 | $ 237,000 | $ 71,200 |
| Terre Haute, IN | 5 | $ 1,045,000 | $ 209,000 | $ 74,000 |
| Watertown-Fort Drum, NY | 5 | $ 1,545,000 | $ 309,000 | $ 85,000 |
| Ann Arbor, MI | 4 | $ 1,330,000 | $ 332,500 | $ 138,000 |
| Bloomington, IL | 4 | $ 1,090,000 | $ 272,500 | $ 106,000 |
| Carson City, NV | 4 | $ 1,620,000 | $ 405,000 | $ 104,000 |
| Corvallis, OR | 4 | $ 1,830,000 | $ 457,500 | $ 147,000 |
| Decatur, IL | 4 | $ 950,000 | $ 237,500 | $ 69,000 |
| Flagstaff, AZ | 4 | $ 1,290,000 | $ 322,500 | $ 190,000 |
| Fond Du Lac, WI | 4 | $ 990,000 | $ 247,500 | $ 81,000 |
| Gettysburg, PA | 4 | $ 930,000 | $ 232,500 | $ 89,000 |
| Houma-Thibodaux, LA | 4 | $ 1,090,000 | $ 272,500 | $ 98,000 |
| Lewiston, ID-WA | 4 | $ 700,000 | $ 175,000 | $ 61,000 |
| Mankato-North Mankato, MN | 4 | $ 1,370,000 | $ 342,500 | $ 121,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 4 | $ 3,300,000 | $ 825,000 | $ 278,000 |
| Sebring, FL | 4 | $ 870,000 | $ 217,500 | $ 60,000 |
| Texarkana, TX-AR | 4 | $ 1,250,000 | $ 312,500 | $ 103,500 |
| Amarillo, TX | 3 | $ 905,000 | $ 301,666 | $ 166,000 |
| Bay City, MI | 3 | $ 485,000 | $ 161,666 | $ 109,000 |
| Bozeman, MT | 3 | $ 2,055,000 | $ 685,000 | $ 209,000 |
| Corpus Christi, TX | 3 | $ 835,000 | $ 278,333 | $ 97,000 |
| Dalton, GA | 3 | $ 775,000 | $ 258,333 | $ 107,000 |
| Dubuque, IA | 3 | $ 855,000 | $ 285,000 | $ 78,000 |
| Glens Falls, NY | 3 | $ 1,275,000 | $ 425,000 | $ 136,000 |
| Iowa City, IA | 3 | $ 945,000 | $ 315,000 | $ 90,000 |
| Lawrence, KS | 3 | $ 2,135,000 | $ 711,666 | $ 184,000 |
| Longview, TX | 3 | $ 1,085,000 | $ 361,666 | $ 131,000 |
| Lubbock, TX | 3 | $ 715,000 | $ 238,333 | $ 115,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 805,000 | $ 268,333 | $ 96,000 |
| Paducah, KY-IL | 3 | $ 635,000 | $ 211,666 | $ 73,000 |
| Tyler, TX | 3 | $ 955,000 | $ 318,333 | $ 228,000 |
| Altoona, PA | 2 | $ 290,000 | $ 145,000 | $ 53,000 |
| Amherst Town-Northampton, MA | 2 | $ 530,000 | $ 265,000 | $ 86,000 |
| Battle Creek, MI | 2 | $ 310,000 | $ 155,000 | $ 112,000 |
| Beaumont-Port Arthur, TX | 2 | $ 450,000 | $ 225,000 | $ 81,000 |
| Brownsville-Harlingen, TX | 2 | $ 400,000 | $ 200,000 | $ 147,000 |
| Columbus, IN | 2 | $ 440,000 | $ 220,000 | $ 53,000 |
| Elmira, NY | 2 | $ 850,000 | $ 425,000 | $ 37,000 |
| Midland, MI | 2 | $ 690,000 | $ 345,000 | $ 258,000 |
| Missoula, MT | 2 | $ 860,000 | $ 430,000 | $ 60,000 |
| Monroe, MI | 2 | $ 450,000 | $ 225,000 | $ 117,000 |
| Muncie, IN | 2 | $ 310,000 | $ 155,000 | $ 59,000 |
| Owensboro, KY | 2 | $ 420,000 | $ 210,000 | $ 126,000 |
| Sherman-Denison, TX | 2 | $ 370,000 | $ 185,000 | $ 87,000 |
| Abilene, TX | 1 | $ 305,000 | $ 305,000 | $ 149,000 |
| Enid, OK | 1 | $ 215,000 | $ 215,000 | $ 36,000 |
| Johnstown, PA | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Laredo, TX | 1 | $ 495,000 | $ 495,000 | $ 270,000 |
| Midland, TX | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Odessa, TX | 1 | $ 155,000 | $ 155,000 | $ 129,000 |
| State College, PA | 1 | $ 285,000 | $ 285,000 | $ 62,000 |
| Waco, TX | 1 | $ 635,000 | $ 635,000 | $ 267,000 |
| Wichita Falls, TX | 1 | $ 585,000 | $ 585,000 | $ 208,000 |
Mortgage Loan Application Detail Totals for The Federal Savings Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 12,809 | $4,682,615,000 | $365,000 | $4,005,000 | $106,000 | $6,000,000 |
