The Federal Savings Bank Mortgage Lending & HMDA Data, 2024
In 2024, The Federal Savings Bank of Chicago, IL reported 20,656 mortgage applications totaling $7.4 billion, down 14% from 2023. The average application was for $358,311, and applicants reported an average income of $120,765. 39% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Chicago-Naperville, IL (1,450), New York-Jersey City-White Plains, NY-NJ (683) and Atlanta-Sandy Springs-Roswell, GA (562) (applications in parentheses).
| Mortgage Company & Address | The Federal Savings Bank 300 N Elizabeth Street, Ste 3e Chicago, IL 60639 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 20,656 |
| Total Mortgage Loan Application Amount | $7,401,280,000 |
| Average Mortgage Loan Application Amount | $358,311 |
| Highest Mortgage Loan Application Amount | $3,715,000 |
| Average Applicant Income | $120,765 |
| Highest Applicant Income | $7,800,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 2,715 | $ 820,595,000 | $ 302,244 | $ 104,024 |
| Chicago-Naperville, IL | 1,450 | $ 407,620,000 | $ 281,117 | $ 124,000 |
| New York-Jersey City-White Plains, NY-NJ | 683 | $ 422,005,000 | $ 617,869 | $ 188,926 |
| Atlanta-Sandy Springs-Roswell, GA | 562 | $ 191,070,000 | $ 339,982 | $ 98,000 |
| Indianapolis-Carmel-Anderson, IN | 481 | $ 129,305,000 | $ 268,825 | $ 103,000 |
| Nassau County-Suffolk County, NY | 463 | $ 249,485,000 | $ 538,844 | $ 162,000 |
| Lakewood-New Brunswick, NJ | 374 | $ 160,420,000 | $ 428,930 | $ 201,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 350 | $ 119,900,000 | $ 342,571 | $ 113,125 |
| Phoenix-Mesa-Scottsdale, AZ | 307 | $ 121,955,000 | $ 397,247 | $ 125,000 |
| Arlington-Alexandria-Reston, VA-WV | 282 | $ 150,280,000 | $ 532,907 | $ 163,925 |
| Riverside-San Bernardino-Ontario, CA | 244 | $ 117,760,000 | $ 482,622 | $ 130,000 |
| Las Vegas-Henderson-Paradise, NV | 236 | $ 96,320,000 | $ 408,135 | $ 122,000 |
| Baltimore-Columbia-Towson, MD | 229 | $ 90,325,000 | $ 394,432 | $ 137,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 226 | $ 85,980,000 | $ 380,442 | $ 113,000 |
| Charlotte-Concord-Gastonia, NC-SC | 220 | $ 77,260,000 | $ 351,181 | $ 132,163 |
| Washington, DC-MD | 214 | $ 95,370,000 | $ 445,654 | $ 136,859 |
| St. Louis, MO-IL | 191 | $ 51,585,000 | $ 270,078 | $ 98,785 |
| Raleigh, NC | 179 | $ 60,305,000 | $ 336,899 | $ 100,000 |
| Columbus, OH | 173 | $ 52,395,000 | $ 302,861 | $ 165,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 154 | $ 51,550,000 | $ 334,740 | $ 107,318 |
| Kansas City, MO-KS | 152 | $ 42,220,000 | $ 277,763 | $ 102,697 |
| Denver-Aurora-Lakewood, CO | 150 | $ 71,730,000 | $ 478,200 | $ 138,000 |
| Elgin, IL | 150 | $ 40,000,000 | $ 266,666 | $ 111,000 |
| Richmond, VA | 144 | $ 45,890,000 | $ 318,680 | $ 93,000 |
| Newark, NJ-PA | 140 | $ 67,140,000 | $ 479,571 | $ 151,000 |
| Tampa, FL | 137 | $ 53,445,000 | $ 390,109 | $ 131,000 |
| Cincinnati, OH-KY-IN | 133 | $ 39,605,000 | $ 297,781 | $ 103,090 |
| Lake County-Kenosha County, IL-WI | 132 | $ 36,360,000 | $ 275,454 | $ 121,000 |
| Los Angeles-Long Beach-Glendale, CA | 132 | $ 82,770,000 | $ 627,045 | $ 142,000 |
| San Diego-Carlsbad, CA | 131 | $ 86,465,000 | $ 660,038 | $ 167,000 |
| Colorado Springs, CO | 125 | $ 55,085,000 | $ 440,680 | $ 147,000 |
| Tacoma-Lakewood, WA | 125 | $ 59,565,000 | $ 476,520 | $ 148,000 |
| Orlando-Kissimmee-Sanford, FL | 124 | $ 48,150,000 | $ 388,306 | $ 125,000 |
| Providence-Warwick, RI-MA | 122 | $ 50,060,000 | $ 410,327 | $ 110,639 |
| Camden, NJ | 118 | $ 38,540,000 | $ 326,610 | $ 112,000 |
| Fayetteville, NC | 114 | $ 33,090,000 | $ 290,263 | $ 97,000 |
| Albuquerque, NM | 112 | $ 36,830,000 | $ 328,839 | $ 92,000 |
| Louisville/Jefferson County, KY-IN | 105 | $ 29,245,000 | $ 278,523 | $ 95,676 |
| Lima, OH | 104 | $ 12,870,000 | $ 123,750 | $ 67,000 |
| Marietta, GA | 102 | $ 36,910,000 | $ 361,862 | $ 105,000 |
