Tmg Real Estate & Financial Mortgage Lending & HMDA Data, 2005
In 2005, Tmg Real Estate & Financial of Louisville, KY reported 6,441 mortgage applications totaling $1.0 billion, up 72% from 2004. The average application was for $155,902, and applicants reported an average income of $74,340. 36% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (381), Tulsa, OK (293) and Louisville, KY-IN (290) (applications in parentheses).
| Mortgage Company & Address | Tmg Real Estate & Financial 310 W. Liberty St. Ste 100 Louisville, KY 40202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 6,441 |
| Total Mortgage Loan Application Amount | $1,004,167,000 |
| Average Mortgage Loan Application Amount | $155,902 |
| Highest Mortgage Loan Application Amount | $2,705,000 |
| Average Applicant Income | $74,340 |
| Highest Applicant Income | $1,200,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tmg Real Estate & Financial filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 381 | $ 58,481,000 | $ 153,493 | $ 84,000 |
| Tulsa, OK | 293 | $ 31,389,000 | $ 107,129 | $ 63,000 |
| Louisville, KY-IN | 290 | $ 39,414,000 | $ 135,910 | $ 68,000 |
| Chicago-Naperville-Joliet, IL | 277 | $ 49,524,000 | $ 178,787 | $ 78,000 |
| Baltimore-Towson, MD | 113 | $ 21,216,000 | $ 187,752 | $ 77,000 |
| Tampa-St. Petersburg-Clearwater, FL | 97 | $ 15,216,000 | $ 156,865 | $ 75,000 |
| Orlando, FL | 82 | $ 13,064,000 | $ 159,317 | $ 77,000 |
| St. Louis, MO-IL | 74 | $ 8,911,000 | $ 120,418 | $ 62,000 |
| Milwaukee-Waukesha-West Allis, WI | 71 | $ 11,138,000 | $ 156,873 | $ 78,000 |
| Oklahoma City, OK | 71 | $ 8,405,000 | $ 118,380 | $ 72,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 69 | $ 10,623,000 | $ 153,956 | $ 69,000 |
| Indianapolis, IN | 63 | $ 8,237,000 | $ 130,746 | $ 69,000 |
| Portland-Vancouver-Beaverton, OR-WA | 63 | $ 11,330,000 | $ 179,841 | $ 84,000 |
| Nashville-Davidson--Murfreesboro, TN | 55 | $ 6,736,000 | $ 122,472 | $ 62,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 54 | $ 7,750,000 | $ 143,518 | $ 76,000 |
| Richmond, VA | 54 | $ 7,856,000 | $ 145,481 | $ 63,000 |
| Houston-Baytown-Sugar Land, TX | 53 | $ 12,010,000 | $ 226,603 | $ 113,000 |
| Denver-Aurora, CO | 52 | $ 11,623,000 | $ 223,519 | $ 89,000 |
| Warren-Farmington Hills-Troy, MI | 52 | $ 8,041,000 | $ 154,634 | $ 62,000 |
| Kansas City, MO-KS | 51 | $ 6,652,000 | $ 130,431 | $ 62,000 |
| Birmingham-Hoover, AL | 49 | $ 5,446,000 | $ 111,142 | $ 62,000 |
| Dallas-Plano-Irving, TX | 47 | $ 10,247,000 | $ 218,021 | $ 96,000 |
| Lexington-Fayette, KY | 47 | $ 6,920,000 | $ 147,234 | $ 58,000 |
| Little Rock-North Little Rock, AR | 43 | $ 6,146,000 | $ 142,930 | $ 87,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 41 | $ 7,216,000 | $ 176,000 | $ 72,000 |
| Memphis, TN-MS-AR | 36 | $ 4,887,000 | $ 135,750 | $ 94,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 35 | $ 7,447,000 | $ 212,771 | $ 99,000 |
