Top Flite Financial, Inc. Mortgage Lending & HMDA Data, 2024

In 2024, Top Flite Financial, Inc. of Williamston, MI reported 4,850 mortgage applications totaling $1.1 billion, down 8% from 2023. The average application was for $224,888, and applicants reported an average income of $96,053. 51% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (137), Tampa, FL (132) and Las Vegas-Henderson-Paradise, NV (130) (applications in parentheses).

Mortgage Company & Address Top Flite Financial, Inc.
123 E Grand River Ave
Williamston, MI 48895
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 4,850
Total Mortgage Loan Application Amount $1,090,710,000
Average Mortgage Loan Application Amount $224,888
Highest Mortgage Loan Application Amount $2,195,000
Average Applicant Income $96,053
Highest Applicant Income $1,594,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Top Flite Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Top Flite Financial, Inc. by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark, Nevada 130 $ 45,000,000 $ 346,153 $ 119,000
Pinellas, Florida 114 $ 33,510,000 $ 293,947 $ 134,000
Maricopa, Arizona 68 $ 22,520,000 $ 331,176 $ 147,000
Broward, Florida 62 $ 19,600,000 $ 316,129 $ 120,000
Pasco, Florida 60 $ 14,680,000 $ 244,666 $ 86,000
Hillsborough, Florida 52 $ 15,680,000 $ 301,538 $ 118,000
Mecklenburg, North Carolina 48 $ 14,570,000 $ 303,541 $ 98,000
Cuyahoga, Ohio 46 $ 5,840,000 $ 126,956 $ 84,000
Kent, Michigan 41 $ 9,735,000 $ 237,439 $ 87,000
Lee, Florida 40 $ 11,260,000 $ 281,500 $ 110,000
Wayne, Michigan 36 $ 4,660,000 $ 129,444 $ 61,000
Macomb, Michigan 35 $ 7,625,000 $ 217,857 $ 100,000
Polk, Florida 34 $ 7,890,000 $ 232,058 $ 89,000
Weld, Colorado 33 $ 8,295,000 $ 251,363 $ 108,000
Miami-Dade, Florida 33 $ 9,895,000 $ 299,848 $ 127,000
Los Angeles, California 29 $ 12,555,000 $ 432,931 $ 236,000
Marion, Indiana 28 $ 4,730,000 $ 168,928 $ 63,000
Palm Beach, Florida 26 $ 9,470,000 $ 364,230 $ 167,000
Franklin, Ohio 26 $ 4,010,000 $ 154,230 $ 64,000
Orange, Florida 24 $ 6,160,000 $ 256,666 $ 106,000
Fulton, Georgia 24 $ 8,200,000 $ 341,666 $ 167,000
St. Louis, Missouri 24 $ 3,740,000 $ 155,833 $ 76,000
Lake, Indiana 23 $ 4,135,000 $ 179,782 $ 103,000
Philadelphia, Pennsylvania 23 $ 3,385,000 $ 147,173 $ 60,000
Gwinnett, Georgia 22 $ 7,230,000 $ 328,636 $ 100,000
Jefferson, Kentucky 21 $ 3,495,000 $ 166,428 $ 71,000
Oakland, Michigan 21 $ 5,055,000 $ 240,714 $ 103,000
Riverside, California 20 $ 8,380,000 $ 419,000 $ 132,000
Citrus, Florida 20 $ 4,050,000 $ 202,500 $ 114,000
Hernando, Florida 20 $ 4,410,000 $ 220,500 $ 96,000
Marion, Florida 20 $ 3,190,000 $ 159,500 $ 56,000
Guilford, North Carolina 20 $ 3,990,000 $ 199,500 $ 81,000
Hamilton, Ohio 20 $ 3,850,000 $ 192,500 $ 86,000
Shelby, Tennessee 20 $ 3,740,000 $ 187,000 $ 72,000
Jefferson, Alabama 19 $ 3,215,000 $ 169,210 $ 104,000
Worcester, Massachusetts 19 $ 5,225,000 $ 275,000 $ 123,000
St. Charles, Missouri 19 $ 4,965,000 $ 261,315 $ 106,000
Capitol Planning Region, Connecticut 18 $ 4,200,000 $ 233,333 $ 98,000
South Central Connecticut Planning Region, Connecticut 18 $ 5,760,000 $ 320,000 $ 138,000
Cobb, Georgia 18 $ 5,430,000 $ 301,666 $ 117,000
Bay, Michigan 18 $ 1,970,000 $ 109,444 $ 91,000
Jackson, Missouri 18 $ 3,580,000 $ 198,888 $ 85,000
Summit, Ohio 18 $ 2,310,000 $ 128,333 $ 104,000
Duval, Florida 17 $ 2,805,000 $ 165,000 $ 78,000
Knox, Tennessee 17 $ 4,115,000 $ 242,058 $ 86,000
Naugatuck Valley Planning Region, Connecticut 16 $ 3,520,000 $ 220,000 $ 103,000
Bristol, Massachusetts 16 $ 6,110,000 $ 381,875 $ 142,000
Lexington, South Carolina 16 $ 2,590,000 $ 161,875 $ 87,000
Richland, South Carolina 16 $ 3,420,000 $ 213,750 $ 77,000
