Uif Corporation Mortgage Lending & HMDA Data, 2025

In 2025, Uif Corporation of Southfield, MI reported 2,641 mortgage applications totaling $989.0 million, down 5% from 2024. The average application was for $374,473, and applicants reported an average income of $159,845. 63% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Chicago-Naperville, IL (219), Dallas-Plano-Irving, TX (197) and Minneapolis-St. Paul-Bloomington, MN-WI (195) (applications in parentheses).

Mortgage Company & Address Uif Corporation
29777 Telegraph Rd. Suite 3590
Southfield, MI 48034
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 2,641
Total Mortgage Loan Application Amount $988,985,000
Average Mortgage Loan Application Amount $374,473
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $159,845
Highest Applicant Income $1,621,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Uif Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Uif Corporation by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Chicago-Naperville, IL 219 $ 76,685,000 $ 350,159 $ 183,000
Dallas-Plano-Irving, TX 197 $ 82,055,000 $ 416,522 $ 184,000
Minneapolis-St. Paul-Bloomington, MN-WI 195 $ 72,905,000 $ 373,871 $ 129,000
Warren-Troy-Farmington Hills, MI 178 $ 43,650,000 $ 245,224 $ 106,000
Houston-The Woodlands-Sugar Land, TX 133 $ 42,105,000 $ 316,578 $ 170,000
Buffalo-Cheektowaga-Niagara Falls, NY 122 $ 23,360,000 $ 191,475 $ 69,000
Detroit-Dearborn-Livonia, MI 107 $ 22,755,000 $ 212,663 $ 131,000
Arlington-Alexandria-Reston, VA-WV 85 $ 45,575,000 $ 536,176 $ 183,000
New York-Jersey City-White Plains, NY-NJ 77 $ 43,845,000 $ 569,415 $ 165,181
Columbus, OH 75 $ 27,065,000 $ 360,866 $ 129,000
Atlanta-Sandy Springs-Roswell, GA 69 $ 24,545,000 $ 355,724 $ 153,000
Lakewood-New Brunswick, NJ 61 $ 30,435,000 $ 498,934 $ 202,000
Nassau County-Suffolk County, NY 52 $ 32,540,000 $ 625,769 $ 198,000
Philadelphia, PA 41 $ 9,165,000 $ 223,536 $ 89,000
Montgomery County-Bucks County-Chester County, PA 39 $ 15,455,000 $ 396,282 $ 118,000
Baltimore-Columbia-Towson, MD 30 $ 12,760,000 $ 425,333 $ 157,000
Fort Worth-Arlington, TX 30 $ 9,770,000 $ 325,666 $ 138,000
Indianapolis-Carmel-Anderson, IN 29 $ 9,495,000 $ 327,413 $ 239,000
Oakland-Hayward-Berkeley, CA 28 $ 20,750,000 $ 741,071 $ 249,000
Raleigh, NC 27 $ 11,005,000 $ 407,592 $ 171,000
St. Louis, MO-IL 26 $ 10,860,000 $ 417,692 $ 226,307
Outside any metro area 24 $ 5,560,000 $ 231,666 $ 196,291
Orlando-Kissimmee-Sanford, FL 24 $ 12,350,000 $ 514,583 $ 207,000
Seattle-Bellevue-Everett, WA 24 $ 13,940,000 $ 580,833 $ 193,000
Tampa, FL 24 $ 8,470,000 $ 352,916 $ 187,000