| Birmingham-Hoover, AL | 99 | $ 27,195,000 | $ 274,696 | $ 95,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 99 | $ 45,495,000 | $ 459,545 | $ 152,252 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 96 | $ 41,060,000 | $ 427,708 | $ 178,000 |
| Memphis, TN-MS-AR | 95 | $ 28,225,000 | $ 297,105 | $ 95,094 |
| Jacksonville, FL | 94 | $ 32,620,000 | $ 347,021 | $ 110,000 |
| Boston, MA | 92 | $ 37,980,000 | $ 412,826 | $ 117,000 |
| Cambridge-Newton-Framingham, MA | 91 | $ 45,085,000 | $ 495,439 | $ 124,000 |
| Anchorage, AK | 89 | $ 35,685,000 | $ 400,955 | $ 108,000 |
| Columbia, SC | 88 | $ 24,940,000 | $ 283,409 | $ 89,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 86 | $ 36,640,000 | $ 426,046 | $ 116,000 |
| Washington-Baltimore-Arlington, DC | 83 | $ 42,505,000 | $ 512,108 | $ 177,000 |
| Augusta-Richmond County, GA-SC | 82 | $ 25,530,000 | $ 311,341 | $ 101,304 |
| Cleveland, OH | 82 | $ 24,560,000 | $ 299,512 | $ 105,000 |
| Seattle-Bellevue-Everett, WA | 77 | $ 50,805,000 | $ 659,805 | $ 211,000 |
| Miami-Miami Beach-Kendall, FL | 76 | $ 39,640,000 | $ 521,578 | $ 255,000 |
| Savannah, GA | 76 | $ 24,080,000 | $ 316,842 | $ 102,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 72 | $ 23,050,000 | $ 320,138 | $ 100,125 |
| Wilmington, DE-MD-NJ | 72 | $ 25,300,000 | $ 351,388 | $ 96,472 |
| Oklahoma City, OK | 71 | $ 21,685,000 | $ 305,422 | $ 113,000 |
| Charleston-North Charleston, SC | 69 | $ 23,485,000 | $ 340,362 | $ 99,000 |
| Little Rock-North Little Rock-Conway, AR | 69 | $ 18,965,000 | $ 274,855 | $ 87,000 |
| Salt Lake City, UT | 69 | $ 28,865,000 | $ 418,333 | $ 108,000 |
| Lake County-Porter County-Jasper County, IN | 68 | $ 21,650,000 | $ 318,382 | $ 147,000 |
| Ogden-Clearfield, UT | 68 | $ 30,550,000 | $ 449,264 | $ 104,000 |
| Hartford-West Hartford-East Hartford, CT | 65 | $ 21,185,000 | $ 325,923 | $ 115,000 |
| North Port-Sarasota-Bradenton, FL | 64 | $ 23,900,000 | $ 373,437 | $ 211,000 |
| Warren-Troy-Farmington Hills, MI | 64 | $ 17,660,000 | $ 275,937 | $ 93,000 |
| Tucson, AZ | 63 | $ 20,165,000 | $ 320,079 | $ 93,000 |
| Bridgeport-Stamford-Norwalk, CT | 62 | $ 25,920,000 | $ 418,064 | $ 171,000 |
| Clarksville, TN-KY | 62 | $ 18,630,000 | $ 300,483 | $ 87,306 |
| Omaha-Council Bluffs, NE-IA | 62 | $ 19,670,000 | $ 317,258 | $ 103,564 |
| Spokane-Spokane Valley, WA | 62 | $ 22,550,000 | $ 363,709 | $ 102,000 |
| Montgomery County-Bucks County-Chester County, PA | 61 | $ 24,295,000 | $ 398,278 | $ 127,000 |
| Knoxville, TN | 60 | $ 18,910,000 | $ 315,166 | $ 94,000 |
| Philadelphia, PA | 58 | $ 16,530,000 | $ 285,000 | $ 88,000 |
| Urban Honolulu, HI | 58 | $ 37,030,000 | $ 638,448 | $ 124,000 |
| Winston-Salem, NC | 58 | $ 15,240,000 | $ 262,758 | $ 79,000 |
| Fresno, CA | 55 | $ 21,055,000 | $ 382,818 | $ 98,000 |
| Huntsville, AL | 55 | $ 18,275,000 | $ 332,272 | $ 126,000 |
| Palm Bay-Melbourne-Titusville, FL | 55 | $ 18,215,000 | $ 331,181 | $ 94,000 |
| Pittsburgh, PA | 55 | $ 13,275,000 | $ 241,363 | $ 94,000 |
| Everett, WA | 54 | $ 31,360,000 | $ 580,740 | $ 152,000 |
| Wilmington, NC | 52 | $ 20,130,000 | $ 387,115 | $ 117,000 |
| Worcester, MA-CT | 52 | $ 20,280,000 | $ 390,000 | $ 104,000 |
| Dayton-Springfield-Kettering, OH | 51 | $ 14,195,000 | $ 278,333 | $ 121,000 |
| Provo-Orem, UT | 51 | $ 21,545,000 | $ 422,450 | $ 115,000 |
| Greenville-Anderson-Mauldin, SC | 50 | $ 16,100,000 | $ 322,000 | $ 109,000 |
| Boise City, ID | 49 | $ 16,425,000 | $ 335,204 | $ 82,000 |
| Durham-Chapel Hill, NC | 49 | $ 13,555,000 | $ 276,632 | $ 82,000 |
| Jacksonville, NC | 49 | $ 14,935,000 | $ 304,795 | $ 96,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 49 | $ 18,695,000 | $ 381,530 | $ 135,000 |
| Milwaukee-Waukesha-West Allis, WI | 49 | $ 13,985,000 | $ 285,408 | $ 138,000 |
| Chattanooga, TN-GA | 48 | $ 13,720,000 | $ 285,833 | $ 96,375 |
| Lexington-Fayette, KY | 48 | $ 13,910,000 | $ 289,791 | $ 110,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 48 | $ 19,090,000 | $ 397,708 | $ 190,000 |
