Tmg Real Estate & Financial Mortgage Lending & HMDA Data, 2008
In 2008, Tmg Real Estate & Financial of Louisville, KY reported 6,199 mortgage applications totaling $1.1 billion, down 55% from 2007. The average application was for $176,379, and applicants reported an average income of $79,000. 13% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (356), Atlanta-Sandy Springs-Marietta, GA (308) and Louisville-Jefferson County, KY-IN (267) (applications in parentheses).
| Mortgage Company & Address | Tmg Real Estate & Financial 310 W. Liberty St. Ste 100 Louisville, KY 40202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 6,199 |
| Total Mortgage Loan Application Amount | $1,093,374,000 |
| Average Mortgage Loan Application Amount | $176,379 |
| Highest Mortgage Loan Application Amount | $800,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $1,800,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tmg Real Estate & Financial filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 356 | $ 78,480,000 | $ 220,449 | $ 79,000 |
| Atlanta-Sandy Springs-Marietta, GA | 308 | $ 56,586,000 | $ 183,720 | $ 78,000 |
| Louisville-Jefferson County, KY-IN | 267 | $ 44,320,000 | $ 165,992 | $ 76,198 |
| Tulsa, OK | 167 | $ 24,948,000 | $ 149,389 | $ 68,000 |
| Charlotte-Gastonia-Concord, NC-SC | 137 | $ 24,187,000 | $ 176,547 | $ 75,364 |
| Houston-Sugar Land-Baytown, TX | 102 | $ 20,068,000 | $ 196,745 | $ 110,000 |
| Dallas-Plano-Irving, TX | 98 | $ 19,617,000 | $ 200,173 | $ 102,000 |
| Raleigh-Cary, NC | 95 | $ 17,494,000 | $ 184,147 | $ 79,000 |
| St. Louis, MO-IL | 75 | $ 12,382,000 | $ 165,093 | $ 71,520 |
| Birmingham-Hoover, AL | 73 | $ 13,709,000 | $ 187,794 | $ 87,000 |
| Indianapolis-Carmel, IN | 73 | $ 11,965,000 | $ 163,904 | $ 68,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 72 | $ 19,007,000 | $ 263,986 | $ 90,013 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 71 | $ 12,095,000 | $ 170,352 | $ 67,000 |
| Austin-Round Rock, TX | 66 | $ 12,816,000 | $ 194,181 | $ 91,000 |
| Richmond, VA | 65 | $ 12,624,000 | $ 194,215 | $ 76,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 60 | $ 13,784,000 | $ 229,733 | $ 77,050 |
| Kansas City, MO-KS | 58 | $ 9,512,000 | $ 164,000 | $ 96,000 |
| Oklahoma City, OK | 55 | $ 6,885,000 | $ 125,181 | $ 82,000 |
| Fort Worth-Arlington, TX | 54 | $ 10,093,000 | $ 186,907 | $ 99,000 |
| Greensboro-High Point, NC | 54 | $ 8,579,000 | $ 158,870 | $ 77,000 |
| Little Rock-North Little Rock-Conway, AR | 51 | $ 7,373,000 | $ 144,568 | $ 70,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 46 | $ 7,652,000 | $ 166,347 | $ 74,000 |
| Milwaukee-Waukesha-West Allis, WI | 45 | $ 8,347,000 | $ 185,488 | $ 73,000 |
