US Wide Financial LLC Mortgage Lending & HMDA Data, 2017

In 2017, US Wide Financial LLC of St Louis, MO reported 423 mortgage applications totaling $132.5 million, down 28% from 2016. The average application was for $313,158, and applicants reported an average income of $138,215. 89% of its applications resulted in an originated loan and 1% were denied. Its largest markets were St. Louis, MO-IL (95), Denver-Aurora-Lakewood, CO (51) and Seattle-Bellevue-Everett, WA (33) (applications in parentheses).

Mortgage Company & Address US Wide Financial LLC
Vibhu Grover
St Louis, MO 63146
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 423
Total Mortgage Loan Application Amount $132,466,000
Average Mortgage Loan Application Amount $313,158
Highest Mortgage Loan Application Amount $925,000
Average Applicant Income $138,215
Highest Applicant Income $630,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records US Wide Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for US Wide Financial LLC by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, Missouri 64 $ 19,565,000 $ 305,703 $ 128,000
King, Washington 24 $ 9,863,000 $ 410,958 $ 173,000
St. Charles, Missouri 22 $ 4,916,000 $ 223,454 $ 142,000
Hartford, Connecticut 15 $ 4,682,000 $ 312,133 $ 162,000
Collin, Texas 15 $ 4,918,000 $ 327,866 $ 123,000
Jefferson, Colorado 12 $ 3,468,000 $ 289,000 $ 135,000
Denver, Colorado 11 $ 3,492,000 $ 317,454 $ 106,000
Middlesex, Massachusetts 11 $ 2,929,000 $ 266,272 $ 136,000
Fairfax, Virginia 11 $ 3,903,000 $ 354,818 $ 204,000
Arapahoe, Colorado 9 $ 3,130,000 $ 347,777 $ 142,000
Douglas, Colorado 9 $ 2,859,000 $ 317,666 $ 132,000
Larimer, Colorado 9 $ 2,730,000 $ 303,333 $ 142,000
Denton, Texas 9 $ 3,041,000 $ 337,888 $ 125,000
Loudoun, Virginia 9 $ 4,337,000 $ 481,888 $ 149,000
Snohomish, Washington 9 $ 3,644,000 $ 404,888 $ 148,000
Multnomah, Oregon 8 $ 2,460,000 $ 307,500 $ 157,000
Adams, Colorado 7 $ 2,003,000 $ 286,142 $ 117,000
El Paso, Colorado 5 $ 1,361,000 $ 272,200 $ 110,000
Fairfield, Connecticut 5 $ 1,576,000 $ 315,200 $ 181,000
Jefferson, Missouri 5 $ 886,000 $ 177,200 $ 62,000
Pierce, Washington 5 $ 1,552,000 $ 310,400 $ 151,000
Benton, Arkansas 4 $ 917,000 $ 229,250 $ 96,000
San Diego, California 4 $ 1,227,000 $ 306,750 $ 211,000
Boulder, Colorado 4 $ 1,653,000 $ 413,250 $ 128,000
Weld, Colorado 4 $ 1,174,000 $ 293,500 $ 108,000
Suffolk, Massachusetts 4 $ 1,932,000 $ 483,000 $ 111,000
St. Louis City, Missouri 4 $ 929,000 $ 232,250 $ 85,000
Henrico, Virginia 4 $ 1,081,000 $ 270,250 $ 143,000
Clark, Washington 4 $ 985,000 $ 246,250 $ 97,000
Island, Washington 4 $ 1,801,000 $ 450,250 $ 150,000
Orange, California 3 $ 1,625,000 $ 541,666 $ 182,000
Broomfield, Colorado 3 $ 923,000 $ 307,666 $ 120,000
Middlesex, Connecticut 3 $ 734,000 $ 244,666 $ 90,000
