Third Federal Savings and Loan Mortgage Lending & HMDA Data, 2024

In 2024, Third Federal Savings and Loan of Cleveland, OH reported 48,881 mortgage applications totaling $7.1 billion, about the same as 2023. The average application was for $145,760, and applicants reported an average income of $160,981. 45% of its applications resulted in an originated loan and 34% were denied. Its largest markets were Cleveland, OH (5,588), Columbus, OH (2,322) and Cincinnati, OH-KY-IN (1,875) (applications in parentheses).

Mortgage Company & Address Third Federal Savings and Loan
7007 Broadway Avenue
Cleveland, OH 44105
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 48,881
Total Mortgage Loan Application Amount $7,124,905,000
Average Mortgage Loan Application Amount $145,760
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $160,981
Highest Applicant Income $7,508,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Third Federal Savings and Loan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Third Federal Savings and Loan by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cuyahoga, Ohio 3,260 $ 390,900,000 $ 119,907 $ 118,000
Palm Beach, Florida 1,489 $ 195,625,000 $ 131,380 $ 159,000
Broward, Florida 1,331 $ 160,735,000 $ 120,762 $ 150,000
Franklin, Ohio 1,225 $ 158,005,000 $ 128,983 $ 158,000
Los Angeles, California 1,103 $ 182,855,000 $ 165,779 $ 216,000
Summit, Ohio 993 $ 130,665,000 $ 131,586 $ 122,000
Hillsborough, Florida 937 $ 106,975,000 $ 114,167 $ 147,000
Pinellas, Florida 906 $ 108,840,000 $ 120,132 $ 138,000
Hamilton, Ohio 799 $ 97,445,000 $ 121,958 $ 154,000
Lorain, Ohio 731 $ 95,945,000 $ 131,251 $ 132,000
Lee, Florida 716 $ 80,850,000 $ 112,918 $ 121,000
Lake, Ohio 692 $ 86,330,000 $ 124,754 $ 120,000
Medina, Ohio 652 $ 95,610,000 $ 146,641 $ 136,000
Miami-Dade, Florida 629 $ 91,105,000 $ 144,841 $ 181,000
Orange, California 577 $ 104,885,000 $ 181,776 $ 229,000
San Diego, California 569 $ 98,155,000 $ 172,504 $ 213,000
Delaware, Ohio 563 $ 98,435,000 $ 174,840 $ 201,000
Pasco, Florida 521 $ 47,685,000 $ 91,525 $ 130,000
Sarasota, Florida 451 $ 62,175,000 $ 137,860 $ 132,000
Cook, Illinois 429 $ 53,395,000 $ 124,463 $ 203,000
Orange, Florida 422 $ 52,120,000 $ 123,507 $ 163,000
Riverside, California 409 $ 54,655,000 $ 133,630 $ 166,000
Collier, Florida 381 $ 65,565,000 $ 172,086 $ 160,000
Manatee, Florida 367 $ 46,155,000 $ 125,762 $ 163,000
Butler, Ohio 344 $ 40,160,000 $ 116,744 $ 155,000
Mecklenburg, North Carolina 322 $ 53,800,000 $ 167,080 $ 203,000
Wake, North Carolina 307 $ 46,035,000 $ 149,951 $ 194,000
Bergen, New Jersey 286 $ 45,290,000 $ 158,356 $ 243,000
San Bernardino, California 283 $ 35,675,000 $ 126,060 $ 165,000
Fulton, Georgia 283 $ 46,285,000 $ 163,551 $ 219,000
King, Washington 280 $ 55,210,000 $ 197,178 $ 228,000
Portage, Ohio 253 $ 33,035,000 $ 130,573 $ 122,000
Warren, Ohio 252 $ 38,990,000 $ 154,722 $ 181,000
Clermont, Ohio 247 $ 32,945,000 $ 133,380 $ 172,000
Sacramento, California 242 $ 30,670,000 $ 126,735 $ 192,000
Contra Costa, California 241 $ 39,345,000 $ 163,257 $ 232,000
Alameda, California 229 $ 42,735,000 $ 186,615 $ 248,000
Geauga, Ohio 222 $ 35,360,000 $ 159,279 $ 176,000
Ventura, California 220 $ 35,860,000 $ 163,000 $ 200,000
Cobb, Georgia 216 $ 28,770,000 $ 133,194 $ 193,000
Duval, Florida 210 $ 21,200,000 $ 100,952 $ 139,000
Fairfax, Virginia 206 $ 36,940,000 $ 179,320 $ 238,000
Stark, Ohio 200 $ 21,650,000 $ 108,250 $ 123,000
Polk, Florida 194 $ 16,120,000 $ 83,092 $ 105,000
Gwinnett, Georgia 193 $ 23,975,000 $ 124,222 $ 180,000
Monmouth, New Jersey 193 $ 28,885,000 $ 149,663 $ 235,000
Santa Clara, California 192 $ 38,020,000 $ 198,020 $ 246,000
Seminole, Florida 191 $ 19,545,000 $ 102,329 $ 174,000
Middlesex, New Jersey 190 $ 27,940,000 $ 147,052 $ 195,000
St. Johns, Florida 186 $ 26,730,000 $ 143,709 $ 199,000
Loudoun, Virginia 186 $ 31,140,000 $ 167,419 $ 225,000
