Texana Bank Mortgage Lending & HMDA Data, 2024

In 2024, Texana Bank of Linden, TX reported 2,879 mortgage applications totaling $939.3 million, up 50% from 2023. The average application was for $326,257, and applicants reported an average income of $106,084. 28% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (87), Atlanta-Sandy Springs-Roswell, GA (66) and Louisville/Jefferson County, KY-IN (62) (applications in parentheses).

Mortgage Company & Address Texana Bank
124 E Rush St
Linden, TX 75563
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 2,879
Total Mortgage Loan Application Amount $939,295,000
Average Mortgage Loan Application Amount $326,257
Highest Mortgage Loan Application Amount $2,505,000
Average Applicant Income $106,084
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Texana Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Texana Bank by Metropolitan Area in 2024

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 330 $ 92,570,000 $ 280,515 $ 79,260
Nashville-Davidson--Murfreesboro--Franklin, TN 87 $ 29,465,000 $ 338,678 $ 118,000
Atlanta-Sandy Springs-Roswell, GA 66 $ 20,710,000 $ 313,787 $ 86,000
Louisville/Jefferson County, KY-IN 62 $ 16,690,000 $ 269,193 $ 101,612
Phoenix-Mesa-Scottsdale, AZ 59 $ 25,045,000 $ 424,491 $ 278,000
Cleveland, OH 55 $ 11,385,000 $ 207,000 $ 132,000
Las Vegas-Henderson-Paradise, NV 51 $ 17,285,000 $ 338,921 $ 81,000
Charlotte-Concord-Gastonia, NC-SC 49 $ 15,165,000 $ 309,489 $ 110,795
Chicago-Naperville, IL 45 $ 12,115,000 $ 269,222 $ 106,000
Warren-Troy-Farmington Hills, MI 41 $ 12,455,000 $ 303,780 $ 100,000
Riverside-San Bernardino-Ontario, CA 39 $ 16,455,000 $ 421,923 $ 98,000
Indianapolis-Carmel-Anderson, IN 38 $ 10,310,000 $ 271,315 $ 74,000
Kansas City, MO-KS 38 $ 13,080,000 $ 344,210 $ 66,526
Houston-The Woodlands-Sugar Land, TX 34 $ 11,790,000 $ 346,764 $ 136,000
Providence-Warwick, RI-MA 34 $ 12,760,000 $ 375,294 $ 123,852
New York-Jersey City-White Plains, NY-NJ 33 $ 17,315,000 $ 524,696 $ 142,909
Washington, DC-MD 32 $ 11,630,000 $ 363,437 $ 104,437
Baltimore-Columbia-Towson, MD 28 $ 13,610,000 $ 486,071 $ 127,000
Columbus, OH 27 $ 8,775,000 $ 325,000 $ 107,000
Albuquerque, NM 26 $ 7,280,000 $ 280,000 $ 56,000
Orlando-Kissimmee-Sanford, FL 26 $ 8,770,000 $ 337,307 $ 81,000
St. Louis, MO-IL 25 $ 7,485,000 $ 299,400 $ 92,160
Nassau County-Suffolk County, NY 24 $ 11,690,000 $ 487,083 $ 130,000
Arlington-Alexandria-Reston, VA-WV 23 $ 13,295,000 $ 578,043 $ 129,000
San Antonio-New Braunfels, TX 23 $ 8,445,000 $ 367,173 $ 122,000
Tampa, FL 23 $ 6,875,000 $ 298,913 $ 65,000