Plymouth, Massachusetts 15 $ 5,975,000 $ 398,333 $ 140,000
Jefferson, Missouri 15 $ 2,375,000 $ 158,333 $ 74,000
Forsyth, North Carolina 15 $ 3,085,000 $ 205,666 $ 91,000
Lorain, Ohio 15 $ 3,215,000 $ 214,333 $ 85,000
Douglas, Georgia 14 $ 3,120,000 $ 222,857 $ 93,000
Johnson, Kansas 14 $ 3,070,000 $ 219,285 $ 104,000
Allegan, Michigan 14 $ 2,660,000 $ 190,000 $ 70,000
Genesee, Michigan 14 $ 1,590,000 $ 113,571 $ 61,000
Wake, North Carolina 14 $ 3,360,000 $ 240,000 $ 142,000
Montgomery, Ohio 14 $ 2,450,000 $ 175,000 $ 89,000
Stark, Ohio 14 $ 2,060,000 $ 147,142 $ 64,000
Allegheny, Pennsylvania 14 $ 1,720,000 $ 122,857 $ 67,000
Monroe, Pennsylvania 14 $ 3,130,000 $ 223,571 $ 102,000
Horry, South Carolina 14 $ 2,120,000 $ 151,428 $ 72,000
Davidson, Tennessee 14 $ 3,490,000 $ 249,285 $ 93,000
Milwaukee, Wisconsin 14 $ 2,630,000 $ 187,857 $ 99,000
Mobile, Alabama 13 $ 2,225,000 $ 171,153 $ 73,000
Pinal, Arizona 13 $ 3,295,000 $ 253,461 $ 96,000
Garland, Arkansas 13 $ 2,645,000 $ 203,461 $ 78,000
Pulaski, Arkansas 13 $ 2,065,000 $ 158,846 $ 70,000
San Bernardino, California 13 $ 3,545,000 $ 272,692 $ 181,000
Volusia, Florida 13 $ 3,095,000 $ 238,076 $ 119,000
DeKalb, Georgia 13 $ 3,525,000 $ 271,153 $ 103,000
Bernalillo, New Mexico 13 $ 2,655,000 $ 204,230 $ 88,000
Cabarrus, North Carolina 13 $ 3,725,000 $ 286,538 $ 100,000
Tulsa, Oklahoma 13 $ 3,025,000 $ 232,692 $ 93,000
Pima, Arizona 12 $ 2,560,000 $ 213,333 $ 123,000
Kern, California 12 $ 2,930,000 $ 244,166 $ 101,000
Brevard, Florida 12 $ 2,650,000 $ 220,833 $ 102,000
St. Lucie, Florida 12 $ 3,630,000 $ 302,500 $ 139,000
Sedgwick, Kansas 12 $ 2,020,000 $ 168,333 $ 74,000
Kalamazoo, Michigan 12 $ 2,960,000 $ 246,666 $ 106,000
Clay, Missouri 12 $ 2,700,000 $ 225,000 $ 93,000
Gaston, North Carolina 12 $ 2,040,000 $ 170,000 $ 66,000
Bucks, Pennsylvania 12 $ 3,380,000 $ 281,666 $ 103,000
Delaware, Pennsylvania 12 $ 2,040,000 $ 170,000 $ 89,000
Luzerne, Pennsylvania 12 $ 1,460,000 $ 121,666 $ 85,000
Spartanburg, South Carolina 12 $ 1,980,000 $ 165,000 $ 67,000
Madison, Alabama 11 $ 2,725,000 $ 247,727 $ 103,000
Fresno, California 11 $ 2,695,000 $ 245,000 $ 130,000
Orange, California 11 $ 3,995,000 $ 363,181 $ 97,000
Henry, Georgia 11 $ 2,975,000 $ 270,454 $ 103,000
Allen, Indiana 11 $ 1,765,000 $ 160,454 $ 81,000
Baltimore, Maryland 11 $ 2,505,000 $ 227,727 $ 121,000
Hampden, Massachusetts 11 $ 3,035,000 $ 275,909 $ 108,000
Middlesex, Massachusetts 11 $ 3,515,000 $ 319,545 $ 127,000
Rowan, North Carolina 11 $ 1,975,000 $ 179,545 $ 75,000
Union, North Carolina 11 $ 3,605,000 $ 327,727 $ 118,000
Butler, Ohio 11 $ 1,835,000 $ 166,818 $ 61,000
Licking, Ohio 11 $ 2,175,000 $ 197,727 $ 93,000
Montgomery, Pennsylvania 11 $ 2,875,000 $ 261,363 $ 110,000
Mohave, Arizona 10 $ 2,480,000 $ 248,000 $ 78,000
San Diego, California 10 $ 2,980,000 $ 298,000 $ 137,000
Stanislaus, California 10 $ 3,470,000 $ 347,000 $ 115,000
Tulare, California 10 $ 2,460,000 $ 246,000 $ 91,000
Collier, Florida 10 $ 3,870,000 $ 387,000 $ 122,000
Manatee, Florida 10 $ 2,870,000 $ 287,000 $ 137,000
Sarasota, Florida 10 $ 2,220,000 $ 222,000 $ 83,000
Clayton, Georgia 10 $ 1,870,000 $ 187,000 $ 71,000
Paulding, Georgia 10 $ 1,810,000 $ 181,000 $ 61,000
Baltimore City, Maryland 10 $ 1,250,000 $ 125,000 $ 65,000
Prince George's, Maryland 10 $ 2,720,000 $ 272,000 $ 139,000
Monroe, Michigan 10 $ 1,960,000 $ 196,000 $ 94,000
Catawba, North Carolina 10 $ 1,780,000 $ 178,000 $ 68,000
Cumberland, North Carolina 10 $ 1,380,000 $ 138,000 $ 51,000
Lucas, Ohio 10 $ 1,140,000 $ 114,000 $ 65,000
Trumbull, Ohio 10 $ 1,280,000 $ 128,000 $ 52,000
Aiken, South Carolina 10 $ 1,140,000 $ 114,000 $ 61,000
Greenville, South Carolina 10 $ 1,530,000 $ 153,000 $ 66,000
Yavapai, Arizona 9 $ 1,735,000 $ 192,777 $ 72,000
