Union Federal C/O Sky Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Union Federal C/O Sky Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Union Federal C/O Sky Bank 137 Clough St Bowling Green, OH 43402 |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 65,261 |
| Total Mortgage Loan Application Amount | $9,888,398,000 |
| Average Mortgage Loan Application Amount | $122,673 |
| Highest Mortgage Loan Application Amount | $9,000,000 |
| Average Applicant Income | $52,959 |
| Highest Applicant Income | $9,025,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Union Federal C/O Sky Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Union Federal C/O Sky Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Union Federal C/O Sky Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Union Federal C/O Sky Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Union Federal C/O Sky Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Union Federal C/O Sky Bank's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| INDIANAPOLIS, IN | 3,717 | $ 349,932,000 | $ 94,000 | $ 56,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2,419 | $ 381,778,000 | $ 157,000 | $ 47,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 1,528 | $ 192,003,000 | $ 125,000 | $ 58,000 |
| COLUMBUS, OH | 1,402 | $ 204,149,000 | $ 145,000 | $ 44,000 |
| DENVER-AURORA, CO | 1,352 | $ 224,789,000 | $ 166,000 | $ 47,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 1,272 | $ 205,066,000 | $ 161,000 | $ 53,000 |
| SAN ANTONIO, TX | 1,253 | $ 133,037,000 | $ 106,000 | $ 44,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 1,231 | $ 354,509,000 | $ 287,000 | $ 91,000 |
| LAS VEGAS-PARADISE, NV | 1,191 | $ 218,254,000 | $ 183,000 | $ 47,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,153 | $ 235,352,000 | $ 204,000 | $ 55,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,117 | $ 264,870,000 | $ 237,000 | $ 61,000 |
| BALTIMORE-TOWSON, MD | 1,099 | $ 199,893,000 | $ 181,000 | $ 53,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,084 | $ 282,400,000 | $ 260,000 | $ 60,000 |
| FORT WAYNE, IN | 968 | $ 97,775,000 | $ 101,000 | $ 51,000 |
| FORT WORTH-ARLINGTON, TX | 965 | $ 103,867,000 | $ 107,000 | $ 37,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 954 | $ 207,312,000 | $ 217,000 | $ 52,000 |
| NASSAU-SUFFOLK, NY | 913 | $ 236,600,000 | $ 259,000 | $ 60,000 |
| KALAMAZOO-PORTAGE, MI | 835 | $ 96,010,000 | $ 114,000 | $ 44,000 |
| EDISON, NJ | 801 | $ 171,806,000 | $ 214,000 | $ 69,000 |
| OKLAHOMA CITY, OK | 675 | $ 75,657,000 | $ 112,000 | $ 58,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 636 | $ 96,001,000 | $ 150,000 | $ 55,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 615 | $ 218,896,000 | $ 355,000 | $ 87,000 |
| GRAND RAPIDS-WYOMING, MI | 569 | $ 58,258,000 | $ 102,000 | $ 41,000 |
| YUBA CITY, CA | 561 | $ 89,612,000 | $ 159,000 | $ 46,000 |
| RALEIGH-CARY, NC | 523 | $ 76,934,000 | $ 147,000 | $ 44,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 521 | $ 56,736,000 | $ 108,000 | $ 38,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 509 | $ 69,620,000 | $ 136,000 | $ 48,000 |
| FRESNO, CA | 493 | $ 82,943,000 | $ 168,000 | $ 65,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 483 | $ 52,661,000 | $ 109,000 | $ 39,000 |
| GREELEY, CO | 478 | $ 70,380,000 | $ 147,000 | $ 48,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 474 | $ 111,560,000 | $ 235,000 | $ 76,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 463 | $ 88,553,000 | $ 191,000 | $ 45,000 |
| COLORADO SPRINGS, CO | 445 | $ 66,417,000 | $ 149,000 | $ 44,000 |
