Town & Country Credit Mortgage Lending & HMDA Data, 2006
In 2006, Town & Country Credit of Irvine, CA reported 36,781 mortgage applications totaling $9.8 billion, down 72% from 2005. The average application was for $267,283, and applicants reported an average income of $137,875. 6% of its applications resulted in an originated loan and 38% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (4,286), Chicago-Naperville-Joliet, IL (3,459) and Minneapolis-St. Paul-Bloomington, MN-WI (3,085) (applications in parentheses).
| Mortgage Company & Address | Town & Country Credit 2010 Main Street, Suite 800 Irvine, CA 92614 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 36,781 |
| Total Mortgage Loan Application Amount | $9,830,937,000 |
| Average Mortgage Loan Application Amount | $267,283 |
| Highest Mortgage Loan Application Amount | $4,506,000 |
| Average Applicant Income | $137,875 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Town & Country Credit filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 4,286 | $ 1,594,750,000 | $ 372,083 | $ 165,000 |
| Cook, Illinois | 2,442 | $ 483,840,000 | $ 198,132 | $ 110,000 |
| San Diego, California | 2,060 | $ 780,048,000 | $ 378,664 | $ 161,000 |
| Riverside, California | 1,402 | $ 446,950,000 | $ 318,794 | $ 182,000 |
| San Bernardino, California | 1,194 | $ 330,565,000 | $ 276,855 | $ 143,000 |
| Orange, California | 1,175 | $ 490,589,000 | $ 417,522 | $ 155,000 |
| Broward, Florida | 1,020 | $ 233,985,000 | $ 229,397 | $ 112,000 |
| Hennepin, Minnesota | 920 | $ 191,966,000 | $ 208,658 | $ 138,000 |
| Prince George's, Maryland | 887 | $ 223,962,000 | $ 252,493 | $ 139,000 |
| Providence, Rhode Island | 762 | $ 160,534,000 | $ 210,674 | $ 141,000 |
| Sacramento, California | 697 | $ 206,783,000 | $ 296,675 | $ 172,000 |
| Lake, Illinois | 668 | $ 143,248,000 | $ 214,443 | $ 140,000 |
| Hampden, Massachusetts | 528 | $ 82,552,000 | $ 156,348 | $ 77,000 |
| Contra Costa, California | 504 | $ 201,889,000 | $ 400,573 | $ 198,000 |
| New Haven, Connecticut | 500 | $ 94,027,000 | $ 188,054 | $ 86,000 |
| San Joaquin, California | 491 | $ 157,616,000 | $ 321,010 | $ 121,000 |
| Worcester, Massachusetts | 490 | $ 108,203,000 | $ 220,822 | $ 111,000 |
| Baltimore, Maryland | 489 | $ 100,109,000 | $ 204,721 | $ 99,000 |
| Hartford, Connecticut | 476 | $ 85,979,000 | $ 180,628 | $ 113,000 |
| Ramsey, Minnesota | 475 | $ 87,789,000 | $ 184,818 | $ 114,000 |
| Alameda, California | 460 | $ 194,847,000 | $ 423,580 | $ 167,000 |
| Dakota, Minnesota | 432 | $ 92,166,000 | $ 213,347 | $ 151,000 |
| Middlesex, Massachusetts | 427 | $ 126,417,000 | $ 296,058 | $ 213,000 |
| Anoka, Minnesota | 388 | $ 79,845,000 | $ 205,786 | $ 116,000 |
| Adams, Colorado | 386 | $ 73,730,000 | $ 191,010 | $ 124,000 |
| Miami-Dade, Florida | 374 | $ 75,590,000 | $ 202,112 | $ 100,000 |
| Arapahoe, Colorado | 370 | $ 73,331,000 | $ 198,191 | $ 110,000 |
| Fairfield, Connecticut | 367 | $ 101,267,000 | $ 275,931 | $ 123,000 |
| Anne Arundel, Maryland | 357 | $ 93,881,000 | $ 262,971 | $ 146,000 |
| Palm Beach, Florida | 351 | $ 79,485,000 | $ 226,452 | $ 142,000 |
| Denver, Colorado | 328 | $ 62,749,000 | $ 191,307 | $ 129,000 |
| Jefferson, Colorado | 322 | $ 72,733,000 | $ 225,878 | $ 114,000 |
| DuPage, Illinois | 317 | $ 72,209,000 | $ 227,788 | $ 160,000 |
| Essex, Massachusetts | 295 | $ 81,440,000 | $ 276,067 | $ 168,000 |
| Bristol, Massachusetts | 292 | $ 68,747,000 | $ 235,434 | $ 146,000 |
| Stanislaus, California | 288 | $ 85,250,000 | $ 296,006 | $ 108,000 |
| Kent, Rhode Island | 287 | $ 61,296,000 | $ 213,574 | $ 91,000 |
| Baltimore City, Maryland | 269 | $ 37,560,000 | $ 139,628 | $ 94,000 |
| Washington, Minnesota | 253 | $ 57,101,000 | $ 225,695 | $ 163,000 |
