Toyota Financial Savings Bank Mortgage Lending & HMDA Data, 2024

In 2024, Toyota Financial Savings Bank of Henderson, NV reported 442 mortgage applications totaling $321.5 million, up 18% from 2023. The average application was for $727,443, and applicants reported an average income of $704,434. 79% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Dallas-Plano-Irving, TX (60), Greensboro-High Point, NC (36) and Anaheim-Santa Ana-Irvine, CA (14) (applications in parentheses).

Mortgage Company & Address Toyota Financial Savings Bank
2485 Village View Drive, Suite 200
Henderson, NV 89074
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 442
Total Mortgage Loan Application Amount $321,530,000
Average Mortgage Loan Application Amount $727,443
Highest Mortgage Loan Application Amount $16,005,000
Average Applicant Income $704,434
Highest Applicant Income $9,669,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Toyota Financial Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Toyota Financial Savings Bank by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Guilford, North Carolina 30 $ 9,220,000 $ 307,333 $ 126,000
Collin, Texas 29 $ 13,535,000 $ 466,724 $ 284,000
Denton, Texas 19 $ 7,275,000 $ 382,894 $ 216,000
Orange, California 14 $ 15,580,000 $ 1,112,857 $ 1,174,000
Maricopa, Arizona 13 $ 10,365,000 $ 797,307 $ 1,065,000
Riverside, California 13 $ 6,585,000 $ 506,538 $ 1,445,000
Los Angeles, California 11 $ 11,885,000 $ 1,080,454 $ 760,000
Dallas, Texas 11 $ 6,305,000 $ 573,181 $ 481,000
Alamance, North Carolina 7 $ 1,975,000 $ 282,142 $ 139,000
Randolph, North Carolina 6 $ 1,760,000 $ 293,333 $ 140,000
Charleston, South Carolina 6 $ 8,710,000 $ 1,451,666 $ 2,611,000
Cook, Illinois 5 $ 4,455,000 $ 891,000 $ 360,000
Barnstable, Massachusetts 5 $ 36,385,000 $ 7,277,000 $ 4,650,000
Grayson, Texas 5 $ 1,825,000 $ 365,000 $ 237,000
Alameda, California 4 $ 3,500,000 $ 875,000 $ 450,000
San Diego, California 4 $ 7,540,000 $ 1,885,000 $ 1,668,000
DuPage, Illinois 4 $ 1,380,000 $ 345,000 $ 147,000
Vanderburgh, Indiana 4 $ 1,140,000 $ 285,000 $ 191,000
Harris, Texas 4 $ 3,890,000 $ 972,500 $ 373,000
Clark, Washington 4 $ 2,440,000 $ 610,000 $ 198,000
San Luis Obispo, California 3 $ 2,095,000 $ 698,333 $ 462,000
Broward, Florida 3 $ 2,905,000 $ 968,333 $ 398,000
Palm Beach, Florida 3 $ 7,985,000 $ 2,661,666 $ 2,472,000
Will, Illinois 3 $ 1,325,000 $ 441,666 $ 288,000
Fayette, Kentucky 3 $ 1,205,000 $ 401,666 $ 365,000
Monmouth, New Jersey 3 $ 2,155,000 $ 718,333 $ 481,000
Morris, New Jersey 3 $ 2,375,000 $ 791,666 $ 256,000
Nassau, New York 3 $ 2,005,000 $ 668,333 $ 900,000
Suffolk, New York 3 $ 1,165,000 $ 388,333 $ 962,000
