United Security Financial Corp Mortgage Lending & HMDA Data, 2015
In 2015, United Security Financial Corp of Murray, UT reported 3,762 mortgage applications totaling $837.7 million, down 24% from 2014. The average application was for $222,678, and applicants reported an average income of $9,991. 22% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (152), Las Vegas-Henderson-Paradise, NV (151) and Houston-The Woodlands-Sugar Land, TX (135) (applications in parentheses).
| Mortgage Company & Address | United Security Financial Corp 930 East 6600 South Murray, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,762 |
| Total Mortgage Loan Application Amount | $837,717,000 |
| Average Mortgage Loan Application Amount | $222,678 |
| Highest Mortgage Loan Application Amount | $958,000 |
| Average Applicant Income | $9,991 |
| Highest Applicant Income | $1,841,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Security Financial Corp filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riverside-San Bernardino-Ontario, CA | 152 | $ 41,447,000 | $ 272,677 | $ 17,000 |
| Las Vegas-Henderson-Paradise, NV | 151 | $ 35,651,000 | $ 236,099 | $ 6,000 |
| Houston-The Woodlands-Sugar Land, TX | 135 | $ 27,450,000 | $ 203,333 | $ 4,000 |
| Salt Lake City, UT | 128 | $ 29,259,000 | $ 228,585 | $ 57,000 |
| San Antonio-New Braunfels, TX | 126 | $ 27,364,000 | $ 217,174 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 94 | $ 19,128,000 | $ 203,489 | $ 6,000 |
| Atlanta-Sandy Springs-Roswell, GA | 93 | $ 19,677,000 | $ 211,580 | $ 8,000 |
| Dallas-Plano-Irving, TX | 89 | $ 20,028,000 | $ 225,033 | $ 2,000 |
| Fort Worth-Arlington, TX | 78 | $ 15,376,000 | $ 197,128 | $ 0 |
| Ogden-Clearfield, UT | 68 | $ 13,554,000 | $ 199,323 | $ 21,000 |
| Los Angeles-Long Beach-Glendale, CA | 67 | $ 25,510,000 | $ 380,746 | $ 20,000 |
| San Diego-Carlsbad, CA | 65 | $ 24,748,000 | $ 380,738 | $ 28,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 65 | $ 22,961,000 | $ 353,246 | $ 13,553 |
| Killeen-Temple, TX | 59 | $ 9,689,000 | $ 164,220 | $ 1,000 |
| Austin-Round Rock, TX | 56 | $ 12,953,000 | $ 231,303 | $ 2,000 |
| Provo-Orem, UT | 46 | $ 11,558,000 | $ 251,260 | $ 36,000 |
| Baltimore-Columbia-Towson, MD | 45 | $ 12,884,000 | $ 286,311 | $ 10,000 |
| Tampa-St. Petersburg-Clearwater, FL | 42 | $ 8,611,000 | $ 205,023 | $ 5,000 |
| El Paso, TX | 41 | $ 6,709,000 | $ 163,634 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 41 | $ 11,132,000 | $ 271,512 | $ 8,000 |
| Boise City, ID | 32 | $ 5,685,000 | $ 177,656 | $ 8,000 |
| Charlotte-Concord-Gastonia, NC-SC | 32 | $ 6,480,000 | $ 202,500 | $ 10,656 |
| Albuquerque, NM | 31 | $ 6,159,000 | $ 198,677 | $ 6,000 |
| Indianapolis-Carmel-Anderson, IN | 31 | $ 5,158,000 | $ 166,387 | $ 2,000 |
| Jacksonville, FL | 29 | $ 5,754,000 | $ 198,413 | $ 8,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 29 | $ 6,699,000 | $ 231,000 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 26 | $ 5,461,000 | $ 210,038 | $ 6,000 |
| Fayetteville, NC | 24 | $ 3,778,000 | $ 157,416 | $ 1,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 24 | $ 5,335,000 | $ 222,291 | $ 3,000 |
