Thornburg Mortgage Home Loan Mortgage Lending & HMDA Data, 2008

In 2008, Thornburg Mortgage Home Loan of Santa Fe, NM reported 1,095 mortgage applications totaling $1.3 billion, down 82% from 2007. The average application was for $1,229,573, and applicants reported an average income of $678,317. 60% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (102), San Francisco-San Mateo-Redwood City, CA (72) and New York-White Plains-Wayne, NY-NJ (71) (applications in parentheses).

Mortgage Company & Address Thornburg Mortgage Home Loan
2300 North Ridgetop Road
Santa Fe, NM 87506
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,095
Total Mortgage Loan Application Amount $1,346,383,000
Average Mortgage Loan Application Amount $1,229,573
Highest Mortgage Loan Application Amount $12,500,000
Average Applicant Income $678,317
Highest Applicant Income $9,660,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Thornburg Mortgage Home Loan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Thornburg Mortgage Home Loan by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 102 $ 162,729,000 $ 1,595,382 $ 770,000
Maricopa, Arizona 52 $ 64,021,000 $ 1,231,173 $ 592,000
New York, New York 43 $ 68,544,000 $ 1,594,046 $ 968,000
San Diego, California 40 $ 60,039,000 $ 1,500,975 $ 747,000
Orange, California 39 $ 71,545,000 $ 1,834,487 $ 728,000
San Francisco, California 39 $ 41,052,000 $ 1,052,615 $ 407,000
Cook, Illinois 29 $ 29,344,000 $ 1,011,862 $ 728,000
Clark, Nevada 27 $ 27,582,000 $ 1,021,555 $ 871,000
Santa Clara, California 26 $ 35,797,000 $ 1,376,807 $ 501,000
Eagle, Colorado 26 $ 42,040,000 $ 1,616,923 $ 1,204,000
Miami-Dade, Florida 26 $ 24,661,000 $ 948,500 $ 677,000
Alameda, California 17 $ 14,118,000 $ 830,470 $ 259,000
San Mateo, California 17 $ 25,600,000 $ 1,505,882 $ 803,000
Marin, California 16 $ 19,654,000 $ 1,228,375 $ 488,000
Orange, Florida 16 $ 4,242,000 $ 265,125 $ 335,000
Riverside, California 15 $ 19,153,000 $ 1,276,866 $ 704,000
Summit, Utah 14 $ 15,087,000 $ 1,077,642 $ 482,000
Suffolk, New York 13 $ 20,073,000 $ 1,544,076 $ 600,000
Kings, New York 11 $ 10,848,000 $ 986,181 $ 334,000
Hennepin, Minnesota 10 $ 11,630,000 $ 1,163,000 $ 814,000
Fairfax, Virginia 10 $ 11,571,000 $ 1,157,100 $ 376,000
Contra Costa, California 9 $ 8,237,000 $ 915,222 $ 502,000
Sonoma, California 9 $ 8,325,000 $ 925,000 $ 776,000
Denver, Colorado 9 $ 11,576,000 $ 1,286,222 $ 620,000
Collier, Florida 9 $ 14,188,000 $ 1,576,444 $ 891,000
Mono, California 8 $ 14,164,000 $ 1,770,500 $ 1,025,000
Arapahoe, Colorado 8 $ 6,453,000 $ 806,625 $ 365,000
Pitkin, Colorado 8 $ 14,195,000 $ 1,774,375 $ 1,348,000
Fairfield, Connecticut 8 $ 14,712,000 $ 1,839,000 $ 594,000
Broward, Florida 8 $ 5,007,000 $ 625,875 $ 288,000
Fulton, Georgia 8 $ 9,088,000 $ 1,136,000 $ 984,000
