Mortgage Lenders in Tracy, CA
2 mortgage lenders are based in Tracy, CA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in San Joaquin County, CA in 2025.
Most active mortgage lenders in San Joaquin County, CA (2025)
In 2025, 400 lenders made 13,662 home loans worth $5.5 billion in San Joaquin County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of San Joaquin County, which includes Tracy.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 1,686 | $744.6M | $442,000 | 12.3% |
| 2 | Lennar Mortgage, LLC Miami, FL | 727 | $435.2M | $599,000 | 5.3% |
| 3 | loanDepot.com LLC Irvine, CA | 544 | $219.1M | $403,000 | 4.0% |
| 4 | The Loan Store, Inc Tucson, AZ | 302 | $113.5M | $376,000 | 2.2% |
| 5 | PennyMac Loan Services LLC Westlake Village, CA | 275 | $119.8M | $436,000 | 2.0% |
| 6 | US Bank, N.A. Cincinnati, OH | 258 | $113.2M | $439,000 | 1.9% |
| 7 | The Golden 1 Credit Union Sacramento, CA | 242 | $71.9M | $297,000 | 1.8% |
| 8 | Bank of America NA Westlake Village, CA | 225 | $59.4M | $264,000 | 1.6% |
| 9 | Crosscountry Mortgage, LLC Cleveland, OH | 215 | $99.0M | $460,000 | 1.6% |
| 10 | Guaranteed Rate, Inc. Chicago, IL | 204 | $66.5M | $326,000 | 1.5% |
See every lender in San Joaquin County and its 2025 mortgage data · top lenders in California · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Tracy, CA
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Realty World-Financial Service
2316 ORCHARD PKY, STE. 210 TRACY, CA 95377 |
* | 683 | $196,216,000 |
| Service 1st Bank
60 W. 10TH STREET TRACY, CA 95376 |
* | 60 | $11,973,000 |
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