Tomo Mortgage LLC Mortgage Lending & HMDA Data, 2025

In 2025, Tomo Mortgage LLC of New York, NY reported 9,006 mortgage applications totaling $4.0 billion, up 281% from 2024. The average application was for $440,564, and applicants reported an average income of $200,000. 39% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (342), Dallas-Plano-Irving, TX (314) and Atlanta-Sandy Springs-Roswell, GA (296) (applications in parentheses).

Mortgage Company & Address Tomo Mortgage LLC
909 Third Avenue 9th Fl
New York, NY 10018
Federal Regulator * available with data download
Years 2025  2024  2023  
Total Number of Mortgage Applications 9,006
Total Mortgage Loan Application Amount $3,967,720,000
Average Mortgage Loan Application Amount $440,564
Highest Mortgage Loan Application Amount $3,575,000
Average Applicant Income $200,000
Highest Applicant Income $5,719,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tomo Mortgage LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Tomo Mortgage LLC by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 677 $ 234,535,000 $ 346,432 $ 202,800
Houston-The Woodlands-Sugar Land, TX 342 $ 132,550,000 $ 387,573 $ 199,690
Dallas-Plano-Irving, TX 314 $ 139,210,000 $ 443,343 $ 200,000
Atlanta-Sandy Springs-Roswell, GA 296 $ 133,600,000 $ 451,351 $ 195,000
Chicago-Naperville, IL 269 $ 115,415,000 $ 429,052 $ 193,000
Charlotte-Concord-Gastonia, NC-SC 223 $ 97,365,000 $ 436,614 $ 179,950
Austin-Round Rock, TX 188 $ 82,650,000 $ 439,627 $ 202,000
Arlington-Alexandria-Reston, VA-WV 182 $ 117,650,000 $ 646,428 $ 234,000
Lakewood-New Brunswick, NJ 163 $ 93,355,000 $ 572,730 $ 218,000
Raleigh, NC 153 $ 67,735,000 $ 442,712 $ 200,000
New York-Jersey City-White Plains, NY-NJ 152 $ 98,940,000 $ 650,921 $ 248,000
Seattle-Bellevue-Everett, WA 149 $ 110,785,000 $ 743,523 $ 264,000
Newark, NJ-PA 148 $ 87,030,000 $ 588,040 $ 233,000
Phoenix-Mesa-Scottsdale, AZ 141 $ 60,505,000 $ 429,113 $ 203,000
Orlando-Kissimmee-Sanford, FL 138 $ 60,920,000 $ 441,449 $ 180,000
Minneapolis-St. Paul-Bloomington, MN-WI 132 $ 56,710,000 $ 429,621 $ 183,128
Los Angeles-Long Beach-Glendale, CA 131 $ 97,105,000 $ 741,259 $ 241,000
Baltimore-Columbia-Towson, MD 130 $ 58,810,000 $ 452,384 $ 198,000
Tampa, FL 127 $ 50,895,000 $ 400,748 $ 188,000
Denver-Aurora-Lakewood, CO 121 $ 61,665,000 $ 509,628 $ 206,338
Warren-Troy-Farmington Hills, MI 104 $ 35,430,000 $ 340,673 $ 151,000
Marietta, GA 97 $ 42,305,000 $ 436,134 $ 179,000
Fort Worth-Arlington, TX 96 $ 37,750,000 $ 393,229 $ 191,000
Nashville-Davidson--Murfreesboro--Franklin, TN 96 $ 45,580,000 $ 474,791 $ 199,000
Montgomery County-Bucks County-Chester County, PA 92 $ 45,570,000 $ 495,326 $ 212,000