Kauai, Hawaii 8 $ 17,378,000 $ 2,172,250 $ 1,570,000
Santa Fe, New Mexico 8 $ 4,961,000 $ 620,125 $ 303,000
Utah, Utah 8 $ 5,763,000 $ 720,375 $ 723,000
Teton, Wyoming 8 $ 10,970,000 $ 1,371,250 $ 1,180,000
San Miguel, Colorado 7 $ 9,606,000 $ 1,372,285 $ 651,000
Summit, Colorado 7 $ 5,928,000 $ 846,857 $ 567,000
District of Columbia, District Of Columbia 7 $ 4,208,000 $ 601,142 $ 698,000
Okaloosa, Florida 7 $ 5,281,000 $ 754,428 $ 351,000
Beaufort, South Carolina 7 $ 7,548,000 $ 1,078,285 $ 627,000
Placer, California 6 $ 5,118,000 $ 853,000 $ 424,000
Santa Barbara, California 6 $ 12,176,000 $ 2,029,333 $ 1,152,000
Douglas, Colorado 6 $ 6,920,000 $ 1,153,333 $ 476,000
Routt, Colorado 6 $ 5,665,000 $ 944,166 $ 541,000
Osceola, Florida 6 $ 2,457,000 $ 409,500 $ 290,000
Lake, Illinois 6 $ 6,304,000 $ 1,050,666 $ 525,000
Montgomery, Maryland 6 $ 6,739,000 $ 1,123,166 $ 480,000
Sussex, New Jersey 6 $ 1,604,000 $ 267,333 $ 255,000
Dallas, Texas 6 $ 8,005,000 $ 1,334,166 $ 1,265,000
San Bernardino, California 5 $ 4,531,000 $ 906,200 $ 414,000
Ventura, California 5 $ 6,256,000 $ 1,251,200 $ 508,000
Walton, Florida 5 $ 7,174,000 $ 1,434,800 $ 1,254,000
Flathead, Montana 5 $ 6,668,000 $ 1,333,600 $ 325,000
Hudson, New Jersey 5 $ 4,235,000 $ 847,000 $ 314,000
Harris, Texas 5 $ 4,758,000 $ 951,600 $ 512,000
Kittitas, Washington 5 $ 2,733,000 $ 546,600 $ 715,000
Monterey, California 4 $ 6,030,000 $ 1,507,500 $ 523,000
Boulder, Colorado 4 $ 2,602,000 $ 650,500 $ 422,000
El Paso, Colorado 4 $ 3,974,000 $ 993,500 $ 452,000
Bay, Florida 4 $ 1,535,000 $ 383,750 $ 477,000
Hillsborough, Florida 4 $ 3,154,000 $ 788,500 $ 674,000
Palm Beach, Florida 4 $ 6,893,000 $ 1,723,250 $ 1,338,000
Maui, Hawaii 4 $ 4,968,000 $ 1,242,000 $ 728,000
Kootenai, Idaho 4 $ 7,047,000 $ 1,761,750 $ 903,000
Oakland, Michigan 4 $ 6,680,000 $ 1,670,000 $ 1,184,000
Gallatin, Montana 4 $ 2,176,000 $ 544,000 $ 855,000
Queens, New York 4 $ 1,828,000 $ 457,000 $ 685,000
Westchester, New York 4 $ 3,917,000 $ 979,250 $ 458,000
New Hanover, North Carolina 4 $ 4,384,000 $ 1,096,000 $ 478,000
Wake, North Carolina 4 $ 4,886,000 $ 1,221,500 $ 537,000
Charleston, South Carolina 4 $ 3,192,000 $ 798,000 $ 270,000
Salt Lake, Utah 4 $ 7,170,000 $ 1,792,500 $ 415,000
Chelan, Washington 4 $ 4,304,000 $ 1,076,000 $ 391,000
King, Washington 4 $ 6,092,000 $ 1,523,000 $ 441,000
Lee, Florida 3 $ 4,289,000 $ 1,429,666 $ 853,000
Monroe, Florida 3 $ 2,623,000 $ 874,333 $ 593,000
Cherokee, Georgia 3 $ 4,092,000 $ 1,364,000 $ 379,000
Hawaii, Hawaii 3 $ 3,195,000 $ 1,065,000 $ 885,000
Honolulu, Hawaii 3 $ 5,820,000 $ 1,940,000 $ 790,000
DuPage, Illinois 3 $ 2,017,000 $ 672,333 $ 299,000
Johnson, Kansas 3 $ 3,197,000 $ 1,065,666 $ 256,000
Anne Arundel, Maryland 3 $ 1,360,000 $ 453,333 $ 245,000
