Valon Mortgage Mortgage Lending & HMDA Data, 2025

In 2025, Valon Mortgage of Phoenix, AZ reported 7,850 mortgage applications totaling $1.0 billion, up 1054% from 2024. The average application was for $127,844, and applicants reported an average income of $110,995. 56% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (227), Los Angeles-Long Beach-Glendale, CA (189) and Warren-Troy-Farmington Hills, MI (175) (applications in parentheses).

Mortgage Company & Address Valon Mortgage
14647 S 50th St, Ste A150
Phoenix, AZ 85044
Federal Regulator * available with data download
Years 2025  2024  
Total Number of Mortgage Applications 7,850
Total Mortgage Loan Application Amount $1,003,580,000
Average Mortgage Loan Application Amount $127,844
Highest Mortgage Loan Application Amount $1,115,000
Average Applicant Income $110,995
Highest Applicant Income $7,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Valon Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Valon Mortgage by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 193 $ 26,105,000 $ 135,259 $ 113,000
Los Angeles, California 189 $ 28,895,000 $ 152,883 $ 123,000
Cook, Illinois 101 $ 10,635,000 $ 105,297 $ 100,000
Riverside, California 87 $ 12,085,000 $ 138,908 $ 109,000
San Bernardino, California 75 $ 8,445,000 $ 112,600 $ 97,000
Oakland, Michigan 75 $ 8,555,000 $ 114,066 $ 103,000
San Diego, California 71 $ 11,935,000 $ 168,098 $ 145,000
Macomb, Michigan 68 $ 6,250,000 $ 91,911 $ 105,000
Miami-Dade, Florida 66 $ 9,160,000 $ 138,787 $ 113,000
Wayne, Michigan 66 $ 5,490,000 $ 83,181 $ 88,000
St. Tammany, Louisiana 63 $ 7,635,000 $ 121,190 $ 119,000
East Baton Rouge, Louisiana 62 $ 5,070,000 $ 81,774 $ 119,000
Hillsborough, Florida 61 $ 7,095,000 $ 116,311 $ 79,000
St. Louis, Missouri 59 $ 7,345,000 $ 124,491 $ 132,000
Sacramento, California 57 $ 7,505,000 $ 131,666 $ 119,000
Orange, Florida 56 $ 6,300,000 $ 112,500 $ 161,000
Palm Beach, Florida 53 $ 6,385,000 $ 120,471 $ 117,000
Broward, Florida 52 $ 5,090,000 $ 97,884 $ 151,000
Harris, Texas 51 $ 6,755,000 $ 132,450 $ 108,000
Capitol Planning Region, Connecticut 50 $ 7,050,000 $ 141,000 $ 139,000
Jackson, Missouri 50 $ 4,210,000 $ 84,200 $ 106,000
Orange, California 49 $ 7,935,000 $ 161,938 $ 127,000
Pinellas, Florida 47 $ 6,275,000 $ 133,510 $ 109,000
Contra Costa, California 38 $ 8,290,000 $ 218,157 $ 152,000
Fresno, California 38 $ 2,930,000 $ 77,105 $ 96,000
Prince George's, Maryland 38 $ 3,500,000 $ 92,105 $ 121,000
Hamilton, Ohio 38 $ 3,440,000 $ 90,526 $ 111,000
South Central Connecticut Planning Region, Connecticut 37 $ 3,975,000 $ 107,432 $ 134,000
Dallas, Texas 37 $ 6,065,000 $ 163,918 $ 112,000
San Joaquin, California 36 $ 3,640,000 $ 101,111 $ 338,000
Tarrant, Texas 36 $ 6,300,000 $ 175,000 $ 91,000
Adams, Colorado 35 $ 6,225,000 $ 177,857 $ 108,000
El Paso, Texas 35 $ 5,985,000 $ 171,000 $ 98,000
Pima, Arizona 34 $ 4,300,000 $ 126,470 $ 145,000
Pinal, Arizona 34 $ 4,780,000 $ 140,588 $ 97,000
Burlington, New Jersey 34 $ 4,760,000 $ 140,000 $ 85,000
Duval, Florida 33 $ 2,875,000 $ 87,121 $ 109,000
Volusia, Florida 32 $ 4,290,000 $ 134,062 $ 74,000
St. Charles, Missouri 32 $ 3,040,000 $ 95,000 $ 96,000
Mecklenburg, North Carolina 32 $ 3,730,000 $ 116,562 $ 86,000
Collin, Texas 32 $ 8,030,000 $ 250,937 $ 110,000
Jefferson, Colorado 31 $ 6,835,000 $ 220,483 $ 83,000
DuPage, Illinois 31 $ 4,085,000 $ 131,774 $ 113,000
Wake, North Carolina 31 $ 3,665,000 $ 118,225 $ 159,000
Franklin, Ohio 31 $ 3,035,000 $ 97,903 $ 124,000
Kent, Michigan 30 $ 3,180,000 $ 106,000 $ 90,000
Pasco, Florida 29 $ 3,645,000 $ 125,689 $ 101,000
Polk, Florida 29 $ 2,805,000 $ 96,724 $ 101,000
Marion, Indiana 29 $ 3,495,000 $ 120,517 $ 101,000
Johnson, Kansas 29 $ 2,475,000 $ 85,344 $ 127,000