Lower Connecticut River Valley Planning Region, Connecticut 9 $ 2,665,000 $ 296,111 $ 240,000
Cherokee, Georgia 9 $ 2,555,000 $ 283,888 $ 97,000
Richmond, Georgia 9 $ 1,235,000 $ 137,222 $ 61,000
Hendricks, Indiana 9 $ 1,845,000 $ 205,000 $ 94,000
East Baton Rouge, Louisiana 9 $ 1,425,000 $ 158,333 $ 81,000
Norfolk, Massachusetts 9 $ 3,425,000 $ 380,555 $ 124,000
Berrien, Michigan 9 $ 1,725,000 $ 191,666 $ 92,000
Calhoun, Michigan 9 $ 1,235,000 $ 137,222 $ 83,000
Saginaw, Michigan 9 $ 1,695,000 $ 188,333 $ 117,000
St. Louis City, Missouri 9 $ 1,235,000 $ 137,222 $ 66,000
Medina, Ohio 9 $ 2,115,000 $ 235,000 $ 125,000
Berkeley, South Carolina 9 $ 2,355,000 $ 261,666 $ 87,000
York, South Carolina 9 $ 2,335,000 $ 259,444 $ 89,000
Washington, Tennessee 9 $ 1,475,000 $ 163,888 $ 68,000
Pierce, Washington 9 $ 3,335,000 $ 370,555 $ 98,000
Benton, Arkansas 8 $ 1,610,000 $ 201,250 $ 78,000
Sacramento, California 8 $ 2,370,000 $ 296,250 $ 105,000
San Luis Obispo, California 8 $ 4,910,000 $ 613,750 $ 217,000
Lake, Florida 8 $ 1,580,000 $ 197,500 $ 70,000
St. Johns, Florida 8 $ 1,750,000 $ 218,750 $ 84,000
Morgan, Illinois 8 $ 1,050,000 $ 131,250 $ 66,000
Fayette, Kentucky 8 $ 1,500,000 $ 187,500 $ 84,000
Hopkins, Kentucky 8 $ 1,130,000 $ 141,250 $ 88,000
Madison, Kentucky 8 $ 1,650,000 $ 206,250 $ 84,000
Ionia, Michigan 8 $ 1,100,000 $ 137,500 $ 57,000
Muskegon, Michigan 8 $ 1,100,000 $ 137,500 $ 66,000
Washoe, Nevada 8 $ 2,780,000 $ 347,500 $ 163,000
Sandoval, New Mexico 8 $ 1,710,000 $ 213,750 $ 121,000
Iredell, North Carolina 8 $ 2,040,000 $ 255,000 $ 88,000
Clark, Ohio 8 $ 950,000 $ 118,750 $ 69,000
Mahoning, Ohio 8 $ 820,000 $ 102,500 $ 48,000
Anderson, South Carolina 8 $ 1,750,000 $ 218,750 $ 92,000
Chesterfield, Virginia 8 $ 2,650,000 $ 331,250 $ 101,000
Snohomish, Washington 8 $ 4,170,000 $ 521,250 $ 157,000
Morgan, Alabama 7 $ 1,065,000 $ 152,142 $ 76,000
Contra Costa, California 7 $ 3,285,000 $ 469,285 $ 176,000
Chatham, Georgia 7 $ 1,395,000 $ 199,285 $ 74,000
Columbia, Georgia 7 $ 1,995,000 $ 285,000 $ 99,000
Ada, Idaho 7 $ 2,015,000 $ 287,857 $ 80,000
Porter, Indiana 7 $ 1,425,000 $ 203,571 $ 63,000
Boone, Kentucky 7 $ 1,375,000 $ 196,428 $ 92,000
Kenton, Kentucky 7 $ 1,335,000 $ 190,714 $ 100,000
Warren, Kentucky 7 $ 1,315,000 $ 187,857 $ 89,000
Cumberland, Maine 7 $ 2,065,000 $ 295,000 $ 116,000
Jackson, Michigan 7 $ 925,000 $ 132,142 $ 65,000
Dakota, Minnesota 7 $ 1,845,000 $ 263,571 $ 106,000
San Juan, New Mexico 7 $ 1,375,000 $ 196,428 $ 135,000
Alamance, North Carolina 7 $ 1,035,000 $ 147,857 $ 68,000
Allen, Ohio 7 $ 805,000 $ 115,000 $ 67,000
Clermont, Ohio 7 $ 1,885,000 $ 269,285 $ 105,000
Berks, Pennsylvania 7 $ 1,365,000 $ 195,000 $ 79,000
Blair, Pennsylvania 7 $ 1,195,000 $ 170,714 $ 90,000
Lancaster, Pennsylvania 7 $ 1,775,000 $ 253,571 $ 105,000
Schuylkill, Pennsylvania 7 $ 735,000 $ 105,000 $ 56,000
Westmoreland, Pennsylvania 7 $ 1,075,000 $ 153,571 $ 93,000
Spokane, Washington 7 $ 1,365,000 $ 195,000 $ 56,000
Baldwin, Alabama 6 $ 1,180,000 $ 196,666 $ 93,000
Lee, Alabama 6 $ 1,020,000 $ 170,000 $ 86,000
Saline, Arkansas 6 $ 900,000 $ 150,000 $ 80,000
Denver, Colorado 6 $ 1,480,000 $ 246,666 $ 140,000
Jefferson, Colorado 6 $ 2,050,000 $ 341,666 $ 80,000
Clay, Florida 6 $ 1,090,000 $ 181,666 $ 63,000
Highlands, Florida 6 $ 940,000 $ 156,666 $ 95,000
Jackson, Florida 6 $ 530,000 $ 88,333 $ 53,000
Canyon, Idaho 6 $ 1,280,000 $ 213,333 $ 94,000
Hamilton, Indiana 6 $ 1,350,000 $ 225,000 $ 104,000
St. Joseph, Indiana 6 $ 890,000 $ 148,333 $ 72,000
Bell, Kentucky 6 $ 660,000 $ 110,000 $ 61,000
Laurel, Kentucky 6 $ 1,150,000 $ 191,666 $ 75,000
Scott, Kentucky 6 $ 1,330,000 $ 221,666 $ 108,000
Whitley, Kentucky 6 $ 890,000 $ 148,333 $ 71,000
