Tib National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Tib National Association 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tib National Association 11701 Luna Road Farmers Branch, TX 75234 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 575 |
| Total Mortgage Loan Application Amount | $207,555,000 |
| Average Mortgage Loan Application Amount | $335,500 |
| Highest Mortgage Loan Application Amount | $3,745,000 |
| Average Applicant Income | $150,250 |
| Highest Applicant Income | $1,662,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Tib National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tib National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Tib National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tib National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Tib National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tib National Association's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 28 | $ 16,400,000 | $ 585,000 | $ 0 |
| Smith County Texas | 19 | $ 5,325,000 | $ 280,000 | $ 181,000 |
| McLennan County Texas | 16 | $ 4,590,000 | $ 286,000 | $ 104,000 |
| Maricopa County Arizona | 14 | $ 5,700,000 | $ 407,000 | $ 353,000 |
| Riverside County California | 13 | $ 5,315,000 | $ 408,000 | $ 0 |
| San Diego County California | 11 | $ 6,475,000 | $ 588,000 | $ 0 |
| Orange County California | 9 | $ 9,455,000 | $ 1,050,000 | $ 0 |
| Lafayette County Louisiana | 8 | $ 2,590,000 | $ 323,000 | $ 158,000 |
| Rapides County Louisiana | 8 | $ 1,590,000 | $ 198,000 | $ 90,000 |
| Luna County New Mexico | 8 | $ 1,660,000 | $ 207,000 | $ 137,000 |
| Hidalgo County Texas | 8 | $ 2,520,000 | $ 315,000 | $ 312,000 |
| Ochiltree County Texas | 8 | $ 1,550,000 | $ 193,000 | $ 99,000 |
| Clark County Nevada | 7 | $ 1,955,000 | $ 279,000 | $ 0 |
| Burnet County Texas | 7 | $ 1,915,000 | $ 273,000 | $ 124,000 |
| Tarrant County Texas | 7 | $ 1,295,000 | $ 185,000 | $ 125,000 |
| San Mateo County California | 6 | $ 4,850,000 | $ 808,000 | $ 0 |
| Laclede County Missouri | 6 | $ 880,000 | $ 146,000 | $ 61,000 |
| Van Zandt County Texas | 6 | $ 2,060,000 | $ 343,000 | $ 120,000 |
| Wood County Texas | 6 | $ 1,330,000 | $ 221,000 | $ 117,000 |
| King County Washington | 6 | $ 4,500,000 | $ 750,000 | $ 0 |
| Denver County Colorado | 5 | $ 2,845,000 | $ 569,000 | $ 0 |
| Hansford County Texas | 5 | $ 845,000 | $ 169,000 | $ 127,000 |
| Hunt County Texas | 5 | $ 1,495,000 | $ 299,000 | $ 129,000 |
| Walker County Texas | 5 | $ 1,075,000 | $ 215,000 | $ 92,000 |
| Drew County Arkansas | 4 | $ 640,000 | $ 160,000 | $ 71,000 |
| Santa Clara County California | 4 | $ 3,920,000 | $ 980,000 | $ 0 |
| Ventura County California | 4 | $ 2,570,000 | $ 642,000 | $ 0 |
| Lake County Florida | 4 | $ 720,000 | $ 180,000 | $ 0 |
| Miami-Dade County Florida | 4 | $ 870,000 | $ 217,000 | $ 0 |
| Okaloosa County Florida | 4 | $ 1,430,000 | $ 357,000 | $ 0 |
| Palm Beach County Florida | 4 | $ 1,420,000 | $ 355,000 | $ 0 |
| Santa Rosa County Florida | 4 | $ 1,730,000 | $ 432,000 | $ 0 |
| Sarasota County Florida | 4 | $ 1,960,000 | $ 490,000 | $ 0 |
| McDonald County Missouri | 4 | $ 990,000 | $ 247,000 | $ 140,000 |
| Brazos County Texas | 4 | $ 680,000 | $ 170,000 | $ 0 |
| Dallas County Texas | 4 | $ 2,110,000 | $ 527,000 | $ 149,000 |
| Henderson County Texas | 4 | $ 1,080,000 | $ 270,000 | $ 107,000 |
| Kaufman County Texas | 4 | $ 1,060,000 | $ 265,000 | $ 137,000 |
| Montgomery County Texas | 4 | $ 950,000 | $ 237,000 | $ 181,000 |
| Moore County Texas | 4 | $ 570,000 | $ 142,000 | $ 73,000 |
| Pierce County Washington | 4 | $ 1,830,000 | $ 457,000 | $ 0 |
| Benton County Arkansas | 3 | $ 1,005,000 | $ 335,000 | $ 286,000 |
| Alameda County California | 3 | $ 1,695,000 | $ 565,000 | $ 0 |
| Marin County California | 3 | $ 3,105,000 | $ 1,035,000 | $ 0 |
| Placer County California | 3 | $ 985,000 | $ 328,000 | $ 0 |
| St. Lucie County Florida | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Volusia County Florida | 3 | $ 1,345,000 | $ 448,000 | $ 0 |
| Fulton County Georgia | 3 | $ 2,555,000 | $ 851,000 | $ 0 |
| Grant County Louisiana | 3 | $ 495,000 | $ 165,000 | $ 77,000 |
| St. James County Louisiana | 3 | $ 935,000 | $ 311,000 | $ 0 |
| Grant County New Mexico | 3 | $ 675,000 | $ 225,000 | $ 86,000 |
| Creek County Oklahoma | 3 | $ 1,125,000 | $ 375,000 | $ 162,000 |
| Bell County Texas | 3 | $ 645,000 | $ 215,000 | $ 145,000 |
| Clay County Texas | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Collin County Texas | 3 | $ 795,000 | $ 265,000 | $ 191,000 |
| Comal County Texas | 3 | $ 965,000 | $ 321,000 | $ 357,000 |