Jefferson, Louisiana 29 $ 2,315,000 $ 79,827 $ 85,000
Arapahoe, Colorado 28 $ 3,640,000 $ 130,000 $ 104,000
Livingston, Louisiana 28 $ 2,070,000 $ 73,928 $ 110,000
Bexar, Texas 28 $ 4,190,000 $ 149,642 $ 121,000
Placer, California 27 $ 3,065,000 $ 113,518 $ 177,000
El Paso, Colorado 27 $ 2,725,000 $ 100,925 $ 115,000
Naugatuck Valley Planning Region, Connecticut 27 $ 3,465,000 $ 128,333 $ 130,000
Bernalillo, New Mexico 27 $ 3,605,000 $ 133,518 $ 98,000
Allegheny, Pennsylvania 27 $ 2,015,000 $ 74,629 $ 102,000
Santa Clara, California 26 $ 5,400,000 $ 207,692 $ 129,000
Lee, Florida 26 $ 3,040,000 $ 116,923 $ 139,000
Seminole, Florida 26 $ 2,140,000 $ 82,307 $ 102,000
Bristol, Massachusetts 26 $ 5,490,000 $ 211,153 $ 100,000
Middlesex, New Jersey 26 $ 5,550,000 $ 213,461 $ 89,000
Ada, Idaho 25 $ 3,955,000 $ 158,200 $ 176,000
Will, Illinois 25 $ 3,375,000 $ 135,000 $ 131,000
Ascension, Louisiana 25 $ 2,415,000 $ 96,600 $ 126,000
Hennepin, Minnesota 25 $ 2,375,000 $ 95,000 $ 132,000
Knox, Tennessee 25 $ 2,805,000 $ 112,200 $ 104,000
Lake, Florida 24 $ 3,680,000 $ 153,333 $ 125,000
Monmouth, New Jersey 24 $ 3,040,000 $ 126,666 $ 138,000
Denton, Texas 24 $ 3,610,000 $ 150,416 $ 175,000
Mobile, Alabama 23 $ 2,605,000 $ 113,260 $ 93,000
Manatee, Florida 23 $ 2,125,000 $ 92,391 $ 121,000
Washtenaw, Michigan 23 $ 1,615,000 $ 70,217 $ 114,000
Kern, California 22 $ 2,330,000 $ 105,909 $ 114,000
Stanislaus, California 22 $ 2,240,000 $ 101,818 $ 114,000
Montgomery, Pennsylvania 22 $ 2,180,000 $ 99,090 $ 110,000
Virginia Beach, Virginia 22 $ 2,050,000 $ 93,181 $ 85,000
Snohomish, Washington 22 $ 3,960,000 $ 180,000 $ 118,000
Tulare, California 21 $ 1,625,000 $ 77,380 $ 98,000
DeKalb, Georgia 21 $ 2,525,000 $ 120,238 $ 163,000
Montgomery, Maryland 21 $ 2,875,000 $ 136,904 $ 138,000
Bergen, New Jersey 21 $ 3,125,000 $ 148,809 $ 155,000
Morris, New Jersey 21 $ 2,415,000 $ 115,000 $ 199,000
Fairfax, Virginia 21 $ 3,325,000 $ 158,333 $ 178,000
Solano, California 20 $ 2,580,000 $ 129,000 $ 98,000
Denver, Colorado 20 $ 2,290,000 $ 114,500 $ 95,000
St. Lucie, Florida 20 $ 2,280,000 $ 114,000 $ 71,000
Cobb, Georgia 20 $ 2,460,000 $ 123,000 $ 151,000
Gwinnett, Georgia 20 $ 1,810,000 $ 90,500 $ 112,000
Baltimore, Maryland 20 $ 2,660,000 $ 133,000 $ 107,000
Plymouth, Massachusetts 20 $ 2,640,000 $ 132,000 $ 86,000
Ocean, New Jersey 20 $ 2,450,000 $ 122,500 $ 89,000
Deschutes, Oregon 20 $ 2,070,000 $ 103,500 $ 107,000
Providence, Rhode Island 20 $ 1,350,000 $ 67,500 $ 81,000
King, Washington 20 $ 4,140,000 $ 207,000 $ 101,000
Anchorage, Alaska 19 $ 2,595,000 $ 136,578 $ 128,000
Ventura, California 19 $ 2,645,000 $ 139,210 $ 129,000
Fulton, Georgia 19 $ 2,505,000 $ 131,842 $ 143,000
Lake, Illinois 19 $ 2,425,000 $ 127,631 $ 85,000
Clay, Missouri 19 $ 2,165,000 $ 113,947 $ 120,000
Gloucester, New Jersey 19 $ 1,575,000 $ 82,894 $ 111,000
Fort Bend, Texas 19 $ 4,035,000 $ 212,368 $ 143,000
Chesterfield, Virginia 19 $ 2,725,000 $ 143,421 $ 161,000
Alameda, California 18 $ 4,380,000 $ 243,333 $ 148,000
Marion, Florida 18 $ 1,400,000 $ 77,777 $ 108,000
Sarasota, Florida 18 $ 1,660,000 $ 92,222 $ 106,000
Allen, Indiana 18 $ 2,380,000 $ 132,222 $ 66,000
Hamilton, Indiana 18 $ 3,880,000 $ 215,555 $ 109,000
Anne Arundel, Maryland 18 $ 1,180,000 $ 65,555 $ 135,000
Clackamas, Oregon 18 $ 2,960,000 $ 164,444 $ 157,000
New Castle, Delaware 17 $ 2,085,000 $ 122,647 $ 78,000
Essex, Massachusetts 17 $ 2,745,000 $ 161,470 $ 80,000
Middlesex, Massachusetts 17 $ 2,625,000 $ 154,411 $ 131,000
Cuyahoga, Ohio 17 $ 1,975,000 $ 116,176 $ 98,000
Spokane, Washington 17 $ 2,985,000 $ 175,588 $ 84,000
Milwaukee, Wisconsin 17 $ 2,355,000 $ 138,529 $ 106,000
Baldwin, Alabama 16 $ 2,620,000 $ 163,750 $ 123,000