| Detroit-Livonia-Dearborn, MI | 34 | $ 5,431,000 | $ 159,735 | $ 58,000 |
| Wichita, KS | 34 | $ 4,761,000 | $ 140,029 | $ 86,000 |
| Boston-Quincy, MA | 33 | $ 7,967,000 | $ 241,424 | $ 127,000 |
| Jacksonville, FL | 31 | $ 5,068,000 | $ 163,483 | $ 69,000 |
| Miami-Miami Beach-Kendall, FL | 31 | $ 8,105,000 | $ 261,451 | $ 120,000 |
| Bethesda-Frederick-Gaithersburg, MD | 30 | $ 8,175,000 | $ 272,500 | $ 94,000 |
| Madison, WI | 30 | $ 4,985,000 | $ 166,166 | $ 65,000 |
| Lake County-Kenosha County, IL-WI | 29 | $ 5,701,000 | $ 196,586 | $ 70,000 |
| Hartford-West Hartford-East Hartford, CT | 28 | $ 4,346,000 | $ 155,214 | $ 76,000 |
| Sarasota-Bradenton-Venice, FL | 28 | $ 5,111,000 | $ 182,535 | $ 109,000 |
| Cape Coral-Fort Myers, FL | 27 | $ 7,942,000 | $ 294,148 | $ 100,000 |
| Knoxville, TN | 25 | $ 3,501,000 | $ 140,040 | $ 65,000 |
| New Haven-Milford, CT | 25 | $ 4,787,000 | $ 191,480 | $ 87,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 24 | $ 7,296,000 | $ 304,000 | $ 133,000 |
| Cambridge-Newton-Framingham, MA | 23 | $ 5,783,000 | $ 251,434 | $ 106,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 22 | $ 3,350,000 | $ 152,272 | $ 70,000 |
| Huntsville, AL | 22 | $ 2,543,000 | $ 115,590 | $ 86,000 |
| Springfield, MA | 22 | $ 3,307,000 | $ 150,318 | $ 63,000 |
| Fort Worth-Arlington, TX | 21 | $ 3,936,000 | $ 187,428 | $ 102,000 |
| Pensacola-Ferry Pass-Brent, FL | 21 | $ 2,788,000 | $ 132,761 | $ 70,000 |
| Columbia, SC | 20 | $ 2,198,000 | $ 109,900 | $ 55,000 |
| Charleston-North Charleston, SC | 19 | $ 4,955,000 | $ 260,789 | $ 89,000 |
| Colorado Springs, CO | 19 | $ 2,229,000 | $ 117,315 | $ 74,000 |
| Lakeland, FL | 19 | $ 2,362,000 | $ 124,315 | $ 60,000 |
| Austin-Round Rock, TX | 18 | $ 3,696,000 | $ 205,333 | $ 78,000 |
| Bridgeport-Stamford-Norwalk, CT | 18 | $ 8,867,000 | $ 492,611 | $ 167,000 |
| Chattanooga, TN-GA | 18 | $ 1,776,000 | $ 98,666 | $ 56,000 |
| Fort Smith, AR-OK | 18 | $ 2,171,000 | $ 120,611 | $ 78,000 |
| Gary, IN | 18 | $ 1,956,000 | $ 108,666 | $ 60,000 |
| San Antonio, TX | 17 | $ 3,337,000 | $ 196,294 | $ 104,000 |
| Anchorage, AK | 15 | $ 2,718,000 | $ 181,200 | $ 81,000 |
| Augusta-Richmond County, GA-SC | 15 | $ 1,420,000 | $ 94,666 | $ 61,000 |
| Mobile, AL | 15 | $ 1,586,000 | $ 105,733 | $ 64,000 |
| Clarksville, TN-KY | 14 | $ 1,736,000 | $ 124,000 | $ 65,000 |
| Gainesville, FL | 14 | $ 1,893,000 | $ 135,214 | $ 87,000 |
| Savannah, GA | 14 | $ 2,155,000 | $ 153,928 | $ 84,000 |
| Springfield, MO | 14 | $ 1,902,000 | $ 135,857 | $ 55,000 |
| Worcester, MA | 14 | $ 2,709,000 | $ 193,500 | $ 68,000 |
| Charlottesville, VA | 13 | $ 2,459,000 | $ 189,153 | $ 123,000 |
| Grand Rapids-Wyoming, MI | 13 | $ 2,038,000 | $ 156,769 | $ 71,000 |
| Palm Bay-Melbourne-Titusville, FL | 13 | $ 3,148,000 | $ 242,153 | $ 158,000 |
