United Nations Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
United Nations Federal Credit Union 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Nations Federal Credit Union 24-01 44Th Road 7Th Floor New York, NY 11101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,031 |
| Total Mortgage Loan Application Amount | $297,813,000 |
| Average Mortgage Loan Application Amount | $218,666 |
| Highest Mortgage Loan Application Amount | $1,400,000 |
| Average Applicant Income | $134,666 |
| Highest Applicant Income | $609,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with United Nations Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Nations Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down United Nations Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Nations Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by United Nations Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Nations Federal Credit Union's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 149 | $ 52,420,000 | $ 351,000 | $ 159,000 |
| Queens County New York | 105 | $ 29,312,000 | $ 279,000 | $ 125,000 |
| Westchester County New York | 97 | $ 29,951,000 | $ 308,000 | $ 177,000 |
| Kings County New York | 82 | $ 29,710,000 | $ 362,000 | $ 150,000 |
| Nassau County New York | 44 | $ 11,244,000 | $ 255,000 | $ 121,000 |
| Bergen County New Jersey | 34 | $ 9,873,000 | $ 290,000 | $ 133,000 |
| Middlesex County New Jersey | 29 | $ 5,797,000 | $ 199,000 | $ 124,000 |
| Hudson County New Jersey | 22 | $ 6,224,000 | $ 282,000 | $ 123,000 |
| Essex County New Jersey | 15 | $ 3,136,000 | $ 209,000 | $ 110,000 |
| Union County New Jersey | 13 | $ 2,836,000 | $ 218,000 | $ 137,000 |
| Suffolk County New York | 13 | $ 4,104,000 | $ 315,000 | $ 161,000 |
| Fairfield County Connecticut | 12 | $ 4,385,000 | $ 365,000 | $ 142,000 |
| Bronx County New York | 12 | $ 1,341,000 | $ 111,000 | $ 99,000 |
| Rockland County New York | 12 | $ 3,220,000 | $ 268,000 | $ 139,000 |
| Broward County Florida | 11 | $ 1,667,000 | $ 151,000 | $ 154,000 |
| Miami-Dade County Florida | 11 | $ 1,883,000 | $ 171,000 | $ 123,000 |
| Montgomery County Maryland | 10 | $ 2,840,000 | $ 284,000 | $ 174,000 |
| Richmond County New York | 9 | $ 2,092,000 | $ 232,000 | $ 88,000 |
| District of Columbia County District Of Columbia | 8 | $ 1,360,000 | $ 170,000 | $ 139,000 |
| Fairfax County Virginia | 7 | $ 2,782,000 | $ 397,000 | $ 103,000 |
| New Haven County Connecticut | 5 | $ 955,000 | $ 191,000 | $ 182,000 |
| Palm Beach County Florida | 4 | $ 662,000 | $ 165,000 | $ 98,000 |
| Suffolk County Massachusetts | 4 | $ 836,000 | $ 209,000 | $ 186,000 |
| Monmouth County New Jersey | 4 | $ 836,000 | $ 209,000 | $ 119,000 |
| Passaic County New Jersey | 4 | $ 629,000 | $ 157,000 | $ 108,000 |
| Orange County New York | 4 | $ 690,000 | $ 172,000 | $ 115,000 |
| Dallas County Texas | 4 | $ 503,000 | $ 125,000 | $ 102,000 |
| Prince George's County Maryland | 3 | $ 414,000 | $ 138,000 | $ 118,000 |
| Berkshire County Massachusetts | 3 | $ 620,000 | $ 206,000 | $ 189,000 |
| Washtenaw County Michigan | 3 | $ 483,000 | $ 161,000 | $ 123,000 |
| Clark County Nevada | 3 | $ 386,000 | $ 128,000 | $ 132,000 |
| Morris County New Jersey | 3 | $ 702,000 | $ 234,000 | $ 205,000 |
| Somerset County New Jersey | 3 | $ 1,000,000 | $ 333,000 | $ 153,000 |
| Dutchess County New York | 3 | $ 923,000 | $ 307,000 | $ 126,000 |
| Monroe County Pennsylvania | 3 | $ 43,000 | $ 14,000 | $ 126,000 |
| Los Angeles County California | 2 | $ 328,000 | $ 164,000 | $ 221,000 |
| San Joaquin County California | 2 | $ 99,000 | $ 49,000 | $ 118,000 |
| Arapahoe County Colorado | 2 | $ 700,000 | $ 350,000 | $ 80,000 |
| New Castle County Delaware | 2 | $ 270,000 | $ 135,000 | $ 58,000 |
| Lake County Florida | 2 | $ 156,000 | $ 78,000 | $ 85,000 |
| Orange County Florida | 2 | $ 230,000 | $ 115,000 | $ 46,000 |
| Cobb County Georgia | 2 | $ 184,000 | $ 92,000 | $ 114,000 |
| DeKalb County Georgia | 2 | $ 132,000 | $ 66,000 | $ 90,000 |
| Cook County Illinois | 2 | $ 414,000 | $ 207,000 | $ 134,000 |
| Middlesex County Massachusetts | 2 | $ 756,000 | $ 378,000 | $ 176,000 |
