UBS Ag, New York Branch Mortgage Lending & HMDA Data, 2006

In 2006, UBS Ag, New York Branch of New York, NY reported 2,338 mortgage applications totaling $561.7 million. The average application was for $240,240, and applicants reported an average income of $155,933. 64% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Tampa-St. Petersburg-Clearwater, FL (313), New York-White Plains-Wayne, NY-NJ (129) and Nassau-Suffolk, NY (123) (applications in parentheses).

Mortgage Company & Address UBS Ag, New York Branch
1285 Avenue of Americas
New York, NY 10019
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  
Total Number of Mortgage Applications 2,338
Total Mortgage Loan Application Amount $561,683,000
Average Mortgage Loan Application Amount $240,240
Highest Mortgage Loan Application Amount $10,000,000
Average Applicant Income $155,933
Highest Applicant Income $3,120,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records UBS Ag, New York Branch filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for UBS Ag, New York Branch by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pinellas, Florida 166 $ 21,342,000 $ 128,566 $ 49,000
Maricopa, Arizona 97 $ 24,935,000 $ 257,061 $ 240,000
Suffolk, New York 75 $ 24,613,000 $ 328,173 $ 129,000
Dallas, Texas 68 $ 8,018,000 $ 117,911 $ 105,000
Los Angeles, California 61 $ 40,311,000 $ 660,836 $ 354,000
Pasco, Florida 61 $ 7,321,000 $ 120,016 $ 79,000
Hillsborough, Florida 54 $ 7,422,000 $ 137,444 $ 64,000
Jackson, Missouri 52 $ 3,972,000 $ 76,384 $ 137,000
Cook, Illinois 48 $ 10,863,000 $ 226,312 $ 95,000
Nassau, New York 48 $ 17,530,000 $ 365,208 $ 143,000
Charleston, South Carolina 47 $ 10,732,000 $ 228,340 $ 159,000
San Diego, California 46 $ 23,136,000 $ 502,956 $ 201,000
Miami-Dade, Florida 39 $ 7,644,000 $ 196,000 $ 145,000
Kings, New York 39 $ 15,403,000 $ 394,948 $ 140,000
Harris, Texas 37 $ 6,653,000 $ 179,810 $ 253,000
Orange, California 36 $ 19,928,000 $ 553,555 $ 244,000
Palm Beach, Florida 36 $ 9,071,000 $ 251,972 $ 106,000
Broward, Florida 35 $ 16,465,000 $ 470,428 $ 96,000
El Paso, Colorado 32 $ 4,769,000 $ 149,031 $ 59,000
Hernando, Florida 32 $ 5,144,000 $ 160,750 $ 92,000
Queens, New York 31 $ 10,058,000 $ 324,451 $ 84,000
Tarrant, Texas 31 $ 3,471,000 $ 111,967 $ 82,000
Sarasota, Florida 30 $ 6,732,000 $ 224,400 $ 166,000
Hennepin, Minnesota 27 $ 3,580,000 $ 132,592 $ 138,000
Duval, Florida 25 $ 4,428,000 $ 177,120 $ 114,000
Denver, Colorado 24 $ 7,948,000 $ 331,166 $ 158,000
Douglas, Colorado 24 $ 8,000,000 $ 333,333 $ 170,000
Pinal, Arizona 23 $ 3,892,000 $ 169,217 $ 136,000
Arapahoe, Colorado 23 $ 6,946,000 $ 302,000 $ 205,000
St. Louis City, Missouri 23 $ 1,981,000 $ 86,130 $ 61,000
Larimer, Colorado 22 $ 5,420,000 $ 246,363 $ 10,000
Polk, Florida 22 $ 2,159,000 $ 98,136 $ 51,000
