Ussfcu Mortgage Lending & HMDA Data, 2025

In 2025, Ussfcu of Alexandria, VA reported 525 mortgage applications totaling $90.8 million, about the same as 2024. The average application was for $173,000, and applicants reported an average income of $235,643. 66% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Arlington-Alexandria-Reston, VA-WV (85), Washington, DC-MD (80) and Baltimore-Columbia-Towson, MD (25) (applications in parentheses).

Mortgage Company & Address Ussfcu
2750 Eisenhower Avenue
Alexandria, VA 22314
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 525
Total Mortgage Loan Application Amount $90,825,000
Average Mortgage Loan Application Amount $173,000
Highest Mortgage Loan Application Amount $505,000
Average Applicant Income $235,643
Highest Applicant Income $1,617,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ussfcu filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ussfcu by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fairfax, Virginia 38 $ 6,510,000 $ 171,315 $ 266,000
District of Columbia, District Of Columbia 37 $ 8,115,000 $ 219,324 $ 272,000
Prince George's, Maryland 36 $ 4,010,000 $ 111,388 $ 172,000
Montgomery, Maryland 20 $ 3,530,000 $ 176,500 $ 262,000
Los Angeles, California 18 $ 3,090,000 $ 171,666 $ 350,000
Alexandria, Virginia 15 $ 2,945,000 $ 196,333 $ 336,000
Broward, Florida 13 $ 2,355,000 $ 181,153 $ 183,000
Anne Arundel, Maryland 13 $ 2,315,000 $ 178,076 $ 163,000
Riverside, California 12 $ 2,640,000 $ 220,000 $ 287,000
Maricopa, Arizona 9 $ 1,865,000 $ 207,222 $ 249,000
San Diego, California 9 $ 2,545,000 $ 282,777 $ 421,000
Clark, Nevada 9 $ 2,725,000 $ 302,777 $ 319,000
Arlington, Virginia 9 $ 3,045,000 $ 338,333 $ 330,000
San Bernardino, California 8 $ 990,000 $ 123,750 $ 183,000
Loudoun, Virginia 8 $ 1,400,000 $ 175,000 $ 269,000
Orange, California 7 $ 1,805,000 $ 257,857 $ 360,000
Charles, Maryland 7 $ 1,455,000 $ 207,857 $ 115,000
Horry, South Carolina 7 $ 265,000 $ 37,857 $ 64,000
Sacramento, California 5 $ 695,000 $ 139,000 $ 137,000
Calvert, Maryland 5 $ 395,000 $ 79,000 $ 124,000
Frederick, Maryland 5 $ 575,000 $ 115,000 $ 141,000
Ventura, California 4 $ 630,000 $ 157,500 $ 266,000
Hillsborough, Florida 4 $ 570,000 $ 142,500 $ 164,000
Baltimore City, Maryland 4 $ 340,000 $ 85,000 $ 187,000
Prince William, Virginia 4 $ 500,000 $ 125,000 $ 208,000
Pinal, Arizona 3 $ 575,000 $ 191,666 $ 213,000
Solano, California 3 $ 315,000 $ 105,000 $ 248,000
Sussex, Delaware 3 $ 495,000 $ 165,000 $ 256,000
Cobb, Georgia 3 $ 495,000 $ 165,000 $ 123,000
Baltimore, Maryland 3 $ 435,000 $ 145,000 $ 179,000
Middlesex, New Jersey 3 $ 535,000 $ 178,333 $ 213,000
Wake, North Carolina 3 $ 575,000 $ 191,666 $ 168,000
Washington, Oregon 3 $ 635,000 $ 211,666 $ 143,000
Delaware, Pennsylvania 3 $ 325,000 $ 108,333 $ 179,000
Fauquier, Virginia 3 $ 525,000 $ 175,000 $ 294,000
Richmond City, Virginia 3 $ 375,000 $ 125,000 $ 276,000
Stafford, Virginia 3 $ 385,000 $ 128,333 $ 166,000
Pima, Arizona 2 $ 620,000 $ 310,000 $ 556,000
Kern, California 2 $ 280,000 $ 140,000 $ 265,000
Placer, California 2 $ 210,000 $ 105,000 $ 201,000
Lee, Florida 2 $ 310,000 $ 155,000 $ 120,000
Palm Beach, Florida 2 $ 120,000 $ 60,000 $ 157,000