| Mercer County New Jersey | 2 | $ 551,000 | $ 275,000 | $ 150,000 |
| Santa Fe County New Mexico | 2 | $ 330,000 | $ 165,000 | $ 93,000 |
| Ulster County New York | 2 | $ 379,000 | $ 189,000 | $ 138,000 |
| Durham County North Carolina | 2 | $ 285,000 | $ 142,000 | $ 137,000 |
| Wake County North Carolina | 2 | $ 382,000 | $ 191,000 | $ 68,000 |
| Alexandria County Virginia | 2 | $ 560,000 | $ 280,000 | $ 130,000 |
| Fluvanna County Virginia | 2 | $ 236,000 | $ 118,000 | $ 27,000 |
| San Diego County California | 1 | $ 520,000 | $ 520,000 | $ 239,000 |
| Santa Clara County California | 1 | $ 64,000 | $ 64,000 | $ 86,000 |
| Larimer County Colorado | 1 | $ 50,000 | $ 50,000 | $ 164,000 |
| Hartford County Connecticut | 1 | $ 304,000 | $ 304,000 | $ 208,000 |
| Middlesex County Connecticut | 1 | $ 13,000 | $ 13,000 | $ 36,000 |
| Brevard County Florida | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Charlotte County Florida | 1 | $ 70,000 | $ 70,000 | $ 96,000 |
| Citrus County Florida | 1 | $ 200,000 | $ 200,000 | $ 197,000 |
| Duval County Florida | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Hernando County Florida | 1 | $ 35,000 | $ 35,000 | $ 222,000 |
| Osceola County Florida | 1 | $ 6,000 | $ 6,000 | $ 104,000 |
| Pasco County Florida | 1 | $ 136,000 | $ 136,000 | $ 118,000 |
| Pinellas County Florida | 1 | $ 208,000 | $ 208,000 | $ 324,000 |
| Polk County Florida | 1 | $ 139,000 | $ 139,000 | $ 153,000 |
| Volusia County Florida | 1 | $ 231,000 | $ 231,000 | $ 114,000 |
| Chatham County Georgia | 1 | $ 80,000 | $ 80,000 | $ 101,000 |
| Fulton County Georgia | 1 | $ 90,000 | $ 90,000 | $ 203,000 |
| Gwinnett County Georgia | 1 | $ 90,000 | $ 90,000 | $ 148,000 |
| Paulding County Georgia | 1 | $ 123,000 | $ 123,000 | $ 35,000 |
| Rockdale County Georgia | 1 | $ 71,000 | $ 71,000 | $ 29,000 |
| Lafayette County Louisiana | 1 | $ 128,000 | $ 128,000 | $ 114,000 |
| Anne Arundel County Maryland | 1 | $ 20,000 | $ 20,000 | $ 24,000 |
| Queen Anne's County Maryland | 1 | $ 332,000 | $ 332,000 | $ 160,000 |
| Barnstable County Massachusetts | 1 | $ 468,000 | $ 468,000 | $ 177,000 |
| Bristol County Massachusetts | 1 | $ 464,000 | $ 464,000 | $ 329,000 |
| Essex County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 234,000 |
| Worcester County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 260,000 |
| Anoka County Minnesota | 1 | $ 5,000 | $ 5,000 | $ 62,000 |
| Hennepin County Minnesota | 1 | $ 108,000 | $ 108,000 | $ 223,000 |
| St. Louis County Missouri | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Washoe County Nevada | 1 | $ 224,000 | $ 224,000 | $ 94,000 |
| Rockingham County New Hampshire | 1 | $ 280,000 | $ 280,000 | $ 90,000 |
| Burlington County New Jersey | 1 | $ 84,000 | $ 84,000 | $ 155,000 |
| Camden County New Jersey | 1 | $ 248,000 | $ 248,000 | $ 135,000 |
| Chenango County New York | 1 | $ 106,000 | $ 106,000 | $ 159,000 |
| Columbia County New York | 1 | $ 138,000 | $ 138,000 | $ 261,000 |
| Delaware County New York | 1 | $ 104,000 | $ 104,000 | $ 219,000 |
| Greene County New York | 1 | $ 120,000 | $ 120,000 | $ 212,000 |
| Putnam County New York | 1 | $ 135,000 | $ 135,000 | $ 161,000 |
| Schoharie County New York | 1 | $ 7,000 | $ 7,000 | $ 54,000 |
| Sullivan County New York | 1 | $ 240,000 | $ 240,000 | $ 190,000 |
| New Hanover County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 110,000 |
| Orange County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 72,000 |
| Union County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 116,000 |
| Clermont County Ohio | 1 | $ 234,000 | $ 234,000 | $ 109,000 |
| Cuyahoga County Ohio | 1 | $ 176,000 | $ 176,000 | $ 110,000 |
| Franklin County Ohio | 1 | $ 134,000 | $ 134,000 | $ 125,000 |
| Clackamas County Oregon | 1 | $ 385,000 | $ 385,000 | $ 83,000 |
| Delaware County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 59,000 |
| Lehigh County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 37,000 |
| Montgomery County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 130,000 |
