United Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
United Community Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Community Bank Po Box 398 Blairsville, GA 30512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,809 |
| Total Mortgage Loan Application Amount | $1,038,986,000 |
| Average Mortgage Loan Application Amount | $123,000 |
| Highest Mortgage Loan Application Amount | $22,000,000 |
| Average Applicant Income | $76,333 |
| Highest Applicant Income | $1,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with United Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down United Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Community Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Union County Georgia | 390 | $ 47,071,000 | $ 120,000 | $ 69,000 |
| Fannin County Georgia | 360 | $ 58,318,000 | $ 161,000 | $ 85,000 |
| Hall County Georgia | 268 | $ 41,347,000 | $ 154,000 | $ 91,000 |
| Gilmer County Georgia | 262 | $ 27,377,000 | $ 104,000 | $ 69,000 |
| White County Georgia | 261 | $ 30,220,000 | $ 115,000 | $ 59,000 |
| Habersham County Georgia | 240 | $ 24,538,000 | $ 102,000 | $ 62,000 |
| Towns County Georgia | 227 | $ 34,038,000 | $ 149,000 | $ 68,000 |
| Glynn County Georgia | 198 | $ 31,188,000 | $ 157,000 | $ 88,000 |
| Floyd County Georgia | 195 | $ 26,785,000 | $ 137,000 | $ 80,000 |
| Cobb County Georgia | 170 | $ 30,347,000 | $ 178,000 | $ 97,000 |
| Lumpkin County Georgia | 150 | $ 15,943,000 | $ 106,000 | $ 73,000 |
| Cherokee County North Carolina | 147 | $ 14,851,000 | $ 101,000 | $ 66,000 |
| Transylvania County North Carolina | 140 | $ 22,069,000 | $ 157,000 | $ 85,000 |
| Cherokee County Georgia | 134 | $ 21,912,000 | $ 163,000 | $ 83,000 |
| Avery County North Carolina | 124 | $ 16,237,000 | $ 130,000 | $ 58,000 |
| Yancey County North Carolina | 124 | $ 20,062,000 | $ 161,000 | $ 98,000 |
| Carroll County Georgia | 122 | $ 18,123,000 | $ 148,000 | $ 102,000 |
| Chattooga County Georgia | 122 | $ 8,007,000 | $ 65,000 | $ 54,000 |
| Chatham County Georgia | 120 | $ 27,124,000 | $ 226,000 | $ 106,000 |
| Mitchell County North Carolina | 117 | $ 14,469,000 | $ 123,000 | $ 62,000 |
| Forsyth County Georgia | 112 | $ 19,594,000 | $ 174,000 | $ 105,000 |
| Jackson County Georgia | 112 | $ 11,285,000 | $ 100,000 | $ 63,000 |
| Pickens County Georgia | 112 | $ 12,801,000 | $ 114,000 | $ 60,000 |
| Clay County North Carolina | 107 | $ 13,444,000 | $ 125,000 | $ 66,000 |
| Macon County North Carolina | 106 | $ 23,154,000 | $ 218,000 | $ 68,000 |
| Gwinnett County Georgia | 103 | $ 18,614,000 | $ 180,000 | $ 83,000 |
| Haywood County North Carolina | 101 | $ 14,974,000 | $ 148,000 | $ 80,000 |
| Fulton County Georgia | 99 | $ 22,864,000 | $ 230,000 | $ 140,000 |
| Dawson County Georgia | 98 | $ 11,699,000 | $ 119,000 | $ 66,000 |
| Bradley County Tennessee | 95 | $ 13,003,000 | $ 136,000 | $ 58,000 |
| Rabun County Georgia | 91 | $ 8,659,000 | $ 95,000 | $ 60,000 |
| Loudon County Tennessee | 91 | $ 14,501,000 | $ 159,000 | $ 143,000 |
| Jackson County North Carolina | 80 | $ 15,375,000 | $ 192,000 | $ 98,000 |
| Graham County North Carolina | 75 | $ 8,061,000 | $ 107,000 | $ 59,000 |
| Henderson County North Carolina | 71 | $ 11,486,000 | $ 161,000 | $ 80,000 |