| Kane, Illinois | 250 | $ 50,595,000 | $ 202,380 | $ 111,000 |
| Plymouth, Massachusetts | 245 | $ 68,804,000 | $ 280,832 | $ 101,000 |
| Norfolk, Massachusetts | 213 | $ 62,422,000 | $ 293,061 | $ 102,000 |
| McHenry, Illinois | 193 | $ 43,731,000 | $ 226,585 | $ 136,000 |
| Harford, Maryland | 188 | $ 42,417,000 | $ 225,622 | $ 109,000 |
| New London, Connecticut | 185 | $ 35,597,000 | $ 192,416 | $ 78,000 |
| Will, Illinois | 184 | $ 38,143,000 | $ 207,298 | $ 87,000 |
| Montgomery, Maryland | 176 | $ 62,673,000 | $ 356,096 | $ 211,000 |
| Charles, Maryland | 172 | $ 46,245,000 | $ 268,866 | $ 115,000 |
| Suffolk, Massachusetts | 156 | $ 46,584,000 | $ 298,615 | $ 101,000 |
| Wright, Minnesota | 155 | $ 31,845,000 | $ 205,451 | $ 101,000 |
| Weld, Colorado | 153 | $ 28,614,000 | $ 187,019 | $ 130,000 |
| Ventura, California | 150 | $ 57,631,000 | $ 384,206 | $ 183,000 |
| Douglas, Colorado | 149 | $ 39,185,000 | $ 262,986 | $ 150,000 |
| Santa Clara, California | 141 | $ 55,339,000 | $ 392,475 | $ 241,000 |
| Scott, Minnesota | 141 | $ 34,130,000 | $ 242,056 | $ 172,000 |
| Barnstable, Massachusetts | 131 | $ 39,948,000 | $ 304,946 | $ 118,000 |
| Washington, Rhode Island | 128 | $ 28,567,000 | $ 223,179 | $ 99,000 |
| Frederick, Maryland | 127 | $ 35,453,000 | $ 279,157 | $ 142,000 |
| Howard, Maryland | 123 | $ 39,031,000 | $ 317,325 | $ 117,000 |
| San Mateo, California | 117 | $ 58,147,000 | $ 496,982 | $ 255,000 |
| Sherburne, Minnesota | 113 | $ 24,621,000 | $ 217,884 | $ 114,000 |
| Olmsted, Minnesota | 111 | $ 21,892,000 | $ 197,225 | $ 173,000 |
| Merced, California | 110 | $ 28,894,000 | $ 262,672 | $ 162,000 |
| Placer, California | 108 | $ 35,926,000 | $ 332,648 | $ 140,000 |
| Solano, California | 108 | $ 38,716,000 | $ 358,481 | $ 169,000 |
| Hampshire, Massachusetts | 108 | $ 19,912,000 | $ 184,370 | $ 90,000 |
| Windham, Connecticut | 107 | $ 18,744,000 | $ 175,177 | $ 74,000 |
| Litchfield, Connecticut | 97 | $ 18,670,000 | $ 192,474 | $ 131,000 |
| Carroll, Maryland | 94 | $ 25,246,000 | $ 268,574 | $ 103,000 |
| Boulder, Colorado | 92 | $ 22,768,000 | $ 247,478 | $ 120,000 |
| St. Louis, Minnesota | 88 | $ 15,323,000 | $ 174,125 | $ 102,000 |
| Washington, Maryland | 85 | $ 19,797,000 | $ 232,905 | $ 156,000 |
| Berkshire, Massachusetts | 84 | $ 13,938,000 | $ 165,928 | $ 109,000 |
| Chisago, Minnesota | 81 | $ 14,771,000 | $ 182,358 | $ 93,000 |
| King, Washington | 79 | $ 19,115,000 | $ 241,962 | $ 144,000 |
| St. Mary's, Maryland | 76 | $ 17,538,000 | $ 230,763 | $ 100,000 |
| Tolland, Connecticut | 73 | $ 13,034,000 | $ 178,547 | $ 104,000 |
| Goodhue, Minnesota | 73 | $ 12,270,000 | $ 168,082 | $ 168,000 |
| Steele, Minnesota | 73 | $ 10,928,000 | $ 149,698 | $ 133,000 |
| Middlesex, Connecticut | 72 | $ 15,382,000 | $ 213,638 | $ 92,000 |
| El Paso, Colorado | 68 | $ 12,491,000 | $ 183,691 | $ 82,000 |
| Newport, Rhode Island | 68 | $ 19,896,000 | $ 292,588 | $ 173,000 |
| Larimer, Colorado | 67 | $ 13,362,000 | $ 199,432 | $ 93,000 |
| Cecil, Maryland | 67 | $ 14,386,000 | $ 214,716 | $ 104,000 |
| Wicomico, Maryland | 67 | $ 11,186,000 | $ 166,955 | $ 82,000 |
| Stearns, Minnesota | 65 | $ 11,218,000 | $ 172,584 | $ 99,000 |
| Fresno, California | 64 | $ 12,428,000 | $ 194,187 | $ 176,000 |
| Carver, Minnesota | 64 | $ 16,946,000 | $ 264,781 | $ 134,000 |
| Isanti, Minnesota | 63 | $ 12,636,000 | $ 200,571 | $ 158,000 |
| Rice, Minnesota | 62 | $ 11,291,000 | $ 182,112 | $ 97,000 |
| San Francisco, California | 61 | $ 25,098,000 | $ 411,442 | $ 240,000 |
| Franklin, Massachusetts | 61 | $ 10,725,000 | $ 175,819 | $ 94,000 |
| Calaveras, California | 59 | $ 14,998,000 | $ 254,203 | $ 89,000 |
| Calvert, Maryland | 57 | $ 14,839,000 | $ 260,333 | $ 143,000 |