Washington, DC-MD 91 $ 50,505,000 $ 555,000 $ 206,054
Portland-Vancouver-Hillsboro, OR-WA 87 $ 44,595,000 $ 512,586 $ 225,551
Washington-Baltimore-Arlington, DC 80 $ 47,310,000 $ 591,375 $ 223,000
Philadelphia, PA 79 $ 30,515,000 $ 386,265 $ 173,000
Columbus, OH 77 $ 27,155,000 $ 352,662 $ 171,000
Pittsburgh, PA 70 $ 25,570,000 $ 365,285 $ 201,028
Cincinnati, OH-KY-IN 69 $ 24,075,000 $ 348,913 $ 215,347
Hartford-West Hartford-East Hartford, CT 69 $ 28,375,000 $ 411,231 $ 191,000
Sacramento--Roseville--Arden-Arcade, CA 68 $ 33,040,000 $ 485,882 $ 214,000
Camden, NJ 67 $ 25,975,000 $ 387,686 $ 294,000
Cleveland, OH 64 $ 21,960,000 $ 343,125 $ 190,640
San Antonio-New Braunfels, TX 61 $ 20,555,000 $ 336,967 $ 186,655
Riverside-San Bernardino-Ontario, CA 60 $ 27,930,000 $ 465,500 $ 257,000
Indianapolis-Carmel-Anderson, IN 59 $ 22,065,000 $ 373,983 $ 163,000
Jacksonville, FL 59 $ 23,245,000 $ 393,983 $ 174,000
Oakland-Hayward-Berkeley, CA 59 $ 44,545,000 $ 755,000 $ 264,508
San Diego-Carlsbad, CA 59 $ 40,745,000 $ 690,593 $ 257,813
Fayetteville-Springdale-Rogers, AR-MO 55 $ 22,575,000 $ 410,454 $ 231,000
Richmond, VA 55 $ 24,405,000 $ 443,727 $ 198,000
St. Petersburg-Clearwater-Largo, FL 54 $ 21,920,000 $ 405,925 $ 204,000
North Port-Sarasota-Bradenton, FL 53 $ 22,055,000 $ 416,132 $ 192,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 51 $ 24,175,000 $ 474,019 $ 178,000
Everett, WA 50 $ 33,500,000 $ 670,000 $ 245,000
West Palm Beach-Boca Raton-Delray Beach, FL 50 $ 29,430,000 $ 588,600 $ 215,000
Anaheim-Santa Ana-Irvine, CA 47 $ 39,285,000 $ 835,851 $ 267,000
Bridgeport-Stamford-Norwalk, CT 45 $ 24,465,000 $ 543,666 $ 195,000
Durham-Chapel Hill, NC 44 $ 17,770,000 $ 403,863 $ 202,000
Wilmington, NC 44 $ 16,390,000 $ 372,500 $ 186,000
Boise City, ID 42 $ 17,690,000 $ 421,190 $ 213,000
Miami-Miami Beach-Kendall, FL 42 $ 17,970,000 $ 427,857 $ 194,000
Chattanooga, TN-GA 41 $ 13,975,000 $ 340,853 $ 165,390
New Haven-Milford, CT 40 $ 18,120,000 $ 453,000 $ 208,000
Deltona-Daytona Beach-Ormond Beach, FL 39 $ 11,985,000 $ 307,307 $ 172,000
Knoxville, TN 39 $ 15,585,000 $ 399,615 $ 199,000
Trenton, NJ 39 $ 21,305,000 $ 546,282 $ 220,000
Greenville-Anderson-Mauldin, SC 37 $ 10,895,000 $ 294,459 $ 143,000
Louisville/Jefferson County, KY-IN 37 $ 15,095,000 $ 407,972 $ 190,891
Cape Coral-Fort Myers, FL 36 $ 14,150,000 $ 393,055 $ 177,888
Virginia Beach-Norfolk-Newport News, VA-NC 36 $ 12,760,000 $ 354,444 $ 172,916
Birmingham-Hoover, AL 35 $ 13,675,000 $ 390,714 $ 151,000
Detroit-Dearborn-Livonia, MI 34 $ 10,470,000 $ 307,941 $ 130,000
Allentown-Bethlehem-Easton, PA-NJ 33 $ 11,165,000 $ 338,333 $ 200,575