Albany-Schenectady-Troy, NY 23 $ 7,175,000 $ 311,956 $ 109,000
Austin-Round Rock, TX 22 $ 9,300,000 $ 422,727 $ 230,000
Cleveland, OH 18 $ 3,890,000 $ 216,111 $ 159,000
Cincinnati, OH-KY-IN 17 $ 5,965,000 $ 350,882 $ 134,000
Lansing-East Lansing, MI 17 $ 3,765,000 $ 221,470 $ 91,000
Camden, NJ 16 $ 5,950,000 $ 371,875 $ 193,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 16 $ 8,540,000 $ 533,750 $ 192,000
Oklahoma City, OK 16 $ 4,410,000 $ 275,625 $ 227,000
Sacramento--Roseville--Arden-Arcade, CA 15 $ 6,085,000 $ 405,666 $ 200,000
Allentown-Bethlehem-Easton, PA-NJ 14 $ 4,490,000 $ 320,714 $ 155,000
Milwaukee-Waukesha-West Allis, WI 13 $ 6,135,000 $ 471,923 $ 252,000
Richmond, VA 13 $ 6,185,000 $ 475,769 $ 187,000
Riverside-San Bernardino-Ontario, CA 13 $ 8,345,000 $ 641,923 $ 216,000
St. Cloud, MN 13 $ 3,775,000 $ 290,384 $ 90,000
Stockton-Lodi, CA 13 $ 6,255,000 $ 481,153 $ 212,000
Washington, DC-MD 13 $ 6,245,000 $ 480,384 $ 179,000
Washington-Baltimore-Arlington, DC 13 $ 6,755,000 $ 519,615 $ 222,000
Ann Arbor, MI 12 $ 5,190,000 $ 432,500 $ 202,000
Everett, WA 12 $ 7,380,000 $ 615,000 $ 220,000
Newark, NJ-PA 12 $ 7,180,000 $ 598,333 $ 185,000
Charlotte-Concord-Gastonia, NC-SC 11 $ 4,375,000 $ 397,727 $ 179,272
Dayton-Springfield-Kettering, OH 11 $ 2,955,000 $ 268,636 $ 98,000
Greensboro-High Point, NC 11 $ 2,295,000 $ 208,636 $ 56,000
Nashville-Davidson--Murfreesboro--Franklin, TN 10 $ 4,400,000 $ 440,000 $ 145,000
Cambridge-Newton-Framingham, MA 9 $ 4,985,000 $ 553,888 $ 173,000
Harrisburg-Carlisle, PA 9 $ 2,645,000 $ 293,888 $ 98,000
San Antonio-New Braunfels, TX 9 $ 2,425,000 $ 269,444 $ 102,000
Tulsa, OK 9 $ 3,855,000 $ 428,333 $ 253,000
Bridgeport-Stamford-Norwalk, CT 8 $ 3,080,000 $ 385,000 $ 122,000
Elgin, IL 8 $ 2,830,000 $ 353,750 $ 197,000
Kansas City, MO-KS 8 $ 2,500,000 $ 312,500 $ 164,000
Knoxville, TN 8 $ 3,010,000 $ 376,250 $ 153,000
Los Angeles-Long Beach-Glendale, CA 8 $ 5,930,000 $ 741,250 $ 235,000
Marietta, GA 8 $ 3,530,000 $ 441,250 $ 141,000
San Diego-Carlsbad, CA 8 $ 5,510,000 $ 688,750 $ 214,000
Worcester, MA-CT 8 $ 3,850,000 $ 481,250 $ 186,000
Boston, MA 7 $ 4,065,000 $ 580,714 $ 207,000
Pittsburgh, PA 7 $ 1,985,000 $ 283,571 $ 140,000
Rochester, NY 7 $ 1,835,000 $ 262,142 $ 141,000
Trenton, NJ 7 $ 3,105,000 $ 443,571 $ 234,000
Wilmington, DE-MD-NJ 7 $ 1,755,000 $ 250,714 $ 87,000
Anaheim-Santa Ana-Irvine, CA 6 $ 3,460,000 $ 576,666 $ 287,000
Flint, MI 6 $ 770,000 $ 128,333 $ 84,000
Iowa City, IA 6 $ 2,000,000 $ 333,333 $ 272,000
Madison, WI 6 $ 2,580,000 $ 430,000 $ 178,000
Phoenix-Mesa-Scottsdale, AZ 6 $ 2,470,000 $ 411,666 $ 230,000
