UBS Bank USA Mortgage Lending & HMDA Data, 2024
In 2024, UBS Bank USA of Salt Lake City, UT reported 3,901 mortgage applications totaling $5.6 billion, down 5% from 2023. The average application was for $1,446,250, and applicants reported an average income of $720,059. 65% of its applications resulted in an originated loan and 6% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (206), Los Angeles-Long Beach-Glendale, CA (147) and Denver-Aurora-Lakewood, CO (86) (applications in parentheses).
| Mortgage Company & Address | UBS Bank USA 299 S. Main St Salt Lake City, UT 84111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,901 |
| Total Mortgage Loan Application Amount | $5,641,825,000 |
| Average Mortgage Loan Application Amount | $1,446,250 |
| Highest Mortgage Loan Application Amount | $36,405,000 |
| Average Applicant Income | $720,059 |
| Highest Applicant Income | $9,944,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records UBS Bank USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 817 | $ 1,200,415,000 | $ 1,469,296 | $ 624,515 |
| New York-Jersey City-White Plains, NY-NJ | 206 | $ 400,640,000 | $ 1,944,854 | $ 885,407 |
| Los Angeles-Long Beach-Glendale, CA | 147 | $ 420,415,000 | $ 2,859,965 | $ 1,153,000 |
| Denver-Aurora-Lakewood, CO | 86 | $ 94,950,000 | $ 1,104,069 | $ 520,000 |
| Miami-Miami Beach-Kendall, FL | 83 | $ 235,355,000 | $ 2,835,602 | $ 1,637,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 82 | $ 173,370,000 | $ 2,114,268 | $ 1,062,000 |
| Phoenix-Mesa-Scottsdale, AZ | 81 | $ 96,565,000 | $ 1,192,160 | $ 820,000 |
| Bridgeport-Stamford-Norwalk, CT | 67 | $ 136,195,000 | $ 2,032,761 | $ 696,000 |
| Anaheim-Santa Ana-Irvine, CA | 66 | $ 134,690,000 | $ 2,040,757 | $ 894,000 |
| Houston-The Woodlands-Sugar Land, TX | 65 | $ 89,665,000 | $ 1,379,461 | $ 770,000 |
| Nassau County-Suffolk County, NY | 62 | $ 105,780,000 | $ 1,706,129 | $ 1,100,000 |
| Chicago-Naperville, IL | 58 | $ 56,340,000 | $ 971,379 | $ 497,000 |
| San Diego-Carlsbad, CA | 58 | $ 78,680,000 | $ 1,356,551 | $ 541,000 |
| Seattle-Bellevue-Everett, WA | 58 | $ 91,720,000 | $ 1,581,379 | $ 695,000 |
| Boston, MA | 55 | $ 82,535,000 | $ 1,500,636 | $ 1,407,000 |
| Dallas-Plano-Irving, TX | 49 | $ 77,025,000 | $ 1,571,938 | $ 932,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 48 | $ 61,150,000 | $ 1,273,958 | $ 787,000 |
| Cambridge-Newton-Framingham, MA | 47 | $ 57,885,000 | $ 1,231,595 | $ 606,000 |
| Lakewood-New Brunswick, NJ | 46 | $ 65,690,000 | $ 1,428,043 | $ 751,000 |
| Austin-Round Rock, TX | 41 | $ 48,405,000 | $ 1,180,609 | $ 526,000 |
| San Francisco-Redwood City-South San Francisco, CA | 41 | $ 120,465,000 | $ 2,938,170 | $ 1,091,000 |
| Charlotte-Concord-Gastonia, NC-SC | 40 | $ 48,090,000 | $ 1,202,250 | $ 799,450 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 40 | $ 69,840,000 | $ 1,746,000 | $ 795,000 |