Charleston-North Charleston, SC 32 $ 14,510,000 $ 453,437 $ 198,000
Tucson, AZ 31 $ 10,935,000 $ 352,741 $ 171,000
Tulsa, OK 31 $ 9,195,000 $ 296,612 $ 140,000
Huntsville, AL 30 $ 10,820,000 $ 360,666 $ 149,000
Kansas City, MO-KS 30 $ 14,790,000 $ 493,000 $ 220,000
Oklahoma City, OK 30 $ 9,240,000 $ 308,000 $ 278,000
San Jose-Sunnyvale-Santa Clara, CA 30 $ 23,770,000 $ 792,333 $ 286,000
Asheville, NC 28 $ 11,460,000 $ 409,285 $ 193,000
Madison, WI 28 $ 12,140,000 $ 433,571 $ 209,000
Milwaukee-Waukesha-West Allis, WI 28 $ 10,120,000 $ 361,428 $ 168,000
Ann Arbor, MI 27 $ 9,595,000 $ 355,370 $ 184,000
Greensboro-High Point, NC 27 $ 11,185,000 $ 414,259 $ 206,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 27 $ 6,985,000 $ 258,703 $ 177,000
Lake County-Kenosha County, IL-WI 26 $ 12,550,000 $ 482,692 $ 225,000
Palm Bay-Melbourne-Titusville, FL 26 $ 9,090,000 $ 349,615 $ 157,000
Grand Rapids-Wyoming, MI 25 $ 9,245,000 $ 369,800 $ 161,000
Little Rock-North Little Rock-Conway, AR 25 $ 7,865,000 $ 314,600 $ 253,000
San Francisco-Redwood City-South San Francisco, CA 25 $ 21,585,000 $ 863,400 $ 319,000
Augusta-Richmond County, GA-SC 24 $ 8,440,000 $ 351,666 $ 205,375
Colorado Springs, CO 24 $ 11,010,000 $ 458,750 $ 201,000
Lakeland-Winter Haven, FL 24 $ 6,590,000 $ 274,583 $ 156,000
Memphis, TN-MS-AR 23 $ 8,025,000 $ 348,913 $ 207,000
Dayton-Springfield-Kettering, OH 22 $ 5,540,000 $ 251,818 $ 123,000
Fresno, CA 21 $ 7,785,000 $ 370,714 $ 200,000
Lexington-Fayette, KY 21 $ 8,225,000 $ 391,666 $ 201,000
Tacoma-Lakewood, WA 21 $ 12,165,000 $ 579,285 $ 238,000
Bend-Redmond, OR 20 $ 11,960,000 $ 598,000 $ 205,000
Des Moines-West Des Moines, IA 20 $ 7,160,000 $ 358,000 $ 168,000
Akron, OH 19 $ 5,735,000 $ 301,842 $ 145,000
Columbia, SC 19 $ 6,025,000 $ 317,105 $ 158,000
Omaha-Council Bluffs, NE-IA 19 $ 7,355,000 $ 387,105 $ 190,842
Stockton-Lodi, CA 19 $ 9,635,000 $ 507,105 $ 259,000
Eugene, OR 18 $ 6,040,000 $ 335,555 $ 152,000
Naples-Immokalee-Marco Island, FL 18 $ 8,770,000 $ 487,222 $ 204,000
New Orleans-Metairie, LA 18 $ 5,430,000 $ 301,666 $ 161,000
Savannah, GA 18 $ 7,170,000 $ 398,333 $ 145,000
Toledo, OH 18 $ 4,580,000 $ 254,444 $ 165,000
Boulder, CO 17 $ 12,055,000 $ 709,117 $ 293,000
Pensacola-Ferry Pass-Brent, FL 17 $ 5,945,000 $ 349,705 $ 213,000
Spokane-Spokane Valley, WA 17 $ 7,035,000 $ 413,823 $ 200,000
Waterbury-Shelton, CT 17 $ 6,025,000 $ 354,411 $ 175,000
Baton Rouge, LA 16 $ 5,250,000 $ 328,125 $ 188,000
Elgin, IL 16 $ 6,000,000 $ 375,000 $ 180,000
Winston-Salem, NC 16 $ 5,300,000 $ 331,250 $ 149,000
Charlottesville, VA 15 $ 6,155,000 $ 410,333 $ 250,000