| Lake County-Kenosha County, IL-WI | 43 | $ 8,522,000 | $ 198,186 | $ 89,604 |
| Baltimore-Towson, MD | 42 | $ 10,681,000 | $ 254,309 | $ 123,000 |
| Cincinnati-Middletown, OH-KY-IN | 41 | $ 6,363,000 | $ 155,195 | $ 64,756 |
| Lexington-Fayette, KY | 41 | $ 6,506,000 | $ 158,682 | $ 69,000 |
| Phoenix-Mesa-Scottsdale, AZ | 39 | $ 7,786,000 | $ 199,641 | $ 79,000 |
| San Antonio, TX | 39 | $ 7,233,000 | $ 185,461 | $ 83,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 38 | $ 8,141,000 | $ 214,236 | $ 89,605 |
| Memphis, TN-MS-AR | 35 | $ 5,755,000 | $ 164,428 | $ 73,028 |
| Chattanooga, TN-GA | 30 | $ 4,825,000 | $ 160,833 | $ 117,833 |
| Columbia, SC | 30 | $ 4,581,000 | $ 152,700 | $ 81,000 |
| Portland-Vancouver-Beaverton, OR-WA | 30 | $ 6,820,000 | $ 227,333 | $ 69,000 |
| Wilmington, NC | 30 | $ 5,028,000 | $ 167,600 | $ 79,000 |
| Huntsville, AL | 28 | $ 4,605,000 | $ 164,464 | $ 77,000 |
| Gary, IN | 26 | $ 4,215,000 | $ 162,115 | $ 110,000 |
| Asheville, NC | 24 | $ 4,186,000 | $ 174,416 | $ 61,000 |
| Winston-Salem, NC | 24 | $ 3,841,000 | $ 160,041 | $ 72,000 |
| Seattle-Bellevue-Everett, WA | 23 | $ 6,555,000 | $ 285,000 | $ 138,000 |
| Montgomery, AL | 22 | $ 3,499,000 | $ 159,045 | $ 140,000 |
| Knoxville, TN | 21 | $ 3,472,000 | $ 165,333 | $ 57,000 |
| Peoria, IL | 21 | $ 2,983,000 | $ 142,047 | $ 122,000 |
| Durham, NC | 20 | $ 3,686,000 | $ 184,300 | $ 73,000 |
| Rockford, IL | 20 | $ 2,889,000 | $ 144,450 | $ 67,000 |
| Charleston-North Charleston-Summerville, SC | 19 | $ 3,729,000 | $ 196,263 | $ 70,000 |
| Fayetteville, NC | 19 | $ 3,013,000 | $ 158,578 | $ 85,000 |
| Greenville-Mauldin-Easley, SC | 19 | $ 2,801,000 | $ 147,421 | $ 75,000 |
| Denver-Aurora, CO | 18 | $ 4,577,000 | $ 254,277 | $ 86,000 |
| Augusta-Richmond County, GA-SC | 17 | $ 2,248,000 | $ 132,235 | $ 69,647 |
| Tucson, AZ | 17 | $ 3,222,000 | $ 189,529 | $ 61,000 |
| Boston-Quincy, MA | 16 | $ 3,574,000 | $ 223,375 | $ 74,000 |
| Mobile, AL | 16 | $ 2,301,000 | $ 143,812 | $ 140,000 |
| Orlando-Kissimmee, FL | 16 | $ 3,301,000 | $ 206,312 | $ 84,000 |
| Tampa-St. Petersburg-Clearwater, FL | 16 | $ 2,759,000 | $ 172,437 | $ 99,000 |
| Clarksville, TN-KY | 15 | $ 1,967,000 | $ 131,133 | $ 64,400 |
| Fort Smith, AR-OK | 15 | $ 1,790,000 | $ 119,333 | $ 60,800 |
| Savannah, GA | 15 | $ 2,621,000 | $ 174,733 | $ 73,000 |
| South Bend-Mishawaka, IN-MI | 15 | $ 2,024,000 | $ 134,933 | $ 63,066 |
| Bloomington-Normal, IL | 14 | $ 2,171,000 | $ 155,071 | $ 70,000 |
| Champaign-Urbana, IL | 14 | $ 1,801,000 | $ 128,642 | $ 66,000 |
| El Paso, TX | 14 | $ 2,527,000 | $ 180,500 | $ 82,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 14 | $ 2,794,000 | $ 199,571 | $ 117,000 |
| Columbus, GA-AL | 13 | $ 2,060,000 | $ 158,461 | $ 101,230 |
