Trustmark Bank Mortgage Lending & HMDA Data, 2024
In 2024, Trustmark Bank of Jackson, MS reported 11,550 mortgage applications totaling $2.2 billion, down 12% from 2023. The average application was for $191,780, and applicants reported an average income of $122,005. 70% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Jackson, MS (2,528), Memphis, TN-MS-AR (1,049) and Montgomery, AL (764) (applications in parentheses).
| Mortgage Company & Address | Trustmark Bank Po Box 291 Jackson, MS 39201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 11,550 |
| Total Mortgage Loan Application Amount | $2,215,060,000 |
| Average Mortgage Loan Application Amount | $191,780 |
| Highest Mortgage Loan Application Amount | $21,005,000 |
| Average Applicant Income | $122,005 |
| Highest Applicant Income | $3,626,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Trustmark Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson, MS | 2,528 | $ 392,280,000 | $ 155,174 | $ 115,000 |
| Outside any metro area | 2,446 | $ 337,320,000 | $ 137,906 | $ 98,870 |
| Memphis, TN-MS-AR | 1,049 | $ 160,625,000 | $ 153,122 | $ 95,971 |
| Montgomery, AL | 764 | $ 147,770,000 | $ 193,416 | $ 104,000 |
| Birmingham-Hoover, AL | 619 | $ 156,975,000 | $ 253,594 | $ 130,000 |
| Gulfport-Biloxi-Pascagoula, MS | 584 | $ 93,100,000 | $ 159,417 | $ 105,000 |
| Mobile, AL | 505 | $ 96,485,000 | $ 191,059 | $ 112,000 |
| Hattiesburg, MS | 487 | $ 72,335,000 | $ 148,531 | $ 99,000 |
| Huntsville, AL | 433 | $ 123,045,000 | $ 284,168 | $ 128,000 |
| Panama City, FL | 350 | $ 75,870,000 | $ 216,771 | $ 157,000 |
| Houston-The Woodlands-Sugar Land, TX | 345 | $ 145,985,000 | $ 423,144 | $ 254,000 |
| Daphne-Fairhope-Foley, AL | 333 | $ 91,165,000 | $ 273,768 | $ 161,000 |
| Florence-Muscle Shoals, AL | 266 | $ 50,170,000 | $ 188,609 | $ 95,000 |
| Auburn-Opelika, AL | 200 | $ 53,800,000 | $ 269,000 | $ 150,000 |
| Crestview-Fort Walton Beach-Destin, FL | 156 | $ 66,420,000 | $ 425,769 | $ 316,000 |
| Sumter, SC | 73 | $ 17,525,000 | $ 240,068 | $ 95,000 |
| Tuscaloosa, AL | 63 | $ 13,725,000 | $ 217,857 | $ 178,000 |
| Pensacola-Ferry Pass-Brent, FL | 53 | $ 14,585,000 | $ 275,188 | $ 262,000 |
| Decatur, AL | 40 | $ 9,440,000 | $ 236,000 | $ 96,000 |
| Columbia, SC | 33 | $ 7,445,000 | $ 225,606 | $ 98,000 |
| Columbus, GA-AL | 29 | $ 10,835,000 | $ 373,620 | $ 134,068 |
| Shreveport-Bossier City, LA | 16 | $ 3,820,000 | $ 238,750 | $ 127,000 |
| Atlanta-Sandy Springs-Roswell, GA | 12 | $ 3,770,000 | $ 314,166 | $ 257,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 11 | $ 2,855,000 | $ 259,545 | $ 202,000 |
| New Orleans-Metairie, LA | 10 | $ 2,100,000 | $ 210,000 | $ 162,000 |
| Dothan, AL | 8 | $ 1,520,000 | $ 190,000 | $ 113,000 |
| Austin-Round Rock, TX | 7 | $ 6,785,000 | $ 969,285 | $ 642,000 |
| Jacksonville, FL | 7 | $ 2,615,000 | $ 373,571 | $ 185,000 |
| Gadsden, AL | 6 | $ 1,240,000 | $ 206,666 | $ 132,000 |
| Little Rock-North Little Rock-Conway, AR | 6 | $ 1,340,000 | $ 223,333 | $ 154,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 6 | $ 1,570,000 | $ 261,666 | $ 67,000 |
| Anniston-Oxford-Jacksonville, AL | 5 | $ 475,000 | $ 95,000 | $ 122,000 |
| Charleston-North Charleston, SC | 5 | $ 2,435,000 | $ 487,000 | $ 219,000 |
| Dallas-Plano-Irving, TX | 5 | $ 4,285,000 | $ 857,000 | $ 384,000 |