Williamson, Tennessee 3 $ 1,735,000 $ 578,333 $ 1,527,000
Coconino, Arizona 2 $ 1,070,000 $ 535,000 $ 512,000
Mohave, Arizona 2 $ 1,410,000 $ 705,000 $ 5,275,000
Contra Costa, California 2 $ 2,050,000 $ 1,025,000 $ 318,000
Fresno, California 2 $ 1,630,000 $ 815,000 $ 5,038,000
Monterey, California 2 $ 1,020,000 $ 510,000 $ 769,000
Santa Barbara, California 2 $ 200,000 $ 100,000 $ 519,000
Santa Clara, California 2 $ 1,460,000 $ 730,000 $ 1,445,000
Western Connecticut Planning Region, Connecticut 2 $ 750,000 $ 375,000 $ 1,424,000
Bay, Florida 2 $ 890,000 $ 445,000 $ 312,000
Lee, Florida 2 $ 600,000 $ 300,000 $ 412,000
St. Johns, Florida 2 $ 6,680,000 $ 3,340,000 $ 271,000
Ada, Idaho 2 $ 2,010,000 $ 1,005,000 $ 1,843,000
McHenry, Illinois 2 $ 510,000 $ 255,000 $ 299,000
Johnson, Kansas 2 $ 660,000 $ 330,000 $ 147,000
Franklin, Kentucky 2 $ 440,000 $ 220,000 $ 92,000
Montgomery, Maryland 2 $ 1,730,000 $ 865,000 $ 240,000
Bristol, Massachusetts 2 $ 1,030,000 $ 515,000 $ 220,000
Worcester, Massachusetts 2 $ 2,030,000 $ 1,015,000 $ 1,508,000
Washtenaw, Michigan 2 $ 790,000 $ 395,000 $ 182,000
Dakota, Minnesota 2 $ 880,000 $ 440,000 $ 120,000
Hillsborough, New Hampshire 2 $ 1,450,000 $ 725,000 $ 156,000
Ocean, New Jersey 2 $ 2,450,000 $ 1,225,000 $ 1,738,000
Union, New Jersey 2 $ 1,670,000 $ 835,000 $ 320,000
Richmond, New York 2 $ 1,140,000 $ 570,000 $ 497,000
Davidson, North Carolina 2 $ 240,000 $ 120,000 $ 83,000
Mecklenburg, North Carolina 2 $ 1,060,000 $ 530,000 $ 188,000
Wake, North Carolina 2 $ 1,190,000 $ 595,000 $ 170,000
Warren, Ohio 2 $ 710,000 $ 355,000 $ 235,000
Clackamas, Oregon 2 $ 760,000 $ 380,000 $ 431,000
Multnomah, Oregon 2 $ 1,430,000 $ 715,000 $ 255,000
Yamhill, Oregon 2 $ 1,200,000 $ 600,000 $ 700,000
Chester, Pennsylvania 2 $ 430,000 $ 215,000 $ 158,000
Kent, Rhode Island 2 $ 530,000 $ 265,000 $ 1,326,000
Shelby, Tennessee 2 $ 3,430,000 $ 1,715,000 $ 1,509,000
Nueces, Texas 2 $ 1,490,000 $ 745,000 $ 1,608,000
Salt Lake, Utah 2 $ 1,900,000 $ 950,000 $ 1,248,000
King, Washington 2 $ 3,290,000 $ 1,645,000 $ 935,000
Waukesha, Wisconsin 2 $ 620,000 $ 310,000 $ 1,386,000
Juneau, Alaska 1 $ 755,000 $ 755,000 $ 323,000
Gila, Arizona 1 $ 635,000 $ 635,000 $ 458,000
Pima, Arizona 1 $ 1,055,000 $ 1,055,000 $ 5,215,000
Yavapai, Arizona 1 $ 255,000 $ 255,000 $ 172,000
Benton, Arkansas 1 $ 395,000 $ 395,000 $ 324,000
Cleburne, Arkansas 1 $ 425,000 $ 425,000 $ 827,000
Saline, Arkansas 1 $ 65,000 $ 65,000 $ 160,000
Inyo, California 1 $ 305,000 $ 305,000 $ 372,000
Kern, California 1 $ 85,000 $ 85,000 $ 605,000
Nevada, California 1 $ 765,000 $ 765,000 $ 1,323,000
Placer, California 1 $ 645,000 $ 645,000 $ 166,000
San Joaquin, California 1 $ 1,405,000 $ 1,405,000 $ 480,000
