Tidewater Mortgage Services, Inc Mortgage Lending & HMDA Data, 2025
In 2025, Tidewater Mortgage Services, Inc of Virginia Beach, VA reported 2,588 mortgage applications totaling $792.9 million, up 6% from 2024. The average application was for $306,371, and applicants reported an average income of $118,494. 67% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Virginia Beach-Norfolk-Newport News, VA-NC (699), Myrtle Beach-Conway-North Myrtle Beach, SC-NC (252) and Richmond, VA (163) (applications in parentheses).
| Mortgage Company & Address | Tidewater Mortgage Services, Inc 200 Golden Oak Court Ste. 100 Virginia Beach, VA 26452 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 2,588 |
| Total Mortgage Loan Application Amount | $792,890,000 |
| Average Mortgage Loan Application Amount | $306,371 |
| Highest Mortgage Loan Application Amount | $2,205,000 |
| Average Applicant Income | $118,494 |
| Highest Applicant Income | $1,218,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tidewater Mortgage Services, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Horry, South Carolina | 252 | $ 79,280,000 | $ 314,603 | $ 153,000 |
| Virginia Beach, Virginia | 196 | $ 78,680,000 | $ 401,428 | $ 153,000 |
| Sussex, Delaware | 138 | $ 40,850,000 | $ 296,014 | $ 84,000 |
| Suffolk, Virginia | 98 | $ 47,470,000 | $ 484,387 | $ 166,000 |
| Chesapeake, Virginia | 95 | $ 37,515,000 | $ 394,894 | $ 139,000 |
| Hampton, Virginia | 85 | $ 23,785,000 | $ 279,823 | $ 118,000 |
| Venango, Pennsylvania | 70 | $ 10,670,000 | $ 152,428 | $ 77,000 |
| Norfolk, Virginia | 64 | $ 20,190,000 | $ 315,468 | $ 114,000 |
| Kent, Delaware | 63 | $ 18,845,000 | $ 299,126 | $ 97,000 |
| Brunswick, North Carolina | 61 | $ 16,975,000 | $ 278,278 | $ 120,000 |
| Accomack, Virginia | 57 | $ 12,615,000 | $ 221,315 | $ 74,000 |
| New Castle, Delaware | 49 | $ 16,735,000 | $ 341,530 | $ 110,000 |
| Pasco, Florida | 45 | $ 8,475,000 | $ 188,333 | $ 86,000 |
| Portsmouth, Virginia | 43 | $ 9,245,000 | $ 215,000 | $ 92,000 |
| Chesterfield, Virginia | 38 | $ 10,490,000 | $ 276,052 | $ 89,000 |
| Newport News, Virginia | 36 | $ 8,020,000 | $ 222,777 | $ 85,000 |
| Cumberland, Pennsylvania | 33 | $ 9,985,000 | $ 302,575 | $ 123,000 |
| York, Pennsylvania | 33 | $ 8,275,000 | $ 250,757 | $ 103,000 |
| Berks, Pennsylvania | 28 | $ 5,760,000 | $ 205,714 | $ 75,000 |
| Warren, Pennsylvania | 27 | $ 4,965,000 | $ 183,888 | $ 93,000 |
| Caroline, Virginia | 26 | $ 7,490,000 | $ 288,076 | $ 97,000 |
| Franklin, Pennsylvania | 25 | $ 6,935,000 | $ 277,400 | $ 115,000 |
| Hampshire, West Virginia | 25 | $ 6,315,000 | $ 252,600 | $ 97,000 |
| Wicomico, Maryland | 24 | $ 6,360,000 | $ 265,000 | $ 80,000 |
| Monmouth, New Jersey | 24 | $ 12,480,000 | $ 520,000 | $ 246,000 |
| Pinellas, Florida | 22 | $ 4,280,000 | $ 194,545 | $ 116,000 |
| Clarion, Pennsylvania | 22 | $ 3,840,000 | $ 174,545 | $ 83,000 |
| Orange, Virginia | 21 | $ 7,205,000 | $ 343,095 | $ 92,000 |
| Dauphin, Pennsylvania | 20 | $ 5,370,000 | $ 268,500 | $ 124,000 |
| Somerset, Maryland | 19 | $ 4,785,000 | $ 251,842 | $ 84,000 |
| Currituck, North Carolina | 19 | $ 9,315,000 | $ 490,263 | $ 153,000 |
| Henrico, Virginia | 18 | $ 3,880,000 | $ 215,555 | $ 64,000 |
| Isle of Wight, Virginia | 18 | $ 5,610,000 | $ 311,666 | $ 108,000 |
| Caroline, Maryland | 14 | $ 4,660,000 | $ 332,857 | $ 90,000 |