Cherokee, Georgia 2 $ 410,000 $ 205,000 $ 173,000
Fayette, Georgia 2 $ 260,000 $ 130,000 $ 214,000
Fulton, Georgia 2 $ 180,000 $ 90,000 $ 191,000
Johnson, Kansas 2 $ 450,000 $ 225,000 $ 189,000
Kenton, Kentucky 2 $ 360,000 $ 180,000 $ 251,000
Carroll, Maryland 2 $ 290,000 $ 145,000 $ 421,000
Harford, Maryland 2 $ 410,000 $ 205,000 $ 133,000
Norfolk, Massachusetts 2 $ 750,000 $ 375,000 $ 374,000
DeSoto, Mississippi 2 $ 220,000 $ 110,000 $ 152,000
Camden, New Jersey 2 $ 70,000 $ 35,000 $ 259,000
Essex, New Jersey 2 $ 190,000 $ 95,000 $ 187,000
Monmouth, New Jersey 2 $ 590,000 $ 295,000 $ 369,000
Morris, New Jersey 2 $ 400,000 $ 200,000 $ 147,000
Nassau, New York 2 $ 450,000 $ 225,000 $ 197,000
Mecklenburg, North Carolina 2 $ 560,000 $ 280,000 $ 623,000
Union, North Carolina 2 $ 400,000 $ 200,000 $ 157,000
Franklin, Ohio 2 $ 410,000 $ 205,000 $ 228,000
Tulsa, Oklahoma 2 $ 150,000 $ 75,000 $ 80,000
Bucks, Pennsylvania 2 $ 400,000 $ 200,000 $ 300,000
Pickens, South Carolina 2 $ 190,000 $ 95,000 $ 142,000
Montgomery, Tennessee 2 $ 150,000 $ 75,000 $ 183,000
Albemarle, Virginia 2 $ 200,000 $ 100,000 $ 124,000
Chesterfield, Virginia 2 $ 190,000 $ 95,000 $ 250,000
Fredericksburg, Virginia 2 $ 540,000 $ 270,000 $ 141,000
King, Washington 2 $ 460,000 $ 230,000 $ 270,000
Autauga, Alabama 1 $ 65,000 $ 65,000 $ 189,000
Baldwin, Alabama 1 $ 55,000 $ 55,000 $ 186,000
Jefferson, Alabama 1 $ 405,000 $ 405,000 $ 297,000
Alameda, California 1 $ 125,000 $ 125,000 $ 104,000
Amador, California 1 $ 125,000 $ 125,000 $ 325,000
Marin, California 1 $ 315,000 $ 315,000 $ 452,000
Merced, California 1 $ 185,000 $ 185,000 $ 219,000
Monterey, California 1 $ 95,000 $ 95,000 $ 80,000
San Luis Obispo, California 1 $ 355,000 $ 355,000 $ 227,000
Stanislaus, California 1 $ 115,000 $ 115,000 $ 144,000
Trinity, California 1 $ 105,000 $ 105,000 $ 214,000
Arapahoe, Colorado 1 $ 205,000 $ 205,000 $ 199,000
Broomfield, Colorado 1 $ 55,000 $ 55,000 $ 174,000
Jefferson, Colorado 1 $ 105,000 $ 105,000 $ 240,000
Routt, Colorado 1 $ 135,000 $ 135,000 $ 459,000
Summit, Colorado 1 $ 275,000 $ 275,000 $ 94,000
Capitol Planning Region, Connecticut 1 $ 55,000 $ 55,000 $ 144,000
Greater Bridgeport Planning Region, Connecticut 1 $ 265,000 $ 265,000 $ 202,000
Lower Connecticut River Valley Planning Region, Connecticut 1 $ 205,000 $ 205,000 $ 276,000
South Central Connecticut Planning Region, Connecticut 1 $ 355,000 $ 355,000 $ 672,000
New Castle, Delaware 1 $ 305,000 $ 305,000 $ 749,000
Collier, Florida 1 $ 25,000 $ 25,000 $ 105,000
Columbia, Florida 1 $ 95,000 $ 95,000 $ 130,000
Hernando, Florida 1 $ 205,000 $ 205,000 $ 163,000
Lake, Florida 1 $ 95,000 $ 95,000 $ 80,000
Manatee, Florida 1 $ 245,000 $ 245,000 $ 85,000
Miami-Dade, Florida 1 $ 355,000 $ 355,000 $ 340,000
Nassau, Florida 1 $ 115,000 $ 115,000 $ 373,000
Orange, Florida 1 $ 395,000 $ 395,000 $ 333,000
Osceola, Florida 1 $ 65,000 $ 65,000 $ 134,000
Pinellas, Florida 1 $ 75,000 $ 75,000 $ 325,000
St. Johns, Florida 1 $ 25,000 $ 25,000 $ 310,000
Sumter, Florida 1 $ 135,000 $ 135,000 $ 203,000
Chatham, Georgia 1 $ 155,000 $ 155,000 $ 126,000
Gwinnett, Georgia 1 $ 75,000 $ 75,000 $ 56,000
Oconee, Georgia 1 $ 35,000 $ 35,000 $ 323,000