Volusia, Florida 178 $ 17,910,000 $ 100,617 $ 155,000
Montgomery, Maryland 176 $ 24,380,000 $ 138,522 $ 255,000
Brevard, Florida 172 $ 18,560,000 $ 107,906 $ 140,000
DeKalb, Georgia 170 $ 22,970,000 $ 135,117 $ 201,000
St. Lucie, Florida 164 $ 16,680,000 $ 101,707 $ 115,000
Forsyth, Georgia 164 $ 24,490,000 $ 149,329 $ 199,000
Lake, Florida 163 $ 15,025,000 $ 92,177 $ 144,000
Charlotte, Florida 158 $ 18,480,000 $ 116,962 $ 122,000
Licking, Ohio 158 $ 17,360,000 $ 109,873 $ 140,000
Essex, New Jersey 156 $ 23,740,000 $ 152,179 $ 258,000
DuPage, Illinois 155 $ 18,615,000 $ 120,096 $ 203,000
Fairfield, Ohio 153 $ 17,065,000 $ 111,535 $ 131,000
Ocean, New Jersey 151 $ 19,505,000 $ 129,172 $ 148,000
Allegheny, Pennsylvania 147 $ 34,305,000 $ 233,367 $ 69,000
Middlesex, Massachusetts 142 $ 22,800,000 $ 160,563 $ 247,000
Jefferson, Colorado 141 $ 19,175,000 $ 135,992 $ 212,000
Montgomery, Ohio 138 $ 12,140,000 $ 87,971 $ 122,000
Montgomery, Pennsylvania 135 $ 18,885,000 $ 139,888 $ 217,000
Douglas, Colorado 132 $ 21,130,000 $ 160,075 $ 236,000
Osceola, Florida 130 $ 11,850,000 $ 91,153 $ 110,000
Union, New Jersey 130 $ 19,720,000 $ 151,692 $ 249,000
Will, Illinois 127 $ 15,095,000 $ 118,858 $ 198,000
Snohomish, Washington 125 $ 20,005,000 $ 160,040 $ 208,000
Martin, Florida 123 $ 15,755,000 $ 128,089 $ 187,000
Placer, California 121 $ 16,445,000 $ 135,909 $ 249,000
Bucks, Pennsylvania 119 $ 15,955,000 $ 134,075 $ 216,000
Chester, Pennsylvania 119 $ 17,555,000 $ 147,521 $ 211,000
Morris, New Jersey 117 $ 17,765,000 $ 151,837 $ 224,000
Lake, Illinois 116 $ 15,780,000 $ 136,034 $ 215,000
Burlington, New Jersey 115 $ 15,425,000 $ 134,130 $ 201,000
Arapahoe, Colorado 114 $ 18,130,000 $ 159,035 $ 211,000
Hernando, Florida 114 $ 9,280,000 $ 81,403 $ 99,000
Somerset, New Jersey 105 $ 14,125,000 $ 134,523 $ 209,000
Cherokee, Georgia 104 $ 14,250,000 $ 137,019 $ 170,000
Williamson, Tennessee 103 $ 19,665,000 $ 190,922 $ 221,000
San Joaquin, California 102 $ 13,660,000 $ 133,921 $ 251,000
Hamilton, Indiana 102 $ 17,640,000 $ 172,941 $ 150,000
Kane, Illinois 101 $ 10,805,000 $ 106,980 $ 191,000
Oakland, Michigan 100 $ 12,440,000 $ 124,400 $ 177,000
Union, North Carolina 100 $ 15,220,000 $ 152,200 $ 197,000
Union, Ohio 100 $ 22,390,000 $ 223,900 $ 167,000
Essex, Massachusetts 98 $ 14,520,000 $ 148,163 $ 189,000
Denver, Colorado 95 $ 16,175,000 $ 170,263 $ 210,000
Western Connecticut Planning Region, Connecticut 93 $ 14,835,000 $ 159,516 $ 260,000
Pierce, Washington 93 $ 13,035,000 $ 140,161 $ 171,000
Camden, New Jersey 92 $ 9,280,000 $ 100,869 $ 159,000
Davidson, Tennessee 92 $ 12,960,000 $ 140,869 $ 177,000
Maricopa, Arizona 85 $ 10,655,000 $ 125,352 $ 191,000
Prince George's, Maryland 85 $ 9,125,000 $ 107,352 $ 174,000
Prince William, Virginia 85 $ 11,045,000 $ 129,941 $ 175,000
Marion, Florida 83 $ 7,805,000 $ 94,036 $ 112,000
Anne Arundel, Maryland 82 $ 10,190,000 $ 124,268 $ 230,000
St. Louis, Missouri 80 $ 9,360,000 $ 117,000 $ 187,000
Guilford, North Carolina 80 $ 11,440,000 $ 143,000 $ 125,000
Kern, California 78 $ 7,350,000 $ 94,230 $ 151,000
Marion, Indiana 77 $ 9,725,000 $ 126,298 $ 103,000
Baltimore, Maryland 77 $ 8,545,000 $ 110,974 $ 145,000
Mercer, New Jersey 76 $ 10,790,000 $ 141,973 $ 189,000
Cabarrus, North Carolina 76 $ 11,690,000 $ 153,815 $ 172,000
District of Columbia, District Of Columbia 75 $ 12,195,000 $ 162,600 $ 270,000
Passaic, New Jersey 75 $ 10,595,000 $ 141,266 $ 179,000
Suffolk, New York 75 $ 10,585,000 $ 141,133 $ 206,000
Leon, Florida 74 $ 7,340,000 $ 99,189 $ 138,000
Chesterfield, Virginia 70 $ 7,730,000 $ 110,428 $ 171,000
Clark, Washington 70 $ 8,870,000 $ 126,714 $ 221,000
Kenton, Kentucky 69 $ 10,205,000 $ 147,898 $ 135,000
Fresno, California 68 $ 7,780,000 $ 114,411 $ 191,000
Santa Cruz, California 68 $ 12,110,000 $ 178,088 $ 216,000
Norfolk, Massachusetts 68 $ 10,500,000 $ 154,411 $ 227,000