| Peoria, IL | 13 | $ 1,716,000 | $ 132,000 | $ 67,000 |
| Eugene-Springfield, OR | 12 | $ 1,486,000 | $ 123,833 | $ 71,000 |
| Greenville, SC | 12 | $ 1,544,000 | $ 128,666 | $ 56,000 |
| Topeka, KS | 12 | $ 1,374,000 | $ 114,500 | $ 55,000 |
| Macon, GA | 11 | $ 1,406,000 | $ 127,818 | $ 64,000 |
| Bowling Green, KY | 10 | $ 1,072,000 | $ 107,200 | $ 87,000 |
| Pueblo, CO | 10 | $ 1,233,000 | $ 123,300 | $ 48,000 |
| Appleton, WI | 9 | $ 1,147,000 | $ 127,444 | $ 56,000 |
| Elkhart-Goshen, IN | 9 | $ 830,000 | $ 92,222 | $ 74,000 |
| Kingsport-Bristol-Bristol, TN-VA | 9 | $ 987,000 | $ 109,666 | $ 66,000 |
| Pine Bluff, AR | 9 | $ 1,042,000 | $ 115,777 | $ 78,000 |
| Salem, OR | 9 | $ 1,150,000 | $ 127,777 | $ 65,000 |
| Tallahassee, FL | 9 | $ 1,615,000 | $ 179,444 | $ 60,000 |
| Fort Collins-Loveland, CO | 8 | $ 1,100,000 | $ 137,500 | $ 101,000 |
| Green Bay, WI | 8 | $ 1,095,000 | $ 136,875 | $ 62,000 |
| Kalamazoo-Portage, MI | 8 | $ 1,136,000 | $ 142,000 | $ 105,000 |
| Montgomery, AL | 8 | $ 1,127,000 | $ 140,875 | $ 80,000 |
| Naples-Marco Island, FL | 8 | $ 1,729,000 | $ 216,125 | $ 48,000 |
| Ocala, FL | 8 | $ 1,009,000 | $ 126,125 | $ 60,000 |
| Columbus, GA-AL | 7 | $ 819,000 | $ 117,000 | $ 59,000 |
| Elizabethtown, KY | 7 | $ 786,000 | $ 112,285 | $ 67,000 |
| Florence, SC | 7 | $ 826,000 | $ 118,000 | $ 59,000 |
| Fort Walton Beach-Crestview-Destin, FL | 7 | $ 2,224,000 | $ 317,714 | $ 109,000 |
| Janesville, WI | 7 | $ 871,000 | $ 124,428 | $ 51,000 |
| Lafayette, IN | 7 | $ 687,000 | $ 98,142 | $ 65,000 |
| Lawton, OK | 7 | $ 723,000 | $ 103,285 | $ 53,000 |
| Port St. Lucie-Fort Pierce, FL | 7 | $ 1,547,000 | $ 221,000 | $ 110,000 |
| Punta Gorda, FL | 7 | $ 1,308,000 | $ 186,857 | $ 88,000 |
| Roanoke, VA | 7 | $ 823,000 | $ 117,571 | $ 45,000 |
| Rockford, IL | 7 | $ 1,114,000 | $ 159,142 | $ 70,000 |
| Valdosta, GA | 7 | $ 874,000 | $ 124,857 | $ 60,000 |
| Ann Arbor, MI | 6 | $ 781,000 | $ 130,166 | $ 42,000 |
| Bloomington, IN | 6 | $ 504,000 | $ 84,000 | $ 64,000 |
| Champaign-Urbana, IL | 6 | $ 554,000 | $ 92,333 | $ 52,000 |
| Eau Claire, WI | 6 | $ 781,000 | $ 130,166 | $ 56,000 |
| Essex County, MA | 6 | $ 1,527,000 | $ 254,500 | $ 140,000 |
| Fort Wayne, IN | 6 | $ 917,000 | $ 152,833 | $ 71,000 |
| Medford, OR | 6 | $ 1,937,000 | $ 322,833 | $ 129,000 |
| Morristown, TN | 6 | $ 505,000 | $ 84,166 | $ 47,000 |
| Springfield, IL | 6 | $ 550,000 | $ 91,666 | $ 71,000 |
| Terre Haute, IN | 6 | $ 663,000 | $ 110,500 | $ 69,000 |
| Athens-Clarke County, GA | 5 | $ 746,000 | $ 149,200 | $ 71,000 |
| Blacksburg-Christiansburg-Radford, VA | 5 | $ 490,000 | $ 98,000 | $ 62,000 |
| Boulder, CO | 5 | $ 1,014,000 | $ 202,800 | $ 95,000 |
| Corpus Christi, TX | 5 | $ 1,232,000 | $ 246,400 | $ 111,000 |
| Hot Springs, AR | 5 | $ 792,000 | $ 158,400 | $ 102,000 |