| Tucson, AZ | 23 | $ 4,056,000 | $ 176,347 | $ 5,000 |
| Anaheim-Santa Ana-Irvine, CA | 21 | $ 8,999,000 | $ 428,523 | $ 13,000 |
| Clarksville, TN-KY | 20 | $ 3,672,000 | $ 183,600 | $ 0 |
| Jacksonville, NC | 20 | $ 4,060,000 | $ 203,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 20 | $ 7,968,000 | $ 398,400 | $ 8,000 |
| Augusta-Richmond County, GA-SC | 19 | $ 3,680,000 | $ 193,684 | $ 2,842 |
| Columbus, OH | 19 | $ 2,993,000 | $ 157,526 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 19 | $ 3,743,000 | $ 197,000 | $ 0 |
| Fresno, CA | 17 | $ 4,402,000 | $ 258,941 | $ 9,000 |
| Greensboro-High Point, NC | 17 | $ 2,922,000 | $ 171,882 | $ 5,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 17 | $ 4,221,000 | $ 248,294 | $ 14,352 |
| Raleigh, NC | 17 | $ 3,425,000 | $ 201,470 | $ 7,000 |
| Crestview-Fort Walton Beach-Destin, FL | 16 | $ 3,895,000 | $ 243,437 | $ 0 |
| Hinesville, GA | 16 | $ 2,768,000 | $ 173,000 | $ 0 |
| New Orleans-Metairie, LA | 16 | $ 3,673,000 | $ 229,562 | $ 2,000 |
| Savannah, GA | 16 | $ 2,611,000 | $ 163,187 | $ 5,000 |
| Bakersfield, CA | 15 | $ 3,224,000 | $ 214,933 | $ 12,000 |
| Montgomery County-Bucks County-Chester County, PA | 15 | $ 4,930,000 | $ 328,666 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 15 | $ 5,519,000 | $ 367,933 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 15 | $ 2,826,000 | $ 188,400 | $ 21,000 |
| Palm Bay-Melbourne-Titusville, FL | 15 | $ 2,849,000 | $ 189,933 | $ 4,000 |
| Chicago-Naperville-Arlington Heights, IL | 14 | $ 3,424,000 | $ 244,571 | $ 105,000 |
| Columbus, GA-AL | 14 | $ 3,187,000 | $ 227,642 | $ 3,500 |
| Huntsville, AL | 14 | $ 2,561,000 | $ 182,928 | $ 0 |
| Memphis, TN-MS-AR | 14 | $ 2,740,000 | $ 195,714 | $ 12,214 |
| Montgomery, AL | 14 | $ 2,715,000 | $ 193,928 | $ 0 |
| Sierra Vista-Douglas, AZ | 14 | $ 2,936,000 | $ 209,714 | $ 0 |
| Cape Coral-Fort Myers, FL | 13 | $ 2,572,000 | $ 197,846 | $ 6,000 |
| Cincinnati, OH-KY-IN | 13 | $ 2,414,000 | $ 185,692 | $ 13,076 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 13 | $ 3,680,000 | $ 283,076 | $ 15,000 |
| Knoxville, TN | 13 | $ 2,313,000 | $ 177,923 | $ 2,000 |
| Little Rock-North Little Rock-Conway, AR | 13 | $ 2,241,000 | $ 172,384 | $ 0 |
| Pittsburgh, PA | 13 | $ 2,625,000 | $ 201,923 | $ 12,000 |
| Reno, NV | 13 | $ 3,150,000 | $ 242,307 | $ 24,000 |
| Silver Spring-Frederick-Rockville, MD | 13 | $ 4,570,000 | $ 351,538 | $ 4,000 |
| Vallejo-Fairfield, CA | 13 | $ 3,837,000 | $ 295,153 | $ 4,000 |
| Birmingham-Hoover, AL | 12 | $ 2,441,000 | $ 203,416 | $ 12,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 12 | $ 2,240,000 | $ 186,666 | $ 35,000 |
| Lake Havasu City-Kingman, AZ | 12 | $ 2,121,000 | $ 176,750 | $ 9,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 12 | $ 2,023,000 | $ 168,583 | $ 0 |
| St. George, UT | 12 | $ 2,607,000 | $ 217,250 | $ 27,000 |
| Warren-Troy-Farmington Hills, MI | 12 | $ 2,472,000 | $ 206,000 | $ 20,000 |
| Baton Rouge, LA | 11 | $ 2,153,000 | $ 195,727 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 11 | $ 1,969,000 | $ 179,000 | $ 0 |
| Harrisburg-Carlisle, PA | 11 | $ 2,544,000 | $ 231,272 | $ 9,000 |