Johnson, Kansas 3 $ 1,109,000 $ 369,666 $ 174,000
Howard, Maryland 3 $ 1,586,000 $ 528,666 $ 151,000
Norfolk, Massachusetts 3 $ 942,000 $ 314,000 $ 103,000
Bexar, Texas 3 $ 1,002,000 $ 334,000 $ 154,000
Dallas, Texas 3 $ 1,165,000 $ 388,333 $ 119,000
Harris, Texas 3 $ 618,000 $ 206,000 $ 104,000
Chesterfield, Virginia 3 $ 671,000 $ 223,666 $ 105,000
Richmond City, Virginia 3 $ 827,000 $ 275,666 $ 69,000
Kitsap, Washington 3 $ 511,000 $ 170,333 $ 58,000
Thurston, Washington 3 $ 699,000 $ 233,000 $ 268,000
New Haven, Connecticut 2 $ 495,000 $ 247,500 $ 135,000
DuPage, Illinois 2 $ 398,000 $ 199,000 $ 97,000
Prince George's, Maryland 2 $ 396,000 $ 198,000 $ 73,000
Marion, Oregon 2 $ 395,000 $ 197,500 $ 130,000
Washington, Oregon 2 $ 592,000 $ 296,000 $ 74,000
Davidson, Tennessee 2 $ 514,000 $ 257,000 $ 175,000
Rutherford, Tennessee 2 $ 238,000 $ 119,000 $ 230,000
Travis, Texas 2 $ 980,000 $ 490,000 $ 270,000
Prince William, Virginia 2 $ 587,000 $ 293,500 $ 93,000
Virginia Beach, Virginia 2 $ 505,000 $ 252,500 $ 102,000
Alameda, California 1 $ 574,000 $ 574,000 $ 158,000
Contra Costa, California 1 $ 315,000 $ 315,000 $ 138,000
Fresno, California 1 $ 150,000 $ 150,000 $ 37,000
Placer, California 1 $ 315,000 $ 315,000 $ 108,000
San Joaquin, California 1 $ 352,000 $ 352,000 $ 81,000
Sonoma, California 1 $ 492,000 $ 492,000 $ 185,000
Ventura, California 1 $ 586,000 $ 586,000 $ 130,000
Chaffee, Colorado 1 $ 210,000 $ 210,000 $ 120,000
Gunnison, Colorado 1 $ 180,000 $ 180,000 $ 45,000
Pueblo, Colorado 1 $ 195,000 $ 195,000 $ 67,000
St. Lucie, Florida 1 $ 220,000 $ 220,000 $ 167,000
Cook, Illinois 1 $ 251,000 $ 251,000 $ 100,000
Shelby, Illinois 1 $ 169,000 $ 169,000 $ 56,000
Hamilton, Indiana 1 $ 424,000 $ 424,000 $ 204,000
Baltimore, Maryland 1 $ 210,000 $ 210,000 $ 71,000
Cecil, Maryland 1 $ 424,000 $ 424,000 $ 150,000
Frederick, Maryland 1 $ 260,000 $ 260,000 $ 230,000
St. Mary's, Maryland 1 $ 360,000 $ 360,000 $ 168,000
Talbot, Maryland 1 $ 325,000 $ 325,000 $ 62,000
Barnstable, Massachusetts 1 $ 265,000 $ 265,000 $ 52,000
Essex, Massachusetts 1 $ 316,000 $ 316,000 $ 73,000
Hampden, Massachusetts 1 $ 234,000 $ 234,000 $ 77,000
Plymouth, Massachusetts 1 $ 231,000 $ 231,000 $ 60,000
Ottawa, Michigan 1 $ 280,000 $ 280,000 $ 134,000
Jasper, Missouri 1 $ 252,000 $ 252,000 $ 590,000
Newton, Missouri 1 $ 338,000 $ 338,000 $ 239,000
St. Francois, Missouri 1 $ 142,000 $ 142,000 $ 122,000
Franklin, Ohio 1 $ 192,000 $ 192,000 $ 84,000
Lucas, Ohio 1 $ 64,000 $ 64,000 $ 52,000
Clackamas, Oregon 1 $ 354,000 $ 354,000 $ 142,000
Deschutes, Oregon 1 $ 180,000 $ 180,000 $ 82,000
Hamilton, Tennessee 1 $ 409,000 $ 409,000 $ 140,000
Sumner, Tennessee 1 $ 220,000 $ 220,000 $ 90,000
Williamson, Tennessee 1 $ 424,000 $ 424,000 $ 178,000
Fort Bend, Texas 1 $ 271,000 $ 271,000 $ 100,000
