Third Federal Savings and Loan Mortgage Lending & HMDA Data, 2024
In 2024, Third Federal Savings and Loan of Cleveland, OH reported 48,881 mortgage applications totaling $7.1 billion, about the same as 2023. The average application was for $145,760, and applicants reported an average income of $160,981. 45% of its applications resulted in an originated loan and 34% were denied. Its largest markets were Cleveland, OH (5,588), Columbus, OH (2,322) and Cincinnati, OH-KY-IN (1,875) (applications in parentheses).
| Mortgage Company & Address | Third Federal Savings and Loan 7007 Broadway Avenue Cleveland, OH 44105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 48,881 |
| Total Mortgage Loan Application Amount | $7,124,905,000 |
| Average Mortgage Loan Application Amount | $145,760 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $160,981 |
| Highest Applicant Income | $7,508,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Third Federal Savings and Loan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 6,070 | $ 1,453,040,000 | $ 239,380 | $ 124,144 |
| Cleveland, OH | 5,588 | $ 707,000,000 | $ 126,521 | $ 125,000 |
| Columbus, OH | 2,322 | $ 327,210,000 | $ 140,917 | $ 164,000 |
| Cincinnati, OH-KY-IN | 1,875 | $ 244,355,000 | $ 130,322 | $ 159,329 |
| Tampa, FL | 1,572 | $ 163,940,000 | $ 104,287 | $ 138,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1,489 | $ 195,625,000 | $ 131,380 | $ 159,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,331 | $ 160,735,000 | $ 120,762 | $ 150,000 |
| Akron, OH | 1,246 | $ 163,700,000 | $ 131,380 | $ 122,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,103 | $ 182,855,000 | $ 165,779 | $ 216,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1,054 | $ 143,730,000 | $ 136,366 | $ 188,000 |
| Orlando-Kissimmee-Sanford, FL | 906 | $ 98,540,000 | $ 108,763 | $ 154,000 |
| St. Petersburg-Clearwater-Largo, FL | 906 | $ 108,840,000 | $ 120,132 | $ 138,000 |
| North Port-Sarasota-Bradenton, FL | 818 | $ 108,330,000 | $ 132,432 | $ 146,000 |
| Chicago-Naperville, IL | 776 | $ 93,950,000 | $ 121,069 | $ 198,000 |
| Cape Coral-Fort Myers, FL | 716 | $ 80,850,000 | $ 112,918 | $ 121,000 |
| Riverside-San Bernardino-Ontario, CA | 692 | $ 90,330,000 | $ 130,534 | $ 165,000 |
| Charlotte-Concord-Gastonia, NC-SC | 680 | $ 109,880,000 | $ 161,588 | $ 183,829 |
| Arlington-Alexandria-Reston, VA-WV | 657 | $ 103,595,000 | $ 157,678 | $ 221,000 |
| Lakewood-New Brunswick, NJ | 639 | $ 90,455,000 | $ 141,557 | $ 198,000 |
| Miami-Miami Beach-Kendall, FL | 629 | $ 91,105,000 | $ 144,841 | $ 181,000 |
| New York-Jersey City-White Plains, NY-NJ | 595 | $ 95,235,000 | $ 160,058 | $ 232,085 |
| Anaheim-Santa Ana-Irvine, CA | 577 | $ 104,885,000 | $ 181,776 | $ 229,000 |
| San Diego-Carlsbad, CA | 569 | $ 98,155,000 | $ 172,504 | $ 213,000 |
| Denver-Aurora-Lakewood, CO | 561 | $ 85,335,000 | $ 152,112 | $ 211,000 |
| Newark, NJ-PA | 483 | $ 71,285,000 | $ 147,587 | $ 239,000 |
| Jacksonville, FL | 479 | $ 56,715,000 | $ 118,402 | $ 162,000 |
