Valon Mortgage Mortgage Lending & HMDA Data, 2025
In 2025, Valon Mortgage of Phoenix, AZ reported 7,850 mortgage applications totaling $1.0 billion, up 1054% from 2024. The average application was for $127,844, and applicants reported an average income of $110,995. 56% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (227), Los Angeles-Long Beach-Glendale, CA (189) and Warren-Troy-Farmington Hills, MI (175) (applications in parentheses).
| Mortgage Company & Address | Valon Mortgage 14647 S 50th St, Ste A150 Phoenix, AZ 85044 |
| Federal Regulator | * available with data download |
| Years | 2025 2024 |
| Total Number of Mortgage Applications | 7,850 |
| Total Mortgage Loan Application Amount | $1,003,580,000 |
| Average Mortgage Loan Application Amount | $127,844 |
| Highest Mortgage Loan Application Amount | $1,115,000 |
| Average Applicant Income | $110,995 |
| Highest Applicant Income | $7,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Valon Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 762 | $ 91,990,000 | $ 120,721 | $ 92,269 |
| Phoenix-Mesa-Scottsdale, AZ | 227 | $ 30,885,000 | $ 136,057 | $ 111,000 |
| Los Angeles-Long Beach-Glendale, CA | 189 | $ 28,895,000 | $ 152,883 | $ 123,000 |
| Warren-Troy-Farmington Hills, MI | 175 | $ 17,785,000 | $ 101,628 | $ 99,000 |
| Chicago-Naperville, IL | 170 | $ 18,710,000 | $ 110,058 | $ 108,000 |
| Riverside-San Bernardino-Ontario, CA | 162 | $ 20,530,000 | $ 126,728 | $ 104,000 |
| St. Louis, MO-IL | 147 | $ 15,855,000 | $ 107,857 | $ 119,027 |
| Baton Rouge, LA | 132 | $ 11,480,000 | $ 86,969 | $ 119,000 |
| Denver-Aurora-Lakewood, CO | 131 | $ 22,045,000 | $ 168,282 | $ 108,000 |
| Kansas City, MO-KS | 128 | $ 11,740,000 | $ 91,718 | $ 112,046 |
| Orlando-Kissimmee-Sanford, FL | 118 | $ 13,640,000 | $ 115,593 | $ 133,000 |
| Atlanta-Sandy Springs-Roswell, GA | 117 | $ 14,605,000 | $ 124,829 | $ 128,000 |
| Dallas-Plano-Irving, TX | 117 | $ 21,665,000 | $ 185,170 | $ 126,000 |
| Tampa, FL | 102 | $ 12,140,000 | $ 119,019 | $ 83,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 101 | $ 14,175,000 | $ 140,346 | $ 133,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 95 | $ 11,315,000 | $ 119,105 | $ 109,200 |
| Indianapolis-Carmel-Anderson, IN | 93 | $ 13,485,000 | $ 145,000 | $ 96,000 |
| Houston-The Woodlands-Sugar Land, TX | 91 | $ 13,805,000 | $ 151,703 | $ 119,000 |
| Charlotte-Concord-Gastonia, NC-SC | 81 | $ 10,485,000 | $ 129,444 | $ 99,000 |
| Cincinnati, OH-KY-IN | 80 | $ 8,160,000 | $ 102,000 | $ 108,225 |
| Lakewood-New Brunswick, NJ | 78 | $ 12,490,000 | $ 160,128 | $ 109,000 |
| Arlington-Alexandria-Reston, VA-WV | 77 | $ 11,365,000 | $ 147,597 | $ 150,220 |
| San Diego-Carlsbad, CA | 71 | $ 11,935,000 | $ 168,098 | $ 145,000 |