Santa Cruz, California 1 $ 1,145,000 $ 1,145,000 $ 859,000
Arapahoe, Colorado 1 $ 1,035,000 $ 1,035,000 $ 546,000
Denver, Colorado 1 $ 455,000 $ 455,000 $ 170,000
Douglas, Colorado 1 $ 185,000 $ 185,000 $ 210,000
La Plata, Colorado 1 $ 25,000 $ 25,000 $ 120,000
Larimer, Colorado 1 $ 325,000 $ 325,000 $ 77,000
South Central Connecticut Planning Region, Connecticut 1 $ 245,000 $ 245,000 $ 76,000
Collier, Florida 1 $ 805,000 $ 805,000 $ 2,984,000
Monroe, Florida 1 $ 715,000 $ 715,000 $ 561,000
Nassau, Florida 1 $ 495,000 $ 495,000 $ 384,000
Pasco, Florida 1 $ 285,000 $ 285,000 $ 809,000
Seminole, Florida 1 $ 325,000 $ 325,000 $ 86,000
Chatham, Georgia 1 $ 405,000 $ 405,000 $ 360,000
Cherokee, Georgia 1 $ 425,000 $ 425,000 $ 146,000
DeKalb, Georgia 1 $ 1,725,000 $ 1,725,000 $ 772,000
Fulton, Georgia 1 $ 605,000 $ 605,000 $ 426,000
Gilmer, Georgia 1 $ 375,000 $ 375,000 $ 334,000
Houston, Georgia 1 $ 585,000 $ 585,000 $ 282,000
Maui, Hawaii 1 $ 1,505,000 $ 1,505,000 $ 1,373,000
Bingham, Idaho 1 $ 305,000 $ 305,000 $ 870,000
Valley, Idaho 1 $ 1,005,000 $ 1,005,000 $ 2,597,000
Kane, Illinois 1 $ 185,000 $ 185,000 $ 656,000
Kendall, Illinois 1 $ 75,000 $ 75,000 $ 123,000
Lake, Illinois 1 $ 755,000 $ 755,000 $ 200,000
Allen, Indiana 1 $ 1,205,000 $ 1,205,000 $ 446,000
Boone, Indiana 1 $ 395,000 $ 395,000 $ 273,000
Delaware, Indiana 1 $ 205,000 $ 205,000 $ 109,000
Grant, Indiana 1 $ 45,000 $ 45,000 $ 306,000
Kosciusko, Indiana 1 $ 385,000 $ 385,000 $ 120,000
Marion, Indiana 1 $ 55,000 $ 55,000 $ 344,000
Porter, Indiana 1 $ 675,000 $ 675,000 $ 465,000
Delaware, Iowa 1 $ 525,000 $ 525,000 $ 184,000
Miami, Kansas 1 $ 305,000 $ 305,000 $ 127,000
Wyandotte, Kansas 1 $ 235,000 $ 235,000 $ 123,000
Boone, Kentucky 1 $ 315,000 $ 315,000 $ 115,000
Jefferson, Kentucky 1 $ 355,000 $ 355,000 $ 134,000
Menifee, Kentucky 1 $ 95,000 $ 95,000 $ 174,000
Lincoln, Louisiana 1 $ 345,000 $ 345,000 $ 168,000
St. Tammany, Louisiana 1 $ 1,605,000 $ 1,605,000 $ 0
Anne Arundel, Maryland 1 $ 55,000 $ 55,000 $ 149,000
Baltimore, Maryland 1 $ 985,000 $ 985,000 $ 1,293,000
Frederick, Maryland 1 $ 525,000 $ 525,000 $ 172,000
Harford, Maryland 1 $ 385,000 $ 385,000 $ 1,573,000
St. Mary's, Maryland 1 $ 5,975,000 $ 5,975,000 $ 5,429,000
Hampden, Massachusetts 1 $ 255,000 $ 255,000 $ 261,000
Norfolk, Massachusetts 1 $ 155,000 $ 155,000 $ 390,000
Plymouth, Massachusetts 1 $ 5,855,000 $ 5,855,000 $ 6,113,000
Suffolk, Massachusetts 1 $ 655,000 $ 655,000 $ 48,000
Berrien, Michigan 1 $ 165,000 $ 165,000 $ 67,000
Emmet, Michigan 1 $ 715,000 $ 715,000 $ 276,000
Lenawee, Michigan 1 $ 245,000 $ 245,000 $ 352,000
Macomb, Michigan 1 $ 505,000 $ 505,000 $ 240,000
Oakland, Michigan 1 $ 305,000 $ 305,000 $ 233,000
