United Community Bank
Mortgage Loan Application
Totals and Details
for 2011
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for United Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | United Community Bank Po Box 398 Blairsville, GA 30512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,706 |
| Total Mortgage Loan Application Amount | $814,725,000 |
| Average Mortgage Loan Application Amount | $110,333 |
| Highest Mortgage Loan Application Amount | $4,038,000 |
| Average Applicant Income | $71,666 |
| Highest Applicant Income | $9,497,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fannin County Georgia | 399 | $ 62,348,000 | $ 156,000 | $ 79,000 |
| Union County Georgia | 394 | $ 59,690,000 | $ 151,000 | $ 65,000 |
| Habersham County Georgia | 291 | $ 33,281,000 | $ 114,000 | $ 56,000 |
| Gilmer County Georgia | 242 | $ 27,570,000 | $ 113,000 | $ 56,000 |
| Towns County Georgia | 227 | $ 36,681,000 | $ 161,000 | $ 81,000 |
| White County Georgia | 215 | $ 22,002,000 | $ 102,000 | $ 65,000 |
| Hall County Georgia | 214 | $ 37,587,000 | $ 175,000 | $ 109,000 |
| Floyd County Georgia | 202 | $ 25,864,000 | $ 128,000 | $ 82,000 |
| Glynn County Georgia | 161 | $ 28,633,000 | $ 177,000 | $ 101,000 |
| Cherokee County North Carolina | 152 | $ 15,154,000 | $ 99,000 | $ 63,000 |
| Chattooga County Georgia | 123 | $ 9,215,000 | $ 74,000 | $ 51,000 |
| Lumpkin County Georgia | 122 | $ 12,687,000 | $ 103,000 | $ 86,000 |
| Bradley County Tennessee | 118 | $ 17,605,000 | $ 149,000 | $ 75,000 |
| Cobb County Georgia | 114 | $ 17,845,000 | $ 156,000 | $ 147,000 |
| Macon County North Carolina | 104 | $ 16,107,000 | $ 154,000 | $ 77,000 |
| Clay County North Carolina | 103 | $ 14,983,000 | $ 145,000 | $ 73,000 |
| Dawson County Georgia | 102 | $ 10,099,000 | $ 99,000 | $ 65,000 |
| Carroll County Georgia | 100 | $ 13,985,000 | $ 139,000 | $ 92,000 |
| Yancey County North Carolina | 100 | $ 15,451,000 | $ 154,000 | $ 85,000 |
| Haywood County North Carolina | 97 | $ 15,856,000 | $ 163,000 | $ 79,000 |
| Transylvania County North Carolina | 95 | $ 16,208,000 | $ 170,000 | $ 79,000 |
| Bartow County Georgia | 84 | $ 9,988,000 | $ 118,000 | $ 64,000 |
| Rabun County Georgia | 83 | $ 8,636,000 | $ 104,000 | $ 61,000 |
| Forsyth County Georgia | 82 | $ 14,641,000 | $ 178,000 | $ 85,000 |
| Jackson County Georgia | 81 | $ 9,207,000 | $ 113,000 | $ 67,000 |
| Pickens County Georgia | 76 | $ 12,605,000 | $ 165,000 | $ 60,000 |
| Chatham County Georgia | 75 | $ 15,449,000 | $ 205,000 | $ 83,000 |
| Mitchell County North Carolina | 73 | $ 9,434,000 | $ 129,000 | $ 62,000 |
| Cherokee County Georgia | 65 | $ 12,385,000 | $ 190,000 | $ 134,000 |
| Loudon County Tennessee | 57 | $ 7,480,000 | $ 131,000 | $ 79,000 |
| Jackson County North Carolina | 56 | $ 12,732,000 | $ 227,000 | $ 93,000 |
| Swain County North Carolina | 55 | $ 7,176,000 | $ 130,000 | $ 84,000 |
| Fulton County Georgia | 53 | $ 13,528,000 | $ 255,000 | $ 105,000 |
| Gwinnett County Georgia | 53 | $ 8,008,000 | $ 151,000 | $ 103,000 |
| Polk County Tennessee | 53 | $ 5,086,000 | $ 95,000 | $ 55,000 |
| Avery County North Carolina | 52 | $ 6,754,000 | $ 129,000 | $ 57,000 |
| Newton County Georgia | 51 | $ 4,611,000 | $ 90,000 | $ 65,000 |
| Banks County Georgia | 50 | $ 5,678,000 | $ 113,000 | $ 252,000 |
| Roane County Tennessee | 49 | $ 5,706,000 | $ 116,000 | $ 64,000 |
| Graham County North Carolina | 45 | $ 5,016,000 | $ 111,000 | $ 54,000 |