| Hartford-West Hartford-East Hartford, CT | 13 | $ 2,459,000 | $ 189,153 | $ 88,000 |
| Huntington-Ashland, WV-KY-OH | 13 | $ 1,791,000 | $ 137,769 | $ 85,000 |
| Warner Robins, GA | 13 | $ 1,707,000 | $ 131,307 | $ 78,000 |
| Wichita, KS | 13 | $ 1,996,000 | $ 153,538 | $ 86,000 |
| Auburn-Opelika, AL | 12 | $ 2,074,000 | $ 172,833 | $ 74,000 |
| Bethesda-Frederick-Gaithersburg, MD | 12 | $ 3,724,000 | $ 310,333 | $ 93,000 |
| Hickory-Lenoir-Morganton, NC | 12 | $ 1,898,000 | $ 158,166 | $ 72,000 |
| Tuscaloosa, AL | 12 | $ 2,452,000 | $ 204,333 | $ 119,000 |
| Cambridge-Newton-Framingham, MA | 11 | $ 2,571,000 | $ 233,727 | $ 70,000 |
| Elizabethtown, KY | 11 | $ 1,687,000 | $ 153,363 | $ 58,000 |
| Racine, WI | 11 | $ 1,836,000 | $ 166,909 | $ 57,000 |
| Tacoma, WA | 11 | $ 2,528,000 | $ 229,818 | $ 90,000 |
| Dothan, AL | 10 | $ 1,660,000 | $ 166,000 | $ 56,000 |
| Evansville, IN-KY | 10 | $ 1,253,000 | $ 125,300 | $ 53,000 |
| Springfield, IL | 10 | $ 1,334,000 | $ 133,400 | $ 57,000 |
| Worcester, MA | 10 | $ 2,042,000 | $ 204,200 | $ 82,000 |
| Anniston-Oxford, AL | 9 | $ 1,473,000 | $ 163,666 | $ 59,000 |
| Davenport-Moline-Rock Island, IA-IL | 9 | $ 1,014,000 | $ 112,666 | $ 56,000 |
| Gadsden, AL | 9 | $ 1,354,000 | $ 150,444 | $ 74,000 |
| Johnson City, TN | 9 | $ 1,480,000 | $ 164,444 | $ 69,000 |
| Lakeland-Winter Haven, FL | 9 | $ 1,683,000 | $ 187,000 | $ 60,000 |
| Lynchburg, VA | 9 | $ 1,483,000 | $ 164,777 | $ 98,000 |
| Madison, WI | 9 | $ 1,797,000 | $ 199,666 | $ 80,000 |
| Roanoke, VA | 9 | $ 1,496,000 | $ 166,222 | $ 47,000 |
| Springfield, MA | 9 | $ 1,827,000 | $ 203,000 | $ 67,000 |
| Terre Haute, IN | 9 | $ 1,041,000 | $ 115,666 | $ 54,000 |
| Anderson, SC | 8 | $ 1,237,000 | $ 154,625 | $ 71,000 |
| Appleton, WI | 8 | $ 1,188,000 | $ 148,500 | $ 64,000 |
| Athens-Clarke County, GA | 8 | $ 1,371,000 | $ 171,375 | $ 72,000 |
| Bowling Green, KY | 8 | $ 1,047,000 | $ 130,875 | $ 59,000 |
| Brunswick, GA | 8 | $ 1,766,000 | $ 220,750 | $ 60,000 |
| Charlottesville, VA | 8 | $ 1,575,000 | $ 196,875 | $ 79,000 |
| Decatur, IL | 8 | $ 1,074,000 | $ 134,250 | $ 73,000 |
| Elkhart-Goshen, IN | 8 | $ 1,356,000 | $ 169,500 | $ 66,000 |
| Fort Wayne, IN | 8 | $ 1,065,000 | $ 133,125 | $ 80,000 |
| Goldsboro, NC | 8 | $ 1,089,000 | $ 136,125 | $ 52,000 |
| Green Bay, WI | 8 | $ 1,394,000 | $ 174,250 | $ 73,000 |
| Hot Springs, AR | 8 | $ 985,000 | $ 123,125 | $ 75,000 |
| Jacksonville, NC | 8 | $ 1,177,000 | $ 147,125 | $ 59,000 |
| Jonesboro, AR | 8 | $ 1,139,000 | $ 142,375 | $ 72,000 |
| Kingsport-Bristol-Bristol, TN-VA | 8 | $ 868,000 | $ 108,500 | $ 72,750 |
| Macon, GA | 8 | $ 1,259,000 | $ 157,375 | $ 51,000 |
| Miami-Miami Beach-Kendall, FL | 8 | $ 1,431,000 | $ 178,875 | $ 87,000 |