| Atlanta-Sandy Springs-Roswell, GA | 39 | $ 39,905,000 | $ 1,023,205 | $ 523,000 |
| Naples-Immokalee-Marco Island, FL | 39 | $ 55,435,000 | $ 1,421,410 | $ 739,000 |
| North Port-Sarasota-Bradenton, FL | 38 | $ 53,410,000 | $ 1,405,526 | $ 1,027,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 37 | $ 35,945,000 | $ 971,486 | $ 489,000 |
| Newark, NJ-PA | 36 | $ 41,180,000 | $ 1,143,888 | $ 700,000 |
| Riverside-San Bernardino-Ontario, CA | 35 | $ 44,635,000 | $ 1,275,285 | $ 783,000 |
| Arlington-Alexandria-Reston, VA-WV | 33 | $ 50,355,000 | $ 1,525,909 | $ 859,000 |
| Oakland-Hayward-Berkeley, CA | 33 | $ 42,105,000 | $ 1,275,909 | $ 427,000 |
| Charleston-North Charleston, SC | 30 | $ 51,440,000 | $ 1,714,666 | $ 594,000 |
| Cincinnati, OH-KY-IN | 29 | $ 25,205,000 | $ 869,137 | $ 377,448 |
| Orlando-Kissimmee-Sanford, FL | 29 | $ 47,525,000 | $ 1,638,793 | $ 740,000 |
| Cape Coral-Fort Myers, FL | 27 | $ 26,915,000 | $ 996,851 | $ 615,000 |
| Cleveland, OH | 27 | $ 16,925,000 | $ 626,851 | $ 617,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 26 | $ 20,030,000 | $ 770,384 | $ 321,846 |
| Jacksonville, FL | 25 | $ 29,125,000 | $ 1,165,000 | $ 609,000 |
| Montgomery County-Bucks County-Chester County, PA | 25 | $ 19,165,000 | $ 766,600 | $ 405,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 25 | $ 44,065,000 | $ 1,762,600 | $ 963,000 |
| Baltimore-Columbia-Towson, MD | 23 | $ 21,125,000 | $ 918,478 | $ 446,000 |
| Las Vegas-Henderson-Paradise, NV | 23 | $ 36,145,000 | $ 1,571,521 | $ 887,000 |
| Providence-Warwick, RI-MA | 22 | $ 34,220,000 | $ 1,555,454 | $ 1,479,000 |
| Santa Maria-Santa Barbara, CA | 22 | $ 41,240,000 | $ 1,874,545 | $ 784,000 |
| St. Petersburg-Clearwater-Largo, FL | 22 | $ 20,380,000 | $ 926,363 | $ 428,000 |
| Washington-Baltimore-Arlington, DC | 20 | $ 29,250,000 | $ 1,462,500 | $ 923,000 |
| Atlantic City-Hammonton, NJ | 19 | $ 28,735,000 | $ 1,512,368 | $ 862,000 |
| Columbus, OH | 19 | $ 14,325,000 | $ 753,947 | $ 444,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 19 | $ 25,495,000 | $ 1,341,842 | $ 740,000 |
| Washington, DC-MD | 19 | $ 21,855,000 | $ 1,150,263 | $ 408,684 |
| Chattanooga, TN-GA | 17 | $ 12,435,000 | $ 731,470 | $ 531,823 |
| Hilton Head Island-Bluffton-Beaufort, SC | 17 | $ 22,945,000 | $ 1,349,705 | $ 645,000 |
| Raleigh, NC | 17 | $ 10,525,000 | $ 619,117 | $ 362,000 |
| Warren-Troy-Farmington Hills, MI | 17 | $ 13,145,000 | $ 773,235 | $ 379,000 |
| Indianapolis-Carmel-Anderson, IN | 16 | $ 11,940,000 | $ 746,250 | $ 318,000 |
| Wilmington, NC | 16 | $ 15,200,000 | $ 950,000 | $ 590,000 |
| Boulder, CO | 15 | $ 18,945,000 | $ 1,263,000 | $ 492,000 |
| Crestview-Fort Walton Beach-Destin, FL | 15 | $ 30,415,000 | $ 2,027,666 | $ 922,000 |