| Bristol, Rhode Island | 55 | $ 15,274,000 | $ 277,709 | $ 124,000 |
| Kern, California | 48 | $ 10,014,000 | $ 208,625 | $ 103,000 |
| Yolo, California | 48 | $ 15,099,000 | $ 314,562 | $ 228,000 |
| Mille Lacs, Minnesota | 43 | $ 6,823,000 | $ 158,674 | $ 70,000 |
| Harris, Texas | 43 | $ 4,736,000 | $ 110,139 | $ 104,000 |
| Le Sueur, Minnesota | 41 | $ 8,177,000 | $ 199,439 | $ 112,000 |
| Marin, California | 40 | $ 20,456,000 | $ 511,400 | $ 356,000 |
| Tuolumne, California | 39 | $ 9,290,000 | $ 238,205 | $ 170,000 |
| Kankakee, Illinois | 38 | $ 4,441,000 | $ 116,868 | $ 90,000 |
| Kendall, Illinois | 38 | $ 8,683,000 | $ 228,500 | $ 223,000 |
| Blue Earth, Minnesota | 37 | $ 6,280,000 | $ 169,729 | $ 268,000 |
| Otter Tail, Minnesota | 36 | $ 5,466,000 | $ 151,833 | $ 99,000 |
| Snohomish, Washington | 34 | $ 6,108,000 | $ 179,647 | $ 158,000 |
| Caroline, Maryland | 33 | $ 6,339,000 | $ 192,090 | $ 127,000 |
| Worcester, Maryland | 33 | $ 7,905,000 | $ 239,545 | $ 103,000 |
| Morrison, Minnesota | 33 | $ 5,517,000 | $ 167,181 | $ 75,000 |
| Crow Wing, Minnesota | 32 | $ 4,740,000 | $ 148,125 | $ 53,000 |
| El Dorado, California | 31 | $ 10,570,000 | $ 340,967 | $ 239,000 |
| Pine, Minnesota | 31 | $ 5,536,000 | $ 178,580 | $ 101,000 |
| Queen Anne's, Maryland | 30 | $ 9,308,000 | $ 310,266 | $ 227,000 |
| Elbert, Colorado | 29 | $ 8,468,000 | $ 292,000 | $ 147,000 |
| Mower, Minnesota | 29 | $ 3,419,000 | $ 117,896 | $ 93,000 |
| Dallas, Texas | 29 | $ 3,220,000 | $ 111,034 | $ 85,000 |
| Broomfield, Colorado | 28 | $ 5,603,000 | $ 200,107 | $ 177,000 |
| Dorchester, Maryland | 28 | $ 4,756,000 | $ 169,857 | $ 108,000 |
| McLeod, Minnesota | 28 | $ 5,107,000 | $ 182,392 | $ 66,000 |
| Imperial, California | 27 | $ 5,664,000 | $ 209,777 | $ 75,000 |
| Cass, Minnesota | 27 | $ 4,109,000 | $ 152,185 | $ 107,000 |
| Kanabec, Minnesota | 27 | $ 4,361,000 | $ 161,518 | $ 86,000 |
| Beltrami, Minnesota | 25 | $ 3,702,000 | $ 148,080 | $ 70,000 |
| Benton, Minnesota | 25 | $ 4,302,000 | $ 172,080 | $ 80,000 |
| Freeborn, Minnesota | 25 | $ 3,036,000 | $ 121,440 | $ 86,000 |
| Santa Cruz, California | 23 | $ 9,250,000 | $ 402,173 | $ 209,000 |
| Itasca, Minnesota | 23 | $ 3,865,000 | $ 168,043 | $ 132,000 |
| Winona, Minnesota | 23 | $ 3,162,000 | $ 137,478 | $ 124,000 |
| Tulare, California | 22 | $ 3,584,000 | $ 162,909 | $ 108,000 |
| Yuba, California | 22 | $ 4,797,000 | $ 218,045 | $ 188,000 |
| DeKalb, Illinois | 22 | $ 3,338,000 | $ 151,727 | $ 62,000 |
| Winnebago, Illinois | 22 | $ 1,819,000 | $ 82,681 | $ 172,000 |
| Talbot, Maryland | 22 | $ 4,773,000 | $ 216,954 | $ 235,000 |
| Douglas, Minnesota | 22 | $ 3,966,000 | $ 180,272 | $ 99,000 |
| Napa, California | 21 | $ 8,721,000 | $ 415,285 | $ 178,000 |
| Sonoma, California | 21 | $ 7,000,000 | $ 333,333 | $ 135,000 |
| Allegany, Maryland | 21 | $ 2,700,000 | $ 128,571 | $ 60,000 |
| Garrett, Maryland | 21 | $ 2,950,000 | $ 140,476 | $ 171,000 |
| Carlton, Minnesota | 21 | $ 3,445,000 | $ 164,047 | $ 72,000 |
| Nicollet, Minnesota | 21 | $ 3,286,000 | $ 156,476 | $ 117,000 |
| Park, Colorado | 20 | $ 4,865,000 | $ 243,250 | $ 163,000 |
| Dodge, Minnesota | 20 | $ 4,140,000 | $ 207,000 | $ 148,000 |
| Mariposa, California | 19 | $ 4,258,000 | $ 224,105 | $ 117,000 |
| Somerset, Maryland | 18 | $ 2,500,000 | $ 138,888 | $ 60,000 |
| Meeker, Minnesota | 18 | $ 2,816,000 | $ 156,444 | $ 168,000 |
| Amador, California | 17 | $ 4,364,000 | $ 256,705 | $ 327,000 |
| St. Clair, Illinois | 17 | $ 2,028,000 | $ 119,294 | $ 143,000 |
| Waseca, Minnesota | 16 | $ 2,065,000 | $ 129,062 | $ 358,000 |
| Butte, California | 15 | $ 2,857,000 | $ 190,466 | $ 115,000 |