| Baltimore-Columbia-Towson, MD | 69 | $ 7,425,000 | $ 107,608 | $ 123,000 |
| Providence-Warwick, RI-MA | 67 | $ 10,185,000 | $ 152,014 | $ 101,835 |
| Camden, NJ | 66 | $ 7,450,000 | $ 112,878 | $ 108,000 |
| Detroit-Dearborn-Livonia, MI | 66 | $ 5,490,000 | $ 83,181 | $ 88,000 |
| Miami-Miami Beach-Kendall, FL | 66 | $ 9,160,000 | $ 138,787 | $ 113,000 |
| Hartford-West Hartford-East Hartford, CT | 64 | $ 8,370,000 | $ 130,781 | $ 137,000 |
| Newark, NJ-PA | 63 | $ 9,265,000 | $ 147,063 | $ 157,000 |
| Slidell-Mandeville-Covington, LA | 63 | $ 7,635,000 | $ 121,190 | $ 119,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 59 | $ 8,925,000 | $ 151,271 | $ 129,203 |
| Oakland-Hayward-Berkeley, CA | 56 | $ 12,670,000 | $ 226,250 | $ 151,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 56 | $ 5,630,000 | $ 100,535 | $ 76,803 |
| New Orleans-Metairie, LA | 54 | $ 4,320,000 | $ 80,000 | $ 109,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 53 | $ 7,565,000 | $ 142,735 | $ 116,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 53 | $ 6,385,000 | $ 120,471 | $ 117,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 52 | $ 5,090,000 | $ 97,884 | $ 151,000 |
| Fort Worth-Arlington, TX | 51 | $ 9,865,000 | $ 193,431 | $ 98,000 |
| Anaheim-Santa Ana-Irvine, CA | 49 | $ 7,935,000 | $ 161,938 | $ 127,000 |
| Jacksonville, FL | 49 | $ 4,455,000 | $ 90,918 | $ 101,000 |
| Richmond, VA | 49 | $ 6,875,000 | $ 140,306 | $ 134,000 |
| Washington, DC-MD | 49 | $ 5,025,000 | $ 102,551 | $ 110,612 |
| Fresno, CA | 48 | $ 4,140,000 | $ 86,250 | $ 106,000 |
| St. Petersburg-Clearwater-Largo, FL | 47 | $ 6,275,000 | $ 133,510 | $ 109,000 |
| Boston, MA | 46 | $ 8,210,000 | $ 178,478 | $ 127,000 |
| Grand Rapids-Wyoming, MI | 45 | $ 4,385,000 | $ 97,444 | $ 96,000 |
| Columbus, OH | 44 | $ 3,990,000 | $ 90,681 | $ 131,000 |
| Marietta, GA | 42 | $ 6,270,000 | $ 149,285 | $ 136,000 |
| Montgomery County-Bucks County-Chester County, PA | 41 | $ 5,445,000 | $ 132,804 | $ 127,000 |
| North Port-Sarasota-Bradenton, FL | 41 | $ 3,785,000 | $ 92,317 | $ 115,000 |
| Pittsburgh, PA | 41 | $ 3,835,000 | $ 93,536 | $ 103,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 40 | $ 5,020,000 | $ 125,500 | $ 77,000 |
| New York-Jersey City-White Plains, NY-NJ | 40 | $ 4,970,000 | $ 124,250 | $ 148,550 |
| Raleigh, NC | 40 | $ 4,490,000 | $ 112,250 | $ 147,000 |
| Austin-Round Rock, TX | 38 | $ 6,300,000 | $ 165,789 | $ 106,000 |
| Boise City, ID | 37 | $ 6,105,000 | $ 165,000 | $ 167,000 |
| New Haven-Milford, CT | 37 | $ 3,975,000 | $ 107,432 | $ 134,000 |
| Stockton-Lodi, CA | 36 | $ 3,640,000 | $ 101,111 | $ 338,000 |
| El Paso, TX | 35 | $ 5,985,000 | $ 171,000 | $ 98,000 |
