Transportation Federal Credit Union Mortgage Lending & HMDA Data, 2025

In 2025, Transportation Federal Credit Union of Alexandria, VA reported 306 mortgage applications totaling $29.8 million, up 29% from 2024. The average application was for $97,385, and applicants reported an average income of $159,640. 66% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Washington, DC-MD (59), Arlington-Alexandria-Reston, VA-WV (27) and St. Louis, MO-IL (17) (applications in parentheses).

Mortgage Company & Address Transportation Federal Credit Union
1600 Cameron Street
Alexandria, VA 22314
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 306
Total Mortgage Loan Application Amount $29,800,000
Average Mortgage Loan Application Amount $97,385
Highest Mortgage Loan Application Amount $455,000
Average Applicant Income $159,640
Highest Applicant Income $5,100,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Transportation Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Transportation Federal Credit Union by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Prince George's, Maryland 31 $ 2,525,000 $ 81,451 $ 134,000
District of Columbia, District Of Columbia 19 $ 2,215,000 $ 116,578 $ 422,000
Fairfax, Virginia 10 $ 1,540,000 $ 154,000 $ 278,000
Charles, Maryland 9 $ 1,045,000 $ 116,111 $ 155,000
Montgomery, Maryland 7 $ 935,000 $ 133,571 $ 174,000
Loudoun, Virginia 6 $ 890,000 $ 148,333 $ 218,000
Cook, Illinois 4 $ 330,000 $ 82,500 $ 142,000
Polk, Iowa 4 $ 270,000 $ 67,500 $ 128,000
Anne Arundel, Maryland 4 $ 820,000 $ 205,000 $ 156,000
Jefferson, Missouri 4 $ 380,000 $ 95,000 $ 115,000
Cuyahoga, Ohio 4 $ 190,000 $ 47,500 $ 116,000
Prince William, Virginia 4 $ 570,000 $ 142,500 $ 288,000
Champaign, Illinois 3 $ 215,000 $ 71,666 $ 83,000
Marion, Indiana 3 $ 255,000 $ 85,000 $ 95,000
St. Joseph, Indiana 3 $ 205,000 $ 68,333 $ 121,000
Fayette, Kentucky 3 $ 165,000 $ 55,000 $ 99,000
Greene, Missouri 3 $ 185,000 $ 61,666 $ 104,000
St. Charles, Missouri 3 $ 315,000 $ 105,000 $ 147,000
St. Louis, Missouri 3 $ 355,000 $ 118,333 $ 189,000
Warren, Missouri 3 $ 255,000 $ 85,000 $ 134,000
Jefferson, Ohio 3 $ 115,000 $ 38,333 $ 104,000
Tulsa, Oklahoma 3 $ 335,000 $ 111,666 $ 214,000
Alexandria, Virginia 3 $ 355,000 $ 118,333 $ 256,000
Riverside, California 2 $ 330,000 $ 165,000 $ 188,000
Adams, Colorado 2 $ 130,000 $ 65,000 $ 170,000
McHenry, Illinois 2 $ 140,000 $ 70,000 $ 115,000
Rock Island, Illinois 2 $ 140,000 $ 70,000 $ 95,000
Tazewell, Illinois 2 $ 80,000 $ 40,000 $ 110,000
Hardin, Kentucky 2 $ 180,000 $ 90,000 $ 71,000
Kenton, Kentucky 2 $ 240,000 $ 120,000 $ 129,000
Howard, Maryland 2 $ 140,000 $ 70,000 $ 143,000
Essex, Massachusetts 2 $ 190,000 $ 95,000 $ 166,000
Christian, Missouri 2 $ 140,000 $ 70,000 $ 71,000
Clay, Missouri 2 $ 210,000 $ 105,000 $ 128,000