| LANSING-EAST LANSING, MI | 435 | $ 46,865,000 | $ 107,000 | $ 46,000 |
| BAKERSFIELD, CA | 428 | $ 64,314,000 | $ 150,000 | $ 45,000 |
| BAY CITY, MI | 420 | $ 36,981,000 | $ 88,000 | $ 43,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 415 | $ 45,481,000 | $ 109,000 | $ 44,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 398 | $ 133,680,000 | $ 335,000 | $ 71,000 |
| BEND, OR | 381 | $ 56,978,000 | $ 149,000 | $ 89,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 381 | $ 52,325,000 | $ 137,000 | $ 38,000 |
| DALLAS-PLANO-IRVING, TX | 363 | $ 45,004,000 | $ 123,000 | $ 54,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 358 | $ 48,703,000 | $ 136,000 | $ 32,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 339 | $ 41,682,000 | $ 122,000 | $ 40,000 |
| ELKHART-GOSHEN, IN | 323 | $ 31,833,000 | $ 98,000 | $ 36,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 321 | $ 78,172,000 | $ 243,000 | $ 48,000 |
| ORLANDO, FL | 320 | $ 43,653,000 | $ 136,000 | $ 91,000 |
| BROWNSVILLE-HARLINGEN, TX | 312 | $ 31,995,000 | $ 102,000 | $ 52,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 276 | $ 35,666,000 | $ 129,000 | $ 38,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 271 | $ 34,912,000 | $ 128,000 | $ 27,000 |
| TUCSON, AZ | 268 | $ 33,887,000 | $ 126,000 | $ 43,000 |
| STOCKTON, CA | 240 | $ 52,829,000 | $ 220,000 | $ 71,000 |
| AKRON, OH | 238 | $ 24,113,000 | $ 101,000 | $ 37,000 |
| RICHMOND, VA | 233 | $ 27,314,000 | $ 117,000 | $ 31,000 |
| BATTLE CREEK, MI | 221 | $ 21,024,000 | $ 95,000 | $ 41,000 |
| SALT LAKE CITY, UT | 214 | $ 42,769,000 | $ 199,000 | $ 73,000 |
| PHILADELPHIA, PA | 210 | $ 25,319,000 | $ 120,000 | $ 44,000 |
| KANSAS CITY, MO-KS | 209 | $ 23,701,000 | $ 113,000 | $ 53,000 |
| LAFAYETTE, IN | 207 | $ 24,178,000 | $ 116,000 | $ 48,000 |
| FORT COLLINS-LOVELAND, CO | 200 | $ 30,985,000 | $ 154,000 | $ 50,000 |
| COLUMBIA, SC | 197 | $ 22,077,000 | $ 112,000 | $ 36,000 |
| LAKELAND, FL | 194 | $ 27,988,000 | $ 144,000 | $ 33,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 188 | $ 67,210,000 | $ 357,000 | $ 112,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 187 | $ 29,239,000 | $ 156,000 | $ 45,000 |
| MCALLEN-EDINBURG-PHARR, TX | 182 | $ 18,227,000 | $ 100,000 | $ 49,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 180 | $ 29,449,000 | $ 163,000 | $ 51,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 180 | $ 15,863,000 | $ 88,000 | $ 27,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 171 | $ 18,001,000 | $ 105,000 | $ 45,000 |
| GARY, IN | 169 | $ 17,597,000 | $ 104,000 | $ 35,000 |
| TACOMA, WA | 169 | $ 27,654,000 | $ 163,000 | $ 47,000 |
| DURHAM, NC | 159 | $ 20,693,000 | $ 130,000 | $ 45,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 159 | $ 26,129,000 | $ 164,000 | $ 51,000 |
| OLYMPIA, WA | 156 | $ 23,127,000 | $ 148,000 | $ 62,000 |
| MICHIGAN CITY-LA PORTE, IN | 155 | $ 14,568,000 | $ 93,000 | $ 39,000 |
| NEWARK-UNION, NJ-PA | 154 | $ 34,937,000 | $ 226,000 | $ 73,000 |
| BURLINGTON, NC | 151 | $ 15,397,000 | $ 101,000 | $ 36,000 |
| BOSTON-QUINCY, MA | 150 | $ 34,925,000 | $ 232,000 | $ 53,000 |
| GREENSBORO-HIGH POINT, NC | 149 | $ 16,272,000 | $ 109,000 | $ 34,000 |
| DAYTON, OH | 148 | $ 17,022,000 | $ 115,000 | $ 40,000 |
| MADERA, CA | 145 | $ 23,495,000 | $ 162,000 | $ 55,000 |
| TULSA, OK | 142 | $ 19,487,000 | $ 137,000 | $ 49,000 |
| LOUISVILLE, KY-IN | 130 | $ 15,015,000 | $ 115,000 | $ 45,000 |
| WORCESTER, MA | 126 | $ 23,359,000 | $ 185,000 | $ 55,000 |
| JACKSONVILLE, FL | 125 | $ 16,243,000 | $ 129,000 | $ 42,000 |