Weld, Colorado 16 $ 2,520,000 $ 157,500 $ 105,000
Sussex, Delaware 16 $ 1,730,000 $ 108,125 $ 125,000
Brevard, Florida 16 $ 1,760,000 $ 110,000 $ 111,000
Norfolk, Massachusetts 16 $ 2,810,000 $ 175,625 $ 113,000
Hillsborough, New Hampshire 16 $ 2,610,000 $ 163,125 $ 94,000
Butler, Ohio 16 $ 2,250,000 $ 140,625 $ 124,000
Travis, Texas 16 $ 2,300,000 $ 143,750 $ 137,000
Prince William, Virginia 16 $ 2,840,000 $ 177,500 $ 132,000
Pierce, Washington 16 $ 1,770,000 $ 110,625 $ 135,000
Jefferson, Alabama 15 $ 2,325,000 $ 155,000 $ 44,000
Yavapai, Arizona 15 $ 1,995,000 $ 133,000 $ 69,000
Leon, Florida 15 $ 2,025,000 $ 135,000 $ 136,000
Santa Rosa, Florida 15 $ 1,525,000 $ 101,666 $ 100,000
Lafayette, Louisiana 15 $ 1,335,000 $ 89,000 $ 139,000
Hampden, Massachusetts 15 $ 1,895,000 $ 126,333 $ 100,000
Worcester, Massachusetts 15 $ 3,175,000 $ 211,666 $ 109,000
St. Clair, Michigan 15 $ 1,025,000 $ 68,333 $ 79,000
St. Louis City, Missouri 15 $ 985,000 $ 65,666 $ 183,000
Multnomah, Oregon 15 $ 1,865,000 $ 124,333 $ 124,000
Horry, South Carolina 15 $ 2,135,000 $ 142,333 $ 82,000
Shasta, California 14 $ 1,970,000 $ 140,714 $ 58,000
Lower Connecticut River Valley Planning Region, Connecticut 14 $ 1,320,000 $ 94,285 $ 129,000
Western Connecticut Planning Region, Connecticut 14 $ 1,460,000 $ 104,285 $ 170,000
Lake, Indiana 14 $ 1,750,000 $ 125,000 $ 82,000
Sedgwick, Kansas 14 $ 1,040,000 $ 74,285 $ 72,000
Jefferson, Kentucky 14 $ 2,020,000 $ 144,285 $ 92,000
Anoka, Minnesota 14 $ 2,260,000 $ 161,428 $ 80,000
Washington, Minnesota 14 $ 1,440,000 $ 102,857 $ 123,000
Atlantic, New Jersey 14 $ 2,200,000 $ 157,142 $ 94,000
Essex, New Jersey 14 $ 3,190,000 $ 227,857 $ 99,000
Davidson, Tennessee 14 $ 2,070,000 $ 147,857 $ 114,000
Henrico, Virginia 14 $ 2,150,000 $ 153,571 $ 98,000
Butte, California 13 $ 1,205,000 $ 92,692 $ 93,000
San Luis Obispo, California 13 $ 3,975,000 $ 305,769 $ 147,000
Kane, Illinois 13 $ 1,575,000 $ 121,153 $ 103,000
Hendricks, Indiana 13 $ 1,485,000 $ 114,230 $ 107,000
Orleans, Louisiana 13 $ 1,425,000 $ 109,615 $ 134,000
Camden, New Jersey 13 $ 1,115,000 $ 85,769 $ 163,000
Union, North Carolina 13 $ 2,305,000 $ 177,307 $ 97,000
Marion, Oregon 13 $ 1,635,000 $ 125,769 $ 116,000
Washington, Oregon 13 $ 2,505,000 $ 192,692 $ 126,000
Delaware, Pennsylvania 13 $ 1,655,000 $ 127,307 $ 86,000
Spartanburg, South Carolina 13 $ 905,000 $ 69,615 $ 107,000
Hamilton, Tennessee 13 $ 1,625,000 $ 125,000 $ 144,000
Montgomery, Texas 13 $ 1,535,000 $ 118,076 $ 116,000
Williamson, Texas 13 $ 2,235,000 $ 171,923 $ 93,000
Loudoun, Virginia 13 $ 1,445,000 $ 111,153 $ 149,000
Sonoma, California 12 $ 1,610,000 $ 134,166 $ 165,000
Pueblo, Colorado 12 $ 1,500,000 $ 125,000 $ 62,000
Alachua, Florida 12 $ 1,560,000 $ 130,000 $ 99,000
Hernando, Florida 12 $ 1,400,000 $ 116,666 $ 63,000
Osceola, Florida 12 $ 1,520,000 $ 126,666 $ 82,000
McHenry, Illinois 12 $ 590,000 $ 49,166 $ 117,000
Tangipahoa, Louisiana 12 $ 1,310,000 $ 109,166 $ 78,000
Baltimore City, Maryland 12 $ 1,000,000 $ 83,333 $ 65,000
Rockingham, New Hampshire 12 $ 1,400,000 $ 116,666 $ 190,000
Buncombe, North Carolina 12 $ 1,480,000 $ 123,333 $ 155,000
Forsyth, North Carolina 12 $ 1,360,000 $ 113,333 $ 106,000
Guilford, North Carolina 12 $ 2,000,000 $ 166,666 $ 65,000
Kent, Rhode Island 12 $ 1,640,000 $ 136,666 $ 67,000
Greenville, South Carolina 12 $ 1,730,000 $ 144,166 $ 127,000
Coconino, Arizona 11 $ 3,005,000 $ 273,181 $ 104,000
Santa Cruz, California 11 $ 2,295,000 $ 208,636 $ 130,000
Citrus, Florida 11 $ 965,000 $ 87,727 $ 76,000
Forsyth, Georgia 11 $ 3,285,000 $ 298,636 $ 169,000
Canyon, Idaho 11 $ 1,995,000 $ 181,363 $ 163,000
Madison, Illinois 11 $ 995,000 $ 90,454 $ 115,000
Union, New Jersey 11 $ 1,245,000 $ 113,181 $ 158,000