| Johnston, North Carolina | 14 | $ 4,840,000 | $ 345,714 | $ 140,000 |
| Louisa, Virginia | 14 | $ 5,000,000 | $ 357,142 | $ 109,000 |
| Prince George, Virginia | 14 | $ 4,280,000 | $ 305,714 | $ 113,000 |
| Dorchester, Maryland | 13 | $ 3,575,000 | $ 275,000 | $ 92,000 |
| New Hanover, North Carolina | 13 | $ 4,765,000 | $ 366,538 | $ 124,000 |
| Delaware, Pennsylvania | 13 | $ 3,565,000 | $ 274,230 | $ 105,000 |
| Gloucester, Virginia | 13 | $ 4,045,000 | $ 311,153 | $ 88,000 |
| Worcester, Maryland | 12 | $ 3,350,000 | $ 279,166 | $ 157,000 |
| Colonial Heights, Virginia | 12 | $ 2,130,000 | $ 177,500 | $ 65,000 |
| Hopewell, Virginia | 12 | $ 1,980,000 | $ 165,000 | $ 68,000 |
| Spotsylvania, Virginia | 12 | $ 5,150,000 | $ 429,166 | $ 129,000 |
| Mineral, West Virginia | 12 | $ 2,550,000 | $ 212,500 | $ 96,000 |
| Adams, Pennsylvania | 11 | $ 3,015,000 | $ 274,090 | $ 122,000 |
| Philadelphia, Pennsylvania | 11 | $ 2,815,000 | $ 255,909 | $ 97,000 |
| Tioga, Pennsylvania | 11 | $ 2,195,000 | $ 199,545 | $ 78,000 |
| Petersburg, Virginia | 11 | $ 2,115,000 | $ 192,272 | $ 52,000 |
| Hernando, Florida | 10 | $ 1,580,000 | $ 158,000 | $ 95,000 |
| Montgomery, Pennsylvania | 10 | $ 3,260,000 | $ 326,000 | $ 127,000 |
| Dinwiddie, Virginia | 10 | $ 2,320,000 | $ 232,000 | $ 146,000 |
| King and Queen, Virginia | 10 | $ 2,030,000 | $ 203,000 | $ 74,000 |
| Northampton, Virginia | 10 | $ 2,690,000 | $ 269,000 | $ 94,000 |
| Westmoreland, Virginia | 10 | $ 2,530,000 | $ 253,000 | $ 80,000 |
| Brevard, Florida | 9 | $ 2,725,000 | $ 302,777 | $ 101,000 |
| Washington, Maryland | 9 | $ 2,205,000 | $ 245,000 | $ 133,000 |
| Harnett, North Carolina | 9 | $ 2,865,000 | $ 318,333 | $ 110,000 |
| Pitt, North Carolina | 9 | $ 2,125,000 | $ 236,111 | $ 83,000 |
| Middlesex, Virginia | 9 | $ 2,255,000 | $ 250,555 | $ 89,000 |
| Richmond City, Virginia | 9 | $ 2,685,000 | $ 298,333 | $ 118,000 |
| Hillsborough, Florida | 8 | $ 2,600,000 | $ 325,000 | $ 95,000 |
| Anne Arundel, Maryland | 8 | $ 2,720,000 | $ 340,000 | $ 126,000 |
| Middlesex, New Jersey | 8 | $ 3,390,000 | $ 423,750 | $ 169,000 |
| Forest, Pennsylvania | 8 | $ 1,320,000 | $ 165,000 | $ 73,000 |
| Frederick, Maryland | 7 | $ 2,965,000 | $ 423,571 | $ 188,000 |
| Queen Anne's, Maryland | 7 | $ 2,545,000 | $ 363,571 | $ 91,000 |
| Ocean, New Jersey | 7 | $ 2,625,000 | $ 375,000 | $ 144,000 |
| Gates, North Carolina | 7 | $ 1,645,000 | $ 235,000 | $ 99,000 |
| Lancaster, Pennsylvania | 7 | $ 1,875,000 | $ 267,857 | $ 89,000 |
| Culpeper, Virginia | 7 | $ 2,285,000 | $ 326,428 | $ 91,000 |
| Surry, Virginia | 7 | $ 1,665,000 | $ 237,857 | $ 70,000 |
| Sussex, Virginia | 7 | $ 1,125,000 | $ 160,714 | $ 62,000 |
| Kent, Maryland | 6 | $ 1,860,000 | $ 310,000 | $ 95,000 |
| Camden, New Jersey | 6 | $ 1,820,000 | $ 303,333 | $ 150,000 |
| Morris, New Jersey | 6 | $ 3,010,000 | $ 501,666 | $ 213,000 |
| Beaufort, North Carolina | 6 | $ 1,220,000 | $ 203,333 | $ 87,000 |
| Franklin, North Carolina | 6 | $ 2,360,000 | $ 393,333 | $ 174,000 |
| Bucks, Pennsylvania | 6 | $ 2,150,000 | $ 358,333 | $ 206,000 |
| Chester, Pennsylvania | 6 | $ 2,610,000 | $ 435,000 | $ 148,000 |
| Jefferson, Pennsylvania | 6 | $ 910,000 | $ 151,666 | $ 61,000 |
| Northampton, Pennsylvania | 6 | $ 1,830,000 | $ 305,000 | $ 112,000 |