| JACKSON, MI | 124 | $ 13,225,000 | $ 106,000 | $ 39,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 124 | $ 25,037,000 | $ 201,000 | $ 43,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 122 | $ 38,879,000 | $ 318,000 | $ 76,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 121 | $ 15,130,000 | $ 125,000 | $ 40,000 |
| CHICO, CA | 121 | $ 21,114,000 | $ 174,000 | $ 82,000 |
| CANTON-MASSILLON, OH | 119 | $ 11,050,000 | $ 92,000 | $ 33,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 119 | $ 19,203,000 | $ 161,000 | $ 48,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 119 | $ 16,137,000 | $ 135,000 | $ 44,000 |
| CAPE CORAL-FORT MYERS, FL | 118 | $ 14,492,000 | $ 122,000 | $ 72,000 |
| VALLEJO-FAIRFIELD, CA | 116 | $ 29,212,000 | $ 251,000 | $ 76,000 |
| PITTSBURGH, PA | 111 | $ 10,538,000 | $ 94,000 | $ 43,000 |
| VISALIA-PORTERVILLE, CA | 109 | $ 16,058,000 | $ 147,000 | $ 63,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 106 | $ 17,786,000 | $ 167,000 | $ 66,000 |
| LEXINGTON-FAYETTE, KY | 105 | $ 12,268,000 | $ 116,000 | $ 43,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 105 | $ 15,163,000 | $ 144,000 | $ 48,000 |
| SHREVEPORT-BOSSIER CITY, LA | 105 | $ 10,305,000 | $ 98,000 | $ 46,000 |
| CAMDEN, NJ | 104 | $ 14,704,000 | $ 141,000 | $ 47,000 |
| GREENVILLE, SC | 104 | $ 8,798,000 | $ 84,000 | $ 33,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 98 | $ 21,837,000 | $ 222,000 | $ 49,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 98 | $ 10,820,000 | $ 110,000 | $ 42,000 |
| YORK-HANOVER, PA | 98 | $ 12,976,000 | $ 132,000 | $ 45,000 |
| KNOXVILLE, TN | 97 | $ 11,681,000 | $ 120,000 | $ 64,000 |
| MEMPHIS, TN-MS-AR | 97 | $ 10,871,000 | $ 112,000 | $ 34,000 |
| NILES-BENTON HARBOR, MI | 95 | $ 10,290,000 | $ 108,000 | $ 41,000 |
| ASHEVILLE, NC | 94 | $ 10,696,000 | $ 113,000 | $ 37,000 |
| BOULDER, CO | 92 | $ 17,932,000 | $ 194,000 | $ 52,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 92 | $ 9,560,000 | $ 103,000 | $ 48,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 91 | $ 20,127,000 | $ 221,000 | $ 48,000 |
| WINSTON-SALEM, NC | 86 | $ 9,758,000 | $ 113,000 | $ 42,000 |
| ANCHORAGE, AK | 85 | $ 14,604,000 | $ 171,000 | $ 22,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 84 | $ 25,156,000 | $ 299,000 | $ 86,000 |
| ST. LOUIS, MO-IL | 84 | $ 9,838,000 | $ 117,000 | $ 47,000 |
| TOLEDO, OH | 84 | $ 9,098,000 | $ 108,000 | $ 34,000 |
| SAVANNAH, GA | 83 | $ 11,235,000 | $ 135,000 | $ 39,000 |
| FAYETTEVILLE, NC | 82 | $ 7,417,000 | $ 90,000 | $ 22,000 |
| WICHITA, KS | 82 | $ 6,765,000 | $ 82,000 | $ 23,000 |
| ANDERSON, IN | 78 | $ 6,576,000 | $ 84,000 | $ 40,000 |
| AUSTIN-ROUND ROCK, TX | 77 | $ 8,803,000 | $ 114,000 | $ 28,000 |
| COLUMBUS, IN | 76 | $ 9,151,000 | $ 120,000 | $ 43,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 74 | $ 10,052,000 | $ 135,000 | $ 51,000 |
| REDDING, CA | 73 | $ 11,671,000 | $ 159,000 | $ 63,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 72 | $ 8,032,000 | $ 111,000 | $ 34,000 |
| NEW HAVEN-MILFORD, CT | 71 | $ 11,848,000 | $ 166,000 | $ 70,000 |
| SARASOTA-BRADENTON-VENICE, FL | 70 | $ 13,064,000 | $ 186,000 | $ 58,000 |
| FLINT, MI | 69 | $ 7,217,000 | $ 104,000 | $ 34,000 |
| HARRISBURG-CARLISLE, PA | 69 | $ 9,198,000 | $ 133,000 | $ 48,000 |
| MODESTO, CA | 69 | $ 14,292,000 | $ 207,000 | $ 63,000 |
| PRESCOTT, AZ | 69 | $ 10,584,000 | $ 153,000 | $ 57,000 |
| BLOOMINGTON, IN | 66 | $ 7,156,000 | $ 108,000 | $ 46,000 |
| MANCHESTER-NASHUA, NH | 66 | $ 12,379,000 | $ 187,000 | $ 31,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 65 | $ 8,415,000 | $ 129,000 | $ 34,000 |