Montgomery, Ohio 11 $ 915,000 $ 83,181 $ 99,000
Berks, Pennsylvania 11 $ 575,000 $ 52,272 $ 117,000
York, Pennsylvania 11 $ 2,365,000 $ 215,000 $ 52,000
Rockwall, Texas 11 $ 2,185,000 $ 198,636 $ 138,000
Benton, Washington 11 $ 1,595,000 $ 145,000 $ 110,000
Madera, California 10 $ 1,210,000 $ 121,000 $ 144,000
Douglas, Colorado 10 $ 1,470,000 $ 147,000 $ 164,000
Larimer, Colorado 10 $ 2,160,000 $ 216,000 $ 125,000
Charlotte, Florida 10 $ 650,000 $ 65,000 $ 62,000
Paulding, Georgia 10 $ 1,380,000 $ 138,000 $ 102,000
Suffolk, Massachusetts 10 $ 2,760,000 $ 276,000 $ 233,000
Kalamazoo, Michigan 10 $ 1,040,000 $ 104,000 $ 101,000
Livingston, Michigan 10 $ 1,510,000 $ 151,000 $ 53,000
Dakota, Minnesota 10 $ 1,830,000 $ 183,000 $ 101,000
Jefferson, Missouri 10 $ 1,340,000 $ 134,000 $ 69,000
Passaic, New Jersey 10 $ 680,000 $ 68,000 $ 184,000
Cabarrus, North Carolina 10 $ 1,630,000 $ 163,000 $ 95,000
Warren, Ohio 10 $ 720,000 $ 72,000 $ 86,000
Tulsa, Oklahoma 10 $ 860,000 $ 86,000 $ 158,000
Lane, Oregon 10 $ 1,550,000 $ 155,000 $ 122,000
Bucks, Pennsylvania 10 $ 2,220,000 $ 222,000 $ 79,000
Charleston, South Carolina 10 $ 1,840,000 $ 184,000 $ 96,000
Williamson, Tennessee 10 $ 2,030,000 $ 203,000 $ 97,000
Mohave, Arizona 9 $ 1,225,000 $ 136,111 $ 69,000
Yolo, California 9 $ 2,085,000 $ 231,666 $ 104,000
Greater Bridgeport Planning Region, Connecticut 9 $ 1,035,000 $ 115,000 $ 352,000
Bibb, Georgia 9 $ 945,000 $ 105,000 $ 153,000
Johnson, Indiana 9 $ 1,355,000 $ 150,555 $ 76,000
Madison, Indiana 9 $ 795,000 $ 88,333 $ 62,000
Barnstable, Massachusetts 9 $ 2,995,000 $ 332,777 $ 40,000
Ottawa, Michigan 9 $ 815,000 $ 90,555 $ 130,000
Pearl River, Mississippi 9 $ 975,000 $ 108,333 $ 119,000
Sussex, New Jersey 9 $ 1,315,000 $ 146,111 $ 138,000
Alamance, North Carolina 9 $ 1,895,000 $ 210,555 $ 97,000
Brunswick, North Carolina 9 $ 795,000 $ 88,333 $ 112,000
Durham, North Carolina 9 $ 1,505,000 $ 167,222 $ 156,000
New Hanover, North Carolina 9 $ 1,535,000 $ 170,555 $ 72,000
Oklahoma, Oklahoma 9 $ 795,000 $ 88,333 $ 103,000
Chester, Pennsylvania 9 $ 1,045,000 $ 116,111 $ 221,000
Monroe, Pennsylvania 9 $ 1,215,000 $ 135,000 $ 99,000
Philadelphia, Pennsylvania 9 $ 1,055,000 $ 117,222 $ 93,000
York, South Carolina 9 $ 1,305,000 $ 145,000 $ 123,000
Sumner, Tennessee 9 $ 1,375,000 $ 152,777 $ 121,000
Chesapeake, Virginia 9 $ 1,035,000 $ 115,000 $ 66,000
Matanuska-Susitna, Alaska 8 $ 910,000 $ 113,750 $ 158,000
Yuma, Arizona 8 $ 330,000 $ 41,250 $ 72,000
El Dorado, California 8 $ 1,520,000 $ 190,000 $ 114,000
Merced, California 8 $ 450,000 $ 56,250 $ 113,000
San Benito, California 8 $ 980,000 $ 122,500 $ 127,000
San Francisco, California 8 $ 2,380,000 $ 297,500 $ 162,000
Flagler, Florida 8 $ 730,000 $ 91,250 $ 92,000
St. Johns, Florida 8 $ 750,000 $ 93,750 $ 93,000
Cherokee, Georgia 8 $ 1,770,000 $ 221,250 $ 110,000
Hall, Georgia 8 $ 1,850,000 $ 231,250 $ 108,000
Walton, Georgia 8 $ 830,000 $ 103,750 $ 142,000
St. Clair, Illinois 8 $ 720,000 $ 90,000 $ 98,000
Delaware, Indiana 8 $ 330,000 $ 41,250 $ 78,000
Porter, Indiana 8 $ 610,000 $ 76,250 $ 112,000
Calcasieu, Louisiana 8 $ 770,000 $ 96,250 $ 115,000
St. Charles, Louisiana 8 $ 440,000 $ 55,000 $ 120,000
West Baton Rouge, Louisiana 8 $ 1,070,000 $ 133,750 $ 82,000
Harford, Maryland 8 $ 1,100,000 $ 137,500 $ 162,000
Genesee, Michigan 8 $ 430,000 $ 53,750 $ 89,000
Monroe, Michigan 8 $ 660,000 $ 82,500 $ 71,000
Muskegon, Michigan 8 $ 280,000 $ 35,000 $ 75,000
Ramsey, Minnesota 8 $ 780,000 $ 97,500 $ 103,000
Camden, Missouri 8 $ 700,000 $ 87,500 $ 162,000
Hudson, New Jersey 8 $ 860,000 $ 107,500 $ 99,000
Hunterdon, New Jersey 8 $ 1,100,000 $ 137,500 $ 165,000
Somerset, New Jersey 8 $ 1,450,000 $ 181,250 $ 136,000
