Trustmark National Bank Mortgage Lending & HMDA Data, 2012

In 2012, Trustmark National Bank of Jackson, MS reported 13,472 mortgage applications totaling $2.1 billion, up 32% from 2011. The average application was for $157,929, and applicants reported an average income of $46,069. 44% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Jackson, MS (4,448), Birmingham-Hoover, AL (665) and Pascagoula, MS (578) (applications in parentheses).

Mortgage Company & Address Trustmark National Bank
Po Box 291
Jackson, MS 39205
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 13,472
Total Mortgage Loan Application Amount $2,127,627,000
Average Mortgage Loan Application Amount $157,929
Highest Mortgage Loan Application Amount $7,400,000
Average Applicant Income $46,069
Highest Applicant Income $3,266,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Trustmark National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Trustmark National Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Rankin, Mississippi 1,690 $ 266,855,000 $ 157,902 $ 33,000
Hinds, Mississippi 1,318 $ 176,275,000 $ 133,744 $ 47,000
Madison, Mississippi 1,229 $ 256,850,000 $ 208,991 $ 64,000
Jackson, Mississippi 486 $ 72,505,000 $ 149,187 $ 23,000
Harrison, Mississippi 436 $ 68,724,000 $ 157,623 $ 43,000
Bay, Florida 395 $ 69,251,000 $ 175,318 $ 73,000
Jefferson, Alabama 386 $ 83,911,000 $ 217,386 $ 29,000
Baldwin, Alabama 344 $ 67,818,000 $ 197,145 $ 16,000
DeSoto, Mississippi 282 $ 36,523,000 $ 129,514 $ 54,000
Lafayette, Mississippi 268 $ 52,488,000 $ 195,850 $ 44,000
Jones, Mississippi 240 $ 25,196,000 $ 104,983 $ 48,000
Montgomery, Alabama 237 $ 43,167,000 $ 182,139 $ 6,000
Shelby, Alabama 227 $ 42,074,000 $ 185,348 $ 39,000
Sumter, South Carolina 220 $ 31,735,000 $ 144,250 $ 9,000
Warren, Mississippi 217 $ 26,039,000 $ 119,995 $ 68,000
Lamar, Mississippi 213 $ 36,740,000 $ 172,488 $ 71,000
Mobile, Alabama 212 $ 38,348,000 $ 180,886 $ 8,000
Lincoln, Mississippi 202 $ 22,100,000 $ 109,405 $ 62,000
Lee, Mississippi 201 $ 24,785,000 $ 123,308 $ 53,000
Shelby, Tennessee 198 $ 33,808,000 $ 170,747 $ 79,000
Lauderdale, Mississippi 182 $ 22,439,000 $ 123,291 $ 70,000
Forrest, Mississippi 181 $ 22,991,000 $ 127,022 $ 67,000
Harris, Texas 181 $ 56,771,000 $ 313,651 $ 182,000
Lowndes, Mississippi 175 $ 22,075,000 $ 126,142 $ 58,000
Leake, Mississippi 128 $ 7,154,000 $ 55,890 $ 43,000
Copiah, Mississippi 114 $ 10,983,000 $ 96,342 $ 38,000
Itawamba, Mississippi 112 $ 10,954,000 $ 97,803 $ 51,000
Leflore, Mississippi 109 $ 13,997,000 $ 128,412 $ 61,000
Oktibbeha, Mississippi 107 $ 15,451,000 $ 144,401 $ 31,000
Pike, Mississippi 106 $ 11,331,000 $ 106,896 $ 63,000
Elmore, Alabama 104 $ 19,450,000 $ 187,019 $ 4,000
Simpson, Mississippi 97 $ 11,942,000 $ 123,113 $ 47,000
Alcorn, Mississippi 95 $ 6,813,000 $ 71,715 $ 60,000
George, Mississippi 92 $ 10,952,000 $ 119,043 $ 16,000