| North Port-Sarasota-Bradenton, FL | 11 | $ 2,742,000 | $ 249,272 | $ 5,000 |
| Philadelphia, PA | 11 | $ 1,846,000 | $ 167,818 | $ 9,000 |
| St. Louis, MO-IL | 11 | $ 1,860,000 | $ 169,090 | $ 64,727 |
| Warner Robins, GA | 11 | $ 2,070,000 | $ 188,181 | $ 11,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 11 | $ 2,480,000 | $ 225,454 | $ 16,000 |
| Abilene, TX | 10 | $ 1,621,000 | $ 162,100 | $ 0 |
| Coeur D'Alene, ID | 10 | $ 1,748,000 | $ 174,800 | $ 5,000 |
| Columbia, SC | 10 | $ 1,763,000 | $ 176,300 | $ 9,000 |
| Las Cruces, NM | 10 | $ 2,088,000 | $ 208,800 | $ 14,000 |
| Stockton-Lodi, CA | 10 | $ 2,998,000 | $ 299,800 | $ 17,000 |
| Charleston-North Charleston, SC | 9 | $ 1,782,000 | $ 198,000 | $ 6,000 |
| Corpus Christi, TX | 9 | $ 1,496,000 | $ 166,222 | $ 0 |
| Kansas City, MO-KS | 9 | $ 1,326,000 | $ 147,333 | $ 0 |
| Modesto, CA | 9 | $ 2,228,000 | $ 247,555 | $ 26,000 |
| Ocala, FL | 9 | $ 1,627,000 | $ 180,777 | $ 8,000 |
| Portland-South Portland, ME | 9 | $ 2,171,000 | $ 241,222 | $ 0 |
| Prescott, AZ | 9 | $ 1,918,000 | $ 213,111 | $ 0 |
| Richmond, VA | 9 | $ 1,753,000 | $ 194,777 | $ 0 |
| Cleveland-Elyria, OH | 8 | $ 1,124,000 | $ 140,500 | $ 6,000 |
| Miami-Miami Beach-Kendall, FL | 8 | $ 1,979,000 | $ 247,375 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 8 | $ 1,837,000 | $ 229,625 | $ 0 |
| Shreveport-Bossier City, LA | 8 | $ 1,487,000 | $ 185,875 | $ 13,000 |
| Tacoma-Lakewood, WA | 8 | $ 2,610,000 | $ 326,250 | $ 0 |
| Tallahassee, FL | 8 | $ 1,859,000 | $ 232,375 | $ 19,000 |
| Winston-Salem, NC | 8 | $ 1,123,000 | $ 140,375 | $ 0 |
| Yuba City, CA | 8 | $ 1,797,000 | $ 224,625 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 7 | $ 1,563,000 | $ 223,285 | $ 8,000 |
| Asheville, NC | 7 | $ 1,321,000 | $ 188,714 | $ 12,000 |
| Bend-Redmond, OR | 7 | $ 1,631,000 | $ 233,000 | $ 22,000 |
| Colorado Springs, CO | 7 | $ 1,500,000 | $ 214,285 | $ 0 |
| Eugene, OR | 7 | $ 1,357,000 | $ 193,857 | $ 0 |
| Lakeland-Winter Haven, FL | 7 | $ 1,327,000 | $ 189,571 | $ 17,000 |
| Lancaster, PA | 7 | $ 1,307,000 | $ 186,714 | $ 0 |
| Logan, UT-ID | 7 | $ 1,317,000 | $ 188,142 | $ 32,000 |
| Reading, PA | 7 | $ 1,591,000 | $ 227,285 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 7 | $ 1,805,000 | $ 257,857 | $ 9,000 |
| Seattle-Bellevue-Everett, WA | 7 | $ 2,205,000 | $ 315,000 | $ 0 |
| Tuscaloosa, AL | 7 | $ 1,166,000 | $ 166,571 | $ 24,000 |
| Anchorage, AK | 6 | $ 1,810,000 | $ 301,666 | $ 0 |
| Denver-Aurora-Lakewood, CO | 6 | $ 2,015,000 | $ 335,833 | $ 23,000 |
| Detroit-Dearborn-Livonia, MI | 6 | $ 993,000 | $ 165,500 | $ 0 |
| Dothan, AL | 6 | $ 896,000 | $ 149,333 | $ 6,000 |
| Durham-Chapel Hill, NC | 6 | $ 1,452,000 | $ 242,000 | $ 30,000 |
| Fort Wayne, IN | 6 | $ 1,014,000 | $ 169,000 | $ 0 |
| Gary, IN | 6 | $ 1,237,000 | $ 206,166 | $ 0 |
| Greenville, NC | 6 | $ 1,066,000 | $ 177,666 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 6 | $ 951,000 | $ 158,500 | $ 0 |
| Jackson, MS | 6 | $ 1,268,000 | $ 211,333 | $ 15,000 |
| Lafayette, LA | 6 | $ 1,081,000 | $ 180,166 | $ 14,000 |
| Lake County-Kenosha County, IL-WI | 6 | $ 1,341,000 | $ 223,500 | $ 72,500 |