| Knoxville, TN | 15 | $ 19,665,000 | $ 1,311,000 | $ 1,251,000 |
| Tampa, FL | 15 | $ 15,875,000 | $ 1,058,333 | $ 813,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 15 | $ 10,775,000 | $ 718,333 | $ 498,600 |
| Bend-Redmond, OR | 14 | $ 13,520,000 | $ 965,714 | $ 406,000 |
| San Antonio-New Braunfels, TX | 14 | $ 12,510,000 | $ 893,571 | $ 366,000 |
| St. Louis, MO-IL | 14 | $ 13,140,000 | $ 938,571 | $ 449,000 |
| Fort Worth-Arlington, TX | 13 | $ 14,005,000 | $ 1,077,307 | $ 595,000 |
| Philadelphia, PA | 13 | $ 12,195,000 | $ 938,076 | $ 394,000 |
| Durham-Chapel Hill, NC | 11 | $ 6,585,000 | $ 598,636 | $ 246,000 |
| Oklahoma City, OK | 11 | $ 7,725,000 | $ 702,272 | $ 499,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 11 | $ 13,155,000 | $ 1,195,909 | $ 430,000 |
| Portland-South Portland, ME | 11 | $ 8,925,000 | $ 811,363 | $ 363,000 |
| San Rafael, CA | 11 | $ 27,615,000 | $ 2,510,454 | $ 1,086,000 |
| Everett, WA | 10 | $ 8,270,000 | $ 827,000 | $ 428,000 |
| Reno, NV | 10 | $ 21,040,000 | $ 2,104,000 | $ 1,463,000 |
| Tucson, AZ | 10 | $ 8,030,000 | $ 803,000 | $ 458,000 |
| Barnstable Town, MA | 9 | $ 10,765,000 | $ 1,196,111 | $ 748,000 |
| Kahului-Wailuku-Lahaina, HI | 9 | $ 13,415,000 | $ 1,490,555 | $ 1,475,000 |
| Kansas City, MO-KS | 9 | $ 7,965,000 | $ 885,000 | $ 610,333 |
| Memphis, TN-MS-AR | 9 | $ 7,845,000 | $ 871,666 | $ 571,666 |
| New Orleans-Metairie, LA | 9 | $ 5,315,000 | $ 590,555 | $ 293,000 |
| Rockingham County-Strafford County, NH | 9 | $ 7,615,000 | $ 846,111 | $ 667,000 |
| Tacoma-Lakewood, WA | 9 | $ 5,415,000 | $ 601,666 | $ 223,000 |
| Trenton, NJ | 9 | $ 9,775,000 | $ 1,086,111 | $ 591,000 |
| Camden, NJ | 8 | $ 5,820,000 | $ 727,500 | $ 469,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 8 | $ 3,960,000 | $ 495,000 | $ 330,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 8 | $ 4,880,000 | $ 610,000 | $ 482,000 |
| Greenville-Anderson-Mauldin, SC | 8 | $ 14,050,000 | $ 1,756,250 | $ 1,033,000 |
| Lake County-Kenosha County, IL-WI | 8 | $ 4,030,000 | $ 503,750 | $ 316,000 |
| Port St. Lucie, FL | 8 | $ 7,860,000 | $ 982,500 | $ 434,000 |
| Santa Cruz-Watsonville, CA | 8 | $ 9,110,000 | $ 1,138,750 | $ 617,000 |
| Santa Rosa, CA | 8 | $ 11,780,000 | $ 1,472,500 | $ 734,000 |
| Asheville, NC | 7 | $ 5,535,000 | $ 790,714 | $ 703,000 |
| Boise City, ID | 7 | $ 8,355,000 | $ 1,193,571 | $ 501,000 |
| Charlottesville, VA | 7 | $ 6,925,000 | $ 989,285 | $ 726,000 |
| Fort Collins, CO | 7 | $ 4,765,000 | $ 680,714 | $ 361,000 |
| Louisville/Jefferson County, KY-IN | 7 | $ 4,665,000 | $ 666,428 | $ 500,000 |
| Salt Lake City, UT | 7 | $ 14,475,000 | $ 2,067,857 | $ 1,699,000 |
| Santa Fe, NM | 7 | $ 6,955,000 | $ 993,571 | $ 523,000 |
| Akron, OH | 6 | $ 3,840,000 | $ 640,000 | $ 359,000 |