| Home Purchase | 5,181 | $2,029,785,000 | $391,000 | $3,625,000 | $159,000 | $4,037,000 |
| Refinancing | 2,115 | $882,975,000 | $417,000 | $2,705,000 | $173,000 | $1,777,000 |
| Other Purpose | 513 | $106,065,000 | $206,000 | $1,365,000 | $125,000 | $1,971,000 |
| Home Improvement | 432 | $78,890,000 | $182,000 | $1,255,000 | $155,000 | $1,694,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,085 | $4,135,235,000 | $373,000 | $4,005,000 | $126,000 | $6,000,000 |
| Not Provided | 3,751 | $1,363,015,000 | $363,000 | $3,155,000 | $129,000 | $1,490,000 |
| Black or African American | 3,541 | $1,280,965,000 | $361,000 | $1,815,000 | $108,000 | $1,137,000 |
| Hispanic | 2,028 | $716,000,000 | $353,000 | $1,955,000 | $116,000 | $2,596,000 |
| Asian | 467 | $209,655,000 | $448,000 | $1,995,000 | $186,000 | $1,971,000 |
| American Indian or Alaskan Native | 93 | $33,005,000 | $354,000 | $1,465,000 | $101,000 | $449,000 |
| Native Hawaiian or Other Pacific Islander | 74 | $39,490,000 | $533,000 | $1,015,000 | $122,000 | $312,000 |
| Not applicable | 11 | $2,965,000 | $269,000 | $315,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 12,751 | $4,972,715,000 | $389,000 | $3,625,000 | $107,000 | $6,000,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,422 | $1,930,080,000 | $355,000 | $4,005,000 | $177,000 | $4,037,000 |
| FHA-insured (Federal Housing Administration) | 2,852 | $871,580,000 | $305,000 | $1,325,000 | $93,000 | $690,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $5,955,000 | $238,000 | $455,000 | $76,000 | $140,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,296 | $3,147,800,000 | $379,000 | $3,625,000 | $139,000 | $1,777,000 |
| Application Withdrawn By Applicant | 5,663 | $2,045,785,000 | $361,000 | $2,605,000 | $117,000 | $6,000,000 |
| File Closed For Incompleteness | 4,744 | $1,695,340,000 | $357,000 | $4,005,000 | $108,000 | $2,596,000 |
| Application Denied By Financial Institution | 2,014 | $760,060,000 | $377,000 | $3,425,000 | $116,000 | $4,037,000 |
| Application Approved But Not Accepted | 213 | $85,405,000 | $400,000 | $1,495,000 | $128,000 | $610,000 |
| Preapproval Approved but not Accepted | 57 | $20,555,000 | $360,000 | $855,000 | $114,000 | $274,000 |
| Preapproval Denied by Financial Institution | 48 | $18,900,000 | $393,000 | $1,255,000 | $151,000 | $1,050,000 |
| Loan Purchased By The Institution | 15 | $6,485,000 | $432,000 | $795,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 18,988 | $7,001,370,000 | $368,000 | $4,005,000 | $124,000 | $6,000,000 |
| Credit Application Incomplete | 633 | $237,605,000 | $375,000 | $2,005,000 | $131,000 | $4,037,000 |
| Collateral | 379 | $145,935,000 | $385,000 | $3,155,000 | $109,000 | $726,000 |
| Debt-To-Income Ratio | 361 | $147,425,000 | $408,000 | $1,785,000 | $88,000 | $864,000 |
| Credit History | 299 | $104,925,000 | $350,000 | $1,095,000 | $108,000 | $926,000 |
| Other | 241 | $86,505,000 | $358,000 | $1,495,000 | $137,000 | $1,632,000 |
| Unverifiable Information | 92 | $34,460,000 | $374,000 | $1,845,000 | $163,000 | $2,400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 32 | $10,930,000 | $341,000 | $855,000 | $122,000 | $381,000 |
| Employment History | 25 | $11,175,000 | $447,000 | $3,425,000 | $155,000 | $1,006,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Federal Savings Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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