Gloucester, New Jersey 68 $ 6,640,000 $ 97,647 $ 173,000
Marin, California 67 $ 12,995,000 $ 193,955 $ 285,000
Philadelphia, Pennsylvania 67 $ 6,745,000 $ 100,671 $ 133,000
Nassau, New York 66 $ 9,880,000 $ 149,696 $ 222,000
Buncombe, North Carolina 66 $ 7,620,000 $ 115,454 $ 137,000
Multnomah, Oregon 66 $ 9,660,000 $ 146,363 $ 181,000
Boone, Kentucky 65 $ 9,895,000 $ 152,230 $ 172,000
Hennepin, Minnesota 65 $ 9,625,000 $ 148,076 $ 195,000
San Mateo, California 64 $ 11,100,000 $ 173,437 $ 259,000
Solano, California 64 $ 8,440,000 $ 131,875 $ 187,000
Capitol Planning Region, Connecticut 64 $ 7,700,000 $ 120,312 $ 201,000
Washington, Oregon 64 $ 9,430,000 $ 147,343 $ 177,000
Delaware, Pennsylvania 64 $ 8,570,000 $ 133,906 $ 213,000
San Luis Obispo, California 63 $ 10,635,000 $ 168,809 $ 172,000
El Paso, Colorado 63 $ 7,345,000 $ 116,587 $ 153,000
Santa Barbara, California 62 $ 13,000,000 $ 209,677 $ 207,000
Sonoma, California 62 $ 8,140,000 $ 131,290 $ 179,000
Citrus, Florida 62 $ 5,570,000 $ 89,838 $ 128,000
McHenry, Illinois 62 $ 6,650,000 $ 107,258 $ 163,000
Larimer, Colorado 60 $ 7,940,000 $ 132,333 $ 172,000
Indian River, Florida 60 $ 6,190,000 $ 103,166 $ 103,000
Wayne, Michigan 60 $ 4,930,000 $ 82,166 $ 160,000
El Dorado, California 59 $ 8,705,000 $ 147,542 $ 199,000
Lucas, Ohio 59 $ 4,025,000 $ 68,220 $ 118,000
Boulder, Colorado 58 $ 9,490,000 $ 163,620 $ 200,000
Mahoning, Ohio 58 $ 6,250,000 $ 107,758 $ 121,000
Wayne, Ohio 57 $ 6,545,000 $ 114,824 $ 112,000
Shelby, Tennessee 57 $ 7,355,000 $ 129,035 $ 174,000
Clackamas, Oregon 56 $ 9,370,000 $ 167,321 $ 254,000
Henrico, Virginia 56 $ 7,630,000 $ 136,250 $ 190,000
Durham, North Carolina 55 $ 7,255,000 $ 131,909 $ 162,000
Weld, Colorado 54 $ 5,420,000 $ 100,370 $ 153,000
Frederick, Maryland 54 $ 5,930,000 $ 109,814 $ 167,000
San Francisco, California 53 $ 9,415,000 $ 177,641 $ 309,000
Stanislaus, California 53 $ 6,315,000 $ 119,150 $ 143,000
Flagler, Florida 53 $ 5,445,000 $ 102,735 $ 135,000
Campbell, Kentucky 53 $ 7,575,000 $ 142,924 $ 139,000
Westchester, New York 52 $ 9,340,000 $ 179,615 $ 361,000
Clay, Florida 51 $ 5,445,000 $ 106,764 $ 130,000
Worcester, Massachusetts 51 $ 7,335,000 $ 143,823 $ 188,000
Hall, Georgia 50 $ 6,350,000 $ 127,000 $ 142,000
Santa Rosa, Florida 49 $ 5,065,000 $ 103,367 $ 149,000
Sumter, Florida 49 $ 5,715,000 $ 116,632 $ 105,000
Jefferson, Kentucky 49 $ 4,395,000 $ 89,693 $ 152,000
Bristol, Massachusetts 49 $ 6,285,000 $ 128,265 $ 155,000
Howard, Maryland 48 $ 6,750,000 $ 140,625 $ 230,000
Alachua, Florida 47 $ 4,675,000 $ 99,468 $ 184,000
Rockingham, New Hampshire 47 $ 7,205,000 $ 153,297 $ 203,000
Hudson, New Jersey 47 $ 7,715,000 $ 164,148 $ 220,000
Horry, South Carolina 47 $ 4,265,000 $ 90,744 $ 131,000
Fayette, Georgia 46 $ 5,740,000 $ 124,782 $ 158,000
Jackson, Missouri 46 $ 4,980,000 $ 108,260 $ 147,000
Hunterdon, New Jersey 45 $ 6,395,000 $ 142,111 $ 226,000
Charleston, South Carolina 45 $ 5,395,000 $ 119,888 $ 142,000
Atlantic, New Jersey 44 $ 4,300,000 $ 97,727 $ 141,000
Adams, Colorado 43 $ 5,095,000 $ 118,488 $ 147,000
Warren, New Jersey 43 $ 5,205,000 $ 121,046 $ 167,000
New Hanover, North Carolina 43 $ 5,785,000 $ 134,534 $ 165,000
Pickaway, Ohio 43 $ 3,235,000 $ 75,232 $ 132,000
Spokane, Washington 43 $ 6,935,000 $ 161,279 $ 175,000
South Central Connecticut Planning Region, Connecticut 42 $ 5,380,000 $ 128,095 $ 171,000
Trumbull, Ohio 42 $ 3,650,000 $ 86,904 $ 179,000
Plymouth, Massachusetts 41 $ 6,045,000 $ 147,439 $ 194,000
Hillsborough, New Hampshire 41 $ 4,595,000 $ 112,073 $ 169,000
Iredell, North Carolina 41 $ 7,655,000 $ 186,707 $ 158,000
Johnston, North Carolina 41 $ 4,145,000 $ 101,097 $ 167,000
Greene, Ohio 41 $ 4,385,000 $ 106,951 $ 164,000
Stafford, Virginia 41 $ 5,045,000 $ 123,048 $ 173,000
Chatham, Georgia 39 $ 4,895,000 $ 125,512 $ 191,000
Macomb, Michigan 39 $ 3,695,000 $ 94,743 $ 202,000
Lincoln, North Carolina 39 $ 6,035,000 $ 154,743 $ 161,000