Port St. Lucie, FL 15 $ 5,085,000 $ 339,000 $ 166,000
Atlantic City-Hammonton, NJ 14 $ 6,830,000 $ 487,857 $ 277,000
Bremerton-Silverdale, WA 14 $ 7,510,000 $ 536,428 $ 177,000
Fort Collins, CO 14 $ 7,030,000 $ 502,142 $ 279,000
Lansing-East Lansing, MI 14 $ 3,790,000 $ 270,714 $ 163,000
Panama City, FL 14 $ 5,870,000 $ 419,285 $ 221,000
Wildwood-The Villages, FL 14 $ 4,360,000 $ 311,428 $ 165,785
Gainesville, FL 13 $ 4,455,000 $ 342,692 $ 196,000
Crestview-Fort Walton Beach-Destin, FL 12 $ 5,450,000 $ 454,166 $ 257,000
Lake County-Porter County-Jasper County, IN 12 $ 4,000,000 $ 333,333 $ 136,000
Lancaster, PA 12 $ 4,560,000 $ 380,000 $ 329,583
Norwich-New London, CT 12 $ 4,490,000 $ 374,166 $ 190,000
Ocala, FL 12 $ 2,820,000 $ 235,000 $ 126,000
Scranton--Wilkes-Barre--Hazleton, PA 12 $ 4,390,000 $ 365,833 $ 154,000
Bakersfield, CA 11 $ 4,465,000 $ 405,909 $ 379,000
El Paso, TX 11 $ 2,975,000 $ 270,454 $ 152,000
Hilton Head Island-Bluffton-Beaufort, SC 11 $ 4,885,000 $ 444,090 $ 225,000
McAllen-Edinburg-Mission, TX 11 $ 2,775,000 $ 252,272 $ 116,000
Oxnard-Thousand Oaks-Ventura, CA 11 $ 6,705,000 $ 609,545 $ 211,000
Reading, PA 11 $ 3,075,000 $ 279,545 $ 131,000
Tallahassee, FL 11 $ 3,605,000 $ 327,727 $ 159,000
York-Hanover, PA 11 $ 3,635,000 $ 330,454 $ 170,000
Gainesville, GA 10 $ 4,040,000 $ 404,000 $ 185,000
Killeen-Temple, TX 10 $ 2,400,000 $ 240,000 $ 143,000
Modesto, CA 10 $ 4,360,000 $ 436,000 $ 200,000
Punta Gorda, FL 10 $ 3,570,000 $ 357,000 $ 192,000
Roanoke, VA 10 $ 3,680,000 $ 368,000 $ 191,000
Salem, OR 10 $ 5,210,000 $ 521,000 $ 174,000
Clarksville, TN-KY 9 $ 3,125,000 $ 347,222 $ 169,000
Coeur D'Alene, ID 9 $ 4,355,000 $ 483,888 $ 192,000
Daphne-Fairhope-Foley, AL 9 $ 2,605,000 $ 289,444 $ 111,000
Duluth, MN-WI 9 $ 3,215,000 $ 357,222 $ 131,444
Harrisburg-Carlisle, PA 9 $ 3,385,000 $ 376,111 $ 187,000
Lincoln, NE 9 $ 3,015,000 $ 335,000 $ 107,000
Wichita, KS 9 $ 2,045,000 $ 227,222 $ 124,000
Bellingham, WA 8 $ 3,860,000 $ 482,500 $ 154,000
Blacksburg-Christiansburg-Radford, VA 8 $ 2,150,000 $ 268,750 $ 216,000
Grand Junction, CO 8 $ 3,110,000 $ 388,750 $ 128,000
Kennewick-Richland, WA 8 $ 2,770,000 $ 346,250 $ 161,000
Montgomery, AL 8 $ 2,300,000 $ 287,500 $ 148,000
Olympia-Tumwater, WA 8 $ 3,430,000 $ 428,750 $ 213,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 8 $ 5,310,000 $ 663,750 $ 265,000
Sebastian-Vero Beach, FL 8 $ 3,670,000 $ 458,750 $ 194,000
Spartanburg, SC 8 $ 2,080,000 $ 260,000 $ 158,000
Springfield, IL 8 $ 1,000,000 $ 125,000 $ 307,000
Wilmington, DE-MD-NJ 8 $ 2,750,000 $ 343,750 $ 181,875
Winchester, VA-WV 8 $ 2,760,000 $ 345,000 $ 149,000
Auburn-Opelika, AL 7 $ 2,715,000 $ 387,857 $ 162,000