Hennepin, Minnesota 1 $ 345,000 $ 345,000 $ 158,000
Rankin, Mississippi 1 $ 925,000 $ 925,000 $ 880,000
Clay, Missouri 1 $ 285,000 $ 285,000 $ 92,000
Jackson, Missouri 1 $ 345,000 $ 345,000 $ 138,000
Morgan, Missouri 1 $ 315,000 $ 315,000 $ 303,000
Platte, Missouri 1 $ 295,000 $ 295,000 $ 108,000
St. Charles, Missouri 1 $ 105,000 $ 105,000 $ 282,000
St. Louis, Missouri 1 $ 115,000 $ 115,000 $ 280,000
Flathead, Montana 1 $ 675,000 $ 675,000 $ 983,000
Gallatin, Montana 1 $ 355,000 $ 355,000 $ 1,862,000
Douglas, Nebraska 1 $ 505,000 $ 505,000 $ 177,000
Coos, New Hampshire 1 $ 175,000 $ 175,000 $ 183,000
Strafford, New Hampshire 1 $ 205,000 $ 205,000 $ 48,000
Bergen, New Jersey 1 $ 825,000 $ 825,000 $ 1,789,000
Hudson, New Jersey 1 $ 505,000 $ 505,000 $ 3,004,000
Cattaraugus, New York 1 $ 965,000 $ 965,000 $ 397,000
Erie, New York 1 $ 255,000 $ 255,000 $ 108,000
Essex, New York 1 $ 605,000 $ 605,000 $ 1,688,000
Kings, New York 1 $ 2,525,000 $ 2,525,000 $ 0
Westchester, New York 1 $ 825,000 $ 825,000 $ 441,000
Chatham, North Carolina 1 $ 185,000 $ 185,000 $ 38,000
Durham, North Carolina 1 $ 315,000 $ 315,000 $ 90,000
Forsyth, North Carolina 1 $ 405,000 $ 405,000 $ 131,000
Harnett, North Carolina 1 $ 335,000 $ 335,000 $ 174,000
Lincoln, North Carolina 1 $ 255,000 $ 255,000 $ 111,000
Clermont, Ohio 1 $ 75,000 $ 75,000 $ 195,000
Franklin, Ohio 1 $ 2,345,000 $ 2,345,000 $ 793,000
Hamilton, Ohio 1 $ 195,000 $ 195,000 $ 97,000
Marion, Ohio 1 $ 215,000 $ 215,000 $ 285,000
Stark, Ohio 1 $ 855,000 $ 855,000 $ 571,000
Summit, Ohio 1 $ 575,000 $ 575,000 $ 240,000
Oklahoma, Oklahoma 1 $ 655,000 $ 655,000 $ 264,000
Berks, Pennsylvania 1 $ 135,000 $ 135,000 $ 379,000
Newport, Rhode Island 1 $ 1,225,000 $ 1,225,000 $ 0
Greenville, South Carolina 1 $ 1,325,000 $ 1,325,000 $ 807,000
Spartanburg, South Carolina 1 $ 625,000 $ 625,000 $ 366,000
Hughes, South Dakota 1 $ 55,000 $ 55,000 $ 114,000
Anderson, Tennessee 1 $ 725,000 $ 725,000 $ 599,000
Bedford, Tennessee 1 $ 185,000 $ 185,000 $ 386,000
Giles, Tennessee 1 $ 85,000 $ 85,000 $ 178,000
Rutherford, Tennessee 1 $ 665,000 $ 665,000 $ 310,000
Sullivan, Tennessee 1 $ 105,000 $ 105,000 $ 121,000
Bosque, Texas 1 $ 1,245,000 $ 1,245,000 $ 1,041,000
Comal, Texas 1 $ 355,000 $ 355,000 $ 259,000
Hays, Texas 1 $ 4,005,000 $ 4,005,000 $ 3,414,000
Hunt, Texas 1 $ 295,000 $ 295,000 $ 156,000
Montgomery, Texas 1 $ 805,000 $ 805,000 $ 1,260,000
Navarro, Texas 1 $ 775,000 $ 775,000 $ 174,000
Smith, Texas 1 $ 285,000 $ 285,000 $ 494,000
Tarrant, Texas 1 $ 1,205,000 $ 1,205,000 $ 604,000
Travis, Texas 1 $ 465,000 $ 465,000 $ 180,000
Washington, Texas 1 $ 585,000 $ 585,000 $ 270,000
Iron, Utah 1 $ 405,000 $ 405,000 $ 238,000