Jackson, Missouri 2 $ 140,000 $ 70,000 $ 215,000
Platte, Missouri 2 $ 150,000 $ 75,000 $ 78,000
Fairfield, Ohio 2 $ 190,000 $ 95,000 $ 122,000
Hamilton, Ohio 2 $ 130,000 $ 65,000 $ 143,000
Stark, Ohio 2 $ 130,000 $ 65,000 $ 106,000
Cleveland, Oklahoma 2 $ 160,000 $ 80,000 $ 105,000
Hamilton, Tennessee 2 $ 150,000 $ 75,000 $ 71,000
Harris, Texas 2 $ 590,000 $ 295,000 $ 222,000
Arlington, Virginia 2 $ 380,000 $ 190,000 $ 201,000
Stafford, Virginia 2 $ 360,000 $ 180,000 $ 280,000
Milwaukee, Wisconsin 2 $ 240,000 $ 120,000 $ 162,000
Autauga, Alabama 1 $ 55,000 $ 55,000 $ 103,000
Baldwin, Alabama 1 $ 85,000 $ 85,000 $ 94,000
Calhoun, Alabama 1 $ 55,000 $ 55,000 $ 115,000
DeKalb, Alabama 1 $ 45,000 $ 45,000 $ 42,000
Jefferson, Alabama 1 $ 25,000 $ 25,000 $ 89,000
Mobile, Alabama 1 $ 85,000 $ 85,000 $ 75,000
Russell, Alabama 1 $ 25,000 $ 25,000 $ 93,000
Shelby, Alabama 1 $ 75,000 $ 75,000 $ 130,000
Talladega, Alabama 1 $ 105,000 $ 105,000 $ 66,000
Tuscaloosa, Alabama 1 $ 45,000 $ 45,000 $ 57,000
Craighead, Arkansas 1 $ 45,000 $ 45,000 $ 64,000
Pulaski, Arkansas 1 $ 25,000 $ 25,000 $ 79,000
Washington, Arkansas 1 $ 65,000 $ 65,000 $ 71,000
Alameda, California 1 $ 305,000 $ 305,000 $ 223,000
Kern, California 1 $ 35,000 $ 35,000 $ 100,000
Los Angeles, California 1 $ 255,000 $ 255,000 $ 1,302,000
San Benito, California 1 $ 145,000 $ 145,000 $ 299,000
San Bernardino, California 1 $ 55,000 $ 55,000 $ 119,000
Sutter, California 1 $ 55,000 $ 55,000 $ 60,000
Alamosa, Colorado 1 $ 75,000 $ 75,000 $ 71,000
Morgan, Colorado 1 $ 45,000 $ 45,000 $ 68,000
Yuma, Colorado 1 $ 75,000 $ 75,000 $ 175,000
Sussex, Delaware 1 $ 265,000 $ 265,000 $ 224,000
Brevard, Florida 1 $ 75,000 $ 75,000 $ 134,000
Duval, Florida 1 $ 55,000 $ 55,000 $ 102,000
Marion, Florida 1 $ 65,000 $ 65,000 $ 178,000
Orange, Florida 1 $ 155,000 $ 155,000 $ 0
Cobb, Georgia 1 $ 65,000 $ 65,000 $ 109,000
Floyd, Georgia 1 $ 55,000 $ 55,000 $ 81,000
Rockdale, Georgia 1 $ 55,000 $ 55,000 $ 69,000
Adams, Illinois 1 $ 45,000 $ 45,000 $ 110,000
DuPage, Illinois 1 $ 125,000 $ 125,000 $ 109,000
Franklin, Illinois 1 $ 45,000 $ 45,000 $ 224,000
Jersey, Illinois 1 $ 35,000 $ 35,000 $ 160,000
Lake, Illinois 1 $ 105,000 $ 105,000 $ 107,000
McLean, Illinois 1 $ 95,000 $ 95,000 $ 89,000
St. Clair, Illinois 1 $ 95,000 $ 95,000 $ 89,000
Whiteside, Illinois 1 $ 85,000 $ 85,000 $ 59,000
Will, Illinois 1 $ 205,000 $ 205,000 $ 306,000
Brown, Indiana 1 $ 25,000 $ 25,000 $ 115,000
Delaware, Indiana 1 $ 95,000 $ 95,000 $ 80,000
Grant, Indiana 1 $ 55,000 $ 55,000 $ 88,000
Hamilton, Indiana 1 $ 175,000 $ 175,000 $ 140,000
Hancock, Indiana 1 $ 105,000 $ 105,000 $ 119,000
Harrison, Indiana 1 $ 55,000 $ 55,000 $ 240,000
Jasper, Indiana 1 $ 5,000 $ 5,000 $ 85,000
Lake, Indiana 1 $ 55,000 $ 55,000 $ 98,000
LaPorte, Indiana 1 $ 55,000 $ 55,000 $ 99,000
Morgan, Indiana 1 $ 205,000 $ 205,000 $ 205,000