| Kankakee-Bradley, IL | 5 | $ 650,000 | $ 130,000 | $ 55,000 |
| La Crosse, WI-MN | 5 | $ 635,000 | $ 127,000 | $ 50,000 |
| Lawrence, KS | 5 | $ 669,000 | $ 133,800 | $ 84,000 |
| Norwich-New London, CT | 5 | $ 641,000 | $ 128,200 | $ 57,000 |
| Oshkosh-Neenah, WI | 5 | $ 856,000 | $ 171,200 | $ 62,000 |
| Racine, WI | 5 | $ 562,000 | $ 112,400 | $ 83,000 |
| Salisbury, MD | 5 | $ 512,000 | $ 102,400 | $ 43,000 |
| Spartanburg, SC | 5 | $ 626,000 | $ 125,200 | $ 96,000 |
| Warner Robins, GA | 5 | $ 612,000 | $ 122,400 | $ 91,000 |
| Albany, GA | 4 | $ 473,000 | $ 118,250 | $ 66,000 |
| Bend, OR | 4 | $ 539,000 | $ 134,750 | $ 43,000 |
| Bloomington-Normal, IL | 4 | $ 738,000 | $ 184,500 | $ 102,000 |
| Brunswick, GA | 4 | $ 341,000 | $ 85,250 | $ 52,000 |
| Cheyenne, WY | 4 | $ 426,000 | $ 106,500 | $ 40,000 |
| El Paso, TX | 4 | $ 693,000 | $ 173,250 | $ 100,000 |
| Gainesville, GA | 4 | $ 559,000 | $ 139,750 | $ 61,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 702,000 | $ 175,500 | $ 110,000 |
| Hinesville-Fort Stewart, GA | 4 | $ 564,000 | $ 141,000 | $ 72,000 |
| Jackson, TN | 4 | $ 344,000 | $ 86,000 | $ 80,000 |
| Jefferson City, MO | 4 | $ 693,000 | $ 173,250 | $ 54,000 |
| Johnson City, TN | 4 | $ 315,000 | $ 78,750 | $ 47,000 |
| Monroe, MI | 4 | $ 585,000 | $ 146,250 | $ 44,000 |
| Niles-Benton Harbor, MI | 4 | $ 433,000 | $ 108,250 | $ 51,000 |
| Rochester, MN | 4 | $ 438,000 | $ 109,500 | $ 64,000 |
| Seattle-Bellevue-Everett, WA | 4 | $ 1,024,000 | $ 256,000 | $ 121,000 |
| Sheboygan, WI | 4 | $ 450,000 | $ 112,500 | $ 62,000 |
| Anderson, SC | 3 | $ 552,000 | $ 184,000 | $ 75,000 |
| Anniston-Oxford, AL | 3 | $ 307,000 | $ 102,333 | $ 104,000 |
| Auburn-Opelika, AL | 3 | $ 348,000 | $ 116,000 | $ 60,000 |
| Beaumont-Port Arthur, TX | 3 | $ 563,000 | $ 187,666 | $ 109,000 |
| Casper, WY | 3 | $ 362,000 | $ 120,666 | $ 49,000 |
| Columbus, IN | 3 | $ 303,000 | $ 101,000 | $ 74,000 |
| Corvallis, OR | 3 | $ 553,000 | $ 184,333 | $ 85,000 |
| Decatur, AL | 3 | $ 822,000 | $ 274,000 | $ 114,000 |
| Decatur, IL | 3 | $ 466,000 | $ 155,333 | $ 72,000 |
| Dothan, AL | 3 | $ 354,000 | $ 118,000 | $ 92,000 |
| Evansville, IN-KY | 3 | $ 442,000 | $ 147,333 | $ 75,000 |
| Grand Junction, CO | 3 | $ 554,000 | $ 184,666 | $ 73,000 |
| Holland-Grand Haven, MI | 3 | $ 261,000 | $ 87,000 | $ 36,000 |
| Jonesboro, AR | 3 | $ 472,000 | $ 157,333 | $ 89,000 |
| Joplin, MO | 3 | $ 266,000 | $ 88,666 | $ 39,000 |
| Lansing-East Lansing, MI | 3 | $ 327,000 | $ 109,000 | $ 78,000 |
| Muskegon-Norton Shores, MI | 3 | $ 396,000 | $ 132,000 | $ 62,000 |
| New Orleans-Metairie-Kenner, LA | 3 | $ 451,000 | $ 150,333 | $ 94,000 |
| Panama City-Lynn Haven, FL | 3 | $ 472,000 | $ 157,333 | $ 58,000 |
| Pittsfield, MA | 3 | $ 390,000 | $ 130,000 | $ 38,000 |
| Rome, GA | 3 | $ 617,000 | $ 205,666 | $ 187,000 |