Knox, Tennessee 39 $ 4,535,000 $ 116,282 $ 184,000
Erie, New York 38 $ 4,140,000 $ 108,947 $ 134,000
Knox, Ohio 38 $ 4,920,000 $ 129,473 $ 114,000
Northampton, Pennsylvania 38 $ 3,270,000 $ 86,052 $ 176,000
Suffolk, Massachusetts 37 $ 6,305,000 $ 170,405 $ 241,000
Kings, New York 37 $ 5,975,000 $ 161,486 $ 188,000
Richland, Ohio 37 $ 2,915,000 $ 78,783 $ 95,000
Coweta, Georgia 36 $ 4,890,000 $ 135,833 $ 213,000
Lake, Indiana 36 $ 2,790,000 $ 77,500 $ 136,000
Rockland, New York 36 $ 6,270,000 $ 174,166 $ 198,000
Forsyth, North Carolina 36 $ 4,480,000 $ 124,444 $ 123,000
Henderson, North Carolina 36 $ 6,980,000 $ 193,888 $ 77,000
Sussex, New Jersey 35 $ 3,665,000 $ 104,714 $ 189,000
Madison, Ohio 34 $ 5,380,000 $ 158,235 $ 154,000
Kitsap, Washington 34 $ 4,880,000 $ 143,529 $ 188,000
Baltimore City, Maryland 33 $ 3,165,000 $ 95,909 $ 187,000
Clark, Ohio 33 $ 3,555,000 $ 107,727 $ 114,000
Hamilton, Tennessee 33 $ 4,845,000 $ 146,818 $ 163,000
Arlington, Virginia 33 $ 5,865,000 $ 177,727 $ 339,000
Monterey, California 32 $ 4,610,000 $ 144,062 $ 182,000
Kendall, Illinois 32 $ 2,800,000 $ 87,500 $ 166,000
Kent, Michigan 32 $ 3,690,000 $ 115,312 $ 150,000
Washtenaw, Michigan 32 $ 3,960,000 $ 123,750 $ 184,000
Queens, New York 32 $ 5,540,000 $ 173,125 $ 223,000
Virginia Beach, Virginia 32 $ 4,120,000 $ 128,750 $ 158,000
Nassau, Florida 31 $ 3,155,000 $ 101,774 $ 151,000
St. Charles, Missouri 31 $ 2,835,000 $ 91,451 $ 157,000
Gaston, North Carolina 31 $ 4,015,000 $ 129,516 $ 143,000
Ashtabula, Ohio 31 $ 2,855,000 $ 92,096 $ 110,000
Greenville, South Carolina 31 $ 3,005,000 $ 96,935 $ 144,000
Bay, Florida 30 $ 2,300,000 $ 76,666 $ 203,000
Highlands, Florida 30 $ 3,900,000 $ 130,000 $ 83,000
Henry, Georgia 30 $ 2,450,000 $ 81,666 $ 119,000
York, South Carolina 30 $ 5,240,000 $ 174,666 $ 136,000
Rutherford, Tennessee 30 $ 3,630,000 $ 121,000 $ 118,000
Brunswick, North Carolina 29 $ 3,735,000 $ 128,793 $ 127,000
Marion, Oregon 29 $ 3,585,000 $ 123,620 $ 146,000
Cumberland, Pennsylvania 29 $ 4,285,000 $ 147,758 $ 132,000
Lancaster, Pennsylvania 29 $ 3,085,000 $ 106,379 $ 144,000
Alexandria, Virginia 29 $ 4,035,000 $ 139,137 $ 216,000
Greater Bridgeport Planning Region, Connecticut 28 $ 3,620,000 $ 129,285 $ 217,000
Escambia, Florida 28 $ 2,590,000 $ 92,500 $ 105,000
Okaloosa, Florida 28 $ 2,980,000 $ 106,428 $ 142,000
Wood, Ohio 28 $ 3,730,000 $ 133,214 $ 142,000
Westmoreland, Pennsylvania 28 $ 4,220,000 $ 150,714 $ 110,000
Naugatuck Valley Planning Region, Connecticut 27 $ 2,515,000 $ 93,148 $ 134,000
Paulding, Georgia 27 $ 2,705,000 $ 100,185 $ 140,000
Orange, North Carolina 27 $ 5,295,000 $ 196,111 $ 201,000
Morrow, Ohio 27 $ 3,215,000 $ 119,074 $ 115,000
Lehigh, Pennsylvania 27 $ 2,865,000 $ 106,111 $ 332,000
Whatcom, Washington 27 $ 4,555,000 $ 168,703 $ 149,000
Chatham, North Carolina 26 $ 5,120,000 $ 196,923 $ 203,000
Erie, Ohio 26 $ 3,610,000 $ 138,846 $ 153,000
Hanover, Virginia 26 $ 2,740,000 $ 105,384 $ 162,000
Richmond City, Virginia 26 $ 3,580,000 $ 137,692 $ 169,000
Skagit, Washington 26 $ 3,440,000 $ 132,307 $ 149,000
Washington, Maryland 25 $ 2,645,000 $ 105,800 $ 123,000
Thurston, Washington 25 $ 3,095,000 $ 123,800 $ 154,000
Jackson, Georgia 24 $ 2,410,000 $ 100,416 $ 148,000
Allen, Indiana 24 $ 2,560,000 $ 106,666 $ 200,000
Ottawa, Ohio 24 $ 4,860,000 $ 202,500 $ 250,000
Monroe, Pennsylvania 24 $ 2,080,000 $ 86,666 $ 114,000
Hendricks, Indiana 23 $ 2,665,000 $ 115,869 $ 120,000
Barnstable, Massachusetts 23 $ 3,285,000 $ 142,826 $ 175,000
Catawba, North Carolina 23 $ 2,575,000 $ 111,956 $ 135,000
Columbiana, Ohio 23 $ 1,715,000 $ 74,565 $ 96,000
Marion, Ohio 23 $ 1,405,000 $ 61,086 $ 102,000
Nevada, California 22 $ 3,100,000 $ 140,909 $ 203,000
Yolo, California 22 $ 3,160,000 $ 143,636 $ 192,000
Livingston, Michigan 22 $ 2,530,000 $ 115,000 $ 150,000
Orange, New York 22 $ 3,120,000 $ 141,818 $ 150,000
