United Bank
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for United Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | United Bank Po Box 1337 Zebulon, GA 30295 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,415 |
| Total Mortgage Loan Application Amount | $205,965,000 |
| Average Mortgage Loan Application Amount | $118,000 |
| Highest Mortgage Loan Application Amount | $2,105,000 |
| Average Applicant Income | $85,333 |
| Highest Applicant Income | $702,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Spalding County Georgia | 198 | $ 22,550,000 | $ 113,000 | $ 86,000 |
| Pike County Georgia | 145 | $ 21,535,000 | $ 148,000 | $ 79,000 |
| Upson County Georgia | 140 | $ 12,210,000 | $ 87,000 | $ 65,000 |
| Butts County Georgia | 109 | $ 14,745,000 | $ 135,000 | $ 73,000 |
| Monroe County Georgia | 105 | $ 15,035,000 | $ 143,000 | $ 92,000 |
| Lamar County Georgia | 88 | $ 10,930,000 | $ 124,000 | $ 76,000 |
| Coweta County Georgia | 73 | $ 15,575,000 | $ 213,000 | $ 101,000 |
| Newton County Georgia | 73 | $ 10,785,000 | $ 147,000 | $ 106,000 |
| Morgan County Georgia | 60 | $ 11,020,000 | $ 183,000 | $ 88,000 |
| Henry County Georgia | 42 | $ 8,690,000 | $ 206,000 | $ 102,000 |
| Meriwether County Georgia | 25 | $ 4,125,000 | $ 165,000 | $ 111,000 |
| Jasper County Georgia | 24 | $ 3,890,000 | $ 162,000 | $ 81,000 |
| Bibb County Georgia | 13 | $ 1,635,000 | $ 125,000 | $ 137,000 |
| Fayette County Georgia | 13 | $ 3,505,000 | $ 269,000 | $ 126,000 |
| Walton County Georgia | 11 | $ 1,525,000 | $ 138,000 | $ 118,000 |
| Fulton County Georgia | 9 | $ 2,215,000 | $ 246,000 | $ 145,000 |
| Greene County Georgia | 9 | $ 1,705,000 | $ 189,000 | $ 116,000 |
| Putnam County Georgia | 9 | $ 2,015,000 | $ 223,000 | $ 110,000 |
| Carroll County Georgia | 7 | $ 865,000 | $ 123,000 | $ 56,000 |
| Crawford County Georgia | 7 | $ 835,000 | $ 119,000 | $ 56,000 |
| Rockdale County Georgia | 5 | $ 535,000 | $ 107,000 | $ 105,000 |
| Bay County Florida | 4 | $ 970,000 | $ 242,000 | $ 139,000 |
| Clayton County Georgia | 4 | $ 300,000 | $ 75,000 | $ 37,000 |
| Cobb County Georgia | 4 | $ 720,000 | $ 180,000 | $ 63,000 |
| Gwinnett County Georgia | 4 | $ 1,480,000 | $ 370,000 | $ 178,000 |
| Heard County Georgia | 3 | $ 585,000 | $ 195,000 | $ 88,000 |
| Jones County Georgia | 3 | $ 135,000 | $ 45,000 | $ 65,000 |
| Oconee County Georgia | 3 | $ 945,000 | $ 315,000 | $ 217,000 |
| Randolph County Alabama | 2 | $ 330,000 | $ 165,000 | $ 141,000 |
| Cherokee County Georgia | 2 | $ 1,010,000 | $ 505,000 | $ 117,000 |
| Clarke County Georgia | 2 | $ 450,000 | $ 225,000 | $ 74,000 |
| DeKalb County Georgia | 2 | $ 1,150,000 | $ 575,000 | $ 374,000 |
| Jackson County Georgia | 2 | $ 560,000 | $ 280,000 | $ 146,000 |
| Lincoln County Georgia | 2 | $ 90,000 | $ 45,000 | $ 108,000 |
| Peach County Georgia | 2 | $ 80,000 | $ 40,000 | $ 24,000 |
| Rabun County Georgia | 2 | $ 170,000 | $ 85,000 | $ 106,000 |
| Troup County Georgia | 2 | $ 2,200,000 | $ 1,100,000 | $ 0 |
| Tallapoosa County Alabama | 1 | $ 235,000 | $ 235,000 | $ 171,000 |
| Volusia County Florida | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Barrow County Georgia | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Bartow County Georgia | 1 | $ 295,000 | $ 295,000 | $ 101,000 |
| Bleckley County Georgia | 1 | $ 45,000 | $ 45,000 | $ 117,000 |
| Bulloch County Georgia | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
| Camden County Georgia | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| Chatham County Georgia | 1 | $ 325,000 | $ 325,000 | $ 141,000 |
| Columbia County Georgia | 1 | $ 225,000 | $ 225,000 | $ 129,000 |
| Douglas County Georgia | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Fannin County Georgia | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Glynn County Georgia | 1 | $ 665,000 | $ 665,000 | $ 176,000 |
| Hancock County Georgia | 1 | $ 125,000 | $ 125,000 | $ 141,000 |