| Bellingham, WA | 6 | $ 3,430,000 | $ 571,666 | $ 843,000 |
| Bremerton-Silverdale, WA | 6 | $ 7,510,000 | $ 1,251,666 | $ 516,000 |
| Burlington-South Burlington, VT | 6 | $ 4,240,000 | $ 706,666 | $ 456,000 |
| Columbia, SC | 6 | $ 4,750,000 | $ 791,666 | $ 485,000 |
| Detroit-Dearborn-Livonia, MI | 6 | $ 3,300,000 | $ 550,000 | $ 281,000 |
| Grand Rapids-Wyoming, MI | 6 | $ 5,700,000 | $ 950,000 | $ 1,072,000 |
| Hartford-West Hartford-East Hartford, CT | 6 | $ 5,190,000 | $ 865,000 | $ 347,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 6 | $ 6,870,000 | $ 1,145,000 | $ 750,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 6 | $ 6,750,000 | $ 1,125,000 | $ 400,000 |
| Auburn-Opelika, AL | 5 | $ 2,875,000 | $ 575,000 | $ 289,000 |
| Bozeman, MT | 5 | $ 6,985,000 | $ 1,397,000 | $ 1,021,000 |
| Milwaukee-Waukesha-West Allis, WI | 5 | $ 3,115,000 | $ 623,000 | $ 467,000 |
| Niles-Benton Harbor, MI | 5 | $ 3,215,000 | $ 643,000 | $ 487,000 |
| Ocala, FL | 5 | $ 2,485,000 | $ 497,000 | $ 278,000 |
| Pittsfield, MA | 5 | $ 6,685,000 | $ 1,337,000 | $ 838,000 |
| Sebastian-Vero Beach, FL | 5 | $ 5,495,000 | $ 1,099,000 | $ 561,000 |
| Urban Honolulu, HI | 5 | $ 13,475,000 | $ 2,695,000 | $ 330,000 |
| Birmingham-Hoover, AL | 4 | $ 2,340,000 | $ 585,000 | $ 215,000 |
| Brunswick, GA | 4 | $ 4,240,000 | $ 1,060,000 | $ 261,000 |
| Manchester-Nashua, NH | 4 | $ 7,520,000 | $ 1,880,000 | $ 1,300,000 |
| Marietta, GA | 4 | $ 2,550,000 | $ 637,500 | $ 304,000 |
| Napa, CA | 4 | $ 5,190,000 | $ 1,297,500 | $ 689,000 |
| Pittsburgh, PA | 4 | $ 2,540,000 | $ 635,000 | $ 235,000 |
| Prescott Valley-Prescott, AZ | 4 | $ 3,150,000 | $ 787,500 | $ 288,000 |
| Provo-Orem, UT | 4 | $ 3,870,000 | $ 967,500 | $ 338,000 |
| Salinas, CA | 4 | $ 5,650,000 | $ 1,412,500 | $ 373,000 |
| Ann Arbor, MI | 3 | $ 3,565,000 | $ 1,188,333 | $ 803,000 |
| Athens-Clarke County, GA | 3 | $ 2,375,000 | $ 791,666 | $ 324,000 |
| Baton Rouge, LA | 3 | $ 1,855,000 | $ 618,333 | $ 325,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 1,405,000 | $ 468,333 | $ 239,000 |
| Dayton-Springfield-Kettering, OH | 3 | $ 1,665,000 | $ 555,000 | $ 409,000 |
| Elgin, IL | 3 | $ 1,115,000 | $ 371,666 | $ 261,000 |
| Huntsville, AL | 3 | $ 1,045,000 | $ 348,333 | $ 758,000 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 1,415,000 | $ 471,666 | $ 263,000 |
| Midland, TX | 3 | $ 2,495,000 | $ 831,666 | $ 756,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 2,255,000 | $ 751,666 | $ 294,000 |
| Richmond, VA | 3 | $ 2,655,000 | $ 885,000 | $ 279,000 |
| Roanoke, VA | 3 | $ 1,665,000 | $ 555,000 | $ 257,000 |
| Sandusky, OH | 3 | $ 1,565,000 | $ 521,666 | $ 419,000 |
| Savannah, GA | 3 | $ 1,215,000 | $ 405,000 | $ 408,000 |
| Sioux Falls, SD | 3 | $ 5,295,000 | $ 1,765,000 | $ 1,026,000 |
| St. George, UT | 3 | $ 2,675,000 | $ 891,666 | $ 314,000 |
