The Mortgage Firm Mortgage Lending & HMDA Data, 2025

In 2025, The Mortgage Firm of Altamonte Springs, FL reported 4,346 mortgage applications totaling $1.4 billion, about the same as 2024. The average application was for $327,922, and applicants reported an average income of $140,880. 75% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Palm Bay-Melbourne-Titusville, FL (720), Orlando-Kissimmee-Sanford, FL (663) and Tampa, FL (382) (applications in parentheses).

Mortgage Company & Address The Mortgage Firm
921 Douglas Avenue, Suite 200
Altamonte Springs, FL 32714
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 4,346
Total Mortgage Loan Application Amount $1,425,150,000
Average Mortgage Loan Application Amount $327,922
Highest Mortgage Loan Application Amount $4,005,000
Average Applicant Income $140,880
Highest Applicant Income $7,723,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Mortgage Firm filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for The Mortgage Firm by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Brevard, Florida 720 $ 237,530,000 $ 329,902 $ 132,000
Palm Beach, Florida 275 $ 121,565,000 $ 442,054 $ 195,000
Sarasota, Florida 220 $ 66,190,000 $ 300,863 $ 148,000
Orange, Florida 208 $ 86,950,000 $ 418,028 $ 179,000
Escambia, Florida 197 $ 51,265,000 $ 260,228 $ 104,000
Volusia, Florida 195 $ 60,205,000 $ 308,743 $ 135,000
Pasco, Florida 168 $ 54,070,000 $ 321,845 $ 133,000
Seminole, Florida 165 $ 60,345,000 $ 365,727 $ 135,000
Hillsborough, Florida 159 $ 58,835,000 $ 370,031 $ 156,000
Lake, Florida 159 $ 50,575,000 $ 318,081 $ 128,000
Osceola, Florida 131 $ 40,375,000 $ 308,206 $ 122,000
Pinellas, Florida 111 $ 38,885,000 $ 350,315 $ 170,000
Polk, Florida 106 $ 31,530,000 $ 297,452 $ 129,000
Santa Rosa, Florida 95 $ 28,305,000 $ 297,947 $ 109,000
Broward, Florida 94 $ 37,620,000 $ 400,212 $ 195,000
Charlotte, Florida 73 $ 20,245,000 $ 277,328 $ 134,000
East Baton Rouge, Louisiana 65 $ 18,135,000 $ 279,000 $ 145,000
Hernando, Florida 55 $ 17,095,000 $ 310,818 $ 250,000
Alachua, Florida 54 $ 15,220,000 $ 281,851 $ 136,000
Marion, Florida 51 $ 14,445,000 $ 283,235 $ 105,000
Citrus, Florida 48 $ 10,930,000 $ 227,708 $ 100,000
St. Lucie, Florida 46 $ 15,610,000 $ 339,347 $ 128,000
Sumter, Florida 42 $ 11,840,000 $ 281,904 $ 157,000
Jefferson, Louisiana 38 $ 10,410,000 $ 273,947 $ 114,000
Jefferson, Alabama 35 $ 8,335,000 $ 238,142 $ 97,000
Flagler, Florida 34 $ 15,110,000 $ 444,411 $ 189,000
Manatee, Florida 32 $ 12,280,000 $ 383,750 $ 164,000
Martin, Florida 32 $ 14,790,000 $ 462,187 $ 213,000
Orleans, Louisiana 31 $ 10,415,000 $ 335,967 $ 155,000
Indian River, Florida 24 $ 7,130,000 $ 297,083 $ 112,000
Shelby, Alabama 21 $ 4,665,000 $ 222,142 $ 97,000
St. Tammany, Louisiana 21 $ 5,555,000 $ 264,523 $ 120,000
Ascension, Louisiana 20 $ 5,750,000 $ 287,500 $ 121,000
St. Clair, Alabama 18 $ 4,390,000 $ 243,888 $ 87,000
Bay, Florida 16 $ 4,530,000 $ 283,125 $ 91,000