Paulding, Georgia 1 $ 135,000 $ 135,000 $ 483,000
Walton, Georgia 1 $ 75,000 $ 75,000 $ 155,000
Ada, Idaho 1 $ 35,000 $ 35,000 $ 169,000
Cook, Illinois 1 $ 245,000 $ 245,000 $ 229,000
Kane, Illinois 1 $ 155,000 $ 155,000 $ 360,000
Lake, Illinois 1 $ 365,000 $ 365,000 $ 154,000
LaSalle, Illinois 1 $ 105,000 $ 105,000 $ 156,000
Will, Illinois 1 $ 205,000 $ 205,000 $ 191,000
St. Joseph, Indiana 1 $ 55,000 $ 55,000 $ 205,000
Vigo, Indiana 1 $ 55,000 $ 55,000 $ 171,000
Shawnee, Kansas 1 $ 65,000 $ 65,000 $ 116,000
Boone, Kentucky 1 $ 245,000 $ 245,000 $ 260,000
Oldham, Kentucky 1 $ 205,000 $ 205,000 $ 310,000
Jefferson, Louisiana 1 $ 405,000 $ 405,000 $ 232,000
Lafourche, Louisiana 1 $ 55,000 $ 55,000 $ 237,000
Vermilion, Louisiana 1 $ 65,000 $ 65,000 $ 77,000
Aroostook, Maine 1 $ 55,000 $ 55,000 $ 104,000
Cumberland, Maine 1 $ 315,000 $ 315,000 $ 185,000
Somerset, Maine 1 $ 65,000 $ 65,000 $ 158,000
Howard, Maryland 1 $ 205,000 $ 205,000 $ 246,000
Middlesex, Massachusetts 1 $ 165,000 $ 165,000 $ 341,000
Suffolk, Massachusetts 1 $ 195,000 $ 195,000 $ 370,000
Worcester, Massachusetts 1 $ 145,000 $ 145,000 $ 118,000
Macomb, Michigan 1 $ 75,000 $ 75,000 $ 154,000
Oakland, Michigan 1 $ 405,000 $ 405,000 $ 174,000
Washtenaw, Michigan 1 $ 35,000 $ 35,000 $ 189,000
Hennepin, Minnesota 1 $ 155,000 $ 155,000 $ 234,000
Hinds, Mississippi 1 $ 85,000 $ 85,000 $ 233,000
Rankin, Mississippi 1 $ 75,000 $ 75,000 $ 210,000
McDonald, Missouri 1 $ 105,000 $ 105,000 $ 87,000
St. Charles, Missouri 1 $ 15,000 $ 15,000 $ 122,000
Washoe, Nevada 1 $ 335,000 $ 335,000 $ 96,000
Rockingham, New Hampshire 1 $ 155,000 $ 155,000 $ 189,000
Bergen, New Jersey 1 $ 315,000 $ 315,000 $ 275,000
Gloucester, New Jersey 1 $ 25,000 $ 25,000 $ 176,000
Somerset, New Jersey 1 $ 85,000 $ 85,000 $ 124,000
Dona Ana, New Mexico 1 $ 225,000 $ 225,000 $ 208,000
Kings, New York 1 $ 505,000 $ 505,000 $ 56,000
Orange, New York 1 $ 305,000 $ 305,000 $ 415,000
Richmond, New York 1 $ 315,000 $ 315,000 $ 460,000
Rockland, New York 1 $ 55,000 $ 55,000 $ 124,000
Tompkins, New York 1 $ 25,000 $ 25,000 $ 81,000
Carteret, North Carolina 1 $ 65,000 $ 65,000 $ 116,000
Chatham, North Carolina 1 $ 245,000 $ 245,000 $ 282,000
Durham, North Carolina 1 $ 155,000 $ 155,000 $ 151,000
Gaston, North Carolina 1 $ 245,000 $ 245,000 $ 234,000
Hyde, North Carolina 1 $ 305,000 $ 305,000 $ 302,000
Iredell, North Carolina 1 $ 245,000 $ 245,000 $ 196,000
New Hanover, North Carolina 1 $ 105,000 $ 105,000 $ 122,000
Wayne, North Carolina 1 $ 125,000 $ 125,000 $ 122,000
Hamilton, Ohio 1 $ 155,000 $ 155,000 $ 150,000
Lucas, Ohio 1 $ 105,000 $ 105,000 $ 234,000
Montgomery, Ohio 1 $ 55,000 $ 55,000 $ 99,000
Oklahoma, Oklahoma 1 $ 245,000 $ 245,000 $ 245,000
Wagoner, Oklahoma 1 $ 155,000 $ 155,000 $ 209,000
Clackamas, Oregon 1 $ 205,000 $ 205,000 $ 130,000
Lane, Oregon 1 $ 75,000 $ 75,000 $ 75,000
Multnomah, Oregon 1 $ 135,000 $ 135,000 $ 133,000
Allegheny, Pennsylvania 1 $ 25,000 $ 25,000 $ 215,000
Berks, Pennsylvania 1 $ 155,000 $ 155,000 $ 185,000
Chester, Pennsylvania 1 $ 35,000 $ 35,000 $ 190,000
Lancaster, Pennsylvania 1 $ 155,000 $ 155,000 $ 90,000
Lehigh, Pennsylvania 1 $ 55,000 $ 55,000 $ 340,000
Monroe, Pennsylvania 1 $ 65,000 $ 65,000 $ 65,000
