Union Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Union Bank And Trust Company 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Union Bank And Trust Company Po Box 82535 Lincoln, NE 68501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,639 |
| Total Mortgage Loan Application Amount | $451,721,000 |
| Average Mortgage Loan Application Amount | $107,000 |
| Highest Mortgage Loan Application Amount | $6,705,000 |
| Average Applicant Income | $77,666 |
| Highest Applicant Income | $2,805,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Union Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Union Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Union Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Union Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Union Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Union Bank And Trust Company's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Nebraska | 2,137 | $ 266,651,000 | $ 124,000 | $ 85,000 |
| Douglas County Nebraska | 275 | $ 44,719,000 | $ 162,000 | $ 104,000 |
| Seward County Nebraska | 149 | $ 17,427,000 | $ 116,000 | $ 73,000 |
| Saunders County Nebraska | 97 | $ 15,749,000 | $ 162,000 | $ 133,000 |
| Sarpy County Nebraska | 93 | $ 14,373,000 | $ 154,000 | $ 94,000 |
| Cherry County Nebraska | 59 | $ 5,001,000 | $ 84,000 | $ 56,000 |
| Butler County Nebraska | 57 | $ 2,640,000 | $ 46,000 | $ 52,000 |
| Saline County Nebraska | 54 | $ 4,671,000 | $ 86,000 | $ 59,000 |
| Cass County Nebraska | 53 | $ 6,547,000 | $ 123,000 | $ 80,000 |
| Hall County Nebraska | 50 | $ 2,978,000 | $ 59,000 | $ 81,000 |
| Jefferson County Nebraska | 45 | $ 2,199,000 | $ 48,000 | $ 69,000 |
| Wyandotte County Kansas | 42 | $ 3,909,000 | $ 93,000 | $ 55,000 |
| Leavenworth County Kansas | 34 | $ 5,722,000 | $ 168,000 | $ 78,000 |
| Otoe County Nebraska | 34 | $ 2,747,000 | $ 80,000 | $ 81,000 |
| Gage County Nebraska | 31 | $ 3,229,000 | $ 104,000 | $ 83,000 |
| York County Nebraska | 25 | $ 1,409,000 | $ 56,000 | $ 51,000 |
| Custer County Nebraska | 21 | $ 600,000 | $ 28,000 | $ 42,000 |
| Nemaha County Nebraska | 21 | $ 1,452,000 | $ 69,000 | $ 82,000 |
| Johnson County Kansas | 13 | $ 2,307,000 | $ 177,000 | $ 122,000 |
| Brown County Nebraska | 13 | $ 605,000 | $ 46,000 | $ 65,000 |
| Buffalo County Nebraska | 12 | $ 1,088,000 | $ 90,000 | $ 72,000 |
| Adams County Nebraska | 10 | $ 1,187,000 | $ 118,000 | $ 72,000 |
| Dodge County Nebraska | 9 | $ 613,000 | $ 68,000 | $ 133,000 |
| Hamilton County Nebraska | 9 | $ 1,064,000 | $ 118,000 | $ 109,000 |
| Platte County Nebraska | 9 | $ 1,366,000 | $ 151,000 | $ 68,000 |
| Washington County Nebraska | 9 | $ 929,000 | $ 103,000 | $ 56,000 |
| Pottawattamie County Iowa | 7 | $ 456,000 | $ 65,000 | $ 49,000 |
| Jackson County Missouri | 7 | $ 925,000 | $ 132,000 | $ 64,000 |
| Howard County Nebraska | 7 | $ 605,000 | $ 86,000 | $ 51,000 |
| Antelope County Nebraska | 6 | $ 1,516,000 | $ 252,000 | $ 48,000 |
| Clay County Nebraska | 6 | $ 335,000 | $ 55,000 | $ 84,000 |
| Johnson County Nebraska | 6 | $ 252,000 | $ 42,000 | $ 50,000 |
| Loup County Nebraska | 6 | $ 535,000 | $ 89,000 | $ 54,000 |
| Richardson County Nebraska | 5 | $ 276,000 | $ 55,000 | $ 37,000 |
| Maricopa County Arizona | 4 | $ 1,953,000 | $ 488,000 | $ 52,000 |
| Douglas County Kansas | 4 | $ 633,000 | $ 158,000 | $ 102,000 |
| Colfax County Nebraska | 4 | $ 258,000 | $ 64,000 | $ 44,000 |
| Dawson County Nebraska | 4 | $ 139,000 | $ 34,000 | $ 121,000 |
| Harrison County Iowa | 3 | $ 134,000 | $ 44,000 | $ 57,000 |
| Atchison County Missouri | 3 | $ 592,000 | $ 197,000 | $ 103,000 |