Nantucket, Massachusetts 3 $ 5,829,000 $ 1,943,000 $ 774,000
Norfolk, Massachusetts 3 $ 2,000,000 $ 666,666 $ 173,000
St. Louis, Missouri 3 $ 3,875,000 $ 1,291,666 $ 784,000
Bergen, New Jersey 3 $ 4,069,000 $ 1,356,333 $ 368,000
Cape May, New Jersey 3 $ 4,635,000 $ 1,545,000 $ 450,000
Bucks, Pennsylvania 3 $ 1,088,000 $ 362,666 $ 1,233,000
Horry, South Carolina 3 $ 2,607,000 $ 869,000 $ 828,000
Tarrant, Texas 3 $ 4,486,000 $ 1,495,333 $ 693,000
Windsor, Vermont 3 $ 2,215,000 $ 738,333 $ 956,000
Jefferson, Alabama 2 $ 3,440,000 $ 1,720,000 $ 778,000
Kern, California 2 $ 2,080,000 $ 1,040,000 $ 554,000
Sacramento, California 2 $ 3,295,000 $ 1,647,500 $ 453,000
San Joaquin, California 2 $ 1,213,000 $ 606,500 $ 193,000
Grand, Colorado 2 $ 1,155,000 $ 577,500 $ 538,000
Gunnison, Colorado 2 $ 3,781,000 $ 1,890,500 $ 664,000
Flagler, Florida 2 $ 1,581,000 $ 790,500 $ 584,000
Indian River, Florida 2 $ 2,273,000 $ 1,136,500 $ 552,000
Pinellas, Florida 2 $ 1,926,000 $ 963,000 $ 653,000
Bonner, Idaho 2 $ 779,000 $ 389,500 $ 194,000
Barnstable, Massachusetts 2 $ 2,440,000 $ 1,220,000 $ 465,000
Essex, Massachusetts 2 $ 2,114,000 $ 1,057,000 $ 558,000
Lake, Montana 2 $ 1,580,000 $ 790,000 $ 544,000
Madison, Montana 2 $ 2,726,000 $ 1,363,000 $ 580,000
Atlantic, New Jersey 2 $ 1,620,000 $ 810,000 $ 933,000
Monmouth, New Jersey 2 $ 2,155,000 $ 1,077,500 $ 1,289,000
Morris, New Jersey 2 $ 2,071,000 $ 1,035,500 $ 385,000
Somerset, New Jersey 2 $ 1,450,000 $ 725,000 $ 183,000
Union, New Jersey 2 $ 2,023,000 $ 1,011,500 $ 570,000
Sandoval, New Mexico 2 $ 770,000 $ 385,000 $ 142,000
Nassau, New York 2 $ 2,310,000 $ 1,155,000 $ 406,000
Ulster, New York 2 $ 2,415,000 $ 1,207,500 $ 899,000
Currituck, North Carolina 2 $ 2,680,000 $ 1,340,000 $ 533,000
Multnomah, Oregon 2 $ 1,796,000 $ 898,000 $ 467,000
Montgomery, Pennsylvania 2 $ 431,000 $ 215,500 $ 177,000
Washington, Rhode Island 2 $ 2,132,000 $ 1,066,000 $ 479,000
Travis, Texas 2 $ 2,950,000 $ 1,475,000 $ 745,000
Virginia Beach, Virginia 2 $ 1,094,000 $ 547,000 $ 431,000
Milwaukee, Wisconsin 2 $ 450,000 $ 225,000 $ 87,000
Lincoln, Wyoming 2 $ 3,260,000 $ 1,630,000 $ 545,000
Shelby, Alabama 1 $ 1,236,000 $ 1,236,000 $ 507,000
Coconino, Arizona 1 $ 616,000 $ 616,000 $ 875,000
Pima, Arizona 1 $ 948,000 $ 948,000 $ 858,000
Fresno, California 1 $ 463,000 $ 463,000 $ 2,092,000
Mendocino, California 1 $ 700,000 $ 700,000 $ 330,000
Nevada, California 1 $ 2,594,000 $ 2,594,000 $ 5,744,000
Santa Cruz, California 1 $ 2,240,000 $ 2,240,000 $ 1,144,000
Solano, California 1 $ 487,000 $ 487,000 $ 145,000
Yolo, California 1 $ 315,000 $ 315,000 $ 350,000
Garfield, Colorado 1 $ 3,600,000 $ 3,600,000 $ 2,396,000
Jefferson, Colorado 1 $ 713,000 $ 713,000 $ 250,000
La Plata, Colorado 1 $ 910,000 $ 910,000 $ 184,000