| KANKAKEE-BRADLEY, IL | 64 | $ 6,189,000 | $ 96,000 | $ 45,000 |
| CLARKSVILLE, TN-KY | 61 | $ 6,970,000 | $ 114,000 | $ 2,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 61 | $ 5,351,000 | $ 87,000 | $ 35,000 |
| OCALA, FL | 60 | $ 6,661,000 | $ 111,000 | $ 51,000 |
| SANTA ROSA-PETALUMA, CA | 60 | $ 16,143,000 | $ 269,000 | $ 85,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 54 | $ 6,471,000 | $ 119,000 | $ 70,000 |
| COLUMBIA, MO | 53 | $ 5,402,000 | $ 101,000 | $ 46,000 |
| KOKOMO, IN | 53 | $ 5,522,000 | $ 104,000 | $ 33,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 53 | $ 6,823,000 | $ 128,000 | $ 73,000 |
| EVANSVILLE, IN-KY | 52 | $ 5,485,000 | $ 105,000 | $ 55,000 |
| TRENTON-EWING, NJ | 52 | $ 6,584,000 | $ 126,000 | $ 64,000 |
| LINCOLN, NE | 50 | $ 5,181,000 | $ 103,000 | $ 25,000 |
| SALINAS, CA | 50 | $ 20,754,000 | $ 415,000 | $ 137,000 |
| ESSEX COUNTY, MA | 49 | $ 11,451,000 | $ 233,000 | $ 58,000 |
| LEWISTON-AUBURN, ME | 48 | $ 4,825,000 | $ 100,000 | $ 31,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 47 | $ 5,517,000 | $ 117,000 | $ 72,000 |
| PROVO-OREM, UT | 47 | $ 7,428,000 | $ 158,000 | $ 73,000 |
| ST. GEORGE, UT | 47 | $ 7,035,000 | $ 149,000 | $ 61,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 46 | $ 10,356,000 | $ 225,000 | $ 55,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 46 | $ 4,244,000 | $ 92,000 | $ 22,000 |
| OGDEN-CLEARFIELD, UT | 46 | $ 6,057,000 | $ 131,000 | $ 63,000 |
| BIRMINGHAM-HOOVER, AL | 44 | $ 4,946,000 | $ 112,000 | $ 38,000 |
| EUGENE-SPRINGFIELD, OR | 44 | $ 6,074,000 | $ 138,000 | $ 58,000 |
| GRAND JUNCTION, CO | 44 | $ 6,418,000 | $ 145,000 | $ 44,000 |
| SANDUSKY, OH | 43 | $ 4,540,000 | $ 105,000 | $ 48,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 42 | $ 5,980,000 | $ 142,000 | $ 56,000 |
| JACKSONVILLE, NC | 40 | $ 4,495,000 | $ 112,000 | $ 60,000 |
| MONTGOMERY, AL | 39 | $ 3,860,000 | $ 98,000 | $ 32,000 |
| DES MOINES, IA | 38 | $ 3,542,000 | $ 93,000 | $ 15,000 |
| WILMINGTON, NC | 38 | $ 5,301,000 | $ 139,000 | $ 42,000 |
| HANFORD-CORCORAN, CA | 37 | $ 5,045,000 | $ 136,000 | $ 68,000 |
| HOLLAND-GRAND HAVEN, MI | 37 | $ 4,646,000 | $ 125,000 | $ 38,000 |
| ROCKFORD, IL | 37 | $ 3,815,000 | $ 103,000 | $ 40,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 36 | $ 6,653,000 | $ 184,000 | $ 34,000 |
| ALBANY-SCHENECTADY-TROY, NY | 35 | $ 3,323,000 | $ 94,000 | $ 29,000 |
| SALEM, OR | 35 | $ 4,358,000 | $ 124,000 | $ 30,000 |
| SCRANTON--WILKES-BARRE, PA | 35 | $ 3,471,000 | $ 99,000 | $ 49,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 34 | $ 4,627,000 | $ 136,000 | $ 37,000 |
| SPARTANBURG, SC | 34 | $ 3,265,000 | $ 96,000 | $ 33,000 |
| ALBUQUERQUE, NM | 33 | $ 4,006,000 | $ 121,000 | $ 42,000 |
| MUNCIE, IN | 33 | $ 2,888,000 | $ 87,000 | $ 40,000 |
| GOLDSBORO, NC | 32 | $ 3,372,000 | $ 105,000 | $ 29,000 |
| ROCHESTER, NY | 31 | $ 3,025,000 | $ 97,000 | $ 42,000 |
| ANN ARBOR, MI | 30 | $ 4,471,000 | $ 149,000 | $ 41,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 30 | $ 3,286,000 | $ 109,000 | $ 16,000 |
| MERCED, CA | 30 | $ 5,087,000 | $ 169,000 | $ 52,000 |
| TOPEKA, KS | 30 | $ 2,446,000 | $ 81,000 | $ 33,000 |
| WINCHESTER, VA-WV | 30 | $ 4,121,000 | $ 137,000 | $ 56,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 29 | $ 3,468,000 | $ 119,000 | $ 48,000 |
| BUFFALO-NIAGARA FALLS, NY | 29 | $ 2,561,000 | $ 88,000 | $ 27,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 29 | $ 3,769,000 | $ 129,000 | $ 48,000 |
| WILMINGTON, DE-MD-NJ | 29 | $ 4,924,000 | $ 169,000 | $ 39,000 |
| MUSKEGON-NORTON SHORES, MI | 28 | $ 3,212,000 | $ 114,000 | $ 30,000 |