| New Haven-Milford, CT | 8 | $ 1,527,000 | $ 190,875 | $ 71,000 |
| Owensboro, KY | 8 | $ 885,000 | $ 110,625 | $ 64,000 |
| Sheboygan, WI | 8 | $ 1,338,000 | $ 167,250 | $ 64,000 |
| Spartanburg, SC | 8 | $ 1,163,000 | $ 145,375 | $ 62,000 |
| Springfield, MO | 8 | $ 1,051,000 | $ 131,375 | $ 96,000 |
| Blacksburg-Christiansburg-Radford, VA | 7 | $ 1,193,000 | $ 170,428 | $ 183,000 |
| Burlington, NC | 7 | $ 1,161,000 | $ 165,857 | $ 68,000 |
| Duluth, MN-WI | 7 | $ 1,340,000 | $ 191,428 | $ 88,571 |
| Florence, SC | 7 | $ 1,220,000 | $ 174,285 | $ 71,000 |
| Greeley, CO | 7 | $ 1,007,000 | $ 143,857 | $ 57,000 |
| Jacksonville, FL | 7 | $ 1,113,000 | $ 159,000 | $ 83,000 |
| Pensacola-Ferry Pass-Brent, FL | 7 | $ 874,000 | $ 124,857 | $ 91,000 |
| Salem, OR | 7 | $ 1,308,000 | $ 186,857 | $ 136,000 |
| Spokane, WA | 7 | $ 1,437,000 | $ 205,285 | $ 87,000 |
| Topeka, KS | 7 | $ 845,000 | $ 120,714 | $ 80,000 |
| Warren-Troy-Farmington Hills, MI | 7 | $ 1,195,000 | $ 170,714 | $ 75,000 |
| Winchester, VA-WV | 7 | $ 1,692,000 | $ 241,714 | $ 196,000 |
| Albany, GA | 6 | $ 720,000 | $ 120,000 | $ 39,000 |
| Beaumont-Port Arthur, TX | 6 | $ 1,144,000 | $ 190,666 | $ 83,000 |
| Dalton, GA | 6 | $ 836,000 | $ 139,333 | $ 69,000 |
| Gainesville, GA | 6 | $ 1,351,000 | $ 225,166 | $ 68,000 |
| Joplin, MO | 6 | $ 918,000 | $ 153,000 | $ 68,000 |
| McAllen-Edinburg-Mission, TX | 6 | $ 1,187,000 | $ 197,833 | $ 103,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 824,000 | $ 137,333 | $ 95,000 |
| Yuma, AZ | 6 | $ 1,022,000 | $ 170,333 | $ 62,000 |
| Anderson, IN | 5 | $ 865,000 | $ 173,000 | $ 71,000 |
| Bridgeport-Stamford-Norwalk, CT | 5 | $ 1,310,000 | $ 262,000 | $ 112,000 |
| Corpus Christi, TX | 5 | $ 949,000 | $ 189,800 | $ 80,000 |
| Danville, IL | 5 | $ 399,000 | $ 79,800 | $ 60,000 |
| Eau Claire, WI | 5 | $ 923,000 | $ 184,600 | $ 57,000 |
| Eugene-Springfield, OR | 5 | $ 1,095,000 | $ 219,000 | $ 69,000 |
| Killeen-Temple-Fort Hood, TX | 5 | $ 919,000 | $ 183,800 | $ 98,000 |
| La Crosse, WI-MN | 5 | $ 606,000 | $ 121,200 | $ 66,000 |
| Longview, TX | 5 | $ 913,000 | $ 182,600 | $ 85,000 |
| Michigan City-La Porte, IN | 5 | $ 677,000 | $ 135,400 | $ 58,000 |
| Morristown, TN | 5 | $ 585,000 | $ 117,000 | $ 63,000 |
| Oshkosh-Neenah, WI | 5 | $ 1,029,000 | $ 205,800 | $ 81,000 |
| Pine Bluff, AR | 5 | $ 807,000 | $ 161,400 | $ 58,000 |
| Rocky Mount, NC | 5 | $ 712,000 | $ 142,400 | $ 59,000 |
| Texarkana, Tx-Texarkana, AR | 5 | $ 762,000 | $ 152,400 | $ 92,800 |
| Waco, TX | 5 | $ 816,000 | $ 163,200 | $ 87,000 |
| Wausau, WI | 5 | $ 611,000 | $ 122,200 | $ 75,000 |
| Cleveland, TN | 4 | $ 493,000 | $ 123,250 | $ 57,000 |
