Thrivent Federal Credit Union Mortgage Lending & HMDA Data, 2017
In 2017, Thrivent Federal Credit Union of Shakopee, MN reported 1,000 mortgage applications totaling $144.9 million, down 19% from 2016. The average application was for $144,904, and applicants reported an average income of $100,604. 64% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (155), Appleton, WI (27) and Phoenix-Mesa-Scottsdale, AZ (25) (applications in parentheses).
| Mortgage Company & Address | Thrivent Federal Credit Union Shakopee, MN 55379 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 1,000 |
| Total Mortgage Loan Application Amount | $144,904,000 |
| Average Mortgage Loan Application Amount | $144,904 |
| Highest Mortgage Loan Application Amount | $2,400,000 |
| Average Applicant Income | $100,604 |
| Highest Applicant Income | $1,608,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Thrivent Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minneapolis-St. Paul-Bloomington, MN-WI | 155 | $ 24,089,000 | $ 155,412 | $ 115,329 |
| Appleton, WI | 27 | $ 3,045,000 | $ 112,777 | $ 74,000 |
| Phoenix-Mesa-Scottsdale, AZ | 25 | $ 3,551,000 | $ 142,040 | $ 149,000 |
| Chicago-Naperville-Arlington Heights, IL | 18 | $ 1,899,000 | $ 105,500 | $ 85,000 |
| Houston-The Woodlands-Sugar Land, TX | 16 | $ 1,380,000 | $ 86,250 | $ 67,000 |
| St. Louis, MO-IL | 16 | $ 2,065,000 | $ 129,062 | $ 92,750 |
| Atlanta-Sandy Springs-Roswell, GA | 15 | $ 2,545,000 | $ 169,666 | $ 98,000 |
| Warren-Troy-Farmington Hills, MI | 14 | $ 1,475,000 | $ 105,357 | $ 83,000 |
| Baltimore-Columbia-Towson, MD | 11 | $ 2,723,000 | $ 247,545 | $ 146,000 |
| Gary, IN | 11 | $ 1,270,000 | $ 115,454 | $ 73,000 |
| Seattle-Bellevue-Everett, WA | 11 | $ 1,619,000 | $ 147,181 | $ 107,000 |
| Oshkosh-Neenah, WI | 10 | $ 726,000 | $ 72,600 | $ 78,000 |
| Cleveland-Elyria, OH | 9 | $ 701,000 | $ 77,888 | $ 61,000 |
| Los Angeles-Long Beach-Glendale, CA | 9 | $ 2,183,000 | $ 242,555 | $ 111,000 |
| Charlotte-Concord-Gastonia, NC-SC | 8 | $ 829,000 | $ 103,625 | $ 96,000 |
| Dallas-Plano-Irving, TX | 8 | $ 1,448,000 | $ 181,000 | $ 206,000 |
| Detroit-Dearborn-Livonia, MI | 8 | $ 668,000 | $ 83,500 | $ 75,000 |
| Kansas City, MO-KS | 8 | $ 735,000 | $ 91,875 | $ 58,625 |
| Lake County-Kenosha County, IL-WI | 8 | $ 910,000 | $ 113,750 | $ 130,500 |
| Milwaukee-Waukesha-West Allis, WI | 8 | $ 1,139,000 | $ 142,375 | $ 68,000 |
| Orlando-Kissimmee-Sanford, FL | 8 | $ 1,206,000 | $ 150,750 | $ 106,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 8 | $ 1,572,000 | $ 196,500 | $ 124,000 |
| Tampa-St. Petersburg-Clearwater, FL | 8 | $ 788,000 | $ 98,500 | $ 120,000 |
| Anaheim-Santa Ana-Irvine, CA | 7 | $ 2,885,000 | $ 412,142 | $ 259,000 |
| Denver-Aurora-Lakewood, CO | 7 | $ 1,091,000 | $ 155,857 | $ 79,000 |
| Green Bay, WI | 7 | $ 574,000 | $ 82,000 | $ 105,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 6 | $ 527,000 | $ 87,833 | $ 106,000 |
| Cincinnati, OH-KY-IN | 6 | $ 359,000 | $ 59,833 | $ 59,666 |
| Elgin, IL | 6 | $ 1,009,000 | $ 168,166 | $ 126,000 |
| Fort Collins, CO | 6 | $ 927,000 | $ 154,500 | $ 70,000 |
| Indianapolis-Carmel-Anderson, IN | 6 | $ 1,041,000 | $ 173,500 | $ 144,000 |
| Pittsburgh, PA | 6 | $ 740,000 | $ 123,333 | $ 111,000 |