| Oakland-Hayward-Berkeley, CA | 470 | $ 82,080,000 | $ 174,638 | $ 240,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 444 | $ 58,980,000 | $ 132,837 | $ 208,000 |
| Naples-Immokalee-Marco Island, FL | 381 | $ 65,565,000 | $ 172,086 | $ 160,000 |
| Montgomery County-Bucks County-Chester County, PA | 373 | $ 52,395,000 | $ 140,469 | $ 215,000 |
| Marietta, GA | 364 | $ 47,310,000 | $ 129,972 | $ 181,000 |
| Raleigh, NC | 359 | $ 51,405,000 | $ 143,189 | $ 189,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 307 | $ 45,725,000 | $ 148,941 | $ 181,000 |
| Baltimore-Columbia-Towson, MD | 287 | $ 34,475,000 | $ 120,121 | $ 194,000 |
| Port St. Lucie, FL | 287 | $ 32,435,000 | $ 113,013 | $ 146,000 |
| Seattle-Bellevue-Everett, WA | 280 | $ 55,210,000 | $ 197,178 | $ 228,000 |
| Camden, NJ | 275 | $ 31,345,000 | $ 113,981 | $ 180,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 272 | $ 39,070,000 | $ 143,639 | $ 202,433 |
| Indianapolis-Carmel-Anderson, IN | 261 | $ 37,085,000 | $ 142,088 | $ 126,000 |
| Cambridge-Newton-Framingham, MA | 240 | $ 37,320,000 | $ 155,500 | $ 224,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 231 | $ 23,355,000 | $ 101,103 | $ 150,000 |
| Pittsburgh, PA | 231 | $ 50,615,000 | $ 219,112 | $ 79,000 |
| Washington-Baltimore-Arlington, DC | 230 | $ 30,310,000 | $ 131,782 | $ 234,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 220 | $ 35,860,000 | $ 163,000 | $ 200,000 |
| Richmond, VA | 209 | $ 24,895,000 | $ 119,114 | $ 174,000 |
| Canton-Massillon, OH | 205 | $ 22,445,000 | $ 109,487 | $ 124,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 200 | $ 38,680,000 | $ 193,400 | $ 242,000 |
| Dayton-Springfield-Kettering, OH | 199 | $ 18,245,000 | $ 91,683 | $ 130,000 |
| Lakeland-Winter Haven, FL | 194 | $ 16,120,000 | $ 83,092 | $ 105,000 |
| Washington, DC-MD | 179 | $ 23,145,000 | $ 129,301 | $ 214,804 |
| Palm Bay-Melbourne-Titusville, FL | 172 | $ 18,560,000 | $ 107,906 | $ 140,000 |
| Warren-Troy-Farmington Hills, MI | 171 | $ 19,545,000 | $ 114,298 | $ 175,000 |
| St. Louis, MO-IL | 170 | $ 17,050,000 | $ 100,294 | $ 164,023 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 165 | $ 21,225,000 | $ 128,636 | $ 179,848 |
| Punta Gorda, FL | 158 | $ 18,480,000 | $ 116,962 | $ 122,000 |
| Boston, MA | 146 | $ 22,850,000 | $ 156,506 | $ 221,000 |
| Elgin, IL | 142 | $ 14,700,000 | $ 103,521 | $ 184,000 |
| Nassau County-Suffolk County, NY | 141 | $ 20,465,000 | $ 145,141 | $ 213,000 |
| Philadelphia, PA | 131 | $ 15,315,000 | $ 116,908 | $ 172,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 127 | $ 13,995,000 | $ 110,196 | $ 152,425 |
| Everett, WA | 125 | $ 20,005,000 | $ 160,040 | $ 208,000 |
| Bridgeport-Stamford-Norwalk, CT | 121 | $ 18,455,000 | $ 152,520 | $ 250,000 |
| San Francisco-Redwood City-South San Francisco, CA | 117 | $ 20,515,000 | $ 175,341 | $ 282,000 |
| Lake County-Kenosha County, IL-WI | 116 | $ 15,780,000 | $ 136,034 | $ 215,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 113 | $ 11,645,000 | $ 103,053 | $ 207,265 |