| Bakersfield, CA | 46 | $ 15,640,000 | $ 340,000 | $ 99,000 |
| Grand Rapids-Wyoming, MI | 46 | $ 12,350,000 | $ 268,478 | $ 104,000 |
| Gulfport-Biloxi-Pascagoula, MS | 46 | $ 14,210,000 | $ 308,913 | $ 117,000 |
| Hagerstown-Martinsburg, MD-WV | 46 | $ 15,260,000 | $ 331,739 | $ 113,565 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 46 | $ 15,950,000 | $ 346,739 | $ 111,000 |
| Dover, DE | 45 | $ 14,975,000 | $ 332,777 | $ 83,000 |
| Greensboro-High Point, NC | 45 | $ 12,665,000 | $ 281,444 | $ 85,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 44 | $ 12,280,000 | $ 279,090 | $ 80,000 |
| Baton Rouge, LA | 43 | $ 12,255,000 | $ 285,000 | $ 103,000 |
| Cape Coral-Fort Myers, FL | 43 | $ 14,785,000 | $ 343,837 | $ 138,000 |
| Columbus, GA-AL | 42 | $ 14,690,000 | $ 349,761 | $ 116,000 |
| Stockton-Lodi, CA | 42 | $ 18,650,000 | $ 444,047 | $ 112,000 |
| Hinesville, GA | 41 | $ 10,895,000 | $ 265,731 | $ 90,000 |
| New Orleans-Metairie, LA | 40 | $ 10,630,000 | $ 265,750 | $ 96,000 |
| Warner Robins, GA | 40 | $ 11,340,000 | $ 283,500 | $ 107,000 |
| Albany-Schenectady-Troy, NY | 39 | $ 12,055,000 | $ 309,102 | $ 94,000 |
| Houston-The Woodlands-Sugar Land, TX | 39 | $ 11,315,000 | $ 290,128 | $ 120,000 |
| Pensacola-Ferry Pass-Brent, FL | 39 | $ 12,695,000 | $ 325,512 | $ 308,000 |
| Rockford, IL | 39 | $ 7,625,000 | $ 195,512 | $ 89,000 |
| Greeley, CO | 38 | $ 15,620,000 | $ 411,052 | $ 162,000 |
| Las Cruces, NM | 38 | $ 11,240,000 | $ 295,789 | $ 104,000 |
| Lakeland-Winter Haven, FL | 37 | $ 12,355,000 | $ 333,918 | $ 92,000 |
| Reno, NV | 37 | $ 14,325,000 | $ 387,162 | $ 94,000 |
| Tulsa, OK | 37 | $ 11,515,000 | $ 311,216 | $ 92,000 |
| Detroit-Dearborn-Livonia, MI | 36 | $ 8,950,000 | $ 248,611 | $ 91,000 |
| Port St. Lucie, FL | 36 | $ 11,530,000 | $ 320,277 | $ 92,000 |
| Atlantic City-Hammonton, NJ | 35 | $ 10,615,000 | $ 303,285 | $ 138,000 |
| Rockingham County-Strafford County, NH | 35 | $ 13,845,000 | $ 395,571 | $ 124,000 |
| Des Moines-West Des Moines, IA | 34 | $ 9,260,000 | $ 272,352 | $ 85,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 34 | $ 13,030,000 | $ 383,235 | $ 110,000 |
| Olympia-Tumwater, WA | 34 | $ 14,670,000 | $ 431,470 | $ 115,000 |
| Springfield, MA | 34 | $ 9,480,000 | $ 278,823 | $ 91,000 |
| Springfield, MO | 34 | $ 8,980,000 | $ 264,117 | $ 77,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 32 | $ 9,620,000 | $ 300,625 | $ 119,000 |
| Harrisburg-Carlisle, PA | 32 | $ 8,790,000 | $ 274,687 | $ 98,000 |
| Oakland-Hayward-Berkeley, CA | 32 | $ 17,920,000 | $ 560,000 | $ 117,000 |
| Roanoke, VA | 32 | $ 8,210,000 | $ 256,562 | $ 70,000 |
| San Antonio-New Braunfels, TX | 32 | $ 11,410,000 | $ 356,562 | $ 145,000 |
| Sierra Vista-Douglas, AZ | 32 | $ 8,760,000 | $ 273,750 | $ 87,000 |
| Waterbury-Shelton, CT | 32 | $ 11,580,000 | $ 361,875 | $ 120,000 |
| Wichita, KS | 32 | $ 8,190,000 | $ 255,937 | $ 92,000 |
| Lexington Park, MD | 31 | $ 12,755,000 | $ 411,451 | $ 136,000 |
| Trenton, NJ | 31 | $ 8,555,000 | $ 275,967 | $ 96,000 |
| Asheville, NC | 30 | $ 9,920,000 | $ 330,666 | $ 94,000 |
| New Haven-Milford, CT | 30 | $ 10,340,000 | $ 344,666 | $ 106,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 30 | $ 7,590,000 | $ 253,000 | $ 116,000 |
| Austin-Round Rock, TX | 29 | $ 15,355,000 | $ 529,482 | $ 236,000 |
| Barnstable Town, MA | 29 | $ 12,095,000 | $ 417,068 | $ 133,000 |
| Mobile, AL | 29 | $ 7,365,000 | $ 253,965 | $ 84,000 |
| Salem, OR | 29 | $ 10,215,000 | $ 352,241 | $ 86,000 |
| Shreveport-Bossier City, LA | 29 | $ 8,575,000 | $ 295,689 | $ 111,000 |
| Yakima, WA | 29 | $ 10,285,000 | $ 354,655 | $ 86,000 |
| Akron, OH | 28 | $ 6,450,000 | $ 230,357 | $ 79,000 |
| Dallas-Plano-Irving, TX | 28 | $ 13,630,000 | $ 486,785 | $ 188,000 |
| Lynchburg, VA | 28 | $ 8,210,000 | $ 293,214 | $ 94,000 |