Beaumont-Port Arthur, TX 7 $ 1,285,000 $ 183,571 $ 101,000
Bloomington, IN 7 $ 2,765,000 $ 395,000 $ 218,000
Chico, CA 7 $ 1,745,000 $ 249,285 $ 151,000
College Station-Bryan, TX 7 $ 2,465,000 $ 352,142 $ 188,000
Florence-Muscle Shoals, AL 7 $ 2,355,000 $ 336,428 $ 95,000
Harrisonburg, VA 7 $ 2,415,000 $ 345,000 $ 282,000
Hickory-Lenoir-Morganton, NC 7 $ 3,195,000 $ 456,428 $ 202,000
Homosassa Springs, FL 7 $ 1,795,000 $ 256,428 $ 93,000
Lafayette, LA 7 $ 2,165,000 $ 309,285 $ 126,000
Lake Havasu City-Kingman, AZ 7 $ 2,305,000 $ 329,285 $ 113,000
Lexington Park, MD 7 $ 3,155,000 $ 450,714 $ 181,000
Medford, OR 7 $ 2,965,000 $ 423,571 $ 182,000
Midland, TX 7 $ 2,485,000 $ 355,000 $ 175,000
Morristown, TN 7 $ 2,195,000 $ 313,571 $ 72,000
Slidell-Mandeville-Covington, LA 7 $ 2,935,000 $ 419,285 $ 160,000
State College, PA 7 $ 2,115,000 $ 302,142 $ 281,000
Staunton-Waynesboro, VA 7 $ 2,135,000 $ 305,000 $ 170,000
Warner Robins, GA 7 $ 1,895,000 $ 270,714 $ 125,000
Yuba City, CA 7 $ 2,415,000 $ 345,000 $ 179,000
Amarillo, TX 6 $ 1,940,000 $ 323,333 $ 117,000
Champaign-Urbana, IL 6 $ 1,950,000 $ 325,000 $ 142,000
Columbus, GA-AL 6 $ 1,230,000 $ 205,000 $ 120,000
Fort Wayne, IN 6 $ 1,730,000 $ 288,333 $ 121,000
Hot Springs, AR 6 $ 1,430,000 $ 238,333 $ 158,000
Kenosha, WI 6 $ 1,730,000 $ 288,333 $ 136,000
Kingsport-Bristol-Bristol, TN-VA 6 $ 1,330,000 $ 221,666 $ 107,333
Napa, CA 6 $ 3,290,000 $ 548,333 $ 251,000
Rockford, IL 6 $ 1,750,000 $ 291,666 $ 144,000
Sandusky, OH 6 $ 1,760,000 $ 293,333 $ 174,000
Sherman-Denison, TX 6 $ 1,370,000 $ 228,333 $ 202,000
Shreveport-Bossier City, LA 6 $ 830,000 $ 138,333 $ 169,000
Traverse City, MI 6 $ 1,690,000 $ 281,666 $ 136,000
Waco, TX 6 $ 1,590,000 $ 265,000 $ 191,000
Wenatchee, WA 6 $ 3,670,000 $ 611,666 $ 309,000
Appleton, WI 5 $ 1,645,000 $ 329,000 $ 148,000
Corpus Christi, TX 5 $ 1,225,000 $ 245,000 $ 122,000
Davenport-Moline-Rock Island, IA-IL 5 $ 1,405,000 $ 281,000 $ 106,800
Dothan, AL 5 $ 1,645,000 $ 329,000 $ 202,000
Flint, MI 5 $ 1,245,000 $ 249,000 $ 122,000
Green Bay, WI 5 $ 1,685,000 $ 337,000 $ 161,000
Iowa City, IA 5 $ 1,145,000 $ 229,000 $ 147,000
La Crosse-Onalaska, WI-MN 5 $ 1,895,000 $ 379,000 $ 144,000
Mansfield, OH 5 $ 1,495,000 $ 299,000 $ 132,000
Merced, CA 5 $ 1,735,000 $ 347,000 $ 230,000
Mobile, AL 5 $ 1,775,000 $ 355,000 $ 185,000
Niles-Benton Harbor, MI 5 $ 2,535,000 $ 507,000 $ 182,000
Peoria, IL 5 $ 975,000 $ 195,000 $ 124,000
San Rafael, CA 5 $ 3,075,000 $ 615,000 $ 244,000
Santa Cruz-Watsonville, CA 5 $ 4,505,000 $ 901,000 $ 516,000
Tuscaloosa, AL 5 $ 1,975,000 $ 395,000 $ 108,000
Tyler, TX 5 $ 1,285,000 $ 257,000 $ 109,000