| Laredo, TX | 6 | $ 1,122,000 | $ 187,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 6 | $ 1,115,000 | $ 185,833 | $ 26,000 |
| Medford, OR | 6 | $ 1,421,000 | $ 236,833 | $ 27,000 |
| Santa Maria-Santa Barbara, CA | 6 | $ 2,058,000 | $ 343,000 | $ 13,000 |
| The Villages, FL | 6 | $ 1,367,000 | $ 227,833 | $ 14,000 |
| Tyler, TX | 6 | $ 1,064,000 | $ 177,333 | $ 0 |
| Valdosta, GA | 6 | $ 1,118,000 | $ 186,333 | $ 7,000 |
| Waco, TX | 6 | $ 725,000 | $ 120,833 | $ 10,000 |
| Wilmington, NC | 6 | $ 1,210,000 | $ 201,666 | $ 6,000 |
| Alexandria, LA | 5 | $ 1,031,000 | $ 206,200 | $ 11,000 |
| Amarillo, TX | 5 | $ 850,000 | $ 170,000 | $ 0 |
| Cheyenne, WY | 5 | $ 1,312,000 | $ 262,400 | $ 21,000 |
| Dayton, OH | 5 | $ 803,000 | $ 160,600 | $ 0 |
| El Centro, CA | 5 | $ 977,000 | $ 195,400 | $ 16,000 |
| Kingsport-Bristol-Bristol, TN-VA | 5 | $ 954,000 | $ 190,800 | $ 0 |
| Lewiston-Auburn, ME | 5 | $ 1,121,000 | $ 224,200 | $ 0 |
| Mobile, AL | 5 | $ 915,000 | $ 183,000 | $ 0 |
| New Bern, NC | 5 | $ 700,000 | $ 140,000 | $ 0 |
| Panama City, FL | 5 | $ 1,209,000 | $ 241,800 | $ 36,000 |
| Redding, CA | 5 | $ 1,027,000 | $ 205,400 | $ 12,000 |
| Salem, OR | 5 | $ 1,441,000 | $ 288,200 | $ 24,000 |
| Salinas, CA | 5 | $ 2,421,000 | $ 484,200 | $ 74,000 |
| Santa Rosa, CA | 5 | $ 2,371,000 | $ 474,200 | $ 0 |
| Toledo, OH | 5 | $ 641,000 | $ 128,200 | $ 9,000 |
| Visalia-Porterville, CA | 5 | $ 1,185,000 | $ 237,000 | $ 11,000 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 888,000 | $ 177,600 | $ 14,000 |
| Beaumont-Port Arthur, TX | 4 | $ 748,000 | $ 187,000 | $ 0 |
| Brownsville-Harlingen, TX | 4 | $ 662,000 | $ 165,500 | $ 0 |
| Canton-Massillon, OH | 4 | $ 607,000 | $ 151,750 | $ 23,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 922,000 | $ 230,500 | $ 56,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 834,000 | $ 208,500 | $ 0 |
| Hanford-Corcoran, CA | 4 | $ 910,000 | $ 227,500 | $ 0 |
| Johnson City, TN | 4 | $ 692,000 | $ 173,000 | $ 0 |
| Lafayette-West Lafayette, IN | 4 | $ 541,000 | $ 135,250 | $ 0 |
| Lincoln, NE | 4 | $ 594,000 | $ 148,500 | $ 19,000 |
| Lubbock, TX | 4 | $ 603,000 | $ 150,750 | $ 0 |
| Manchester-Nashua, NH | 4 | $ 922,000 | $ 230,500 | $ 0 |
| Morristown, TN | 4 | $ 1,057,000 | $ 264,250 | $ 0 |
| Odessa, TX | 4 | $ 587,000 | $ 146,750 | $ 0 |
| Oklahoma City, OK | 4 | $ 663,000 | $ 165,750 | $ 0 |
| Port St. Lucie, FL | 4 | $ 643,000 | $ 160,750 | $ 0 |
| Spokane-Spokane Valley, WA | 4 | $ 834,000 | $ 208,500 | $ 0 |
| Albany, GA | 3 | $ 510,000 | $ 170,000 | $ 0 |
| Auburn-Opelika, AL | 3 | $ 386,000 | $ 128,666 | $ 0 |
| Bangor, ME | 3 | $ 423,000 | $ 141,000 | $ 0 |
| Burlington, NC | 3 | $ 412,000 | $ 137,333 | $ 16,000 |
| Casper, WY | 3 | $ 642,000 | $ 214,000 | $ 31,000 |
| Chambersburg-Waynesboro, PA | 3 | $ 668,000 | $ 222,666 | $ 0 |
| Chattanooga, TN-GA | 3 | $ 483,000 | $ 161,000 | $ 0 |
| Chico, CA | 3 | $ 1,008,000 | $ 336,000 | $ 0 |
| College Station-Bryan, TX | 3 | $ 392,000 | $ 130,666 | $ 0 |
| Daphne-Fairhope-Foley, AL | 3 | $ 690,000 | $ 230,000 | $ 0 |
| East Stroudsburg, PA | 3 | $ 758,000 | $ 252,666 | $ 0 |