| BARNSTABLE TOWN, MA | 27 | $ 6,288,000 | $ 232,000 | $ 97,000 |
| LONGVIEW, WA | 27 | $ 2,455,000 | $ 90,000 | $ 63,000 |
| PUEBLO, CO | 27 | $ 4,639,000 | $ 171,000 | $ 50,000 |
| SPOKANE, WA | 27 | $ 3,543,000 | $ 131,000 | $ 54,000 |
| HUNTSVILLE, AL | 26 | $ 2,600,000 | $ 100,000 | $ 45,000 |
| SALISBURY, MD | 26 | $ 3,214,000 | $ 123,000 | $ 39,000 |
| BREMERTON-SILVERDALE, WA | 25 | $ 5,158,000 | $ 206,000 | $ 85,000 |
| FLAGSTAFF, AZ | 25 | $ 4,140,000 | $ 165,000 | $ 52,000 |
| LANCASTER, PA | 25 | $ 2,381,000 | $ 95,000 | $ 49,000 |
| MEDFORD, OR | 25 | $ 3,908,000 | $ 156,000 | $ 50,000 |
| TALLAHASSEE, FL | 25 | $ 2,526,000 | $ 101,000 | $ 39,000 |
| HICKORY-LENOIR-MORGANTON, NC | 24 | $ 2,652,000 | $ 110,000 | $ 48,000 |
| POCATELLO, ID | 24 | $ 2,997,000 | $ 124,000 | $ 39,000 |
| SPRINGFIELD, MA | 24 | $ 3,016,000 | $ 125,000 | $ 38,000 |
| ST. JOSEPH, MO-KS | 24 | $ 1,789,000 | $ 74,000 | $ 51,000 |
| ATLANTIC CITY, NJ | 23 | $ 3,076,000 | $ 133,000 | $ 41,000 |
| ELIZABETHTOWN, KY | 23 | $ 2,090,000 | $ 90,000 | $ 34,000 |
| SANTA CRUZ-WATSONVILLE, CA | 23 | $ 8,446,000 | $ 367,000 | $ 83,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 22 | $ 2,728,000 | $ 124,000 | $ 53,000 |
| OWENSBORO, KY | 22 | $ 2,018,000 | $ 91,000 | $ 30,000 |
| BATON ROUGE, LA | 21 | $ 1,862,000 | $ 88,000 | $ 10,000 |
| BOISE CITY-NAMPA, ID | 21 | $ 2,529,000 | $ 120,000 | $ 37,000 |
| LAWTON, OK | 21 | $ 1,582,000 | $ 75,000 | $ 33,000 |
| MOUNT VERNON-ANACORTES, WA | 21 | $ 2,552,000 | $ 121,000 | $ 43,000 |
| RENO-SPARKS, NV | 21 | $ 3,481,000 | $ 165,000 | $ 76,000 |
| ANDERSON, SC | 20 | $ 2,056,000 | $ 102,000 | $ 36,000 |
| EL PASO, TX | 20 | $ 1,371,000 | $ 68,000 | $ 6,000 |
| NAPLES-MARCO ISLAND, FL | 20 | $ 4,168,000 | $ 208,000 | $ 195,000 |
| SYRACUSE, NY | 20 | $ 1,630,000 | $ 81,000 | $ 31,000 |
| VERO BEACH, FL | 20 | $ 2,924,000 | $ 146,000 | $ 26,000 |
| CORPUS CHRISTI, TX | 19 | $ 1,421,000 | $ 74,000 | $ 27,000 |
| MONROE, MI | 19 | $ 2,624,000 | $ 138,000 | $ 41,000 |
| PUNTA GORDA, FL | 19 | $ 2,934,000 | $ 154,000 | $ 60,000 |
| BINGHAMTON, NY | 18 | $ 1,647,000 | $ 91,000 | $ 38,000 |
| CHARLESTON, WV | 18 | $ 1,347,000 | $ 74,000 | $ 36,000 |
| COLUMBUS, GA-AL | 18 | $ 1,720,000 | $ 95,000 | $ 20,000 |
| GREENVILLE, NC | 18 | $ 1,533,000 | $ 85,000 | $ 31,000 |
| READING, PA | 18 | $ 1,728,000 | $ 96,000 | $ 33,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 18 | $ 6,469,000 | $ 359,000 | $ 111,000 |
| SUMTER, SC | 18 | $ 1,788,000 | $ 99,000 | $ 31,000 |
| WARNER ROBINS, GA | 18 | $ 1,883,000 | $ 104,000 | $ 40,000 |
| JEFFERSON CITY, MO | 17 | $ 1,317,000 | $ 77,000 | $ 31,000 |
| MANSFIELD, OH | 17 | $ 1,629,000 | $ 95,000 | $ 46,000 |
| RACINE, WI | 17 | $ 2,034,000 | $ 119,000 | $ 36,000 |
| ROANOKE, VA | 17 | $ 1,393,000 | $ 81,000 | $ 27,000 |
| HARRISONBURG, VA | 16 | $ 1,602,000 | $ 100,000 | $ 54,000 |
| JACKSON, MS | 16 | $ 1,098,000 | $ 68,000 | $ 14,000 |
| TERRE HAUTE, IN | 16 | $ 1,191,000 | $ 74,000 | $ 35,000 |
| BELLINGHAM, WA | 15 | $ 2,626,000 | $ 175,000 | $ 65,000 |
| DOVER, DE | 15 | $ 1,628,000 | $ 108,000 | $ 29,000 |
| EL CENTRO, CA | 14 | $ 1,750,000 | $ 125,000 | $ 107,000 |
| ROME, GA | 14 | $ 1,681,000 | $ 120,000 | $ 43,000 |
| SPRINGFIELD, MO | 14 | $ 1,307,000 | $ 93,000 | $ 46,000 |
| COLLEGE STATION-BRYAN, TX | 13 | $ 883,000 | $ 67,000 | $ 52,000 |
| HONOLULU, HI | 13 | $ 3,780,000 | $ 290,000 | $ 98,000 |
| KINGSTON, NY | 13 | $ 2,056,000 | $ 158,000 | $ 29,000 |
| MADISON, WI | 13 | $ 1,658,000 | $ 127,000 | $ 32,000 |