| Bartow County Georgia | 70 | $ 6,358,000 | $ 90,000 | $ 59,000 |
| Banks County Georgia | 64 | $ 6,025,000 | $ 94,000 | $ 52,000 |
| Knox County Tennessee | 63 | $ 13,733,000 | $ 217,000 | $ 156,000 |
| Blount County Tennessee | 56 | $ 8,114,000 | $ 144,000 | $ 98,000 |
| Watauga County North Carolina | 54 | $ 11,603,000 | $ 214,000 | $ 106,000 |
| Polk County Tennessee | 53 | $ 5,534,000 | $ 104,000 | $ 63,000 |
| Roane County Tennessee | 53 | $ 7,804,000 | $ 147,000 | $ 81,000 |
| Henry County Georgia | 52 | $ 9,512,000 | $ 182,000 | $ 104,000 |
| Fayette County Georgia | 49 | $ 7,004,000 | $ 142,000 | $ 172,000 |
| Newton County Georgia | 49 | $ 5,509,000 | $ 112,000 | $ 62,000 |
| Swain County North Carolina | 48 | $ 5,503,000 | $ 114,000 | $ 78,000 |
| Buncombe County North Carolina | 47 | $ 10,973,000 | $ 233,000 | $ 128,000 |
| DeKalb County Georgia | 45 | $ 7,780,000 | $ 172,000 | $ 138,000 |
| Monroe County Tennessee | 44 | $ 4,123,000 | $ 93,000 | $ 48,000 |
| Coweta County Georgia | 39 | $ 6,076,000 | $ 155,000 | $ 158,000 |
| Paulding County Georgia | 34 | $ 5,643,000 | $ 165,000 | $ 123,000 |
| Walton County Georgia | 34 | $ 5,299,000 | $ 155,000 | $ 89,000 |
| Hamilton County Tennessee | 28 | $ 5,315,000 | $ 189,000 | $ 132,000 |
| Barrow County Georgia | 24 | $ 2,846,000 | $ 118,000 | $ 57,000 |
| Rockdale County Georgia | 23 | $ 2,890,000 | $ 125,000 | $ 75,000 |
| Emanuel County Georgia | 22 | $ 2,592,000 | $ 117,000 | $ 71,000 |
| Douglas County Georgia | 21 | $ 2,718,000 | $ 129,000 | $ 81,000 |
| Franklin County Georgia | 21 | $ 2,214,000 | $ 105,000 | $ 148,000 |
| Madison County Georgia | 18 | $ 3,625,000 | $ 201,000 | $ 73,000 |
| Polk County Georgia | 18 | $ 1,320,000 | $ 73,000 | $ 59,000 |
| Stephens County Georgia | 17 | $ 2,105,000 | $ 123,000 | $ 90,000 |
| Gordon County Georgia | 16 | $ 1,641,000 | $ 102,000 | $ 51,000 |
| Ware County Georgia | 14 | $ 915,000 | $ 65,000 | $ 60,000 |
| Madison County North Carolina | 13 | $ 2,628,000 | $ 202,000 | $ 76,000 |
| Carter County Tennessee | 13 | $ 1,918,000 | $ 147,000 | $ 107,000 |
| McMinn County Tennessee | 13 | $ 1,338,000 | $ 102,000 | $ 73,000 |
| Sevier County Tennessee | 13 | $ 2,085,000 | $ 160,000 | $ 140,000 |
| Clayton County Georgia | 12 | $ 1,403,000 | $ 116,000 | $ 70,000 |
| Cherokee County Alabama | 11 | $ 940,000 | $ 85,000 | $ 61,000 |
| Bryan County Georgia | 11 | $ 1,694,000 | $ 154,000 | $ 78,000 |
| McDowell County North Carolina | 10 | $ 1,646,000 | $ 164,000 | $ 77,000 |
| Butts County Georgia | 9 | $ 1,058,000 | $ 117,000 | $ 62,000 |
| Clarke County Georgia | 9 | $ 923,000 | $ 102,000 | $ 119,000 |
| Effingham County Georgia | 9 | $ 1,690,000 | $ 187,000 | $ 68,000 |
| Bay County Florida | 8 | $ 1,429,000 | $ 178,000 | $ 52,000 |
| Camden County Georgia | 8 | $ 1,104,000 | $ 138,000 | $ 76,000 |
| Haralson County Georgia | 8 | $ 680,000 | $ 85,000 | $ 50,000 |
| Bulloch County Georgia | 7 | $ 875,000 | $ 125,000 | $ 53,000 |
| McIntosh County Georgia | 7 | $ 1,095,000 | $ 156,000 | $ 90,000 |
| Whitfield County Georgia | 7 | $ 833,000 | $ 119,000 | $ 52,000 |
| Brantley County Georgia | 6 | $ 257,000 | $ 42,000 | $ 26,000 |