Tuscarawas, Ohio 22 $ 1,630,000 $ 74,090 $ 125,000
Berks, Pennsylvania 22 $ 2,640,000 $ 120,000 $ 154,000
Sumner, Tennessee 22 $ 2,960,000 $ 134,545 $ 157,000
Wilson, Tennessee 22 $ 2,610,000 $ 118,636 $ 170,000
Norfolk, Virginia 22 $ 2,360,000 $ 107,272 $ 147,000
Harford, Maryland 21 $ 2,485,000 $ 118,333 $ 177,000
Moore, North Carolina 21 $ 2,165,000 $ 103,095 $ 137,000
Rowan, North Carolina 21 $ 2,895,000 $ 137,857 $ 113,000
Deschutes, Oregon 21 $ 3,125,000 $ 148,809 $ 219,000
Butler, Pennsylvania 21 $ 6,415,000 $ 305,476 $ 84,000
Napa, California 20 $ 2,990,000 $ 149,500 $ 251,000
Tulare, California 20 $ 1,960,000 $ 98,000 $ 187,000
Washington, Minnesota 20 $ 2,430,000 $ 121,500 $ 187,000
Miami, Ohio 20 $ 1,720,000 $ 86,000 $ 123,000
Chesapeake, Virginia 20 $ 1,980,000 $ 99,000 $ 143,000
Lower Connecticut River Valley Planning Region, Connecticut 19 $ 2,075,000 $ 109,210 $ 242,000
Walton, Florida 19 $ 2,765,000 $ 145,526 $ 227,000
Dearborn, Indiana 19 $ 3,525,000 $ 185,526 $ 147,000
Charles, Maryland 19 $ 1,825,000 $ 96,052 $ 180,000
Anoka, Minnesota 19 $ 2,285,000 $ 120,263 $ 152,000
Lancaster, South Carolina 19 $ 3,285,000 $ 172,894 $ 153,000
Monroe, Florida 18 $ 2,610,000 $ 145,000 $ 141,000
Walton, Georgia 18 $ 1,700,000 $ 94,444 $ 140,000
Winnebago, Illinois 18 $ 1,430,000 $ 79,444 $ 183,000
Hancock, Indiana 18 $ 2,930,000 $ 162,777 $ 104,000
St. Joseph, Indiana 18 $ 1,740,000 $ 96,666 $ 144,000
Carroll, Maryland 18 $ 2,120,000 $ 117,777 $ 155,000
Cape May, New Jersey 18 $ 2,180,000 $ 121,111 $ 132,000
Davidson, North Carolina 18 $ 1,980,000 $ 110,000 $ 118,000
York, Pennsylvania 18 $ 2,010,000 $ 111,666 $ 160,000
Fauquier, Virginia 18 $ 1,290,000 $ 71,666 $ 136,000
Douglas, Georgia 17 $ 1,615,000 $ 95,000 $ 135,000
Porter, Indiana 17 $ 1,805,000 $ 106,176 $ 181,000
Fayette, Kentucky 17 $ 1,295,000 $ 76,176 $ 249,000
Calvert, Maryland 17 $ 1,805,000 $ 106,176 $ 189,000
Dutchess, New York 17 $ 2,355,000 $ 138,529 $ 179,000
Cumberland, North Carolina 17 $ 1,525,000 $ 89,705 $ 110,000
Ross, Ohio 17 $ 1,005,000 $ 59,117 $ 96,000
Spotsylvania, Virginia 17 $ 1,645,000 $ 96,764 $ 225,000
Benton, Washington 17 $ 2,455,000 $ 144,411 $ 162,000
Merced, California 16 $ 1,470,000 $ 91,875 $ 108,000
Bartow, Georgia 16 $ 1,460,000 $ 91,250 $ 143,000
Effingham, Georgia 16 $ 1,360,000 $ 85,000 $ 125,000
St. Clair, Illinois 16 $ 1,210,000 $ 75,625 $ 165,000
Pender, North Carolina 16 $ 2,770,000 $ 173,125 $ 117,000
Luzerne, Pennsylvania 16 $ 950,000 $ 59,375 $ 96,000
Milwaukee, Wisconsin 16 $ 1,880,000 $ 117,500 $ 249,000
Broomfield, Colorado 15 $ 2,255,000 $ 150,333 $ 225,000
Barrow, Georgia 15 $ 1,805,000 $ 120,333 $ 138,000
Dakota, Minnesota 15 $ 1,845,000 $ 123,000 $ 158,000
Greene, Missouri 15 $ 1,455,000 $ 97,000 $ 179,000
Alamance, North Carolina 15 $ 1,615,000 $ 107,666 $ 160,000
Linn, Oregon 15 $ 1,495,000 $ 99,666 $ 147,000
Beaver, Pennsylvania 15 $ 2,815,000 $ 187,666 $ 65,000
Robertson, Tennessee 15 $ 1,675,000 $ 111,666 $ 158,000
Albemarle, Virginia 15 $ 1,885,000 $ 125,666 $ 166,000
Pima, Arizona 14 $ 1,190,000 $ 85,000 $ 142,000
Butte, California 14 $ 1,360,000 $ 97,142 $ 135,000
Garfield, Colorado 14 $ 2,680,000 $ 191,428 $ 222,000
Clayton, Georgia 14 $ 1,270,000 $ 90,714 $ 106,000
Columbia, Georgia 14 $ 1,780,000 $ 127,142 $ 177,000
Jefferson, Missouri 14 $ 860,000 $ 61,428 $ 109,000
Haywood, North Carolina 14 $ 2,550,000 $ 182,142 $ 72,000
Onslow, North Carolina 14 $ 1,570,000 $ 112,142 $ 119,000
Richland, South Carolina 14 $ 1,370,000 $ 97,857 $ 118,000
James City, Virginia 14 $ 1,650,000 $ 117,857 $ 185,000
Elbert, Colorado 13 $ 2,215,000 $ 170,384 $ 189,000
Whitfield, Georgia 13 $ 1,175,000 $ 90,384 $ 93,000
Madison, Indiana 13 $ 815,000 $ 62,692 $ 92,000
Ottawa, Michigan 13 $ 1,675,000 $ 128,846 $ 151,000
Cass, Missouri 13 $ 1,775,000 $ 136,538 $ 226,000
Harnett, North Carolina 13 $ 865,000 $ 66,538 $ 116,000