| James City, Virginia | 6 | $ 1,640,000 | $ 273,333 | $ 72,000 |
| Richmond, Virginia | 6 | $ 1,500,000 | $ 250,000 | $ 87,000 |
| Citrus, Florida | 5 | $ 1,235,000 | $ 247,000 | $ 73,000 |
| Orange, Florida | 5 | $ 1,785,000 | $ 357,000 | $ 145,000 |
| Allegany, Maryland | 5 | $ 635,000 | $ 127,000 | $ 94,000 |
| Pasquotank, North Carolina | 5 | $ 1,365,000 | $ 273,000 | $ 56,000 |
| Perquimans, North Carolina | 5 | $ 1,385,000 | $ 277,000 | $ 153,000 |
| Amelia, Virginia | 5 | $ 1,475,000 | $ 295,000 | $ 102,000 |
| King George, Virginia | 5 | $ 1,985,000 | $ 397,000 | $ 106,000 |
| Northumberland, Virginia | 5 | $ 1,265,000 | $ 253,000 | $ 63,000 |
| Seminole, Florida | 4 | $ 1,770,000 | $ 442,500 | $ 252,000 |
| Cape May, New Jersey | 4 | $ 2,290,000 | $ 572,500 | $ 284,000 |
| Mercer, New Jersey | 4 | $ 2,070,000 | $ 517,500 | $ 219,000 |
| Camden, North Carolina | 4 | $ 1,760,000 | $ 440,000 | $ 134,000 |
| Durham, North Carolina | 4 | $ 1,350,000 | $ 337,500 | $ 132,000 |
| Granville, North Carolina | 4 | $ 1,890,000 | $ 472,500 | $ 120,000 |
| Pender, North Carolina | 4 | $ 1,930,000 | $ 482,500 | $ 250,000 |
| Hanover, Virginia | 4 | $ 1,530,000 | $ 382,500 | $ 97,000 |
| Loudoun, Virginia | 4 | $ 1,140,000 | $ 285,000 | $ 118,000 |
| Mathews, Virginia | 4 | $ 730,000 | $ 182,500 | $ 72,000 |
| Mecklenburg, Virginia | 4 | $ 1,210,000 | $ 302,500 | $ 101,000 |
| New Kent, Virginia | 4 | $ 1,940,000 | $ 485,000 | $ 133,000 |
| Powhatan, Virginia | 4 | $ 1,080,000 | $ 270,000 | $ 97,000 |
| Southampton, Virginia | 4 | $ 1,250,000 | $ 312,500 | $ 89,000 |
| York, Virginia | 4 | $ 1,490,000 | $ 372,500 | $ 107,000 |
| Polk, Florida | 3 | $ 505,000 | $ 168,333 | $ 101,000 |
| Charles, Maryland | 3 | $ 1,015,000 | $ 338,333 | $ 96,000 |
| Prince George's, Maryland | 3 | $ 685,000 | $ 228,333 | $ 71,000 |
| Burlington, New Jersey | 3 | $ 1,335,000 | $ 445,000 | $ 150,000 |
| Cumberland, New Jersey | 3 | $ 815,000 | $ 271,666 | $ 81,000 |
| Gloucester, New Jersey | 3 | $ 865,000 | $ 288,333 | $ 108,000 |
| Alamance, North Carolina | 3 | $ 655,000 | $ 218,333 | $ 89,000 |
| Chowan, North Carolina | 3 | $ 685,000 | $ 228,333 | $ 74,000 |
| Craven, North Carolina | 3 | $ 365,000 | $ 121,666 | $ 60,000 |
| Allegheny, Pennsylvania | 3 | $ 575,000 | $ 191,666 | $ 84,000 |
| Lycoming, Pennsylvania | 3 | $ 715,000 | $ 238,333 | $ 114,000 |
| Northumberland, Pennsylvania | 3 | $ 365,000 | $ 121,666 | $ 52,000 |
| Perry, Pennsylvania | 3 | $ 1,085,000 | $ 361,666 | $ 148,000 |
| Beaufort, South Carolina | 3 | $ 1,465,000 | $ 488,333 | $ 203,000 |
| Richland, South Carolina | 3 | $ 675,000 | $ 225,000 | $ 87,000 |
| Essex, Virginia | 3 | $ 915,000 | $ 305,000 | $ 105,000 |
| Nottoway, Virginia | 3 | $ 275,000 | $ 91,666 | $ 52,000 |
| Prince William, Virginia | 3 | $ 1,855,000 | $ 618,333 | $ 234,000 |
| Stafford, Virginia | 3 | $ 1,165,000 | $ 388,333 | $ 153,000 |
| Berkeley, West Virginia | 3 | $ 935,000 | $ 311,666 | $ 118,000 |
| District of Columbia, District Of Columbia | 2 | $ 3,050,000 | $ 1,525,000 | $ 482,000 |
| Charlotte, Florida | 2 | $ 590,000 | $ 295,000 | $ 142,000 |
| Duval, Florida | 2 | $ 230,000 | $ 115,000 | $ 85,000 |
| Escambia, Florida | 2 | $ 610,000 | $ 305,000 | $ 61,000 |
| Flagler, Florida | 2 | $ 710,000 | $ 355,000 | $ 234,000 |
| Monroe, Florida | 2 | $ 1,900,000 | $ 950,000 | $ 317,000 |