Lee, Florida 16 $ 5,360,000 $ 335,000 $ 213,000
Duval, Florida 14 $ 4,910,000 $ 350,714 $ 156,000
Levy, Florida 14 $ 3,060,000 $ 218,571 $ 85,000
Miami-Dade, Florida 11 $ 3,415,000 $ 310,454 $ 103,000
Leon, Florida 9 $ 1,705,000 $ 189,444 $ 223,000
Pearl River, Mississippi 9 $ 1,675,000 $ 186,111 $ 91,000
Montgomery, Texas 9 $ 4,055,000 $ 450,555 $ 158,000
Blount, Alabama 8 $ 2,050,000 $ 256,250 $ 84,000
Gwinnett, Georgia 8 $ 2,380,000 $ 297,500 $ 168,000
Houston, Georgia 8 $ 2,130,000 $ 266,250 $ 91,000
Okaloosa, Florida 7 $ 2,245,000 $ 320,714 $ 130,000
St. Johns, Florida 7 $ 3,745,000 $ 535,000 $ 227,000
Hamilton, Indiana 7 $ 2,515,000 $ 359,285 $ 187,000
Marion, Indiana 7 $ 1,755,000 $ 250,714 $ 84,000
Okeechobee, Florida 6 $ 1,550,000 $ 258,333 $ 89,000
Putnam, Florida 6 $ 1,340,000 $ 223,333 $ 79,000
St. Charles, Louisiana 6 $ 1,370,000 $ 228,333 $ 84,000
Raleigh, West Virginia 6 $ 850,000 $ 141,666 $ 58,000
Russell, Alabama 5 $ 1,355,000 $ 271,000 $ 106,000
Clay, Florida 5 $ 1,075,000 $ 215,000 $ 120,000
Gadsden, Florida 5 $ 1,045,000 $ 209,000 $ 74,000
Highlands, Florida 5 $ 815,000 $ 163,000 $ 108,000
Walton, Florida 5 $ 1,885,000 $ 377,000 $ 385,000
Jasper, Georgia 5 $ 3,585,000 $ 717,000 $ 382,000
Calcasieu, Louisiana 5 $ 1,385,000 $ 277,000 $ 146,000
Blount, Tennessee 5 $ 1,405,000 $ 281,000 $ 63,000
Hamilton, Tennessee 5 $ 1,225,000 $ 245,000 $ 127,000
Harris, Texas 5 $ 2,485,000 $ 497,000 $ 219,000
Baldwin, Alabama 4 $ 1,440,000 $ 360,000 $ 135,000
Escambia, Alabama 4 $ 830,000 $ 207,500 $ 60,000
Butts, Georgia 4 $ 1,400,000 $ 350,000 $ 256,000
Muscogee, Georgia 4 $ 750,000 $ 187,500 $ 127,000
Livingston, Louisiana 4 $ 820,000 $ 205,000 $ 120,000
Cumberland, North Carolina 4 $ 1,060,000 $ 265,000 $ 138,000
Horry, South Carolina 4 $ 1,350,000 $ 337,500 $ 121,000
Davidson, Tennessee 4 $ 1,100,000 $ 275,000 $ 58,000
Chilton, Alabama 3 $ 595,000 $ 198,333 $ 66,000
Lee, Alabama 3 $ 695,000 $ 231,666 $ 55,000
Mobile, Alabama 3 $ 875,000 $ 291,666 $ 93,000
Denver, Colorado 3 $ 765,000 $ 255,000 $ 78,000
Columbia, Florida 3 $ 675,000 $ 225,000 $ 72,000
Taylor, Florida 3 $ 505,000 $ 168,333 $ 149,000
Cobb, Georgia 3 $ 1,205,000 $ 401,666 $ 139,000
Hall, Georgia 3 $ 985,000 $ 328,333 $ 195,000
Lamar, Georgia 3 $ 1,225,000 $ 408,333 $ 216,000
Paulding, Georgia 3 $ 1,055,000 $ 351,666 $ 147,000
Toombs, Georgia 3 $ 825,000 $ 275,000 $ 110,000
St. Bernard, Louisiana 3 $ 855,000 $ 285,000 $ 123,000
St. James, Louisiana 3 $ 845,000 $ 281,666 $ 168,000
Portsmouth, Virginia 3 $ 785,000 $ 261,666 $ 56,000
Virginia Beach, Virginia 3 $ 735,000 $ 245,000 $ 173,000
Talladega, Alabama 2 $ 480,000 $ 240,000 $ 78,000
Tuscaloosa, Alabama 2 $ 270,000 $ 135,000 $ 79,000
Teller, Colorado 2 $ 1,300,000 $ 650,000 $ 283,000
Bradford, Florida 2 $ 500,000 $ 250,000 $ 83,000
DeSoto, Florida 2 $ 570,000 $ 285,000 $ 97,000
Dixie, Florida 2 $ 490,000 $ 245,000 $ 137,000
Gilchrist, Florida 2 $ 710,000 $ 355,000 $ 87,000