| Hart County Georgia | 6 | $ 738,000 | $ 123,000 | $ 65,000 |
| Oconee County Georgia | 6 | $ 1,165,000 | $ 194,000 | $ 105,000 |
| Pierce County Georgia | 6 | $ 345,000 | $ 57,000 | $ 52,000 |
| Putnam County Georgia | 6 | $ 2,341,000 | $ 390,000 | $ 201,000 |
| Walker County Georgia | 6 | $ 644,000 | $ 107,000 | $ 48,000 |
| Beaufort County South Carolina | 6 | $ 3,498,000 | $ 583,000 | $ 249,000 |
| Oconee County South Carolina | 6 | $ 1,064,000 | $ 177,000 | $ 101,000 |
| Murray County Georgia | 5 | $ 848,000 | $ 169,000 | $ 47,000 |
| Wayne County Georgia | 5 | $ 203,000 | $ 40,000 | $ 56,000 |
| Mecklenburg County North Carolina | 5 | $ 17,892,000 | $ 3,578,000 | $ 87,000 |
| Catoosa County Georgia | 4 | $ 18,152,000 | $ 4,538,000 | $ 13,000 |
| Heard County Georgia | 4 | $ 404,000 | $ 101,000 | $ 49,000 |
| Liberty County Georgia | 4 | $ 556,000 | $ 139,000 | $ 87,000 |
| Troup County Georgia | 4 | $ 398,000 | $ 99,000 | $ 55,000 |
| Burke County North Carolina | 4 | $ 649,000 | $ 162,000 | $ 93,000 |
| Wake County North Carolina | 4 | $ 900,000 | $ 225,000 | $ 61,000 |
| Anderson County Tennessee | 4 | $ 853,000 | $ 213,000 | $ 51,000 |
| Meigs County Tennessee | 4 | $ 711,000 | $ 177,000 | $ 124,000 |
| DeKalb County Alabama | 3 | $ 175,000 | $ 58,000 | $ 36,000 |
| Lee County Alabama | 3 | $ 228,000 | $ 76,000 | $ 112,000 |
| Duval County Florida | 3 | $ 364,000 | $ 121,000 | $ 78,000 |
| Sarasota County Florida | 3 | $ 852,000 | $ 284,000 | $ 244,000 |
| Bacon County Georgia | 3 | $ 344,000 | $ 114,000 | $ 57,000 |
| Greene County Georgia | 3 | $ 450,000 | $ 150,000 | $ 97,000 |
| Jasper County Georgia | 3 | $ 257,000 | $ 85,000 | $ 54,000 |
| Morgan County Georgia | 3 | $ 577,000 | $ 192,000 | $ 182,000 |
| Pike County Georgia | 3 | $ 391,000 | $ 130,000 | $ 78,000 |
| Spalding County Georgia | 3 | $ 550,000 | $ 183,000 | $ 18,000 |
| Ashe County North Carolina | 3 | $ 570,000 | $ 190,000 | $ 62,000 |
| Caldwell County North Carolina | 3 | $ 462,000 | $ 154,000 | $ 88,000 |
| Lincoln County North Carolina | 3 | $ 663,000 | $ 221,000 | $ 71,000 |
| Charleston County South Carolina | 3 | $ 957,000 | $ 319,000 | $ 282,000 |
| Davidson County Tennessee | 3 | $ 10,634,000 | $ 3,544,000 | $ 52,000 |
| Calhoun County Alabama | 2 | $ 160,000 | $ 80,000 | $ 36,000 |
| Talladega County Alabama | 2 | $ 760,000 | $ 380,000 | $ 98,000 |
| Flagler County Florida | 2 | $ 438,000 | $ 219,000 | $ 1,036,000 |
| Manatee County Florida | 2 | $ 437,000 | $ 218,000 | $ 157,000 |
| Nassau County Florida | 2 | $ 257,000 | $ 128,000 | $ 116,000 |
| Volusia County Florida | 2 | $ 306,000 | $ 153,000 | $ 159,000 |
| Walton County Florida | 2 | $ 561,000 | $ 280,000 | $ 570,000 |
| Bibb County Georgia | 2 | $ 180,000 | $ 90,000 | $ 80,000 |
| Cook County Georgia | 2 | $ 110,000 | $ 55,000 | $ 50,000 |
| Elbert County Georgia | 2 | $ 271,000 | $ 135,000 | $ 71,000 |
| Oglethorpe County Georgia | 2 | $ 180,000 | $ 90,000 | $ 29,000 |
| Treutlen County Georgia | 2 | $ 175,000 | $ 87,000 | $ 80,000 |
| Catawba County North Carolina | 2 | $ 288,000 | $ 144,000 | $ 77,000 |
| Currituck County North Carolina | 2 | $ 896,000 | $ 448,000 | $ 81,000 |
| Iredell County North Carolina | 2 | $ 322,000 | $ 161,000 | $ 31,000 |