| Dallam County Texas | 3 | $ 525,000 | $ 175,000 | $ 78,000 |
| Denton County Texas | 3 | $ 935,000 | $ 311,000 | $ 163,000 |
| Harris County Texas | 3 | $ 1,445,000 | $ 481,000 | $ 0 |
| Hartley County Texas | 3 | $ 475,000 | $ 158,000 | $ 88,000 |
| Lipscomb County Texas | 3 | $ 315,000 | $ 105,000 | $ 61,000 |
| Lubbock County Texas | 3 | $ 445,000 | $ 148,000 | $ 131,000 |
| Potter County Texas | 3 | $ 715,000 | $ 238,000 | $ 134,000 |
| Snohomish County Washington | 3 | $ 2,405,000 | $ 801,000 | $ 215,000 |
| Pima County Arizona | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Yavapai County Arizona | 2 | $ 1,160,000 | $ 580,000 | $ 0 |
| Washington County Arkansas | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Fresno County California | 2 | $ 910,000 | $ 455,000 | $ 0 |
| Sacramento County California | 2 | $ 1,150,000 | $ 575,000 | $ 0 |
| Douglas County Colorado | 2 | $ 670,000 | $ 335,000 | $ 0 |
| Hartford County Connecticut | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Bay County Florida | 2 | $ 930,000 | $ 465,000 | $ 0 |
| Broward County Florida | 2 | $ 640,000 | $ 320,000 | $ 0 |
| Collier County Florida | 2 | $ 1,090,000 | $ 545,000 | $ 0 |
| Hernando County Florida | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Lee County Florida | 2 | $ 690,000 | $ 345,000 | $ 0 |
| Marion County Florida | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Pinellas County Florida | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Cobb County Georgia | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Monroe County Illinois | 2 | $ 230,000 | $ 115,000 | $ 111,000 |
| Clinton County Indiana | 2 | $ 260,000 | $ 130,000 | $ 55,000 |
| Bossier County Louisiana | 2 | $ 430,000 | $ 215,000 | $ 98,000 |
| Lafourche County Louisiana | 2 | $ 580,000 | $ 290,000 | $ 0 |
| St. Martin County Louisiana | 2 | $ 240,000 | $ 120,000 | $ 78,000 |
| Vermilion County Louisiana | 2 | $ 470,000 | $ 235,000 | $ 244,000 |
| Middlesex County Massachusetts | 2 | $ 950,000 | $ 475,000 | $ 0 |
| Christian County Missouri | 2 | $ 620,000 | $ 310,000 | $ 113,000 |
| Missoula County Montana | 2 | $ 780,000 | $ 390,000 | $ 83,000 |
| Hillsborough County New Hampshire | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Dona Ana County New Mexico | 2 | $ 600,000 | $ 300,000 | $ 176,000 |
| Lea County New Mexico | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Canadian County Oklahoma | 2 | $ 240,000 | $ 120,000 | $ 58,000 |
| Okmulgee County Oklahoma | 2 | $ 380,000 | $ 190,000 | $ 54,000 |
| Ottawa County Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 74,000 |
| Tulsa County Oklahoma | 2 | $ 1,900,000 | $ 950,000 | $ 853,000 |
| Washington County Oregon | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Bristol County Rhode Island | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Bosque County Texas | 2 | $ 360,000 | $ 180,000 | $ 123,000 |
| Cameron County Texas | 2 | $ 580,000 | $ 290,000 | $ 178,000 |
| Grayson County Texas | 2 | $ 910,000 | $ 455,000 | $ 75,000 |
| Parmer County Texas | 2 | $ 330,000 | $ 165,000 | $ 51,000 |
| Randall County Texas | 2 | $ 560,000 | $ 280,000 | $ 145,000 |
| Sherman County Texas | 2 | $ 160,000 | $ 80,000 | $ 89,000 |
| Tom Green County Texas | 2 | $ 870,000 | $ 435,000 | $ 115,000 |
| Wichita County Texas | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Williamson County Texas | 2 | $ 1,300,000 | $ 650,000 | $ 155,000 |
| Salt Lake County Utah | 2 | $ 1,080,000 | $ 540,000 | $ 0 |
| Lee County Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Ashley County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Bradley County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Cleveland County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 108,000 |
| Faulkner County Arkansas | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Jefferson County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Lincoln County Arkansas | 1 | $ 345,000 | $ 345,000 | $ 161,000 |
| Lonoke County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 99,000 |
| Butte County California | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Contra Costa County California | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Glenn County California | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Kings County California | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Monterey County California | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Plumas County California | 1 | $ 255,000 | $ 255,000 | $ 0 |
| San Francisco County California | 1 | $ 3,745,000 | $ 3,745,000 | $ 0 |