| Erie, PA | 3 | $ 517,000 | $ 172,333 | $ 0 |
| Fargo, ND-MN | 3 | $ 641,000 | $ 213,666 | $ 0 |
| Flagstaff, AZ | 3 | $ 814,000 | $ 271,333 | $ 0 |
| Florence-Muscle Shoals, AL | 3 | $ 534,000 | $ 178,000 | $ 0 |
| Fond Du Lac, WI | 3 | $ 436,000 | $ 145,333 | $ 14,000 |
| Fort Smith, AR-OK | 3 | $ 522,000 | $ 174,000 | $ 17,333 |
| Gainesville, FL | 3 | $ 652,000 | $ 217,333 | $ 0 |
| Gainesville, GA | 3 | $ 1,060,000 | $ 353,333 | $ 34,000 |
| Goldsboro, NC | 3 | $ 494,000 | $ 164,666 | $ 31,000 |
| Hammond, LA | 3 | $ 640,000 | $ 213,333 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 414,000 | $ 138,000 | $ 23,000 |
| Idaho Falls, ID | 3 | $ 435,000 | $ 145,000 | $ 6,000 |
| Lake Charles, LA | 3 | $ 646,000 | $ 215,333 | $ 0 |
| Lebanon, PA | 3 | $ 580,000 | $ 193,333 | $ 0 |
| Longview, TX | 3 | $ 409,000 | $ 136,333 | $ 0 |
| Louisville/Jefferson County, KY-IN | 3 | $ 541,000 | $ 180,333 | $ 0 |
| Macon, GA | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 3 | $ 356,000 | $ 118,666 | $ 0 |
| Mount Vernon-Anacortes, WA | 3 | $ 942,000 | $ 314,000 | $ 0 |
| Olympia-Tumwater, WA | 3 | $ 787,000 | $ 262,333 | $ 0 |
| Roanoke, VA | 3 | $ 477,000 | $ 159,000 | $ 0 |
| San Angelo, TX | 3 | $ 733,000 | $ 244,333 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 1,626,000 | $ 542,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 1,296,000 | $ 432,000 | $ 0 |
| Santa Fe, NM | 3 | $ 772,000 | $ 257,333 | $ 0 |
| Sioux City, IA-NE-SD | 3 | $ 378,000 | $ 126,000 | $ 0 |
| Sumter, SC | 3 | $ 462,000 | $ 154,000 | $ 0 |
| Wichita, KS | 3 | $ 372,000 | $ 124,000 | $ 0 |
| Altoona, PA | 2 | $ 257,000 | $ 128,500 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 316,000 | $ 158,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 583,000 | $ 291,500 | $ 0 |
| Bloomington, IL | 2 | $ 572,000 | $ 286,000 | $ 95,000 |
| Brunswick, GA | 2 | $ 571,000 | $ 285,500 | $ 0 |
| California-Lexington Park, MD | 2 | $ 585,000 | $ 292,500 | $ 87,000 |
| Champaign-Urbana, IL | 2 | $ 408,000 | $ 204,000 | $ 74,000 |
| Cleveland, TN | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Decatur, AL | 2 | $ 532,000 | $ 266,000 | $ 54,000 |
| Elgin, IL | 2 | $ 370,000 | $ 185,000 | $ 31,000 |
| Farmington, NM | 2 | $ 438,000 | $ 219,000 | $ 0 |
| Gadsden, AL | 2 | $ 332,000 | $ 166,000 | $ 0 |
| Gettysburg, PA | 2 | $ 502,000 | $ 251,000 | $ 0 |
| Greeley, CO | 2 | $ 378,000 | $ 189,000 | $ 48,000 |
| Green Bay, WI | 2 | $ 415,000 | $ 207,500 | $ 0 |
| Hattiesburg, MS | 2 | $ 355,000 | $ 177,500 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 558,000 | $ 279,000 | $ 0 |
| Houma-Thibodaux, LA | 2 | $ 359,000 | $ 179,500 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 262,000 | $ 131,000 | $ 0 |
| Jonesboro, AR | 2 | $ 271,000 | $ 135,500 | $ 0 |
| La Crosse-Onalaska, WI-MN | 2 | $ 538,000 | $ 269,000 | $ 0 |
| Lansing-East Lansing, MI | 2 | $ 318,000 | $ 159,000 | $ 0 |
| Lewiston, ID-WA | 2 | $ 507,000 | $ 253,500 | $ 0 |
| Longview, WA | 2 | $ 341,000 | $ 170,500 | $ 17,000 |
| Lynchburg, VA | 2 | $ 493,000 | $ 246,500 | $ 0 |
| Madera, CA | 2 | $ 325,000 | $ 162,500 | $ 0 |
| Madison, WI | 2 | $ 506,000 | $ 253,000 | $ 51,000 |