| Riverside-San Bernardino-Ontario, CA | 6 | $ 968,000 | $ 161,333 | $ 50,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 6 | $ 1,245,000 | $ 207,500 | $ 128,000 |
| Homosassa Springs, FL | 5 | $ 794,000 | $ 158,800 | $ 121,000 |
| Lake Havasu City-Kingman, AZ | 5 | $ 310,000 | $ 62,000 | $ 58,000 |
| Montgomery County-Bucks County-Chester County, PA | 5 | $ 608,000 | $ 121,600 | $ 85,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 5 | $ 1,008,000 | $ 201,600 | $ 82,000 |
| Oklahoma City, OK | 5 | $ 864,000 | $ 172,800 | $ 170,000 |
| Toledo, OH | 5 | $ 528,000 | $ 105,600 | $ 58,000 |
| Wausau, WI | 5 | $ 486,000 | $ 97,200 | $ 52,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 498,000 | $ 124,500 | $ 155,000 |
| Asheville, NC | 4 | $ 1,997,000 | $ 499,250 | $ 277,000 |
| Bakersfield, CA | 4 | $ 545,000 | $ 136,250 | $ 87,000 |
| Birmingham-Hoover, AL | 4 | $ 701,000 | $ 175,250 | $ 68,000 |
| Cape Coral-Fort Myers, FL | 4 | $ 332,000 | $ 83,000 | $ 71,000 |
| Clarksville, TN-KY | 4 | $ 395,000 | $ 98,750 | $ 38,000 |
| Coeur D'Alene, ID | 4 | $ 607,000 | $ 151,750 | $ 80,000 |
| Des Moines-West Des Moines, IA | 4 | $ 425,000 | $ 106,250 | $ 57,000 |
| Duluth, MN-WI | 4 | $ 544,000 | $ 136,000 | $ 85,000 |
| Eugene, OR | 4 | $ 335,000 | $ 83,750 | $ 103,000 |
| Fargo, ND-MN | 4 | $ 831,000 | $ 207,750 | $ 92,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4 | $ 454,000 | $ 113,500 | $ 43,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 680,000 | $ 170,000 | $ 95,000 |
| Port St. Lucie, FL | 4 | $ 122,000 | $ 30,500 | $ 63,000 |
| Racine, WI | 4 | $ 403,000 | $ 100,750 | $ 55,000 |
| Raleigh, NC | 4 | $ 784,000 | $ 196,000 | $ 106,000 |
| Rochester, MN | 4 | $ 1,115,000 | $ 278,750 | $ 154,000 |
| San Diego-Carlsbad, CA | 4 | $ 2,023,000 | $ 505,750 | $ 201,000 |
| Santa Maria-Santa Barbara, CA | 4 | $ 1,440,000 | $ 360,000 | $ 174,000 |
| Austin-Round Rock, TX | 3 | $ 732,000 | $ 244,000 | $ 133,000 |
| Camden, NJ | 3 | $ 294,000 | $ 98,000 | $ 79,000 |
| Colorado Springs, CO | 3 | $ 330,000 | $ 110,000 | $ 101,000 |
| Corpus Christi, TX | 3 | $ 113,000 | $ 37,666 | $ 101,000 |
| Dayton, OH | 3 | $ 118,000 | $ 39,333 | $ 279,000 |
| Fort Worth-Arlington, TX | 3 | $ 380,000 | $ 126,666 | $ 121,000 |
| Grand Forks, ND-MN | 3 | $ 719,000 | $ 239,666 | $ 143,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 355,000 | $ 118,333 | $ 44,000 |
| Hartford-West Hartford-East Hartford, CT | 3 | $ 398,000 | $ 132,666 | $ 110,000 |
| Kankakee, IL | 3 | $ 169,000 | $ 56,333 | $ 124,000 |
| Las Vegas-Henderson-Paradise, NV | 3 | $ 638,000 | $ 212,666 | $ 408,000 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 390,000 | $ 130,000 | $ 105,000 |
| Mankato-North Mankato, MN | 3 | $ 850,000 | $ 283,333 | $ 214,000 |
| Nassau County-Suffolk County, NY | 3 | $ 1,040,000 | $ 346,666 | $ 96,000 |
| New Orleans-Metairie, LA | 3 | $ 83,000 | $ 27,666 | $ 72,000 |
| New York-Jersey City-White Plains, NY-NJ | 3 | $ 435,000 | $ 145,000 | $ 90,666 |
| Oakland-Hayward-Berkeley, CA | 3 | $ 697,000 | $ 232,333 | $ 179,000 |
| Ocala, FL | 3 | $ 219,000 | $ 73,000 | $ 34,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 440,000 | $ 146,666 | $ 132,000 |
| Prescott, AZ | 3 | $ 602,000 | $ 200,666 | $ 67,000 |