Los Angeles-Long Beach-Glendale, CA 22 $ 13,730,000 $ 624,090 $ 129,000
Lakewood-New Brunswick, NJ 21 $ 9,435,000 $ 449,285 $ 150,000
Texarkana, TX-AR 21 $ 3,285,000 $ 156,428 $ 139,047
Dallas-Plano-Irving, TX 20 $ 6,790,000 $ 339,500 $ 146,000
Denver-Aurora-Lakewood, CO 20 $ 10,170,000 $ 508,500 $ 156,000
Jacksonville, FL 20 $ 6,430,000 $ 321,500 $ 85,000
Minneapolis-St. Paul-Bloomington, MN-WI 20 $ 5,910,000 $ 295,500 $ 348,000
Cincinnati, OH-KY-IN 19 $ 7,525,000 $ 396,052 $ 187,000
Worcester, MA-CT 19 $ 6,835,000 $ 359,736 $ 106,000
Virginia Beach-Norfolk-Newport News, VA-NC 18 $ 6,040,000 $ 335,555 $ 47,000
Charleston-North Charleston, SC 17 $ 8,245,000 $ 485,000 $ 183,000
Fayetteville, NC 17 $ 5,415,000 $ 318,529 $ 104,000
Fayetteville-Springdale-Rogers, AR-MO 17 $ 5,345,000 $ 314,411 $ 61,000
Detroit-Dearborn-Livonia, MI 16 $ 3,910,000 $ 244,375 $ 83,000
Hartford-West Hartford-East Hartford, CT 16 $ 3,990,000 $ 249,375 $ 93,000
Salt Lake City, UT 16 $ 6,320,000 $ 395,000 $ 79,000
Marietta, GA 15 $ 5,295,000 $ 353,000 $ 108,000
Portland-Vancouver-Hillsboro, OR-WA 15 $ 7,125,000 $ 475,000 $ 115,533
West Palm Beach-Boca Raton-Delray Beach, FL 15 $ 4,875,000 $ 325,000 $ 82,000
Columbia, SC 14 $ 3,640,000 $ 260,000 $ 71,000
Greenville-Anderson-Mauldin, SC 14 $ 3,540,000 $ 252,857 $ 57,000
Miami-Miami Beach-Kendall, FL 14 $ 5,450,000 $ 389,285 $ 86,000
Milwaukee-Waukesha-West Allis, WI 14 $ 2,620,000 $ 187,142 $ 40,000
San Diego-Carlsbad, CA 14 $ 6,940,000 $ 495,714 $ 110,000
Springfield, MO 14 $ 3,600,000 $ 257,142 $ 80,000
St. Petersburg-Clearwater-Largo, FL 14 $ 4,920,000 $ 351,428 $ 120,000
Cambridge-Newton-Framingham, MA 13 $ 6,405,000 $ 492,692 $ 125,000
Camden, NJ 13 $ 4,125,000 $ 317,307 $ 72,000
Cape Coral-Fort Myers, FL 13 $ 4,445,000 $ 341,923 $ 75,000
Gulfport-Biloxi-Pascagoula, MS 13 $ 2,915,000 $ 224,230 $ 51,000
Oklahoma City, OK 13 $ 3,755,000 $ 288,846 $ 69,000
Richmond, VA 13 $ 4,495,000 $ 345,769 $ 86,000
Sacramento--Roseville--Arden-Arcade, CA 13 $ 5,235,000 $ 402,692 $ 117,000
Wilmington, DE-MD-NJ 13 $ 3,895,000 $ 299,615 $ 98,615
Birmingham-Hoover, AL 12 $ 3,720,000 $ 310,000 $ 72,000
Clarksville, TN-KY 12 $ 3,770,000 $ 314,166 $ 75,000
Knoxville, TN 12 $ 3,960,000 $ 330,000 $ 94,000
Lake County-Porter County-Jasper County, IN 12 $ 3,290,000 $ 274,166 $ 94,000
Newark, NJ-PA 12 $ 4,430,000 $ 369,166 $ 103,000
Omaha-Council Bluffs, NE-IA 12 $ 3,090,000 $ 257,500 $ 100,166
Raleigh, NC 12 $ 4,300,000 $ 358,333 $ 117,000
Tulsa, OK 12 $ 3,520,000 $ 293,333 $ 90,000
Austin-Round Rock, TX 11 $ 3,855,000 $ 350,454 $ 162,000
Lakeland-Winter Haven, FL 11 $ 3,285,000 $ 298,636 $ 72,000