| Colorado Springs, CO | 4 | $ 933,000 | $ 233,250 | $ 81,000 |
| Decatur, AL | 4 | $ 518,000 | $ 129,500 | $ 60,000 |
| Detroit-Livonia-Dearborn, MI | 4 | $ 494,000 | $ 123,500 | $ 47,000 |
| Fond Du Lac, WI | 4 | $ 702,000 | $ 175,500 | $ 57,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 1,149,000 | $ 287,250 | $ 71,000 |
| Hinesville-Fort Stewart, GA | 4 | $ 752,000 | $ 188,000 | $ 73,000 |
| Lake Havasu City-Kingman, AZ | 4 | $ 550,000 | $ 137,500 | $ 60,000 |
| Lawton, OK | 4 | $ 598,000 | $ 149,500 | $ 56,000 |
| Providence-New Bedford-Fall River, RI-MA | 4 | $ 966,000 | $ 241,500 | $ 103,000 |
| St. Joseph, MO-KS | 4 | $ 421,000 | $ 105,250 | $ 62,000 |
| Tyler, TX | 4 | $ 752,000 | $ 188,000 | $ 70,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 4 | $ 745,000 | $ 186,250 | $ 76,000 |
| Barnstable Town, MA | 3 | $ 718,000 | $ 239,333 | $ 82,000 |
| Bellingham, WA | 3 | $ 858,000 | $ 286,000 | $ 81,000 |
| Bloomington, IN | 3 | $ 640,000 | $ 213,333 | $ 88,000 |
| Bradenton-Sarasota-Venice, FL | 3 | $ 627,000 | $ 209,000 | $ 75,000 |
| Brownsville-Harlingen, TX | 3 | $ 395,000 | $ 131,666 | $ 70,000 |
| Florence-Muscle Shoals, AL | 3 | $ 494,000 | $ 164,666 | $ 61,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 342,000 | $ 114,000 | $ 58,000 |
| Jackson, TN | 3 | $ 760,000 | $ 253,333 | $ 115,000 |
| Laredo, TX | 3 | $ 746,000 | $ 248,666 | $ 114,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 542,000 | $ 180,666 | $ 106,000 |
| Norwich-New London, CT | 3 | $ 664,000 | $ 221,333 | $ 85,000 |
| Peabody, MA | 3 | $ 646,000 | $ 215,333 | $ 75,000 |
| Rochester, MN | 3 | $ 572,000 | $ 190,666 | $ 97,000 |
| Salisbury, MD | 3 | $ 436,000 | $ 145,333 | $ 89,000 |
| Abilene, TX | 2 | $ 338,000 | $ 169,000 | $ 90,000 |
| Amarillo, TX | 2 | $ 232,000 | $ 116,000 | $ 95,000 |
| Bremerton-Silverdale, WA | 2 | $ 313,000 | $ 156,500 | $ 84,000 |
| Fort Collins-Loveland, CO | 2 | $ 446,000 | $ 223,000 | $ 77,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2 | $ 331,000 | $ 165,500 | $ 59,000 |
| Gainesville, FL | 2 | $ 361,000 | $ 180,500 | $ 81,000 |
| Grand Junction, CO | 2 | $ 351,000 | $ 175,500 | $ 57,000 |
| Greenville, NC | 2 | $ 304,000 | $ 152,000 | $ 54,000 |
| Janesville, WI | 2 | $ 208,000 | $ 104,000 | $ 52,000 |
| Kalamazoo-Portage, MI | 2 | $ 312,000 | $ 156,000 | $ 64,000 |
| Kankakee-Bradley, IL | 2 | $ 359,000 | $ 179,500 | $ 39,000 |
| Kennewick-Pasco-Richland, WA | 2 | $ 433,000 | $ 216,500 | $ 94,000 |
| Lawrence, KS | 2 | $ 239,000 | $ 119,500 | $ 39,000 |
| Midland, TX | 2 | $ 351,000 | $ 175,500 | $ 99,000 |
| Naples-Marco Island, FL | 2 | $ 349,000 | $ 174,500 | $ 47,000 |
| Olympia, WA | 2 | $ 598,000 | $ 299,000 | $ 65,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 271,000 | $ 135,500 | $ 66,000 |