Visalia-Porterville, CA 5 $ 1,965,000 $ 393,000 $ 495,000
Ames, IA 4 $ 870,000 $ 217,500 $ 193,000
Anchorage, AK 4 $ 1,790,000 $ 447,500 $ 270,000
Athens-Clarke County, GA 4 $ 1,190,000 $ 297,500 $ 168,750
Canton-Massillon, OH 4 $ 790,000 $ 197,500 $ 91,000
Columbus, IN 4 $ 830,000 $ 207,500 $ 111,000
Flagstaff, AZ 4 $ 1,920,000 $ 480,000 $ 209,000
Florence, SC 4 $ 1,680,000 $ 420,000 $ 159,000
Hagerstown-Martinsburg, MD-WV 4 $ 2,050,000 $ 512,500 $ 102,000
Johnson City, TN 4 $ 1,670,000 $ 417,500 $ 146,000
Kalamazoo-Portage, MI 4 $ 1,200,000 $ 300,000 $ 174,000
Lafayette-West Lafayette, IN 4 $ 860,000 $ 215,000 $ 121,000
Lake Charles, LA 4 $ 1,020,000 $ 255,000 $ 162,000
Laredo, TX 4 $ 1,080,000 $ 270,000 $ 105,000
Lawton, OK 4 $ 910,000 $ 227,500 $ 108,000
Lebanon, PA 4 $ 1,400,000 $ 350,000 $ 141,000
Longview, TX 4 $ 980,000 $ 245,000 $ 137,000
Macon-Bibb County, GA 4 $ 730,000 $ 182,500 $ 93,000
Rochester, MN 4 $ 1,850,000 $ 462,500 $ 242,000
Rocky Mount, NC 4 $ 800,000 $ 200,000 $ 83,000
Santa Rosa, CA 4 $ 1,780,000 $ 445,000 $ 189,000
South Bend-Mishawaka, IN-MI 4 $ 1,270,000 $ 317,500 $ 117,000
Springfield, OH 4 $ 1,060,000 $ 265,000 $ 109,000
St. Louis, MO-IL 4 $ 900,000 $ 225,000 $ 122,000
Youngstown-Warren-Boardman, OH-PA 4 $ 1,010,000 $ 252,500 $ 119,000
Albany, GA 3 $ 795,000 $ 265,000 $ 123,000
Bloomington, IL 3 $ 795,000 $ 265,000 $ 190,000
Bowling Green, KY 3 $ 615,000 $ 205,000 $ 138,000
Cleveland, TN 3 $ 915,000 $ 305,000 $ 127,000
Evansville, IN-KY 3 $ 815,000 $ 271,666 $ 136,000
Fargo, ND-MN 3 $ 645,000 $ 215,000 $ 88,000
Fond Du Lac, WI 3 $ 835,000 $ 278,333 $ 188,000
Greenville, NC 3 $ 785,000 $ 261,666 $ 203,000
Lubbock, TX 3 $ 1,415,000 $ 471,666 $ 160,000
Lynchburg, VA 3 $ 585,000 $ 195,000 $ 70,000
Muncie, IN 3 $ 895,000 $ 298,333 $ 114,000
Odessa, TX 3 $ 525,000 $ 175,000 $ 137,000
Ogden-Clearfield, UT 3 $ 1,525,000 $ 508,333 $ 207,000
Racine, WI 3 $ 1,485,000 $ 495,000 $ 204,000
Rome, GA 3 $ 1,155,000 $ 385,000 $ 181,000
Salisbury, MD-DE 3 $ 765,000 $ 255,000 $ 140,000
Sebring, FL 3 $ 785,000 $ 261,666 $ 109,000
Topeka, KS 3 $ 1,195,000 $ 398,333 $ 180,000
Waterloo-Cedar Falls, IA 3 $ 715,000 $ 238,333 $ 94,000
Williamsport, PA 3 $ 805,000 $ 268,333 $ 173,000
Burlington, NC 2 $ 630,000 $ 315,000 $ 94,000
Cedar Rapids, IA 2 $ 370,000 $ 185,000 $ 76,000
Corvallis, OR 2 $ 740,000 $ 370,000 $ 369,000
Elkhart-Goshen, IN 2 $ 600,000 $ 300,000 $ 117,000
Erie, PA 2 $ 260,000 $ 130,000 $ 69,000
Fayetteville, NC 2 $ 680,000 $ 340,000 $ 134,000
Greeley, CO 2 $ 1,020,000 $ 510,000 $ 102,000
Hanford-Corcoran, CA 2 $ 460,000 $ 230,000 $ 160,000
Hinesville, GA 2 $ 500,000 $ 250,000 $ 64,000