Chattanooga, TN-GA 10 $ 3,290,000 $ 329,000 $ 105,800
Dayton-Springfield-Kettering, OH 10 $ 2,230,000 $ 223,000 $ 123,000
Deltona-Daytona Beach-Ormond Beach, FL 10 $ 2,460,000 $ 246,000 $ 38,000
Fort Worth-Arlington, TX 10 $ 5,210,000 $ 521,000 $ 239,000
Montgomery County-Bucks County-Chester County, PA 10 $ 3,410,000 $ 341,000 $ 84,000
Oakland-Hayward-Berkeley, CA 10 $ 5,840,000 $ 584,000 $ 133,000
Springfield, OH 10 $ 1,940,000 $ 194,000 $ 58,000
Boston, MA 9 $ 5,035,000 $ 559,444 $ 120,000
Buffalo-Cheektowaga-Niagara Falls, NY 9 $ 2,045,000 $ 227,222 $ 87,000
Columbus, GA-AL 9 $ 2,115,000 $ 235,000 $ 81,000
Daphne-Fairhope-Foley, AL 9 $ 3,635,000 $ 403,888 $ 113,000
Des Moines-West Des Moines, IA 9 $ 2,165,000 $ 240,555 $ 1,175,000
Dover, DE 9 $ 2,755,000 $ 306,111 $ 83,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 9 $ 4,135,000 $ 459,444 $ 115,000
Hagerstown-Martinsburg, MD-WV 9 $ 3,445,000 $ 382,777 $ 117,333
Longview, TX 9 $ 1,095,000 $ 121,666 $ 216,000
North Port-Sarasota-Bradenton, FL 9 $ 4,605,000 $ 511,666 $ 190,000
Ogden-Clearfield, UT 9 $ 4,235,000 $ 470,555 $ 112,000
Palm Bay-Melbourne-Titusville, FL 9 $ 2,575,000 $ 286,111 $ 100,000
Urban Honolulu, HI 9 $ 5,855,000 $ 650,555 $ 60,000
Augusta-Richmond County, GA-SC 8 $ 2,250,000 $ 281,250 $ 73,250
Durham-Chapel Hill, NC 8 $ 2,130,000 $ 266,250 $ 75,000
Fresno, CA 8 $ 2,700,000 $ 337,500 $ 100,000
Huntsville, AL 8 $ 2,220,000 $ 277,500 $ 70,000
Jackson, MS 8 $ 1,720,000 $ 215,000 $ 40,000
Kalamazoo-Portage, MI 8 $ 2,240,000 $ 280,000 $ 86,000
Lancaster, PA 8 $ 1,830,000 $ 228,750 $ 80,000
Lansing-East Lansing, MI 8 $ 1,650,000 $ 206,250 $ 74,000
Little Rock-North Little Rock-Conway, AR 8 $ 2,170,000 $ 271,250 $ 57,000
Memphis, TN-MS-AR 8 $ 2,300,000 $ 287,500 $ 101,500
Sandusky, OH 8 $ 2,590,000 $ 323,750 $ 109,000
Tucson, AZ 8 $ 2,130,000 $ 266,250 $ 60,000
Bakersfield, CA 7 $ 1,605,000 $ 229,285 $ 79,000
Idaho Falls, ID 7 $ 1,495,000 $ 213,571 $ 94,000
Kiryas Joel-Poughkeepsie-Newburgh, NY 7 $ 3,195,000 $ 456,428 $ 153,000
Lexington-Fayette, KY 7 $ 1,965,000 $ 280,714 $ 46,000
Ocala, FL 7 $ 1,795,000 $ 256,428 $ 44,000
Oxnard-Thousand Oaks-Ventura, CA 7 $ 3,325,000 $ 475,000 $ 274,000
Philadelphia, PA 7 $ 1,795,000 $ 256,428 $ 81,000
Pittsburgh, PA 7 $ 1,895,000 $ 270,714 $ 108,000
Port St. Lucie, FL 7 $ 2,355,000 $ 336,428 $ 116,000
Reno, NV 7 $ 3,295,000 $ 470,714 $ 219,000
Shreveport-Bossier City, LA 7 $ 1,595,000 $ 227,857 $ 96,000
Toledo, OH 7 $ 1,445,000 $ 206,428 $ 102,000
Wichita, KS 7 $ 1,765,000 $ 252,142 $ 47,000
York-Hanover, PA 7 $ 2,425,000 $ 346,428 $ 51,000