Jefferson, Louisiana 6 $ 850,000 $ 141,666 $ 73,000
Charles, Maryland 6 $ 1,770,000 $ 295,000 $ 136,000
Montgomery, Maryland 6 $ 3,260,000 $ 543,333 $ 172,000
Barnstable, Massachusetts 6 $ 1,840,000 $ 306,666 $ 319,000
St. Clair, Michigan 6 $ 1,110,000 $ 185,000 $ 75,000
Hennepin, Minnesota 6 $ 1,020,000 $ 170,000 $ 75,000
Brunswick, North Carolina 6 $ 1,940,000 $ 323,333 $ 109,000
Davidson, North Carolina 6 $ 1,670,000 $ 278,333 $ 79,000
Durham, North Carolina 6 $ 1,730,000 $ 288,333 $ 98,000
Onslow, North Carolina 6 $ 840,000 $ 140,000 $ 74,000
Wayne, Ohio 6 $ 880,000 $ 146,666 $ 70,000
Dauphin, Pennsylvania 6 $ 720,000 $ 120,000 $ 58,000
Erie, Pennsylvania 6 $ 900,000 $ 150,000 $ 75,000
Northampton, Pennsylvania 6 $ 1,510,000 $ 251,666 $ 98,000
Beaufort, South Carolina 6 $ 1,750,000 $ 291,666 $ 76,000
Lancaster, South Carolina 6 $ 1,720,000 $ 286,666 $ 105,000
Montgomery, Tennessee 6 $ 1,370,000 $ 228,333 $ 84,000
Sumner, Tennessee 6 $ 1,580,000 $ 263,333 $ 87,000
King, Washington 6 $ 3,140,000 $ 523,333 $ 179,000
St. Croix, Wisconsin 6 $ 1,090,000 $ 181,666 $ 90,000
Montgomery, Alabama 5 $ 405,000 $ 81,000 $ 68,000
Lonoke, Arkansas 5 $ 845,000 $ 169,000 $ 77,000
Washington, Arkansas 5 $ 1,265,000 $ 253,000 $ 80,000
Alameda, California 5 $ 525,000 $ 105,000 $ 78,000
San Joaquin, California 5 $ 1,175,000 $ 235,000 $ 66,000
El Paso, Colorado 5 $ 1,785,000 $ 357,000 $ 152,000
Northwest Hills Planning Region, Connecticut 5 $ 585,000 $ 117,000 $ 60,000
Okaloosa, Florida 5 $ 2,175,000 $ 435,000 $ 177,000
Osceola, Florida 5 $ 1,645,000 $ 329,000 $ 134,000
Santa Rosa, Florida 5 $ 1,065,000 $ 213,000 $ 100,000
Coweta, Georgia 5 $ 805,000 $ 161,000 $ 82,000
Newton, Georgia 5 $ 1,005,000 $ 201,000 $ 85,000
Rockdale, Georgia 5 $ 1,045,000 $ 209,000 $ 71,000
Troup, Georgia 5 $ 795,000 $ 159,000 $ 73,000
Walton, Georgia 5 $ 1,135,000 $ 227,000 $ 82,000
Floyd, Indiana 5 $ 1,075,000 $ 215,000 $ 101,000
Hancock, Indiana 5 $ 745,000 $ 149,000 $ 61,000
Vanderburgh, Indiana 5 $ 905,000 $ 181,000 $ 94,000
Warrick, Indiana 5 $ 845,000 $ 169,000 $ 79,000
Daviess, Kentucky 5 $ 585,000 $ 117,000 $ 59,000
McCracken, Kentucky 5 $ 1,095,000 $ 219,000 $ 79,000
Orleans, Louisiana 5 $ 1,105,000 $ 221,000 $ 91,000
York, Maine 5 $ 1,275,000 $ 255,000 $ 115,000
Anne Arundel, Maryland 5 $ 1,545,000 $ 309,000 $ 111,000
Carroll, Maryland 5 $ 2,015,000 $ 403,000 $ 166,000
Essex, Massachusetts 5 $ 3,235,000 $ 647,000 $ 275,000
Barry, Michigan 5 $ 955,000 $ 191,000 $ 66,000
Ingham, Michigan 5 $ 565,000 $ 113,000 $ 62,000
Lapeer, Michigan 5 $ 955,000 $ 191,000 $ 84,000
Livingston, Michigan 5 $ 2,395,000 $ 479,000 $ 252,000
Mecosta, Michigan 5 $ 715,000 $ 143,000 $ 47,000
Washington, Minnesota 5 $ 1,235,000 $ 247,000 $ 104,000
Wright, Minnesota 5 $ 1,745,000 $ 349,000 $ 143,000
Buchanan, Missouri 5 $ 875,000 $ 175,000 $ 84,000
Greene, Missouri 5 $ 595,000 $ 119,000 $ 58,000
St. Francois, Missouri 5 $ 865,000 $ 173,000 $ 86,000
Cleveland, North Carolina 5 $ 1,165,000 $ 233,000 $ 73,000
Davie, North Carolina 5 $ 1,445,000 $ 289,000 $ 137,000
Harnett, North Carolina 5 $ 1,015,000 $ 203,000 $ 82,000
Johnston, North Carolina 5 $ 1,385,000 $ 277,000 $ 110,000
New Hanover, North Carolina 5 $ 1,345,000 $ 269,000 $ 104,000
Lake, Ohio 5 $ 1,075,000 $ 215,000 $ 99,000
Miami, Ohio 5 $ 895,000 $ 179,000 $ 79,000
Muskingum, Ohio 5 $ 605,000 $ 121,000 $ 56,000
Richland, Ohio 5 $ 625,000 $ 125,000 $ 67,000
Warren, Ohio 5 $ 955,000 $ 191,000 $ 78,000
Klamath, Oregon 5 $ 935,000 $ 187,000 $ 90,000
Washington, Oregon 5 $ 2,945,000 $ 589,000 $ 202,000
Beaver, Pennsylvania 5 $ 615,000 $ 123,000 $ 83,000
Butler, Pennsylvania 5 $ 1,105,000 $ 221,000 $ 80,000
Chester, Pennsylvania 5 $ 1,465,000 $ 293,000 $ 146,000