| St. Petersburg-Clearwater-Largo, FL | 28 | $ 12,940,000 | $ 462,142 | $ 216,000 |
| Vallejo-Fairfield, CA | 28 | $ 14,510,000 | $ 518,214 | $ 150,000 |
| Blacksburg-Christiansburg-Radford, VA | 27 | $ 5,625,000 | $ 208,333 | $ 72,000 |
| Bremerton-Silverdale, WA | 27 | $ 13,695,000 | $ 507,222 | $ 126,000 |
| Manchester-Nashua, NH | 27 | $ 11,295,000 | $ 418,333 | $ 153,000 |
| Montgomery, AL | 27 | $ 7,755,000 | $ 287,222 | $ 96,000 |
| Portland-South Portland, ME | 27 | $ 9,265,000 | $ 343,148 | $ 88,000 |
| York-Hanover, PA | 27 | $ 7,905,000 | $ 292,777 | $ 100,000 |
| Hickory-Lenoir-Morganton, NC | 26 | $ 8,000,000 | $ 307,692 | $ 109,000 |
| Anaheim-Santa Ana-Irvine, CA | 25 | $ 15,825,000 | $ 633,000 | $ 137,000 |
| Daphne-Fairhope-Foley, AL | 25 | $ 7,815,000 | $ 312,600 | $ 106,000 |
| Bloomington, IN | 24 | $ 7,210,000 | $ 300,416 | $ 110,000 |
| Fort Collins, CO | 24 | $ 12,380,000 | $ 515,833 | $ 144,000 |
| Fort Wayne, IN | 24 | $ 6,200,000 | $ 258,333 | $ 83,000 |
| Kingsport-Bristol-Bristol, TN-VA | 24 | $ 5,830,000 | $ 242,916 | $ 72,166 |
| Burlington, NC | 23 | $ 5,805,000 | $ 252,391 | $ 83,000 |
| Eugene, OR | 23 | $ 8,325,000 | $ 361,956 | $ 85,000 |
| Evansville, IN-KY | 23 | $ 5,635,000 | $ 245,000 | $ 86,000 |
| Jackson, MS | 23 | $ 7,345,000 | $ 319,347 | $ 104,000 |
| Punta Gorda, FL | 23 | $ 7,865,000 | $ 341,956 | $ 114,000 |
| Slidell-Mandeville-Covington, LA | 23 | $ 9,145,000 | $ 397,608 | $ 151,000 |
| Elizabethtown-Fort Knox, KY | 22 | $ 6,980,000 | $ 317,272 | $ 111,000 |
| Kennewick-Richland, WA | 22 | $ 8,000,000 | $ 363,636 | $ 159,000 |
| Rochester, NY | 22 | $ 5,650,000 | $ 256,818 | $ 80,000 |
| Syracuse, NY | 22 | $ 5,320,000 | $ 241,818 | $ 95,000 |
| Toledo, OH | 22 | $ 5,100,000 | $ 231,818 | $ 81,000 |
| Bend-Redmond, OR | 21 | $ 8,295,000 | $ 395,000 | $ 92,000 |
| Columbia, MO | 21 | $ 5,875,000 | $ 279,761 | $ 126,000 |
| Crestview-Fort Walton Beach-Destin, FL | 21 | $ 9,405,000 | $ 447,857 | $ 141,000 |
| Goldsboro, NC | 21 | $ 4,975,000 | $ 236,904 | $ 79,000 |
| Spartanburg, SC | 21 | $ 5,815,000 | $ 276,904 | $ 93,000 |
| Tuscaloosa, AL | 21 | $ 6,025,000 | $ 286,904 | $ 106,000 |
| Billings, MT | 20 | $ 7,090,000 | $ 354,500 | $ 101,000 |
| Canton-Massillon, OH | 20 | $ 5,790,000 | $ 289,500 | $ 91,000 |
| Gainesville, GA | 20 | $ 9,190,000 | $ 459,500 | $ 113,000 |
| Grand Junction, CO | 20 | $ 7,150,000 | $ 357,500 | $ 94,000 |
| Ocala, FL | 20 | $ 5,270,000 | $ 263,500 | $ 83,000 |
| Vineland-Bridgeton, NJ | 20 | $ 5,370,000 | $ 268,500 | $ 104,000 |
| Albany, GA | 19 | $ 5,225,000 | $ 275,000 | $ 120,000 |
| Coeur D'Alene, ID | 19 | $ 8,145,000 | $ 428,684 | $ 117,000 |
| Medford, OR | 19 | $ 8,725,000 | $ 459,210 | $ 141,000 |
| Norwich-New London, CT | 19 | $ 6,095,000 | $ 320,789 | $ 112,000 |
| Reading, PA | 19 | $ 6,665,000 | $ 350,789 | $ 100,000 |
| Rocky Mount, NC | 19 | $ 4,405,000 | $ 231,842 | $ 80,000 |
| Kankakee, IL | 18 | $ 4,810,000 | $ 267,222 | $ 114,000 |
| Lafayette, LA | 18 | $ 4,490,000 | $ 249,444 | $ 83,000 |
| Macon-Bibb County, GA | 18 | $ 4,600,000 | $ 255,555 | $ 77,000 |
| Tallahassee, FL | 18 | $ 6,660,000 | $ 370,000 | $ 102,000 |
| Bangor, ME | 17 | $ 4,375,000 | $ 257,352 | $ 102,000 |
| Cheyenne, WY | 17 | $ 6,335,000 | $ 372,647 | $ 86,000 |
| Dothan, AL | 17 | $ 4,915,000 | $ 289,117 | $ 94,000 |
| Jackson, TN | 17 | $ 4,195,000 | $ 246,764 | $ 76,000 |
| Lancaster, PA | 17 | $ 4,975,000 | $ 292,647 | $ 91,000 |
| Modesto, CA | 17 | $ 7,395,000 | $ 435,000 | $ 111,000 |
| Panama City, FL | 17 | $ 6,205,000 | $ 365,000 | $ 129,000 |
| Santa Fe, NM | 17 | $ 6,915,000 | $ 406,764 | $ 100,000 |
| St. George, UT | 17 | $ 7,105,000 | $ 417,941 | $ 119,000 |
| Visalia-Porterville, CA | 17 | $ 6,725,000 | $ 395,588 | $ 258,000 |
| Lake Havasu City-Kingman, AZ | 16 | $ 4,160,000 | $ 260,000 | $ 69,000 |
| Duluth, MN-WI | 15 | $ 4,235,000 | $ 282,333 | $ 94,333 |
| Great Falls, MT | 15 | $ 5,225,000 | $ 348,333 | $ 98,000 |