Albany-Schenectady-Troy, NY 6 $ 2,130,000 $ 355,000 $ 141,000
Allentown-Bethlehem-Easton, PA-NJ 6 $ 1,790,000 $ 298,333 $ 78,000
Chico, CA 6 $ 2,620,000 $ 436,666 $ 106,000
Grand Rapids-Wyoming, MI 6 $ 1,410,000 $ 235,000 $ 191,000
Greensboro-High Point, NC 6 $ 1,370,000 $ 228,333 $ 61,000
Hinesville, GA 6 $ 1,500,000 $ 250,000 $ 55,000
Jonesboro, AR 6 $ 760,000 $ 126,666 $ 0
McAllen-Edinburg-Mission, TX 6 $ 2,390,000 $ 398,333 $ 177,000
Pensacola-Ferry Pass-Brent, FL 6 $ 1,460,000 $ 243,333 $ 65,000
Provo-Orem, UT 6 $ 2,460,000 $ 410,000 $ 119,000
Spokane-Spokane Valley, WA 6 $ 1,880,000 $ 313,333 $ 75,000
Springfield, MA 6 $ 1,550,000 $ 258,333 $ 39,000
Watertown-Fort Drum, NY 6 $ 1,420,000 $ 236,666 $ 101,000
Baton Rouge, LA 5 $ 1,405,000 $ 281,000 $ 63,000
Billings, MT 5 $ 1,635,000 $ 327,000 $ 56,000
Boise City, ID 5 $ 2,015,000 $ 403,000 $ 106,000
Bridgeport-Stamford-Norwalk, CT 5 $ 1,985,000 $ 397,000 $ 243,000
Florence, SC 5 $ 915,000 $ 183,000 $ 52,000
Gainesville, FL 5 $ 945,000 $ 189,000 $ 66,000
Harrisburg-Carlisle, PA 5 $ 1,325,000 $ 265,000 $ 54,000
Hickory-Lenoir-Morganton, NC 5 $ 1,015,000 $ 203,000 $ 47,000
Jacksonville, NC 5 $ 1,325,000 $ 265,000 $ 40,000
Midland, TX 5 $ 1,255,000 $ 251,000 $ 145,000
Mobile, AL 5 $ 1,135,000 $ 227,000 $ 55,000
Modesto, CA 5 $ 1,925,000 $ 385,000 $ 111,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 5 $ 1,305,000 $ 261,000 $ 94,000
Portland-South Portland, ME 5 $ 1,555,000 $ 311,000 $ 82,000
Rochester, NY 5 $ 1,235,000 $ 247,000 $ 78,000
Salem, OR 5 $ 1,665,000 $ 333,000 $ 70,000
Tacoma-Lakewood, WA 5 $ 1,605,000 $ 321,000 $ 50,000
Akron, OH 4 $ 780,000 $ 195,000 $ 18,000
Elizabethtown-Fort Knox, KY 4 $ 940,000 $ 235,000 $ 148,000
Florence-Muscle Shoals, AL 4 $ 1,130,000 $ 282,500 $ 68,000
Grand Forks, ND-MN 4 $ 1,090,000 $ 272,500 $ 69,000
Hilton Head Island-Bluffton-Beaufort, SC 4 $ 1,360,000 $ 340,000 $ 29,000
Jackson, TN 4 $ 880,000 $ 220,000 $ 73,000
Johnson City, TN 4 $ 1,090,000 $ 272,500 $ 136,000
Las Cruces, NM 4 $ 720,000 $ 180,000 $ 164,000
Lawton, OK 4 $ 1,200,000 $ 300,000 $ 43,000
Manchester-Nashua, NH 4 $ 1,280,000 $ 320,000 $ 86,000
Merced, CA 4 $ 970,000 $ 242,500 $ 50,000
New Haven-Milford, CT 4 $ 1,150,000 $ 287,500 $ 76,000
Panama City, FL 4 $ 1,250,000 $ 312,500 $ 69,000
Pittsfield, MA 4 $ 1,320,000 $ 330,000 $ 220,000
Rockingham County-Strafford County, NH 4 $ 1,150,000 $ 287,500 $ 75,000
Savannah, GA 4 $ 1,450,000 $ 362,500 $ 95,000
Stockton-Lodi, CA 4 $ 1,750,000 $ 437,500 $ 55,000
Syracuse, NY 4 $ 1,030,000 $ 257,500 $ 70,000
Winston-Salem, NC 4 $ 1,030,000 $ 257,500 $ 81,000
Ann Arbor, MI 3 $ 975,000 $ 325,000 $ 120,000