| PANAMA CITY-LYNN HAVEN, FL | 13 | $ 1,556,000 | $ 119,000 | $ 35,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 13 | $ 4,045,000 | $ 311,000 | $ 83,000 |
| CEDAR RAPIDS, IA | 12 | $ 1,280,000 | $ 106,000 | $ 20,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 12 | $ 1,267,000 | $ 105,000 | $ 24,000 |
| NAPA, CA | 12 | $ 4,623,000 | $ 385,000 | $ 87,000 |
| UTICA-ROME, NY | 12 | $ 1,205,000 | $ 100,000 | $ 52,000 |
| AMARILLO, TX | 11 | $ 732,000 | $ 66,000 | $ 57,000 |
| BOWLING GREEN, KY | 11 | $ 919,000 | $ 83,000 | $ 36,000 |
| CHATTANOOGA, TN-GA | 11 | $ 795,000 | $ 72,000 | $ 16,000 |
| COEUR D'ALENE, ID | 11 | $ 1,083,000 | $ 98,000 | $ 31,000 |
| DANVILLE, VA | 11 | $ 762,000 | $ 69,000 | $ 25,000 |
| LAFAYETTE, LA | 11 | $ 892,000 | $ 81,000 | $ 10,000 |
| NORWICH-NEW LONDON, CT | 11 | $ 3,133,000 | $ 284,000 | $ 53,000 |
| ROCHESTER, MN | 11 | $ 1,201,000 | $ 109,000 | $ 45,000 |
| ROCKY MOUNT, NC | 11 | $ 1,030,000 | $ 93,000 | $ 23,000 |
| WENATCHEE, WA | 11 | $ 1,694,000 | $ 154,000 | $ 45,000 |
| YAKIMA, WA | 11 | $ 1,314,000 | $ 119,000 | $ 28,000 |
| FOND DU LAC, WI | 10 | $ 882,000 | $ 88,000 | $ 51,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 10 | $ 783,000 | $ 78,000 | $ 27,000 |
| OSHKOSH-NEENAH, WI | 10 | $ 1,569,000 | $ 156,000 | $ 87,000 |
| PEORIA, IL | 10 | $ 1,104,000 | $ 110,000 | $ 94,000 |
| ATHENS-CLARKE COUNTY, GA | 9 | $ 928,000 | $ 103,000 | $ 19,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 9 | $ 985,000 | $ 109,000 | $ 31,000 |
| EAU CLAIRE, WI | 9 | $ 909,000 | $ 101,000 | $ 23,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 9 | $ 986,000 | $ 109,000 | $ 57,000 |
| GAINESVILLE, GA | 9 | $ 926,000 | $ 102,000 | $ 18,000 |
| GLENS FALLS, NY | 9 | $ 1,020,000 | $ 113,000 | $ 43,000 |
| GREEN BAY, WI | 9 | $ 893,000 | $ 99,000 | $ 24,000 |
| GULFPORT-BILOXI, MS | 9 | $ 1,020,000 | $ 113,000 | $ 36,000 |
| LIMA, OH | 9 | $ 862,000 | $ 95,000 | $ 31,000 |
| SANTA FE, NM | 9 | $ 2,136,000 | $ 237,000 | $ 102,000 |
| TYLER, TX | 9 | $ 738,000 | $ 82,000 | $ 30,000 |
| ABILENE, TX | 8 | $ 513,000 | $ 64,000 | $ 0 |
| BANGOR, ME | 8 | $ 749,000 | $ 93,000 | $ 77,000 |
| FLORENCE, SC | 8 | $ 607,000 | $ 75,000 | $ 31,000 |
| IDAHO FALLS, ID | 8 | $ 931,000 | $ 116,000 | $ 24,000 |
| JOPLIN, MO | 8 | $ 703,000 | $ 87,000 | $ 70,000 |
| LAREDO, TX | 8 | $ 691,000 | $ 86,000 | $ 32,000 |
| SPRINGFIELD, OH | 8 | $ 893,000 | $ 111,000 | $ 51,000 |
| TUSCALOOSA, AL | 8 | $ 767,000 | $ 95,000 | $ 57,000 |
| CHARLOTTESVILLE, VA | 7 | $ 970,000 | $ 138,000 | $ 24,000 |
| ERIE, PA | 7 | $ 583,000 | $ 83,000 | $ 45,000 |
| FAIRBANKS, AK | 7 | $ 892,000 | $ 127,000 | $ 9,000 |
| FARMINGTON, NM | 7 | $ 918,000 | $ 131,000 | $ 33,000 |
| GAINESVILLE, FL | 7 | $ 767,000 | $ 109,000 | $ 33,000 |
| JANESVILLE, WI | 7 | $ 646,000 | $ 92,000 | $ 71,000 |
| LOGAN, UT-ID | 7 | $ 836,000 | $ 119,000 | $ 84,000 |
| LUBBOCK, TX | 7 | $ 476,000 | $ 68,000 | $ 12,000 |
| LYNCHBURG, VA | 7 | $ 792,000 | $ 113,000 | $ 12,000 |
| MACON, GA | 7 | $ 592,000 | $ 84,000 | $ 18,000 |
| MOBILE, AL | 7 | $ 729,000 | $ 104,000 | $ 95,000 |
| MONROE, LA | 7 | $ 559,000 | $ 79,000 | $ 57,000 |
| PASCAGOULA, MS | 7 | $ 936,000 | $ 133,000 | $ 30,000 |
| SHERMAN-DENISON, TX | 7 | $ 694,000 | $ 99,000 | $ 46,000 |
| WATERLOO-CEDAR FALLS, IA | 7 | $ 719,000 | $ 102,000 | $ 37,000 |
| YUMA, AZ | 7 | $ 558,000 | $ 79,000 | $ 46,000 |
| ALEXANDRIA, LA | 6 | $ 513,000 | $ 85,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 6 | $ 674,000 | $ 112,000 | $ 212,000 |
| CHEYENNE, WY | 6 | $ 726,000 | $ 121,000 | $ 31,000 |
| DUBUQUE, IA | 6 | $ 281,000 | $ 46,000 | $ 45,000 |