Summit, Ohio 20 $ 740,000 $ 37,000 $ 0
Jefferson, Colorado 19 $ 8,673,000 $ 456,473 $ 180,000
St. Lucie, Florida 19 $ 4,248,000 $ 223,578 $ 1,787,000
Adams, Colorado 18 $ 3,128,000 $ 173,777 $ 76,000
Mecklenburg, North Carolina 18 $ 1,228,000 $ 68,222 $ 476,000
Utah, Utah 18 $ 1,799,000 $ 99,944 $ 96,000
Chatham, Georgia 17 $ 1,996,000 $ 117,411 $ 157,000
Riverside, California 16 $ 5,268,000 $ 329,250 $ 179,000
Bronx, New York 16 $ 4,423,000 $ 276,437 $ 206,000
Manatee, Florida 15 $ 6,972,000 $ 464,800 $ 142,000
Denton, Texas 15 $ 5,177,000 $ 345,133 $ 282,000
Orange, Florida 14 $ 2,275,000 $ 162,500 $ 66,000
Osceola, Florida 14 $ 4,639,000 $ 331,357 $ 195,000
Wyandotte, Kansas 14 $ 694,000 $ 49,571 $ 75,000
Worcester, Massachusetts 14 $ 2,489,000 $ 177,785 $ 186,000
Scott, Minnesota 13 $ 2,610,000 $ 200,769 $ 97,000
Westchester, New York 13 $ 6,102,000 $ 469,384 $ 246,000
Bexar, Texas 13 $ 819,000 $ 63,000 $ 184,000
Dale, Alabama 12 $ 781,000 $ 65,083 $ 155,000
Davis, Utah 12 $ 1,090,000 $ 90,833 $ 68,000
Lee, Florida 11 $ 2,194,000 $ 199,454 $ 46,000
St. Louis, Missouri 11 $ 965,000 $ 87,727 $ 81,000
Union, New Jersey 11 $ 2,861,000 $ 260,090 $ 135,000
Travis, Texas 11 $ 1,372,000 $ 124,727 $ 180,000
Hartford, Connecticut 10 $ 1,272,000 $ 127,200 $ 65,000
Charlotte, Florida 10 $ 1,502,000 $ 150,200 $ 78,000
Milwaukee, Wisconsin 10 $ 582,000 $ 58,200 $ 0
San Bernardino, California 9 $ 2,081,000 $ 231,222 $ 146,000
New York, New York 9 $ 8,141,000 $ 904,555 $ 557,000
Sullivan, New York 9 $ 799,000 $ 88,777 $ 122,000
Weld, Colorado 8 $ 2,506,000 $ 313,250 $ 593,000
Gwinnett, Georgia 8 $ 1,386,000 $ 173,250 $ 98,000
Hampden, Massachusetts 8 $ 1,876,000 $ 234,500 $ 97,000
Bergen, New Jersey 8 $ 2,048,000 $ 256,000 $ 40,000
Contra Costa, California 7 $ 4,100,000 $ 585,714 $ 268,000
Solano, California 7 $ 2,885,000 $ 412,142 $ 122,000
Johnson, Kansas 7 $ 2,980,000 $ 425,714 $ 89,000
Hardin, Kentucky 7 $ 962,000 $ 137,428 $ 141,000
Essex, New Jersey 7 $ 1,518,000 $ 216,857 $ 103,000
Dutchess, New York 7 $ 1,273,000 $ 181,857 $ 72,000
Alachua, Florida 6 $ 486,000 $ 81,000 $ 56,000
DuPage, Illinois 6 $ 802,000 $ 133,666 $ 81,000
Deschutes, Oregon 6 $ 1,218,000 $ 203,000 $ 298,000
Horry, South Carolina 6 $ 845,000 $ 140,833 $ 98,000
Collin, Texas 6 $ 684,000 $ 114,000 $ 52,000
Gaines, Texas 6 $ 320,000 $ 53,333 $ 71,000
Galveston, Texas 6 $ 496,000 $ 82,666 $ 81,000
Tom Green, Texas 6 $ 310,000 $ 51,666 $ 50,000
Yavapai, Arizona 5 $ 1,386,000 $ 277,200 $ 290,000
Napa, California 5 $ 1,667,000 $ 333,400 $ 64,000
New Haven, Connecticut 5 $ 496,000 $ 99,200 $ 157,000
Seminole, Florida 5 $ 698,000 $ 139,600 $ 172,000
Volusia, Florida 5 $ 480,000 $ 96,000 $ 37,000
Cobb, Georgia 5 $ 678,000 $ 135,600 $ 73,000
Fulton, Georgia 5 $ 1,610,000 $ 322,000 $ 202,000