| Durham-Chapel Hill, NC | 108 | $ 17,670,000 | $ 163,611 | $ 181,000 |
| Asheville, NC | 107 | $ 15,025,000 | $ 140,420 | $ 116,000 |
| Stockton-Lodi, CA | 102 | $ 13,660,000 | $ 133,921 | $ 251,000 |
| Youngstown-Warren-Boardman, OH-PA | 100 | $ 9,900,000 | $ 99,000 | $ 145,000 |
| Greensboro-High Point, NC | 95 | $ 13,115,000 | $ 138,052 | $ 120,000 |
| Phoenix-Mesa-Scottsdale, AZ | 95 | $ 11,545,000 | $ 121,526 | $ 187,000 |
| Louisville/Jefferson County, KY-IN | 93 | $ 8,345,000 | $ 89,731 | $ 140,978 |
| Tacoma-Lakewood, WA | 93 | $ 13,035,000 | $ 140,161 | $ 171,000 |
| Toledo, OH | 93 | $ 8,205,000 | $ 88,225 | $ 128,000 |
| Tallahassee, FL | 89 | $ 8,615,000 | $ 96,797 | $ 130,000 |
| Wilmington, NC | 88 | $ 12,290,000 | $ 139,659 | $ 144,000 |
| Hartford-West Hartford-East Hartford, CT | 83 | $ 9,775,000 | $ 117,771 | $ 210,000 |
| Ocala, FL | 83 | $ 7,805,000 | $ 94,036 | $ 112,000 |
| Bakersfield, CA | 78 | $ 7,350,000 | $ 94,230 | $ 151,000 |
| Fresno, CA | 77 | $ 8,615,000 | $ 111,883 | $ 186,000 |
| Pensacola-Ferry Pass-Brent, FL | 77 | $ 7,655,000 | $ 99,415 | $ 133,000 |
| Trenton, NJ | 76 | $ 10,790,000 | $ 141,973 | $ 189,000 |
| Kansas City, MO-KS | 74 | $ 7,830,000 | $ 105,810 | $ 159,000 |
| Colorado Springs, CO | 72 | $ 8,200,000 | $ 113,888 | $ 154,000 |
| Charleston-North Charleston, SC | 69 | $ 7,305,000 | $ 105,869 | $ 145,000 |
| Santa Cruz-Watsonville, CA | 68 | $ 12,110,000 | $ 178,088 | $ 216,000 |
| San Rafael, CA | 67 | $ 12,995,000 | $ 193,955 | $ 285,000 |
| Winston-Salem, NC | 65 | $ 7,895,000 | $ 121,461 | $ 129,000 |
| Knoxville, TN | 64 | $ 7,020,000 | $ 109,687 | $ 178,000 |
| Vallejo-Fairfield, CA | 64 | $ 8,440,000 | $ 131,875 | $ 187,000 |
| Memphis, TN-MS-AR | 63 | $ 8,045,000 | $ 127,698 | $ 173,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 63 | $ 10,635,000 | $ 168,809 | $ 172,000 |
| Atlantic City-Hammonton, NJ | 62 | $ 6,480,000 | $ 104,516 | $ 138,000 |
| Homosassa Springs, FL | 62 | $ 5,570,000 | $ 89,838 | $ 128,000 |
| Santa Maria-Santa Barbara, CA | 62 | $ 13,000,000 | $ 209,677 | $ 207,000 |
| Santa Rosa, CA | 62 | $ 8,140,000 | $ 131,290 | $ 179,000 |
| Savannah, GA | 62 | $ 6,910,000 | $ 111,451 | $ 174,000 |
| Detroit-Dearborn-Livonia, MI | 60 | $ 4,930,000 | $ 82,166 | $ 160,000 |
| Fort Collins, CO | 60 | $ 7,940,000 | $ 132,333 | $ 172,000 |
| Sebastian-Vero Beach, FL | 60 | $ 6,190,000 | $ 103,166 | $ 103,000 |
| Boulder, CO | 58 | $ 9,490,000 | $ 163,620 | $ 200,000 |
| Lake County-Porter County-Jasper County, IN | 58 | $ 5,210,000 | $ 89,827 | $ 148,000 |
| Gainesville, FL | 55 | $ 5,635,000 | $ 102,454 | $ 169,000 |
| Greeley, CO | 54 | $ 5,420,000 | $ 100,370 | $ 153,000 |
| Rockingham County-Strafford County, NH | 54 | $ 8,230,000 | $ 152,407 | $ 194,000 |
| Modesto, CA | 53 | $ 6,315,000 | $ 119,150 | $ 143,000 |
| Greenville-Anderson-Mauldin, SC | 52 | $ 4,550,000 | $ 87,500 | $ 128,000 |
| Worcester, MA-CT | 51 | $ 7,335,000 | $ 143,823 | $ 188,000 |
| Gainesville, GA | 50 | $ 6,350,000 | $ 127,000 | $ 142,000 |
