Transpecos Banks, SSB - Pecos, Tx Mortgage Lending & HMDA Data, 2024
In 2024, Transpecos Banks, SSB - Pecos, Tx of San Antonio, TX reported 486 mortgage applications totaling $58.1 million. The average application was for $119,567, and applicants reported an average income of $71,000. 65% of its applications resulted in an originated loan and 32% were denied. Its largest markets were San Antonio-New Braunfels, TX (43), Houston-The Woodlands-Sugar Land, TX (40) and McAllen-Edinburg-Mission, TX (22) (applications in parentheses).
| Mortgage Company & Address | Transpecos Banks, SSB - Pecos, Tx 112 E. Pecan Street Suite 800 San Antonio, TX 78205 |
| Federal Regulator | * available with data download |
| Years | 2025 2024 |
| Total Number of Mortgage Applications | 486 |
| Total Mortgage Loan Application Amount | $58,110,000 |
| Average Mortgage Loan Application Amount | $119,567 |
| Highest Mortgage Loan Application Amount | $805,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $473,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Transpecos Banks, SSB - Pecos, Tx filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 248 | $ 29,770,000 | $ 120,040 | $ 73,411 |
| San Antonio-New Braunfels, TX | 43 | $ 5,205,000 | $ 121,046 | $ 70,000 |
| Houston-The Woodlands-Sugar Land, TX | 40 | $ 5,040,000 | $ 126,000 | $ 80,000 |
| McAllen-Edinburg-Mission, TX | 22 | $ 2,250,000 | $ 102,272 | $ 66,000 |
| Beaumont-Port Arthur, TX | 17 | $ 1,935,000 | $ 113,823 | $ 78,000 |
| Amarillo, TX | 14 | $ 1,820,000 | $ 130,000 | $ 63,000 |
| Laredo, TX | 14 | $ 1,330,000 | $ 95,000 | $ 49,000 |
| Midland, TX | 10 | $ 1,130,000 | $ 113,000 | $ 59,000 |
| Brownsville-Harlingen, TX | 9 | $ 855,000 | $ 95,000 | $ 49,000 |
| Dallas-Plano-Irving, TX | 8 | $ 910,000 | $ 113,750 | $ 65,000 |
| Tyler, TX | 8 | $ 1,120,000 | $ 140,000 | $ 80,000 |
| Longview, TX | 7 | $ 775,000 | $ 110,714 | $ 56,000 |
| Lubbock, TX | 7 | $ 955,000 | $ 136,428 | $ 79,000 |
| Odessa, TX | 7 | $ 695,000 | $ 99,285 | $ 50,000 |
| Fort Worth-Arlington, TX | 5 | $ 695,000 | $ 139,000 | $ 46,000 |
| Waco, TX | 5 | $ 585,000 | $ 117,000 | $ 83,000 |
| Austin-Round Rock, TX | 4 | $ 490,000 | $ 122,500 | $ 54,000 |
| College Station-Bryan, TX | 4 | $ 560,000 | $ 140,000 | $ 76,000 |
| Corpus Christi, TX | 4 | $ 390,000 | $ 97,500 | $ 65,000 |
| Killeen-Temple, TX | 3 | $ 515,000 | $ 171,666 | $ 72,000 |
| Sherman-Denison, TX | 2 | $ 410,000 | $ 205,000 | $ 49,000 |
| Texarkana, TX-AR | 2 | $ 280,000 | $ 140,000 | $ 75,000 |
| El Paso, TX | 1 | $ 145,000 | $ 145,000 | $ 106,000 |
| Victoria, TX | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Wichita Falls, TX | 1 | $ 85,000 | $ 85,000 | $ 91,000 |
Mortgage Loan Application Detail Totals for Transpecos Banks, SSB - Pecos, Tx in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 486 | $58,110,000 | $119,000 | $805,000 | $71,000 | $473,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 223 | $25,355,000 | $113,000 | $225,000 | $67,000 | $229,000 |
| White | 199 | $24,535,000 | $123,000 | $315,000 | $76,000 | $473,000 |
| Not Provided | 35 | $4,425,000 | $126,000 | $275,000 | $75,000 | $182,000 |
| Black or African American | 25 | $2,655,000 | $106,000 | $235,000 | $60,000 | $174,000 |
| American Indian or Alaskan Native | 2 | $240,000 | $120,000 | $145,000 | $63,000 | $77,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $95,000 | $95,000 | $95,000 | $42,000 | $42,000 |
| Not applicable | 1 | $805,000 | $805,000 | $805,000 | $58,000 | $58,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 486 | $58,110,000 | $119,000 | $805,000 | $71,000 | $473,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 316 | $37,780,000 | $119,000 | $315,000 | $70,000 | $473,000 |
| Application Denied By Financial Institution | 155 | $18,515,000 | $119,000 | $805,000 | $74,000 | $246,000 |
| Application Withdrawn By Applicant | 12 | $1,470,000 | $122,000 | $275,000 | $62,000 | $137,000 |
| Application Approved But Not Accepted | 3 | $345,000 | $115,000 | $135,000 | $61,000 | $74,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 482 | $57,700,000 | $119,000 | $805,000 | $71,000 | $473,000 |
| Not applicable | 4 | $410,000 | $102,000 | $135,000 | $80,000 | $128,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Transpecos Banks, SSB - Pecos, Tx's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Transpecos Banks, SSB - Pecos, Tx's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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