Kane, Illinois 5 $ 631,000 $ 126,200 $ 45,000
Middlesex, Massachusetts 5 $ 1,374,000 $ 274,800 $ 136,000
Richmond, New York 5 $ 911,000 $ 182,200 $ 148,000
Beaufort, South Carolina 5 $ 790,000 $ 158,000 $ 107,000
Berkeley, South Carolina 5 $ 1,189,000 $ 237,800 $ 10,000
Sumter, South Carolina 5 $ 239,000 $ 47,800 $ 98,000
Rockwall, Texas 5 $ 573,000 $ 114,600 $ 108,000
Mohave, Arizona 4 $ 778,000 $ 194,500 $ 138,000
Boulder, Colorado 4 $ 2,875,000 $ 718,750 $ 270,000
Eagle, Colorado 4 $ 2,778,000 $ 694,500 $ 234,000
Brevard, Florida 4 $ 1,024,000 $ 256,000 $ 265,000
Bryan, Georgia 4 $ 979,000 $ 244,750 $ 224,000
Bonneville, Idaho 4 $ 602,000 $ 150,500 $ 127,000
St. Joseph, Indiana 4 $ 234,000 $ 58,500 $ 119,000
Saline, Kansas 4 $ 170,000 $ 42,500 $ 85,000
Oakland, Michigan 4 $ 2,741,000 $ 685,250 $ 606,000
Washington, Minnesota 4 $ 596,000 $ 149,000 $ 123,000
Wright, Minnesota 4 $ 551,000 $ 137,750 $ 135,000
Mercer, New Jersey 4 $ 788,000 $ 197,000 $ 93,000
Ocean, New Jersey 4 $ 1,000,000 $ 250,000 $ 102,000
Passaic, New Jersey 4 $ 981,000 $ 245,250 $ 58,000
Schenectady, New York 4 $ 521,000 $ 130,250 $ 440,000
Lubbock, Texas 4 $ 312,000 $ 78,000 $ 0
Williamson, Texas 4 $ 475,000 $ 118,750 $ 189,000
King, Washington 4 $ 809,000 $ 202,250 $ 0
Sonoma, California 3 $ 1,738,000 $ 579,333 $ 160,000
Summit, Colorado 3 $ 1,772,000 $ 590,666 $ 561,000
Indian River, Florida 3 $ 335,000 $ 111,666 $ 2,094,000
Lake, Florida 3 $ 1,701,000 $ 567,000 $ 118,000
Marion, Florida 3 $ 384,000 $ 128,000 $ 20,000
Hudson, New Jersey 3 $ 1,017,000 $ 339,000 $ 229,000
Guilford, North Carolina 3 $ 614,000 $ 204,666 $ 158,000
Luzerne, Pennsylvania 3 $ 233,000 $ 77,666 $ 106,000
Dorchester, South Carolina 3 $ 359,000 $ 119,666 $ 58,000
Kershaw, South Carolina 3 $ 138,000 $ 46,000 $ 106,000
Montgomery, Tennessee 3 $ 300,000 $ 100,000 $ 111,000
Shelby, Tennessee 3 $ 245,000 $ 81,666 $ 95,000
Bell, Texas 3 $ 430,000 $ 143,333 $ 191,000
Brazos, Texas 3 $ 352,000 $ 117,333 $ 130,000
Fort Bend, Texas 3 $ 2,250,000 $ 750,000 $ 548,000
Montgomery, Texas 3 $ 496,000 $ 165,333 $ 73,000
Titus, Texas 3 $ 298,000 $ 99,333 $ 38,000
Madison, Alabama 2 $ 339,000 $ 169,500 $ 160,000
Alameda, California 2 $ 882,000 $ 441,000 $ 128,000
Placer, California 2 $ 1,160,000 $ 580,000 $ 255,000
Sacramento, California 2 $ 1,029,000 $ 514,500 $ 247,000
San Joaquin, California 2 $ 432,000 $ 216,000 $ 147,000
San Mateo, California 2 $ 10,638,000 $ 5,319,000 $ 1,022,000
Clear Creek, Colorado 2 $ 540,000 $ 270,000 $ 317,000
Garfield, Colorado 2 $ 170,000 $ 85,000 $ 58,000
Lake, Colorado 2 $ 354,000 $ 177,000 $ 132,000
Logan, Colorado 2 $ 127,000 $ 63,500 $ 36,000
Montezuma, Colorado 2 $ 360,000 $ 180,000 $ 0
Fairfield, Connecticut 2 $ 378,000 $ 189,000 $ 102,000