Portland-Vancouver-Hillsboro, OR-WA 6 $ 3,180,000 $ 530,000 $ 169,000
San Jose-Sunnyvale-Santa Clara, CA 6 $ 6,080,000 $ 1,013,333 $ 313,000
Syracuse, NY 6 $ 880,000 $ 146,666 $ 84,000
Denver-Aurora-Lakewood, CO 5 $ 1,505,000 $ 301,000 $ 127,000
Jacksonville, FL 5 $ 2,555,000 $ 511,000 $ 206,000
Peoria, IL 5 $ 1,595,000 $ 319,000 $ 168,000
Utica-Rome, NY 5 $ 685,000 $ 137,000 $ 87,000
Akron, OH 4 $ 660,000 $ 165,000 $ 52,000
Appleton, WI 4 $ 1,350,000 $ 337,500 $ 303,000
Binghamton, NY 4 $ 730,000 $ 182,500 $ 101,000
Chattanooga, TN-GA 4 $ 1,670,000 $ 417,500 $ 142,000
Durham-Chapel Hill, NC 4 $ 990,000 $ 247,500 $ 131,000
Hagerstown-Martinsburg, MD-WV 4 $ 1,340,000 $ 335,000 $ 256,000
Lancaster, PA 4 $ 1,290,000 $ 322,500 $ 144,000
Lexington-Fayette, KY 4 $ 1,840,000 $ 460,000 $ 280,000
Louisville/Jefferson County, KY-IN 4 $ 690,000 $ 172,500 $ 165,000
Miami-Miami Beach-Kendall, FL 4 $ 1,260,000 $ 315,000 $ 158,000
Toledo, OH 4 $ 1,920,000 $ 480,000 $ 316,000
Virginia Beach-Norfolk-Newport News, VA-NC 4 $ 1,200,000 $ 300,000 $ 137,000
West Palm Beach-Boca Raton-Delray Beach, FL 4 $ 1,660,000 $ 415,000 $ 151,000
Atlantic City-Hammonton, NJ 3 $ 1,165,000 $ 388,333 $ 103,000
Columbia, SC 3 $ 495,000 $ 165,000 $ 187,000
Fort Wayne, IN 3 $ 475,000 $ 158,333 $ 42,000
Gainesville, FL 3 $ 1,295,000 $ 431,666 $ 352,000
Green Bay, WI 3 $ 975,000 $ 325,000 $ 186,000
Greenville-Anderson-Mauldin, SC 3 $ 985,000 $ 328,333 $ 94,000
Hartford-West Hartford-East Hartford, CT 3 $ 955,000 $ 318,333 $ 153,000
Memphis, TN-MS-AR 3 $ 1,015,000 $ 338,333 $ 133,000
Panama City, FL 3 $ 1,505,000 $ 501,666 $ 411,000
San Francisco-Redwood City-South San Francisco, CA 3 $ 3,125,000 $ 1,041,666 $ 232,000
Savannah, GA 3 $ 945,000 $ 315,000 $ 132,000
Scranton--Wilkes-Barre--Hazleton, PA 3 $ 515,000 $ 171,666 $ 66,000
Winston-Salem, NC 3 $ 745,000 $ 248,333 $ 63,000
Augusta-Richmond County, GA-SC 2 $ 330,000 $ 165,000 $ 36,000
Cape Girardeau, MO-IL 2 $ 440,000 $ 220,000 $ 94,000
Champaign-Urbana, IL 2 $ 500,000 $ 250,000 $ 81,000
Charleston-North Charleston, SC 2 $ 1,070,000 $ 535,000 $ 283,000
College Station-Bryan, TX 2 $ 490,000 $ 245,000 $ 121,000
Davenport-Moline-Rock Island, IA-IL 2 $ 1,110,000 $ 555,000 $ 94,000
Evansville, IN-KY 2 $ 1,370,000 $ 685,000 $ 272,000
Fayetteville, NC 2 $ 850,000 $ 425,000 $ 196,000
Florence-Muscle Shoals, AL 2 $ 1,160,000 $ 580,000 $ 480,000
Gainesville, GA 2 $ 540,000 $ 270,000 $ 245,000
Kalamazoo-Portage, MI 2 $ 610,000 $ 305,000 $ 140,000
Lake County-Porter County-Jasper County, IN 2 $ 490,000 $ 245,000 $ 118,000
Lakeland-Winter Haven, FL 2 $ 440,000 $ 220,000 $ 62,000
Mobile, AL 2 $ 460,000 $ 230,000 $ 76,000