Santa Fe, New Mexico 8 $ 1,000,000 $ 125,000 $ 254,000
Gaston, North Carolina 8 $ 470,000 $ 58,750 $ 171,000
Johnston, North Carolina 8 $ 590,000 $ 73,750 $ 114,000
Onslow, North Carolina 8 $ 710,000 $ 88,750 $ 124,000
Klamath, Oregon 8 $ 630,000 $ 78,750 $ 89,000
Cumberland, Pennsylvania 8 $ 830,000 $ 103,750 $ 103,000
Beaufort, South Carolina 8 $ 1,390,000 $ 173,750 $ 141,000
Johnson, Texas 8 $ 1,370,000 $ 171,250 $ 93,000
Kitsap, Washington 8 $ 1,470,000 $ 183,750 $ 69,000
Limestone, Alabama 7 $ 575,000 $ 82,142 $ 77,000
Tuscaloosa, Alabama 7 $ 595,000 $ 85,000 $ 104,000
Monterey, California 7 $ 1,715,000 $ 245,000 $ 126,000
San Mateo, California 7 $ 2,125,000 $ 303,571 $ 120,000
Santa Barbara, California 7 $ 685,000 $ 97,857 $ 82,000
Martin, Florida 7 $ 1,085,000 $ 155,000 $ 43,000
Bulloch, Georgia 7 $ 995,000 $ 142,142 $ 53,000
Henry, Georgia 7 $ 685,000 $ 97,857 $ 104,000
Montgomery, Indiana 7 $ 555,000 $ 79,285 $ 81,000
St. Joseph, Indiana 7 $ 735,000 $ 105,000 $ 66,000
Polk, Iowa 7 $ 425,000 $ 60,714 $ 107,000
Grand Traverse, Michigan 7 $ 665,000 $ 95,000 $ 127,000
Lapeer, Michigan 7 $ 445,000 $ 63,571 $ 107,000
Cass, Missouri 7 $ 285,000 $ 40,714 $ 133,000
Greene, Missouri 7 $ 1,065,000 $ 152,142 $ 81,000
San Juan, New Mexico 7 $ 925,000 $ 132,142 $ 98,000
Sandoval, New Mexico 7 $ 595,000 $ 85,000 $ 88,000
Clermont, Ohio 7 $ 575,000 $ 82,142 $ 107,000
Lucas, Ohio 7 $ 1,475,000 $ 210,714 $ 62,000
Summit, Ohio 7 $ 785,000 $ 112,142 $ 81,000
Lincoln, Oregon 7 $ 685,000 $ 97,857 $ 124,000
Luzerne, Pennsylvania 7 $ 435,000 $ 62,142 $ 95,000
Northampton, Pennsylvania 7 $ 725,000 $ 103,571 $ 98,000
Midland, Texas 7 $ 1,125,000 $ 160,714 $ 139,000
Clark, Washington 7 $ 705,000 $ 100,714 $ 101,000
Waukesha, Wisconsin 7 $ 1,245,000 $ 177,857 $ 72,000
Elmore, Alabama 6 $ 560,000 $ 93,333 $ 110,000
Madison, Alabama 6 $ 510,000 $ 85,000 $ 112,000
Benton, Arkansas 6 $ 850,000 $ 141,666 $ 135,000
Tehama, California 6 $ 320,000 $ 53,333 $ 80,000
Boulder, Colorado 6 $ 1,020,000 $ 170,000 $ 94,000
District of Columbia, District Of Columbia 6 $ 850,000 $ 141,666 $ 72,000
Collier, Florida 6 $ 530,000 $ 88,333 $ 103,000
Carroll, Georgia 6 $ 180,000 $ 30,000 $ 51,000
Boone, Indiana 6 $ 1,480,000 $ 246,666 $ 105,000
Morgan, Indiana 6 $ 310,000 $ 51,666 $ 88,000
Carroll, Maryland 6 $ 560,000 $ 93,333 $ 155,000
Frederick, Maryland 6 $ 730,000 $ 121,666 $ 90,000
St. Joseph, Michigan 6 $ 530,000 $ 88,333 $ 56,000
Le Sueur, Minnesota 6 $ 810,000 $ 135,000 $ 122,000
Belknap, New Hampshire 6 $ 710,000 $ 118,333 $ 81,000
Strafford, New Hampshire 6 $ 490,000 $ 81,666 $ 108,000
Dona Ana, New Mexico 6 $ 640,000 $ 106,666 $ 117,000
Nash, North Carolina 6 $ 360,000 $ 60,000 $ 64,000
Pitt, North Carolina 6 $ 300,000 $ 50,000 $ 62,000
Delaware, Ohio 6 $ 360,000 $ 60,000 $ 202,000
Cleveland, Oklahoma 6 $ 270,000 $ 45,000 $ 139,000
Polk, Oregon 6 $ 490,000 $ 81,666 $ 173,000
Dauphin, Pennsylvania 6 $ 490,000 $ 81,666 $ 73,000
Lancaster, Pennsylvania 6 $ 710,000 $ 118,333 $ 43,000
Lehigh, Pennsylvania 6 $ 1,300,000 $ 216,666 $ 105,000
Westmoreland, Pennsylvania 6 $ 1,270,000 $ 211,666 $ 147,000
Aiken, South Carolina 6 $ 430,000 $ 71,666 $ 88,000
Ellis, Texas 6 $ 730,000 $ 121,666 $ 113,000
Hidalgo, Texas 6 $ 1,070,000 $ 178,333 $ 40,000
Smith, Texas 6 $ 1,010,000 $ 168,333 $ 91,000
Alexandria, Virginia 6 $ 1,250,000 $ 208,333 $ 195,000
Fauquier, Virginia 6 $ 460,000 $ 76,666 $ 146,000
Roanoke, Virginia 6 $ 450,000 $ 75,000 $ 81,000
Franklin, Washington 6 $ 590,000 $ 98,333 $ 103,000
Thurston, Washington 6 $ 560,000 $ 93,333 $ 117,000
Berkeley, West Virginia 6 $ 1,230,000 $ 205,000 $ 88,000
Chilton, Alabama 5 $ 405,000 $ 81,000 $ 79,000
Colbert, Alabama 5 $ 175,000 $ 35,000 $ 91,000