| Fort Worth-Arlington, TX | 5 | $ 1,765,000 | $ 353,000 | $ 185,000 |
| San Antonio-New Braunfels, TX | 5 | $ 2,225,000 | $ 445,000 | $ 327,000 |
| Baton Rouge, LA | 4 | $ 810,000 | $ 202,500 | $ 164,000 |
| Jackson, TN | 4 | $ 540,000 | $ 135,000 | $ 83,000 |
| Knoxville, TN | 4 | $ 880,000 | $ 220,000 | $ 139,000 |
| Marietta, GA | 4 | $ 1,200,000 | $ 300,000 | $ 114,000 |
| Charlotte-Concord-Gastonia, NC-SC | 3 | $ 885,000 | $ 295,000 | $ 340,000 |
| Hammond, LA | 3 | $ 455,000 | $ 151,666 | $ 155,000 |
| Lakeland-Winter Haven, FL | 3 | $ 465,000 | $ 155,000 | $ 125,000 |
| Slidell-Mandeville-Covington, LA | 3 | $ 795,000 | $ 265,000 | $ 83,000 |
| Tampa, FL | 3 | $ 1,355,000 | $ 451,666 | $ 261,000 |
| Athens-Clarke County, GA | 2 | $ 1,480,000 | $ 740,000 | $ 243,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 630,000 | $ 315,000 | $ 1,176,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 370,000 | $ 185,000 | $ 116,000 |
| Raleigh, NC | 2 | $ 740,000 | $ 370,000 | $ 140,000 |
| St. Louis, MO-IL | 2 | $ 500,000 | $ 250,000 | $ 213,000 |
| St. Petersburg-Clearwater-Largo, FL | 2 | $ 490,000 | $ 245,000 | $ 138,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 2 | $ 1,760,000 | $ 880,000 | $ 1,434,000 |
| Winston-Salem, NC | 2 | $ 180,000 | $ 90,000 | $ 49,000 |
| Albany, GA | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Amarillo, TX | 1 | $ 415,000 | $ 415,000 | $ 115,000 |
| Asheville, NC | 1 | $ 1,145,000 | $ 1,145,000 | $ 838,000 |
| Beaumont-Port Arthur, TX | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 75,000 | $ 75,000 | $ 236,000 |
| Chattanooga, TN-GA | 1 | $ 35,000 | $ 35,000 | $ 124,000 |
| Corpus Christi, TX | 1 | $ 55,000 | $ 55,000 | $ 156,000 |
| Florence, SC | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Gainesville, FL | 1 | $ 225,000 | $ 225,000 | $ 347,000 |
| Goldsboro, NC | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
| Greensboro-High Point, NC | 1 | $ 75,000 | $ 75,000 | $ 268,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 285,000 | $ 285,000 | $ 113,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 495,000 | $ 495,000 | $ 246,000 |
| Homosassa Springs, FL | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Johnson City, TN | 1 | $ 125,000 | $ 125,000 | $ 25,000 |
| Jonesboro, AR | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Lafayette-West Lafayette, IN | 1 | $ 5,000 | $ 5,000 | $ 144,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 235,000 | $ 235,000 | $ 186,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Monroe, LA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Ocala, FL | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Orlando-Kissimmee-Sanford, FL | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| Owensboro, KY | 1 | $ 495,000 | $ 495,000 | $ 392,000 |
| Punta Gorda, FL | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Rome, GA | 1 | $ 665,000 | $ 665,000 | $ 300,000 |
| Sebring, FL | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Spartanburg, SC | 1 | $ 555,000 | $ 555,000 | $ 148,000 |
| Tyler, TX | 1 | $ 305,000 | $ 305,000 | $ 91,000 |
| Valdosta, GA | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Victoria, TX | 1 | $ 185,000 | $ 185,000 | $ 550,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 18,005,000 | $ 18,005,000 | $ 0 |