| Albuquerque, NM | 34 | $ 4,200,000 | $ 123,529 | $ 96,000 |
| Cambridge-Newton-Framingham, MA | 34 | $ 5,370,000 | $ 157,941 | $ 106,000 |
| San Antonio-New Braunfels, TX | 34 | $ 5,040,000 | $ 148,235 | $ 123,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 34 | $ 6,380,000 | $ 187,647 | $ 129,000 |
| Tucson, AZ | 34 | $ 4,300,000 | $ 126,470 | $ 145,000 |
| Birmingham-Hoover, AL | 33 | $ 3,585,000 | $ 108,636 | $ 59,000 |
| Knoxville, TN | 33 | $ 3,515,000 | $ 106,515 | $ 107,000 |
| Lakeland-Winter Haven, FL | 29 | $ 2,805,000 | $ 96,724 | $ 101,000 |
| Louisville/Jefferson County, KY-IN | 28 | $ 3,960,000 | $ 141,428 | $ 93,107 |
| Milwaukee-Waukesha-West Allis, WI | 28 | $ 4,160,000 | $ 148,571 | $ 103,000 |
| Anchorage, AK | 27 | $ 3,505,000 | $ 129,814 | $ 137,000 |
| Colorado Springs, CO | 27 | $ 2,725,000 | $ 100,925 | $ 115,000 |
| Port St. Lucie, FL | 27 | $ 3,365,000 | $ 124,629 | $ 64,000 |
| Washington-Baltimore-Arlington, DC | 27 | $ 3,605,000 | $ 133,518 | $ 127,000 |
| Waterbury-Shelton, CT | 27 | $ 3,465,000 | $ 128,333 | $ 130,000 |
| Cape Coral-Fort Myers, FL | 26 | $ 3,040,000 | $ 116,923 | $ 139,000 |
| Cleveland, OH | 26 | $ 3,170,000 | $ 121,923 | $ 102,000 |
| Lafayette, LA | 24 | $ 2,310,000 | $ 96,250 | $ 127,000 |
| Lake County-Porter County-Jasper County, IN | 24 | $ 2,820,000 | $ 117,500 | $ 92,000 |
| Ann Arbor, MI | 23 | $ 1,615,000 | $ 70,217 | $ 114,000 |
| Bend-Redmond, OR | 23 | $ 2,585,000 | $ 112,391 | $ 104,000 |
| Bridgeport-Stamford-Norwalk, CT | 23 | $ 2,495,000 | $ 108,478 | $ 241,000 |
| Mobile, AL | 23 | $ 2,605,000 | $ 113,260 | $ 93,000 |
| Bakersfield, CA | 22 | $ 2,330,000 | $ 105,909 | $ 114,000 |
| Everett, WA | 22 | $ 3,960,000 | $ 180,000 | $ 118,000 |
| Modesto, CA | 22 | $ 2,240,000 | $ 101,818 | $ 114,000 |
| Oklahoma City, OK | 22 | $ 2,220,000 | $ 100,909 | $ 97,000 |
| Philadelphia, PA | 22 | $ 2,710,000 | $ 123,181 | $ 89,000 |
| Visalia-Porterville, CA | 21 | $ 1,625,000 | $ 77,380 | $ 98,000 |
| Wilmington, DE-MD-NJ | 21 | $ 2,435,000 | $ 115,952 | $ 74,666 |
| Allentown-Bethlehem-Easton, PA-NJ | 20 | $ 2,990,000 | $ 149,500 | $ 96,000 |
| Greensboro-High Point, NC | 20 | $ 2,720,000 | $ 136,000 | $ 88,000 |
| Seattle-Bellevue-Everett, WA | 20 | $ 4,140,000 | $ 207,000 | $ 101,000 |
| Vallejo-Fairfield, CA | 20 | $ 2,580,000 | $ 129,000 | $ 98,000 |
| Atlantic City-Hammonton, NJ | 19 | $ 3,285,000 | $ 172,894 | $ 118,000 |
| Charleston-North Charleston, SC | 19 | $ 2,575,000 | $ 135,526 | $ 99,000 |
| Fort Wayne, IN | 19 | $ 2,615,000 | $ 137,631 | $ 69,000 |
| Lake County-Kenosha County, IL-WI | 19 | $ 2,425,000 | $ 127,631 | $ 85,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 19 | $ 2,645,000 | $ 139,210 | $ 129,000 |
