Toyota Financial Savings Bank Mortgage Lending & HMDA Data, 2024
In 2024, Toyota Financial Savings Bank of Henderson, NV reported 442 mortgage applications totaling $321.5 million, up 18% from 2023. The average application was for $727,443, and applicants reported an average income of $704,434. 79% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Dallas-Plano-Irving, TX (60), Greensboro-High Point, NC (36) and Anaheim-Santa Ana-Irvine, CA (14) (applications in parentheses).
| Mortgage Company & Address | Toyota Financial Savings Bank 2485 Village View Drive, Suite 200 Henderson, NV 89074 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 442 |
| Total Mortgage Loan Application Amount | $321,530,000 |
| Average Mortgage Loan Application Amount | $727,443 |
| Highest Mortgage Loan Application Amount | $16,005,000 |
| Average Applicant Income | $704,434 |
| Highest Applicant Income | $9,669,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Toyota Financial Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 60 | $ 27,410,000 | $ 456,833 | $ 296,000 |
| Outside any metro area | 44 | $ 19,620,000 | $ 445,909 | $ 461,454 |
| Greensboro-High Point, NC | 36 | $ 10,980,000 | $ 305,000 | $ 128,000 |
| Anaheim-Santa Ana-Irvine, CA | 14 | $ 15,580,000 | $ 1,112,857 | $ 1,174,000 |
| Chicago-Naperville, IL | 14 | $ 7,670,000 | $ 547,857 | $ 275,000 |
| Phoenix-Mesa-Scottsdale, AZ | 13 | $ 10,365,000 | $ 797,307 | $ 1,065,000 |
| Riverside-San Bernardino-Ontario, CA | 13 | $ 6,585,000 | $ 506,538 | $ 1,445,000 |
| Los Angeles-Long Beach-Glendale, CA | 11 | $ 11,885,000 | $ 1,080,454 | $ 760,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 10 | $ 5,830,000 | $ 583,000 | $ 356,400 |
| Burlington, NC | 7 | $ 1,975,000 | $ 282,142 | $ 139,000 |
| Kansas City, MO-KS | 7 | $ 2,125,000 | $ 303,571 | $ 125,714 |
| Charleston-North Charleston, SC | 6 | $ 8,710,000 | $ 1,451,666 | $ 2,611,000 |
| Nassau County-Suffolk County, NY | 6 | $ 3,170,000 | $ 528,333 | $ 931,000 |
| New York-Jersey City-White Plains, NY-NJ | 6 | $ 5,820,000 | $ 970,000 | $ 1,117,333 |
| Oakland-Hayward-Berkeley, CA | 6 | $ 5,550,000 | $ 925,000 | $ 406,000 |
| Barnstable Town, MA | 5 | $ 36,385,000 | $ 7,277,000 | $ 4,650,000 |
| Cincinnati, OH-KY-IN | 5 | $ 1,295,000 | $ 259,000 | $ 175,000 |
| Houston-The Woodlands-Sugar Land, TX | 5 | $ 4,695,000 | $ 939,000 | $ 595,000 |
| Lakewood-New Brunswick, NJ | 5 | $ 4,605,000 | $ 921,000 | $ 984,000 |
| Newark, NJ-PA | 5 | $ 4,045,000 | $ 809,000 | $ 281,000 |
| Providence-Warwick, RI-MA | 5 | $ 2,785,000 | $ 557,000 | $ 883,600 |
| Sherman-Denison, TX | 5 | $ 1,825,000 | $ 365,000 | $ 237,000 |
| Evansville, IN-KY | 4 | $ 1,140,000 | $ 285,000 | $ 191,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4 | $ 2,400,000 | $ 600,000 | $ 1,222,000 |
| San Diego-Carlsbad, CA | 4 | $ 7,540,000 | $ 1,885,000 | $ 1,668,000 |
| Baltimore-Columbia-Towson, MD | 3 | $ 1,425,000 | $ 475,000 | $ 1,005,000 |
| Boston, MA | 3 | $ 6,665,000 | $ 2,221,666 | $ 2,183,000 |
| Charlotte-Concord-Gastonia, NC-SC | 3 | $ 1,315,000 | $ 438,333 | $ 162,000 |
| Denver-Aurora-Lakewood, CO | 3 | $ 1,675,000 | $ 558,333 | $ 308,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3 | $ 2,905,000 | $ 968,333 | $ 398,000 |
| Jacksonville, FL | 3 | $ 7,175,000 | $ 2,391,666 | $ 308,000 |
| Lexington-Fayette, KY | 3 | $ 1,205,000 | $ 401,666 | $ 365,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3 | $ 1,225,000 | $ 408,333 | $ 132,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 2,095,000 | $ 698,333 | $ 462,000 |
| Washington-Baltimore-Arlington, DC | 3 | $ 2,255,000 | $ 751,666 | $ 217,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 3 | $ 7,985,000 | $ 2,661,666 | $ 2,472,000 |
| Winston-Salem, NC | 3 | $ 645,000 | $ 215,000 | $ 99,000 |
| Ann Arbor, MI | 2 | $ 790,000 | $ 395,000 | $ 182,000 |