St. Clair, Alabama 5 $ 225,000 $ 45,000 $ 40,000
Navajo, Arizona 5 $ 385,000 $ 77,000 $ 56,000
Humboldt, California 5 $ 615,000 $ 123,000 $ 107,000
Tuolumne, California 5 $ 595,000 $ 119,000 $ 87,000
Chaffee, Colorado 5 $ 1,535,000 $ 307,000 $ 162,000
Northwest Hills Planning Region, Connecticut 5 $ 535,000 $ 107,000 $ 194,000
Indian River, Florida 5 $ 715,000 $ 143,000 $ 265,000
Okaloosa, Florida 5 $ 375,000 $ 75,000 $ 158,000
Chatham, Georgia 5 $ 385,000 $ 77,000 $ 77,000
Columbia, Georgia 5 $ 815,000 $ 163,000 $ 72,000
Honolulu, Hawaii 5 $ 2,815,000 $ 563,000 $ 443,000
Rock Island, Illinois 5 $ 815,000 $ 163,000 $ 51,000
Leavenworth, Kansas 5 $ 235,000 $ 47,000 $ 80,000
Shawnee, Kansas 5 $ 425,000 $ 85,000 $ 35,000
Wyandotte, Kansas 5 $ 345,000 $ 69,000 $ 112,000
Bullitt, Kentucky 5 $ 875,000 $ 175,000 $ 74,000
St. Landry, Louisiana 5 $ 665,000 $ 133,000 $ 141,000
Charles, Maryland 5 $ 675,000 $ 135,000 $ 77,000
Howard, Maryland 5 $ 925,000 $ 185,000 $ 180,000
Wicomico, Maryland 5 $ 365,000 $ 73,000 $ 84,000
Worcester, Maryland 5 $ 1,365,000 $ 273,000 $ 155,000
Jackson, Michigan 5 $ 495,000 $ 99,000 $ 97,000
Carver, Minnesota 5 $ 225,000 $ 45,000 $ 92,000
DeSoto, Mississippi 5 $ 605,000 $ 121,000 $ 85,000
Harrison, Mississippi 5 $ 1,145,000 $ 229,000 $ 118,000
Jackson, Mississippi 5 $ 415,000 $ 83,000 $ 135,000
Platte, Missouri 5 $ 1,235,000 $ 247,000 $ 78,000
Stone, Missouri 5 $ 735,000 $ 147,000 $ 41,000
Merrimack, New Hampshire 5 $ 775,000 $ 155,000 $ 153,000
Cape May, New Jersey 5 $ 1,085,000 $ 217,000 $ 183,000
Mercer, New Jersey 5 $ 535,000 $ 107,000 $ 111,000
Cumberland, North Carolina 5 $ 245,000 $ 49,000 $ 76,000
Cass, North Dakota 5 $ 285,000 $ 57,000 $ 121,000
Lake, Ohio 5 $ 605,000 $ 121,000 $ 142,000
Richland, Ohio 5 $ 565,000 $ 113,000 $ 92,000
Benton, Oregon 5 $ 655,000 $ 131,000 $ 169,000
Clatsop, Oregon 5 $ 845,000 $ 169,000 $ 65,000
Jackson, Oregon 5 $ 525,000 $ 105,000 $ 86,000
Washington, Rhode Island 5 $ 1,155,000 $ 231,000 $ 234,000
Berkeley, South Carolina 5 $ 385,000 $ 77,000 $ 107,000
Lexington, South Carolina 5 $ 235,000 $ 47,000 $ 102,000
Richland, South Carolina 5 $ 235,000 $ 47,000 $ 128,000
Cumberland, Tennessee 5 $ 375,000 $ 75,000 $ 53,000
Rutherford, Tennessee 5 $ 465,000 $ 93,000 $ 162,000
Sevier, Tennessee 5 $ 495,000 $ 99,000 $ 137,000
Sullivan, Tennessee 5 $ 545,000 $ 109,000 $ 84,000
Wilson, Tennessee 5 $ 495,000 $ 99,000 $ 126,000
Hays, Texas 5 $ 1,235,000 $ 247,000 $ 92,000
Parker, Texas 5 $ 1,575,000 $ 315,000 $ 176,000
Arlington, Virginia 5 $ 525,000 $ 105,000 $ 129,000
Brown, Wisconsin 5 $ 935,000 $ 187,000 $ 79,000
Outagamie, Wisconsin 5 $ 655,000 $ 131,000 $ 117,000
Cullman, Alabama 4 $ 720,000 $ 180,000 $ 34,000
Montgomery, Alabama 4 $ 730,000 $ 182,500 $ 52,000
Shelby, Alabama 4 $ 190,000 $ 47,500 $ 84,000
Cochise, Arizona 4 $ 510,000 $ 127,500 $ 61,000
Washington, Arkansas 4 $ 200,000 $ 50,000 $ 116,000
Kings, California 4 $ 610,000 $ 152,500 $ 97,000
Nevada, California 4 $ 560,000 $ 140,000 $ 85,000
Sutter, California 4 $ 420,000 $ 105,000 $ 86,000
Yuba, California 4 $ 1,030,000 $ 257,500 $ 49,000
Southeastern Connecticut Planning Region, Connecticut 4 $ 340,000 $ 85,000 $ 89,000
Escambia, Florida 4 $ 580,000 $ 145,000 $ 67,000
Nassau, Florida 4 $ 460,000 $ 115,000 $ 115,000
Sumter, Florida 4 $ 1,010,000 $ 252,500 $ 88,000
Bartow, Georgia 4 $ 660,000 $ 165,000 $ 196,000
Clayton, Georgia 4 $ 480,000 $ 120,000 $ 102,000
Coweta, Georgia 4 $ 420,000 $ 105,000 $ 150,000
Effingham, Georgia 4 $ 260,000 $ 65,000 $ 124,000
Houston, Georgia 4 $ 380,000 $ 95,000 $ 24,000
Boundary, Idaho 4 $ 650,000 $ 162,500 $ 77,000
Nez Perce, Idaho 4 $ 740,000 $ 185,000 $ 152,000
Adams, Indiana 4 $ 390,000 $ 97,500 $ 97,000