| Syracuse, NY | 3 | $ 4,045,000 | $ 1,348,333 | $ 707,000 |
| Traverse City, MI | 3 | $ 3,415,000 | $ 1,138,333 | $ 568,000 |
| Vallejo-Fairfield, CA | 3 | $ 1,235,000 | $ 411,666 | $ 245,000 |
| Worcester, MA-CT | 3 | $ 1,345,000 | $ 448,333 | $ 504,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 650,000 | $ 325,000 | $ 128,000 |
| Anchorage, AK | 2 | $ 1,010,000 | $ 505,000 | $ 608,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 2 | $ 1,810,000 | $ 905,000 | $ 649,000 |
| Casper, WY | 2 | $ 1,080,000 | $ 540,000 | $ 897,000 |
| Columbus, GA-AL | 2 | $ 1,130,000 | $ 565,000 | $ 935,000 |
| Fargo, ND-MN | 2 | $ 1,250,000 | $ 625,000 | $ 227,000 |
| Fayetteville, NC | 2 | $ 620,000 | $ 310,000 | $ 157,000 |
| Flagstaff, AZ | 2 | $ 2,770,000 | $ 1,385,000 | $ 1,664,000 |
| Greeley, CO | 2 | $ 950,000 | $ 475,000 | $ 181,000 |
| Greensboro-High Point, NC | 2 | $ 1,160,000 | $ 580,000 | $ 280,000 |
| Idaho Falls, ID | 2 | $ 1,250,000 | $ 625,000 | $ 289,000 |
| Ithaca, NY | 2 | $ 1,190,000 | $ 595,000 | $ 160,000 |
| Kenosha, WI | 2 | $ 930,000 | $ 465,000 | $ 221,000 |
| Lansing-East Lansing, MI | 2 | $ 500,000 | $ 250,000 | $ 70,000 |
| Lincoln, NE | 2 | $ 1,510,000 | $ 755,000 | $ 1,078,000 |
| Madison, WI | 2 | $ 950,000 | $ 475,000 | $ 171,000 |
| New Haven-Milford, CT | 2 | $ 1,190,000 | $ 595,000 | $ 432,000 |
| Ogden-Clearfield, UT | 2 | $ 1,800,000 | $ 900,000 | $ 782,000 |
| Olympia-Tumwater, WA | 2 | $ 1,060,000 | $ 530,000 | $ 409,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 2,810,000 | $ 1,405,000 | $ 877,000 |
| Panama City, FL | 2 | $ 3,720,000 | $ 1,860,000 | $ 1,318,000 |
| Pinehurst-Southern Pines, NC | 2 | $ 500,000 | $ 250,000 | $ 156,000 |
| Punta Gorda, FL | 2 | $ 1,230,000 | $ 615,000 | $ 344,000 |
| Rochester, NY | 2 | $ 840,000 | $ 420,000 | $ 187,000 |
| Spokane-Spokane Valley, WA | 2 | $ 590,000 | $ 295,000 | $ 141,000 |
| Tulsa, OK | 2 | $ 1,680,000 | $ 840,000 | $ 405,000 |
| Tuscaloosa, AL | 2 | $ 1,520,000 | $ 760,000 | $ 871,000 |
| Wichita, KS | 2 | $ 1,900,000 | $ 950,000 | $ 345,000 |
| Winston-Salem, NC | 2 | $ 1,880,000 | $ 940,000 | $ 696,000 |
| York-Hanover, PA | 2 | $ 370,000 | $ 185,000 | $ 282,000 |
| Albuquerque, NM | 1 | $ 455,000 | $ 455,000 | $ 165,000 |
| Amherst Town-Northampton, MA | 1 | $ 505,000 | $ 505,000 | $ 1,200,000 |
| Bakersfield, CA | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 205,000 | $ 205,000 | $ 132,000 |
| Coeur D'Alene, ID | 1 | $ 825,000 | $ 825,000 | $ 331,000 |
| College Station-Bryan, TX | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Colorado Springs, CO | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Columbus, IN | 1 | $ 855,000 | $ 855,000 | $ 787,000 |
| Corvallis, OR | 1 | $ 345,000 | $ 345,000 | $ 128,000 |
| Des Moines-West Des Moines, IA | 1 | $ 465,000 | $ 465,000 | $ 245,000 |