| Clay County Missouri | 3 | $ 342,000 | $ 114,000 | $ 69,000 |
| Holt County Missouri | 3 | $ 232,000 | $ 77,000 | $ 227,000 |
| Blaine County Nebraska | 3 | $ 112,000 | $ 37,000 | $ 31,000 |
| Holt County Nebraska | 3 | $ 185,000 | $ 61,000 | $ 36,000 |
| Knox County Nebraska | 3 | $ 399,000 | $ 133,000 | $ 140,000 |
| Lincoln County Nebraska | 3 | $ 159,000 | $ 53,000 | $ 87,000 |
| Madison County Nebraska | 3 | $ 461,000 | $ 153,000 | $ 52,000 |
| Pawnee County Nebraska | 3 | $ 49,000 | $ 16,000 | $ 36,000 |
| Cook County Illinois | 2 | $ 473,000 | $ 236,000 | $ 375,000 |
| Woodbury County Iowa | 2 | $ 113,000 | $ 56,000 | $ 86,000 |
| Saline County Kansas | 2 | $ 323,000 | $ 161,000 | $ 405,000 |
| Clay County Minnesota | 2 | $ 160,000 | $ 80,000 | $ 187,000 |
| Garfield County Nebraska | 2 | $ 247,000 | $ 123,000 | $ 185,000 |
| Greeley County Nebraska | 2 | $ 75,000 | $ 37,000 | $ 13,000 |
| Merrick County Nebraska | 2 | $ 45,000 | $ 22,000 | $ 34,000 |
| Nance County Nebraska | 2 | $ 21,000 | $ 10,000 | $ 27,000 |
| Phelps County Nebraska | 2 | $ 8,205,000 | $ 4,102,000 | $ 0 |
| Red Willow County Nebraska | 2 | $ 217,000 | $ 108,000 | $ 40,000 |
| Rock County Nebraska | 2 | $ 50,000 | $ 25,000 | $ 47,000 |
| Sheridan County Nebraska | 2 | $ 155,000 | $ 77,000 | $ 57,000 |
| Sherman County Nebraska | 2 | $ 73,000 | $ 36,000 | $ 185,000 |
| Valley County Nebraska | 2 | $ 45,000 | $ 22,000 | $ 31,000 |
| Cochise County Arizona | 1 | $ 330,000 | $ 330,000 | $ 76,000 |
| Yavapai County Arizona | 1 | $ 417,000 | $ 417,000 | $ 1,065,000 |
| Los Angeles County California | 1 | $ 20,000 | $ 20,000 | $ 894,000 |
| Orange County California | 1 | $ 630,000 | $ 630,000 | $ 0 |
| Riverside County California | 1 | $ 417,000 | $ 417,000 | $ 162,000 |
| Denver County Colorado | 1 | $ 240,000 | $ 240,000 | $ 60,000 |
| Douglas County Colorado | 1 | $ 177,000 | $ 177,000 | $ 143,000 |
| Eagle County Colorado | 1 | $ 408,000 | $ 408,000 | $ 110,000 |
| Routt County Colorado | 1 | $ 150,000 | $ 150,000 | $ 38,000 |
| Weld County Colorado | 1 | $ 182,000 | $ 182,000 | $ 47,000 |
| Broward County Florida | 1 | $ 32,000 | $ 32,000 | $ 48,000 |
| Lee County Florida | 1 | $ 417,000 | $ 417,000 | $ 76,000 |
| Johnson County Indiana | 1 | $ 248,000 | $ 248,000 | $ 179,000 |
| Carroll County Iowa | 1 | $ 6,000 | $ 6,000 | $ 29,000 |
| Plymouth County Iowa | 1 | $ 11,000 | $ 11,000 | $ 94,000 |
| Polk County Iowa | 1 | $ 290,000 | $ 290,000 | $ 202,000 |
| Shelby County Iowa | 1 | $ 132,000 | $ 132,000 | $ 30,000 |
| Finney County Kansas | 1 | $ 124,000 | $ 124,000 | $ 61,000 |
| Franklin County Kansas | 1 | $ 23,000 | $ 23,000 | $ 58,000 |
| Riley County Kansas | 1 | $ 360,000 | $ 360,000 | $ 350,000 |
| Washington County Kansas | 1 | $ 50,000 | $ 50,000 | $ 81,000 |
| York County Maine | 1 | $ 417,000 | $ 417,000 | $ 300,000 |
| Berrien County Michigan | 1 | $ 304,000 | $ 304,000 | $ 133,000 |
| Cass County Minnesota | 1 | $ 176,000 | $ 176,000 | $ 109,000 |
| Cass County Missouri | 1 | $ 171,000 | $ 171,000 | $ 110,000 |
| Daviess County Missouri | 1 | $ 10,000 | $ 10,000 | $ 26,000 |
| Stone County Missouri | 1 | $ 191,000 | $ 191,000 | $ 158,000 |
| Boyd County Nebraska | 1 | $ 89,000 | $ 89,000 | $ 208,000 |
| Burt County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 69,000 |
| Cheyenne County Nebraska | 1 | $ 68,000 | $ 68,000 | $ 90,000 |
| Cuming County Nebraska | 1 | $ 18,000 | $ 18,000 | $ 350,000 |
| Dixon County Nebraska | 1 | $ 6,000 | $ 6,000 | $ 79,000 |
| Fillmore County Nebraska | 1 | $ 8,000 | $ 8,000 | $ 69,000 |