Autauga, Alabama 91 $ 15,734,000 $ 172,901 $ 4,000
Washington, Mississippi 86 $ 5,971,000 $ 69,430 $ 35,000
Madison, Alabama 82 $ 15,700,000 $ 191,463 $ 30,000
Marion, Mississippi 77 $ 8,058,000 $ 104,649 $ 69,000
Jefferson, Louisiana 73 $ 11,830,000 $ 162,054 $ 8,000
Smith, Mississippi 71 $ 6,479,000 $ 91,253 $ 55,000
Bossier, Louisiana 69 $ 15,684,000 $ 227,304 $ 6,000
Scott, Mississippi 66 $ 6,804,000 $ 103,090 $ 27,000
East Baton Rouge, Louisiana 64 $ 13,169,000 $ 205,765 $ 3,000
Walthall, Mississippi 63 $ 3,615,000 $ 57,380 $ 45,000
Cherokee, Alabama 57 $ 8,035,000 $ 140,964 $ 2,000
Walton, Florida 56 $ 13,832,000 $ 247,000 $ 111,000
Covington, Mississippi 54 $ 6,903,000 $ 127,833 $ 44,000
Orleans, Louisiana 48 $ 9,817,000 $ 204,520 $ 13,000
Hancock, Mississippi 44 $ 5,808,000 $ 132,000 $ 44,000
Duval, Florida 43 $ 7,587,000 $ 176,441 $ 9,000
Bolivar, Mississippi 41 $ 5,839,000 $ 142,414 $ 10,000
St. Tammany, Louisiana 35 $ 6,267,000 $ 179,057 $ 18,000
Jasper, Mississippi 34 $ 2,957,000 $ 86,970 $ 55,000
Butler, Alabama 33 $ 4,400,000 $ 133,333 $ 1,000
Lawrence, Mississippi 33 $ 3,549,000 $ 107,545 $ 65,000
St. Clair, Alabama 32 $ 6,617,000 $ 206,781 $ 25,000
Yalobusha, Mississippi 31 $ 3,813,000 $ 123,000 $ 7,000
Adams, Mississippi 30 $ 5,520,000 $ 184,000 $ 11,000
Amite, Mississippi 30 $ 5,835,000 $ 194,500 $ 82,000
Fort Bend, Texas 30 $ 7,671,000 $ 255,700 $ 138,000
Pontotoc, Mississippi 29 $ 3,603,000 $ 124,241 $ 23,000
Sevier, Tennessee 29 $ 4,788,000 $ 165,103 $ 7,000
Marshall, Mississippi 28 $ 2,899,000 $ 103,535 $ 42,000
Monroe, Mississippi 28 $ 3,098,000 $ 110,642 $ 31,000
Caddo, Louisiana 27 $ 3,902,000 $ 144,518 $ 7,000
Okaloosa, Florida 26 $ 6,827,000 $ 262,576 $ 100,000
Sunflower, Mississippi 26 $ 4,944,000 $ 190,153 $ 10,000
Fayette, Tennessee 26 $ 3,251,000 $ 125,038 $ 52,000
Etowah, Alabama 25 $ 3,194,000 $ 127,760 $ 2,000
Tangipahoa, Louisiana 25 $ 3,700,000 $ 148,000 $ 7,000
Stone, Mississippi 24 $ 3,412,000 $ 142,166 $ 66,000
Clarke, Mississippi 23 $ 2,885,000 $ 125,434 $ 69,000
Yazoo, Mississippi 23 $ 3,057,000 $ 132,913 $ 35,000
Montgomery, Texas 23 $ 8,335,000 $ 362,391 $ 224,000
Perry, Mississippi 22 $ 1,212,000 $ 55,090 $ 49,000
Livingston, Louisiana 20 $ 3,360,000 $ 168,000 $ 9,000
Clay, Mississippi 20 $ 2,044,000 $ 102,200 $ 17,000
Pearl River, Mississippi 20 $ 2,234,000 $ 111,700 $ 46,000
Tate, Mississippi 20 $ 2,250,000 $ 112,500 $ 50,000
Carroll, Mississippi 19 $ 2,513,000 $ 132,263 $ 52,000
Newton, Mississippi 19 $ 2,262,000 $ 119,052 $ 45,000
Lee, Alabama 18 $ 4,357,000 $ 242,055 $ 0
Tishomingo, Mississippi 18 $ 2,393,000 $ 132,944 $ 141,000
Marengo, Alabama 17 $ 2,406,000 $ 141,529 $ 0
Tallapoosa, Alabama 17 $ 4,373,000 $ 257,235 $ 10,000
Travis, Texas 17 $ 4,338,000 $ 255,176 $ 267,000
Escambia, Florida 15 $ 2,411,000 $ 160,733 $ 302,000