| Nassau, Florida | 2 | $ 1,040,000 | $ 520,000 | $ 417,000 |
| Palm Beach, Florida | 2 | $ 490,000 | $ 245,000 | $ 113,000 |
| St. Mary's, Maryland | 2 | $ 800,000 | $ 400,000 | $ 202,000 |
| Talbot, Maryland | 2 | $ 600,000 | $ 300,000 | $ 75,000 |
| Essex, New Jersey | 2 | $ 930,000 | $ 465,000 | $ 205,000 |
| Salem, New Jersey | 2 | $ 320,000 | $ 160,000 | $ 125,000 |
| Caswell, North Carolina | 2 | $ 560,000 | $ 280,000 | $ 72,000 |
| Robeson, North Carolina | 2 | $ 380,000 | $ 190,000 | $ 62,000 |
| Rockingham, North Carolina | 2 | $ 530,000 | $ 265,000 | $ 64,000 |
| Vance, North Carolina | 2 | $ 720,000 | $ 360,000 | $ 152,000 |
| Wake, North Carolina | 2 | $ 700,000 | $ 350,000 | $ 226,000 |
| Armstrong, Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 59,000 |
| Carbon, Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 121,000 |
| Clearfield, Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 57,000 |
| Erie, Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 78,000 |
| Lackawanna, Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 62,000 |
| Lebanon, Pennsylvania | 2 | $ 540,000 | $ 270,000 | $ 181,000 |
| Luzerne, Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 50,000 |
| Montour, Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 83,000 |
| Berkeley, South Carolina | 2 | $ 880,000 | $ 440,000 | $ 141,000 |
| Georgetown, South Carolina | 2 | $ 780,000 | $ 390,000 | $ 92,000 |
| Kershaw, South Carolina | 2 | $ 730,000 | $ 365,000 | $ 124,000 |
| Williamsburg, South Carolina | 2 | $ 170,000 | $ 85,000 | $ 64,000 |
| Williamson, Tennessee | 2 | $ 480,000 | $ 240,000 | $ 51,000 |
| Albemarle, Virginia | 2 | $ 640,000 | $ 320,000 | $ 191,000 |
| Charles City, Virginia | 2 | $ 670,000 | $ 335,000 | $ 83,000 |
| Danville, Virginia | 2 | $ 230,000 | $ 115,000 | $ 52,000 |
| Goochland, Virginia | 2 | $ 560,000 | $ 280,000 | $ 73,000 |
| Lancaster, Virginia | 2 | $ 860,000 | $ 430,000 | $ 172,000 |
| Madison, Virginia | 2 | $ 720,000 | $ 360,000 | $ 89,000 |
| Prince Edward, Virginia | 2 | $ 470,000 | $ 235,000 | $ 61,000 |
| Warren, Virginia | 2 | $ 590,000 | $ 295,000 | $ 227,000 |
| Hardy, West Virginia | 2 | $ 1,010,000 | $ 505,000 | $ 188,000 |
| Marion, West Virginia | 2 | $ 160,000 | $ 80,000 | $ 64,000 |
| Lake, Florida | 1 | $ 555,000 | $ 555,000 | $ 174,000 |
| Leon, Florida | 1 | $ 225,000 | $ 225,000 | $ 173,000 |
| Camden, Georgia | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| Chatham, Georgia | 1 | $ 775,000 | $ 775,000 | $ 403,000 |
| Crawford, Georgia | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Baltimore, Maryland | 1 | $ 335,000 | $ 335,000 | $ 150,000 |
| Baltimore City, Maryland | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Cecil, Maryland | 1 | $ 285,000 | $ 285,000 | $ 77,000 |
| Harford, Maryland | 1 | $ 605,000 | $ 605,000 | $ 179,000 |
| Howard, Maryland | 1 | $ 735,000 | $ 735,000 | $ 148,000 |
| Atlantic, New Jersey | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Bergen, New Jersey | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Hudson, New Jersey | 1 | $ 555,000 | $ 555,000 | $ 116,000 |
| Hunterdon, New Jersey | 1 | $ 675,000 | $ 675,000 | $ 168,000 |
| Passaic, New Jersey | 1 | $ 285,000 | $ 285,000 | $ 84,000 |
| Somerset, New Jersey | 1 | $ 705,000 | $ 705,000 | $ 493,000 |