| Madison, Illinois | 15 | $ 1,478,000 | $ 98,533 | $ 59,000 |
| Martin, Minnesota | 15 | $ 1,979,000 | $ 131,933 | $ 129,000 |
| Wabasha, Minnesota | 15 | $ 2,621,000 | $ 174,733 | $ 110,000 |
| Salt Lake, Utah | 15 | $ 1,863,000 | $ 124,200 | $ 42,000 |
| Nevada, California | 13 | $ 3,911,000 | $ 300,846 | $ 126,000 |
| Teller, Colorado | 13 | $ 2,446,000 | $ 188,153 | $ 125,000 |
| Grundy, Illinois | 13 | $ 1,957,000 | $ 150,538 | $ 118,000 |
| Peoria, Illinois | 13 | $ 2,933,000 | $ 225,615 | $ 65,000 |
| Clay, Minnesota | 13 | $ 2,381,000 | $ 183,153 | $ 84,000 |
| Todd, Minnesota | 13 | $ 1,582,000 | $ 121,692 | $ 84,000 |
| Shasta, California | 12 | $ 2,410,000 | $ 200,833 | $ 100,000 |
| Fillmore, Minnesota | 12 | $ 1,528,000 | $ 127,333 | $ 121,000 |
| Pope, Minnesota | 12 | $ 2,309,000 | $ 192,416 | $ 212,000 |
| Sibley, Minnesota | 12 | $ 2,334,000 | $ 194,500 | $ 71,000 |
| Madera, California | 11 | $ 1,705,000 | $ 155,000 | $ 160,000 |
| Santa Barbara, California | 11 | $ 5,136,000 | $ 466,909 | $ 161,000 |
| Mesa, Colorado | 11 | $ 1,636,000 | $ 148,727 | $ 59,000 |
| LaSalle, Illinois | 11 | $ 1,347,000 | $ 122,454 | $ 50,000 |
| Dukes, Massachusetts | 11 | $ 5,484,000 | $ 498,545 | $ 132,000 |
| Kandiyohi, Minnesota | 11 | $ 2,326,000 | $ 211,454 | $ 100,000 |
| Collin, Texas | 11 | $ 1,482,000 | $ 134,727 | $ 75,000 |
| Sutter, California | 10 | $ 1,801,000 | $ 180,100 | $ 277,000 |
| Tehama, California | 10 | $ 1,899,000 | $ 189,900 | $ 89,000 |
| Monroe, Florida | 10 | $ 2,815,000 | $ 281,500 | $ 103,000 |
| St. Lucie, Florida | 10 | $ 1,962,000 | $ 196,200 | $ 76,000 |
| McLean, Illinois | 10 | $ 1,044,000 | $ 104,400 | $ 176,000 |
| Wadena, Minnesota | 10 | $ 1,386,000 | $ 138,600 | $ 165,000 |
| Montgomery, Texas | 10 | $ 1,229,000 | $ 122,900 | $ 85,000 |
| San Luis Obispo, California | 9 | $ 2,773,000 | $ 308,111 | $ 240,000 |
| Clear Creek, Colorado | 9 | $ 1,314,000 | $ 146,000 | $ 289,000 |
| Champaign, Illinois | 9 | $ 965,000 | $ 107,222 | $ 67,000 |
| Franklin, Illinois | 9 | $ 712,000 | $ 79,111 | $ 362,000 |
| Kent, Maryland | 9 | $ 2,007,000 | $ 223,000 | $ 82,000 |
| Becker, Minnesota | 9 | $ 1,540,000 | $ 171,111 | $ 68,000 |
| Clearwater, Minnesota | 9 | $ 1,263,000 | $ 140,333 | $ 72,000 |
| Faribault, Minnesota | 9 | $ 799,000 | $ 88,777 | $ 249,000 |
| Hubbard, Minnesota | 9 | $ 1,648,000 | $ 183,111 | $ 81,000 |
| Utah, Utah | 9 | $ 1,110,000 | $ 123,333 | $ 48,000 |
| Pierce, Washington | 9 | $ 1,825,000 | $ 202,777 | $ 88,000 |
| Macon, Illinois | 8 | $ 743,000 | $ 92,875 | $ 75,000 |
| Whiteside, Illinois | 8 | $ 807,000 | $ 100,875 | $ 206,000 |
| Brown, Minnesota | 8 | $ 1,438,000 | $ 179,750 | $ 141,000 |
| Lyon, Minnesota | 8 | $ 1,174,000 | $ 146,750 | $ 139,000 |
| Roseau, Minnesota | 8 | $ 728,000 | $ 91,000 | $ 76,000 |
| Lake, California | 7 | $ 1,115,000 | $ 159,285 | $ 86,000 |
| Morgan, Colorado | 7 | $ 1,053,000 | $ 150,428 | $ 193,000 |
| Indian River, Florida | 7 | $ 1,260,000 | $ 180,000 | $ 97,000 |
| Aitkin, Minnesota | 7 | $ 947,000 | $ 135,285 | $ 50,000 |
| Nobles, Minnesota | 7 | $ 681,000 | $ 97,285 | $ 100,000 |
| Renville, Minnesota | 7 | $ 638,000 | $ 91,142 | $ 61,000 |
| Watonwan, Minnesota | 7 | $ 1,027,000 | $ 146,714 | $ 94,000 |
| Kitsap, Washington | 7 | $ 1,080,000 | $ 154,285 | $ 192,000 |
| Humboldt, California | 6 | $ 1,411,000 | $ 235,166 | $ 94,000 |
| Eagle, Colorado | 6 | $ 2,002,000 | $ 333,666 | $ 123,000 |
| Gilpin, Colorado | 6 | $ 1,686,000 | $ 281,000 | $ 188,000 |
| Rock Island, Illinois | 6 | $ 557,000 | $ 92,833 | $ 129,000 |
| Cook, Minnesota | 6 | $ 1,050,000 | $ 175,000 | $ 210,000 |
| Stevens, Minnesota | 6 | $ 616,000 | $ 102,666 | $ 41,000 |
| Williamson, Texas | 6 | $ 1,197,000 | $ 199,500 | $ 123,000 |