| San Joaquin County California | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Solano County California | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Adams County Colorado | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Boulder County Colorado | 1 | $ 1,095,000 | $ 1,095,000 | $ 0 |
| Eagle County Colorado | 1 | $ 1,045,000 | $ 1,045,000 | $ 0 |
| El Paso County Colorado | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Larimer County Colorado | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Pitkin County Colorado | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 725,000 | $ 725,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Brevard County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Duval County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Indian River County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Polk County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Whitfield County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
| Maui County Hawaii | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 365,000 | $ 365,000 | $ 119,000 |
| Knox County Illinois | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Peoria County Illinois | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| Union County Iowa | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Assumption County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Caddo County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 123,000 |
| La Salle County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| St. John the Baptist County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Terrebonne County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 232,000 |
| Winn County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Bristol County Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Livingston County Michigan | 1 | $ 245,000 | $ 245,000 | $ 0 |
| St. Joseph County Michigan | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Alcorn County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Cole County Missouri | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Webster County Missouri | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Gallatin County Montana | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Madison County Montana | 1 | $ 1,605,000 | $ 1,605,000 | $ 0 |
| Ravalli County Montana | 1 | $ 525,000 | $ 525,000 | $ 218,000 |
| Washoe County Nevada | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Strafford County New Hampshire | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Hidalgo County New Mexico | 1 | $ 285,000 | $ 285,000 | $ 155,000 |
| Santa Fe County New Mexico | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Franklin County Ohio | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Knox County Ohio | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Licking County Ohio | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Madison County Ohio | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Warren County Ohio | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Carter County Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Cleveland County Oklahoma | 1 | $ 495,000 | $ 495,000 | $ 135,000 |
| Delaware County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Mayes County Oklahoma | 1 | $ 695,000 | $ 695,000 | $ 380,000 |
| McIntosh County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Muskogee County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 645,000 | $ 645,000 | $ 457,000 |
| Washington County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| Benton County Oregon | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Linn County Oregon | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Horry County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| York County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Anderson County Texas | 1 | $ 225,000 | $ 225,000 | $ 130,000 |
| Angelina County Texas | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Bexar County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Brooks County Texas | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Brown County Texas | 1 | $ 345,000 | $ 345,000 | $ 200,000 |
| Cherokee County Texas | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Deaf Smith County Texas | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| El Paso County Texas | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Ellis County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Fannin County Texas | 1 | $ 265,000 | $ 265,000 | $ 119,000 |
| Gillespie County Texas | 1 | $ 395,000 | $ 395,000 | $ 125,000 |
| Gregg County Texas | 1 | $ 315,000 | $ 315,000 | $ 110,000 |
