Transpecos Banks, SSB - Pecos, Tx Mortgage Lending & HMDA Data, 2024
In 2024, Transpecos Banks, SSB - Pecos, Tx of San Antonio, TX reported 486 mortgage applications totaling $58.1 million. The average application was for $119,567, and applicants reported an average income of $71,000. 65% of its applications resulted in an originated loan and 32% were denied. Its largest markets were San Antonio-New Braunfels, TX (43), Houston-The Woodlands-Sugar Land, TX (40) and McAllen-Edinburg-Mission, TX (22) (applications in parentheses).
| Mortgage Company & Address | Transpecos Banks, SSB - Pecos, Tx 112 E. Pecan Street Suite 800 San Antonio, TX 78205 |
| Federal Regulator | * available with data download |
| Years | 2025 2024 |
| Total Number of Mortgage Applications | 486 |
| Total Mortgage Loan Application Amount | $58,110,000 |
| Average Mortgage Loan Application Amount | $119,567 |
| Highest Mortgage Loan Application Amount | $805,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $473,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Transpecos Banks, SSB - Pecos, Tx filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hidalgo, Texas | 22 | $ 2,250,000 | $ 102,272 | $ 66,000 |
| Montgomery, Texas | 14 | $ 1,690,000 | $ 120,714 | $ 77,000 |
| Webb, Texas | 14 | $ 1,330,000 | $ 95,000 | $ 49,000 |
| Henderson, Texas | 12 | $ 1,200,000 | $ 100,000 | $ 48,000 |
| Jasper, Texas | 12 | $ 1,270,000 | $ 105,833 | $ 60,000 |
| Atascosa, Texas | 11 | $ 1,335,000 | $ 121,363 | $ 66,000 |
| Bexar, Texas | 10 | $ 1,150,000 | $ 115,000 | $ 68,000 |
| Hardin, Texas | 10 | $ 1,010,000 | $ 101,000 | $ 77,000 |
| Cameron, Texas | 9 | $ 855,000 | $ 95,000 | $ 49,000 |
| Midland, Texas | 9 | $ 1,045,000 | $ 116,111 | $ 62,000 |
| Tyler, Texas | 9 | $ 965,000 | $ 107,222 | $ 47,000 |
| Polk, Texas | 8 | $ 910,000 | $ 113,750 | $ 76,000 |
| Smith, Texas | 8 | $ 1,120,000 | $ 140,000 | $ 80,000 |
| Ector, Texas | 7 | $ 695,000 | $ 99,285 | $ 50,000 |
| Liberty, Texas | 7 | $ 885,000 | $ 126,428 | $ 93,000 |
| Navarro, Texas | 7 | $ 865,000 | $ 123,571 | $ 73,000 |
| Van Zandt, Texas | 7 | $ 885,000 | $ 126,428 | $ 61,000 |
| Cherokee, Texas | 6 | $ 850,000 | $ 141,666 | $ 94,000 |
| Freestone, Texas | 6 | $ 790,000 | $ 131,666 | $ 99,000 |
| Harris, Texas | 6 | $ 630,000 | $ 105,000 | $ 60,000 |
| Medina, Texas | 6 | $ 690,000 | $ 115,000 | $ 59,000 |
| Orange, Texas | 6 | $ 830,000 | $ 138,333 | $ 82,000 |
| Potter, Texas | 6 | $ 680,000 | $ 113,333 | $ 55,000 |
| Guadalupe, Texas | 5 | $ 635,000 | $ 127,000 | $ 64,000 |
| McLennan, Texas | 5 | $ 585,000 | $ 117,000 | $ 83,000 |
| Randall, Texas | 5 | $ 725,000 | $ 145,000 | $ 65,000 |
| Wilson, Texas | 5 | $ 715,000 | $ 143,000 | $ 92,000 |
| Wood, Texas | 5 | $ 575,000 | $ 115,000 | $ 72,000 |
| Austin, Texas | 4 | $ 710,000 | $ 177,500 | $ 66,000 |
| Colorado, Texas | 4 | $ 420,000 | $ 105,000 | $ 116,000 |
| Erath, Texas | 4 | $ 520,000 | $ 130,000 | $ 51,000 |
| Hunt, Texas | 4 | $ 400,000 | $ 100,000 | $ 75,000 |
| Burnet, Texas | 3 | $ 425,000 | $ 141,666 | $ 93,000 |
| Comal, Texas | 3 | $ 355,000 | $ 118,333 | $ 71,000 |
| Frio, Texas | 3 | $ 255,000 | $ 85,000 | $ 85,000 |
| Hays, Texas | 3 | $ 385,000 | $ 128,333 | $ 70,000 |
| Jim Wells, Texas | 3 | $ 425,000 | $ 141,666 | $ 76,000 |
| Lavaca, Texas | 3 | $ 265,000 | $ 88,333 | $ 64,000 |
| Leon, Texas | 3 | $ 525,000 | $ 175,000 | $ 126,000 |
| Lubbock, Texas | 3 | $ 495,000 | $ 165,000 | $ 49,000 |
| Nacogdoches, Texas | 3 | $ 345,000 | $ 115,000 | $ 74,000 |
| Refugio, Texas | 3 | $ 285,000 | $ 95,000 | $ 59,000 |
| Rusk, Texas | 3 | $ 385,000 | $ 128,333 | $ 57,000 |
| San Jacinto, Texas | 3 | $ 395,000 | $ 131,666 | $ 91,000 |
| San Patricio, Texas | 3 | $ 295,000 | $ 98,333 | $ 71,000 |
| Wise, Texas | 3 | $ 445,000 | $ 148,333 | $ 44,000 |
| Anderson, Texas | 2 | $ 240,000 | $ 120,000 | $ 93,000 |