| Nash County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 27,000 |
| Rowan County North Carolina | 2 | $ 157,000 | $ 78,000 | $ 46,000 |
| Rutherford County North Carolina | 2 | $ 519,000 | $ 259,000 | $ 79,000 |
| Georgetown County South Carolina | 2 | $ 1,735,000 | $ 867,000 | $ 88,000 |
| Greenville County South Carolina | 2 | $ 643,000 | $ 321,000 | $ 60,000 |
| Horry County South Carolina | 2 | $ 1,095,000 | $ 547,000 | $ 413,000 |
| Pickens County South Carolina | 2 | $ 353,000 | $ 176,000 | $ 102,000 |
| Spartanburg County South Carolina | 2 | $ 266,000 | $ 133,000 | $ 78,000 |
| Morgan County Tennessee | 2 | $ 146,000 | $ 73,000 | $ 77,000 |
| Rutherford County Tennessee | 2 | $ 22,090,000 | $ 11,045,000 | $ 113,000 |
| Chambers County Alabama | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Cleburne County Alabama | 1 | $ 169,000 | $ 169,000 | $ 65,000 |
| Randolph County Alabama | 1 | $ 194,000 | $ 194,000 | $ 285,000 |
| Alachua County Florida | 1 | $ 174,000 | $ 174,000 | $ 139,000 |
| Charlotte County Florida | 1 | $ 200,000 | $ 200,000 | $ 200,000 |
| Citrus County Florida | 1 | $ 144,000 | $ 144,000 | $ 181,000 |
| Collier County Florida | 1 | $ 380,000 | $ 380,000 | $ 1,032,000 |
| Escambia County Florida | 1 | $ 158,000 | $ 158,000 | $ 149,000 |
| Franklin County Florida | 1 | $ 200,000 | $ 200,000 | $ 294,000 |
| Okaloosa County Florida | 1 | $ 254,000 | $ 254,000 | $ 231,000 |
| Pinellas County Florida | 1 | $ 184,000 | $ 184,000 | $ 164,000 |
| Polk County Florida | 1 | $ 2,000 | $ 2,000 | $ 85,000 |
| St. Johns County Florida | 1 | $ 414,000 | $ 414,000 | $ 116,000 |
| Sumter County Florida | 1 | $ 121,000 | $ 121,000 | $ 97,000 |
| Appling County Georgia | 1 | $ 90,000 | $ 90,000 | $ 84,000 |
| Baldwin County Georgia | 1 | $ 184,000 | $ 184,000 | $ 453,000 |
| Ben Hill County Georgia | 1 | $ 182,000 | $ 182,000 | $ 62,000 |
| Crawford County Georgia | 1 | $ 126,000 | $ 126,000 | $ 60,000 |
| Jefferson County Georgia | 1 | $ 178,000 | $ 178,000 | $ 48,000 |
| Johnson County Georgia | 1 | $ 96,000 | $ 96,000 | $ 46,000 |
| Jones County Georgia | 1 | $ 137,000 | $ 137,000 | $ 29,000 |
| Lamar County Georgia | 1 | $ 250,000 | $ 250,000 | $ 66,000 |
| Lincoln County Georgia | 1 | $ 31,000 | $ 31,000 | $ 28,000 |
| Long County Georgia | 1 | $ 128,000 | $ 128,000 | $ 31,000 |
| Lowndes County Georgia | 1 | $ 243,000 | $ 243,000 | $ 117,000 |
| Meriwether County Georgia | 1 | $ 190,000 | $ 190,000 | $ 86,000 |
| Mitchell County Georgia | 1 | $ 372,000 | $ 372,000 | $ 52,000 |
| Richmond County Georgia | 1 | $ 122,000 | $ 122,000 | $ 398,000 |
| Seminole County Georgia | 1 | $ 84,000 | $ 84,000 | $ 65,000 |
| Thomas County Georgia | 1 | $ 107,000 | $ 107,000 | $ 72,000 |
| Tift County Georgia | 1 | $ 118,000 | $ 118,000 | $ 76,000 |
| Warren County Georgia | 1 | $ 34,000 | $ 34,000 | $ 40,000 |
| Bonneville County Idaho | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Lafayette County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 360,000 |
| Essex County New Jersey | 1 | $ 488,000 | $ 488,000 | $ 195,000 |
| Carteret County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 48,000 |
| Forsyth County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 42,000 |