| Atlanta-Sandy Springs-Roswell, GA | 2 | $ 2,330,000 | $ 1,165,000 | $ 599,000 |
| Austin-Round Rock, TX | 2 | $ 4,470,000 | $ 2,235,000 | $ 1,797,000 |
| Boise City, ID | 2 | $ 2,010,000 | $ 1,005,000 | $ 1,843,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 750,000 | $ 375,000 | $ 1,424,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 600,000 | $ 300,000 | $ 412,000 |
| Corpus Christi, TX | 2 | $ 1,490,000 | $ 745,000 | $ 1,608,000 |
| Durham-Chapel Hill, NC | 2 | $ 500,000 | $ 250,000 | $ 64,000 |
| Elgin, IL | 2 | $ 260,000 | $ 130,000 | $ 389,000 |
| Flagstaff, AZ | 2 | $ 1,070,000 | $ 535,000 | $ 512,000 |
| Fresno, CA | 2 | $ 1,630,000 | $ 815,000 | $ 5,038,000 |
| Indianapolis-Carmel-Anderson, IN | 2 | $ 450,000 | $ 225,000 | $ 308,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 1,410,000 | $ 705,000 | $ 5,275,000 |
| Manchester-Nashua, NH | 2 | $ 1,450,000 | $ 725,000 | $ 156,000 |
| Memphis, TN-MS-AR | 2 | $ 3,430,000 | $ 1,715,000 | $ 1,509,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 620,000 | $ 310,000 | $ 1,386,000 |
| Montgomery County-Bucks County-Chester County, PA | 2 | $ 430,000 | $ 215,000 | $ 158,000 |
| Panama City, FL | 2 | $ 890,000 | $ 445,000 | $ 312,000 |
| Raleigh, NC | 2 | $ 1,190,000 | $ 595,000 | $ 170,000 |
| Richmond, VA | 2 | $ 720,000 | $ 360,000 | $ 152,000 |
| Salinas, CA | 2 | $ 1,020,000 | $ 510,000 | $ 769,000 |
| Salt Lake City, UT | 2 | $ 1,900,000 | $ 950,000 | $ 1,248,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 1,460,000 | $ 730,000 | $ 1,445,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 200,000 | $ 100,000 | $ 519,000 |
| Seattle-Bellevue-Everett, WA | 2 | $ 3,290,000 | $ 1,645,000 | $ 935,000 |
| St. Louis, MO-IL | 2 | $ 220,000 | $ 110,000 | $ 281,000 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 810,000 | $ 405,000 | $ 236,000 |
| Worcester, MA-CT | 2 | $ 2,030,000 | $ 1,015,000 | $ 1,508,000 |
| Akron, OH | 1 | $ 575,000 | $ 575,000 | $ 240,000 |
| Arlington-Alexandria-Reston, VA-WV | 1 | $ 745,000 | $ 745,000 | $ 213,000 |
| Bakersfield, CA | 1 | $ 85,000 | $ 85,000 | $ 605,000 |
| Bozeman, MT | 1 | $ 355,000 | $ 355,000 | $ 1,862,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| Canton-Massillon, OH | 1 | $ 855,000 | $ 855,000 | $ 571,000 |
| Columbus, OH | 1 | $ 2,345,000 | $ 2,345,000 | $ 793,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 395,000 | $ 395,000 | $ 324,000 |
| Fort Collins, CO | 1 | $ 325,000 | $ 325,000 | $ 77,000 |
| Fort Wayne, IN | 1 | $ 1,205,000 | $ 1,205,000 | $ 446,000 |
| Fort Worth-Arlington, TX | 1 | $ 1,205,000 | $ 1,205,000 | $ 604,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 1,325,000 | $ 1,325,000 | $ 807,000 |
| Harrisonburg, VA | 1 | $ 185,000 | $ 185,000 | $ 163,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 485,000 | $ 485,000 | $ 238,000 |
| Jackson, MS | 1 | $ 925,000 | $ 925,000 | $ 880,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 1,505,000 | $ 1,505,000 | $ 1,373,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 105,000 | $ 105,000 | $ 121,000 |
| Knoxville, TN | 1 | $ 725,000 | $ 725,000 | $ 599,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 755,000 | $ 755,000 | $ 200,000 |
| Lake County-Porter County-Jasper County, IN | 1 | $ 675,000 | $ 675,000 | $ 465,000 |
| Lexington Park, MD | 1 | $ 5,975,000 | $ 5,975,000 | $ 5,429,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 65,000 | $ 65,000 | $ 160,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 355,000 | $ 355,000 | $ 134,000 |
| Marietta, GA | 1 | $ 425,000 | $ 425,000 | $ 146,000 |
| Muncie, IN | 1 | $ 205,000 | $ 205,000 | $ 109,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 805,000 | $ 805,000 | $ 2,984,000 |
| New Haven-Milford, CT | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Niles-Benton Harbor, MI | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Oklahoma City, OK | 1 | $ 655,000 | $ 655,000 | $ 264,000 |