| Frontier County Nebraska | 1 | $ 77,000 | $ 77,000 | $ 378,000 |
| Harlan County Nebraska | 1 | $ 12,000 | $ 12,000 | $ 97,000 |
| Kearney County Nebraska | 1 | $ 152,000 | $ 152,000 | $ 61,000 |
| Perkins County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 33,000 |
| Pierce County Nebraska | 1 | $ 129,000 | $ 129,000 | $ 129,000 |
| Polk County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| Thayer County Nebraska | 1 | $ 5,000 | $ 5,000 | $ 34,000 |
| Wayne County Nebraska | 1 | $ 5,000 | $ 5,000 | $ 79,000 |
| Wheeler County Nebraska | 1 | $ 23,000 | $ 23,000 | $ 80,000 |
| Albany County New York | 1 | $ 272,000 | $ 272,000 | $ 225,000 |
| Niagara County New York | 1 | $ 50,000 | $ 50,000 | $ 670,000 |
| Cass County North Dakota | 1 | $ 241,000 | $ 241,000 | $ 84,000 |
| Washington County Oregon | 1 | $ 199,000 | $ 199,000 | $ 104,000 |
| Gregory County South Dakota | 1 | $ 60,000 | $ 60,000 | $ 77,000 |
| Yankton County South Dakota | 1 | $ 121,000 | $ 121,000 | $ 125,000 |
| Fairfax County Virginia | 1 | $ 278,000 | $ 278,000 | $ 204,000 |
| Fairfax City County Virginia | 1 | $ 259,000 | $ 259,000 | $ 136,000 |
| Dane County Wisconsin | 1 | $ 143,000 | $ 143,000 | $ 505,000 |
| Rock County Wisconsin | 1 | $ 96,000 | $ 96,000 | $ 40,000 |
| Albany County Wyoming | 1 | $ 170,000 | $ 170,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Union Bank And Trust Company in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,099 | $292,643,000 | $139,000 | $1,500,000 | $94,000 | $2,805,000 |
| Home Purchase | 961 | $133,249,000 | $138,000 | $1,818,000 | $78,000 | $1,432,000 |
| Home Improvement | 579 | $25,829,000 | $44,000 | $6,705,000 | $61,000 | $303,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,339 | $402,915,000 | $120,000 | $1,818,000 | $86,000 | $2,805,000 |
| Not Provided | 102 | $13,055,000 | $127,000 | $417,000 | $81,000 | $760,000 |
| Hispanic | 72 | $7,153,000 | $99,000 | $290,000 | $77,000 | $894,000 |
| Asian | 44 | $5,857,000 | $133,000 | $417,000 | $76,000 | $420,000 |
| Not applicable | 44 | $18,502,000 | $420,000 | $6,705,000 | $0 | $0 |
| Black or African American | 28 | $3,321,000 | $118,000 | $392,000 | $77,000 | $318,000 |
| American Indian or Alaskan Native | 7 | $538,000 | $76,000 | $156,000 | $37,000 | $106,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $380,000 | $126,000 | $250,000 | $77,000 | $99,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,031 | $371,508,000 | $122,000 | $6,705,000 | $90,000 | $2,805,000 |
| FHA-insured (Federal Housing Administration) | 524 | $66,971,000 | $127,000 | $485,000 | $56,000 | $456,000 |
| VA-guaranteed (Veterans Administration) | 76 | $12,479,000 | $164,000 | $371,000 | $63,000 | $314,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $763,000 | $95,000 | $189,000 | $43,000 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,559 | $350,611,000 | $137,000 | $6,705,000 | $90,000 | $2,805,000 |
| Application Denied By Financial Institution | 413 | $22,099,000 | $53,000 | $417,000 | $55,000 | $350,000 |
| Application Withdrawn By Applicant | 389 | $56,437,000 | $145,000 | $417,000 | $95,000 | $1,065,000 |
| Application Approved But Not Accepted | 146 | $6,718,000 | $46,000 | $417,000 | $72,000 | $206,000 |
| Preapproval Denied by Financial Institution | 101 | $11,270,000 | $111,000 | $333,000 | $46,000 | $348,000 |
| File Closed For Incompleteness | 31 | $4,586,000 | $147,000 | $485,000 | $84,000 | $500,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Union Bank And Trust Company's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Union Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.