Fayette, Pennsylvania 5 $ 1,045,000 $ 209,000 $ 112,000
Charleston, South Carolina 5 $ 1,955,000 $ 391,000 $ 155,000
Hamilton, Tennessee 5 $ 1,245,000 $ 249,000 $ 115,000
Sevier, Tennessee 5 $ 1,175,000 $ 235,000 $ 96,000
Williamson, Tennessee 5 $ 3,145,000 $ 629,000 $ 197,000
Henrico, Virginia 5 $ 1,105,000 $ 221,000 $ 87,000
Cowlitz, Washington 5 $ 925,000 $ 185,000 $ 73,000
Dane, Wisconsin 5 $ 1,075,000 $ 215,000 $ 108,000
Rock, Wisconsin 5 $ 625,000 $ 125,000 $ 52,000
Walworth, Wisconsin 5 $ 1,065,000 $ 213,000 $ 53,000
Cochise, Arizona 4 $ 670,000 $ 167,500 $ 100,000
Craighead, Arkansas 4 $ 640,000 $ 160,000 $ 100,000
Madera, California 4 $ 720,000 $ 180,000 $ 157,000
Santa Barbara, California 4 $ 2,700,000 $ 675,000 $ 201,000
Yuba, California 4 $ 760,000 $ 190,000 $ 48,000
Arapahoe, Colorado 4 $ 1,620,000 $ 405,000 $ 169,000
Douglas, Colorado 4 $ 970,000 $ 242,500 $ 226,000
Northeastern Connecticut Planning Region, Connecticut 4 $ 740,000 $ 185,000 $ 96,000
Southeastern Connecticut Planning Region, Connecticut 4 $ 1,240,000 $ 310,000 $ 136,000
Western Connecticut Planning Region, Connecticut 4 $ 900,000 $ 225,000 $ 85,000
Alachua, Florida 4 $ 670,000 $ 167,500 $ 87,000
Columbia, Florida 4 $ 650,000 $ 162,500 $ 61,000
Seminole, Florida 4 $ 1,710,000 $ 427,500 $ 155,000
Sumter, Florida 4 $ 760,000 $ 190,000 $ 172,000
Carroll, Georgia 4 $ 920,000 $ 230,000 $ 131,000
Fayette, Georgia 4 $ 760,000 $ 190,000 $ 76,000
Gordon, Georgia 4 $ 740,000 $ 185,000 $ 57,000
Houston, Georgia 4 $ 810,000 $ 202,500 $ 100,000
Oglethorpe, Georgia 4 $ 860,000 $ 215,000 $ 67,000
Polk, Georgia 4 $ 900,000 $ 225,000 $ 57,000
Spalding, Georgia 4 $ 740,000 $ 185,000 $ 72,000
Clark, Indiana 4 $ 580,000 $ 145,000 $ 64,000
Elkhart, Indiana 4 $ 580,000 $ 145,000 $ 59,000
Henry, Indiana 4 $ 470,000 $ 117,500 $ 61,000
Noble, Indiana 4 $ 710,000 $ 177,500 $ 60,000
Ripley, Indiana 4 $ 580,000 $ 145,000 $ 83,000
Vigo, Indiana 4 $ 420,000 $ 105,000 $ 61,000
Butler, Kansas 4 $ 730,000 $ 182,500 $ 93,000
Shawnee, Kansas 4 $ 480,000 $ 120,000 $ 57,000
Wyandotte, Kansas 4 $ 450,000 $ 112,500 $ 56,000
Bourbon, Kentucky 4 $ 1,610,000 $ 402,500 $ 171,000
Bullitt, Kentucky 4 $ 850,000 $ 212,500 $ 94,000
Henderson, Kentucky 4 $ 620,000 $ 155,000 $ 84,000
Muhlenberg, Kentucky 4 $ 460,000 $ 115,000 $ 34,000
St. John the Baptist, Louisiana 4 $ 620,000 $ 155,000 $ 114,000
St. Tammany, Louisiana 4 $ 860,000 $ 215,000 $ 76,000
Washington, Maryland 4 $ 720,000 $ 180,000 $ 46,000
Berkshire, Massachusetts 4 $ 770,000 $ 192,500 $ 70,000
Eaton, Michigan 4 $ 850,000 $ 212,500 $ 71,000
Anoka, Minnesota 4 $ 840,000 $ 210,000 $ 94,000
St. Louis, Minnesota 4 $ 750,000 $ 187,500 $ 62,000
Cape Girardeau, Missouri 4 $ 530,000 $ 132,500 $ 41,000
Cass, Missouri 4 $ 630,000 $ 157,500 $ 70,000
Franklin, Missouri 4 $ 780,000 $ 195,000 $ 103,000
Jasper, Missouri 4 $ 440,000 $ 110,000 $ 59,000
Webster, Missouri 4 $ 750,000 $ 187,500 $ 71,000
Burke, North Carolina 4 $ 630,000 $ 157,500 $ 80,000
Granville, North Carolina 4 $ 460,000 $ 115,000 $ 83,000
McDowell, North Carolina 4 $ 350,000 $ 87,500 $ 40,000
Nash, North Carolina 4 $ 590,000 $ 147,500 $ 43,000
Stokes, North Carolina 4 $ 830,000 $ 207,500 $ 98,000
Brown, Ohio 4 $ 540,000 $ 135,000 $ 53,000
Defiance, Ohio 4 $ 530,000 $ 132,500 $ 86,000
Fulton, Ohio 4 $ 900,000 $ 225,000 $ 102,000
Jefferson, Ohio 4 $ 270,000 $ 67,500 $ 67,000
Pike, Ohio 4 $ 620,000 $ 155,000 $ 59,000
Tuscarawas, Ohio 4 $ 640,000 $ 160,000 $ 92,000
Clackamas, Oregon 4 $ 1,100,000 $ 275,000 $ 97,000
Adams, Pennsylvania 4 $ 630,000 $ 157,500 $ 71,000
Carbon, Pennsylvania 4 $ 490,000 $ 122,500 $ 63,000
Franklin, Pennsylvania 4 $ 870,000 $ 217,500 $ 92,000
Lackawanna, Pennsylvania 4 $ 500,000 $ 125,000 $ 55,000