Muncie, IN 2 $ 340,000 $ 170,000 $ 189,000
Ocala, FL 2 $ 670,000 $ 335,000 $ 159,000
Rochester, MN 2 $ 490,000 $ 245,000 $ 73,000
Salisbury, MD-DE 2 $ 590,000 $ 295,000 $ 258,000
Springfield, MA 2 $ 670,000 $ 335,000 $ 79,000
Vallejo-Fairfield, CA 2 $ 600,000 $ 300,000 $ 86,000
Anniston-Oxford-Jacksonville, AL 1 $ 125,000 $ 125,000 $ 238,000
Bangor, ME 1 $ 65,000 $ 65,000 $ 40,000
Birmingham-Hoover, AL 1 $ 585,000 $ 585,000 $ 322,000
Blacksburg-Christiansburg-Radford, VA 1 $ 175,000 $ 175,000 $ 155,000
Bloomington, IL 1 $ 305,000 $ 305,000 $ 123,000
Clarksville, TN-KY 1 $ 205,000 $ 205,000 $ 90,000
Columbus, GA-AL 1 $ 485,000 $ 485,000 $ 236,000
Deltona-Daytona Beach-Ormond Beach, FL 1 $ 705,000 $ 705,000 $ 560,000
Elmira, NY 1 $ 195,000 $ 195,000 $ 317,000
Erie, PA 1 $ 175,000 $ 175,000 $ 43,000
Florence, SC 1 $ 325,000 $ 325,000 $ 130,000
Fresno, CA 1 $ 565,000 $ 565,000 $ 141,000
Harrisonburg, VA 1 $ 255,000 $ 255,000 $ 110,000
Huntsville, AL 1 $ 455,000 $ 455,000 $ 205,000
Johnson City, TN 1 $ 155,000 $ 155,000 $ 272,000
Kankakee, IL 1 $ 385,000 $ 385,000 $ 250,000
Kennewick-Richland, WA 1 $ 325,000 $ 325,000 $ 144,000
Killeen-Temple, TX 1 $ 85,000 $ 85,000 $ 118,000
Kiryas Joel-Poughkeepsie-Newburgh, NY 1 $ 315,000 $ 315,000 $ 162,000
Lafayette-West Lafayette, IN 1 $ 205,000 $ 205,000 $ 82,000
Lake County-Kenosha County, IL-WI 1 $ 145,000 $ 145,000 $ 160,000
Longview, TX 1 $ 915,000 $ 915,000 $ 579,000
Mansfield, OH 1 $ 255,000 $ 255,000 $ 127,000
Midland, TX 1 $ 365,000 $ 365,000 $ 107,000
Montgomery, AL 1 $ 365,000 $ 365,000 $ 638,000
Morristown, TN 1 $ 455,000 $ 455,000 $ 98,000
New Haven-Milford, CT 1 $ 265,000 $ 265,000 $ 59,000
North Port-Sarasota-Bradenton, FL 1 $ 325,000 $ 325,000 $ 112,000
Owensboro, KY 1 $ 205,000 $ 205,000 $ 50,000
Oxnard-Thousand Oaks-Ventura, CA 1 $ 325,000 $ 325,000 $ 89,000
Palm Bay-Melbourne-Titusville, FL 1 $ 245,000 $ 245,000 $ 111,000
Providence-Warwick, RI-MA 1 $ 805,000 $ 805,000 $ 231,000
Pueblo, CO 1 $ 445,000 $ 445,000 $ 240,000
Rockford, IL 1 $ 165,000 $ 165,000 $ 41,000
San Rafael, CA 1 $ 735,000 $ 735,000 $ 234,000
Sebring, FL 1 $ 175,000 $ 175,000 $ 106,000
Spartanburg, SC 1 $ 265,000 $ 265,000 $ 94,000
Springfield, IL 1 $ 155,000 $ 155,000 $ 175,000
St. Petersburg-Clearwater-Largo, FL 1 $ 285,000 $ 285,000 $ 264,000
Staunton-Waynesboro, VA 1 $ 305,000 $ 305,000 $ 67,000
Tacoma-Lakewood, WA 1 $ 675,000 $ 675,000 $ 152,000
Visalia-Porterville, CA 1 $ 495,000 $ 495,000 $ 510,000
Warner Robins, GA 1 $ 375,000 $ 375,000 $ 196,000
Waterbury-Shelton, CT 1 $ 285,000 $ 285,000 $ 98,000
Wenatchee, WA 1 $ 455,000 $ 455,000 $ 396,000