| Sandusky, OH | 50 | $ 8,470,000 | $ 169,400 | $ 198,000 |
| Providence-Warwick, RI-MA | 49 | $ 6,285,000 | $ 128,265 | $ 155,000 |
| Wildwood-The Villages, FL | 49 | $ 5,715,000 | $ 116,632 | $ 105,000 |
| Spokane-Spokane Valley, WA | 48 | $ 7,630,000 | $ 158,958 | $ 170,000 |
| Chattanooga, TN-GA | 47 | $ 6,145,000 | $ 130,744 | $ 157,234 |
| Crestview-Fort Walton Beach-Destin, FL | 47 | $ 5,745,000 | $ 122,234 | $ 176,000 |
| Grand Rapids-Wyoming, MI | 47 | $ 5,615,000 | $ 119,468 | $ 151,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 47 | $ 4,265,000 | $ 90,744 | $ 131,000 |
| Hickory-Lenoir-Morganton, NC | 45 | $ 5,505,000 | $ 122,333 | $ 126,000 |
| New Haven-Milford, CT | 42 | $ 5,380,000 | $ 128,095 | $ 171,000 |
| Harrisburg-Carlisle, PA | 41 | $ 5,975,000 | $ 145,731 | $ 140,000 |
| Manchester-Nashua, NH | 41 | $ 4,595,000 | $ 112,073 | $ 169,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 40 | $ 4,420,000 | $ 110,500 | $ 129,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 39 | $ 5,475,000 | $ 140,384 | $ 163,000 |
| Mansfield, OH | 37 | $ 2,915,000 | $ 78,783 | $ 95,000 |
| Salem, OR | 37 | $ 4,675,000 | $ 126,351 | $ 139,000 |
| Bremerton-Silverdale, WA | 34 | $ 4,880,000 | $ 143,529 | $ 188,000 |
| Springfield, OH | 33 | $ 3,555,000 | $ 107,727 | $ 114,000 |
| Ann Arbor, MI | 32 | $ 3,960,000 | $ 123,750 | $ 184,000 |
| Augusta-Richmond County, GA-SC | 32 | $ 3,100,000 | $ 96,875 | $ 150,687 |
| Columbia, SC | 32 | $ 2,560,000 | $ 80,000 | $ 131,000 |
| Salinas, CA | 32 | $ 4,610,000 | $ 144,062 | $ 182,000 |
| Panama City, FL | 31 | $ 2,365,000 | $ 76,290 | $ 200,000 |
| Lexington-Fayette, KY | 30 | $ 2,570,000 | $ 85,666 | $ 199,000 |
| Sebring, FL | 30 | $ 3,900,000 | $ 130,000 | $ 83,000 |
| Charlottesville, VA | 29 | $ 3,645,000 | $ 125,689 | $ 152,000 |
| Lancaster, PA | 29 | $ 3,085,000 | $ 106,379 | $ 144,000 |
| Milwaukee-Waukesha-West Allis, WI | 29 | $ 3,695,000 | $ 127,413 | $ 237,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 28 | $ 2,320,000 | $ 82,857 | $ 101,000 |
| Bellingham, WA | 27 | $ 4,555,000 | $ 168,703 | $ 149,000 |
| Waterbury-Shelton, CT | 27 | $ 2,515,000 | $ 93,148 | $ 134,000 |
| Mount Vernon-Anacortes, WA | 26 | $ 3,440,000 | $ 132,307 | $ 149,000 |
| Springfield, MO | 26 | $ 2,310,000 | $ 88,846 | $ 156,000 |
| Athens-Clarke County, GA | 25 | $ 2,995,000 | $ 119,800 | $ 139,000 |
| Fort Wayne, IN | 25 | $ 2,615,000 | $ 104,600 | $ 196,000 |
| Hagerstown-Martinsburg, MD-WV | 25 | $ 2,645,000 | $ 105,800 | $ 123,000 |
| Olympia-Tumwater, WA | 25 | $ 3,095,000 | $ 123,800 | $ 154,000 |
| Rockford, IL | 25 | $ 2,425,000 | $ 97,000 | $ 176,000 |
| Barnstable Town, MA | 23 | $ 3,285,000 | $ 142,826 | $ 175,000 |
| Bend-Redmond, OR | 23 | $ 3,565,000 | $ 155,000 | $ 218,000 |
| Reading, PA | 22 | $ 2,640,000 | $ 120,000 | $ 154,000 |
| Pinehurst-Southern Pines, NC | 21 | $ 2,165,000 | $ 103,095 | $ 137,000 |
| Albany-Schenectady-Troy, NY | 20 | $ 2,270,000 | $ 113,500 | $ 162,000 |
| Lynchburg, VA | 20 | $ 1,570,000 | $ 78,500 | $ 93,000 |