| Northampton County Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 85,000 |
| Philadelphia County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Pike County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 328,000 |
| Potter County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 58,000 |
| Vega Alta County Puerto Rico | 1 | $ 3,000 | $ 3,000 | $ 96,000 |
| Bristol County Rhode Island | 1 | $ 312,000 | $ 312,000 | $ 163,000 |
| Providence County Rhode Island | 1 | $ 100,000 | $ 100,000 | $ 219,000 |
| Jasper County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 53,000 |
| Hamilton County Tennessee | 1 | $ 484,000 | $ 484,000 | $ 522,000 |
| Bexar County Texas | 1 | $ 112,000 | $ 112,000 | $ 164,000 |
| Harris County Texas | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| Hays County Texas | 1 | $ 100,000 | $ 100,000 | $ 128,000 |
| Utah County Utah | 1 | $ 417,000 | $ 417,000 | $ 173,000 |
| Arlington County Virginia | 1 | $ 396,000 | $ 396,000 | $ 216,000 |
| Chesapeake County Virginia | 1 | $ 160,000 | $ 160,000 | $ 77,000 |
| Chesterfield County Virginia | 1 | $ 90,000 | $ 90,000 | $ 108,000 |
| Prince William County Virginia | 1 | $ 250,000 | $ 250,000 | $ 78,000 |
| Virginia Beach County Virginia | 1 | $ 268,000 | $ 268,000 | $ 114,000 |
| Benton County Washington | 1 | $ 350,000 | $ 350,000 | $ 99,000 |
| King County Washington | 1 | $ 296,000 | $ 296,000 | $ 230,000 |
| Dane County Wisconsin | 1 | $ 176,000 | $ 176,000 | $ 155,000 |
Mortgage Loan Application Detail Totals for United Nations Federal Credit Union in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 560 | $185,249,000 | $330,000 | $1,200,000 | $144,000 | $609,000 |
| Refinancing | 365 | $109,784,000 | $300,000 | $1,400,000 | $150,000 | $444,000 |
| Home Improvement | 106 | $2,780,000 | $26,000 | $125,000 | $110,000 | $260,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 395 | $134,360,000 | $340,000 | $1,400,000 | $162,000 | $609,000 |
| Asian | 222 | $70,812,000 | $318,000 | $1,140,000 | $142,000 | $395,000 |
| Black or African American | 187 | $45,668,000 | $244,000 | $680,000 | $125,000 | $345,000 |
| Not Provided | 142 | $23,840,000 | $167,000 | $700,000 | $128,000 | $397,000 |
| Hispanic | 81 | $21,700,000 | $267,000 | $694,000 | $118,000 | $403,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,433,000 | $358,000 | $480,000 | $153,000 | $190,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,031 | $297,813,000 | $288,000 | $1,400,000 | $143,000 | $609,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 641 | $173,355,000 | $270,000 | $1,140,000 | $146,000 | $522,000 |
| Application Denied By Financial Institution | 133 | $35,921,000 | $270,000 | $1,400,000 | $126,000 | $609,000 |
| Preapproval Approved but not Accepted | 131 | $50,192,000 | $383,000 | $920,000 | $152,000 | $359,000 |
| Application Approved But Not Accepted | 97 | $27,989,000 | $288,000 | $880,000 | $134,000 | $444,000 |
| Application Withdrawn By Applicant | 15 | $6,178,000 | $411,000 | $1,200,000 | $156,000 | $366,000 |
| Preapproval Denied by Financial Institution | 14 | $4,178,000 | $298,000 | $520,000 | $116,000 | $275,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 44 | $13,594,000 | $308,000 | $1,400,000 | $98,000 | $275,000 |
| Collateral | 43 | $12,307,000 | $286,000 | $695,000 | $148,000 | $324,000 |
| Credit History | 31 | $6,829,000 | $220,000 | $500,000 | $113,000 | $220,000 |
| Other | 7 | $1,835,000 | $262,000 | $585,000 | $232,000 | $609,000 |
| Mortgage Insurance Denied | 5 | $1,532,000 | $306,000 | $407,000 | $125,000 | $176,000 |
| Credit Application Incomplete | 3 | $676,000 | $225,000 | $300,000 | $138,000 | $160,000 |
| Employment History | 2 | $683,000 | $341,000 | $640,000 | $120,000 | $138,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $575,000 | $287,000 | $500,000 | $182,000 | $230,000 |
| Unverifiable Information | 2 | $669,000 | $334,000 | $417,000 | $87,000 | $96,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Nations Federal Credit Union's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Nations Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.