| Lassen, California | 5 | $ 511,000 | $ 102,200 | $ 102,000 |
| La Plata, Colorado | 5 | $ 1,158,000 | $ 231,600 | $ 216,000 |
| District of Columbia, District Of Columbia | 5 | $ 1,258,000 | $ 251,600 | $ 68,000 |
| Tazewell, Illinois | 5 | $ 355,000 | $ 71,000 | $ 57,000 |
| Chippewa, Minnesota | 5 | $ 894,000 | $ 178,800 | $ 85,000 |
| Houston, Minnesota | 5 | $ 822,000 | $ 164,400 | $ 70,000 |
| Koochiching, Minnesota | 5 | $ 659,000 | $ 131,800 | $ 80,000 |
| Polk, Minnesota | 5 | $ 704,000 | $ 140,800 | $ 96,000 |
| Clark, Nevada | 5 | $ 1,070,000 | $ 214,000 | $ 100,000 |
| Jefferson, Texas | 5 | $ 455,000 | $ 91,000 | $ 88,000 |
| Travis, Texas | 5 | $ 521,000 | $ 104,200 | $ 80,000 |
| Skagit, Washington | 5 | $ 886,000 | $ 177,200 | $ 73,000 |
| Spokane, Washington | 5 | $ 628,000 | $ 125,600 | $ 115,000 |
| Colusa, California | 4 | $ 701,000 | $ 175,250 | $ 351,000 |
| Glenn, California | 4 | $ 647,000 | $ 161,750 | $ 94,000 |
| Pueblo, Colorado | 4 | $ 426,000 | $ 106,500 | $ 36,000 |
| Martin, Florida | 4 | $ 817,000 | $ 204,250 | $ 83,000 |
| Sarasota, Florida | 4 | $ 555,000 | $ 138,750 | $ 81,000 |
| Jackson, Illinois | 4 | $ 411,000 | $ 102,750 | $ 42,000 |
| Livingston, Illinois | 4 | $ 420,000 | $ 105,000 | $ 57,000 |
| Sangamon, Illinois | 4 | $ 319,000 | $ 79,750 | $ 53,000 |
| Nantucket, Massachusetts | 4 | $ 1,645,000 | $ 411,250 | $ 114,000 |
| Cottonwood, Minnesota | 4 | $ 538,000 | $ 134,500 | $ 79,000 |
| Norman, Minnesota | 4 | $ 468,000 | $ 117,000 | $ 74,000 |
| Rock, Minnesota | 4 | $ 294,000 | $ 73,500 | $ 52,000 |
| Denton, Texas | 4 | $ 638,000 | $ 159,500 | $ 76,000 |
| Kings, California | 3 | $ 505,000 | $ 168,333 | $ 59,000 |
| Mendocino, California | 3 | $ 885,000 | $ 295,000 | $ 176,000 |
| Monterey, California | 3 | $ 982,000 | $ 327,333 | $ 99,000 |
| Moffat, Colorado | 3 | $ 312,000 | $ 104,000 | $ 80,000 |
| Montrose, Colorado | 3 | $ 688,000 | $ 229,333 | $ 65,000 |
| Routt, Colorado | 3 | $ 545,000 | $ 181,666 | $ 482,000 |
| Summit, Colorado | 3 | $ 972,000 | $ 324,000 | $ 89,000 |
| Lee, Florida | 3 | $ 792,000 | $ 264,000 | $ 209,000 |
| Honolulu, Hawaii | 3 | $ 850,000 | $ 283,333 | $ 77,000 |
| Bond, Illinois | 3 | $ 231,000 | $ 77,000 | $ 82,000 |
| De Witt, Illinois | 3 | $ 275,000 | $ 91,666 | $ 61,000 |
| Jo Daviess, Illinois | 3 | $ 199,000 | $ 66,333 | $ 67,000 |
| Marion, Illinois | 3 | $ 60,000 | $ 20,000 | $ 42,000 |
| Montgomery, Illinois | 3 | $ 206,000 | $ 68,666 | $ 57,000 |
| Vermilion, Illinois | 3 | $ 217,000 | $ 72,333 | $ 75,000 |
| Warren, Illinois | 3 | $ 266,000 | $ 88,666 | $ 39,000 |
| Woodford, Illinois | 3 | $ 302,000 | $ 100,666 | $ 52,000 |
| Grant, Minnesota | 3 | $ 461,000 | $ 153,666 | $ 41,000 |
| Lac qui Parle, Minnesota | 3 | $ 351,000 | $ 117,000 | $ 108,000 |
| Lake of the Woods, Minnesota | 3 | $ 255,000 | $ 85,000 | $ 37,000 |
| Redwood, Minnesota | 3 | $ 398,000 | $ 132,666 | $ 55,000 |
| Swift, Minnesota | 3 | $ 300,000 | $ 100,000 | $ 58,000 |
| Yellow Medicine, Minnesota | 3 | $ 258,000 | $ 86,000 | $ 61,000 |
| Grimes, Texas | 3 | $ 245,000 | $ 81,666 | $ 130,000 |
| Hunt, Texas | 3 | $ 340,000 | $ 113,333 | $ 58,000 |
| Kaufman, Texas | 3 | $ 351,000 | $ 117,000 | $ 77,000 |
| Smith, Texas | 3 | $ 245,000 | $ 81,666 | $ 93,000 |
| Tarrant, Texas | 3 | $ 440,000 | $ 146,666 | $ 98,000 |
| Davis, Utah | 3 | $ 302,000 | $ 100,666 | $ 51,000 |
| Clark, Washington | 3 | $ 503,000 | $ 167,666 | $ 171,000 |
| Mason, Washington | 3 | $ 405,000 | $ 135,000 | $ 59,000 |
| Del Norte, California | 2 | $ 428,000 | $ 214,000 | $ 521,000 |
| Modoc, California | 2 | $ 223,000 | $ 111,500 | $ 68,000 |
| Mono, California | 2 | $ 374,000 | $ 187,000 | $ 171,000 |
| Plumas, California | 2 | $ 328,000 | $ 164,000 | $ 67,000 |