| Coweta County Georgia | 40 | $ 5,750,000 | $ 143,000 | $ 71,000 |
| Watauga County North Carolina | 39 | $ 8,015,000 | $ 205,000 | $ 106,000 |
| Fayette County Georgia | 38 | $ 7,383,000 | $ 194,000 | $ 75,000 |
| Monroe County Tennessee | 36 | $ 3,393,000 | $ 94,000 | $ 42,000 |
| DeKalb County Georgia | 34 | $ 7,067,000 | $ 207,000 | $ 134,000 |
| Blount County Tennessee | 29 | $ 5,678,000 | $ 195,000 | $ 122,000 |
| Hamilton County Tennessee | 27 | $ 5,406,000 | $ 200,000 | $ 84,000 |
| Gordon County Georgia | 26 | $ 3,118,000 | $ 119,000 | $ 78,000 |
| Rockdale County Georgia | 26 | $ 4,025,000 | $ 154,000 | $ 74,000 |
| Knox County Tennessee | 26 | $ 6,085,000 | $ 234,000 | $ 132,000 |
| Henderson County North Carolina | 25 | $ 4,388,000 | $ 175,000 | $ 71,000 |
| Henry County Georgia | 24 | $ 3,889,000 | $ 162,000 | $ 79,000 |
| Clayton County Georgia | 21 | $ 1,325,000 | $ 63,000 | $ 68,000 |
| Walker County Georgia | 21 | $ 4,117,000 | $ 196,000 | $ 110,000 |
| Stephens County Georgia | 20 | $ 2,471,000 | $ 123,000 | $ 53,000 |
| Ware County Georgia | 20 | $ 1,399,000 | $ 69,000 | $ 93,000 |
| Paulding County Georgia | 19 | $ 1,723,000 | $ 90,000 | $ 59,000 |
| Polk County Georgia | 18 | $ 2,847,000 | $ 158,000 | $ 57,000 |
| Barrow County Georgia | 17 | $ 1,660,000 | $ 97,000 | $ 56,000 |
| Walton County Georgia | 16 | $ 2,424,000 | $ 151,000 | $ 126,000 |
| Buncombe County North Carolina | 16 | $ 3,489,000 | $ 218,000 | $ 111,000 |
| McMinn County Tennessee | 14 | $ 1,542,000 | $ 110,000 | $ 90,000 |
| Cherokee County Alabama | 12 | $ 1,391,000 | $ 115,000 | $ 80,000 |
| Hart County Georgia | 12 | $ 1,458,000 | $ 121,000 | $ 39,000 |
| Bryan County Georgia | 11 | $ 1,987,000 | $ 180,000 | $ 80,000 |
| Madison County Georgia | 11 | $ 1,068,000 | $ 97,000 | $ 44,000 |
| Brantley County Georgia | 10 | $ 675,000 | $ 67,000 | $ 56,000 |
| Effingham County Georgia | 10 | $ 1,014,000 | $ 101,000 | $ 55,000 |
| Franklin County Georgia | 10 | $ 988,000 | $ 98,000 | $ 87,000 |
| Murray County Georgia | 9 | $ 723,000 | $ 80,000 | $ 71,000 |
| Clarke County Georgia | 8 | $ 1,470,000 | $ 183,000 | $ 54,000 |
| Wayne County Georgia | 8 | $ 848,000 | $ 106,000 | $ 66,000 |
| Pierce County Georgia | 7 | $ 397,000 | $ 56,000 | $ 42,000 |
| Whitfield County Georgia | 7 | $ 350,000 | $ 50,000 | $ 32,000 |
| Douglas County Georgia | 6 | $ 578,000 | $ 96,000 | $ 120,000 |
| Haralson County Georgia | 6 | $ 751,000 | $ 125,000 | $ 82,000 |
| Anderson County Tennessee | 6 | $ 1,223,000 | $ 203,000 | $ 153,000 |
| Sevier County Tennessee | 6 | $ 391,000 | $ 65,000 | $ 41,000 |
| Greene County Georgia | 5 | $ 1,199,000 | $ 239,000 | $ 147,000 |
| Putnam County Georgia | 5 | $ 1,023,000 | $ 204,000 | $ 170,000 |
| Randolph County Alabama | 4 | $ 1,806,000 | $ 451,000 | $ 405,000 |
| Camden County Georgia | 4 | $ 417,000 | $ 104,000 | $ 60,000 |
| Jasper County Georgia | 4 | $ 901,000 | $ 225,000 | $ 79,000 |
| McDowell County North Carolina | 4 | $ 498,000 | $ 124,000 | $ 42,000 |
| Beaufort County South Carolina | 4 | $ 1,168,000 | $ 292,000 | $ 113,000 |
| Carter County Tennessee | 4 | $ 467,000 | $ 116,000 | $ 64,000 |
| Tallapoosa County Alabama | 3 | $ 953,000 | $ 317,000 | $ 34,000 |
| Pinellas County Florida | 3 | $ 1,538,000 | $ 512,000 | $ 82,000 |
| Walton County Florida | 3 | $ 1,005,000 | $ 335,000 | $ 369,000 |
| Butts County Georgia | 3 | $ 366,000 | $ 122,000 | $ 211,000 |
| Catoosa County Georgia | 3 | $ 448,000 | $ 149,000 | $ 61,000 |