| Saginaw-Saginaw Township North, MI | 3 | $ 290,000 | $ 96,666 | $ 53,000 |
| Tacoma, WA | 3 | $ 406,000 | $ 135,333 | $ 65,000 |
| Tuscaloosa, AL | 3 | $ 513,000 | $ 171,000 | $ 83,000 |
| Wausau, WI | 3 | $ 394,000 | $ 131,333 | $ 51,000 |
| Anderson, IN | 2 | $ 95,000 | $ 47,500 | $ 24,000 |
| Barnstable Town, MA | 2 | $ 1,263,000 | $ 631,500 | $ 306,000 |
| Cleveland, TN | 2 | $ 225,000 | $ 112,500 | $ 69,000 |
| Columbia, MO | 2 | $ 236,000 | $ 118,000 | $ 49,000 |
| Cumberland, MD-WV | 2 | $ 127,000 | $ 63,500 | $ 50,000 |
| Dalton, GA | 2 | $ 285,000 | $ 142,500 | $ 74,000 |
| Danville, IL | 2 | $ 280,000 | $ 140,000 | $ 63,000 |
| Danville, VA | 2 | $ 150,000 | $ 75,000 | $ 46,000 |
| Florence-Muscle Shoals, AL | 2 | $ 119,000 | $ 59,500 | $ 44,000 |
| Fond Du Lac, WI | 2 | $ 202,000 | $ 101,000 | $ 48,000 |
| Gadsden, AL | 2 | $ 112,000 | $ 56,000 | $ 48,000 |
| Lynchburg, VA | 2 | $ 183,000 | $ 91,500 | $ 100,000 |
| Nassau-Suffolk, NY | 2 | $ 707,000 | $ 353,500 | $ 97,000 |
| Philadelphia, PA | 2 | $ 210,000 | $ 105,000 | $ 54,000 |
| Riverside-San Bernardino-Ontario, CA | 2 | $ 446,000 | $ 223,000 | $ 170,000 |
| San Angelo, TX | 2 | $ 50,000 | $ 25,000 | $ 24,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 244,000 | $ 122,000 | $ 71,000 |
| St. Cloud, MN | 2 | $ 306,000 | $ 153,000 | $ 48,000 |
| St. Joseph, MO-KS | 2 | $ 435,000 | $ 217,500 | $ 68,000 |
| Sumter, SC | 2 | $ 168,000 | $ 84,000 | $ 77,000 |
| Wichita Falls, TX | 2 | $ 342,000 | $ 171,000 | $ 66,000 |
| Winchester, VA-WV | 2 | $ 298,000 | $ 149,000 | $ 44,000 |
| Battle Creek, MI | 1 | $ 200,000 | $ 200,000 | $ 68,000 |
| Brownsville-Harlingen, TX | 1 | $ 151,000 | $ 151,000 | $ 56,000 |
| Cleveland-Elyria-Mentor, OH | 1 | $ 79,000 | $ 79,000 | $ 119,000 |
| College Station-Bryan, TX | 1 | $ 176,000 | $ 176,000 | $ 66,000 |
| Duluth, MN-WI | 1 | $ 152,000 | $ 152,000 | $ 54,000 |
| Fairbanks, AK | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| Greeley, CO | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| Harrisonburg, VA | 1 | $ 168,000 | $ 168,000 | $ 150,000 |
| Jackson, MI | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 192,000 | $ 192,000 | $ 140,000 |
| Lewiston-Auburn, ME | 1 | $ 203,000 | $ 203,000 | $ 49,000 |
| Lubbock, TX | 1 | $ 164,000 | $ 164,000 | $ 114,000 |
| Michigan City-La Porte, IN | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Muncie, IN | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 1 | $ 174,000 | $ 174,000 | $ 31,000 |
| New York-Wayne-White Plains, NY-NJ | 1 | $ 520,000 | $ 520,000 | $ 132,000 |
| Odessa, TX | 1 | $ 152,000 | $ 152,000 | $ 348,000 |
| Sherman-Denison, TX | 1 | $ 825,000 | $ 825,000 | $ 144,000 |
| Vero Beach, FL | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Waco, TX | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1 | $ 270,000 | $ 270,000 | $ 70,000 |