Asheville, NC 3 $ 1,045,000 $ 348,333 $ 90,000
Bremerton-Silverdale, WA 3 $ 1,285,000 $ 428,333 $ 110,000
Colorado Springs, CO 3 $ 1,515,000 $ 505,000 $ 114,000
Eau Claire, WI 3 $ 705,000 $ 235,000 $ 60,000
Everett, WA 3 $ 1,665,000 $ 555,000 $ 0
Flint, MI 3 $ 915,000 $ 305,000 $ 209,000
Fort Wayne, IN 3 $ 675,000 $ 225,000 $ 39,000
Grand Junction, CO 3 $ 845,000 $ 281,666 $ 110,000
Green Bay, WI 3 $ 695,000 $ 231,666 $ 109,000
Hammond, LA 3 $ 715,000 $ 238,333 $ 50,000
Hanford-Corcoran, CA 3 $ 835,000 $ 278,333 $ 41,000
Iowa City, IA 3 $ 1,045,000 $ 348,333 $ 188,000
Jackson, MI 3 $ 555,000 $ 185,000 $ 73,000
Joplin, MO 3 $ 635,000 $ 211,666 $ 55,000
Kingsport-Bristol-Bristol, TN-VA 3 $ 795,000 $ 265,000 $ 90,666
Lake Havasu City-Kingman, AZ 3 $ 645,000 $ 215,000 $ 53,000
Longview, WA 3 $ 835,000 $ 278,333 $ 27,000
Lubbock, TX 3 $ 1,335,000 $ 445,000 $ 207,000
Montgomery, AL 3 $ 915,000 $ 305,000 $ 100,000
Norwich-New London, CT 3 $ 845,000 $ 281,666 $ 112,000
Pinehurst-Southern Pines, NC 3 $ 765,000 $ 255,000 $ 69,000
Pocatello, ID 3 $ 775,000 $ 258,333 $ 99,000
Racine, WI 3 $ 625,000 $ 208,333 $ 51,000
Roanoke, VA 3 $ 605,000 $ 201,666 $ 31,000
Spartanburg, SC 3 $ 705,000 $ 235,000 $ 64,000
Trenton, NJ 3 $ 805,000 $ 268,333 $ 119,000
Warner Robins, GA 3 $ 1,005,000 $ 335,000 $ 132,000
Wilmington, NC 3 $ 805,000 $ 268,333 $ 66,000
Yakima, WA 3 $ 835,000 $ 278,333 $ 79,000
Youngstown-Warren-Boardman, OH-PA 3 $ 695,000 $ 231,666 $ 35,000
Albany, GA 2 $ 470,000 $ 235,000 $ 0
Ames, IA 2 $ 730,000 $ 365,000 $ 44,000
Anchorage, AK 2 $ 700,000 $ 350,000 $ 35,000
Appleton, WI 2 $ 510,000 $ 255,000 $ 64,000
Atlantic City-Hammonton, NJ 2 $ 750,000 $ 375,000 $ 132,000
Bangor, ME 2 $ 530,000 $ 265,000 $ 35,000
Beckley, WV 2 $ 540,000 $ 270,000 $ 84,000
Bend-Redmond, OR 2 $ 650,000 $ 325,000 $ 62,000
Bismarck, ND 2 $ 230,000 $ 115,000 $ 45,000
Blacksburg-Christiansburg-Radford, VA 2 $ 490,000 $ 245,000 $ 53,000
Bloomington, IN 2 $ 660,000 $ 330,000 $ 116,000
Cheyenne, WY 2 $ 1,010,000 $ 505,000 $ 93,000
Coeur D'Alene, ID 2 $ 920,000 $ 460,000 $ 58,000
Crestview-Fort Walton Beach-Destin, FL 2 $ 760,000 $ 380,000 $ 99,000
Davenport-Moline-Rock Island, IA-IL 2 $ 460,000 $ 230,000 $ 51,000
Duluth, MN-WI 2 $ 1,780,000 $ 890,000 $ 315,000
Eugene, OR 2 $ 660,000 $ 330,000 $ 106,000
Evansville, IN-KY 2 $ 500,000 $ 250,000 $ 36,000
Fort Smith, AR-OK 2 $ 540,000 $ 270,000 $ 0
Goldsboro, NC 2 $ 380,000 $ 190,000 $ 117,000
Hattiesburg, MS 2 $ 540,000 $ 270,000 $ 80,000
Helena, MT 2 $ 860,000 $ 430,000 $ 53,000
Jefferson City, MO 2 $ 540,000 $ 270,000 $ 102,000