| Huntington-Ashland, WV-KY-OH | 15 | $ 3,075,000 | $ 205,000 | $ 79,666 |
| Kenosha, WI | 15 | $ 4,345,000 | $ 289,666 | $ 122,000 |
| Bowling Green, KY | 14 | $ 3,860,000 | $ 275,714 | $ 77,000 |
| Chico, CA | 14 | $ 3,720,000 | $ 265,714 | $ 95,000 |
| Elkhart-Goshen, IN | 14 | $ 3,570,000 | $ 255,000 | $ 71,000 |
| Florence, SC | 14 | $ 3,270,000 | $ 233,571 | $ 83,000 |
| Kingston, NY | 14 | $ 4,670,000 | $ 333,571 | $ 125,000 |
| Lafayette-West Lafayette, IN | 14 | $ 5,600,000 | $ 400,000 | $ 179,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 14 | $ 8,540,000 | $ 610,000 | $ 141,000 |
| Salisbury, MD-DE | 14 | $ 4,100,000 | $ 292,857 | $ 101,000 |
| Springfield, IL | 14 | $ 4,020,000 | $ 287,142 | $ 114,000 |
| Utica-Rome, NY | 14 | $ 4,200,000 | $ 300,000 | $ 134,000 |
| Valdosta, GA | 14 | $ 3,910,000 | $ 279,285 | $ 84,000 |
| Winchester, VA-WV | 14 | $ 4,930,000 | $ 352,142 | $ 108,000 |
| Athens-Clarke County, GA | 13 | $ 3,685,000 | $ 283,461 | $ 81,000 |
| Charlottesville, VA | 13 | $ 4,215,000 | $ 324,230 | $ 98,000 |
| Naples-Immokalee-Marco Island, FL | 13 | $ 7,605,000 | $ 585,000 | $ 269,000 |
| Cedar Rapids, IA | 12 | $ 3,620,000 | $ 301,666 | $ 103,000 |
| Farmington, NM | 12 | $ 3,890,000 | $ 324,166 | $ 104,000 |
| Green Bay, WI | 12 | $ 3,520,000 | $ 293,333 | $ 101,000 |
| Joplin, MO | 12 | $ 3,580,000 | $ 298,333 | $ 92,000 |
| Lawton, OK | 12 | $ 2,920,000 | $ 243,333 | $ 108,000 |
| Lincoln, NE | 12 | $ 4,880,000 | $ 406,666 | $ 98,000 |
| Pinehurst-Southern Pines, NC | 12 | $ 4,270,000 | $ 355,833 | $ 91,000 |
| Prescott Valley-Prescott, AZ | 12 | $ 3,590,000 | $ 299,166 | $ 70,000 |
| Racine, WI | 12 | $ 3,910,000 | $ 325,833 | $ 89,000 |
| Rapid City, SD | 12 | $ 5,430,000 | $ 452,500 | $ 106,000 |
| Youngstown-Warren-Boardman, OH-PA | 12 | $ 2,490,000 | $ 207,500 | $ 81,000 |
| Albany, OR | 11 | $ 4,005,000 | $ 364,090 | $ 100,000 |
| Bellingham, WA | 11 | $ 3,775,000 | $ 343,181 | $ 77,000 |
| Davenport-Moline-Rock Island, IA-IL | 11 | $ 2,875,000 | $ 261,363 | $ 103,000 |
| Decatur, AL | 11 | $ 4,335,000 | $ 394,090 | $ 142,000 |
| Flint, MI | 11 | $ 2,895,000 | $ 263,181 | $ 67,000 |
| Florence-Muscle Shoals, AL | 11 | $ 2,525,000 | $ 229,545 | $ 82,000 |
| Fort Worth-Arlington, TX | 11 | $ 4,655,000 | $ 423,181 | $ 169,000 |
| Greenville, NC | 11 | $ 2,855,000 | $ 259,545 | $ 99,000 |
| Hammond, LA | 11 | $ 2,455,000 | $ 223,181 | $ 97,000 |
| Helena, MT | 11 | $ 4,185,000 | $ 380,454 | $ 108,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 11 | $ 4,935,000 | $ 448,636 | $ 118,000 |
| Idaho Falls, ID | 11 | $ 3,535,000 | $ 321,363 | $ 79,000 |
| Johnson City, TN | 11 | $ 2,885,000 | $ 262,272 | $ 74,000 |
| Jonesboro, AR | 11 | $ 3,385,000 | $ 307,727 | $ 115,000 |
| Kahului-Wailuku-Lahaina, HI | 11 | $ 6,285,000 | $ 571,363 | $ 202,000 |
| Killeen-Temple, TX | 11 | $ 3,425,000 | $ 311,363 | $ 114,000 |
| Lewiston-Auburn, ME | 11 | $ 3,265,000 | $ 296,818 | $ 136,000 |
| Morristown, TN | 11 | $ 3,195,000 | $ 290,454 | $ 66,000 |
| Muskegon, MI | 11 | $ 3,055,000 | $ 277,727 | $ 105,000 |
| Niles-Benton Harbor, MI | 11 | $ 5,195,000 | $ 472,272 | $ 207,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 11 | $ 7,335,000 | $ 666,818 | $ 157,000 |
| South Bend-Mishawaka, IN-MI | 11 | $ 3,205,000 | $ 291,363 | $ 100,000 |
| Wildwood-The Villages, FL | 11 | $ 3,355,000 | $ 305,000 | $ 85,000 |
| Yuba City, CA | 11 | $ 4,135,000 | $ 375,909 | $ 95,000 |
| Auburn-Opelika, AL | 10 | $ 3,050,000 | $ 305,000 | $ 122,000 |
| Chambersburg-Waynesboro, PA | 10 | $ 3,670,000 | $ 367,000 | $ 132,000 |
| Fargo, ND-MN | 10 | $ 2,510,000 | $ 251,000 | $ 63,200 |
| Fort Smith, AR-OK | 10 | $ 2,620,000 | $ 262,000 | $ 79,300 |
| Houma-Thibodaux, LA | 10 | $ 2,840,000 | $ 284,000 | $ 100,000 |
| Madison, WI | 10 | $ 2,990,000 | $ 299,000 | $ 78,000 |
| Merced, CA | 10 | $ 3,730,000 | $ 373,000 | $ 83,000 |
| Pueblo, CO | 10 | $ 3,060,000 | $ 306,000 | $ 80,000 |