| HINESVILLE-FORT STEWART, GA | 6 | $ 404,000 | $ 67,000 | $ 16,000 |
| IOWA CITY, IA | 6 | $ 891,000 | $ 148,000 | $ 45,000 |
| LAKE CHARLES, LA | 6 | $ 449,000 | $ 74,000 | $ 19,000 |
| LAWRENCE, KS | 6 | $ 730,000 | $ 121,000 | $ 32,000 |
| MISSOULA, MT | 6 | $ 880,000 | $ 146,000 | $ 53,000 |
| SAN ANGELO, TX | 6 | $ 425,000 | $ 70,000 | $ 16,000 |
| CHAMPAIGN-URBANA, IL | 5 | $ 581,000 | $ 116,000 | $ 98,000 |
| CUMBERLAND, MD-WV | 5 | $ 411,000 | $ 82,000 | $ 48,000 |
| DOTHAN, AL | 5 | $ 521,000 | $ 104,000 | $ 8,000 |
| LA CROSSE, WI-MN | 5 | $ 633,000 | $ 126,000 | $ 49,000 |
| MORRISTOWN, TN | 5 | $ 408,000 | $ 81,000 | $ 52,000 |
| OCEAN CITY, NJ | 5 | $ 1,020,000 | $ 204,000 | $ 31,000 |
| PINE BLUFF, AR | 5 | $ 505,000 | $ 101,000 | $ 24,000 |
| SIOUX FALLS, SD | 5 | $ 716,000 | $ 143,000 | $ 21,000 |
| VICTORIA, TX | 5 | $ 331,000 | $ 66,000 | $ 13,000 |
| WACO, TX | 5 | $ 380,000 | $ 76,000 | $ 10,000 |
| WILLIAMSPORT, PA | 5 | $ 469,000 | $ 93,000 | $ 44,000 |
| ALBANY, GA | 4 | $ 247,000 | $ 61,000 | $ 16,000 |
| ANNISTON-OXFORD, AL | 4 | $ 414,000 | $ 103,000 | $ 48,000 |
| APPLETON, WI | 4 | $ 461,000 | $ 115,000 | $ 48,000 |
| BILLINGS, MT | 4 | $ 467,000 | $ 116,000 | $ 38,000 |
| BLOOMINGTON-NORMAL, IL | 4 | $ 416,000 | $ 104,000 | $ 50,000 |
| CORVALLIS, OR | 4 | $ 560,000 | $ 140,000 | $ 66,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 4 | $ 347,000 | $ 86,000 | $ 15,000 |
| DECATUR, AL | 4 | $ 390,000 | $ 97,000 | $ 20,000 |
| FORT SMITH, AR-OK | 4 | $ 338,000 | $ 84,000 | $ 0 |
| JOHNSON CITY, TN | 4 | $ 359,000 | $ 89,000 | $ 25,000 |
| LEBANON, PA | 4 | $ 277,000 | $ 69,000 | $ 50,000 |
| MIDLAND, TX | 4 | $ 266,000 | $ 66,000 | $ 16,000 |
| STATE COLLEGE, PA | 4 | $ 283,000 | $ 70,000 | $ 39,000 |
| TEXARKANA, TX-TEXARKANA, AR | 4 | $ 330,000 | $ 82,000 | $ 0 |
| ALTOONA, PA | 3 | $ 306,000 | $ 102,000 | $ 29,000 |
| BISMARCK, ND | 3 | $ 179,000 | $ 59,000 | $ 32,000 |
| BRUNSWICK, GA | 3 | $ 203,000 | $ 67,000 | $ 60,000 |
| CASPER, WY | 3 | $ 237,000 | $ 79,000 | $ 43,000 |
| CLEVELAND, TN | 3 | $ 239,000 | $ 79,000 | $ 17,000 |
| DALTON, GA | 3 | $ 238,000 | $ 79,000 | $ 0 |
| DANVILLE, IL | 3 | $ 290,000 | $ 96,000 | $ 29,000 |
| FARGO, ND-MN | 3 | $ 333,000 | $ 111,000 | $ 74,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 3 | $ 343,000 | $ 114,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 206,000 | $ 68,000 | $ 51,000 |
| JONESBORO, AR | 3 | $ 233,000 | $ 77,000 | $ 0 |
| MORGANTOWN, WV | 3 | $ 265,000 | $ 88,000 | $ 35,000 |
| SPRINGFIELD, IL | 3 | $ 370,000 | $ 123,000 | $ 22,000 |
| VALDOSTA, GA | 3 | $ 330,000 | $ 110,000 | $ 12,000 |
| WICHITA FALLS, TX | 3 | $ 222,000 | $ 74,000 | $ 23,000 |
| AUBURN-OPELIKA, AL | 2 | $ 345,000 | $ 172,000 | $ 0 |
| ELMIRA, NY | 2 | $ 489,000 | $ 244,000 | $ 78,000 |
| GADSDEN, AL | 2 | $ 194,000 | $ 97,000 | $ 100,000 |
| GRAND FORKS, ND-MN | 2 | $ 231,000 | $ 115,000 | $ 33,000 |
| GREAT FALLS, MT | 2 | $ 104,000 | $ 52,000 | $ 0 |
| HOT SPRINGS, AR | 2 | $ 254,000 | $ 127,000 | $ 11,000 |
| JACKSON, TN | 2 | $ 272,000 | $ 136,000 | $ 92,000 |
| LONGVIEW, TX | 2 | $ 194,000 | $ 97,000 | $ 0 |
| PARKERSBURG-MARIETTA, WV-OH | 2 | $ 170,000 | $ 85,000 | $ 43,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 2 | $ 187,000 | $ 93,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 172,000 | $ 86,000 | $ 14,000 |
| WHEELING, WV-OH | 2 | $ 146,000 | $ 73,000 | $ 18,000 |
| CARSON CITY, NV | 1 | $ 273,000 | $ 273,000 | $ 80,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 187,000 | $ 187,000 | $ 0 |
| ITHACA, NY | 1 | $ 98,000 | $ 98,000 | $ 0 |
| JOHNSTOWN, PA | 1 | $ 131,000 | $ 131,000 | $ 71,000 |