Kennewick-Richland, WA 2 $ 600,000 $ 300,000 $ 80,000
Kingston, NY 2 $ 740,000 $ 370,000 $ 70,000
Lafayette, LA 2 $ 410,000 $ 205,000 $ 125,000
Lake County-Kenosha County, IL-WI 2 $ 630,000 $ 315,000 $ 127,000
Logan, UT-ID 2 $ 470,000 $ 235,000 $ 24,000
Lynchburg, VA 2 $ 490,000 $ 245,000 $ 98,000
Medford, OR 2 $ 340,000 $ 170,000 $ 112,000
Michigan City-La Porte, IN 2 $ 440,000 $ 220,000 $ 33,000
Minot, ND 2 $ 470,000 $ 235,000 $ 0
Monroe, MI 2 $ 540,000 $ 270,000 $ 108,000
New Orleans-Metairie, LA 2 $ 570,000 $ 285,000 $ 136,000
Niles-Benton Harbor, MI 2 $ 460,000 $ 230,000 $ 45,000
Paducah, KY-IL 2 $ 360,000 $ 180,000 $ 86,000
Punta Gorda, FL 2 $ 1,410,000 $ 705,000 $ 198,000
Reading, PA 2 $ 440,000 $ 220,000 $ 79,000
Rockford, IL 2 $ 190,000 $ 95,000 $ 6,000
Rocky Mount, NC 2 $ 820,000 $ 410,000 $ 128,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 2 $ 620,000 $ 310,000 $ 75,000
Santa Fe, NM 2 $ 720,000 $ 360,000 $ 104,000
Santa Maria-Santa Barbara, CA 2 $ 1,070,000 $ 535,000 $ 101,000
Sierra Vista-Douglas, AZ 2 $ 640,000 $ 320,000 $ 140,000
Sioux City, IA-NE-SD 2 $ 620,000 $ 310,000 $ 218,000
Sioux Falls, SD 2 $ 740,000 $ 370,000 $ 111,000
South Bend-Mishawaka, IN-MI 2 $ 380,000 $ 190,000 $ 96,000
Staunton-Waynesboro, VA 2 $ 450,000 $ 225,000 $ 88,000
Vallejo-Fairfield, CA 2 $ 590,000 $ 295,000 $ 118,000
Vineland-Bridgeton, NJ 2 $ 360,000 $ 180,000 $ 58,000
Washington-Baltimore-Arlington, DC 2 $ 900,000 $ 450,000 $ 84,000
Waterbury-Shelton, CT 2 $ 920,000 $ 460,000 $ 83,000
Yuba City, CA 2 $ 990,000 $ 495,000 $ 119,000
Albany, OR 1 $ 335,000 $ 335,000 $ 55,000
Alexandria, LA 1 $ 245,000 $ 245,000 $ 95,000
Amarillo, TX 1 $ 255,000 $ 255,000 $ 0
Amherst Town-Northampton, MA 1 $ 425,000 $ 425,000 $ 58,000
Anaheim-Santa Ana-Irvine, CA 1 $ 795,000 $ 795,000 $ 0
Auburn-Opelika, AL 1 $ 215,000 $ 215,000 $ 111,000
Barnstable Town, MA 1 $ 595,000 $ 595,000 $ 383,000
Battle Creek, MI 1 $ 335,000 $ 335,000 $ 134,000
Bellingham, WA 1 $ 165,000 $ 165,000 $ 77,000
Binghamton, NY 1 $ 215,000 $ 215,000 $ 71,000
Bloomington, IL 1 $ 235,000 $ 235,000 $ 159,000
Bowling Green, KY 1 $ 275,000 $ 275,000 $ 113,000
Bozeman, MT 1 $ 455,000 $ 455,000 $ 124,000
Brunswick, GA 1 $ 275,000 $ 275,000 $ 110,000
Burlington, NC 1 $ 225,000 $ 225,000 $ 43,000
Canton-Massillon, OH 1 $ 195,000 $ 195,000 $ 120,000
Casper, WY 1 $ 265,000 $ 265,000 $ 66,000
Chambersburg-Waynesboro, PA 1 $ 155,000 $ 155,000 $ 105,000
Champaign-Urbana, IL 1 $ 645,000 $ 645,000 $ 0
Columbia, MO 1 $ 255,000 $ 255,000 $ 41,000
Dalton, GA 1 $ 285,000 $ 285,000 $ 0
Decatur, IL 1 $ 185,000 $ 185,000 $ 87,000
Dothan, AL 1 $ 205,000 $ 205,000 $ 61,000