| San Benito, California | 2 | $ 1,116,000 | $ 558,000 | $ 128,000 |
| Siskiyou, California | 2 | $ 244,000 | $ 122,000 | $ 42,000 |
| Gunnison, Colorado | 2 | $ 332,000 | $ 166,000 | $ 115,000 |
| Lake, Colorado | 2 | $ 184,000 | $ 92,000 | $ 591,000 |
| Montezuma, Colorado | 2 | $ 310,000 | $ 155,000 | $ 67,000 |
| Otero, Colorado | 2 | $ 343,000 | $ 171,500 | $ 29,000 |
| Phillips, Colorado | 2 | $ 173,000 | $ 86,500 | $ 63,000 |
| Washington, Colorado | 2 | $ 180,000 | $ 90,000 | $ 151,000 |
| Clay, Florida | 2 | $ 308,000 | $ 154,000 | $ 131,000 |
| Polk, Florida | 2 | $ 547,000 | $ 273,500 | $ 138,000 |
| Chatham, Georgia | 2 | $ 192,000 | $ 96,000 | $ 84,000 |
| Crawford, Illinois | 2 | $ 288,000 | $ 144,000 | $ 311,000 |
| Douglas, Illinois | 2 | $ 184,000 | $ 92,000 | $ 256,000 |
| Edgar, Illinois | 2 | $ 494,000 | $ 247,000 | $ 36,000 |
| Fulton, Illinois | 2 | $ 140,000 | $ 70,000 | $ 64,000 |
| Knox, Illinois | 2 | $ 104,000 | $ 52,000 | $ 141,000 |
| Lee, Illinois | 2 | $ 120,000 | $ 60,000 | $ 49,000 |
| Perry, Illinois | 2 | $ 143,000 | $ 71,500 | $ 48,000 |
| Stephenson, Illinois | 2 | $ 301,000 | $ 150,500 | $ 114,000 |
| Union, Illinois | 2 | $ 160,000 | $ 80,000 | $ 38,000 |
| Washington, Illinois | 2 | $ 264,000 | $ 132,000 | $ 79,000 |
| Lake, Indiana | 2 | $ 280,000 | $ 140,000 | $ 45,000 |
| Androscoggin, Maine | 2 | $ 343,000 | $ 171,500 | $ 76,000 |
| Lake, Minnesota | 2 | $ 327,000 | $ 163,500 | $ 137,000 |
| Lincoln, Minnesota | 2 | $ 173,000 | $ 86,500 | $ 78,000 |
| Marshall, Minnesota | 2 | $ 293,000 | $ 146,500 | $ 75,000 |
| Murray, Minnesota | 2 | $ 284,000 | $ 142,000 | $ 55,000 |
| Pennington, Minnesota | 2 | $ 164,000 | $ 82,000 | $ 57,000 |
| Dutchess, New York | 2 | $ 887,000 | $ 443,500 | $ 192,000 |
| Oneida, New York | 2 | $ 140,000 | $ 70,000 | $ 96,000 |
| Trumbull, Ohio | 2 | $ 220,000 | $ 110,000 | $ 60,000 |
| Benton, Oregon | 2 | $ 271,000 | $ 135,500 | $ 84,000 |
| Multnomah, Oregon | 2 | $ 444,000 | $ 222,000 | $ 66,000 |
| Anderson, Texas | 2 | $ 155,000 | $ 77,500 | $ 28,000 |
| Bexar, Texas | 2 | $ 217,000 | $ 108,500 | $ 67,000 |
| Brazos, Texas | 2 | $ 156,000 | $ 78,000 | $ 543,000 |
| Van Zandt, Texas | 2 | $ 250,000 | $ 125,000 | $ 92,000 |
| Island, Washington | 2 | $ 222,000 | $ 111,000 | $ 29,000 |
| Whatcom, Washington | 2 | $ 306,000 | $ 153,000 | $ 47,000 |
| Matanuska-Susitna, Alaska | 1 | $ 169,000 | $ 169,000 | $ 48,000 |
| Maricopa, Arizona | 1 | $ 144,000 | $ 144,000 | $ 48,000 |
| Mohave, Arizona | 1 | $ 149,000 | $ 149,000 | $ 53,000 |
| Pinal, Arizona | 1 | $ 148,000 | $ 148,000 | $ 51,000 |
| Garland, Arkansas | 1 | $ 178,000 | $ 178,000 | $ 88,000 |
| Inyo, California | 1 | $ 504,000 | $ 504,000 | $ 120,000 |
| Sierra, California | 1 | $ 83,000 | $ 83,000 | $ 25,000 |
| Archuleta, Colorado | 1 | $ 90,000 | $ 90,000 | $ 99,000 |
| Baca, Colorado | 1 | $ 60,000 | $ 60,000 | $ 20,000 |
| Chaffee, Colorado | 1 | $ 225,000 | $ 225,000 | $ 1,068,000 |
| Costilla, Colorado | 1 | $ 110,000 | $ 110,000 | $ 120,000 |
| Dolores, Colorado | 1 | $ 79,000 | $ 79,000 | $ 62,000 |
| Huerfano, Colorado | 1 | $ 502,000 | $ 502,000 | $ 96,000 |
| Kit Carson, Colorado | 1 | $ 60,000 | $ 60,000 | $ 45,000 |
| Las Animas, Colorado | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Mineral, Colorado | 1 | $ 342,000 | $ 342,000 | $ 155,000 |
| Ouray, Colorado | 1 | $ 298,000 | $ 298,000 | $ 1,094,000 |
| Prowers, Colorado | 1 | $ 167,000 | $ 167,000 | $ 96,000 |
| Rio Grande, Colorado | 1 | $ 92,000 | $ 92,000 | $ 57,000 |
| Saguache, Colorado | 1 | $ 80,000 | $ 80,000 | $ 18,000 |
| Charlotte, Florida | 1 | $ 175,000 | $ 175,000 | $ 159,000 |
| Hernando, Florida | 1 | $ 60,000 | $ 60,000 | $ 840,000 |