Larimer, Colorado 1 $ 1,000,000 $ 1,000,000 $ 540,000
Mesa, Colorado 1 $ 1,500,000 $ 1,500,000 $ 466,000
Park, Colorado 1 $ 1,220,000 $ 1,220,000 $ 215,000
Hartford, Connecticut 1 $ 1,500,000 $ 1,500,000 $ 475,000
New Haven, Connecticut 1 $ 1,040,000 $ 1,040,000 $ 1,089,000
Brevard, Florida 1 $ 930,000 $ 930,000 $ 156,000
Manatee, Florida 1 $ 1,300,000 $ 1,300,000 $ 538,000
Martin, Florida 1 $ 2,000,000 $ 2,000,000 $ 864,000
Nassau, Florida 1 $ 564,000 $ 564,000 $ 348,000
Polk, Florida 1 $ 784,000 $ 784,000 $ 513,000
Sarasota, Florida 1 $ 4,140,000 $ 4,140,000 $ 2,837,000
St. Johns, Florida 1 $ 1,470,000 $ 1,470,000 $ 312,000
DeKalb, Georgia 1 $ 738,000 $ 738,000 $ 274,000
Greene, Georgia 1 $ 2,280,000 $ 2,280,000 $ 821,000
Gwinnett, Georgia 1 $ 2,925,000 $ 2,925,000 $ 2,400,000
Hall, Georgia 1 $ 1,942,000 $ 1,942,000 $ 540,000
Ada, Idaho 1 $ 564,000 $ 564,000 $ 282,000
Canyon, Idaho 1 $ 560,000 $ 560,000 $ 247,000
Shoshone, Idaho 1 $ 228,000 $ 228,000 $ 222,000
Teton, Idaho 1 $ 340,000 $ 340,000 $ 300,000
Valley, Idaho 1 $ 1,440,000 $ 1,440,000 $ 2,791,000
Hamilton, Indiana 1 $ 2,680,000 $ 2,680,000 $ 1,011,000
Marshall, Indiana 1 $ 2,401,000 $ 2,401,000 $ 2,219,000
St. Tammany, Louisiana 1 $ 580,000 $ 580,000 $ 167,000
Baltimore, Maryland 1 $ 964,000 $ 964,000 $ 1,200,000
St. Mary's, Maryland 1 $ 2,000,000 $ 2,000,000 $ 1,074,000
Worcester, Maryland 1 $ 1,600,000 $ 1,600,000 $ 950,000
Dukes, Massachusetts 1 $ 3,920,000 $ 3,920,000 $ 2,586,000
Suffolk, Massachusetts 1 $ 2,000,000 $ 2,000,000 $ 493,000
Berrien, Michigan 1 $ 3,000,000 $ 3,000,000 $ 756,000
Washtenaw, Michigan 1 $ 1,000,000 $ 1,000,000 $ 721,000
Wayne, Michigan 1 $ 192,000 $ 192,000 $ 958,000
Washington, Minnesota 1 $ 608,000 $ 608,000 $ 167,000
Lewis and Clark, Montana 1 $ 770,000 $ 770,000 $ 258,000
Cumberland, New Jersey 1 $ 178,000 $ 178,000 $ 336,000
Mercer, New Jersey 1 $ 960,000 $ 960,000 $ 533,000
Bernalillo, New Mexico 1 $ 248,000 $ 248,000 $ 0
Dutchess, New York 1 $ 540,000 $ 540,000 $ 186,000
Rockland, New York 1 $ 824,000 $ 824,000 $ 982,000
Carteret, North Carolina 1 $ 750,000 $ 750,000 $ 62,000
Iredell, North Carolina 1 $ 2,193,000 $ 2,193,000 $ 384,000
Jackson, North Carolina 1 $ 1,800,000 $ 1,800,000 $ 4,183,000
Mecklenburg, North Carolina 1 $ 1,500,000 $ 1,500,000 $ 1,096,000
Union, North Carolina 1 $ 405,000 $ 405,000 $ 407,000
Watauga, North Carolina 1 $ 1,610,000 $ 1,610,000 $ 420,000
Clackamas, Oregon 1 $ 1,080,000 $ 1,080,000 $ 480,000
Jackson, Oregon 1 $ 660,000 $ 660,000 $ 444,000
Washington, Oregon 1 $ 537,000 $ 537,000 $ 147,000
Philadelphia, Pennsylvania 1 $ 464,000 $ 464,000 $ 110,000
Greenville, South Carolina 1 $ 1,320,000 $ 1,320,000 $ 428,000
Pickens, South Carolina 1 $ 590,000 $ 590,000 $ 270,000
Davidson, Tennessee 1 $ 2,900,000 $ 2,900,000 $ 2,893,000