Mortgage Loan Application Detail Totals for Trustmark Bank in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,164 | $1,700,180,000 | $237,000 | $2,505,000 | $120,000 | $3,626,000 |
| Other Purpose | 1,899 | $146,305,000 | $77,000 | $1,005,000 | $120,000 | $1,920,000 |
| Refinancing | 1,655 | $280,435,000 | $169,000 | $21,005,000 | $143,000 | $3,062,000 |
| Home Improvement | 598 | $35,810,000 | $59,000 | $1,505,000 | $99,000 | $1,120,000 |
| Cash-out Refinancing | 234 | $52,330,000 | $223,000 | $1,335,000 | $110,000 | $831,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,479 | $1,328,035,000 | $204,000 | $2,505,000 | $137,000 | $3,626,000 |
| Black or African American | 3,069 | $394,635,000 | $128,000 | $1,265,000 | $79,000 | $1,889,000 |
| Not applicable | 661 | $157,555,000 | $238,000 | $21,005,000 | $0 | $0 |
| Not Provided | 575 | $134,365,000 | $233,000 | $1,725,000 | $140,000 | $2,080,000 |
| Hispanic | 522 | $115,460,000 | $221,000 | $2,005,000 | $126,000 | $2,287,000 |
| Asian | 205 | $76,605,000 | $373,000 | $1,705,000 | $214,000 | $980,000 |
| American Indian or Alaskan Native | 35 | $7,865,000 | $224,000 | $1,225,000 | $106,000 | $537,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $540,000 | $135,000 | $175,000 | $50,000 | $63,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,458 | $1,492,340,000 | $176,000 | $21,005,000 | $133,000 | $3,626,000 |
| FHA-insured (Federal Housing Administration) | 2,299 | $490,115,000 | $213,000 | $515,000 | $80,000 | $925,000 |
| VA-guaranteed (Veterans Administration) | 616 | $197,090,000 | $319,000 | $1,125,000 | $117,000 | $477,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 177 | $35,515,000 | $200,000 | $315,000 | $75,000 | $126,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,088 | $1,641,730,000 | $202,000 | $21,005,000 | $127,000 | $3,626,000 |
| Application Denied By Financial Institution | 1,420 | $156,060,000 | $109,000 | $1,855,000 | $79,000 | $1,394,000 |
| Application Withdrawn By Applicant | 1,113 | $250,475,000 | $225,000 | $1,905,000 | $125,000 | $2,249,000 |
| Loan Purchased By The Institution | 399 | $79,885,000 | $200,000 | $665,000 | $0 | $0 |
| Application Approved But Not Accepted | 285 | $38,435,000 | $134,000 | $2,485,000 | $141,000 | $1,578,000 |
| File Closed For Incompleteness | 245 | $48,475,000 | $197,000 | $1,365,000 | $153,000 | $3,139,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,130 | $2,059,000,000 | $203,000 | $21,005,000 | $128,000 | $3,626,000 |
| Credit History | 710 | $61,500,000 | $86,000 | $1,125,000 | $79,000 | $1,394,000 |
| Debt-To-Income Ratio | 381 | $48,025,000 | $126,000 | $1,165,000 | $59,000 | $282,000 |
| Collateral | 155 | $15,375,000 | $99,000 | $665,000 | $106,000 | $874,000 |
| Other | 87 | $16,765,000 | $192,000 | $1,855,000 | $110,000 | $960,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 41 | $6,495,000 | $158,000 | $655,000 | $77,000 | $329,000 |
| Employment History | 25 | $4,465,000 | $178,000 | $1,285,000 | $115,000 | $1,082,000 |
| Unverifiable Information | 21 | $3,435,000 | $163,000 | $805,000 | $82,000 | $268,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Trustmark Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Trustmark Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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