| Merced, CA | 2 | $ 429,000 | $ 214,500 | $ 0 |
| Midland, MI | 2 | $ 185,000 | $ 92,500 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 2 | $ 231,000 | $ 115,500 | $ 9,000 |
| Newark, NJ-PA | 2 | $ 493,000 | $ 246,500 | $ 0 |
| Punta Gorda, FL | 2 | $ 318,000 | $ 159,000 | $ 14,000 |
| Rapid City, SD | 2 | $ 459,000 | $ 229,500 | $ 0 |
| Rockingham County-Strafford County, NH | 2 | $ 513,000 | $ 256,500 | $ 0 |
| Salisbury, MD-DE | 2 | $ 400,000 | $ 200,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 815,000 | $ 407,500 | $ 0 |
| Santa Cruz-Watsonville, CA | 2 | $ 1,340,000 | $ 670,000 | $ 0 |
| Sherman-Denison, TX | 2 | $ 543,000 | $ 271,500 | $ 0 |
| South Bend-Mishawaka, IN-MI | 2 | $ 333,000 | $ 166,500 | $ 0 |
| Springfield, OH | 2 | $ 325,000 | $ 162,500 | $ 31,000 |
| St. Cloud, MN | 2 | $ 235,000 | $ 117,500 | $ 0 |
| Terre Haute, IN | 2 | $ 202,000 | $ 101,000 | $ 0 |
| Victoria, TX | 2 | $ 384,000 | $ 192,000 | $ 0 |
| Wilmington, DE-MD-NJ | 2 | $ 665,000 | $ 332,500 | $ 0 |
| York-Hanover, PA | 2 | $ 500,000 | $ 250,000 | $ 28,000 |
| Yuma, AZ | 2 | $ 496,000 | $ 248,000 | $ 0 |
| Akron, OH | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Athens-Clarke County, GA | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Battle Creek, MI | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Bay City, MI | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Bloomsburg-Berwick, PA | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Boulder, CO | 1 | $ 142,000 | $ 142,000 | $ 48,000 |
| Bowling Green, KY | 1 | $ 96,000 | $ 96,000 | $ 37,000 |
| Bremerton-Silverdale, WA | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Burlington-South Burlington, VT | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Camden, NJ | 1 | $ 287,000 | $ 287,000 | $ 0 |
| Cape Girardeau, MO-IL | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Carson City, NV | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Corvallis, OR | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Dalton, GA | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Danville, IL | 1 | $ 180,000 | $ 180,000 | $ 62,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Elizabethtown-Fort Knox, KY | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Flint, MI | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Grand Junction, CO | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Grants Pass, OR | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Homosassa Springs, FL | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Hot Springs, AR | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Jackson, MI | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Jackson, TN | 1 | $ 299,000 | $ 299,000 | $ 0 |
| Johnstown, PA | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Lawrence, KS | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Lexington-Fayette, KY | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Lima, OH | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Midland, TX | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Monroe, LA | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Monroe, MI | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Muskegon, MI | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Napa, CA | 1 | $ 351,000 | $ 351,000 | $ 72,000 |