| Hillsborough, Florida | 1 | $ 124,000 | $ 124,000 | $ 45,000 |
| Levy, Florida | 1 | $ 83,000 | $ 83,000 | $ 52,000 |
| Manatee, Florida | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Marion, Florida | 1 | $ 171,000 | $ 171,000 | $ 65,000 |
| Putnam, Florida | 1 | $ 179,000 | $ 179,000 | $ 128,000 |
| Volusia, Florida | 1 | $ 400,000 | $ 400,000 | $ 226,000 |
| Bryan, Georgia | 1 | $ 248,000 | $ 248,000 | $ 48,000 |
| Chattooga, Georgia | 1 | $ 102,000 | $ 102,000 | $ 48,000 |
| Effingham, Georgia | 1 | $ 66,000 | $ 66,000 | $ 38,000 |
| Peach, Georgia | 1 | $ 336,000 | $ 336,000 | $ 54,000 |
| Spalding, Georgia | 1 | $ 197,000 | $ 197,000 | $ 240,000 |
| Kauai, Hawaii | 1 | $ 717,000 | $ 717,000 | $ 192,000 |
| Adams, Illinois | 1 | $ 68,000 | $ 68,000 | $ 100,000 |
| Brown, Illinois | 1 | $ 68,000 | $ 68,000 | $ 90,000 |
| Bureau, Illinois | 1 | $ 77,000 | $ 77,000 | $ 92,000 |
| Carroll, Illinois | 1 | $ 91,000 | $ 91,000 | $ 92,000 |
| Christian, Illinois | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Gallatin, Illinois | 1 | $ 60,000 | $ 60,000 | $ 49,000 |
| Henry, Illinois | 1 | $ 62,000 | $ 62,000 | $ 98,000 |
| Iroquois, Illinois | 1 | $ 80,000 | $ 80,000 | $ 26,000 |
| Lawrence, Illinois | 1 | $ 200,000 | $ 200,000 | $ 300,000 |
| Logan, Illinois | 1 | $ 112,000 | $ 112,000 | $ 144,000 |
| Marshall, Illinois | 1 | $ 58,000 | $ 58,000 | $ 33,000 |
| Mason, Illinois | 1 | $ 154,000 | $ 154,000 | $ 137,000 |
| Massac, Illinois | 1 | $ 160,000 | $ 160,000 | $ 14,000 |
| McDonough, Illinois | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Menard, Illinois | 1 | $ 62,000 | $ 62,000 | $ 50,000 |
| Morgan, Illinois | 1 | $ 330,000 | $ 330,000 | $ 20,000 |
| Ogle, Illinois | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| Piatt, Illinois | 1 | $ 146,000 | $ 146,000 | $ 94,000 |
| Randolph, Illinois | 1 | $ 111,000 | $ 111,000 | $ 12,000 |
| Saline, Illinois | 1 | $ 47,000 | $ 47,000 | $ 29,000 |
| Scott, Illinois | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Wayne, Illinois | 1 | $ 90,000 | $ 90,000 | $ 192,000 |
| Porter, Indiana | 1 | $ 160,000 | $ 160,000 | $ 114,000 |
| Lyon, Iowa | 1 | $ 60,000 | $ 60,000 | $ 55,000 |
| Page, Iowa | 1 | $ 129,000 | $ 129,000 | $ 40,000 |
| Cumberland, Maine | 1 | $ 152,000 | $ 152,000 | $ 68,000 |
| Berrien, Michigan | 1 | $ 60,000 | $ 60,000 | $ 49,000 |
| Ingham, Michigan | 1 | $ 126,000 | $ 126,000 | $ 47,000 |
| Wayne, Michigan | 1 | $ 87,000 | $ 87,000 | $ 36,000 |
| Pipestone, Minnesota | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Franklin, Missouri | 1 | $ 300,000 | $ 300,000 | $ 120,000 |
| Perry, Missouri | 1 | $ 64,000 | $ 64,000 | $ 14,000 |
| Curry, New Mexico | 1 | $ 43,000 | $ 43,000 | $ 19,000 |
| Eddy, New Mexico | 1 | $ 153,000 | $ 153,000 | $ 133,000 |
| Columbia, New York | 1 | $ 134,000 | $ 134,000 | $ 60,000 |
| Wilkes, North Carolina | 1 | $ 161,000 | $ 161,000 | $ 155,000 |
| Josephine, Oregon | 1 | $ 54,000 | $ 54,000 | $ 64,000 |
| Marion, Oregon | 1 | $ 344,000 | $ 344,000 | $ 96,000 |
| Tillamook, Oregon | 1 | $ 300,000 | $ 300,000 | $ 60,000 |
| Berks, Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 63,000 |
| Brule, South Dakota | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| Bastrop, Texas | 1 | $ 94,000 | $ 94,000 | $ 95,000 |
| Bowie, Texas | 1 | $ 88,000 | $ 88,000 | $ 81,000 |
| Burleson, Texas | 1 | $ 67,000 | $ 67,000 | $ 44,000 |
| Cherokee, Texas | 1 | $ 76,000 | $ 76,000 | $ 44,000 |
| Fort Bend, Texas | 1 | $ 193,000 | $ 193,000 | $ 92,000 |
| Franklin, Texas | 1 | $ 70,000 | $ 70,000 | $ 51,000 |
| Gregg, Texas | 1 | $ 70,000 | $ 70,000 | $ 43,000 |
| Hardin, Texas | 1 | $ 115,000 | $ 115,000 | $ 137,000 |
| Hill, Texas | 1 | $ 61,000 | $ 61,000 | $ 182,000 |