Panola, Mississippi 15 $ 1,795,000 $ 119,666 $ 25,000
Brazoria, Texas 15 $ 2,295,000 $ 153,000 $ 253,000
Grenada, Mississippi 14 $ 2,094,000 $ 149,571 $ 12,000
Neshoba, Mississippi 14 $ 1,926,000 $ 137,571 $ 130,000
Richland, South Carolina 14 $ 2,286,000 $ 163,285 $ 25,000
Greene, Mississippi 12 $ 1,069,000 $ 89,083 $ 43,000
Knox, Tennessee 12 $ 2,425,000 $ 202,083 $ 9,000
Limestone, Alabama 11 $ 2,321,000 $ 211,000 $ 14,000
Tuscaloosa, Alabama 11 $ 2,205,000 $ 200,454 $ 106,000
Union, Mississippi 11 $ 1,342,000 $ 122,000 $ 37,000
Wayne, Mississippi 11 $ 1,824,000 $ 165,818 $ 70,000
Winston, Mississippi 11 $ 1,091,000 $ 99,181 $ 29,000
Blount, Alabama 10 $ 1,369,000 $ 136,900 $ 26,000
Faulkner, Arkansas 10 $ 1,351,000 $ 135,100 $ 7,000
Ascension, Louisiana 10 $ 1,928,000 $ 192,800 $ 0
Lafayette, Louisiana 10 $ 2,856,000 $ 285,600 $ 0
Attala, Mississippi 10 $ 1,065,000 $ 106,500 $ 61,000
DeKalb, Alabama 9 $ 1,485,000 $ 165,000 $ 22,000
Talladega, Alabama 9 $ 1,203,000 $ 133,666 $ 36,000
Wilcox, Alabama 9 $ 791,000 $ 87,888 $ 0
St. Johns, Florida 9 $ 2,274,000 $ 252,666 $ 0
Concordia, Louisiana 9 $ 1,524,000 $ 169,333 $ 0
Claiborne, Mississippi 9 $ 179,000 $ 19,888 $ 40,000
Davidson, Tennessee 9 $ 1,666,000 $ 185,111 $ 10,000
McNairy, Tennessee 9 $ 689,000 $ 76,555 $ 65,000
Washington, Florida 8 $ 1,304,000 $ 163,000 $ 119,000
Holmes, Mississippi 8 $ 1,582,000 $ 197,750 $ 88,000
Jefferson Davis, Mississippi 8 $ 574,000 $ 71,750 $ 43,000
Montgomery, Mississippi 8 $ 712,000 $ 89,000 $ 11,000
Prentiss, Mississippi 8 $ 783,000 $ 97,875 $ 46,000
Webster, Mississippi 8 $ 969,000 $ 121,125 $ 34,000
Lexington, South Carolina 8 $ 1,042,000 $ 130,250 $ 27,000
Galveston, Texas 8 $ 1,445,000 $ 180,625 $ 108,000
Escambia, Alabama 7 $ 803,000 $ 114,714 $ 0
Marshall, Alabama 7 $ 1,410,000 $ 201,428 $ 29,000
Monroe, Alabama 7 $ 885,000 $ 126,428 $ 0
Clay, Florida 7 $ 1,447,000 $ 206,714 $ 0
Calhoun, Mississippi 7 $ 594,000 $ 84,857 $ 25,000
Kemper, Mississippi 7 $ 733,000 $ 104,714 $ 28,000
Tippah, Mississippi 7 $ 705,000 $ 100,714 $ 70,000
Tipton, Tennessee 7 $ 890,000 $ 127,142 $ 70,000
Calhoun, Alabama 6 $ 1,003,000 $ 167,166 $ 61,000
Pickens, Alabama 6 $ 393,000 $ 65,500 $ 4,000
Jackson, Florida 6 $ 916,000 $ 152,666 $ 79,000
Choctaw, Mississippi 6 $ 736,000 $ 122,666 $ 19,000
Humphreys, Mississippi 6 $ 603,000 $ 100,500 $ 13,000
Charleston, South Carolina 6 $ 1,799,000 $ 299,833 $ 123,000
Williamson, Texas 6 $ 975,000 $ 162,500 $ 81,000
Chilton, Alabama 5 $ 799,000 $ 159,800 $ 299,000
Lawrence, Alabama 5 $ 610,000 $ 122,000 $ 68,000
Santa Rosa, Florida 5 $ 989,000 $ 197,800 $ 112,000
Chickasaw, Mississippi 5 $ 450,000 $ 90,000 $ 56,000
Franklin, Mississippi 5 $ 408,000 $ 81,600 $ 80,000
Jefferson, Mississippi 5 $ 316,000 $ 63,200 $ 79,000
Noxubee, Mississippi 5 $ 719,000 $ 143,800 $ 18,000
Colbert, Alabama 4 $ 695,000 $ 173,750 $ 42,000