Huron, Ohio 13 $ 1,335,000 $ 102,692 $ 100,000
Lane, Oregon 13 $ 1,735,000 $ 133,461 $ 175,000
Washington, Pennsylvania 13 $ 2,445,000 $ 188,076 $ 112,000
Berkeley, South Carolina 13 $ 1,085,000 $ 83,461 $ 146,000
Lexington, South Carolina 13 $ 785,000 $ 60,384 $ 144,000
Maury, Tennessee 13 $ 1,135,000 $ 87,307 $ 162,000
Shasta, California 12 $ 1,030,000 $ 85,833 $ 165,000
Clarke, Georgia 12 $ 1,670,000 $ 139,166 $ 134,000
Houston, Georgia 12 $ 1,080,000 $ 90,000 $ 130,000
Hampden, Massachusetts 12 $ 1,460,000 $ 121,666 $ 161,000
Kalamazoo, Michigan 12 $ 1,060,000 $ 88,333 $ 114,000
Richmond, New York 12 $ 2,010,000 $ 167,500 $ 163,000
Brown, Ohio 12 $ 1,800,000 $ 150,000 $ 106,000
Champaign, Ohio 12 $ 1,210,000 $ 100,833 $ 154,000
Clinton, Ohio 12 $ 1,240,000 $ 103,333 $ 113,000
Hancock, Ohio 12 $ 1,080,000 $ 90,000 $ 109,000
Logan, Ohio 12 $ 1,370,000 $ 114,166 $ 134,000
Erie, Pennsylvania 12 $ 1,360,000 $ 113,333 $ 71,000
Beaufort, South Carolina 12 $ 1,620,000 $ 135,000 $ 202,000
Chelan, Washington 12 $ 1,960,000 $ 163,333 $ 150,000
Mesa, Colorado 11 $ 1,345,000 $ 122,272 $ 139,000
Carroll, Georgia 11 $ 985,000 $ 89,545 $ 99,000
Floyd, Georgia 11 $ 1,315,000 $ 119,545 $ 128,000
Champaign, Illinois 11 $ 875,000 $ 79,545 $ 153,000
Tippecanoe, Indiana 11 $ 925,000 $ 84,090 $ 99,000
Warren, Kentucky 11 $ 1,105,000 $ 100,454 $ 121,000
Saratoga, New York 11 $ 1,325,000 $ 120,454 $ 132,000
Franklin, North Carolina 11 $ 1,225,000 $ 111,363 $ 113,000
Ashland, Ohio 11 $ 1,015,000 $ 92,272 $ 250,000
Crawford, Ohio 11 $ 765,000 $ 69,545 $ 92,000
Yamhill, Oregon 11 $ 1,285,000 $ 116,818 $ 129,000
Dauphin, Pennsylvania 11 $ 1,625,000 $ 147,727 $ 174,000
Lackawanna, Pennsylvania 11 $ 1,345,000 $ 122,272 $ 109,000
Dorchester, South Carolina 11 $ 825,000 $ 75,000 $ 161,000
Spartanburg, South Carolina 11 $ 1,215,000 $ 110,454 $ 139,000
Putnam, Tennessee 11 $ 935,000 $ 85,000 $ 142,000
Frederick, Virginia 11 $ 845,000 $ 76,818 $ 106,000
Island, Washington 11 $ 1,555,000 $ 141,363 $ 117,000
Pinal, Arizona 10 $ 890,000 $ 89,000 $ 156,000
Imperial, California 10 $ 830,000 $ 83,000 $ 109,000
Southeastern Connecticut Planning Region, Connecticut 10 $ 740,000 $ 74,000 $ 126,000
Bibb, Georgia 10 $ 910,000 $ 91,000 $ 167,000
Newton, Georgia 10 $ 830,000 $ 83,000 $ 75,000
Boone, Indiana 10 $ 1,580,000 $ 158,000 $ 153,000
Clark, Indiana 10 $ 1,040,000 $ 104,000 $ 147,000
Elkhart, Indiana 10 $ 560,000 $ 56,000 $ 124,000
Floyd, Indiana 10 $ 740,000 $ 74,000 $ 120,000
Genesee, Michigan 10 $ 470,000 $ 47,000 $ 77,000
Carver, Minnesota 10 $ 1,260,000 $ 126,000 $ 189,000
Ramsey, Minnesota 10 $ 770,000 $ 77,000 $ 158,000
Clay, Missouri 10 $ 640,000 $ 64,000 $ 121,000
Cumberland, New Jersey 10 $ 890,000 $ 89,000 $ 117,000
Nash, North Carolina 10 $ 780,000 $ 78,000 $ 93,000
Transylvania, North Carolina 10 $ 1,980,000 $ 198,000 $ 90,000
Hocking, Ohio 10 $ 1,320,000 $ 132,000 $ 118,000
Jackson, Ohio 10 $ 670,000 $ 67,000 $ 109,000
Sandusky, Ohio 10 $ 1,000,000 $ 100,000 $ 110,000
Jackson, Oregon 10 $ 1,060,000 $ 106,000 $ 134,000
Pike, Pennsylvania 10 $ 770,000 $ 77,000 $ 108,000
Pickens, South Carolina 10 $ 910,000 $ 91,000 $ 120,000
Bradley, Tennessee 10 $ 910,000 $ 91,000 $ 91,000
Waukesha, Wisconsin 10 $ 1,480,000 $ 148,000 $ 240,000
Madera, California 9 $ 835,000 $ 92,777 $ 155,000
Mendocino, California 9 $ 1,405,000 $ 156,111 $ 167,000
La Plata, Colorado 9 $ 1,365,000 $ 151,666 $ 171,000
Teller, Colorado 9 $ 855,000 $ 95,000 $ 162,000
Hendry, Florida 9 $ 705,000 $ 78,333 $ 90,000
Oconee, Georgia 9 $ 955,000 $ 106,111 $ 161,000
Putnam, Georgia 9 $ 1,195,000 $ 132,777 $ 180,000
Richmond, Georgia 9 $ 435,000 $ 48,333 $ 121,000
DeKalb, Illinois 9 $ 1,095,000 $ 121,666 $ 173,000
McLean, Illinois 9 $ 1,205,000 $ 133,888 $ 174,000
Polk, Iowa 9 $ 1,065,000 $ 118,333 $ 193,000
Grand Traverse, Michigan 9 $ 1,175,000 $ 130,555 $ 183,000
Wright, Minnesota 9 $ 865,000 $ 96,111 $ 147,000