| Rochester, NY | 3 | $ 99,000 | $ 33,000 | $ 87,000 |
| San Antonio-New Braunfels, TX | 3 | $ 904,000 | $ 301,333 | $ 80,000 |
| Tacoma-Lakewood, WA | 3 | $ 521,000 | $ 173,666 | $ 109,000 |
| Tallahassee, FL | 3 | $ 158,000 | $ 52,666 | $ 84,000 |
| Tucson, AZ | 3 | $ 293,000 | $ 97,666 | $ 71,000 |
| Anchorage, AK | 2 | $ 586,000 | $ 293,000 | $ 243,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 17,000 | $ 8,500 | $ 40,000 |
| Bismarck, ND | 2 | $ 167,000 | $ 83,500 | $ 99,000 |
| Cedar Rapids, IA | 2 | $ 158,000 | $ 79,000 | $ 127,000 |
| Columbia, SC | 2 | $ 260,000 | $ 130,000 | $ 114,000 |
| Columbus, OH | 2 | $ 130,000 | $ 65,000 | $ 74,000 |
| Decatur, IL | 2 | $ 124,000 | $ 62,000 | $ 133,000 |
| Eau Claire, WI | 2 | $ 161,000 | $ 80,500 | $ 75,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 448,000 | $ 224,000 | $ 42,000 |
| Fond Du Lac, WI | 2 | $ 75,000 | $ 37,500 | $ 50,000 |
| Gettysburg, PA | 2 | $ 292,000 | $ 146,000 | $ 59,000 |
| Greeley, CO | 2 | $ 348,000 | $ 174,000 | $ 83,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 178,000 | $ 89,000 | $ 37,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 155,000 | $ 77,500 | $ 42,000 |
| Jackson, MI | 2 | $ 97,000 | $ 48,500 | $ 81,000 |
| Kalamazoo-Portage, MI | 2 | $ 74,000 | $ 37,000 | $ 89,000 |
| La Crosse-Onalaska, WI-MN | 2 | $ 127,000 | $ 63,500 | $ 40,500 |
| Lancaster, PA | 2 | $ 407,000 | $ 203,500 | $ 144,000 |
| Lebanon, PA | 2 | $ 232,000 | $ 116,000 | $ 40,000 |
| Lincoln, NE | 2 | $ 245,000 | $ 122,500 | $ 76,000 |
| Madison, WI | 2 | $ 55,000 | $ 27,500 | $ 102,000 |
| Monroe, MI | 2 | $ 131,000 | $ 65,500 | $ 35,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 340,000 | $ 170,000 | $ 79,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 335,000 | $ 167,500 | $ 94,000 |
| Newark, NJ-PA | 2 | $ 198,000 | $ 99,000 | $ 40,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 245,000 | $ 122,500 | $ 65,000 |
| Ogden-Clearfield, UT | 2 | $ 3,600,000 | $ 1,800,000 | $ 0 |
| Philadelphia, PA | 2 | $ 298,000 | $ 149,000 | $ 107,000 |
| Pueblo, CO | 2 | $ 289,000 | $ 144,500 | $ 100,000 |
| Punta Gorda, FL | 2 | $ 258,000 | $ 129,000 | $ 67,000 |
| Rockford, IL | 2 | $ 130,000 | $ 65,000 | $ 54,000 |
| Rome, GA | 2 | $ 256,000 | $ 128,000 | $ 157,000 |
| Saginaw, MI | 2 | $ 344,000 | $ 172,000 | $ 110,000 |
| Salem, OR | 2 | $ 265,000 | $ 132,500 | $ 117,000 |
| Savannah, GA | 2 | $ 264,000 | $ 132,000 | $ 115,000 |
| Sheboygan, WI | 2 | $ 218,000 | $ 109,000 | $ 46,000 |
| Silver Spring-Frederick-Rockville, MD | 2 | $ 369,000 | $ 184,500 | $ 111,000 |
| St. Cloud, MN | 2 | $ 354,000 | $ 177,000 | $ 50,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2 | $ 220,000 | $ 110,000 | $ 41,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 2 | $ 1,624,000 | $ 812,000 | $ 140,000 |
| York-Hanover, PA | 2 | $ 495,000 | $ 247,500 | $ 458,000 |
| Akron, OH | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Albuquerque, NM | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 122,000 | $ 122,000 | $ 85,000 |
| Auburn-Opelika, AL | 1 | $ 126,000 | $ 126,000 | $ 83,000 |
| Bloomington, IL | 1 | $ 122,000 | $ 122,000 | $ 147,000 |
| Bloomsburg-Berwick, PA | 1 | $ 88,000 | $ 88,000 | $ 160,000 |
| Boise City, ID | 1 | $ 109,000 | $ 109,000 | $ 110,000 |