| Santa Maria-Santa Barbara, CA | 10 | $ 5,020,000 | $ 502,000 | $ 134,000 |
| Twin Falls, ID | 10 | $ 3,470,000 | $ 347,000 | $ 93,000 |
| Battle Creek, MI | 9 | $ 3,045,000 | $ 338,333 | $ 256,000 |
| Binghamton, NY | 9 | $ 2,265,000 | $ 251,666 | $ 90,000 |
| Cleveland, TN | 9 | $ 2,705,000 | $ 300,555 | $ 96,000 |
| Fairbanks, AK | 9 | $ 2,655,000 | $ 295,000 | $ 97,000 |
| Flagstaff, AZ | 9 | $ 3,955,000 | $ 439,444 | $ 121,000 |
| Gadsden, AL | 9 | $ 1,755,000 | $ 195,000 | $ 70,000 |
| Gettysburg, PA | 9 | $ 2,815,000 | $ 312,777 | $ 93,000 |
| Kalamazoo-Portage, MI | 9 | $ 2,365,000 | $ 262,777 | $ 78,000 |
| Manhattan, KS | 9 | $ 2,775,000 | $ 308,333 | $ 115,000 |
| Michigan City-La Porte, IN | 9 | $ 2,225,000 | $ 247,222 | $ 93,000 |
| Monroe, LA | 9 | $ 2,485,000 | $ 276,111 | $ 90,000 |
| Salinas, CA | 9 | $ 4,725,000 | $ 525,000 | $ 115,000 |
| Sebastian-Vero Beach, FL | 9 | $ 2,535,000 | $ 281,666 | $ 60,000 |
| Springfield, OH | 9 | $ 2,075,000 | $ 230,555 | $ 78,000 |
| Brunswick, GA | 8 | $ 2,730,000 | $ 341,250 | $ 103,000 |
| Burlington-South Burlington, VT | 8 | $ 2,160,000 | $ 270,000 | $ 154,000 |
| Charleston, WV | 8 | $ 1,540,000 | $ 192,500 | $ 87,000 |
| Columbus, IN | 8 | $ 1,900,000 | $ 237,500 | $ 68,000 |
| Homosassa Springs, FL | 8 | $ 1,990,000 | $ 248,750 | $ 81,000 |
| Janesville-Beloit, WI | 8 | $ 2,320,000 | $ 290,000 | $ 89,000 |
| Jefferson City, MO | 8 | $ 2,000,000 | $ 250,000 | $ 65,000 |
| Kokomo, IN | 8 | $ 1,720,000 | $ 215,000 | $ 86,000 |
| Lake Charles, LA | 8 | $ 2,030,000 | $ 253,750 | $ 96,000 |
| Lansing-East Lansing, MI | 8 | $ 1,890,000 | $ 236,250 | $ 91,000 |
| Longview, WA | 8 | $ 3,270,000 | $ 408,750 | $ 93,000 |
| Monroe, MI | 8 | $ 1,540,000 | $ 192,500 | $ 115,000 |
| Mount Vernon-Anacortes, WA | 8 | $ 3,170,000 | $ 396,250 | $ 106,000 |
| Oshkosh-Neenah, WI | 8 | $ 1,800,000 | $ 225,000 | $ 74,000 |
| Pocatello, ID | 8 | $ 2,900,000 | $ 362,500 | $ 101,000 |
| St. Cloud, MN | 8 | $ 2,160,000 | $ 270,000 | $ 78,000 |
| State College, PA | 8 | $ 2,140,000 | $ 267,500 | $ 77,000 |
| Staunton-Waynesboro, VA | 8 | $ 2,760,000 | $ 345,000 | $ 96,000 |
| Topeka, KS | 8 | $ 2,580,000 | $ 322,500 | $ 99,000 |
| Watertown-Fort Drum, NY | 8 | $ 1,970,000 | $ 246,250 | $ 99,000 |
| Yuma, AZ | 8 | $ 2,410,000 | $ 301,250 | $ 117,000 |
| Amherst Town-Northampton, MA | 7 | $ 2,035,000 | $ 290,714 | $ 95,000 |
| Ann Arbor, MI | 7 | $ 2,215,000 | $ 316,428 | $ 138,000 |
| Bismarck, ND | 7 | $ 2,215,000 | $ 316,428 | $ 90,000 |
| Casper, WY | 7 | $ 2,015,000 | $ 287,857 | $ 137,000 |
| Erie, PA | 7 | $ 1,625,000 | $ 232,142 | $ 101,000 |
| Glens Falls, NY | 7 | $ 1,705,000 | $ 243,571 | $ 102,000 |
| Hattiesburg, MS | 7 | $ 1,915,000 | $ 273,571 | $ 106,000 |
| Hot Springs, AR | 7 | $ 2,115,000 | $ 302,142 | $ 97,000 |
| La Crosse-Onalaska, WI-MN | 7 | $ 1,515,000 | $ 216,428 | $ 85,714 |
| Lebanon, PA | 7 | $ 2,325,000 | $ 332,142 | $ 75,000 |
| Mansfield, OH | 7 | $ 2,445,000 | $ 349,285 | $ 107,000 |
| Muncie, IN | 7 | $ 1,005,000 | $ 143,571 | $ 56,000 |
| Parkersburg-Vienna, WV | 7 | $ 1,745,000 | $ 249,285 | $ 104,000 |
| Redding, CA | 7 | $ 2,165,000 | $ 309,285 | $ 73,000 |
| Rochester, MN | 7 | $ 1,975,000 | $ 282,142 | $ 116,000 |
| Sandusky, OH | 7 | $ 1,765,000 | $ 252,142 | $ 109,000 |
| Sumter, SC | 7 | $ 2,125,000 | $ 303,571 | $ 95,000 |
| Wheeling, WV-OH | 7 | $ 1,735,000 | $ 247,857 | $ 100,714 |
| Anniston-Oxford-Jacksonville, AL | 6 | $ 1,570,000 | $ 261,666 | $ 79,000 |
| Bozeman, MT | 6 | $ 3,130,000 | $ 521,666 | $ 124,000 |
| Cape Girardeau, MO-IL | 6 | $ 1,700,000 | $ 283,333 | $ 72,000 |
| Dalton, GA | 6 | $ 1,430,000 | $ 238,333 | $ 74,000 |
| Fond Du Lac, WI | 6 | $ 1,220,000 | $ 203,333 | $ 57,000 |
| Lawrence, KS | 6 | $ 1,680,000 | $ 280,000 | $ 106,000 |
| Peoria, IL | 6 | $ 1,420,000 | $ 236,666 | $ 102,000 |