Eagle Pass, TX 1 $ 85,000 $ 85,000 $ 45,000
El Paso, TX 1 $ 255,000 $ 255,000 $ 95,000
Elgin, IL 1 $ 375,000 $ 375,000 $ 139,000
Elkhart-Goshen, IN 1 $ 215,000 $ 215,000 $ 75,000
Elmira, NY 1 $ 315,000 $ 315,000 $ 0
Farmington, NM 1 $ 305,000 $ 305,000 $ 148,000
Greenville, NC 1 $ 295,000 $ 295,000 $ 80,000
Harrisonburg, VA 1 $ 365,000 $ 365,000 $ 170,000
Hot Springs, AR 1 $ 315,000 $ 315,000 $ 119,000
Kahului-Wailuku-Lahaina, HI 1 $ 485,000 $ 485,000 $ 74,000
Kenosha, WI 1 $ 355,000 $ 355,000 $ 52,000
Killeen-Temple, TX 1 $ 395,000 $ 395,000 $ 0
La Crosse-Onalaska, WI-MN 1 $ 205,000 $ 205,000 $ 43,000
Lafayette-West Lafayette, IN 1 $ 205,000 $ 205,000 $ 0
Lebanon, PA 1 $ 435,000 $ 435,000 $ 0
Lewiston, ID-WA 1 $ 305,000 $ 305,000 $ 44,000
Lewiston-Auburn, ME 1 $ 405,000 $ 405,000 $ 0
Lexington Park, MD 1 $ 285,000 $ 285,000 $ 0
Lincoln, NE 1 $ 225,000 $ 225,000 $ 0
Macon-Bibb County, GA 1 $ 65,000 $ 65,000 $ 3,000
Mankato-North Mankato, MN 1 $ 265,000 $ 265,000 $ 99,000
Mansfield, OH 1 $ 595,000 $ 595,000 $ 193,000
Missoula, MT 1 $ 435,000 $ 435,000 $ 122,000
Monroe, LA 1 $ 135,000 $ 135,000 $ 106,000
Naples-Immokalee-Marco Island, FL 1 $ 445,000 $ 445,000 $ 0
Olympia-Tumwater, WA 1 $ 345,000 $ 345,000 $ 48,000
Oshkosh-Neenah, WI 1 $ 215,000 $ 215,000 $ 0
Peoria, IL 1 $ 175,000 $ 175,000 $ 109,000
Prescott Valley-Prescott, AZ 1 $ 55,000 $ 55,000 $ 54,000
Pueblo, CO 1 $ 325,000 $ 325,000 $ 84,000
Rapid City, SD 1 $ 235,000 $ 235,000 $ 48,000
Redding, CA 1 $ 375,000 $ 375,000 $ 98,000
Rochester, MN 1 $ 215,000 $ 215,000 $ 49,000
Saginaw, MI 1 $ 235,000 $ 235,000 $ 0
San Jose-Sunnyvale-Santa Clara, CA 1 $ 615,000 $ 615,000 $ 120,000
Seattle-Bellevue-Everett, WA 1 $ 225,000 $ 225,000 $ 54,000
Sebastian-Vero Beach, FL 1 $ 335,000 $ 335,000 $ 51,000
Sebring, FL 1 $ 485,000 $ 485,000 $ 137,000
Sherman-Denison, TX 1 $ 395,000 $ 395,000 $ 134,000
Slidell-Mandeville-Covington, LA 1 $ 105,000 $ 105,000 $ 35,000
Springfield, IL 1 $ 295,000 $ 295,000 $ 335,000
St. George, UT 1 $ 595,000 $ 595,000 $ 75,000
State College, PA 1 $ 325,000 $ 325,000 $ 57,000
Terre Haute, IN 1 $ 215,000 $ 215,000 $ 91,000
Topeka, KS 1 $ 205,000 $ 205,000 $ 84,000
Tuscaloosa, AL 1 $ 125,000 $ 125,000 $ 41,000
Twin Falls, ID 1 $ 365,000 $ 365,000 $ 120,000
Tyler, TX 1 $ 305,000 $ 305,000 $ 0
Utica-Rome, NY 1 $ 135,000 $ 135,000 $ 78,000
Valdosta, GA 1 $ 225,000 $ 225,000 $ 54,000
Visalia-Porterville, CA 1 $ 425,000 $ 425,000 $ 63,000
Wenatchee, WA 1 $ 325,000 $ 325,000 $ 118,000
Wildwood-The Villages, FL 1 $ 215,000 $ 215,000 $ 54,000
Winchester, VA-WV 1 $ 405,000 $ 405,000 $ 273,000