York-Hanover, PA 1 $ 105,000 $ 105,000 $ 121,000
Yuba City, CA 1 $ 495,000 $ 495,000 $ 161,000

Mortgage Loan Application Detail Totals for Uif Corporation in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,221 $823,235,000 $370,000 $2,005,000 $157,000 $1,621,000
Refinancing 300 $132,270,000 $440,000 $1,205,000 $188,000 $840,000
Cash-out Refinancing 61 $19,545,000 $320,000 $995,000 $151,000 $451,000
Other Purpose 47 $11,985,000 $255,000 $775,000 $136,000 $960,000
Home Improvement 12 $1,950,000 $162,000 $355,000 $121,000 $238,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 1,585 $589,905,000 $372,000 $1,575,000 $159,000 $1,172,000
White 385 $148,045,000 $384,000 $2,005,000 $177,000 $1,621,000
Black or African American 353 $125,255,000 $354,000 $825,000 $123,000 $1,427,000
Not Provided 222 $86,050,000 $387,000 $1,205,000 $179,000 $1,093,000
Hispanic 53 $20,065,000 $378,000 $1,105,000 $207,000 $1,504,000
American Indian or Alaskan Native 28 $10,180,000 $363,000 $725,000 $168,000 $560,000
Not applicable 12 $6,670,000 $555,000 $1,295,000 $0 $0
Native Hawaiian or Other Pacific Islander 3 $2,815,000 $938,000 $1,245,000 $407,000 $675,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,641 $988,985,000 $374,000 $2,005,000 $160,000 $1,621,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,675 $635,195,000 $379,000 $2,005,000 $161,000 $1,504,000
Application Withdrawn By Applicant 480 $183,310,000 $381,000 $2,005,000 $171,000 $1,621,000
Application Denied By Financial Institution 292 $98,420,000 $337,000 $1,305,000 $136,000 $572,000
File Closed For Incompleteness 170 $63,360,000 $372,000 $1,285,000 $163,000 $960,000
Application Approved But Not Accepted 20 $7,030,000 $351,000 $605,000 $139,000 $409,000
Loan Purchased By The Institution 4 $1,670,000 $417,000 $855,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,349 $890,565,000 $379,000 $2,005,000 $163,000 $1,621,000
Debt-To-Income Ratio 107 $37,635,000 $351,000 $985,000 $84,000 $292,000
Other 81 $29,395,000 $362,000 $1,025,000 $172,000 $572,000
Collateral 78 $23,300,000 $298,000 $1,305,000 $168,000 $534,000
Employment History 12 $3,280,000 $273,000 $485,000 $149,000 $417,000
Credit History 7 $1,545,000 $220,000 $315,000 $97,000 $158,000
Unverifiable Information 5 $2,685,000 $537,000 $1,075,000 $158,000 $280,000
Credit Application Incomplete 2 $580,000 $290,000 $475,000 $170,000 $228,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Uif Corporation's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Uif Corporation's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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