| Hall County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hill County Texas | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| Hopkins County Texas | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Houston County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Jasper County Texas | 1 | $ 695,000 | $ 695,000 | $ 180,000 |
| Kendall County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Llano County Texas | 1 | $ 215,000 | $ 215,000 | $ 113,000 |
| Mitchell County Texas | 1 | $ 235,000 | $ 235,000 | $ 659,000 |
| Montague County Texas | 1 | $ 355,000 | $ 355,000 | $ 281,000 |
| Nueces County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Reagan County Texas | 1 | $ 75,000 | $ 75,000 | $ 115,000 |
| Rockwall County Texas | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Runnels County Texas | 1 | $ 235,000 | $ 235,000 | $ 137,000 |
| Rusk County Texas | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Taylor County Texas | 1 | $ 225,000 | $ 225,000 | $ 163,000 |
| Trinity County Texas | 1 | $ 675,000 | $ 675,000 | $ 350,000 |
| Young County Texas | 1 | $ 305,000 | $ 305,000 | $ 166,000 |
| Cache County Utah | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Davis County Utah | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Iron County Utah | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Utah County Utah | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Washington County Utah | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Nottoway County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Benton County Washington | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Grant County Washington | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Grays Harbor County Washington | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Mason County Washington | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Stevens County Washington | 1 | $ 525,000 | $ 525,000 | $ 132,000 |
| Whatcom County Washington | 1 | $ 1,175,000 | $ 1,175,000 | $ 0 |
Mortgage Loan Application Detail Totals for Tib National Association in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 258 | $68,530,000 | $265,000 | $1,765,000 | $136,000 | $1,662,000 |
| Cash-out Refinancing | 246 | $117,640,000 | $478,000 | $3,745,000 | $147,000 | $357,000 |
| Refinancing | 40 | $12,450,000 | $311,000 | $1,825,000 | $153,000 | $380,000 |
| Other Purpose | 31 | $8,935,000 | $288,000 | $735,000 | $165,000 | $353,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 286 | $130,740,000 | $457,000 | $3,745,000 | $0 | $0 |
| White | 200 | $53,070,000 | $265,000 | $1,765,000 | $144,000 | $1,662,000 |
| Hispanic | 58 | $13,450,000 | $231,000 | $695,000 | $119,000 | $462,000 |
| Not Provided | 15 | $4,805,000 | $320,000 | $635,000 | $177,000 | $353,000 |
| Black or African American | 8 | $2,640,000 | $330,000 | $705,000 | $105,000 | $155,000 |
| Asian | 5 | $1,865,000 | $373,000 | $485,000 | $188,000 | $360,000 |
| American Indian or Alaskan Native | 2 | $620,000 | $310,000 | $495,000 | $91,000 | $135,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 458 | $180,280,000 | $393,000 | $3,745,000 | $168,000 | $1,662,000 |
| FHA-insured (Federal Housing Administration) | 64 | $13,460,000 | $210,000 | $465,000 | $89,000 | $209,000 |
| VA-guaranteed (Veterans Administration) | 28 | $9,740,000 | $347,000 | $695,000 | $127,000 | $450,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $4,075,000 | $163,000 | $285,000 | $61,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 331 | $142,865,000 | $431,000 | $3,745,000 | $0 | $0 |
| Loan Originated | 191 | $48,775,000 | $255,000 | $705,000 | $132,000 | $1,021,000 |
| Application Denied By Financial Institution | 39 | $10,055,000 | $257,000 | $1,005,000 | $132,000 | $659,000 |
| Application Withdrawn By Applicant | 10 | $4,160,000 | $416,000 | $1,765,000 | $268,000 | $1,662,000 |
| Application Approved But Not Accepted | 4 | $1,700,000 | $425,000 | $635,000 | $180,000 | $353,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 536 | $197,500,000 | $368,000 | $3,745,000 | $140,000 | $1,662,000 |
| Credit Application Incomplete | 20 | $6,660,000 | $333,000 | $1,005,000 | $172,000 | $659,000 |
| Collateral | 7 | $1,415,000 | $202,000 | $425,000 | $108,000 | $298,000 |
| Other | 5 | $1,075,000 | $215,000 | $315,000 | $112,000 | $176,000 |
| Debt-To-Income Ratio | 4 | $610,000 | $152,000 | $245,000 | $39,000 | $76,000 |
| Credit History | 3 | $295,000 | $98,000 | $115,000 | $78,000 | $84,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tib National Association's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tib National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.