| Boulder, CO | 1 | $ 50,000 | $ 50,000 | $ 87,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 70,000 | $ 70,000 | $ 107,000 |
| Canton-Massillon, OH | 1 | $ 33,000 | $ 33,000 | $ 126,000 |
| Cape Girardeau, MO-IL | 1 | $ 30,000 | $ 30,000 | $ 42,000 |
| Champaign-Urbana, IL | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Charleston-North Charleston, SC | 1 | $ 5,000 | $ 5,000 | $ 133,000 |
| Chattanooga, TN-GA | 1 | $ 58,000 | $ 58,000 | $ 177,000 |
| Chico, CA | 1 | $ 219,000 | $ 219,000 | $ 66,000 |
| College Station-Bryan, TX | 1 | $ 110,000 | $ 110,000 | $ 182,000 |
| Columbia, MO | 1 | $ 29,000 | $ 29,000 | $ 64,000 |
| Columbus, IN | 1 | $ 230,000 | $ 230,000 | $ 58,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 156,000 | $ 156,000 | $ 131,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 348,000 | $ 348,000 | $ 82,000 |
| El Centro, CA | 1 | $ 110,000 | $ 110,000 | $ 89,000 |
| El Paso, TX | 1 | $ 169,000 | $ 169,000 | $ 52,000 |
| Fairbanks, AK | 1 | $ 232,000 | $ 232,000 | $ 106,000 |
| Fort Smith, AR-OK | 1 | $ 81,000 | $ 81,000 | $ 26,000 |
| Fort Wayne, IN | 1 | $ 12,000 | $ 12,000 | $ 70,000 |
| Grand Island, NE | 1 | $ 182,000 | $ 182,000 | $ 108,000 |
| Grants Pass, OR | 1 | $ 248,000 | $ 248,000 | $ 74,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 90,000 | $ 90,000 | $ 76,000 |
| Hammond, LA | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Harrisburg-Carlisle, PA | 1 | $ 245,000 | $ 245,000 | $ 34,000 |
| Jacksonville, FL | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Janesville-Beloit, WI | 1 | $ 75,000 | $ 75,000 | $ 87,000 |
| Jefferson City, MO | 1 | $ 3,000 | $ 3,000 | $ 26,000 |
| Knoxville, TN | 1 | $ 260,000 | $ 260,000 | $ 237,000 |
| Lakeland-Winter Haven, FL | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| Longview, WA | 1 | $ 232,000 | $ 232,000 | $ 115,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Madera, CA | 1 | $ 300,000 | $ 300,000 | $ 150,000 |
| Manhattan, KS | 1 | $ 40,000 | $ 40,000 | $ 72,000 |
| Medford, OR | 1 | $ 225,000 | $ 225,000 | $ 191,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Midland, TX | 1 | $ 176,000 | $ 176,000 | $ 33,000 |
| Morristown, TN | 1 | $ 236,000 | $ 236,000 | $ 154,000 |
| Muncie, IN | 1 | $ 92,000 | $ 92,000 | $ 69,000 |
| Muskegon, MI | 1 | $ 133,000 | $ 133,000 | $ 76,000 |
| Ocean City, NJ | 1 | $ 26,000 | $ 26,000 | $ 76,000 |
| Olympia-Tumwater, WA | 1 | $ 206,000 | $ 206,000 | $ 133,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 128,000 | $ 128,000 | $ 185,000 |
| Reading, PA | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Redding, CA | 1 | $ 21,000 | $ 21,000 | $ 93,000 |
| Roanoke, VA | 1 | $ 26,000 | $ 26,000 | $ 85,000 |
| Rockingham County-Strafford County, NH | 1 | $ 212,000 | $ 212,000 | $ 128,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 185,000 | $ 185,000 | $ 155,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 256,000 | $ 256,000 | $ 55,000 |
| Spartanburg, SC | 1 | $ 152,000 | $ 152,000 | $ 65,000 |
| Spokane-Spokane Valley, WA | 1 | $ 290,000 | $ 290,000 | $ 64,000 |
| St. Joseph, MO-KS | 1 | $ 3,000 | $ 3,000 | $ 142,000 |
| Staunton-Waynesboro, VA | 1 | $ 310,000 | $ 310,000 | $ 100,000 |