Idaho Falls, ID 2 $ 540,000 $ 270,000 $ 330,000
Jackson, MI 2 $ 580,000 $ 290,000 $ 85,000
Jackson, TN 2 $ 920,000 $ 460,000 $ 160,000
Jacksonville, NC 2 $ 800,000 $ 400,000 $ 129,000
Janesville-Beloit, WI 2 $ 770,000 $ 385,000 $ 193,000
Johnstown, PA 2 $ 480,000 $ 240,000 $ 107,000
Jonesboro, AR 2 $ 350,000 $ 175,000 $ 153,000
Lawrence, KS 2 $ 580,000 $ 290,000 $ 173,000
Longview, WA 2 $ 610,000 $ 305,000 $ 199,000
Michigan City-La Porte, IN 2 $ 560,000 $ 280,000 $ 336,000
Oshkosh-Neenah, WI 2 $ 610,000 $ 305,000 $ 152,000
Pinehurst-Southern Pines, NC 2 $ 1,050,000 $ 525,000 $ 175,000
Pocatello, ID 2 $ 790,000 $ 395,000 $ 170,000
Prescott Valley-Prescott, AZ 2 $ 730,000 $ 365,000 $ 199,000
Pueblo, CO 2 $ 380,000 $ 190,000 $ 145,000
Redding, CA 2 $ 680,000 $ 340,000 $ 218,000
Saginaw, MI 2 $ 260,000 $ 130,000 $ 127,000
St. Cloud, MN 2 $ 660,000 $ 330,000 $ 243,000
Terre Haute, IN 2 $ 440,000 $ 220,000 $ 137,000
Valdosta, GA 2 $ 430,000 $ 215,000 $ 69,000
Vallejo-Fairfield, CA 2 $ 1,230,000 $ 615,000 $ 211,000
Yakima, WA 2 $ 780,000 $ 390,000 $ 179,000
Yuma, AZ 2 $ 210,000 $ 105,000 $ 36,000
Abilene, TX 1 $ 175,000 $ 175,000 $ 219,000
Anniston-Oxford-Jacksonville, AL 1 $ 105,000 $ 105,000 $ 40,000
Battle Creek, MI 1 $ 365,000 $ 365,000 $ 141,000
Brownsville-Harlingen, TX 1 $ 265,000 $ 265,000 $ 0
Brunswick, GA 1 $ 495,000 $ 495,000 $ 315,000
Chambersburg-Waynesboro, PA 1 $ 175,000 $ 175,000 $ 55,000
Dalton, GA 1 $ 145,000 $ 145,000 $ 49,000
Decatur, AL 1 $ 235,000 $ 235,000 $ 79,000
Decatur, IL 1 $ 155,000 $ 155,000 $ 64,000
Eau Claire, WI 1 $ 525,000 $ 525,000 $ 240,000
El Centro, CA 1 $ 365,000 $ 365,000 $ 203,000
Elizabethtown-Fort Knox, KY 1 $ 295,000 $ 295,000 $ 87,000
Enid, OK 1 $ 145,000 $ 145,000 $ 33,000
Fort Smith, AR-OK 1 $ 205,000 $ 205,000 $ 190,000
Gadsden, AL 1 $ 195,000 $ 195,000 $ 100,000
Gettysburg, PA 1 $ 515,000 $ 515,000 $ 146,000
Hammond, LA 1 $ 315,000 $ 315,000 $ 81,000
Houma-Thibodaux, LA 1 $ 455,000 $ 455,000 $ 137,000
Huntington-Ashland, WV-KY-OH 1 $ 205,000 $ 205,000 $ 68,000
Kankakee, IL 1 $ 345,000 $ 345,000 $ 150,000
Lima, OH 1 $ 215,000 $ 215,000 $ 213,000
Monroe, MI 1 $ 245,000 $ 245,000 $ 115,000
Mount Vernon-Anacortes, WA 1 $ 465,000 $ 465,000 $ 122,000
Muskegon, MI 1 $ 175,000 $ 175,000 $ 65,000
Owensboro, KY 1 $ 235,000 $ 235,000 $ 116,000
Salinas, CA 1 $ 765,000 $ 765,000 $ 189,000
Salt Lake City, UT 1 $ 435,000 $ 435,000 $ 139,000
Sierra Vista-Douglas, AZ 1 $ 225,000 $ 225,000 $ 67,000
Sioux City, IA-NE-SD 1 $ 155,000 $ 155,000 $ 52,000
Springfield, MA 1 $ 245,000 $ 245,000 $ 99,000
Sumter, SC 1 $ 235,000 $ 235,000 $ 80,000
Texarkana, TX-AR 1 $ 145,000 $ 145,000 $ 77,000