Middlesex, Connecticut 2 $ 454,000 $ 227,000 $ 102,000
Tolland, Connecticut 2 $ 383,000 $ 191,500 $ 72,000
Clay, Florida 2 $ 320,000 $ 160,000 $ 73,000
Flagler, Florida 2 $ 238,000 $ 119,000 $ 0
Highlands, Florida 2 $ 150,000 $ 75,000 $ 0
Leon, Florida 2 $ 122,000 $ 61,000 $ 172,000
Clayton, Georgia 2 $ 144,000 $ 72,000 $ 52,000
Coweta, Georgia 2 $ 177,000 $ 88,500 $ 15,000
DeKalb, Georgia 2 $ 119,000 $ 59,500 $ 0
Hamilton, Indiana 2 $ 465,000 $ 232,500 $ 187,000
Jefferson, Kentucky 2 $ 271,000 $ 135,500 $ 114,000
York, Maine 2 $ 483,000 $ 241,500 $ 180,000
Howard, Maryland 2 $ 348,000 $ 174,000 $ 100,000
Essex, Massachusetts 2 $ 504,000 $ 252,000 $ 246,000
Nantucket, Massachusetts 2 $ 1,363,000 $ 681,500 $ 0
Anoka, Minnesota 2 $ 315,000 $ 157,500 $ 222,000
Chisago, Minnesota 2 $ 514,000 $ 257,000 $ 74,000
Dakota, Minnesota 2 $ 488,000 $ 244,000 $ 0
Goodhue, Minnesota 2 $ 128,000 $ 64,000 $ 144,000
Ramsey, Minnesota 2 $ 167,000 $ 83,500 $ 102,000
Sherburne, Minnesota 2 $ 365,000 $ 182,500 $ 95,000
Steele, Minnesota 2 $ 119,000 $ 59,500 $ 0
Burlington, New Jersey 2 $ 632,000 $ 316,000 $ 40,000
Camden, New Jersey 2 $ 266,000 $ 133,000 $ 0
Middlesex, New Jersey 2 $ 1,048,000 $ 524,000 $ 295,000
Bernalillo, New Mexico 2 $ 209,000 $ 104,500 $ 0
Otero, New Mexico 2 $ 100,000 $ 50,000 $ 144,000
Santa Fe, New Mexico 2 $ 455,000 $ 227,500 $ 150,000
Monroe, New York 2 $ 223,000 $ 111,500 $ 140,000
Rensselaer, New York 2 $ 321,000 $ 160,500 $ 137,000
Ulster, New York 2 $ 176,000 $ 88,000 $ 188,000
Brunswick, North Carolina 2 $ 166,000 $ 83,000 $ 0
Cabarrus, North Carolina 2 $ 205,000 $ 102,500 $ 186,000
Cleveland, Oklahoma 2 $ 99,000 $ 49,500 $ 0
Payne, Oklahoma 2 $ 417,000 $ 208,500 $ 269,000
Tulsa, Oklahoma 2 $ 148,000 $ 74,000 $ 96,000
Colleton, South Carolina 2 $ 121,000 $ 60,500 $ 53,000
Fairfield, South Carolina 2 $ 61,000 $ 30,500 $ 78,000
Richland, South Carolina 2 $ 67,000 $ 33,500 $ 57,000
Fayette, Texas 2 $ 150,000 $ 75,000 $ 180,000
Henderson, Texas 2 $ 471,000 $ 235,500 $ 798,000
Johnson, Texas 2 $ 138,000 $ 69,000 $ 0
Midland, Texas 2 $ 71,000 $ 35,500 $ 72,000
Smith, Texas 2 $ 484,000 $ 242,000 $ 0
Iron, Utah 2 $ 375,000 $ 187,500 $ 204,000
Petersburg, Virginia 2 $ 100,000 $ 50,000 $ 0
Prince William, Virginia 2 $ 430,000 $ 215,000 $ 90,000
Spotsylvania, Virginia 2 $ 990,000 $ 495,000 $ 0
Sweetwater, Wyoming 2 $ 167,000 $ 83,500 $ 198,000
Baldwin, Alabama 1 $ 191,000 $ 191,000 $ 306,000
Mobile, Alabama 1 $ 168,000 $ 168,000 $ 302,000
Kern, California 1 $ 312,000 $ 312,000 $ 108,000
Mendocino, California 1 $ 414,000 $ 414,000 $ 0
San Francisco, California 1 $ 695,000 $ 695,000 $ 180,000
San Luis Obispo, California 1 $ 725,000 $ 725,000 $ 264,000
Stanislaus, California 1 $ 244,000 $ 244,000 $ 122,000
Yolo, California 1 $ 592,000 $ 592,000 $ 156,000