Merrimack, New Hampshire 9 $ 1,325,000 $ 147,222 $ 131,000
Caldwell, North Carolina 9 $ 1,195,000 $ 132,777 $ 90,000
Pitt, North Carolina 9 $ 765,000 $ 85,000 $ 145,000
Randolph, North Carolina 9 $ 1,015,000 $ 112,777 $ 84,000
Stanly, North Carolina 9 $ 1,555,000 $ 172,777 $ 86,000
Jefferson, Ohio 9 $ 715,000 $ 79,444 $ 65,000
Perry, Ohio 9 $ 805,000 $ 89,444 $ 148,000
Franklin, Pennsylvania 9 $ 805,000 $ 89,444 $ 64,000
Mercer, Pennsylvania 9 $ 865,000 $ 96,111 $ 63,000
Manassas, Virginia 9 $ 1,185,000 $ 131,666 $ 136,000
Yakima, Washington 9 $ 1,115,000 $ 123,888 $ 151,000
Humboldt, California 8 $ 920,000 $ 115,000 $ 153,000
San Benito, California 8 $ 660,000 $ 82,500 $ 158,000
Columbia, Florida 8 $ 750,000 $ 93,750 $ 119,000
Putnam, Florida 8 $ 1,190,000 $ 148,750 $ 106,000
Habersham, Georgia 8 $ 900,000 $ 112,500 $ 64,000
Harris, Georgia 8 $ 650,000 $ 81,250 $ 123,000
Pickens, Georgia 8 $ 870,000 $ 108,750 $ 111,000
Troup, Georgia 8 $ 830,000 $ 103,750 $ 97,000
Madison, Illinois 8 $ 620,000 $ 77,500 $ 136,000
Johnson, Indiana 8 $ 760,000 $ 95,000 $ 117,000
Vigo, Indiana 8 $ 360,000 $ 45,000 $ 96,000
Queen Anne's, Maryland 8 $ 1,220,000 $ 152,500 $ 233,000
Calhoun, Michigan 8 $ 550,000 $ 68,750 $ 140,000
Monroe, Michigan 8 $ 940,000 $ 117,500 $ 107,000
Christian, Missouri 8 $ 490,000 $ 61,250 $ 145,000
Monroe, New York 8 $ 500,000 $ 62,500 $ 83,000
Onondaga, New York 8 $ 630,000 $ 78,750 $ 172,000
Currituck, North Carolina 8 $ 810,000 $ 101,250 $ 146,000
Lee, North Carolina 8 $ 360,000 $ 45,000 $ 122,000
Rutherford, North Carolina 8 $ 850,000 $ 106,250 $ 110,000
Douglas, Oregon 8 $ 650,000 $ 81,250 $ 126,000
Polk, Oregon 8 $ 1,090,000 $ 136,250 $ 115,000
Anderson, South Carolina 8 $ 460,000 $ 57,500 $ 91,000
Cumberland, Tennessee 8 $ 1,050,000 $ 131,250 $ 115,000
McMinn, Tennessee 8 $ 710,000 $ 88,750 $ 121,000
Fairfax City, Virginia 8 $ 1,530,000 $ 191,250 $ 127,000
Louisa, Virginia 8 $ 1,480,000 $ 185,000 $ 289,000
Powhatan, Virginia 8 $ 860,000 $ 107,500 $ 191,000
Roanoke City, Virginia 8 $ 560,000 $ 70,000 $ 101,000
Suffolk, Virginia 8 $ 1,090,000 $ 136,250 $ 185,000
Brown, Wisconsin 8 $ 780,000 $ 97,500 $ 126,000
Eagle, Colorado 7 $ 1,275,000 $ 182,142 $ 136,000
Park, Colorado 7 $ 955,000 $ 136,428 $ 131,000
Pueblo, Colorado 7 $ 635,000 $ 90,714 $ 286,000
Northwest Hills Planning Region, Connecticut 7 $ 655,000 $ 93,571 $ 142,000
Wakulla, Florida 7 $ 545,000 $ 77,857 $ 77,000
Bryan, Georgia 7 $ 655,000 $ 93,571 $ 192,000
Catoosa, Georgia 7 $ 745,000 $ 106,428 $ 167,000
Dawson, Georgia 7 $ 575,000 $ 82,142 $ 104,000
Gilmer, Georgia 7 $ 515,000 $ 73,571 $ 71,000
Jasper, Georgia 7 $ 595,000 $ 85,000 $ 148,000
Rockdale, Georgia 7 $ 785,000 $ 112,142 $ 111,000
Boone, Illinois 7 $ 995,000 $ 142,142 $ 159,000
Sangamon, Illinois 7 $ 425,000 $ 60,714 $ 116,000
Worcester, Maryland 7 $ 595,000 $ 85,000 $ 104,000
Ingham, Michigan 7 $ 805,000 $ 115,000 $ 117,000
Jackson, Michigan 7 $ 635,000 $ 90,714 $ 97,000
Scott, Minnesota 7 $ 725,000 $ 103,571 $ 217,000
St. Louis City, Missouri 7 $ 855,000 $ 122,142 $ 172,000
Strafford, New Hampshire 7 $ 1,025,000 $ 146,428 $ 132,000
Bronx, New York 7 $ 805,000 $ 115,000 $ 105,000
Alexander, North Carolina 7 $ 865,000 $ 123,571 $ 150,000
Craven, North Carolina 7 $ 695,000 $ 99,285 $ 204,000
Allen, Ohio 7 $ 425,000 $ 60,714 $ 75,000
Darke, Ohio 7 $ 385,000 $ 55,000 $ 46,000
Defiance, Ohio 7 $ 945,000 $ 135,000 $ 154,000
Muskingum, Ohio 7 $ 855,000 $ 122,142 $ 91,000
Preble, Ohio 7 $ 485,000 $ 69,285 $ 108,000
Washington, Ohio 7 $ 545,000 $ 77,857 $ 107,000
Benton, Oregon 7 $ 1,025,000 $ 146,428 $ 135,000
Blount, Tennessee 7 $ 745,000 $ 106,428 $ 151,000
Goochland, Virginia 7 $ 1,125,000 $ 160,714 $ 233,000
Montgomery, Virginia 7 $ 705,000 $ 100,714 $ 173,000
Prince George, Virginia 7 $ 585,000 $ 83,571 $ 114,000
Warren, Virginia 7 $ 625,000 $ 89,285 $ 159,000