| Oshkosh-Neenah, WI | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Pocatello, ID | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Providence-Warwick, RI-MA | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Pueblo, CO | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Racine, WI | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Rochester, MN | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Rockford, IL | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Saginaw, MI | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Sheboygan, WI | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Spartanburg, SC | 1 | $ 113,000 | $ 113,000 | $ 0 |
| State College, PA | 1 | $ 294,000 | $ 294,000 | $ 0 |
| Texarkana, TX-AR | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Wichita Falls, TX | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Williamsport, PA | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Yakima, WA | 1 | $ 273,000 | $ 273,000 | $ 0 |
Mortgage Loan Application Detail Totals for United Security Financial Corp in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,574 | $795,350,000 | $222,000 | $958,000 | $7,000 | $1,841,000 |
| Home Purchase | 161 | $36,617,000 | $227,000 | $675,000 | $67,000 | $311,000 |
| Home Improvement | 27 | $5,750,000 | $212,000 | $331,000 | $66,000 | $129,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,320 | $501,706,000 | $216,000 | $817,000 | $11,000 | $682,000 |
| Black or African American | 555 | $125,741,000 | $226,000 | $723,000 | $7,000 | $170,000 |
| Not Provided | 391 | $93,076,000 | $238,000 | $958,000 | $11,000 | $1,841,000 |
| Hispanic | 372 | $85,523,000 | $229,000 | $815,000 | $10,000 | $243,000 |
| Asian | 63 | $17,034,000 | $270,000 | $487,000 | $10,000 | $209,000 |
| Native Hawaiian or Other Pacific Islander | 31 | $8,019,000 | $258,000 | $671,000 | $15,000 | $175,000 |
| American Indian or Alaskan Native | 30 | $6,618,000 | $220,000 | $471,000 | $3,000 | $107,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 3,457 | $779,347,000 | $225,000 | $958,000 | $8,000 | $682,000 |
| FHA-insured (Federal Housing Administration) | 238 | $43,183,000 | $181,000 | $618,000 | $19,000 | $243,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 63 | $14,254,000 | $226,000 | $420,000 | $111,000 | $1,841,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $933,000 | $233,000 | $313,000 | $56,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,828 | $639,252,000 | $226,000 | $817,000 | $8,000 | $682,000 |
| Loan Originated | 826 | $172,804,000 | $209,000 | $958,000 | $13,000 | $311,000 |
| Application Withdrawn By Applicant | 82 | $20,201,000 | $246,000 | $641,000 | $30,000 | $162,000 |
| Application Denied By Financial Institution | 26 | $5,460,000 | $210,000 | $538,000 | $109,000 | $1,841,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Security Financial Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
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