| Pensacola-Ferry Pass-Brent, FL | 19 | $ 2,105,000 | $ 110,789 | $ 93,000 |
| Salem, OR | 19 | $ 2,125,000 | $ 111,842 | $ 135,000 |
| Tallahassee, FL | 19 | $ 2,515,000 | $ 132,368 | $ 156,000 |
| Elgin, IL | 18 | $ 2,060,000 | $ 114,444 | $ 87,000 |
| Ocala, FL | 18 | $ 1,400,000 | $ 77,777 | $ 108,000 |
| Rockingham County-Strafford County, NH | 18 | $ 1,890,000 | $ 105,000 | $ 162,000 |
| Spokane-Spokane Valley, WA | 18 | $ 3,030,000 | $ 168,333 | $ 86,000 |
| Wilmington, NC | 18 | $ 2,330,000 | $ 129,444 | $ 92,000 |
| Greenville-Anderson-Mauldin, SC | 17 | $ 2,175,000 | $ 127,941 | $ 110,000 |
| Kennewick-Richland, WA | 17 | $ 2,185,000 | $ 128,529 | $ 107,000 |
| Columbia, SC | 16 | $ 1,230,000 | $ 76,875 | $ 129,000 |
| Daphne-Fairhope-Foley, AL | 16 | $ 2,620,000 | $ 163,750 | $ 123,000 |
| Greeley, CO | 16 | $ 2,520,000 | $ 157,500 | $ 105,000 |
| Manchester-Nashua, NH | 16 | $ 2,610,000 | $ 163,125 | $ 94,000 |
| Palm Bay-Melbourne-Titusville, FL | 16 | $ 1,760,000 | $ 110,000 | $ 111,000 |
| Tacoma-Lakewood, WA | 16 | $ 1,770,000 | $ 110,625 | $ 135,000 |
| Wichita, KS | 16 | $ 1,310,000 | $ 81,875 | $ 72,000 |
| Gulfport-Biloxi-Pascagoula, MS | 15 | $ 1,975,000 | $ 131,666 | $ 139,000 |
| Harrisburg-Carlisle, PA | 15 | $ 1,615,000 | $ 107,666 | $ 88,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 15 | $ 2,135,000 | $ 142,333 | $ 82,000 |
| Prescott Valley-Prescott, AZ | 15 | $ 1,995,000 | $ 133,000 | $ 69,000 |
| San Francisco-Redwood City-South San Francisco, CA | 15 | $ 4,505,000 | $ 300,333 | $ 142,000 |
| Springfield, MA | 15 | $ 1,895,000 | $ 126,333 | $ 100,000 |
| Worcester, MA-CT | 15 | $ 3,175,000 | $ 211,666 | $ 109,000 |
| Chattanooga, TN-GA | 14 | $ 1,670,000 | $ 119,285 | $ 143,714 |
| Redding, CA | 14 | $ 1,970,000 | $ 140,714 | $ 58,000 |
| Springfield, MO | 14 | $ 1,870,000 | $ 133,571 | $ 79,000 |
| Winston-Salem, NC | 14 | $ 1,470,000 | $ 105,000 | $ 107,000 |
| Asheville, NC | 13 | $ 1,675,000 | $ 128,846 | $ 143,000 |
| Chico, CA | 13 | $ 1,205,000 | $ 92,692 | $ 93,000 |
| Dayton-Springfield-Kettering, OH | 13 | $ 1,225,000 | $ 94,230 | $ 104,000 |
| Huntsville, AL | 13 | $ 1,085,000 | $ 83,461 | $ 93,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 13 | $ 3,975,000 | $ 305,769 | $ 147,000 |
| Spartanburg, SC | 13 | $ 905,000 | $ 69,615 | $ 107,000 |
| Tulsa, OK | 13 | $ 1,095,000 | $ 84,230 | $ 140,000 |
| Des Moines-West Des Moines, IA | 12 | $ 650,000 | $ 54,166 | $ 110,000 |
| Durham-Chapel Hill, NC | 12 | $ 1,670,000 | $ 139,166 | $ 157,000 |
| Gainesville, FL | 12 | $ 1,560,000 | $ 130,000 | $ 99,000 |
| Hammond, LA | 12 | $ 1,310,000 | $ 109,166 | $ 78,000 |
| Macon-Bibb County, GA | 12 | $ 1,420,000 | $ 118,333 | $ 125,000 |