| Burke County North Carolina | 3 | $ 145,000 | $ 48,000 | $ 47,000 |
| Caldwell County North Carolina | 3 | $ 625,000 | $ 208,000 | $ 101,000 |
| Mecklenburg County North Carolina | 3 | $ 501,000 | $ 167,000 | $ 57,000 |
| Oconee County South Carolina | 3 | $ 235,000 | $ 78,000 | $ 47,000 |
| Meigs County Tennessee | 3 | $ 489,000 | $ 163,000 | $ 52,000 |
| Bay County Florida | 2 | $ 630,000 | $ 315,000 | $ 43,000 |
| Broward County Florida | 2 | $ 127,000 | $ 63,000 | $ 224,000 |
| Hernando County Florida | 2 | $ 160,000 | $ 80,000 | $ 107,000 |
| Okaloosa County Florida | 2 | $ 934,000 | $ 467,000 | $ 136,000 |
| Bibb County Georgia | 2 | $ 588,000 | $ 294,000 | $ 95,000 |
| Bulloch County Georgia | 2 | $ 1,483,000 | $ 741,000 | $ 98,000 |
| Elbert County Georgia | 2 | $ 160,000 | $ 80,000 | $ 60,000 |
| Houston County Georgia | 2 | $ 72,000 | $ 36,000 | $ 138,000 |
| Lincoln County Georgia | 2 | $ 123,000 | $ 61,000 | $ 212,000 |
| McIntosh County Georgia | 2 | $ 280,000 | $ 140,000 | $ 122,000 |
| Monroe County Georgia | 2 | $ 156,000 | $ 78,000 | $ 50,000 |
| Spalding County Georgia | 2 | $ 198,000 | $ 99,000 | $ 32,000 |
| Troup County Georgia | 2 | $ 192,000 | $ 96,000 | $ 31,000 |
| Madison County North Carolina | 2 | $ 323,000 | $ 161,000 | $ 68,000 |
| Anderson County South Carolina | 2 | $ 183,000 | $ 91,000 | $ 83,000 |
| Rhea County Tennessee | 2 | $ 117,000 | $ 58,000 | $ 46,000 |
| Unicoi County Tennessee | 2 | $ 346,000 | $ 173,000 | $ 58,000 |
| DeKalb County Alabama | 1 | $ 29,000 | $ 29,000 | $ 58,000 |
| Lee County Alabama | 1 | $ 79,000 | $ 79,000 | $ 631,000 |
| Marshall County Alabama | 1 | $ 43,000 | $ 43,000 | $ 65,000 |
| Mobile County Alabama | 1 | $ 520,000 | $ 520,000 | $ 240,000 |
| Shelby County Alabama | 1 | $ 193,000 | $ 193,000 | $ 81,000 |
| St. Clair County Alabama | 1 | $ 129,000 | $ 129,000 | $ 82,000 |
| Charlotte County Florida | 1 | $ 288,000 | $ 288,000 | $ 91,000 |
| Citrus County Florida | 1 | $ 4,000 | $ 4,000 | $ 34,000 |
| Indian River County Florida | 1 | $ 200,000 | $ 200,000 | $ 97,000 |
| Lake County Florida | 1 | $ 154,000 | $ 154,000 | $ 58,000 |
| Lee County Florida | 1 | $ 184,000 | $ 184,000 | $ 89,000 |
| Leon County Florida | 1 | $ 90,000 | $ 90,000 | $ 57,000 |
| Manatee County Florida | 1 | $ 171,000 | $ 171,000 | $ 84,000 |
| Nassau County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Orange County Florida | 1 | $ 72,000 | $ 72,000 | $ 191,000 |
| Palm Beach County Florida | 1 | $ 336,000 | $ 336,000 | $ 112,000 |
| Sarasota County Florida | 1 | $ 344,000 | $ 344,000 | $ 143,000 |
| St. Johns County Florida | 1 | $ 205,000 | $ 205,000 | $ 147,000 |
| Volusia County Florida | 1 | $ 184,000 | $ 184,000 | $ 179,000 |
| Wakulla County Florida | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Appling County Georgia | 1 | $ 27,000 | $ 27,000 | $ 94,000 |
| Columbia County Georgia | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Glascock County Georgia | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Heard County Georgia | 1 | $ 2,000 | $ 2,000 | $ 20,000 |
| Jones County Georgia | 1 | $ 65,000 | $ 65,000 | $ 1,456,000 |
| Lamar County Georgia | 1 | $ 261,000 | $ 261,000 | $ 67,000 |
| Liberty County Georgia | 1 | $ 44,000 | $ 44,000 | $ 25,000 |
| Meriwether County Georgia | 1 | $ 30,000 | $ 30,000 | $ 17,000 |
| Morgan County Georgia | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Oglethorpe County Georgia | 1 | $ 101,000 | $ 101,000 | $ 96,000 |