| Olympia-Tumwater, WA | 1 | $ 525,000 | $ 525,000 | $ 436,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 505,000 | $ 505,000 | $ 177,000 |
| Orlando-Kissimmee-Sanford, FL | 1 | $ 325,000 | $ 325,000 | $ 86,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 255,000 | $ 255,000 | $ 172,000 |
| Reading, PA | 1 | $ 135,000 | $ 135,000 | $ 379,000 |
| Rockingham County-Strafford County, NH | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 645,000 | $ 645,000 | $ 166,000 |
| San Antonio-New Braunfels, TX | 1 | $ 355,000 | $ 355,000 | $ 259,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 1,145,000 | $ 1,145,000 | $ 859,000 |
| Savannah, GA | 1 | $ 405,000 | $ 405,000 | $ 360,000 |
| Sheboygan, WI | 1 | $ 335,000 | $ 335,000 | $ 3,500,000 |
| Slidell-Mandeville-Covington, LA | 1 | $ 1,605,000 | $ 1,605,000 | $ 0 |
| Spartanburg, SC | 1 | $ 625,000 | $ 625,000 | $ 366,000 |
| Springfield, MA | 1 | $ 255,000 | $ 255,000 | $ 261,000 |
| Stockton-Lodi, CA | 1 | $ 1,405,000 | $ 1,405,000 | $ 480,000 |
| Tampa, FL | 1 | $ 285,000 | $ 285,000 | $ 809,000 |
| Tucson, AZ | 1 | $ 1,055,000 | $ 1,055,000 | $ 5,215,000 |
| Tyler, TX | 1 | $ 285,000 | $ 285,000 | $ 494,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 1,445,000 | $ 1,445,000 | $ 593,000 |
| Waco, TX | 1 | $ 1,245,000 | $ 1,245,000 | $ 1,041,000 |
| Warner Robins, GA | 1 | $ 585,000 | $ 585,000 | $ 282,000 |
Mortgage Loan Application Detail Totals for Toyota Financial Savings Bank in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 320 | $243,600,000 | $761,000 | $16,005,000 | $656,000 | $9,669,000 |
| Other Purpose | 59 | $22,005,000 | $372,000 | $3,105,000 | $761,000 | $4,661,000 |
| Cash-out Refinancing | 52 | $49,070,000 | $943,000 | $5,975,000 | $1,008,000 | $5,429,000 |
| Refinancing | 11 | $6,855,000 | $623,000 | $2,215,000 | $375,000 | $1,323,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 317 | $234,745,000 | $740,000 | $16,005,000 | $774,000 | $9,669,000 |
| Hispanic | 45 | $26,175,000 | $581,000 | $3,105,000 | $326,000 | $1,555,000 |
| Not Provided | 35 | $36,115,000 | $1,031,000 | $6,255,000 | $901,000 | $5,096,000 |
| Asian | 25 | $13,885,000 | $555,000 | $1,485,000 | $416,000 | $3,143,000 |
| Black or African American | 18 | $7,260,000 | $403,000 | $1,405,000 | $359,000 | $2,505,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $825,000 | $825,000 | $825,000 | $1,789,000 | $1,789,000 |
| Not applicable | 1 | $2,525,000 | $2,525,000 | $2,525,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 442 | $321,530,000 | $727,000 | $16,005,000 | $702,000 | $9,669,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 351 | $246,145,000 | $701,000 | $16,005,000 | $722,000 | $9,669,000 |
| Application Withdrawn By Applicant | 60 | $56,630,000 | $943,000 | $15,005,000 | $825,000 | $5,346,000 |
| Application Denied By Financial Institution | 28 | $17,610,000 | $628,000 | $4,875,000 | $235,000 | $1,100,000 |
| Application Approved But Not Accepted | 3 | $1,145,000 | $381,000 | $475,000 | $234,000 | $299,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 414 | $303,920,000 | $734,000 | $16,005,000 | $733,000 | $9,669,000 |
| Debt-To-Income Ratio | 13 | $11,665,000 | $897,000 | $4,875,000 | $162,000 | $465,000 |
| Collateral | 7 | $3,295,000 | $470,000 | $1,165,000 | $349,000 | $1,100,000 |
| Credit History | 5 | $1,265,000 | $253,000 | $405,000 | $275,000 | $898,000 |
| Employment History | 2 | $760,000 | $380,000 | $425,000 | $164,000 | $209,000 |
| Other | 1 | $625,000 | $625,000 | $625,000 | $243,000 | $243,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Toyota Financial Savings Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Toyota Financial Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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