| Houston, Texas | 1 | $ 142,000 | $ 142,000 | $ 75,000 |
| Lamar, Texas | 1 | $ 76,000 | $ 76,000 | $ 63,000 |
| Liberty, Texas | 1 | $ 69,000 | $ 69,000 | $ 70,000 |
| Orange, Texas | 1 | $ 64,000 | $ 64,000 | $ 66,000 |
| Parker, Texas | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Polk, Texas | 1 | $ 60,000 | $ 60,000 | $ 120,000 |
| Rains, Texas | 1 | $ 120,000 | $ 120,000 | $ 57,000 |
| Sabine, Texas | 1 | $ 74,000 | $ 74,000 | $ 120,000 |
| San Jacinto, Texas | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Titus, Texas | 1 | $ 68,000 | $ 68,000 | $ 49,000 |
| Tyler, Texas | 1 | $ 64,000 | $ 64,000 | $ 65,000 |
| Waller, Texas | 1 | $ 160,000 | $ 160,000 | $ 120,000 |
| Sevier, Utah | 1 | $ 53,000 | $ 53,000 | $ 13,000 |
| Tooele, Utah | 1 | $ 114,000 | $ 114,000 | $ 20,000 |
| Weber, Utah | 1 | $ 94,000 | $ 94,000 | $ 52,000 |
| Fairfax, Virginia | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Grays Harbor, Washington | 1 | $ 84,000 | $ 84,000 | $ 90,000 |
| Kittitas, Washington | 1 | $ 207,000 | $ 207,000 | $ 113,000 |
| Okanogan, Washington | 1 | $ 102,000 | $ 102,000 | $ 76,000 |
| Thurston, Washington | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Burnett, Wisconsin | 1 | $ 192,000 | $ 192,000 | $ 30,000 |
| Big Horn, Wyoming | 1 | $ 120,000 | $ 120,000 | $ 75,000 |
| Laramie, Wyoming | 1 | $ 113,000 | $ 113,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for Town & Country Credit in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 35,184 | $9,436,427,000 | $268,000 | $4,000,000 | $138,000 | $9,999,000 |
| Home Improvement | 1,043 | $322,855,000 | $309,000 | $4,506,000 | $140,000 | $3,840,000 |
| Home Purchase | 554 | $71,655,000 | $129,000 | $1,000,000 | $126,000 | $2,160,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 18,747 | $5,400,590,000 | $288,000 | $4,506,000 | $153,000 | $9,600,000 |
| White | 12,988 | $3,152,333,000 | $242,000 | $2,595,000 | $125,000 | $9,999,000 |
| Hispanic | 2,403 | $650,423,000 | $270,000 | $1,043,000 | $114,000 | $3,600,000 |
| Black or African American | 2,110 | $457,173,000 | $216,000 | $930,000 | $103,000 | $3,840,000 |
| Asian | 375 | $116,764,000 | $311,000 | $1,704,000 | $154,000 | $2,064,000 |
| Native Hawaiian or Other Pacific Islander | 83 | $28,852,000 | $347,000 | $872,000 | $146,000 | $984,000 |
| American Indian or Alaskan Native | 75 | $24,802,000 | $330,000 | $1,430,000 | $189,000 | $1,608,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 36,781 | $9,830,937,000 | $267,000 | $4,506,000 | $138,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 18,598 | $4,966,434,000 | $267,000 | $1,900,000 | $147,000 | $9,999,000 |
| Application Denied By Financial Institution | 13,985 | $3,855,872,000 | $275,000 | $4,506,000 | $134,000 | $9,600,000 |
| Loan Originated | 2,350 | $520,494,000 | $221,000 | $839,000 | $96,000 | $1,740,000 |
| File Closed For Incompleteness | 1,317 | $351,184,000 | $266,000 | $1,000,000 | $148,000 | $4,800,000 |
| Application Approved But Not Accepted | 531 | $136,953,000 | $257,000 | $1,000,000 | $84,000 | $494,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 12,379 | $3,466,588,000 | $280,000 | $4,506,000 | $137,000 | $9,600,000 |
| Credit History | 1,017 | $228,669,000 | $224,000 | $1,660,000 | $113,000 | $2,442,000 |
| Collateral | 446 | $119,936,000 | $268,000 | $758,000 | $122,000 | $1,500,000 |
| Debt-To-Income Ratio | 143 | $40,679,000 | $284,000 | $760,000 | $102,000 | $1,392,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Town & Country Credit's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Town & Country Credit's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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