| Tift County Georgia | 1 | $ 93,000 | $ 93,000 | $ 29,000 |
| Broadwater County Montana | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Ashe County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 42,000 |
| Catawba County North Carolina | 1 | $ 203,000 | $ 203,000 | $ 157,000 |
| Durham County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 111,000 |
| Guilford County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 95,000 |
| Rutherford County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 245,000 |
| Lycoming County Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 119,000 |
| Abbeville County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 118,000 |
| Charleston County South Carolina | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| Horry County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 117,000 |
| Coffee County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 61,000 |
| Cumberland County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 64,000 |
| Hamblen County Tennessee | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Marion County Tennessee | 1 | $ 1,434,000 | $ 1,434,000 | $ 0 |
| Obion County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 48,000 |
| Union County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 39,000 |
| Wilson County Tennessee | 1 | $ 101,000 | $ 101,000 | $ 21,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United Community Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,499 | $578,592,000 | $165,000 | $4,038,000 | $83,000 | $3,565,000 |
| Home Purchase | 1,689 | $215,567,000 | $127,000 | $2,300,000 | $81,000 | $9,497,000 |
| Home Improvement | 518 | $20,566,000 | $39,000 | $417,000 | $51,000 | $338,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,712 | $624,395,000 | $132,000 | $3,636,000 | $85,000 | $9,497,000 |
| Not applicable | 350 | $104,698,000 | $299,000 | $4,038,000 | $0 | $0 |
| Not Provided | 341 | $53,210,000 | $156,000 | $896,000 | $106,000 | $1,456,000 |
| Hispanic | 114 | $10,174,000 | $89,000 | $740,000 | $51,000 | $316,000 |
| Black or African American | 88 | $10,053,000 | $114,000 | $609,000 | $82,000 | $875,000 |
| Asian | 65 | $8,808,000 | $135,000 | $1,157,000 | $87,000 | $692,000 |
| American Indian or Alaskan Native | 28 | $2,220,000 | $79,000 | $188,000 | $56,000 | $282,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,167,000 | $145,000 | $393,000 | $58,000 | $147,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,125 | $741,947,000 | $144,000 | $4,038,000 | $83,000 | $9,497,000 |
| FHA-insured (Federal Housing Administration) | 270 | $35,364,000 | $130,000 | $324,000 | $55,000 | $237,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 269 | $29,956,000 | $111,000 | $280,000 | $38,000 | $89,000 |
| VA-guaranteed (Veterans Administration) | 42 | $7,458,000 | $177,000 | $417,000 | $67,000 | $214,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,318 | $613,656,000 | $142,000 | $4,038,000 | $82,000 | $9,497,000 |
| Application Denied By Financial Institution | 709 | $97,812,000 | $137,000 | $897,000 | $63,000 | $840,000 |
| Application Withdrawn By Applicant | 586 | $91,841,000 | $156,000 | $650,000 | $85,000 | $1,925,000 |
| Application Approved But Not Accepted | 89 | $10,843,000 | $121,000 | $385,000 | $75,000 | $333,000 |
| File Closed For Incompleteness | 4 | $573,000 | $143,000 | $333,000 | $35,000 | $58,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.