| San Francisco-Redwood City-South San Francisco, CA | 6 | $ 5,950,000 | $ 991,666 | $ 183,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 6 | $ 3,390,000 | $ 565,000 | $ 160,000 |
| Santa Rosa, CA | 6 | $ 3,860,000 | $ 643,333 | $ 152,000 |
| Sioux Falls, SD | 6 | $ 1,730,000 | $ 288,333 | $ 75,000 |
| Terre Haute, IN | 6 | $ 1,630,000 | $ 271,666 | $ 162,000 |
| Traverse City, MI | 6 | $ 2,080,000 | $ 346,666 | $ 136,000 |
| Ames, IA | 5 | $ 1,115,000 | $ 223,000 | $ 71,000 |
| Gainesville, FL | 5 | $ 1,555,000 | $ 311,000 | $ 161,000 |
| Grand Island, NE | 5 | $ 1,405,000 | $ 281,000 | $ 100,000 |
| Hanford-Corcoran, CA | 5 | $ 1,755,000 | $ 351,000 | $ 98,000 |
| Jackson, MI | 5 | $ 1,265,000 | $ 253,000 | $ 86,000 |
| Logan, UT-ID | 5 | $ 1,755,000 | $ 351,000 | $ 69,000 |
| Longview, TX | 5 | $ 1,025,000 | $ 205,000 | $ 132,000 |
| Pittsfield, MA | 5 | $ 1,715,000 | $ 343,000 | $ 91,000 |
| Sioux City, IA-NE-SD | 5 | $ 1,015,000 | $ 203,000 | $ 70,000 |
| Waco, TX | 5 | $ 845,000 | $ 169,000 | $ 85,000 |
| Walla Walla, WA | 5 | $ 1,875,000 | $ 375,000 | $ 134,000 |
| Alexandria, LA | 4 | $ 1,060,000 | $ 265,000 | $ 78,000 |
| Beckley, WV | 4 | $ 760,000 | $ 190,000 | $ 46,000 |
| Carson City, NV | 4 | $ 1,470,000 | $ 367,500 | $ 76,000 |
| Decatur, IL | 4 | $ 1,150,000 | $ 287,500 | $ 84,000 |
| Dubuque, IA | 4 | $ 1,430,000 | $ 357,500 | $ 75,000 |
| Eau Claire, WI | 4 | $ 860,000 | $ 215,000 | $ 45,000 |
| El Paso, TX | 4 | $ 730,000 | $ 182,500 | $ 96,000 |
| Harrisonburg, VA | 4 | $ 2,210,000 | $ 552,500 | $ 122,000 |
| Iowa City, IA | 4 | $ 880,000 | $ 220,000 | $ 72,000 |
| Mankato-North Mankato, MN | 4 | $ 1,210,000 | $ 302,500 | $ 121,000 |
| Midland, MI | 4 | $ 530,000 | $ 132,500 | $ 47,000 |
| Minot, ND | 4 | $ 1,190,000 | $ 297,500 | $ 105,000 |
| Missoula, MT | 4 | $ 1,070,000 | $ 267,500 | $ 135,000 |
| Morgantown, WV | 4 | $ 1,390,000 | $ 347,500 | $ 117,000 |
| Rome, GA | 4 | $ 1,080,000 | $ 270,000 | $ 71,000 |
| Saginaw, MI | 4 | $ 890,000 | $ 222,500 | $ 70,000 |
| Sheboygan, WI | 4 | $ 1,180,000 | $ 295,000 | $ 74,000 |
| Wenatchee, WA | 4 | $ 1,310,000 | $ 327,500 | $ 94,000 |
| Bloomington, IL | 3 | $ 625,000 | $ 208,333 | $ 134,000 |
| Boulder, CO | 3 | $ 1,375,000 | $ 458,333 | $ 120,000 |
| Champaign-Urbana, IL | 3 | $ 625,000 | $ 208,333 | $ 70,000 |
| College Station-Bryan, TX | 3 | $ 1,175,000 | $ 391,666 | $ 125,000 |
| Grants Pass, OR | 3 | $ 915,000 | $ 305,000 | $ 72,000 |
| Johnstown, PA | 3 | $ 635,000 | $ 211,666 | $ 105,000 |
| Lewiston, ID-WA | 3 | $ 915,000 | $ 305,000 | $ 101,333 |
| Owensboro, KY | 3 | $ 725,000 | $ 241,666 | $ 116,000 |
| Paducah, KY-IL | 3 | $ 1,175,000 | $ 391,666 | $ 121,000 |
| Sebring, FL | 3 | $ 685,000 | $ 228,333 | $ 59,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 655,000 | $ 218,333 | $ 86,000 |
| Wausau, WI | 3 | $ 925,000 | $ 308,333 | $ 107,000 |
| Altoona, PA | 2 | $ 350,000 | $ 175,000 | $ 81,000 |
| Amarillo, TX | 2 | $ 670,000 | $ 335,000 | $ 131,000 |
| Appleton, WI | 2 | $ 450,000 | $ 225,000 | $ 65,000 |
| Elmira, NY | 2 | $ 700,000 | $ 350,000 | $ 201,000 |
| Midland, TX | 2 | $ 360,000 | $ 180,000 | $ 77,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 700,000 | $ 350,000 | $ 89,000 |
| Sherman-Denison, TX | 2 | $ 440,000 | $ 220,000 | $ 86,000 |
| St. Joseph, MO-KS | 2 | $ 1,490,000 | $ 745,000 | $ 246,000 |
| Texarkana, TX-AR | 2 | $ 420,000 | $ 210,000 | $ 74,000 |
| Tyler, TX | 2 | $ 660,000 | $ 330,000 | $ 175,000 |
| Bay City, MI | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Brownsville-Harlingen, TX | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Corvallis, OR | 1 | $ 425,000 | $ 425,000 | $ 127,000 |
| El Centro, CA | 1 | $ 345,000 | $ 345,000 | $ 92,000 |
| Enid, OK | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Grand Forks, ND-MN | 1 | $ 415,000 | $ 415,000 | $ 152,000 |
| Ithaca, NY | 1 | $ 195,000 | $ 195,000 | $ 30,000 |
| Napa, CA | 1 | $ 615,000 | $ 615,000 | $ 175,000 |