| Panama City-Lynn Haven, FL | 2 | $ 482,000 | $ 241,000 | $ 129,000 |
| Prescott, AZ | 2 | $ 482,000 | $ 241,000 | $ 78,000 |
| Riverside-San Bernardino-Ontario, CA | 2 | $ 509,000 | $ 254,500 | $ 104,000 |
| Rome, GA | 2 | $ 316,000 | $ 158,000 | $ 64,000 |
| St. Cloud, MN | 2 | $ 380,000 | $ 190,000 | $ 73,000 |
| Tallahassee, FL | 2 | $ 257,000 | $ 128,500 | $ 59,000 |
| Wilmington, DE-MD-NJ | 2 | $ 587,000 | $ 293,500 | $ 82,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
| Ann Arbor, MI | 1 | $ 320,000 | $ 320,000 | $ 103,000 |
| Baton Rouge, LA | 1 | $ 160,000 | $ 160,000 | $ 82,000 |
| Bend, OR | 1 | $ 169,000 | $ 169,000 | $ 41,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 134,000 | $ 134,000 | $ 51,000 |
| College Station-Bryan, TX | 1 | $ 280,000 | $ 280,000 | $ 108,000 |
| Columbus, IN | 1 | $ 166,000 | $ 166,000 | $ 163,000 |
| Corvallis, OR | 1 | $ 213,000 | $ 213,000 | $ 130,000 |
| Danville, VA | 1 | $ 116,000 | $ 116,000 | $ 54,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 150,000 | $ 150,000 | $ 38,000 |
| Fort Walton Beach-Crestview-Destin, FL | 1 | $ 330,000 | $ 330,000 | $ 176,000 |
| Grand Forks, ND-MN | 1 | $ 111,000 | $ 111,000 | $ 34,000 |
| Holland-Grand Haven, MI | 1 | $ 120,000 | $ 120,000 | $ 38,000 |
| Jefferson City, MO | 1 | $ 77,000 | $ 77,000 | $ 68,000 |
| Kokomo, IN | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Lansing-East Lansing, MI | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
| Lewiston, ID-WA | 1 | $ 110,000 | $ 110,000 | $ 130,000 |
| Medford, OR | 1 | $ 180,000 | $ 180,000 | $ 48,000 |
| Monroe, MI | 1 | $ 140,000 | $ 140,000 | $ 50,000 |
| Muncie, IN | 1 | $ 144,000 | $ 144,000 | $ 56,000 |
| Niles-Benton Harbor, MI | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Oakland-Fremont-Hayward, CA | 1 | $ 270,000 | $ 270,000 | $ 56,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 239,000 | $ 239,000 | $ 68,000 |
| Pittsfield, MA | 1 | $ 188,000 | $ 188,000 | $ 67,000 |
| Port St. Lucie, FL | 1 | $ 172,000 | $ 172,000 | $ 94,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 101,000 | $ 101,000 | $ 71,000 |
| San Angelo, TX | 1 | $ 180,000 | $ 180,000 | $ 102,000 |
| San Diego-Carlsbad-San Marcos, CA | 1 | $ 511,000 | $ 511,000 | $ 126,000 |
| Santa Ana-Anaheim-Irvine, CA | 1 | $ 200,000 | $ 200,000 | $ 54,000 |
| Valdosta, GA | 1 | $ 173,000 | $ 173,000 | $ 66,000 |
| Wichita Falls, TX | 1 | $ 184,000 | $ 184,000 | $ 96,000 |
| Yakima, WA | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| York-Hanover, PA | 1 | $ 116,000 | $ 116,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for Tmg Real Estate & Financial in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,753 | $834,113,000 | $175,000 | $800,000 | $79,000 | $1,800,000 |