| Napa, CA | 20 | $ 2,990,000 | $ 149,500 | $ 251,000 |
| Roanoke, VA | 20 | $ 2,170,000 | $ 108,500 | $ 152,000 |
| Visalia-Porterville, CA | 20 | $ 1,960,000 | $ 98,000 | $ 187,000 |
| Fayetteville, NC | 19 | $ 1,835,000 | $ 96,578 | $ 114,000 |
| Lansing-East Lansing, MI | 19 | $ 1,765,000 | $ 92,894 | $ 108,000 |
| Lexington Park, MD | 19 | $ 2,015,000 | $ 106,052 | $ 183,000 |
| Traverse City, MI | 19 | $ 2,525,000 | $ 132,894 | $ 190,000 |
| Kennewick-Richland, WA | 18 | $ 2,510,000 | $ 139,444 | $ 157,000 |
| South Bend-Mishawaka, IN-MI | 18 | $ 1,740,000 | $ 96,666 | $ 144,000 |
| York-Hanover, PA | 18 | $ 2,010,000 | $ 111,666 | $ 160,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 17 | $ 2,025,000 | $ 119,117 | $ 178,000 |
| Merced, CA | 16 | $ 1,470,000 | $ 91,875 | $ 108,000 |
| Albany, OR | 15 | $ 1,495,000 | $ 99,666 | $ 147,000 |
| Burlington, NC | 15 | $ 1,615,000 | $ 107,666 | $ 160,000 |
| Macon-Bibb County, GA | 15 | $ 1,295,000 | $ 86,333 | $ 150,000 |
| Warner Robins, GA | 15 | $ 1,285,000 | $ 85,666 | $ 124,000 |
| Bowling Green, KY | 14 | $ 1,300,000 | $ 92,857 | $ 124,000 |
| Chico, CA | 14 | $ 1,360,000 | $ 97,142 | $ 135,000 |
| Columbus, GA-AL | 14 | $ 1,050,000 | $ 75,000 | $ 103,000 |
| Dalton, GA | 14 | $ 1,230,000 | $ 87,857 | $ 88,000 |
| Jacksonville, NC | 14 | $ 1,570,000 | $ 112,142 | $ 119,000 |
| Tucson, AZ | 14 | $ 1,190,000 | $ 85,000 | $ 142,000 |
| Eugene, OR | 13 | $ 1,735,000 | $ 133,461 | $ 175,000 |
| Lafayette-West Lafayette, IN | 13 | $ 1,065,000 | $ 81,923 | $ 107,000 |
| Rochester, NY | 13 | $ 855,000 | $ 65,769 | $ 90,000 |
| Blacksburg-Christiansburg-Radford, VA | 12 | $ 1,380,000 | $ 115,000 | $ 172,000 |
| Champaign-Urbana, IL | 12 | $ 990,000 | $ 82,500 | $ 159,000 |
| Des Moines-West Des Moines, IA | 12 | $ 1,350,000 | $ 112,500 | $ 225,000 |
| Erie, PA | 12 | $ 1,360,000 | $ 113,333 | $ 71,000 |
| Kalamazoo-Portage, MI | 12 | $ 1,060,000 | $ 88,333 | $ 114,000 |
| Redding, CA | 12 | $ 1,030,000 | $ 85,833 | $ 165,000 |
| Spartanburg, SC | 12 | $ 1,230,000 | $ 102,500 | $ 131,000 |
| Springfield, MA | 12 | $ 1,460,000 | $ 121,666 | $ 161,000 |
| Wenatchee, WA | 12 | $ 1,960,000 | $ 163,333 | $ 150,000 |
| Cleveland, TN | 11 | $ 1,015,000 | $ 92,272 | $ 87,000 |
| Grand Junction, CO | 11 | $ 1,345,000 | $ 122,272 | $ 139,000 |
| Johnson City, TN | 11 | $ 1,175,000 | $ 106,818 | $ 90,000 |
| Rocky Mount, NC | 11 | $ 805,000 | $ 73,181 | $ 94,000 |
| Rome, GA | 11 | $ 1,315,000 | $ 119,545 | $ 128,000 |
| Syracuse, NY | 11 | $ 905,000 | $ 82,272 | $ 136,000 |
| Winchester, VA-WV | 11 | $ 845,000 | $ 76,818 | $ 106,000 |
| El Centro, CA | 10 | $ 830,000 | $ 83,000 | $ 109,000 |
| Elkhart-Goshen, IN | 10 | $ 560,000 | $ 56,000 | $ 124,000 |
| Flint, MI | 10 | $ 470,000 | $ 47,000 | $ 77,000 |
| Medford, OR | 10 | $ 1,060,000 | $ 106,000 | $ 134,000 |
| Morristown, TN | 10 | $ 1,020,000 | $ 102,000 | $ 117,000 |
| Norwich-New London, CT | 10 | $ 740,000 | $ 74,000 | $ 126,000 |
| Vineland-Bridgeton, NJ | 10 | $ 890,000 | $ 89,000 | $ 117,000 |