Gulf, Florida 2 $ 480,000 $ 240,000 $ 88,000
Jefferson, Florida 2 $ 680,000 $ 340,000 $ 91,000
Madison, Florida 2 $ 370,000 $ 185,000 $ 48,000
Nassau, Florida 2 $ 940,000 $ 470,000 $ 186,000
Suwannee, Florida 2 $ 490,000 $ 245,000 $ 74,000
Bibb, Georgia 2 $ 720,000 $ 360,000 $ 118,000
Candler, Georgia 2 $ 370,000 $ 185,000 $ 72,000
DeKalb, Georgia 2 $ 550,000 $ 275,000 $ 70,000
Fulton, Georgia 2 $ 750,000 $ 375,000 $ 193,000
Gilmer, Georgia 2 $ 720,000 $ 360,000 $ 105,000
Harris, Georgia 2 $ 490,000 $ 245,000 $ 182,000
Morgan, Georgia 2 $ 960,000 $ 480,000 $ 146,000
Boone, Indiana 2 $ 910,000 $ 455,000 $ 137,000
Hendricks, Indiana 2 $ 490,000 $ 245,000 $ 105,000
Madison, Indiana 2 $ 780,000 $ 390,000 $ 176,000
Madison, Kentucky 2 $ 540,000 $ 270,000 $ 84,000
East Feliciana, Louisiana 2 $ 490,000 $ 245,000 $ 135,000
Lafayette, Louisiana 2 $ 590,000 $ 295,000 $ 167,000
St. John the Baptist, Louisiana 2 $ 380,000 $ 190,000 $ 67,000
West Baton Rouge, Louisiana 2 $ 360,000 $ 180,000 $ 73,000
Hancock, Mississippi 2 $ 540,000 $ 270,000 $ 138,000
Jackson, North Carolina 2 $ 680,000 $ 340,000 $ 90,000
Franklin, Ohio 2 $ 470,000 $ 235,000 $ 113,000
Charleston, South Carolina 2 $ 1,480,000 $ 740,000 $ 209,000
Maury, Tennessee 2 $ 870,000 $ 435,000 $ 86,000
Chesapeake, Virginia 2 $ 940,000 $ 470,000 $ 177,000
Calhoun, Alabama 1 $ 225,000 $ 225,000 $ 77,000
Colbert, Alabama 1 $ 235,000 $ 235,000 $ 83,000
Coosa, Alabama 1 $ 235,000 $ 235,000 $ 88,000
Elmore, Alabama 1 $ 135,000 $ 135,000 $ 57,000
Jackson, Alabama 1 $ 255,000 $ 255,000 $ 71,000
Marshall, Alabama 1 $ 285,000 $ 285,000 $ 103,000
Pickens, Alabama 1 $ 315,000 $ 315,000 $ 120,000
White, Arkansas 1 $ 245,000 $ 245,000 $ 66,000
Arapahoe, Colorado 1 $ 345,000 $ 345,000 $ 77,000
Weld, Colorado 1 $ 405,000 $ 405,000 $ 78,000
Baker, Florida 1 $ 405,000 $ 405,000 $ 552,000
Collier, Florida 1 $ 235,000 $ 235,000 $ 66,000
Glades, Florida 1 $ 155,000 $ 155,000 $ 76,000
Hardee, Florida 1 $ 265,000 $ 265,000 $ 77,000
Hendry, Florida 1 $ 145,000 $ 145,000 $ 53,000
Jackson, Florida 1 $ 105,000 $ 105,000 $ 263,000
Monroe, Florida 1 $ 1,085,000 $ 1,085,000 $ 677,000
Wakulla, Florida 1 $ 155,000 $ 155,000 $ 49,000
Washington, Florida 1 $ 95,000 $ 95,000 $ 64,000
Bartow, Georgia 1 $ 275,000 $ 275,000 $ 159,000
Bulloch, Georgia 1 $ 365,000 $ 365,000 $ 122,000
Burke, Georgia 1 $ 105,000 $ 105,000 $ 118,000
Carroll, Georgia 1 $ 115,000 $ 115,000 $ 30,000
Chatham, Georgia 1 $ 325,000 $ 325,000 $ 130,000
Cherokee, Georgia 1 $ 455,000 $ 455,000 $ 149,000
Clayton, Georgia 1 $ 265,000 $ 265,000 $ 81,000
Columbia, Georgia 1 $ 185,000 $ 185,000 $ 83,000
Coweta, Georgia 1 $ 245,000 $ 245,000 $ 170,000
Douglas, Georgia 1 $ 125,000 $ 125,000 $ 49,000
Emanuel, Georgia 1 $ 195,000 $ 195,000 $ 70,000
Fayette, Georgia 1 $ 505,000 $ 505,000 $ 160,000
Floyd, Georgia 1 $ 235,000 $ 235,000 $ 76,000
Glynn, Georgia 1 $ 175,000 $ 175,000 $ 62,000
Henry, Georgia 1 $ 435,000 $ 435,000 $ 110,000