| Odessa, TX | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| San Angelo, TX | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| San Juan-Carolina-Caguas, PR | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| San Rafael, CA | 1 | $ 1,055,000 | $ 1,055,000 | $ 280,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 205,000 | $ 205,000 | $ 197,000 |
| Williamsport, PA | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for The Federal Savings Bank in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 12,923 | $4,646,325,000 | $359,000 | $3,585,000 | $105,000 | $7,800,000 |
| Home Purchase | 5,821 | $2,163,395,000 | $371,000 | $3,715,000 | $149,000 | $6,686,000 |
| Refinancing | 1,082 | $417,640,000 | $385,000 | $2,395,000 | $151,000 | $1,759,000 |
| Other Purpose | 539 | $123,615,000 | $229,000 | $3,505,000 | $126,000 | $3,750,000 |
| Home Improvement | 291 | $50,305,000 | $172,000 | $665,000 | $134,000 | $838,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 7,741 | $2,798,735,000 | $361,000 | $3,505,000 | $113,000 | $7,800,000 |
| White | 7,467 | $2,641,645,000 | $353,000 | $3,715,000 | $129,000 | $2,707,000 |
| Hispanic | 2,473 | $814,455,000 | $329,000 | $2,635,000 | $111,000 | $2,041,000 |
| Black or African American | 2,283 | $848,715,000 | $371,000 | $2,625,000 | $116,000 | $6,686,000 |
| Asian | 555 | $247,985,000 | $446,000 | $2,395,000 | $161,000 | $1,334,000 |
| American Indian or Alaskan Native | 84 | $28,300,000 | $336,000 | $1,255,000 | $133,000 | $1,697,000 |
| Native Hawaiian or Other Pacific Islander | 53 | $21,445,000 | $404,000 | $815,000 | $92,000 | $178,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 11,372 | $4,314,940,000 | $379,000 | $3,585,000 | $107,000 | $7,800,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,461 | $1,849,935,000 | $338,000 | $3,715,000 | $163,000 | $6,686,000 |
| FHA-insured (Federal Housing Administration) | 3,792 | $1,230,330,000 | $324,000 | $1,445,000 | $98,000 | $1,402,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 31 | $6,075,000 | $195,000 | $465,000 | $71,000 | $131,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,146 | $3,026,220,000 | $371,000 | $3,585,000 | $132,000 | $6,686,000 |
| Application Withdrawn By Applicant | 5,861 | $2,045,835,000 | $349,000 | $3,505,000 | $114,000 | $7,800,000 |
| File Closed For Incompleteness | 4,343 | $1,490,715,000 | $343,000 | $3,715,000 | $111,000 | $2,798,000 |
| Application Denied By Financial Institution | 1,917 | $696,665,000 | $363,000 | $2,525,000 | $106,000 | $2,016,000 |
| Application Approved But Not Accepted | 221 | $82,675,000 | $374,000 | $1,785,000 | $126,000 | $992,000 |
| Preapproval Approved but not Accepted | 123 | $43,795,000 | $356,000 | $1,165,000 | $126,000 | $431,000 |
| Preapproval Denied by Financial Institution | 27 | $9,485,000 | $351,000 | $1,255,000 | $115,000 | $302,000 |
| Loan Purchased By The Institution | 18 | $5,890,000 | $327,000 | $965,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 18,712 | $6,695,130,000 | $357,000 | $3,715,000 | $122,000 | $7,800,000 |
| Collateral | 450 | $162,390,000 | $360,000 | $1,595,000 | $110,000 | $788,000 |
| Debt-To-Income Ratio | 425 | $166,605,000 | $392,000 | $2,405,000 | $79,000 | $305,000 |
| Credit Application Incomplete | 360 | $135,770,000 | $377,000 | $2,525,000 | $133,000 | $2,016,000 |
| Credit History | 330 | $107,640,000 | $326,000 | $2,255,000 | $97,000 | $437,000 |
| Other | 213 | $68,755,000 | $322,000 | $1,305,000 | $95,000 | $435,000 |
| Unverifiable Information | 99 | $38,635,000 | $390,000 | $1,425,000 | $145,000 | $1,613,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 40 | $15,170,000 | $379,000 | $1,055,000 | $135,000 | $871,000 |
| Employment History | 27 | $11,185,000 | $414,000 | $715,000 | $110,000 | $338,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Federal Savings Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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