Porter, Indiana 1 $ 75,000 $ 75,000 $ 106,000
Randolph, Indiana 1 $ 75,000 $ 75,000 $ 71,000
Sullivan, Indiana 1 $ 65,000 $ 65,000 $ 70,000
Tippecanoe, Indiana 1 $ 135,000 $ 135,000 $ 152,000
Black Hawk, Iowa 1 $ 35,000 $ 35,000 $ 66,000
Buchanan, Iowa 1 $ 95,000 $ 95,000 $ 100,000
Carroll, Iowa 1 $ 35,000 $ 35,000 $ 82,000
Cerro Gordo, Iowa 1 $ 95,000 $ 95,000 $ 63,000
Clinton, Iowa 1 $ 75,000 $ 75,000 $ 109,000
Warren, Iowa 1 $ 115,000 $ 115,000 $ 239,000
Bullitt, Kentucky 1 $ 85,000 $ 85,000 $ 100,000
Carroll, Kentucky 1 $ 65,000 $ 65,000 $ 63,000
Clark, Kentucky 1 $ 45,000 $ 45,000 $ 42,000
Daviess, Kentucky 1 $ 35,000 $ 35,000 $ 75,000
Grant, Kentucky 1 $ 95,000 $ 95,000 $ 88,000
Hopkins, Kentucky 1 $ 55,000 $ 55,000 $ 97,000
Jessamine, Kentucky 1 $ 85,000 $ 85,000 $ 148,000
Madison, Kentucky 1 $ 95,000 $ 95,000 $ 99,000
Montgomery, Kentucky 1 $ 65,000 $ 65,000 $ 70,000
Shelby, Kentucky 1 $ 105,000 $ 105,000 $ 87,000
Woodford, Kentucky 1 $ 85,000 $ 85,000 $ 74,000
Baltimore, Maryland 1 $ 85,000 $ 85,000 $ 195,000
Calvert, Maryland 1 $ 165,000 $ 165,000 $ 199,000
Dorchester, Maryland 1 $ 45,000 $ 45,000 $ 147,000
Frederick, Maryland 1 $ 105,000 $ 105,000 $ 165,000
Middlesex, Massachusetts 1 $ 55,000 $ 55,000 $ 179,000
Boone, Missouri 1 $ 85,000 $ 85,000 $ 91,000
Cooper, Missouri 1 $ 65,000 $ 65,000 $ 110,000
Daviess, Missouri 1 $ 25,000 $ 25,000 $ 120,000
Franklin, Missouri 1 $ 65,000 $ 65,000 $ 123,000
Johnson, Missouri 1 $ 65,000 $ 65,000 $ 118,000
Lincoln, Missouri 1 $ 65,000 $ 65,000 $ 79,000
Marion, Missouri 1 $ 45,000 $ 45,000 $ 58,000
Pettis, Missouri 1 $ 145,000 $ 145,000 $ 133,000
Saline, Missouri 1 $ 55,000 $ 55,000 $ 70,000
Suffolk, New York 1 $ 305,000 $ 305,000 $ 444,000
Brunswick, North Carolina 1 $ 65,000 $ 65,000 $ 115,000
Butler, Ohio 1 $ 85,000 $ 85,000 $ 84,000
Clark, Ohio 1 $ 45,000 $ 45,000 $ 85,000
Clinton, Ohio 1 $ 55,000 $ 55,000 $ 88,000
Delaware, Ohio 1 $ 55,000 $ 55,000 $ 68,000
Franklin, Ohio 1 $ 75,000 $ 75,000 $ 107,000
Greene, Ohio 1 $ 55,000 $ 55,000 $ 79,000
Hancock, Ohio 1 $ 35,000 $ 35,000 $ 59,000
Lake, Ohio 1 $ 105,000 $ 105,000 $ 96,000
Licking, Ohio 1 $ 105,000 $ 105,000 $ 122,000
Lorain, Ohio 1 $ 105,000 $ 105,000 $ 55,000
Lucas, Ohio 1 $ 25,000 $ 25,000 $ 172,000
Madison, Ohio 1 $ 55,000 $ 55,000 $ 81,000
Scioto, Ohio 1 $ 125,000 $ 125,000 $ 187,000
Summit, Ohio 1 $ 75,000 $ 75,000 $ 139,000
Warren, Ohio 1 $ 95,000 $ 95,000 $ 85,000
Custer, Oklahoma 1 $ 55,000 $ 55,000 $ 109,000
Grady, Oklahoma 1 $ 75,000 $ 75,000 $ 109,000
Marshall, Oklahoma 1 $ 75,000 $ 75,000 $ 138,000
Rogers, Oklahoma 1 $ 95,000 $ 95,000 $ 155,000
Multnomah, Oregon 1 $ 205,000 $ 205,000 $ 140,000
Custer, South Dakota 1 $ 305,000 $ 305,000 $ 293,000
Davidson, Tennessee 1 $ 25,000 $ 25,000 $ 90,000
Jefferson, Tennessee 1 $ 95,000 $ 95,000 $ 89,000