| Pueblo, CO | 12 | $ 1,500,000 | $ 125,000 | $ 62,000 |
| Santa Rosa, CA | 12 | $ 1,610,000 | $ 134,166 | $ 165,000 |
| Akron, OH | 11 | $ 1,255,000 | $ 114,090 | $ 101,000 |
| Augusta-Richmond County, GA-SC | 11 | $ 1,245,000 | $ 113,181 | $ 80,727 |
| Flagstaff, AZ | 11 | $ 3,005,000 | $ 273,181 | $ 104,000 |
| Homosassa Springs, FL | 11 | $ 965,000 | $ 87,727 | $ 76,000 |
| Memphis, TN-MS-AR | 11 | $ 1,225,000 | $ 111,363 | $ 138,454 |
| Montgomery, AL | 11 | $ 1,335,000 | $ 121,363 | $ 87,000 |
| Reading, PA | 11 | $ 575,000 | $ 52,272 | $ 117,000 |
| Santa Cruz-Watsonville, CA | 11 | $ 2,295,000 | $ 208,636 | $ 130,000 |
| Terre Haute, IN | 11 | $ 965,000 | $ 87,727 | $ 56,000 |
| York-Hanover, PA | 11 | $ 2,365,000 | $ 215,000 | $ 52,000 |
| Eugene, OR | 10 | $ 1,550,000 | $ 155,000 | $ 122,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 10 | $ 1,050,000 | $ 105,000 | $ 127,000 |
| Fort Collins, CO | 10 | $ 2,160,000 | $ 216,000 | $ 125,000 |
| Kalamazoo-Portage, MI | 10 | $ 1,040,000 | $ 104,000 | $ 101,000 |
| Lynchburg, VA | 10 | $ 490,000 | $ 49,000 | $ 68,000 |
| Punta Gorda, FL | 10 | $ 650,000 | $ 65,000 | $ 62,000 |
| Roanoke, VA | 10 | $ 1,230,000 | $ 123,000 | $ 123,000 |
| Savannah, GA | 10 | $ 710,000 | $ 71,000 | $ 96,000 |
| Toledo, OH | 10 | $ 1,590,000 | $ 159,000 | $ 86,000 |
| Barnstable Town, MA | 9 | $ 2,995,000 | $ 332,777 | $ 40,000 |
| Burlington, NC | 9 | $ 1,895,000 | $ 210,555 | $ 97,000 |
| Davenport-Moline-Rock Island, IA-IL | 9 | $ 1,455,000 | $ 161,666 | $ 56,000 |
| Hickory-Lenoir-Morganton, NC | 9 | $ 575,000 | $ 63,888 | $ 100,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 9 | $ 1,415,000 | $ 157,222 | $ 133,000 |
| Lake Charles, LA | 9 | $ 795,000 | $ 88,333 | $ 110,000 |
| Lake Havasu City-Kingman, AZ | 9 | $ 1,225,000 | $ 136,111 | $ 69,000 |
| South Bend-Mishawaka, IN-MI | 9 | $ 1,415,000 | $ 157,222 | $ 70,222 |
| Bremerton-Silverdale, WA | 8 | $ 1,470,000 | $ 183,750 | $ 69,000 |
| Fargo, ND-MN | 8 | $ 600,000 | $ 75,000 | $ 103,375 |
| Flint, MI | 8 | $ 430,000 | $ 53,750 | $ 89,000 |
| Florence-Muscle Shoals, AL | 8 | $ 610,000 | $ 76,250 | $ 77,000 |
| Gainesville, GA | 8 | $ 1,850,000 | $ 231,250 | $ 108,000 |
| Hagerstown-Martinsburg, MD-WV | 8 | $ 1,370,000 | $ 171,250 | $ 105,000 |
| Houma-Thibodaux, LA | 8 | $ 930,000 | $ 116,250 | $ 112,000 |
| Jacksonville, NC | 8 | $ 710,000 | $ 88,750 | $ 124,000 |
| Merced, CA | 8 | $ 450,000 | $ 56,250 | $ 113,000 |
| Monroe, MI | 8 | $ 660,000 | $ 82,500 | $ 71,000 |
| Muncie, IN | 8 | $ 330,000 | $ 41,250 | $ 78,000 |
| Muskegon, MI | 8 | $ 280,000 | $ 35,000 | $ 75,000 |
| Santa Fe, NM | 8 | $ 1,000,000 | $ 125,000 | $ 254,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 8 | $ 480,000 | $ 60,000 | $ 91,000 |