Long, Georgia 1 $ 245,000 $ 245,000 $ 101,000
Lumpkin, Georgia 1 $ 215,000 $ 215,000 $ 59,000
Newton, Georgia 1 $ 605,000 $ 605,000 $ 177,000
Pulaski, Georgia 1 $ 165,000 $ 165,000 $ 57,000
Putnam, Georgia 1 $ 515,000 $ 515,000 $ 117,000
Walton, Georgia 1 $ 365,000 $ 365,000 $ 112,000
Ware, Georgia 1 $ 105,000 $ 105,000 $ 0
Brown, Indiana 1 $ 125,000 $ 125,000 $ 136,000
Delaware, Indiana 1 $ 55,000 $ 55,000 $ 82,000
Henry, Indiana 1 $ 155,000 $ 155,000 $ 58,000
Howard, Indiana 1 $ 235,000 $ 235,000 $ 110,000
Johnson, Indiana 1 $ 345,000 $ 345,000 $ 91,000
Lake, Indiana 1 $ 685,000 $ 685,000 $ 179,000
Tippecanoe, Indiana 1 $ 215,000 $ 215,000 $ 165,000
Wayne, Indiana 1 $ 455,000 $ 455,000 $ 172,000
Fayette, Kentucky 1 $ 325,000 $ 325,000 $ 151,000
Logan, Kentucky 1 $ 285,000 $ 285,000 $ 76,000
Iberville, Louisiana 1 $ 105,000 $ 105,000 $ 82,000
Lafourche, Louisiana 1 $ 95,000 $ 95,000 $ 258,000
Plaquemines, Louisiana 1 $ 425,000 $ 425,000 $ 168,000
Rapides, Louisiana 1 $ 165,000 $ 165,000 $ 75,000
Tangipahoa, Louisiana 1 $ 125,000 $ 125,000 $ 106,000
Vermilion, Louisiana 1 $ 435,000 $ 435,000 $ 175,000
Washington, Louisiana 1 $ 245,000 $ 245,000 $ 150,000
Anne Arundel, Maryland 1 $ 175,000 $ 175,000 $ 41,000
Baltimore City, Maryland 1 $ 125,000 $ 125,000 $ 155,000
Montgomery, Maryland 1 $ 915,000 $ 915,000 $ 237,000
Harrison, Mississippi 1 $ 165,000 $ 165,000 $ 120,000
Madison, Mississippi 1 $ 295,000 $ 295,000 $ 83,000
Stone, Mississippi 1 $ 195,000 $ 195,000 $ 61,000
Cleveland, North Carolina 1 $ 255,000 $ 255,000 $ 83,000
Gates, North Carolina 1 $ 245,000 $ 245,000 $ 78,000
Guilford, North Carolina 1 $ 845,000 $ 845,000 $ 288,000
Haywood, North Carolina 1 $ 425,000 $ 425,000 $ 103,000
Macon, North Carolina 1 $ 275,000 $ 275,000 $ 76,000
Yancey, North Carolina 1 $ 765,000 $ 765,000 $ 187,000
Ashtabula, Ohio 1 $ 135,000 $ 135,000 $ 43,000
Clermont, Ohio 1 $ 325,000 $ 325,000 $ 130,000
Hamilton, Ohio 1 $ 205,000 $ 205,000 $ 73,000
Knox, Ohio 1 $ 335,000 $ 335,000 $ 118,000
Allegheny, Pennsylvania 1 $ 145,000 $ 145,000 $ 110,000
Berks, Pennsylvania 1 $ 95,000 $ 95,000 $ 48,000
Indiana, Pennsylvania 1 $ 105,000 $ 105,000 $ 50,000
Berkeley, South Carolina 1 $ 265,000 $ 265,000 $ 84,000
Greenville, South Carolina 1 $ 245,000 $ 245,000 $ 87,000
Marlboro, South Carolina 1 $ 165,000 $ 165,000 $ 70,000
Bradley, Tennessee 1 $ 155,000 $ 155,000 $ 0
Claiborne, Tennessee 1 $ 95,000 $ 95,000 $ 73,000
Cumberland, Tennessee 1 $ 295,000 $ 295,000 $ 46,000
Fayette, Tennessee 1 $ 375,000 $ 375,000 $ 140,000
Hickman, Tennessee 1 $ 255,000 $ 255,000 $ 222,000
Loudon, Tennessee 1 $ 145,000 $ 145,000 $ 93,000
Stewart, Tennessee 1 $ 385,000 $ 385,000 $ 135,000
Henderson, Texas 1 $ 385,000 $ 385,000 $ 129,000
San Jacinto, Texas 1 $ 335,000 $ 335,000 $ 76,000
Waller, Texas 1 $ 465,000 $ 465,000 $ 241,000
Williamson, Texas 1 $ 365,000 $ 365,000 $ 111,000
Lynchburg, Virginia 1 $ 105,000 $ 105,000 $ 117,000
Berkeley, West Virginia 1 $ 255,000 $ 255,000 $ 57,000