Clay, Indiana 4 $ 250,000 $ 62,500 $ 43,000
Floyd, Indiana 4 $ 720,000 $ 180,000 $ 135,000
Grant, Indiana 4 $ 280,000 $ 70,000 $ 53,000
Kosciusko, Indiana 4 $ 870,000 $ 217,500 $ 31,000
LaPorte, Indiana 4 $ 350,000 $ 87,500 $ 123,000
Putnam, Indiana 4 $ 550,000 $ 137,500 $ 111,000
Tippecanoe, Indiana 4 $ 910,000 $ 227,500 $ 75,000
Linn, Iowa 4 $ 570,000 $ 142,500 $ 15,000
Douglas, Kansas 4 $ 660,000 $ 165,000 $ 51,000
Reno, Kansas 4 $ 190,000 $ 47,500 $ 89,000
Campbell, Kentucky 4 $ 270,000 $ 67,500 $ 114,000
Acadia, Louisiana 4 $ 440,000 $ 110,000 $ 94,000
Lafourche, Louisiana 4 $ 460,000 $ 115,000 $ 75,000
Ouachita, Louisiana 4 $ 190,000 $ 47,500 $ 184,000
Terrebonne, Louisiana 4 $ 470,000 $ 117,500 $ 149,000
Vermilion, Louisiana 4 $ 490,000 $ 122,500 $ 112,000
Androscoggin, Maine 4 $ 260,000 $ 65,000 $ 102,000
Franklin, Massachusetts 4 $ 400,000 $ 100,000 $ 85,000
Allegan, Michigan 4 $ 160,000 $ 40,000 $ 65,000
Ingham, Michigan 4 $ 530,000 $ 132,500 $ 26,000
Montcalm, Michigan 4 $ 310,000 $ 77,500 $ 72,000
Olmsted, Minnesota 4 $ 260,000 $ 65,000 $ 70,000
Sherburne, Minnesota 4 $ 320,000 $ 80,000 $ 79,000
Hancock, Mississippi 4 $ 360,000 $ 90,000 $ 193,000
Rankin, Mississippi 4 $ 700,000 $ 175,000 $ 84,000
Boone, Missouri 4 $ 400,000 $ 100,000 $ 58,000
Cape Girardeau, Missouri 4 $ 140,000 $ 35,000 $ 113,000
Christian, Missouri 4 $ 650,000 $ 162,500 $ 66,000
Lincoln, Missouri 4 $ 240,000 $ 60,000 $ 105,000
Warren, New Jersey 4 $ 650,000 $ 162,500 $ 64,000
Iredell, North Carolina 4 $ 760,000 $ 190,000 $ 28,000
Jackson, North Carolina 4 $ 220,000 $ 55,000 $ 36,000
Randolph, North Carolina 4 $ 450,000 $ 112,500 $ 120,000
Rockingham, North Carolina 4 $ 270,000 $ 67,500 $ 123,000
Rowan, North Carolina 4 $ 210,000 $ 52,500 $ 73,000
Surry, North Carolina 4 $ 490,000 $ 122,500 $ 66,000
Darke, Ohio 4 $ 260,000 $ 65,000 $ 70,000
Portage, Ohio 4 $ 470,000 $ 117,500 $ 137,000
Muskogee, Oklahoma 4 $ 390,000 $ 97,500 $ 40,000
Baker, Oregon 4 $ 330,000 $ 82,500 $ 126,000
Columbia, Oregon 4 $ 240,000 $ 60,000 $ 109,000
Anderson, South Carolina 4 $ 390,000 $ 97,500 $ 50,000
Dorchester, South Carolina 4 $ 350,000 $ 87,500 $ 94,000
Fairfield, South Carolina 4 $ 620,000 $ 155,000 $ 180,000
Shelby, Tennessee 4 $ 450,000 $ 112,500 $ 108,000
Bell, Texas 4 $ 460,000 $ 115,000 $ 119,000
Galveston, Texas 4 $ 610,000 $ 152,500 $ 87,000
Kaufman, Texas 4 $ 700,000 $ 175,000 $ 96,000
Salt Lake, Utah 4 $ 1,150,000 $ 287,500 $ 101,000
Amelia, Virginia 4 $ 160,000 $ 40,000 $ 89,000
Amherst, Virginia 4 $ 200,000 $ 50,000 $ 92,000
Hanover, Virginia 4 $ 550,000 $ 137,500 $ 188,000
Henry, Virginia 4 $ 430,000 $ 107,500 $ 169,000
Lancaster, Virginia 4 $ 380,000 $ 95,000 $ 130,000
Newport News, Virginia 4 $ 380,000 $ 95,000 $ 61,000
Norfolk, Virginia 4 $ 420,000 $ 105,000 $ 60,000
Northumberland, Virginia 4 $ 550,000 $ 137,500 $ 67,000
Portsmouth, Virginia 4 $ 360,000 $ 90,000 $ 68,000
Richmond, Virginia 4 $ 770,000 $ 192,500 $ 115,000
Southampton, Virginia 4 $ 480,000 $ 120,000 $ 89,000
Suffolk, Virginia 4 $ 790,000 $ 197,500 $ 33,000
Lewis, Washington 4 $ 420,000 $ 105,000 $ 65,000
Skagit, Washington 4 $ 770,000 $ 192,500 $ 135,000
Putnam, West Virginia 4 $ 670,000 $ 167,500 $ 22,000
Manitowoc, Wisconsin 4 $ 400,000 $ 100,000 $ 109,000
Etowah, Alabama 3 $ 205,000 $ 68,333 $ 117,000
Lauderdale, Alabama 3 $ 435,000 $ 145,000 $ 54,000
Tallapoosa, Alabama 3 $ 255,000 $ 85,000 $ 38,000
Walker, Alabama 3 $ 415,000 $ 138,333 $ 83,000
Fairbanks North Star, Alaska 3 $ 195,000 $ 65,000 $ 224,000
Apache, Arizona 3 $ 195,000 $ 65,000 $ 283,000
White, Arkansas 3 $ 205,000 $ 68,333 $ 32,000
Imperial, California 3 $ 235,000 $ 78,333 $ 148,000
Lake, California 3 $ 155,000 $ 51,666 $ 98,000
Mendocino, California 3 $ 155,000 $ 51,666 $ 127,000