| Yuba City, CA | 8 | $ 1,450,000 | $ 181,250 | $ 67,000 |
| Yuma, AZ | 8 | $ 330,000 | $ 41,250 | $ 72,000 |
| Crestview-Fort Walton Beach-Destin, FL | 7 | $ 495,000 | $ 70,714 | $ 158,000 |
| Farmington, NM | 7 | $ 925,000 | $ 132,142 | $ 98,000 |
| Lexington-Fayette, KY | 7 | $ 765,000 | $ 109,285 | $ 98,000 |
| Midland, TX | 7 | $ 1,125,000 | $ 160,714 | $ 139,000 |
| Omaha-Council Bluffs, NE-IA | 7 | $ 2,015,000 | $ 287,857 | $ 81,000 |
| Salinas, CA | 7 | $ 1,715,000 | $ 245,000 | $ 126,000 |
| Santa Maria-Santa Barbara, CA | 7 | $ 685,000 | $ 97,857 | $ 82,000 |
| Traverse City, MI | 7 | $ 665,000 | $ 95,000 | $ 127,000 |
| Tuscaloosa, AL | 7 | $ 595,000 | $ 85,000 | $ 104,000 |
| Appleton, WI | 6 | $ 870,000 | $ 145,000 | $ 122,000 |
| Boulder, CO | 6 | $ 1,020,000 | $ 170,000 | $ 94,000 |
| Cedar Rapids, IA | 6 | $ 780,000 | $ 130,000 | $ 23,000 |
| Green Bay, WI | 6 | $ 1,010,000 | $ 168,333 | $ 88,000 |
| Greenville, NC | 6 | $ 300,000 | $ 50,000 | $ 62,000 |
| Lancaster, PA | 6 | $ 710,000 | $ 118,333 | $ 43,000 |
| Lansing-East Lansing, MI | 6 | $ 730,000 | $ 121,666 | $ 32,000 |
| Las Cruces, NM | 6 | $ 640,000 | $ 106,666 | $ 117,000 |
| Little Rock-North Little Rock-Conway, AR | 6 | $ 410,000 | $ 68,333 | $ 93,000 |
| McAllen-Edinburg-Mission, TX | 6 | $ 1,070,000 | $ 178,333 | $ 40,000 |
| Naples-Immokalee-Marco Island, FL | 6 | $ 530,000 | $ 88,333 | $ 103,000 |
| Olympia-Tumwater, WA | 6 | $ 560,000 | $ 93,333 | $ 117,000 |
| Rochester, MN | 6 | $ 460,000 | $ 76,666 | $ 75,000 |
| Rocky Mount, NC | 6 | $ 360,000 | $ 60,000 | $ 64,000 |
| Shreveport-Bossier City, LA | 6 | $ 480,000 | $ 80,000 | $ 79,000 |
| Tyler, TX | 6 | $ 1,010,000 | $ 168,333 | $ 91,000 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 330,000 | $ 55,000 | $ 112,000 |
| Brunswick, GA | 5 | $ 585,000 | $ 117,000 | $ 118,000 |
| Cape Girardeau, MO-IL | 5 | $ 315,000 | $ 63,000 | $ 90,000 |
| Corvallis, OR | 5 | $ 655,000 | $ 131,000 | $ 169,000 |
| Fayetteville, NC | 5 | $ 245,000 | $ 49,000 | $ 76,000 |
| Jackson, MI | 5 | $ 495,000 | $ 99,000 | $ 97,000 |
| Jackson, MS | 5 | $ 735,000 | $ 147,000 | $ 91,000 |
| Killeen-Temple, TX | 5 | $ 585,000 | $ 117,000 | $ 95,000 |
| Kingsport-Bristol-Bristol, TN-VA | 5 | $ 545,000 | $ 109,000 | $ 84,000 |
| Lafayette-West Lafayette, IN | 5 | $ 945,000 | $ 189,000 | $ 73,000 |
| Mansfield, OH | 5 | $ 565,000 | $ 113,000 | $ 92,000 |
| Medford, OR | 5 | $ 525,000 | $ 105,000 | $ 86,000 |
| Monroe, LA | 5 | $ 225,000 | $ 45,000 | $ 158,000 |
| Peoria, IL | 5 | $ 245,000 | $ 49,000 | $ 76,000 |
| Salisbury, MD-DE | 5 | $ 365,000 | $ 73,000 | $ 84,000 |
| Sebastian-Vero Beach, FL | 5 | $ 715,000 | $ 143,000 | $ 265,000 |