| Bloomington, IL | 9 | $ 1,205,000 | $ 133,888 | $ 174,000 |
| Chambersburg-Waynesboro, PA | 9 | $ 805,000 | $ 89,444 | $ 64,000 |
| Greenville, NC | 9 | $ 765,000 | $ 85,000 | $ 145,000 |
| Huntington-Ashland, WV-KY-OH | 9 | $ 565,000 | $ 62,777 | $ 77,333 |
| Madison, WI | 9 | $ 1,135,000 | $ 126,111 | $ 177,000 |
| Terre Haute, IN | 9 | $ 515,000 | $ 57,222 | $ 101,000 |
| Weirton-Steubenville, WV-OH | 9 | $ 715,000 | $ 79,444 | $ 65,000 |
| Yakima, WA | 9 | $ 1,115,000 | $ 123,888 | $ 151,000 |
| Yuba City, CA | 9 | $ 865,000 | $ 96,111 | $ 139,000 |
| Battle Creek, MI | 8 | $ 550,000 | $ 68,750 | $ 140,000 |
| Green Bay, WI | 8 | $ 780,000 | $ 97,500 | $ 126,000 |
| Kingsport-Bristol-Bristol, TN-VA | 8 | $ 750,000 | $ 93,750 | $ 177,750 |
| Monroe, MI | 8 | $ 940,000 | $ 117,500 | $ 107,000 |
| Peoria, IL | 8 | $ 710,000 | $ 88,750 | $ 242,000 |
| Brunswick, GA | 7 | $ 645,000 | $ 92,142 | $ 116,000 |
| Clarksville, TN-KY | 7 | $ 765,000 | $ 109,285 | $ 111,571 |
| Corvallis, OR | 7 | $ 1,025,000 | $ 146,428 | $ 135,000 |
| Evansville, IN-KY | 7 | $ 625,000 | $ 89,285 | $ 218,000 |
| Jackson, MI | 7 | $ 635,000 | $ 90,714 | $ 97,000 |
| Kenosha, WI | 7 | $ 735,000 | $ 105,000 | $ 171,000 |
| Lima, OH | 7 | $ 425,000 | $ 60,714 | $ 75,000 |
| Pueblo, CO | 7 | $ 635,000 | $ 90,714 | $ 286,000 |
| Springfield, IL | 7 | $ 425,000 | $ 60,714 | $ 116,000 |
| Valdosta, GA | 7 | $ 635,000 | $ 90,714 | $ 63,000 |
| Bloomington, IN | 6 | $ 1,900,000 | $ 316,666 | $ 276,000 |
| Columbia, MO | 6 | $ 360,000 | $ 60,000 | $ 86,000 |
| Elizabethtown-Fort Knox, KY | 6 | $ 340,000 | $ 56,666 | $ 46,000 |
| Jackson, TN | 6 | $ 290,000 | $ 48,333 | $ 58,000 |
| Staunton-Waynesboro, VA | 6 | $ 610,000 | $ 101,666 | $ 83,000 |
| Binghamton, NY | 5 | $ 195,000 | $ 39,000 | $ 125,000 |
| Florence, SC | 5 | $ 385,000 | $ 77,000 | $ 135,000 |
| Gettysburg, PA | 5 | $ 525,000 | $ 105,000 | $ 146,000 |
| Hinesville, GA | 5 | $ 255,000 | $ 51,000 | $ 96,000 |
| Kankakee, IL | 5 | $ 345,000 | $ 69,000 | $ 138,000 |
| Kokomo, IN | 5 | $ 545,000 | $ 109,000 | $ 109,000 |
| Longview, WA | 5 | $ 485,000 | $ 97,000 | $ 96,000 |
| State College, PA | 5 | $ 525,000 | $ 105,000 | $ 184,000 |
| Walla Walla, WA | 5 | $ 595,000 | $ 119,000 | $ 280,000 |
| Albany, GA | 4 | $ 230,000 | $ 57,500 | $ 80,000 |
| Appleton, WI | 4 | $ 500,000 | $ 125,000 | $ 133,000 |
| Bay City, MI | 4 | $ 170,000 | $ 42,500 | $ 116,000 |
| Cape Girardeau, MO-IL | 4 | $ 370,000 | $ 92,500 | $ 148,000 |
| Duluth, MN-WI | 4 | $ 430,000 | $ 107,500 | $ 94,000 |
| Glens Falls, NY | 4 | $ 390,000 | $ 97,500 | $ 115,000 |
| Grants Pass, OR | 4 | $ 990,000 | $ 247,500 | $ 45,000 |
| Harrisonburg, VA | 4 | $ 300,000 | $ 75,000 | $ 93,000 |
| Joplin, MO | 4 | $ 340,000 | $ 85,000 | $ 96,000 |
| Kingston, NY | 4 | $ 200,000 | $ 50,000 | $ 127,000 |
| Lake Havasu City-Kingman, AZ | 4 | $ 350,000 | $ 87,500 | $ 92,000 |
| Lebanon, PA | 4 | $ 240,000 | $ 60,000 | $ 129,000 |
| Michigan City-La Porte, IN | 4 | $ 310,000 | $ 77,500 | $ 131,000 |
| Niles-Benton Harbor, MI | 4 | $ 520,000 | $ 130,000 | $ 75,000 |