Williamson, Tennessee 1 $ 378,000 $ 378,000 $ 155,000
Houston, Texas 1 $ 325,000 $ 325,000 $ 356,000
Hunt, Texas 1 $ 535,000 $ 535,000 $ 509,000
Wasatch, Utah 1 $ 1,000,000 $ 1,000,000 $ 700,000
Washington, Utah 1 $ 2,250,000 $ 2,250,000 $ 650,000
Bennington, Vermont 1 $ 319,000 $ 319,000 $ 99,000
Alexandria, Virginia 1 $ 1,592,000 $ 1,592,000 $ 1,000,000
Arlington, Virginia 1 $ 668,000 $ 668,000 $ 194,000
Chesterfield, Virginia 1 $ 584,000 $ 584,000 $ 240,000
Franklin, Virginia 1 $ 534,000 $ 534,000 $ 263,000
Loudoun, Virginia 1 $ 86,000 $ 86,000 $ 299,000
Norfolk, Virginia 1 $ 476,000 $ 476,000 $ 200,000
Kitsap, Washington 1 $ 791,000 $ 791,000 $ 153,000
Pierce, Washington 1 $ 1,200,000 $ 1,200,000 $ 434,000
Thurston, Washington 1 $ 360,000 $ 360,000 $ 138,000
Vilas, Wisconsin 1 $ 1,379,000 $ 1,379,000 $ 544,000
Walworth, Wisconsin 1 $ 1,600,000 $ 1,600,000 $ 2,575,000
Washington, Wisconsin 1 $ 1,000,000 $ 1,000,000 $ 274,000
Waukesha, Wisconsin 1 $ 800,000 $ 800,000 $ 351,000
Sublette, Wyoming 1 $ 465,000 $ 465,000 $ 144,000

Mortgage Loan Application Detail Totals for Thornburg Mortgage Home Loan in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 576 $797,404,000 $1,384,000 $12,500,000 $675,000 $9,660,000
Home Purchase 519 $548,979,000 $1,057,000 $5,000,000 $682,000 $6,130,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 638 $760,462,000 $1,191,000 $12,250,000 $682,000 $7,934,000
White 406 $537,878,000 $1,324,000 $12,500,000 $694,000 $9,660,000
Asian 22 $23,131,000 $1,051,000 $2,700,000 $743,000 $5,744,000
Hispanic 21 $18,823,000 $896,000 $2,850,000 $342,000 $1,015,000
Black or African American 5 $4,986,000 $997,000 $1,472,000 $271,000 $385,000
Native Hawaiian or Other Pacific Islander 3 $1,103,000 $367,000 $571,000 $291,000 $556,000
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,095 $1,346,383,000 $1,229,000 $12,500,000 $678,000 $9,660,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 652 $782,756,000 $1,200,000 $12,500,000 $652,000 $9,660,000
Application Withdrawn By Applicant 420 $536,357,000 $1,277,000 $12,500,000 $716,000 $7,934,000
Application Denied By Financial Institution 23 $27,270,000 $1,185,000 $5,875,000 $721,000 $4,135,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 15 $17,202,000 $1,146,000 $3,250,000 $708,000 $4,135,000
Debt-To-Income Ratio 4 $8,340,000 $2,085,000 $5,875,000 $406,000 $1,150,000
Collateral 2 $657,000 $328,000 $360,000 $323,000 $444,000
Credit History 1 $543,000 $543,000 $543,000 $1,739,000 $1,739,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Thornburg Mortgage Home Loan's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Thornburg Mortgage Home Loan's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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