Mortgage Lenders in Valdosta, GA 31603
4 mortgage lenders are based in ZIP code 31603, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Lowndes County, GA in 2025.
Most active mortgage lenders in Lowndes County, GA (2025)
In 2025, 220 lenders made 2,788 home loans worth $687.4 million in Lowndes County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Lowndes County, which includes ZIP code 31603.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Ameris Bank Atlanta, GA | 162 | $40.5M | $250,000 | 5.8% |
| 2 | Mortgage Research Center Columbia, MO | 156 | $41.6M | $267,000 | 5.6% |
| 3 | United Wholesale Mortgage Plymouth, MI | 134 | $33.2M | $247,000 | 4.8% |
| 4 | First Federal S&L Association Valdosta, GA | 127 | $35.9M | $283,000 | 4.6% |
| 5 | DHI Mortgage Company, Ltd. Austin, TX | 125 | $34.9M | $280,000 | 4.5% |
| 6 | Renasant Bank Johns Creek, GA | 106 | $30.0M | $283,000 | 3.8% |
| 7 | Fairway Independent Mort Corp Madison, WI | 97 | $23.1M | $238,000 | 3.5% |
| 8 | Banksouth Mortgage Company LLC Greensboro, GA | 82 | $19.3M | $235,000 | 2.9% |
| 9 | Guardian Bank Valdosta, GA | 81 | $40.1M | $495,000 | 2.9% |
| 10 | Southeastern Credit Union Valdosta, GA | 81 | $12.4M | $153,000 | 2.9% |
See every lender in Lowndes County and its 2025 mortgage data · top lenders in Georgia · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Data Totals
for Lenders in Valdosta, GA 31603
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Commercial Banking Company
PO BOX 100 VALDOSTA, GA 31603 |
* | 1,459 | $177,256,000 |
| First Federal S&L Assn.
P. O. BOX 888 VALDOSTA, GA 31603 |
* | 1,447 | $168,848,000 |
| First Federal S&L Association
PO BOX 888 VALDOSTA, GA 31603 |
* | 2,370 | $389,704,000 |
| Southern Pine Credit Union
P O BOX 1048 VALDOSTA, GA 31603 |
* | 73 | $7,951,000 |
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