Broomfield, Colorado 1 $ 100,000 $ 100,000 $ 141,000
Conejos, Colorado 1 $ 64,000 $ 64,000 $ 78,000
Park, Colorado 1 $ 204,000 $ 204,000 $ 108,000
Pitkin, Colorado 1 $ 2,000,000 $ 2,000,000 $ 960,000
Routt, Colorado 1 $ 500,000 $ 500,000 $ 180,000
Litchfield, Connecticut 1 $ 400,000 $ 400,000 $ 317,000
Kent, Delaware 1 $ 112,000 $ 112,000 $ 0
Bay, Florida 1 $ 235,000 $ 235,000 $ 77,000
Citrus, Florida 1 $ 374,000 $ 374,000 $ 117,000
Columbia, Florida 1 $ 176,000 $ 176,000 $ 226,000
Escambia, Florida 1 $ 183,000 $ 183,000 $ 120,000
Monroe, Florida 1 $ 720,000 $ 720,000 $ 361,000
Okeechobee, Florida 1 $ 210,000 $ 210,000 $ 156,000
Santa Rosa, Florida 1 $ 320,000 $ 320,000 $ 66,000
Sumter, Florida 1 $ 382,000 $ 382,000 $ 90,000
Bartow, Georgia 1 $ 114,000 $ 114,000 $ 300,000
Douglas, Georgia 1 $ 179,000 $ 179,000 $ 83,000
Paulding, Georgia 1 $ 214,000 $ 214,000 $ 78,000
Hawaii, Hawaii 1 $ 1,247,000 $ 1,247,000 $ 1,475,000
Maui, Hawaii 1 $ 1,275,000 $ 1,275,000 $ 336,000
Canyon, Idaho 1 $ 142,000 $ 142,000 $ 195,000
Valley, Idaho 1 $ 213,000 $ 213,000 $ 0
Lake, Illinois 1 $ 1,300,000 $ 1,300,000 $ 467,000
Sangamon, Illinois 1 $ 59,000 $ 59,000 $ 0
Will, Illinois 1 $ 146,000 $ 146,000 $ 73,000
Vanderburgh, Indiana 1 $ 116,000 $ 116,000 $ 46,000
Franklin, Kansas 1 $ 171,000 $ 171,000 $ 0
Baltimore City, Maryland 1 $ 81,000 $ 81,000 $ 329,000
Kalamazoo, Michigan 1 $ 212,000 $ 212,000 $ 0
Isanti, Minnesota 1 $ 204,000 $ 204,000 $ 60,000
Cass, Missouri 1 $ 262,000 $ 262,000 $ 68,000
Platte, Missouri 1 $ 225,000 $ 225,000 $ 78,000
Stone, Missouri 1 $ 144,000 $ 144,000 $ 834,000
Clark, Nevada 1 $ 225,000 $ 225,000 $ 260,000
Rockingham, New Hampshire 1 $ 160,000 $ 160,000 $ 181,000
Morris, New Jersey 1 $ 306,000 $ 306,000 $ 104,000
Somerset, New Jersey 1 $ 420,000 $ 420,000 $ 138,000
Sussex, New Jersey 1 $ 145,000 $ 145,000 $ 0
Albany, New York 1 $ 124,000 $ 124,000 $ 163,000
Rockland, New York 1 $ 230,000 $ 230,000 $ 71,000
Schoharie, New York 1 $ 168,000 $ 168,000 $ 42,000
Onslow, North Carolina 1 $ 136,000 $ 136,000 $ 49,000
Tuscarawas, Ohio 1 $ 54,000 $ 54,000 $ 0
Clackamas, Oregon 1 $ 417,000 $ 417,000 $ 0
Lane, Oregon 1 $ 227,000 $ 227,000 $ 160,000
Multnomah, Oregon 1 $ 206,000 $ 206,000 $ 53,000
Carbon, Pennsylvania 1 $ 330,000 $ 330,000 $ 182,000
Dauphin, Pennsylvania 1 $ 107,000 $ 107,000 $ 36,000
Philadelphia, Pennsylvania 1 $ 50,000 $ 50,000 $ 0
York, Pennsylvania 1 $ 114,000 $ 114,000 $ 51,000
Blount, Tennessee 1 $ 127,000 $ 127,000 $ 155,000
Rutherford, Tennessee 1 $ 120,000 $ 120,000 $ 84,000
Sevier, Tennessee 1 $ 196,000 $ 196,000 $ 150,000
Sumner, Tennessee 1 $ 78,000 $ 78,000 $ 0
Comal, Texas 1 $ 112,000 $ 112,000 $ 78,000
Hays, Texas 1 $ 205,000 $ 205,000 $ 84,000
Hill, Texas 1 $ 150,000 $ 150,000 $ 38,000
Irion, Texas 1 $ 54,000 $ 54,000 $ 42,000