Macon, Tennessee 1 $ 55,000 $ 55,000 $ 52,000
McNairy, Tennessee 1 $ 35,000 $ 35,000 $ 0
Roane, Tennessee 1 $ 75,000 $ 75,000 $ 51,000
Sevier, Tennessee 1 $ 125,000 $ 125,000 $ 87,000
White, Tennessee 1 $ 195,000 $ 195,000 $ 147,000
Tarrant, Texas 1 $ 45,000 $ 45,000 $ 79,000
Chesapeake, Virginia 1 $ 305,000 $ 305,000 $ 182,000
Nottoway, Virginia 1 $ 105,000 $ 105,000 $ 58,000
Fond du Lac, Wisconsin 1 $ 95,000 $ 95,000 $ 155,000
Kenosha, Wisconsin 1 $ 35,000 $ 35,000 $ 86,000
Oneida, Wisconsin 1 $ 205,000 $ 205,000 $ 118,000
Polk, Wisconsin 1 $ 35,000 $ 35,000 $ 152,000
Waukesha, Wisconsin 1 $ 125,000 $ 125,000 $ 88,000
Wood, Wisconsin 1 $ 45,000 $ 45,000 $ 60,000

Mortgage Loan Application Detail Totals for Transportation Federal Credit Union in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 141 $11,625,000 $82,000 $305,000 $109,000 $266,000
Other Purpose 73 $5,935,000 $81,000 $305,000 $147,000 $312,000
Home Improvement 50 $5,630,000 $112,000 $305,000 $299,000 $5,100,000
Refinancing 36 $5,380,000 $149,000 $305,000 $191,000 $582,000
Home Purchase 6 $1,230,000 $205,000 $455,000 $154,000 $240,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 166 $15,390,000 $92,000 $305,000 $138,000 $1,302,000
Not Provided 61 $6,295,000 $103,000 $305,000 $240,000 $5,100,000
Black or African American 56 $5,160,000 $92,000 $305,000 $136,000 $260,000
Hispanic 10 $1,030,000 $103,000 $305,000 $156,000 $293,000
Asian 9 $1,525,000 $169,000 $455,000 $164,000 $240,000
American Indian or Alaskan Native 2 $300,000 $150,000 $215,000 $152,000 $180,000
Native Hawaiian or Other Pacific Islander 1 $65,000 $65,000 $65,000 $95,000 $95,000
Not applicable 1 $35,000 $35,000 $35,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 306 $29,800,000 $97,000 $455,000 $160,000 $5,100,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 202 $18,180,000 $90,000 $305,000 $139,000 $1,302,000
Application Denied By Financial Institution 64 $7,020,000 $109,000 $305,000 $154,000 $582,000
Application Withdrawn By Applicant 36 $4,320,000 $120,000 $455,000 $288,000 $5,100,000
Application Approved But Not Accepted 4 $280,000 $70,000 $125,000 $128,000 $266,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 242 $22,780,000 $94,000 $455,000 $162,000 $5,100,000
Other 42 $4,340,000 $103,000 $305,000 $154,000 $582,000
Credit History 10 $1,000,000 $100,000 $305,000 $145,000 $290,000
Debt-To-Income Ratio 8 $1,000,000 $125,000 $305,000 $169,000 $251,000
Collateral 3 $605,000 $201,000 $305,000 $164,000 $223,000
Unverifiable Information 1 $75,000 $75,000 $75,000 $74,000 $74,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Transportation Federal Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Transportation Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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