| Home Purchase | 1,446 | $259,261,000 | $179,000 | $667,000 | $79,000 | $1,143,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 4,013 | $712,704,000 | $177,000 | $800,000 | $81,000 | $1,800,000 |
| White | 1,830 | $319,932,000 | $174,000 | $595,000 | $78,000 | $1,200,000 |
| Black or African American | 162 | $26,098,000 | $161,000 | $382,000 | $63,000 | $178,000 |
| Hispanic | 162 | $28,618,000 | $176,000 | $416,000 | $75,000 | $260,000 |
| Asian | 22 | $4,413,000 | $200,000 | $350,000 | $85,000 | $161,000 |
| American Indian or Alaskan Native | 8 | $1,290,000 | $161,000 | $271,000 | $56,000 | $89,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $319,000 | $159,000 | $164,000 | $81,000 | $88,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,584 | $665,040,000 | $185,000 | $800,000 | $87,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 2,594 | $423,990,000 | $163,000 | $350,000 | $68,000 | $1,140,000 |
| VA-guaranteed (Veterans Administration) | 18 | $3,664,000 | $203,000 | $350,000 | $89,000 | $265,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $680,000 | $226,000 | $328,000 | $53,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 3,806 | $683,638,000 | $179,000 | $800,000 | $82,000 | $1,800,000 |
| Application Denied By Financial Institution | 1,530 | $260,941,000 | $170,000 | $667,000 | $74,000 | $1,143,000 |
| Loan Originated | 810 | $138,362,000 | $170,000 | $500,000 | $76,000 | $395,000 |
| File Closed For Incompleteness | 52 | $10,270,000 | $197,000 | $355,000 | $127,000 | $1,356,000 |
| Application Approved But Not Accepted | 1 | $163,000 | $163,000 | $163,000 | $92,000 | $92,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 495 | $81,966,000 | $165,000 | $417,000 | $71,000 | $943,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 200 | $33,469,000 | $167,000 | $667,000 | $68,000 | $1,140,000 |
| Collateral | 191 | $34,804,000 | $182,000 | $613,000 | $77,000 | $356,000 |
| Debt-To-Income Ratio | 140 | $24,869,000 | $177,000 | $400,000 | $50,000 | $169,000 |
| Other | 56 | $9,970,000 | $178,000 | $411,000 | $71,000 | $180,000 |
| Unverifiable Information | 33 | $5,801,000 | $175,000 | $511,000 | $74,000 | $205,000 |
| Mortgage Insurance Denied | 19 | $2,619,000 | $137,000 | $290,000 | $52,000 | $110,000 |
| Employment History | 13 | $2,274,000 | $174,000 | $388,000 | $87,000 | $265,000 |
| Credit Application Incomplete | 1 | $148,000 | $148,000 | $148,000 | $39,000 | $39,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tmg Real Estate & Financial's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tmg Real Estate & Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About