Jefferson, Texas 1 $ 360,000 $ 360,000 $ 260,000
Johnson, Texas 1 $ 152,000 $ 152,000 $ 157,000
Kaufman, Texas 1 $ 132,000 $ 132,000 $ 142,000
Albemarle, Virginia 1 $ 232,000 $ 232,000 $ 143,000
Alexandria, Virginia 1 $ 415,000 $ 415,000 $ 200,000
Arlington, Virginia 1 $ 334,000 $ 334,000 $ 86,000
Clarke, Virginia 1 $ 352,000 $ 352,000 $ 103,000
James City, Virginia 1 $ 410,000 $ 410,000 $ 198,000
Lynchburg, Virginia 1 $ 218,000 $ 218,000 $ 245,000
Roanoke, Virginia 1 $ 172,000 $ 172,000 $ 67,000
Rockingham, Virginia 1 $ 424,000 $ 424,000 $ 90,000
Shenandoah, Virginia 1 $ 445,000 $ 445,000 $ 134,000
Spotsylvania, Virginia 1 $ 291,000 $ 291,000 $ 150,000
Stafford, Virginia 1 $ 390,000 $ 390,000 $ 139,000
Benton, Washington 1 $ 295,000 $ 295,000 $ 194,000
Grant, Washington 1 $ 276,000 $ 276,000 $ 137,000
Whatcom, Washington 1 $ 424,000 $ 424,000 $ 222,000
Yakima, Washington 1 $ 240,000 $ 240,000 $ 393,000

Mortgage Loan Application Detail Totals for US Wide Financial LLC in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 245 $78,638,000 $320,000 $925,000 $137,000 $630,000
Refinancing 177 $53,793,000 $303,000 $730,000 $140,000 $415,000
Home Improvement 1 $35,000 $35,000 $35,000 $120,000 $120,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 194 $58,289,000 $300,000 $802,000 $132,000 $408,000
Asian 181 $59,374,000 $328,000 $834,000 $143,000 $630,000
Not Provided 21 $7,009,000 $333,000 $925,000 $166,000 $590,000
Hispanic 15 $3,955,000 $263,000 $405,000 $106,000 $338,000
Black or African American 9 $2,957,000 $328,000 $550,000 $146,000 $269,000
Native Hawaiian or Other Pacific Islander 3 $882,000 $294,000 $380,000 $137,000 $172,000
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 401 $125,614,000 $313,000 $925,000 $140,000 $630,000
VA-guaranteed (Veterans Administration) 20 $6,582,000 $329,000 $744,000 $94,000 $168,000
FHA-insured (Federal Housing Administration) 2 $270,000 $135,000 $210,000 $65,000 $86,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 376 $115,759,000 $307,000 $834,000 $139,000 $630,000
Application Withdrawn By Applicant 34 $12,406,000 $364,000 $925,000 $135,000 $302,000
File Closed For Incompleteness 7 $2,457,000 $351,000 $802,000 $117,000 $305,000
Application Denied By Financial Institution 6 $1,844,000 $307,000 $800,000 $91,000 $216,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 2 $439,000 $219,000 $339,000 $76,000 $94,000
Insufficient Cash (Downpayment, Closing Cost) 1 $800,000 $800,000 $800,000 $216,000 $216,000
Credit History 1 $150,000 $150,000 $150,000 $37,000 $37,000
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into US Wide Financial LLC's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess US Wide Financial LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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