| Wenatchee, WA | 1 | $ 130,000 | $ 130,000 | $ 75,000 |
| Yakima, WA | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
Mortgage Loan Application Detail Totals for Tmg Real Estate & Financial in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,552 | $701,600,000 | $150,903 | $2,705,000 | $73,516 | $1,200,000 |
| Home Purchase | 1,882 | $301,125,000 | $178,756 | $2,000,000 | $83,756 | $660,000 |
| Home Improvement | 7 | $1,442,000 | $184,000 | $445,000 | $91,400 | $210,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,805 | $596,164,000 | $168,147 | $2,200,000 | $78,647 | $960,000 |
| Not Provided | 2,099 | $324,191,000 | $172,312 | $2,705,000 | $78,781 | $1,200,000 |
| Black or African American | 253 | $35,361,000 | $135,000 | $795,000 | $67,500 | $222,000 |
| Hispanic | 153 | $23,341,000 | $154,227 | $570,000 | $68,000 | $272,000 |
| Asian | 99 | $20,815,000 | $207,142 | $1,575,000 | $99,000 | $660,000 |
| American Indian or Alaskan Native | 25 | $3,214,000 | $145,461 | $313,000 | $69,153 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,081,000 | $162,000 | $399,000 | $73,833 | $140,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,417 | $1,001,411,000 | $169,263 | $2,705,000 | $79,289 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 17 | $2,020,000 | $125,833 | $181,000 | $42,500 | $103,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $736,000 | $99,200 | $172,000 | $44,200 | $84,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 3,768 | $620,477,000 | $177,085 | $2,705,000 | $78,628 | $1,000,000 |
| Loan Originated | 2,322 | $335,827,000 | $150,354 | $1,275,000 | $80,290 | $1,200,000 |
| Application Denied By Financial Institution | 342 | $46,583,000 | $153,428 | $658,000 | $64,928 | $232,000 |
| Application Approved But Not Accepted | 6 | $870,000 | $155,400 | $260,000 | $104,800 | $222,000 |
| File Closed For Incompleteness | 3 | $410,000 | $136,666 | $160,000 | $44,000 | $65,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 211 | $26,705,000 | $139,888 | $658,000 | $56,370 | $185,000 |
| Other | 26 | $4,278,000 | $139,444 | $485,000 | $71,888 | $180,000 |
| Debt-To-Income Ratio | 25 | $3,776,000 | $140,166 | $381,000 | $46,833 | $140,000 |
| Collateral | 16 | $2,389,000 | $134,285 | $658,000 | $81,714 | $232,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $403,000 | $146,500 | $183,000 | $52,500 | $59,000 |
| Credit Application Incomplete | 2 | $200,000 | $100,000 | $145,000 | $22,000 | $26,000 |
| Unverifiable Information | 1 | $218,000 | $218,000 | $218,000 | $96,000 | $96,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tmg Real Estate & Financial's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
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For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.
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