| Haralson County Georgia | 1 | $ 365,000 | $ 365,000 | $ 129,000 |
| Houston County Georgia | 1 | $ 95,000 | $ 95,000 | $ 90,000 |
| Madison County Georgia | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| McIntosh County Georgia | 1 | $ 35,000 | $ 35,000 | $ 132,000 |
| Stephens County Georgia | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Sumter County Georgia | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Talbot County Georgia | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Towns County Georgia | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Union County Georgia | 1 | $ 245,000 | $ 245,000 | $ 183,000 |
| White County Georgia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Lafayette County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 362,000 |
| Guilford County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Charleston County South Carolina | 1 | $ 685,000 | $ 685,000 | $ 184,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 913 | $145,645,000 | $159,000 | $865,000 | $84,000 | $702,000 |
| Refinancing | 253 | $33,335,000 | $131,000 | $2,105,000 | $89,000 | $628,000 |
| Cash-out Refinancing | 179 | $22,265,000 | $124,000 | $465,000 | $71,000 | $285,000 |
| Home Improvement | 43 | $2,735,000 | $63,000 | $345,000 | $71,000 | $248,000 |
| Other Purpose | 25 | $1,655,000 | $66,000 | $265,000 | $61,000 | $408,000 |
| Not Applicable | 2 | $330,000 | $165,000 | $245,000 | $136,000 | $160,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,102 | $163,320,000 | $148,000 | $1,345,000 | $87,000 | $702,000 |
| Black or African American | 137 | $14,805,000 | $108,000 | $815,000 | $56,000 | $248,000 |
| Not applicable | 76 | $12,800,000 | $168,000 | $2,105,000 | $0 | $0 |
| Not Provided | 72 | $12,180,000 | $169,000 | $705,000 | $77,000 | $291,000 |
| Hispanic | 21 | $2,365,000 | $112,000 | $265,000 | $53,000 | $120,000 |
| Asian | 4 | $260,000 | $65,000 | $105,000 | $47,000 | $68,000 |
| American Indian or Alaskan Native | 1 | $95,000 | $95,000 | $95,000 | $96,000 | $96,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $55,000 | $55,000 | $55,000 | $19,000 | $19,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,186 | $175,660,000 | $148,000 | $2,105,000 | $89,000 | $702,000 |
| FHA-insured (Federal Housing Administration) | 116 | $15,240,000 | $131,000 | $365,000 | $53,000 | $172,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 87 | $9,145,000 | $105,000 | $265,000 | $38,000 | $80,000 |
| VA-guaranteed (Veterans Administration) | 26 | $5,920,000 | $227,000 | $815,000 | $76,000 | $153,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 760 | $105,890,000 | $139,000 | $2,105,000 | $93,000 | $702,000 |
| Application Approved But Not Accepted | 283 | $52,035,000 | $183,000 | $865,000 | $93,000 | $548,000 |
| Application Denied By Financial Institution | 180 | $22,590,000 | $125,000 | $565,000 | $60,000 | $591,000 |
| Preapproval Denied by Financial Institution | 179 | $22,185,000 | $123,000 | $455,000 | $44,000 | $200,000 |
| File Closed For Incompleteness | 11 | $2,265,000 | $205,000 | $415,000 | $87,000 | $195,000 |
| Application Withdrawn By Applicant | 2 | $1,000,000 | $500,000 | $705,000 | $124,000 | $184,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,056 | $161,190,000 | $152,000 | $2,105,000 | $93,000 | $702,000 |
| Credit History | 185 | $20,455,000 | $110,000 | $565,000 | $57,000 | $591,000 |
| Debt-To-Income Ratio | 139 | $19,985,000 | $143,000 | $415,000 | $44,000 | $195,000 |
| Collateral | 13 | $1,455,000 | $111,000 | $375,000 | $54,000 | $96,000 |
| Other | 12 | $1,580,000 | $131,000 | $265,000 | $68,000 | $162,000 |
| Employment History | 7 | $1,015,000 | $145,000 | $245,000 | $76,000 | $284,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $160,000 | $80,000 | $105,000 | $36,000 | $46,000 |
| Unverifiable Information | 1 | $125,000 | $125,000 | $125,000 | $48,000 | $48,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.