| Topeka, KS | 1 | $ 74,000 | $ 74,000 | $ 49,000 |
| Tulsa, OK | 1 | $ 95,000 | $ 95,000 | $ 188,000 |
| Vallejo-Fairfield, CA | 1 | $ 218,000 | $ 218,000 | $ 75,000 |
| Vineland-Bridgeton, NJ | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Warner Robins, GA | 1 | $ 84,000 | $ 84,000 | $ 58,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1 | $ 305,000 | $ 305,000 | $ 350,000 |
| Wichita Falls, TX | 1 | $ 96,000 | $ 96,000 | $ 74,000 |
| Wichita, KS | 1 | $ 139,000 | $ 139,000 | $ 41,000 |
| Wilmington, DE-MD-NJ | 1 | $ 36,000 | $ 36,000 | $ 79,000 |
| Winston-Salem, NC | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Worcester, MA-CT | 1 | $ 109,000 | $ 109,000 | $ 36,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 3,000 | $ 3,000 | $ 11,000 |
Mortgage Loan Application Detail Totals for Thrivent Federal Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 521 | $76,864,000 | $147,000 | $2,400,000 | $96,000 | $693,000 |
| Home Purchase | 293 | $57,673,000 | $196,000 | $780,000 | $106,000 | $1,608,000 |
| Home Improvement | 186 | $10,367,000 | $55,000 | $450,000 | $105,000 | $1,100,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 725 | $96,777,000 | $133,000 | $1,440,000 | $97,000 | $1,100,000 |
| Not Provided | 224 | $37,911,000 | $169,000 | $735,000 | $116,000 | $1,608,000 |
| Black or African American | 28 | $2,810,000 | $100,000 | $303,000 | $95,000 | $250,000 |
| Hispanic | 17 | $2,934,000 | $172,000 | $508,000 | $68,000 | $152,000 |
| Asian | 2 | $337,000 | $168,000 | $262,000 | $113,000 | $122,000 |
| Not applicable | 2 | $3,600,000 | $1,800,000 | $2,400,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $355,000 | $355,000 | $355,000 | $112,000 | $112,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $180,000 | $180,000 | $180,000 | $22,000 | $22,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 992 | $143,376,000 | $144,000 | $2,400,000 | $101,000 | $1,608,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,528,000 | $191,000 | $330,000 | $74,000 | $85,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 643 | $87,805,000 | $136,000 | $2,400,000 | $101,000 | $1,100,000 |
| Application Approved But Not Accepted | 229 | $40,171,000 | $175,000 | $1,440,000 | $108,000 | $1,608,000 |
| Application Denied By Financial Institution | 123 | $15,170,000 | $123,000 | $1,343,000 | $81,000 | $498,000 |
| Preapproval Approved but not Accepted | 5 | $1,758,000 | $351,000 | $636,000 | $106,000 | $216,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 53 | $7,911,000 | $149,000 | $1,343,000 | $68,000 | $250,000 |
| Credit History | 40 | $4,942,000 | $123,000 | $655,000 | $94,000 | $498,000 |
| Collateral | 21 | $1,414,000 | $67,000 | $315,000 | $94,000 | $233,000 |
| Other | 4 | $387,000 | $96,000 | $147,000 | $126,000 | $245,000 |
| Employment History | 2 | $68,000 | $34,000 | $42,000 | $11,000 | $23,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $230,000 | $115,000 | $120,000 | $43,000 | $43,000 |
| Mortgage Insurance Denied | 1 | $218,000 | $218,000 | $218,000 | $58,000 | $58,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Thrivent Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Thrivent Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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