| Gaston County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 33,000 |
| New Hanover County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 26,000 |
| Orange County North Carolina | 1 | $ 530,000 | $ 530,000 | $ 109,000 |
| Polk County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 60,000 |
| Sampson County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 75,000 |
| Colleton County South Carolina | 1 | $ 87,000 | $ 87,000 | $ 183,000 |
| Hamblen County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 78,000 |
| Humphreys County Tennessee | 1 | $ 267,000 | $ 267,000 | $ 73,000 |
| Jefferson County Tennessee | 1 | $ 800,000 | $ 800,000 | $ 364,000 |
| Johnson County Tennessee | 1 | $ 106,000 | $ 106,000 | $ 127,000 |
| Rhea County Tennessee | 1 | $ 163,000 | $ 163,000 | $ 46,000 |
| Union County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Washington County Tennessee | 1 | $ 269,000 | $ 269,000 | $ 73,000 |
| Williamson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for United Community Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,868 | $631,901,000 | $163,000 | $11,500,000 | $84,000 | $1,999,000 |
| Home Purchase | 2,323 | $380,321,000 | $163,000 | $22,000,000 | $85,000 | $1,800,000 |
| Home Improvement | 618 | $26,764,000 | $43,000 | $557,000 | $60,000 | $1,291,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,739 | $780,622,000 | $136,000 | $1,990,000 | $84,000 | $1,999,000 |
| Not Provided | 449 | $75,109,000 | $167,000 | $1,650,000 | $112,000 | $1,469,000 |
| Not applicable | 265 | $137,633,000 | $519,000 | $22,000,000 | $0 | $0 |
| Hispanic | 144 | $15,522,000 | $107,000 | $744,000 | $67,000 | $979,000 |
| Black or African American | 97 | $10,403,000 | $107,000 | $559,000 | $66,000 | $450,000 |
| Asian | 78 | $15,131,000 | $193,000 | $522,000 | $117,000 | $768,000 |
| American Indian or Alaskan Native | 29 | $3,531,000 | $121,000 | $965,000 | $78,000 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,035,000 | $129,000 | $262,000 | $40,000 | $95,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,984 | $936,099,000 | $156,000 | $22,000,000 | $87,000 | $1,999,000 |
| FHA-insured (Federal Housing Administration) | 380 | $46,815,000 | $123,000 | $352,000 | $52,000 | $254,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 364 | $42,496,000 | $116,000 | $286,000 | $40,000 | $85,000 |
| VA-guaranteed (Veterans Administration) | 81 | $13,576,000 | $167,000 | $426,000 | $70,000 | $244,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,838 | $735,825,000 | $152,000 | $22,000,000 | $83,000 | $1,999,000 |
| Application Denied By Financial Institution | 1,070 | $157,463,000 | $147,000 | $11,500,000 | $65,000 | $811,000 |
| Application Withdrawn By Applicant | 690 | $113,806,000 | $164,000 | $804,000 | $96,000 | $1,800,000 |
| Application Approved But Not Accepted | 202 | $30,238,000 | $149,000 | $1,140,000 | $97,000 | $806,000 |
| Loan Purchased By The Institution | 7 | $1,310,000 | $187,000 | $362,000 | $0 | $0 |
| File Closed For Incompleteness | 2 | $344,000 | $172,000 | $250,000 | $55,000 | $70,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Community Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.