| LAS CRUCES, NM | 1 | $ 114,000 | $ 114,000 | $ 0 |
| PITTSFIELD, MA | 1 | $ 103,000 | $ 103,000 | $ 0 |
| RAPID CITY, SD | 1 | $ 31,000 | $ 31,000 | $ 0 |
| SHEBOYGAN, WI | 1 | $ 47,000 | $ 47,000 | $ 0 |
| ST. CLOUD, MN | 1 | $ 130,000 | $ 130,000 | $ 72,000 |
| WAUSAU, WI | 1 | $ 48,000 | $ 48,000 | $ 0 |
Mortgage Loan Application Detail Totals for Union Federal C/O Sky Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 33,325 | $4,817,336,000 | $143,269 | $2,865,000 | $57,923 | $5,417,000 |
| Refinancing | 29,187 | $4,897,606,000 | $148,176 | $9,000,000 | $35,490 | $9,025,000 |
| Home Improvement | 2,749 | $173,456,000 | $68,772 | $1,500,000 | $67,340 | $880,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 43,250 | $6,644,381,000 | $149,346 | $9,000,000 | $52,884 | $9,025,000 |
| Hispanic | 6,398 | $951,321,000 | $137,920 | $1,000,000 | $38,560 | $5,417,000 |
| Not applicable | 5,426 | $799,593,000 | $133,509 | $2,000,000 | $31,862 | $2,601,000 |
| Black or African American | 4,585 | $615,393,000 | $144,711 | $1,000,000 | $39,355 | $660,000 |
| Not Provided | 3,636 | $503,129,000 | $131,102 | $1,700,000 | $38,387 | $600,000 |
| Asian | 1,536 | $300,643,000 | $168,292 | $1,485,000 | $56,170 | $480,000 |
| American Indian or Alaskan Native | 245 | $39,231,000 | $148,411 | $1,000,000 | $39,205 | $368,000 |
| Native Hawaiian or Other Pacific Islander | 185 | $34,707,000 | $151,653 | $805,000 | $43,076 | $474,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 45,746 | $7,567,359,000 | $149,980 | $9,000,000 | $58,019 | $9,025,000 |
| FHA-insured (Federal Housing Administration) | 15,191 | $1,780,737,000 | $120,666 | $409,000 | $25,529 | $593,000 |
| VA-guaranteed (Veterans Administration) | 4,320 | $540,028,000 | $121,862 | $321,000 | $15,352 | $240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $274,000 | $74,000 | $96,000 | $26,500 | $31,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 41,344 | $6,470,143,000 | $146,117 | $9,000,000 | $49,784 | $9,025,000 |
| Application Withdrawn By Applicant | 6,423 | $910,299,000 | $136,720 | $1,320,000 | $39,200 | $2,400,000 |
| Application Denied By Financial Institution | 5,626 | $711,858,000 | $139,705 | $1,485,000 | $51,941 | $2,250,000 |
| Loan Purchased By The Institution | 5,139 | $731,932,000 | $127,020 | $2,000,000 | $25,041 | $2,601,000 |
| Application Approved But Not Accepted | 4,335 | $742,526,000 | $154,156 | $2,000,000 | $46,313 | $949,000 |
| Preapproval Denied by Financial Institution | 1,452 | $176,940,000 | $121,000 | $640,000 | $45,000 | $308,000 |
| File Closed For Incompleteness | 942 | $144,700,000 | $163,391 | $1,560,000 | $52,326 | $5,417,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 2,978 | $419,915,000 | $155,942 | $1,346,000 | $53,750 | $2,250,000 |
| Credit History | 2,444 | $234,399,000 | $112,306 | $970,000 | $50,632 | $1,752,000 |
| Debt-To-Income Ratio | 831 | $121,184,000 | $130,697 | $600,000 | $41,255 | $378,000 |
| Collateral | 364 | $49,361,000 | $161,300 | $1,485,000 | $60,175 | $450,000 |
| Unverifiable Information | 161 | $24,936,000 | $160,793 | $580,000 | $60,620 | $494,000 |
| Credit Application Incomplete | 122 | $15,212,000 | $122,000 | $397,000 | $24,666 | $196,000 |
| Employment History | 98 | $13,169,000 | $166,518 | $960,000 | $44,481 | $600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 80 | $10,622,000 | $131,571 | $600,000 | $40,714 | $152,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Union Federal C/O Sky Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Union Federal C/O Sky Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.