Lehigh, Pennsylvania 4 $ 850,000 $ 212,500 $ 67,000
Washington, Pennsylvania 4 $ 680,000 $ 170,000 $ 59,000
Laurens, South Carolina 4 $ 540,000 $ 135,000 $ 64,000
Sumter, South Carolina 4 $ 480,000 $ 120,000 $ 49,000
Dickson, Tennessee 4 $ 800,000 $ 200,000 $ 62,000
Hamblen, Tennessee 4 $ 910,000 $ 227,500 $ 90,000
Robertson, Tennessee 4 $ 630,000 $ 157,500 $ 65,000
Fairfax, Virginia 4 $ 1,790,000 $ 447,500 $ 113,000
Newport News, Virginia 4 $ 550,000 $ 137,500 $ 113,000
Benton, Washington 4 $ 960,000 $ 240,000 $ 107,000
Clark, Washington 4 $ 710,000 $ 177,500 $ 107,000
Grant, Washington 4 $ 1,070,000 $ 267,500 $ 111,000
Sheboygan, Wisconsin 4 $ 800,000 $ 200,000 $ 73,000
Colbert, Alabama 3 $ 435,000 $ 145,000 $ 61,000
Escambia, Alabama 3 $ 375,000 $ 125,000 $ 107,000
Etowah, Alabama 3 $ 505,000 $ 168,333 $ 68,000
Lawrence, Alabama 3 $ 585,000 $ 195,000 $ 61,000
Limestone, Alabama 3 $ 685,000 $ 228,333 $ 116,000
Marshall, Alabama 3 $ 535,000 $ 178,333 $ 84,000
Crawford, Arkansas 3 $ 435,000 $ 145,000 $ 66,000
Sharp, Arkansas 3 $ 425,000 $ 141,666 $ 78,000
San Francisco, California 3 $ 3,565,000 $ 1,188,333 $ 320,000
Larimer, Colorado 3 $ 805,000 $ 268,333 $ 165,000
Morgan, Colorado 3 $ 535,000 $ 178,333 $ 87,000
Greater Bridgeport Planning Region, Connecticut 3 $ 755,000 $ 251,666 $ 98,000
Bay, Florida 3 $ 665,000 $ 221,666 $ 62,000
Charlotte, Florida 3 $ 415,000 $ 138,333 $ 85,000
Escambia, Florida 3 $ 585,000 $ 195,000 $ 97,000
Indian River, Florida 3 $ 1,025,000 $ 341,666 $ 163,000
Levy, Florida 3 $ 315,000 $ 105,000 $ 31,000
Putnam, Florida 3 $ 455,000 $ 151,666 $ 65,000
Wakulla, Florida 3 $ 535,000 $ 178,333 $ 83,000
Barrow, Georgia 3 $ 515,000 $ 171,666 $ 70,000
Bartow, Georgia 3 $ 625,000 $ 208,333 $ 62,000
Bibb, Georgia 3 $ 425,000 $ 141,666 $ 41,000
Camden, Georgia 3 $ 655,000 $ 218,333 $ 119,000
Effingham, Georgia 3 $ 535,000 $ 178,333 $ 97,000
Hall, Georgia 3 $ 1,275,000 $ 425,000 $ 153,000
Jackson, Georgia 3 $ 945,000 $ 315,000 $ 118,000
Stephens, Georgia 3 $ 595,000 $ 198,333 $ 59,000
Walker, Georgia 3 $ 345,000 $ 115,000 $ 67,000
Ware, Georgia 3 $ 355,000 $ 118,333 $ 78,000
Cass, Indiana 3 $ 475,000 $ 158,333 $ 93,000
Dearborn, Indiana 3 $ 635,000 $ 211,666 $ 84,000
Morgan, Indiana 3 $ 535,000 $ 178,333 $ 83,000
Calloway, Kentucky 3 $ 605,000 $ 201,666 $ 67,000
Campbell, Kentucky 3 $ 535,000 $ 178,333 $ 93,000
Clark, Kentucky 3 $ 875,000 $ 291,666 $ 92,000
Harrison, Kentucky 3 $ 535,000 $ 178,333 $ 93,000
McLean, Kentucky 3 $ 405,000 $ 135,000 $ 70,000
Pulaski, Kentucky 3 $ 305,000 $ 101,666 $ 56,000
Ascension, Louisiana 3 $ 545,000 $ 181,666 $ 78,000
Livingston, Louisiana 3 $ 405,000 $ 135,000 $ 104,000
St. Martin, Louisiana 3 $ 735,000 $ 245,000 $ 95,000
Aroostook, Maine 3 $ 345,000 $ 115,000 $ 44,000
Hancock, Maine 3 $ 785,000 $ 261,666 $ 109,000
Kennebec, Maine 3 $ 525,000 $ 175,000 $ 67,000
Sagadahoc, Maine 3 $ 1,065,000 $ 355,000 $ 135,000
Calvert, Maryland 3 $ 1,075,000 $ 358,333 $ 116,000
Cecil, Maryland 3 $ 535,000 $ 178,333 $ 58,000
Harford, Maryland 3 $ 845,000 $ 281,666 $ 127,000
Howard, Maryland 3 $ 865,000 $ 288,333 $ 170,000
Queen Anne's, Maryland 3 $ 655,000 $ 218,333 $ 104,000
Suffolk, Massachusetts 3 $ 955,000 $ 318,333 $ 141,000
Antrim, Michigan 3 $ 255,000 $ 85,000 $ 37,000
Hillsdale, Michigan 3 $ 295,000 $ 98,333 $ 52,000
Isabella, Michigan 3 $ 385,000 $ 128,333 $ 59,000
Midland, Michigan 3 $ 545,000 $ 181,666 $ 78,000
Ottawa, Michigan 3 $ 895,000 $ 298,333 $ 97,000
Roscommon, Michigan 3 $ 345,000 $ 115,000 $ 73,000
St. Joseph, Michigan 3 $ 685,000 $ 228,333 $ 132,000
Washtenaw, Michigan 3 $ 1,055,000 $ 351,666 $ 90,000
Blue Earth, Minnesota 3 $ 485,000 $ 161,666 $ 83,000
Crow Wing, Minnesota 3 $ 395,000 $ 131,666 $ 74,000