Crenshaw, Alabama 4 $ 573,000 $ 143,250 $ 9,000
Cullman, Alabama 4 $ 1,112,000 $ 278,000 $ 77,000
Dallas, Alabama 4 $ 589,000 $ 147,250 $ 0
Houston, Alabama 4 $ 721,000 $ 180,250 $ 19,000
Lauderdale, Alabama 4 $ 565,000 $ 141,250 $ 43,000
Lowndes, Alabama 4 $ 695,000 $ 173,750 $ 0
Gulf, Florida 4 $ 862,000 $ 215,500 $ 116,000
Fulton, Georgia 4 $ 472,000 $ 118,000 $ 89,000
Plaquemines, Louisiana 4 $ 812,000 $ 203,000 $ 30,000
Benton, Mississippi 4 $ 413,000 $ 103,250 $ 69,000
Williamson, Tennessee 4 $ 1,233,000 $ 308,250 $ 74,000
Dallas, Texas 4 $ 796,000 $ 199,000 $ 117,000
Hays, Texas 4 $ 627,000 $ 156,750 $ 0
Barbour, Alabama 3 $ 354,000 $ 118,000 $ 0
Coffee, Alabama 3 $ 475,000 $ 158,333 $ 52,000
Jackson, Alabama 3 $ 782,000 $ 260,666 $ 38,000
Walker, Alabama 3 $ 571,000 $ 190,333 $ 37,000
Winston, Alabama 3 $ 934,000 $ 311,333 $ 27,000
Holmes, Florida 3 $ 270,000 $ 90,000 $ 75,000
Leon, Florida 3 $ 568,000 $ 189,333 $ 40,000
De Soto, Louisiana 3 $ 566,000 $ 188,666 $ 0
Iberville, Louisiana 3 $ 457,000 $ 152,333 $ 0
Ouachita, Louisiana 3 $ 589,000 $ 196,333 $ 32,000
St. Charles, Louisiana 3 $ 752,000 $ 250,666 $ 0
Terrebonne, Louisiana 3 $ 429,000 $ 143,000 $ 78,000
Coahoma, Mississippi 3 $ 452,000 $ 150,666 $ 17,000
Tallahatchie, Mississippi 3 $ 162,000 $ 54,000 $ 62,000
Tunica, Mississippi 3 $ 374,000 $ 124,666 $ 52,000
Wilkinson, Mississippi 3 $ 575,000 $ 191,666 $ 0
Lee, South Carolina 3 $ 393,000 $ 131,000 $ 0
Sumner, Tennessee 3 $ 559,000 $ 186,333 $ 4,000
Tarrant, Texas 3 $ 752,000 $ 250,666 $ 130,000
Waller, Texas 3 $ 232,000 $ 77,333 $ 37,000
Bibb, Alabama 2 $ 224,000 $ 112,000 $ 27,000
Choctaw, Alabama 2 $ 333,000 $ 166,500 $ 48,000
Clarke, Alabama 2 $ 257,000 $ 128,500 $ 0
Clay, Alabama 2 $ 163,000 $ 81,500 $ 28,000
Covington, Alabama 2 $ 274,000 $ 137,000 $ 25,000
Dale, Alabama 2 $ 625,000 $ 312,500 $ 0
Lamar, Alabama 2 $ 186,000 $ 93,000 $ 89,000
Marion, Alabama 2 $ 129,000 $ 64,500 $ 85,000
Washington, Alabama 2 $ 162,000 $ 81,000 $ 36,000
Conway, Arkansas 2 $ 290,000 $ 145,000 $ 0
Pulaski, Arkansas 2 $ 241,000 $ 120,500 $ 0
Hillsborough, Florida 2 $ 458,000 $ 229,000 $ 110,000
Nassau, Florida 2 $ 254,000 $ 127,000 $ 0
Pinellas, Florida 2 $ 166,000 $ 83,000 $ 25,000
Volusia, Florida 2 $ 348,000 $ 174,000 $ 85,000
Cobb, Georgia 2 $ 488,000 $ 244,000 $ 108,000
Lafourche, Louisiana 2 $ 367,000 $ 183,500 $ 98,000
Madison, Louisiana 2 $ 37,000 $ 18,500 $ 39,000
St. Bernard, Louisiana 2 $ 186,000 $ 93,000 $ 0
St. John the Baptist, Louisiana 2 $ 331,000 $ 165,500 $ 0
Webster, Louisiana 2 $ 258,000 $ 129,000 $ 0
West Baton Rouge, Louisiana 2 $ 388,000 $ 194,000 $ 0
West Feliciana, Louisiana 2 $ 323,000 $ 161,500 $ 0
Sharkey, Mississippi 2 $ 84,000 $ 42,000 $ 75,000
Berkeley, South Carolina 2 $ 386,000 $ 193,000 $ 101,000
Spartanburg, South Carolina 2 $ 645,000 $ 322,500 $ 0
Hardin, Tennessee 2 $ 1,304,000 $ 652,000 $ 309,000