Yuma, AZ 1 $ 285,000 $ 285,000 $ 77,000

Mortgage Loan Application Detail Totals for Texana Bank in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 1,318 $425,240,000 $322,000 $1,575,000 $109,000 $9,999,000
Refinancing 791 $266,585,000 $337,000 $2,115,000 $76,000 $9,999,000
Home Purchase 768 $246,770,000 $321,000 $2,505,000 $132,000 $1,212,000
Home Improvement 2 $700,000 $350,000 $405,000 $132,000 $183,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,350 $442,690,000 $327,000 $2,115,000 $112,000 $9,999,000
Not Provided 678 $226,490,000 $334,000 $2,505,000 $84,000 $1,200,000
Black or African American 455 $139,465,000 $306,000 $1,145,000 $96,000 $1,357,000
Hispanic 215 $69,265,000 $322,000 $845,000 $94,000 $511,000
Asian 120 $45,050,000 $375,000 $1,685,000 $140,000 $476,000
Not applicable 33 $4,885,000 $148,000 $335,000 $51,000 $96,000
Native Hawaiian or Other Pacific Islander 15 $7,825,000 $521,000 $805,000 $770,000 $9,999,000
American Indian or Alaskan Native 13 $3,625,000 $278,000 $435,000 $71,000 $135,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 1,158 $404,990,000 $349,000 $2,115,000 $81,000 $9,999,000
FHA-insured (Federal Housing Administration) 907 $280,755,000 $309,000 $965,000 $97,000 $474,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 811 $252,955,000 $311,000 $2,505,000 $153,000 $5,058,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $595,000 $198,000 $235,000 $78,000 $111,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 1,104 $373,520,000 $338,000 $2,505,000 $108,000 $5,058,000
Loan Originated 812 $249,330,000 $307,000 $1,505,000 $100,000 $1,027,000
File Closed For Incompleteness 600 $197,980,000 $329,000 $1,685,000 $105,000 $9,999,000
Application Denied By Financial Institution 237 $77,235,000 $325,000 $905,000 $122,000 $9,999,000
Application Approved But Not Accepted 126 $41,230,000 $327,000 $965,000 $97,000 $309,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,642 $862,060,000 $326,000 $2,505,000 $105,000 $9,999,000
Debt-To-Income Ratio 109 $38,245,000 $350,000 $805,000 $65,000 $174,000
Collateral 54 $16,100,000 $298,000 $745,000 $270,000 $9,999,000
Credit History 54 $18,100,000 $335,000 $905,000 $102,000 $470,000
Other 13 $3,195,000 $245,000 $335,000 $80,000 $186,000
Employment History 5 $985,000 $197,000 $305,000 $94,000 $206,000
Credit Application Incomplete 2 $610,000 $305,000 $385,000 $96,000 $122,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Texana Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Texana Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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