Kaufman, Texas 1 $ 240,000 $ 240,000 $ 162,000
Sabine, Texas 1 $ 750,000 $ 750,000 $ 0
Tyler, Texas 1 $ 40,000 $ 40,000 $ 83,000
Victoria, Texas 1 $ 162,000 $ 162,000 $ 255,000
Summit, Utah 1 $ 220,000 $ 220,000 $ 0
Island, Washington 1 $ 169,000 $ 169,000 $ 0
Mason, Washington 1 $ 255,000 $ 255,000 $ 0
Pierce, Washington 1 $ 245,000 $ 245,000 $ 86,000
Spokane, Washington 1 $ 150,000 $ 150,000 $ 112,000
La Crosse, Wisconsin 1 $ 130,000 $ 130,000 $ 70,000

Mortgage Loan Application Detail Totals for UBS Ag, New York Branch in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,028 $284,629,000 $276,000 $10,000,000 $179,000 $3,120,000
Home Purchase 940 $187,206,000 $199,000 $2,400,000 $148,000 $3,120,000
Home Improvement 370 $89,848,000 $242,000 $3,000,000 $112,000 $1,440,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,298 $335,242,000 $258,000 $10,000,000 $191,000 $3,120,000
Black or African American 332 $54,800,000 $165,000 $1,000,000 $95,000 $1,309,000
Hispanic 326 $64,972,000 $199,000 $995,000 $94,000 $705,000
Not Provided 272 $72,940,000 $268,000 $10,000,000 $146,000 $3,000,000
Asian 101 $31,682,000 $313,000 $1,500,000 $142,000 $506,000
Native Hawaiian or Other Pacific Islander 6 $1,546,000 $257,000 $648,000 $63,000 $307,000
American Indian or Alaskan Native 3 $501,000 $167,000 $329,000 $163,000 $240,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,338 $561,683,000 $240,000 $10,000,000 $156,000 $3,120,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,498 $372,430,000 $248,000 $10,000,000 $175,000 $3,120,000
Application Denied By Financial Institution 373 $72,162,000 $193,000 $1,495,000 $106,000 $1,920,000
Application Withdrawn By Applicant 360 $95,139,000 $264,000 $10,000,000 $135,000 $1,807,000
Application Approved But Not Accepted 76 $15,482,000 $203,000 $1,500,000 $150,000 $3,120,000
File Closed For Incompleteness 31 $6,470,000 $208,000 $2,000,000 $113,000 $372,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 119 $21,348,000 $179,000 $952,000 $88,000 $375,000
Other 105 $21,975,000 $209,000 $1,495,000 $104,000 $720,000
Collateral 61 $11,584,000 $189,000 $880,000 $140,000 $1,920,000
Debt-To-Income Ratio 50 $10,248,000 $204,000 $660,000 $110,000 $252,000
Unverifiable Information 28 $5,513,000 $196,000 $1,440,000 $95,000 $750,000
Insufficient Cash (Downpayment, Closing Cost) 5 $660,000 $132,000 $345,000 $112,000 $222,000
Employment History 3 $388,000 $129,000 $171,000 $215,000 $329,000
Credit Application Incomplete 2 $446,000 $223,000 $431,000 $98,000 $144,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into UBS Ag, New York Branch's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess UBS Ag, New York Branch's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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