Ramsey, Minnesota 3 $ 675,000 $ 225,000 $ 103,000
Christian, Missouri 3 $ 445,000 $ 148,333 $ 73,000
Johnson, Missouri 3 $ 615,000 $ 205,000 $ 125,000
Newton, Missouri 3 $ 495,000 $ 165,000 $ 45,000
Platte, Missouri 3 $ 785,000 $ 261,666 $ 95,000
Polk, Missouri 3 $ 335,000 $ 111,666 $ 91,000
Caldwell, North Carolina 3 $ 695,000 $ 231,666 $ 64,000
Columbus, North Carolina 3 $ 315,000 $ 105,000 $ 74,000
Craven, North Carolina 3 $ 535,000 $ 178,333 $ 96,000
Franklin, North Carolina 3 $ 815,000 $ 271,666 $ 112,000
Haywood, North Carolina 3 $ 575,000 $ 191,666 $ 94,000
Orange, North Carolina 3 $ 935,000 $ 311,666 $ 160,000
Pitt, North Carolina 3 $ 575,000 $ 191,666 $ 48,000
Robeson, North Carolina 3 $ 495,000 $ 165,000 $ 87,000
Rockingham, North Carolina 3 $ 635,000 $ 211,666 $ 79,000
Surry, North Carolina 3 $ 415,000 $ 138,333 $ 61,000
Wilson, North Carolina 3 $ 465,000 $ 155,000 $ 58,000
Ashland, Ohio 3 $ 455,000 $ 151,666 $ 67,000
Belmont, Ohio 3 $ 575,000 $ 191,666 $ 69,000
Carroll, Ohio 3 $ 245,000 $ 81,666 $ 76,000
Columbiana, Ohio 3 $ 605,000 $ 201,666 $ 85,000
Crawford, Ohio 3 $ 365,000 $ 121,666 $ 73,000
Delaware, Ohio 3 $ 765,000 $ 255,000 $ 116,000
Erie, Ohio 3 $ 355,000 $ 118,333 $ 71,000
Fairfield, Ohio 3 $ 385,000 $ 128,333 $ 71,000
Hancock, Ohio 3 $ 485,000 $ 161,666 $ 71,000
Lawrence, Ohio 3 $ 325,000 $ 108,333 $ 48,000
Logan, Ohio 3 $ 865,000 $ 288,333 $ 98,000
Morrow, Ohio 3 $ 685,000 $ 228,333 $ 79,000
Perry, Ohio 3 $ 345,000 $ 115,000 $ 71,000
Ross, Ohio 3 $ 415,000 $ 138,333 $ 67,000
Van Wert, Ohio 3 $ 365,000 $ 121,666 $ 72,000
Josephine, Oregon 3 $ 625,000 $ 208,333 $ 86,000
Multnomah, Oregon 3 $ 855,000 $ 285,000 $ 154,000
Cambria, Pennsylvania 3 $ 175,000 $ 58,333 $ 37,000
Cumberland, Pennsylvania 3 $ 485,000 $ 161,666 $ 62,000
Mercer, Pennsylvania 3 $ 245,000 $ 81,666 $ 60,000
Wayne, Pennsylvania 3 $ 985,000 $ 328,333 $ 124,000
Chesterfield, South Carolina 3 $ 455,000 $ 151,666 $ 51,000
Blount, Tennessee 3 $ 615,000 $ 205,000 $ 79,000
Cumberland, Tennessee 3 $ 445,000 $ 148,333 $ 39,000
Hawkins, Tennessee 3 $ 495,000 $ 165,000 $ 60,000
Lawrence, Tennessee 3 $ 455,000 $ 151,666 $ 81,000
Loudon, Tennessee 3 $ 815,000 $ 271,666 $ 72,000
Marion, Tennessee 3 $ 495,000 $ 165,000 $ 69,000
Rutherford, Tennessee 3 $ 475,000 $ 158,333 $ 99,000
Scott, Tennessee 3 $ 395,000 $ 131,666 $ 44,000
Dallas, Texas 3 $ 2,465,000 $ 821,666 $ 801,000
Davis, Utah 3 $ 1,345,000 $ 448,333 $ 190,000
Weber, Utah 3 $ 895,000 $ 298,333 $ 76,000
Albemarle, Virginia 3 $ 595,000 $ 198,333 $ 62,000
Prince William, Virginia 3 $ 735,000 $ 245,000 $ 71,000
Spotsylvania, Virginia 3 $ 1,055,000 $ 351,666 $ 97,000
Lewis, Washington 3 $ 525,000 $ 175,000 $ 49,000
Skagit, Washington 3 $ 1,525,000 $ 508,333 $ 149,000
Brown, Wisconsin 3 $ 615,000 $ 205,000 $ 85,000
Calumet, Wisconsin 3 $ 505,000 $ 168,333 $ 76,000
Chippewa, Wisconsin 3 $ 465,000 $ 155,000 $ 48,000
Kenosha, Wisconsin 3 $ 645,000 $ 215,000 $ 65,000
Oconto, Wisconsin 3 $ 545,000 $ 181,666 $ 85,000
Outagamie, Wisconsin 3 $ 385,000 $ 128,333 $ 58,000
Waukesha, Wisconsin 3 $ 1,115,000 $ 371,666 $ 148,000
Waupaca, Wisconsin 3 $ 365,000 $ 121,666 $ 77,000
Winnebago, Wisconsin 3 $ 555,000 $ 185,000 $ 109,000
Autauga, Alabama 2 $ 230,000 $ 115,000 $ 32,000
Blount, Alabama 2 $ 520,000 $ 260,000 $ 117,000
Calhoun, Alabama 2 $ 250,000 $ 125,000 $ 137,000
Russell, Alabama 2 $ 260,000 $ 130,000 $ 52,000
Shelby, Alabama 2 $ 340,000 $ 170,000 $ 75,000
St. Clair, Alabama 2 $ 440,000 $ 220,000 $ 91,000
Talladega, Alabama 2 $ 350,000 $ 175,000 $ 71,000
Tallapoosa, Alabama 2 $ 160,000 $ 80,000 $ 43,000
Winston, Alabama 2 $ 200,000 $ 100,000 $ 65,000
Clark, Arkansas 2 $ 370,000 $ 185,000 $ 138,000