Broomfield, Colorado 3 $ 915,000 $ 305,000 $ 296,000
Eagle, Colorado 3 $ 485,000 $ 161,666 $ 119,000
Northeastern Connecticut Planning Region, Connecticut 3 $ 285,000 $ 95,000 $ 55,000
Kent, Delaware 3 $ 1,125,000 $ 375,000 $ 143,000
Bay, Florida 3 $ 585,000 $ 195,000 $ 127,000
Bradford, Florida 3 $ 115,000 $ 38,333 $ 96,000
Clay, Florida 3 $ 315,000 $ 105,000 $ 54,000
Highlands, Florida 3 $ 775,000 $ 258,333 $ 90,000
Putnam, Florida 3 $ 205,000 $ 68,333 $ 74,000
Taylor, Florida 3 $ 135,000 $ 45,000 $ 37,000
Camden, Georgia 3 $ 545,000 $ 181,666 $ 153,000
Fayette, Georgia 3 $ 265,000 $ 88,333 $ 196,000
Glynn, Georgia 3 $ 355,000 $ 118,333 $ 110,000
Habersham, Georgia 3 $ 275,000 $ 91,666 $ 224,000
Jackson, Georgia 3 $ 405,000 $ 135,000 $ 103,000
Jones, Georgia 3 $ 475,000 $ 158,333 $ 40,000
Spalding, Georgia 3 $ 95,000 $ 31,666 $ 67,000
Ware, Georgia 3 $ 135,000 $ 45,000 $ 102,000
Bannock, Idaho 3 $ 365,000 $ 121,666 $ 80,000
Franklin, Idaho 3 $ 115,000 $ 38,333 $ 70,000
DeKalb, Illinois 3 $ 145,000 $ 48,333 $ 74,000
Peoria, Illinois 3 $ 145,000 $ 48,333 $ 86,000
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Mortgage Loan Application Detail Totals for Valon Mortgage in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 3,507 $241,205,000 $68,000 $745,000 $127,000 $7,000,000
Home Improvement 2,241 $179,045,000 $79,000 $785,000 $129,000 $2,100,000
Cash-out Refinancing 1,093 $283,755,000 $259,000 $945,000 $48,000 $428,000
Refinancing 853 $252,225,000 $295,000 $1,115,000 $83,000 $1,600,000
Home Purchase 156 $47,350,000 $303,000 $795,000 $87,000 $413,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,854 $611,340,000 $125,000 $1,115,000 $112,000 $2,100,000
Not Provided 1,044 $128,380,000 $122,000 $925,000 $119,000 $1,000,000
Hispanic 999 $122,585,000 $122,000 $775,000 $108,000 $7,000,000
Black or African American 454 $56,630,000 $124,000 $945,000 $91,000 $546,000
Asian 412 $73,230,000 $177,000 $1,075,000 $115,000 $1,250,000
American Indian or Alaskan Native 73 $9,685,000 $132,000 $755,000 $100,000 $300,000
Native Hawaiian or Other Pacific Islander 14 $1,730,000 $123,000 $425,000 $84,000 $166,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,376 $873,520,000 $118,000 $1,115,000 $116,000 $7,000,000
FHA-insured (Federal Housing Administration) 474 $130,060,000 $274,000 $945,000 $34,000 $428,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,388 $496,140,000 $113,000 $1,115,000 $132,000 $1,795,000
Application Denied By Financial Institution 1,494 $219,970,000 $147,000 $945,000 $78,000 $2,100,000
Application Approved But Not Accepted 952 $68,950,000 $72,000 $665,000 $131,000 $1,153,000
Application Withdrawn By Applicant 776 $145,090,000 $186,000 $805,000 $67,000 $7,000,000
File Closed For Incompleteness 240 $73,430,000 $305,000 $975,000 $0 $150,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,356 $783,610,000 $123,000 $1,115,000 $119,000 $7,000,000
Debt-To-Income Ratio 643 $103,105,000 $160,000 $905,000 $39,000 $810,000
Credit Application Incomplete 335 $29,265,000 $87,000 $735,000 $157,000 $2,100,000
Credit History 182 $37,910,000 $208,000 $945,000 $41,000 $280,000
Collateral 146 $21,330,000 $146,000 $755,000 $87,000 $1,250,000
Other 126 $11,380,000 $90,000 $615,000 $139,000 $725,000
Insufficient Cash (Downpayment, Closing Cost) 30 $7,770,000 $259,000 $665,000 $14,000 $163,000
Unverifiable Information 27 $7,525,000 $278,000 $765,000 $34,000 $144,000
Employment History 5 $1,685,000 $337,000 $495,000 $15,000 $79,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Valon Mortgage's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Valon Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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