| Rochester, MN | 4 | $ 400,000 | $ 100,000 | $ 163,000 |
| Salisbury, MD-DE | 4 | $ 240,000 | $ 60,000 | $ 147,000 |
| St. Joseph, MO-KS | 4 | $ 380,000 | $ 95,000 | $ 198,000 |
| Wheeling, WV-OH | 4 | $ 300,000 | $ 75,000 | $ 72,000 |
| Williamsport, PA | 4 | $ 220,000 | $ 55,000 | $ 100,000 |
| Wilmington, DE-MD-NJ | 4 | $ 520,000 | $ 130,000 | $ 167,000 |
| Yuma, AZ | 4 | $ 250,000 | $ 62,500 | $ 155,000 |
| Amherst Town-Northampton, MA | 3 | $ 415,000 | $ 138,333 | $ 212,000 |
| Decatur, IL | 3 | $ 245,000 | $ 81,666 | $ 73,000 |
| Flagstaff, AZ | 3 | $ 365,000 | $ 121,666 | $ 119,000 |
| Hanford-Corcoran, CA | 3 | $ 235,000 | $ 78,333 | $ 136,000 |
| Jefferson City, MO | 3 | $ 255,000 | $ 85,000 | $ 121,000 |
| Johnstown, PA | 3 | $ 95,000 | $ 31,666 | $ 90,000 |
| Midland, MI | 3 | $ 205,000 | $ 68,333 | $ 142,000 |
| Muncie, IN | 3 | $ 155,000 | $ 51,666 | $ 118,000 |
| Muskegon, MI | 3 | $ 215,000 | $ 71,666 | $ 111,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 175,000 | $ 58,333 | $ 162,000 |
| Owensboro, KY | 3 | $ 175,000 | $ 58,333 | $ 52,000 |
| Paducah, KY-IL | 3 | $ 245,000 | $ 81,666 | $ 71,333 |
| Pittsfield, MA | 3 | $ 295,000 | $ 98,333 | $ 64,000 |
| Prescott Valley-Prescott, AZ | 3 | $ 335,000 | $ 111,666 | $ 91,000 |
| Saginaw, MI | 3 | $ 125,000 | $ 41,666 | $ 93,000 |
| Sheboygan, WI | 3 | $ 255,000 | $ 85,000 | $ 251,000 |
| St. Cloud, MN | 3 | $ 205,000 | $ 68,333 | $ 130,000 |
| Columbus, IN | 2 | $ 150,000 | $ 75,000 | $ 84,000 |
| Eau Claire, WI | 2 | $ 180,000 | $ 90,000 | $ 117,000 |
| Fargo, ND-MN | 2 | $ 260,000 | $ 130,000 | $ 196,000 |
| Sumter, SC | 2 | $ 130,000 | $ 65,000 | $ 33,000 |
| Watertown-Fort Drum, NY | 2 | $ 60,000 | $ 30,000 | $ 50,000 |
| Wausau, WI | 2 | $ 200,000 | $ 100,000 | $ 104,000 |
| Ames, IA | 1 | $ 15,000 | $ 15,000 | $ 158,000 |
| Cedar Rapids, IA | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 65,000 | $ 65,000 | $ 145,000 |
| Goldsboro, NC | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Grand Forks, ND-MN | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Ithaca, NY | 1 | $ 125,000 | $ 125,000 | $ 825,000 |
| Lewiston, ID-WA | 1 | $ 305,000 | $ 305,000 | $ 441,000 |
| Mankato-North Mankato, MN | 1 | $ 45,000 | $ 45,000 | $ 1,620,000 |
| Oshkosh-Neenah, WI | 1 | $ 155,000 | $ 155,000 | $ 402,000 |
| Racine, WI | 1 | $ 65,000 | $ 65,000 | $ 91,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Sioux City, IA-NE-SD | 1 | $ 25,000 | $ 25,000 | $ 136,000 |
| Sioux Falls, SD | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for Third Federal Savings and Loan in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 17,362 | $1,827,250,000 | $105,000 | $1,205,000 | $156,000 | $6,000,000 |
| Home Improvement | 13,284 | $1,342,410,000 | $101,000 | $405,000 | $168,000 | $6,024,000 |
| Refinancing | 9,329 | $1,516,045,000 | $162,000 | $875,000 | $189,000 | $7,508,000 |
| Home Purchase | 8,517 | $2,340,485,000 | $274,000 | $2,005,000 | $130,000 | $3,300,000 |