Crittenden, Arkansas 2 $ 260,000 $ 130,000 $ 54,000
Desha, Arkansas 2 $ 210,000 $ 105,000 $ 47,000
Greene, Arkansas 2 $ 400,000 $ 200,000 $ 116,000
Hot Spring, Arkansas 2 $ 340,000 $ 170,000 $ 82,000
Marion, Arkansas 2 $ 280,000 $ 140,000 $ 71,000
Mississippi, Arkansas 2 $ 280,000 $ 140,000 $ 68,000
Sebastian, Arkansas 2 $ 210,000 $ 105,000 $ 39,000
Butte, California 2 $ 340,000 $ 170,000 $ 148,000
Del Norte, California 2 $ 630,000 $ 315,000 $ 100,000
Humboldt, California 2 $ 580,000 $ 290,000 $ 117,000
Lake, California 2 $ 830,000 $ 415,000 $ 108,000
Monterey, California 2 $ 1,220,000 $ 610,000 $ 233,000
Solano, California 2 $ 910,000 $ 455,000 $ 133,000
Adams, Colorado 2 $ 890,000 $ 445,000 $ 141,000
Pueblo, Colorado 2 $ 220,000 $ 110,000 $ 43,000
Calhoun, Florida 2 $ 220,000 $ 110,000 $ 47,000
Hamilton, Florida 2 $ 270,000 $ 135,000 $ 62,000
Hendry, Florida 2 $ 230,000 $ 115,000 $ 82,000
Leon, Florida 2 $ 180,000 $ 90,000 $ 39,000
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Mortgage Loan Application Detail Totals for Top Flite Financial, Inc. in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 2,929 $675,795,000 $230,000 $2,005,000 $96,000 $1,594,000
Home Purchase 1,425 $345,815,000 $242,000 $1,125,000 $105,000 $1,246,000
Home Improvement 445 $50,595,000 $113,000 $495,000 $61,000 $289,000
Refinancing 51 $18,505,000 $362,000 $2,195,000 $155,000 $650,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,398 $747,840,000 $220,000 $2,195,000 $96,000 $1,392,000
Black or African American 762 $161,210,000 $211,000 $1,175,000 $88,000 $1,228,000
Hispanic 451 $116,725,000 $258,000 $915,000 $98,000 $900,000
Asian 102 $32,080,000 $314,000 $1,205,000 $150,000 $1,594,000
Not Provided 88 $22,680,000 $257,000 $835,000 $115,000 $456,000
American Indian or Alaskan Native 32 $6,390,000 $199,000 $485,000 $87,000 $259,000
Native Hawaiian or Other Pacific Islander 17 $3,785,000 $222,000 $455,000 $89,000 $189,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 3,478 $724,760,000 $208,000 $1,535,000 $83,000 $538,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,102 $278,370,000 $252,000 $2,195,000 $136,000 $1,594,000
VA-guaranteed (Veterans Administration) 234 $82,390,000 $352,000 $1,535,000 $116,000 $804,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 36 $5,190,000 $144,000 $315,000 $64,000 $117,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,469 $561,935,000 $227,000 $1,125,000 $95,000 $913,000
Application Withdrawn By Applicant 1,250 $290,240,000 $232,000 $2,195,000 $104,000 $1,594,000
Application Denied By Financial Institution 806 $174,550,000 $216,000 $1,505,000 $91,000 $1,246,000
File Closed For Incompleteness 285 $54,915,000 $192,000 $845,000 $90,000 $1,228,000
Application Approved But Not Accepted 40 $9,070,000 $226,000 $535,000 $88,000 $360,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,044 $916,160,000 $226,000 $2,195,000 $97,000 $1,594,000
Other 290 $62,730,000 $216,000 $1,505,000 $102,000 $1,246,000
Credit History 175 $37,215,000 $212,000 $1,165,000 $89,000 $549,000
Debt-To-Income Ratio 151 $35,435,000 $234,000 $965,000 $81,000 $611,000
Collateral 121 $23,105,000 $190,000 $895,000 $76,000 $246,000
Unverifiable Information 35 $8,255,000 $235,000 $1,105,000 $91,000 $265,000
Employment History 30 $6,710,000 $223,000 $875,000 $84,000 $415,000
Insufficient Cash (Downpayment, Closing Cost) 3 $575,000 $191,000 $255,000 $94,000 $145,000
Credit Application Incomplete 1 $525,000 $525,000 $525,000 $268,000 $268,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Top Flite Financial, Inc.'s 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Top Flite Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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