Madison, Tennessee 2 $ 253,000 $ 126,500 $ 42,000
Rutherford, Tennessee 2 $ 262,000 $ 131,000 $ 0
Collin, Texas 2 $ 248,000 $ 124,000 $ 28,000
Grimes, Texas 2 $ 106,000 $ 53,000 $ 33,000
Polk, Texas 2 $ 136,000 $ 68,000 $ 63,000
Bullock, Alabama 1 $ 56,000 $ 56,000 $ 0
Chambers, Alabama 1 $ 150,000 $ 150,000 $ 0
Coosa, Alabama 1 $ 100,000 $ 100,000 $ 0
Franklin, Alabama 1 $ 229,000 $ 229,000 $ 181,000
Henry, Alabama 1 $ 156,000 $ 156,000 $ 0
Macon, Alabama 1 $ 158,000 $ 158,000 $ 0
Pike, Alabama 1 $ 85,000 $ 85,000 $ 37,000
Cleburne, Arkansas 1 $ 222,000 $ 222,000 $ 122,000
Crittenden, Arkansas 1 $ 145,000 $ 145,000 $ 0
Lonoke, Arkansas 1 $ 103,000 $ 103,000 $ 30,000
Perry, Arkansas 1 $ 102,000 $ 102,000 $ 0
Poinsett, Arkansas 1 $ 15,000 $ 15,000 $ 7,000
Van Buren, Arkansas 1 $ 43,000 $ 43,000 $ 0
Washington, Arkansas 1 $ 92,000 $ 92,000 $ 0
Baker, Florida 1 $ 49,000 $ 49,000 $ 14,000
Calhoun, Florida 1 $ 4,000 $ 4,000 $ 61,000
Charlotte, Florida 1 $ 57,000 $ 57,000 $ 77,000
Flagler, Florida 1 $ 120,000 $ 120,000 $ 80,000
Franklin, Florida 1 $ 80,000 $ 80,000 $ 99,000
Palm Beach, Florida 1 $ 55,000 $ 55,000 $ 95,000
Sarasota, Florida 1 $ 80,000 $ 80,000 $ 52,000
Seminole, Florida 1 $ 237,000 $ 237,000 $ 104,000
Cherokee, Georgia 1 $ 198,000 $ 198,000 $ 86,000
DeKalb, Georgia 1 $ 256,000 $ 256,000 $ 0
Douglas, Georgia 1 $ 96,000 $ 96,000 $ 0
Fayette, Georgia 1 $ 309,000 $ 309,000 $ 480,000
Gwinnett, Georgia 1 $ 132,000 $ 132,000 $ 99,000
Muscogee, Georgia 1 $ 64,000 $ 64,000 $ 0
Troup, Georgia 1 $ 151,000 $ 151,000 $ 67,000
Jefferson, Kentucky 1 $ 219,000 $ 219,000 $ 65,000
Acadia, Louisiana 1 $ 150,000 $ 150,000 $ 94,000
Assumption, Louisiana 1 $ 368,000 $ 368,000 $ 91,000
East Feliciana, Louisiana 1 $ 185,000 $ 185,000 $ 0
Tensas, Louisiana 1 $ 105,000 $ 105,000 $ 42,000
Washington, Louisiana 1 $ 77,000 $ 77,000 $ 55,000
Buncombe, North Carolina 1 $ 400,000 $ 400,000 $ 230,000
Macon, North Carolina 1 $ 290,000 $ 290,000 $ 329,000
Colleton, South Carolina 1 $ 139,000 $ 139,000 $ 43,000
Kershaw, South Carolina 1 $ 115,000 $ 115,000 $ 0
Anderson, Tennessee 1 $ 136,000 $ 136,000 $ 0
Benton, Tennessee 1 $ 380,000 $ 380,000 $ 1,425,000
Blount, Tennessee 1 $ 200,000 $ 200,000 $ 0
Cumberland, Tennessee 1 $ 333,000 $ 333,000 $ 0
Gibson, Tennessee 1 $ 73,000 $ 73,000 $ 0
Grainger, Tennessee 1 $ 229,000 $ 229,000 $ 0
Marion, Tennessee 1 $ 189,000 $ 189,000 $ 69,000
Maury, Tennessee 1 $ 92,000 $ 92,000 $ 0
Montgomery, Tennessee 1 $ 187,000 $ 187,000 $ 85,000
Rhea, Tennessee 1 $ 104,000 $ 104,000 $ 0
Roane, Tennessee 1 $ 235,000 $ 235,000 $ 0
Bastrop, Texas 1 $ 175,000 $ 175,000 $ 0
Brazos, Texas 1 $ 158,000 $ 158,000 $ 0
Caldwell, Texas 1 $ 89,000 $ 89,000 $ 0
Camp, Texas 1 $ 110,000 $ 110,000 $ 0
Denton, Texas 1 $ 357,000 $ 357,000 $ 0
El Paso, Texas 1 $ 223,000 $ 223,000 $ 143,000
Llano, Texas 1 $ 80,000 $ 80,000 $ 360,000