Fayette, West Virginia 1 $ 95,000 $ 95,000 $ 44,000
Summers, West Virginia 1 $ 85,000 $ 85,000 $ 45,000

Mortgage Loan Application Detail Totals for The Mortgage Firm in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,932 $1,285,840,000 $327,000 $4,005,000 $141,000 $7,723,000
Cash-out Refinancing 268 $78,600,000 $293,000 $1,855,000 $130,000 $935,000
Refinancing 137 $56,765,000 $414,000 $1,375,000 $158,000 $880,000
Home Improvement 9 $3,945,000 $438,000 $795,000 $152,000 $291,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,312 $1,098,680,000 $331,000 $4,005,000 $143,000 $3,358,000
Hispanic 581 $186,965,000 $321,000 $1,495,000 $128,000 $1,276,000
Black or African American 269 $76,055,000 $282,000 $1,305,000 $105,000 $416,000
Asian 144 $50,510,000 $350,000 $1,565,000 $216,000 $7,723,000
American Indian or Alaskan Native 19 $5,975,000 $314,000 $615,000 $145,000 $563,000
Not Provided 19 $6,355,000 $334,000 $585,000 $126,000 $270,000
Native Hawaiian or Other Pacific Islander 2 $610,000 $305,000 $465,000 $84,000 $131,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,893 $975,565,000 $337,000 $4,005,000 $161,000 $7,723,000
FHA-insured (Federal Housing Administration) 1,012 $288,710,000 $285,000 $665,000 $96,000 $410,000
VA-guaranteed (Veterans Administration) 407 $153,215,000 $376,000 $1,325,000 $117,000 $557,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 34 $7,660,000 $225,000 $415,000 $74,000 $135,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,270 $1,078,470,000 $329,000 $4,005,000 $144,000 $7,723,000
Application Withdrawn By Applicant 559 $186,425,000 $333,000 $2,535,000 $142,000 $1,860,000
Application Approved But Not Accepted 267 $84,905,000 $317,000 $1,505,000 $135,000 $935,000
Application Denied By Financial Institution 108 $32,670,000 $302,000 $1,565,000 $107,000 $1,276,000
Preapproval Approved but not Accepted 106 $31,800,000 $300,000 $1,215,000 $117,000 $486,000
Preapproval Denied by Financial Institution 36 $10,880,000 $302,000 $1,005,000 $93,000 $269,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,202 $1,381,600,000 $328,000 $4,005,000 $142,000 $7,723,000
Debt-To-Income Ratio 65 $18,955,000 $291,000 $1,565,000 $73,000 $295,000
Other 25 $7,745,000 $309,000 $805,000 $158,000 $1,276,000
Collateral 23 $6,195,000 $269,000 $575,000 $128,000 $738,000
Credit History 13 $3,795,000 $291,000 $705,000 $116,000 $253,000
Credit Application Incomplete 7 $3,275,000 $467,000 $1,005,000 $165,000 $347,000
Employment History 6 $1,070,000 $178,000 $245,000 $29,000 $58,000
Unverifiable Information 3 $1,765,000 $588,000 $805,000 $92,000 $145,000
Insufficient Cash (Downpayment, Closing Cost) 2 $750,000 $375,000 $495,000 $93,000 $134,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Mortgage Firm's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Mortgage Firm's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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