| Elkhart-Goshen, IN | 1 | $ 1,045,000 | $ 1,045,000 | $ 404,000 |
| Erie, PA | 1 | $ 295,000 | $ 295,000 | $ 129,000 |
| Eugene, OR | 1 | $ 805,000 | $ 805,000 | $ 522,000 |
| Florence-Muscle Shoals, AL | 1 | $ 965,000 | $ 965,000 | $ 874,000 |
| Fort Wayne, IN | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Gainesville, FL | 1 | $ 635,000 | $ 635,000 | $ 237,000 |
| Gainesville, GA | 1 | $ 505,000 | $ 505,000 | $ 273,000 |
| Green Bay, WI | 1 | $ 1,175,000 | $ 1,175,000 | $ 1,951,000 |
| Helena, MT | 1 | $ 855,000 | $ 855,000 | $ 255,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 775,000 | $ 775,000 | $ 442,000 |
| Homosassa Springs, FL | 1 | $ 1,125,000 | $ 1,125,000 | $ 602,000 |
| Killeen-Temple, TX | 1 | $ 205,000 | $ 205,000 | $ 181,000 |
| Lafayette, LA | 1 | $ 695,000 | $ 695,000 | $ 300,000 |
| Lakeland-Winter Haven, FL | 1 | $ 505,000 | $ 505,000 | $ 158,000 |
| Lancaster, PA | 1 | $ 435,000 | $ 435,000 | $ 166,000 |
| Las Cruces, NM | 1 | $ 365,000 | $ 365,000 | $ 391,000 |
| Lexington-Fayette, KY | 1 | $ 255,000 | $ 255,000 | $ 377,000 |
| Logan, UT-ID | 1 | $ 1,325,000 | $ 1,325,000 | $ 466,000 |
| Michigan City-La Porte, IN | 1 | $ 535,000 | $ 535,000 | $ 333,000 |
| Missoula, MT | 1 | $ 445,000 | $ 445,000 | $ 187,000 |
| Modesto, CA | 1 | $ 505,000 | $ 505,000 | $ 204,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 735,000 | $ 735,000 | $ 475,000 |
| Norwich-New London, CT | 1 | $ 1,075,000 | $ 1,075,000 | $ 309,000 |
| Owensboro, KY | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
| Paducah, KY-IL | 1 | $ 445,000 | $ 445,000 | $ 240,000 |
| Parkersburg-Vienna, WV | 1 | $ 615,000 | $ 615,000 | $ 214,000 |
| Reading, PA | 1 | $ 605,000 | $ 605,000 | $ 215,000 |
| Rome, GA | 1 | $ 1,175,000 | $ 1,175,000 | $ 452,000 |
| Shreveport-Bossier City, LA | 1 | $ 805,000 | $ 805,000 | $ 800,000 |
| Slidell-Mandeville-Covington, LA | 1 | $ 165,000 | $ 165,000 | $ 118,000 |
| Tallahassee, FL | 1 | $ 3,385,000 | $ 3,385,000 | $ 861,000 |
| Toledo, OH | 1 | $ 625,000 | $ 625,000 | $ 430,000 |
| Tyler, TX | 1 | $ 905,000 | $ 905,000 | $ 440,000 |
| Waco, TX | 1 | $ 505,000 | $ 505,000 | $ 540,000 |
| Wichita Falls, TX | 1 | $ 235,000 | $ 235,000 | $ 125,000 |
| Wilmington, DE-MD-NJ | 1 | $ 425,000 | $ 425,000 | $ 333,000 |
| Yakima, WA | 1 | $ 1,125,000 | $ 1,125,000 | $ 285,000 |
| Yuma, AZ | 1 | $ 2,005,000 | $ 2,005,000 | $ 998,000 |
Mortgage Loan Application Detail Totals for UBS Bank USA in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,757 | $3,607,085,000 | $1,308,000 | $36,405,000 | $670,000 | $9,944,000 |
| Other Purpose | 836 | $1,322,200,000 | $1,581,000 | $25,025,000 | $776,000 | $9,750,000 |
| Cash-out Refinancing | 182 | $458,560,000 | $2,519,000 | $30,005,000 | $1,038,000 | $9,595,000 |