Orleans, Vermont 1 $ 435,000 $ 435,000 $ 757,000
Washington, Vermont 1 $ 455,000 $ 455,000 $ 225,000
Alexandria, Virginia 1 $ 745,000 $ 745,000 $ 213,000
Powhatan, Virginia 1 $ 465,000 $ 465,000 $ 229,000
Richmond City, Virginia 1 $ 255,000 $ 255,000 $ 76,000
Rockingham, Virginia 1 $ 185,000 $ 185,000 $ 163,000
Virginia Beach, Virginia 1 $ 1,445,000 $ 1,445,000 $ 593,000
Grays Harbor, Washington 1 $ 185,000 $ 185,000 $ 1,083,000
Thurston, Washington 1 $ 525,000 $ 525,000 $ 436,000
Putnam, West Virginia 1 $ 485,000 $ 485,000 $ 238,000
Sheboygan, Wisconsin 1 $ 335,000 $ 335,000 $ 3,500,000

Mortgage Loan Application Detail Totals for Toyota Financial Savings Bank in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 320 $243,600,000 $761,000 $16,005,000 $656,000 $9,669,000
Other Purpose 59 $22,005,000 $372,000 $3,105,000 $761,000 $4,661,000
Cash-out Refinancing 52 $49,070,000 $943,000 $5,975,000 $1,008,000 $5,429,000
Refinancing 11 $6,855,000 $623,000 $2,215,000 $375,000 $1,323,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 317 $234,745,000 $740,000 $16,005,000 $774,000 $9,669,000
Hispanic 45 $26,175,000 $581,000 $3,105,000 $326,000 $1,555,000
Not Provided 35 $36,115,000 $1,031,000 $6,255,000 $901,000 $5,096,000
Asian 25 $13,885,000 $555,000 $1,485,000 $416,000 $3,143,000
Black or African American 18 $7,260,000 $403,000 $1,405,000 $359,000 $2,505,000
Native Hawaiian or Other Pacific Islander 1 $825,000 $825,000 $825,000 $1,789,000 $1,789,000
Not applicable 1 $2,525,000 $2,525,000 $2,525,000 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 442 $321,530,000 $727,000 $16,005,000 $702,000 $9,669,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 351 $246,145,000 $701,000 $16,005,000 $722,000 $9,669,000
Application Withdrawn By Applicant 60 $56,630,000 $943,000 $15,005,000 $825,000 $5,346,000
Application Denied By Financial Institution 28 $17,610,000 $628,000 $4,875,000 $235,000 $1,100,000
Application Approved But Not Accepted 3 $1,145,000 $381,000 $475,000 $234,000 $299,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 414 $303,920,000 $734,000 $16,005,000 $733,000 $9,669,000
Debt-To-Income Ratio 13 $11,665,000 $897,000 $4,875,000 $162,000 $465,000
Collateral 7 $3,295,000 $470,000 $1,165,000 $349,000 $1,100,000
Credit History 5 $1,265,000 $253,000 $405,000 $275,000 $898,000
Employment History 2 $760,000 $380,000 $425,000 $164,000 $209,000
Other 1 $625,000 $625,000 $625,000 $243,000 $243,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Toyota Financial Savings Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Toyota Financial Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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