| Warren, New Jersey | 1 | $ 655,000 | $ 655,000 | $ 150,000 |
| Bertie, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 32,000 |
| Carteret, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Halifax, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Henderson, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Lee, North Carolina | 1 | $ 435,000 | $ 435,000 | $ 207,000 |
| Lincoln, North Carolina | 1 | $ 645,000 | $ 645,000 | $ 519,000 |
| Mecklenburg, North Carolina | 1 | $ 445,000 | $ 445,000 | $ 166,000 |
| Nash, North Carolina | 1 | $ 295,000 | $ 295,000 | $ 103,000 |
| Onslow, North Carolina | 1 | $ 565,000 | $ 565,000 | $ 224,000 |
| Pamlico, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Person, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 158,000 |
| Sampson, North Carolina | 1 | $ 365,000 | $ 365,000 | $ 233,000 |
| Stokes, North Carolina | 1 | $ 295,000 | $ 295,000 | $ 94,000 |
| Washington, North Carolina | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Wayne, North Carolina | 1 | $ 315,000 | $ 315,000 | $ 92,000 |
| Montgomery, Ohio | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Portage, Ohio | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Beaver, Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 253,000 |
| Centre, Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Crawford, Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Huntingdon, Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Indiana, Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Lawrence, Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Mercer, Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Monroe, Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 173,000 |
| Potter, Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Schuylkill, Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| Washington, Pennsylvania | 1 | $ 515,000 | $ 515,000 | $ 284,000 |
| Wayne, Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 123,000 |
| Fairfield, South Carolina | 1 | $ 445,000 | $ 445,000 | $ 159,000 |
| Greenville, South Carolina | 1 | $ 295,000 | $ 295,000 | $ 91,000 |
| Sumter, South Carolina | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Lauderdale, Tennessee | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
| Loudon, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Montgomery, Tennessee | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Roane, Tennessee | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Alleghany, Virginia | 1 | $ 135,000 | $ 135,000 | $ 119,000 |
| Arlington, Virginia | 1 | $ 1,275,000 | $ 1,275,000 | $ 422,000 |
| Augusta, Virginia | 1 | $ 525,000 | $ 525,000 | $ 135,000 |
| Brunswick, Virginia | 1 | $ 315,000 | $ 315,000 | $ 178,000 |
| Emporia, Virginia | 1 | $ 245,000 | $ 245,000 | $ 98,000 |
| Fairfax, Virginia | 1 | $ 865,000 | $ 865,000 | $ 280,000 |
| Fauquier, Virginia | 1 | $ 435,000 | $ 435,000 | $ 82,000 |
| Franklin City, Virginia | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Frederick, Virginia | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Greensville, Virginia | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Harrisonburg, Virginia | 1 | $ 425,000 | $ 425,000 | $ 734,000 |
| King William, Virginia | 1 | $ 355,000 | $ 355,000 | $ 126,000 |
| Montgomery, Virginia | 1 | $ 255,000 | $ 255,000 | $ 213,000 |