| Refinancing | 126 | $253,980,000 | $2,015,000 | $14,005,000 | $985,000 | $8,732,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,899 | $3,844,685,000 | $1,326,000 | $24,705,000 | $680,000 | $9,944,000 |
| Not Provided | 540 | $925,140,000 | $1,713,000 | $36,405,000 | $833,000 | $8,732,000 |
| Asian | 183 | $276,565,000 | $1,511,000 | $14,005,000 | $760,000 | $8,195,000 |
| Hispanic | 169 | $291,175,000 | $1,722,000 | $30,005,000 | $766,000 | $7,750,000 |
| Black or African American | 56 | $110,250,000 | $1,968,000 | $22,755,000 | $1,400,000 | $7,708,000 |
| Not applicable | 32 | $163,050,000 | $5,095,000 | $24,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 14 | $18,290,000 | $1,306,000 | $6,755,000 | $847,000 | $4,167,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $12,670,000 | $1,583,000 | $5,005,000 | $434,000 | $982,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,901 | $5,641,825,000 | $1,446,000 | $36,405,000 | $719,000 | $9,944,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,537 | $3,472,565,000 | $1,368,000 | $36,405,000 | $735,000 | $9,944,000 |
| Application Withdrawn By Applicant | 550 | $782,830,000 | $1,423,000 | $30,105,000 | $744,000 | $9,750,000 |
| Preapproval Approved but not Accepted | 418 | $576,020,000 | $1,378,000 | $12,005,000 | $585,000 | $7,396,000 |
| Application Denied By Financial Institution | 227 | $470,675,000 | $2,073,000 | $14,175,000 | $710,000 | $8,195,000 |
| Preapproval Denied by Financial Institution | 86 | $119,360,000 | $1,387,000 | $9,995,000 | $365,000 | $5,018,000 |
| File Closed For Incompleteness | 60 | $182,080,000 | $3,034,000 | $30,005,000 | $1,240,000 | $7,500,000 |
| Application Approved But Not Accepted | 23 | $38,295,000 | $1,665,000 | $4,505,000 | $979,000 | $3,620,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,588 | $5,051,790,000 | $1,407,000 | $36,405,000 | $728,000 | $9,944,000 |
| Debt-To-Income Ratio | 185 | $370,455,000 | $2,002,000 | $14,005,000 | $380,000 | $2,596,000 |
| Credit Application Incomplete | 46 | $91,330,000 | $1,985,000 | $14,175,000 | $949,000 | $6,111,000 |
| Collateral | 36 | $64,440,000 | $1,790,000 | $8,005,000 | $1,025,000 | $5,999,000 |
| Credit History | 22 | $16,130,000 | $733,000 | $4,765,000 | $841,000 | $8,195,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $42,665,000 | $2,509,000 | $11,005,000 | $573,000 | $1,451,000 |
| Other | 5 | $3,435,000 | $687,000 | $805,000 | $617,000 | $965,000 |
| Unverifiable Information | 1 | $1,255,000 | $1,255,000 | $1,255,000 | $3,500,000 | $3,500,000 |
| Employment History | 1 | $325,000 | $325,000 | $325,000 | $77,000 | $77,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into UBS Bank USA's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess UBS Bank USA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About