Kenosha, Wisconsin 7 $ 735,000 $ 105,000 $ 171,000
Calaveras, California 6 $ 650,000 $ 108,333 $ 139,000
Northeastern Connecticut Planning Region, Connecticut 6 $ 380,000 $ 63,333 $ 106,000
Bradford, Florida 6 $ 440,000 $ 73,333 $ 106,000
Gadsden, Florida 6 $ 570,000 $ 95,000 $ 116,000
Okeechobee, Florida 6 $ 480,000 $ 80,000 $ 80,000
Baldwin, Georgia 6 $ 640,000 $ 106,666 $ 135,000
Glynn, Georgia 6 $ 490,000 $ 81,666 $ 105,000
Lowndes, Georgia 6 $ 620,000 $ 103,333 $ 71,000
LaSalle, Illinois 6 $ 380,000 $ 63,333 $ 83,000
Franklin, Indiana 6 $ 770,000 $ 128,333 $ 122,000
Monroe, Indiana 6 $ 1,900,000 $ 316,666 $ 276,000
Grant, Kentucky 6 $ 870,000 $ 145,000 $ 126,000
Nelson, Kentucky 6 $ 570,000 $ 95,000 $ 143,000
Clinton, Michigan 6 $ 440,000 $ 73,333 $ 116,000
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Mortgage Loan Application Detail Totals for Third Federal Savings and Loan in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 17,362 $1,827,250,000 $105,000 $1,205,000 $156,000 $6,000,000
Home Improvement 13,284 $1,342,410,000 $101,000 $405,000 $168,000 $6,024,000
Refinancing 9,329 $1,516,045,000 $162,000 $875,000 $189,000 $7,508,000
Home Purchase 8,517 $2,340,485,000 $274,000 $2,005,000 $130,000 $3,300,000
Cash-out Refinancing 389 $98,715,000 $253,000 $1,505,000 $150,000 $2,309,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 32,204 $4,649,160,000 $144,000 $2,005,000 $161,000 $7,508,000
Not Provided 5,637 $881,265,000 $156,000 $1,205,000 $184,000 $6,024,000
Hispanic 4,497 $545,255,000 $121,000 $1,765,000 $147,000 $6,000,000
Asian 3,204 $583,430,000 $182,000 $1,135,000 $195,000 $3,617,000
Black or African American 2,572 $266,990,000 $103,000 $735,000 $115,000 $3,906,000
Not applicable 472 $165,440,000 $350,000 $1,205,000 $0 $1,000
American Indian or Alaskan Native 238 $25,980,000 $109,000 $705,000 $139,000 $730,000
Native Hawaiian or Other Pacific Islander 57 $7,385,000 $129,000 $405,000 $151,000 $569,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 48,881 $7,124,905,000 $145,000 $2,005,000 $161,000 $7,508,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 21,958 $3,008,550,000 $137,000 $1,245,000 $181,000 $7,508,000
Application Denied By Financial Institution 16,503 $1,886,745,000 $114,000 $1,505,000 $139,000 $6,024,000
Preapproval Approved but not Accepted 3,460 $1,008,170,000 $291,000 $2,005,000 $134,000 $1,530,000
Application Withdrawn By Applicant 2,821 $425,825,000 $150,000 $1,005,000 $187,000 $6,400,000
File Closed For Incompleteness 1,582 $198,440,000 $125,000 $1,205,000 $207,000 $6,000,000
Preapproval Denied by Financial Institution 1,080 $285,250,000 $264,000 $1,055,000 $100,000 $3,300,000
Application Approved But Not Accepted 1,005 $146,485,000 $145,000 $1,005,000 $163,000 $1,283,000
Loan Purchased By The Institution 472 $165,440,000 $350,000 $1,205,000 $0 $1,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 31,298 $4,952,910,000 $158,000 $2,005,000 $174,000 $7,508,000
Debt-To-Income Ratio 11,925 $1,523,495,000 $127,000 $1,505,000 $104,000 $1,000,000
Credit History 4,014 $400,230,000 $99,000 $1,005,000 $207,000 $6,024,000
Collateral 1,024 $136,970,000 $133,000 $845,000 $222,000 $1,234,000
Credit Application Incomplete 359 $63,675,000 $177,000 $975,000 $204,000 $3,300,000
Other 187 $29,555,000 $158,000 $1,005,000 $160,000 $1,432,000
Insufficient Cash (Downpayment, Closing Cost) 60 $15,970,000 $266,000 $655,000 $135,000 $529,000
Unverifiable Information 7 $965,000 $137,000 $305,000 $24,000 $172,000
Employment History 4 $580,000 $145,000 $405,000 $74,000 $147,000
Mortgage Insurance Denied 3 $555,000 $185,000 $255,000 $70,000 $118,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Third Federal Savings and Loan's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Third Federal Savings and Loan's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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