| Cash-out Refinancing | 389 | $98,715,000 | $253,000 | $1,505,000 | $150,000 | $2,309,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 32,204 | $4,649,160,000 | $144,000 | $2,005,000 | $161,000 | $7,508,000 |
| Not Provided | 5,637 | $881,265,000 | $156,000 | $1,205,000 | $184,000 | $6,024,000 |
| Hispanic | 4,497 | $545,255,000 | $121,000 | $1,765,000 | $147,000 | $6,000,000 |
| Asian | 3,204 | $583,430,000 | $182,000 | $1,135,000 | $195,000 | $3,617,000 |
| Black or African American | 2,572 | $266,990,000 | $103,000 | $735,000 | $115,000 | $3,906,000 |
| Not applicable | 472 | $165,440,000 | $350,000 | $1,205,000 | $0 | $1,000 |
| American Indian or Alaskan Native | 238 | $25,980,000 | $109,000 | $705,000 | $139,000 | $730,000 |
| Native Hawaiian or Other Pacific Islander | 57 | $7,385,000 | $129,000 | $405,000 | $151,000 | $569,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 48,881 | $7,124,905,000 | $145,000 | $2,005,000 | $161,000 | $7,508,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 21,958 | $3,008,550,000 | $137,000 | $1,245,000 | $181,000 | $7,508,000 |
| Application Denied By Financial Institution | 16,503 | $1,886,745,000 | $114,000 | $1,505,000 | $139,000 | $6,024,000 |
| Preapproval Approved but not Accepted | 3,460 | $1,008,170,000 | $291,000 | $2,005,000 | $134,000 | $1,530,000 |
| Application Withdrawn By Applicant | 2,821 | $425,825,000 | $150,000 | $1,005,000 | $187,000 | $6,400,000 |
| File Closed For Incompleteness | 1,582 | $198,440,000 | $125,000 | $1,205,000 | $207,000 | $6,000,000 |
| Preapproval Denied by Financial Institution | 1,080 | $285,250,000 | $264,000 | $1,055,000 | $100,000 | $3,300,000 |
| Application Approved But Not Accepted | 1,005 | $146,485,000 | $145,000 | $1,005,000 | $163,000 | $1,283,000 |
| Loan Purchased By The Institution | 472 | $165,440,000 | $350,000 | $1,205,000 | $0 | $1,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 31,298 | $4,952,910,000 | $158,000 | $2,005,000 | $174,000 | $7,508,000 |
| Debt-To-Income Ratio | 11,925 | $1,523,495,000 | $127,000 | $1,505,000 | $104,000 | $1,000,000 |
| Credit History | 4,014 | $400,230,000 | $99,000 | $1,005,000 | $207,000 | $6,024,000 |
| Collateral | 1,024 | $136,970,000 | $133,000 | $845,000 | $222,000 | $1,234,000 |
| Credit Application Incomplete | 359 | $63,675,000 | $177,000 | $975,000 | $204,000 | $3,300,000 |
| Other | 187 | $29,555,000 | $158,000 | $1,005,000 | $160,000 | $1,432,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 60 | $15,970,000 | $266,000 | $655,000 | $135,000 | $529,000 |
| Unverifiable Information | 7 | $965,000 | $137,000 | $305,000 | $24,000 | $172,000 |
| Employment History | 4 | $580,000 | $145,000 | $405,000 | $74,000 | $147,000 |
| Mortgage Insurance Denied | 3 | $555,000 | $185,000 | $255,000 | $70,000 | $118,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Third Federal Savings and Loan's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Third Federal Savings and Loan's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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