| Andrews, Texas | 2 | $ 310,000 | $ 155,000 | $ 110,000 |
| Bandera, Texas | 2 | $ 180,000 | $ 90,000 | $ 96,000 |
| Bell, Texas | 2 | $ 380,000 | $ 190,000 | $ 87,000 |
| Bowie, Texas | 2 | $ 280,000 | $ 140,000 | $ 75,000 |
| Brazos, Texas | 2 | $ 340,000 | $ 170,000 | $ 77,000 |
| Brewster, Texas | 2 | $ 260,000 | $ 130,000 | $ 62,000 |
| Carson, Texas | 2 | $ 240,000 | $ 120,000 | $ 63,000 |
| Chambers, Texas | 2 | $ 180,000 | $ 90,000 | $ 69,000 |
| Dimmit, Texas | 2 | $ 200,000 | $ 100,000 | $ 49,000 |
| Gillespie, Texas | 2 | $ 360,000 | $ 180,000 | $ 87,000 |
| Grayson, Texas | 2 | $ 410,000 | $ 205,000 | $ 49,000 |
| Harrison, Texas | 2 | $ 210,000 | $ 105,000 | $ 58,000 |
| Hockley, Texas | 2 | $ 220,000 | $ 110,000 | $ 122,000 |
| Jim Hogg, Texas | 2 | $ 210,000 | $ 105,000 | $ 43,000 |
| Kaufman, Texas | 2 | $ 190,000 | $ 95,000 | $ 47,000 |
| Limestone, Texas | 2 | $ 320,000 | $ 160,000 | $ 94,000 |
| Matagorda, Texas | 2 | $ 290,000 | $ 145,000 | $ 69,000 |
| Newton, Texas | 2 | $ 180,000 | $ 90,000 | $ 50,000 |
| Reeves, Texas | 2 | $ 130,000 | $ 65,000 | $ 31,000 |
| Sabine, Texas | 2 | $ 230,000 | $ 115,000 | $ 53,000 |
| Trinity, Texas | 2 | $ 140,000 | $ 70,000 | $ 29,000 |
| Upshur, Texas | 2 | $ 180,000 | $ 90,000 | $ 52,000 |
| Uvalde, Texas | 2 | $ 270,000 | $ 135,000 | $ 62,000 |
| Young, Texas | 2 | $ 250,000 | $ 125,000 | $ 40,000 |
| Zavala, Texas | 2 | $ 180,000 | $ 90,000 | $ 54,000 |
| Sullivan, New York | 1 | $ 805,000 | $ 805,000 | $ 58,000 |
| Pittsburg, Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 152,000 |
| Angelina, Texas | 1 | $ 145,000 | $ 145,000 | $ 120,000 |
| Armstrong, Texas | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| Bee, Texas | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Blanco, Texas | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Brazoria, Texas | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Burleson, Texas | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Caldwell, Texas | 1 | $ 105,000 | $ 105,000 | $ 5,000 |
| Camp, Texas | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Cass, Texas | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Cochran, Texas | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Coke, Texas | 1 | $ 215,000 | $ 215,000 | $ 15,000 |
| Collin, Texas | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Comanche, Texas | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Cooke, Texas | 1 | $ 115,000 | $ 115,000 | $ 96,000 |
| Crane, Texas | 1 | $ 85,000 | $ 85,000 | $ 12,000 |
| Crosby, Texas | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| Dallas, Texas | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| Deaf Smith, Texas | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| El Paso, Texas | 1 | $ 145,000 | $ 145,000 | $ 106,000 |
| Fannin, Texas | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Fort Bend, Texas | 1 | $ 175,000 | $ 175,000 | $ 182,000 |
| Gaines, Texas | 1 | $ 205,000 | $ 205,000 | $ 207,000 |
| Galveston, Texas | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Gonzales, Texas | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
| Grimes, Texas | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Hale, Texas | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Hood, Texas | 1 | $ 105,000 | $ 105,000 | $ 112,000 |
| Hopkins, Texas | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Houston, Texas | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Hutchinson, Texas | 1 | $ 135,000 | $ 135,000 | $ 216,000 |