Victoria, TX 1 $ 245,000 $ 245,000 $ 83,000
Wausau, WI 1 $ 195,000 $ 195,000 $ 63,000
Weirton-Steubenville, WV-OH 1 $ 195,000 $ 195,000 $ 160,000

Mortgage Loan Application Detail Totals for Tomo Mortgage LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 9,006 $3,967,720,000 $440,000 $3,575,000 $200,000 $5,719,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Refinancing 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,717 $1,581,755,000 $425,000 $2,205,000 $193,000 $5,719,000
Not Provided 3,239 $1,461,525,000 $451,000 $3,575,000 $209,000 $4,066,000
Asian 1,339 $639,565,000 $477,000 $1,995,000 $211,000 $1,714,000
Hispanic 435 $180,075,000 $413,000 $1,205,000 $175,000 $693,000
Black or African American 229 $85,475,000 $373,000 $1,015,000 $159,000 $1,150,000
American Indian or Alaskan Native 37 $15,015,000 $405,000 $805,000 $167,000 $539,000
Native Hawaiian or Other Pacific Islander 10 $4,310,000 $431,000 $1,485,000 $133,000 $363,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,636 $3,838,750,000 $444,000 $3,575,000 $203,000 $5,719,000
FHA-insured (Federal Housing Administration) 296 $97,420,000 $329,000 $1,105,000 $118,000 $424,000
VA-guaranteed (Veterans Administration) 74 $31,550,000 $426,000 $945,000 $144,000 $400,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 4,847 $2,199,765,000 $453,000 $3,575,000 $197,000 $5,719,000
Loan Originated 3,501 $1,496,085,000 $427,000 $1,355,000 $206,000 $2,217,000
Application Denied By Financial Institution 598 $245,110,000 $409,000 $1,085,000 $177,000 $1,275,000
Application Approved But Not Accepted 38 $17,830,000 $469,000 $1,115,000 $232,000 $914,000
File Closed For Incompleteness 22 $8,930,000 $405,000 $795,000 $202,000 $850,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,408 $3,722,610,000 $442,000 $3,575,000 $201,000 $5,719,000
Other 447 $188,125,000 $420,000 $1,085,000 $186,000 $1,275,000
Collateral 62 $22,290,000 $359,000 $1,025,000 $198,000 $660,000
Debt-To-Income Ratio 60 $23,010,000 $383,000 $795,000 $102,000 $312,000
Unverifiable Information 11 $4,325,000 $393,000 $905,000 $156,000 $376,000
Insufficient Cash (Downpayment, Closing Cost) 9 $3,615,000 $401,000 $785,000 $129,000 $226,000
Credit Application Incomplete 5 $2,685,000 $537,000 $885,000 $202,000 $287,000
Credit History 2 $300,000 $150,000 $165,000 $99,000 $125,000
Employment History 2 $760,000 $380,000 $435,000 $119,000 $151,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Tomo Mortgage LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Tomo Mortgage LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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