| Nelson, Virginia | 1 | $ 505,000 | $ 505,000 | $ 516,000 |
| Roanoke City, Virginia | 1 | $ 115,000 | $ 115,000 | $ 359,000 |
| Winchester, Virginia | 1 | $ 345,000 | $ 345,000 | $ 123,000 |
| Clay, West Virginia | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Grant, West Virginia | 1 | $ 195,000 | $ 195,000 | $ 170,000 |
| Jefferson, West Virginia | 1 | $ 305,000 | $ 305,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Tidewater Mortgage Services, Inc in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,351 | $724,135,000 | $308,000 | $2,205,000 | $119,000 | $1,218,000 |
| Cash-out Refinancing | 133 | $37,215,000 | $279,000 | $1,505,000 | $110,000 | $544,000 |
| Refinancing | 92 | $28,610,000 | $310,000 | $725,000 | $117,000 | $519,000 |
| Home Improvement | 12 | $2,930,000 | $244,000 | $545,000 | $125,000 | $290,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,570 | $483,140,000 | $307,000 | $2,205,000 | $125,000 | $1,218,000 |
| Black or African American | 530 | $149,850,000 | $282,000 | $1,045,000 | $97,000 | $1,215,000 |
| Not Provided | 264 | $89,850,000 | $340,000 | $1,235,000 | $134,000 | $806,000 |
| Hispanic | 144 | $41,080,000 | $285,000 | $1,275,000 | $92,000 | $422,000 |
| Asian | 65 | $24,295,000 | $373,000 | $915,000 | $130,000 | $519,000 |
| American Indian or Alaskan Native | 13 | $4,115,000 | $316,000 | $895,000 | $83,000 | $194,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $560,000 | $280,000 | $305,000 | $88,000 | $95,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,276 | $358,540,000 | $280,000 | $2,205,000 | $135,000 | $1,218,000 |
| FHA-insured (Federal Housing Administration) | 869 | $257,515,000 | $296,000 | $895,000 | $91,000 | $369,000 |
| VA-guaranteed (Veterans Administration) | 390 | $164,990,000 | $423,000 | $1,275,000 | $130,000 | $429,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 53 | $11,845,000 | $223,000 | $465,000 | $76,000 | $138,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,730 | $525,070,000 | $303,000 | $2,205,000 | $119,000 | $1,218,000 |
| Application Withdrawn By Applicant | 714 | $230,770,000 | $323,000 | $1,245,000 | $122,000 | $794,000 |
| Application Denied By Financial Institution | 130 | $33,180,000 | $255,000 | $885,000 | $87,000 | $317,000 |
| File Closed For Incompleteness | 14 | $3,870,000 | $276,000 | $475,000 | $100,000 | $347,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,458 | $759,710,000 | $309,000 | $2,205,000 | $120,000 | $1,218,000 |
| Debt-To-Income Ratio | 60 | $18,720,000 | $312,000 | $885,000 | $88,000 | $292,000 |
| Collateral | 26 | $5,300,000 | $203,000 | $495,000 | $84,000 | $195,000 |
| Credit History | 16 | $4,000,000 | $250,000 | $575,000 | $90,000 | $140,000 |
| Employment History | 14 | $2,950,000 | $210,000 | $635,000 | $81,000 | $169,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,170,000 | $146,000 | $275,000 | $49,000 | $67,000 |
| Other | 4 | $430,000 | $107,000 | $225,000 | $152,000 | $317,000 |
| Unverifiable Information | 2 | $610,000 | $305,000 | $345,000 | $153,000 | $186,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tidewater Mortgage Services, Inc's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tidewater Mortgage Services, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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