| Jefferson, Texas | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Johnson, Texas | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Kendall, Texas | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Kerr, Texas | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Kinney, Texas | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| La Salle, Texas | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Lamb, Texas | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Lampasas, Texas | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Lee, Texas | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Live Oak, Texas | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Martin, Texas | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Menard, Texas | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Milam, Texas | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Moore, Texas | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Motley, Texas | 1 | $ 165,000 | $ 165,000 | $ 473,000 |
| Nueces, Texas | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Ochiltree, Texas | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Parker, Texas | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Robertson, Texas | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| San Augustine, Texas | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Schleicher, Texas | 1 | $ 195,000 | $ 195,000 | $ 225,000 |
| Scurry, Texas | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Shelby, Texas | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Starr, Texas | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Titus, Texas | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Upton, Texas | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Val Verde, Texas | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Victoria, Texas | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Walker, Texas | 1 | $ 155,000 | $ 155,000 | $ 156,000 |
| Waller, Texas | 1 | $ 105,000 | $ 105,000 | $ 124,000 |
| Washington, Texas | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Wharton, Texas | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Wichita, Texas | 1 | $ 85,000 | $ 85,000 | $ 91,000 |
| Willacy, Texas | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Winkler, Texas | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Zapata, Texas | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Transpecos Banks, SSB - Pecos, Tx in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 486 | $58,110,000 | $119,000 | $805,000 | $71,000 | $473,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 223 | $25,355,000 | $113,000 | $225,000 | $67,000 | $229,000 |
| White | 199 | $24,535,000 | $123,000 | $315,000 | $76,000 | $473,000 |
| Not Provided | 35 | $4,425,000 | $126,000 | $275,000 | $75,000 | $182,000 |
| Black or African American | 25 | $2,655,000 | $106,000 | $235,000 | $60,000 | $174,000 |
| American Indian or Alaskan Native | 2 | $240,000 | $120,000 | $145,000 | $63,000 | $77,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $95,000 | $95,000 | $95,000 | $42,000 | $42,000 |
| Not applicable | 1 | $805,000 | $805,000 | $805,000 | $58,000 | $58,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 486 | $58,110,000 | $119,000 | $805,000 | $71,000 | $473,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 316 | $37,780,000 | $119,000 | $315,000 | $70,000 | $473,000 |
| Application Denied By Financial Institution | 155 | $18,515,000 | $119,000 | $805,000 | $74,000 | $246,000 |
| Application Withdrawn By Applicant | 12 | $1,470,000 | $122,000 | $275,000 | $62,000 | $137,000 |
| Application Approved But Not Accepted | 3 | $345,000 | $115,000 | $135,000 | $61,000 | $74,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 482 | $57,700,000 | $119,000 | $805,000 | $71,000 | $473,000 |
| Not applicable | 4 | $410,000 | $102,000 | $135,000 | $80,000 | $128,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Transpecos Banks, SSB - Pecos, Tx's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Transpecos Banks, SSB - Pecos, Tx's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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