Montgomery, Pennsylvania 1 $ 375,000 $ 375,000 $ 189,000
Philadelphia, Pennsylvania 1 $ 375,000 $ 375,000 $ 247,000
Snyder, Pennsylvania 1 $ 65,000 $ 65,000 $ 424,000
Bristol, Rhode Island 1 $ 135,000 $ 135,000 $ 211,000
Charleston, South Carolina 1 $ 105,000 $ 105,000 $ 212,000
Florence, South Carolina 1 $ 45,000 $ 45,000 $ 191,000
Greenville, South Carolina 1 $ 185,000 $ 185,000 $ 176,000
Lancaster, South Carolina 1 $ 105,000 $ 105,000 $ 172,000
Newberry, South Carolina 1 $ 105,000 $ 105,000 $ 133,000
Coffee, Tennessee 1 $ 85,000 $ 85,000 $ 166,000
Sequatchie, Tennessee 1 $ 45,000 $ 45,000 $ 190,000
Shelby, Tennessee 1 $ 85,000 $ 85,000 $ 290,000
Sumner, Tennessee 1 $ 175,000 $ 175,000 $ 182,000
Augusta, Virginia 1 $ 305,000 $ 305,000 $ 351,000
Charlottesville, Virginia 1 $ 245,000 $ 245,000 $ 432,000
Culpeper, Virginia 1 $ 105,000 $ 105,000 $ 100,000
Fairfax City, Virginia 1 $ 65,000 $ 65,000 $ 171,000
Franklin, Virginia 1 $ 185,000 $ 185,000 $ 77,000
James City, Virginia 1 $ 55,000 $ 55,000 $ 120,000
Spotsylvania, Virginia 1 $ 125,000 $ 125,000 $ 175,000
Suffolk, Virginia 1 $ 55,000 $ 55,000 $ 86,000
Snohomish, Washington 1 $ 505,000 $ 505,000 $ 558,000

Mortgage Loan Application Detail Totals for Ussfcu in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 288 $49,150,000 $170,000 $505,000 $254,000 $1,012,000
Other Purpose 196 $31,330,000 $159,000 $505,000 $208,000 $1,617,000
Refinancing 27 $5,215,000 $193,000 $505,000 $195,000 $740,000
Cash-out Refinancing 10 $3,500,000 $350,000 $505,000 $232,000 $573,000
Home Purchase 4 $1,630,000 $407,000 $505,000 $552,000 $982,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 263 $46,445,000 $176,000 $505,000 $236,000 $1,617,000
Not Provided 132 $24,040,000 $182,000 $505,000 $282,000 $982,000
Black or African American 65 $9,025,000 $138,000 $505,000 $177,000 $761,000
Hispanic 37 $7,285,000 $196,000 $505,000 $205,000 $582,000
Asian 25 $3,755,000 $150,000 $455,000 $203,000 $573,000
American Indian or Alaskan Native 3 $275,000 $91,000 $125,000 $108,000 $133,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 525 $90,825,000 $173,000 $505,000 $236,000 $1,617,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 344 $58,190,000 $169,000 $505,000 $241,000 $1,153,000
Application Approved But Not Accepted 75 $13,885,000 $185,000 $505,000 $288,000 $900,000
Application Denied By Financial Institution 72 $12,320,000 $171,000 $505,000 $176,000 $1,617,000
Application Withdrawn By Applicant 33 $6,325,000 $191,000 $505,000 $196,000 $672,000
File Closed For Incompleteness 1 $105,000 $105,000 $105,000 $122,000 $122,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 453 $78,505,000 $173,000 $505,000 $245,000 $1,153,000
Debt-To-Income Ratio 29 $6,285,000 $216,000 $505,000 $119,000 $558,000
Credit History 25 $3,235,000 $129,000 $405,000 $155,000 $265,000
Collateral 15 $2,395,000 $159,000 $505,000 $328,000 $1,617,000
Other 3 $405,000 $135,000 $195,000 $135,000 $195,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ussfcu's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ussfcu's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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