Matagorda, Texas 1 $ 216,000 $ 216,000 $ 186,000
Panola, Texas 1 $ 253,000 $ 253,000 $ 399,000
Wilbarger, Texas 1 $ 134,000 $ 134,000 $ 166,000
Wise, Texas 1 $ 75,000 $ 75,000 $ 95,000

Mortgage Loan Application Detail Totals for Trustmark National Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 7,703 $1,322,033,000 $171,000 $4,050,000 $54,000 $3,266,000
Home Purchase 4,747 $759,473,000 $159,000 $1,695,000 $33,000 $1,680,000
Home Improvement 1,022 $46,121,000 $45,000 $7,400,000 $47,000 $994,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,542 $1,137,995,000 $173,000 $7,400,000 $0 $29,000
White 5,595 $863,861,000 $154,000 $4,050,000 $97,000 $3,266,000
Black or African American 1,104 $85,479,000 $77,000 $1,000,000 $51,000 $1,218,000
Asian 109 $28,846,000 $264,000 $1,580,000 $178,000 $2,154,000
Not Provided 55 $4,629,000 $84,000 $299,000 $69,000 $305,000
Hispanic 48 $4,644,000 $96,000 $581,000 $76,000 $693,000
American Indian or Alaskan Native 15 $1,694,000 $112,000 $402,000 $41,000 $127,000
Native Hawaiian or Other Pacific Islander 4 $479,000 $119,000 $219,000 $63,000 $85,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,803 $1,583,964,000 $161,000 $7,400,000 $57,000 $3,266,000
FHA-insured (Federal Housing Administration) 1,946 $268,981,000 $138,000 $391,000 $20,000 $1,713,000
VA-guaranteed (Veterans Administration) 1,019 $182,359,000 $178,000 $415,000 $18,000 $912,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 704 $92,323,000 $131,000 $301,000 $14,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 6,236 $1,077,924,000 $172,000 $1,500,000 $0 $0
Loan Originated 5,901 $915,604,000 $155,000 $7,400,000 $91,000 $3,266,000
Application Denied By Financial Institution 885 $71,167,000 $80,000 $682,000 $58,000 $995,000
Application Withdrawn By Applicant 292 $42,770,000 $146,000 $1,050,000 $92,000 $750,000
Application Approved But Not Accepted 158 $20,162,000 $127,000 $1,000,000 $84,000 $907,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 331 $25,979,000 $78,000 $650,000 $62,000 $912,000
Debt-To-Income Ratio 317 $28,626,000 $90,000 $682,000 $46,000 $754,000
Collateral 112 $10,984,000 $98,000 $360,000 $85,000 $995,000
Other 109 $3,767,000 $34,000 $306,000 $52,000 $480,000
Employment History 5 $110,000 $22,000 $81,000 $42,000 $87,000
Unverifiable Information 4 $426,000 $106,000 $180,000 $72,000 $101,000
Credit Application Incomplete 3 $736,000 $245,000 $417,000 $118,000 $176,000
Insufficient Cash (Downpayment, Closing Cost) 3 $371,000 $123,000 $184,000 $77,000 $146,000
Mortgage Insurance Denied 1 $168,000 $168,000 $168,000 $101,000 $101,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Trustmark National Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Trustmark National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet with aggregated HMDA statistics today.

Download the Mississippi Lender List