| Topeka, KS | 5 | $ 425,000 | $ 85,000 | $ 35,000 |
| Trenton, NJ | 5 | $ 535,000 | $ 107,000 | $ 111,000 |
| Urban Honolulu, HI | 5 | $ 2,815,000 | $ 563,000 | $ 443,000 |
| Amarillo, TX | 4 | $ 270,000 | $ 67,500 | $ 89,000 |
| Bismarck, ND | 4 | $ 260,000 | $ 65,000 | $ 101,000 |
| Burlington-South Burlington, VT | 4 | $ 330,000 | $ 82,500 | $ 190,000 |
| Columbia, MO | 4 | $ 400,000 | $ 100,000 | $ 58,000 |
| Hanford-Corcoran, CA | 4 | $ 610,000 | $ 152,500 | $ 97,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 670,000 | $ 167,500 | $ 22,000 |
| Lawrence, KS | 4 | $ 660,000 | $ 165,000 | $ 51,000 |
| Lewiston, ID-WA | 4 | $ 740,000 | $ 185,000 | $ 152,000 |
| Lewiston-Auburn, ME | 4 | $ 260,000 | $ 65,000 | $ 102,000 |
| Madison, WI | 4 | $ 820,000 | $ 205,000 | $ 57,000 |
| Michigan City-La Porte, IN | 4 | $ 350,000 | $ 87,500 | $ 123,000 |
| Mount Vernon-Anacortes, WA | 4 | $ 770,000 | $ 192,500 | $ 135,000 |
| Norwich-New London, CT | 4 | $ 340,000 | $ 85,000 | $ 89,000 |
| Panama City, FL | 4 | $ 660,000 | $ 165,000 | $ 112,000 |
| Salt Lake City, UT | 4 | $ 1,150,000 | $ 287,500 | $ 101,000 |
| Sierra Vista-Douglas, AZ | 4 | $ 510,000 | $ 127,500 | $ 61,000 |
| Staunton-Waynesboro, VA | 4 | $ 430,000 | $ 107,500 | $ 61,000 |
| Warner Robins, GA | 4 | $ 380,000 | $ 95,000 | $ 24,000 |
| Wildwood-The Villages, FL | 4 | $ 1,010,000 | $ 252,500 | $ 88,000 |
| Abilene, TX | 3 | $ 325,000 | $ 108,333 | $ 26,000 |
| Albany, OR | 3 | $ 795,000 | $ 265,000 | $ 122,000 |
| Ames, IA | 3 | $ 165,000 | $ 55,000 | $ 74,000 |
| Athens-Clarke County, GA | 3 | $ 325,000 | $ 108,333 | $ 87,000 |
| Bay City, MI | 3 | $ 165,000 | $ 55,000 | $ 82,000 |
| Bowling Green, KY | 3 | $ 305,000 | $ 101,666 | $ 120,000 |
| Bozeman, MT | 3 | $ 755,000 | $ 251,666 | $ 21,000 |
| Brownsville-Harlingen, TX | 3 | $ 365,000 | $ 121,666 | $ 33,000 |
| Canton-Massillon, OH | 3 | $ 345,000 | $ 115,000 | $ 43,000 |
| Casper, WY | 3 | $ 345,000 | $ 115,000 | $ 38,000 |
| Charlottesville, VA | 3 | $ 1,065,000 | $ 355,000 | $ 119,000 |
| Clarksville, TN-KY | 3 | $ 595,000 | $ 198,333 | $ 89,000 |
| Columbus, GA-AL | 3 | $ 235,000 | $ 78,333 | $ 229,333 |
| Dover, DE | 3 | $ 1,125,000 | $ 375,000 | $ 143,000 |
| El Centro, CA | 3 | $ 235,000 | $ 78,333 | $ 148,000 |
| Erie, PA | 3 | $ 155,000 | $ 51,666 | $ 192,000 |
| Fairbanks, AK | 3 | $ 195,000 | $ 65,000 | $ 224,000 |
| Gadsden, AL | 3 | $ 205,000 | $ 68,333 | $ 117,000 |
| Hattiesburg, MS | 3 | $ 205,000 | $ 68,333 | $ 58,000 |
| Idaho Falls, ID | 3 | $ 185,000 | $ 61,666 | $ 90,000 |
| Kenosha, WI | 3 | $ 305,000 | $ 101,666 | $ 45,000 |
| Logan, UT-ID | 3 | $ 115,000 | $ 38,333 | $ 70,000 |
| Manhattan, KS | 3 | $ 75,000 | $ 25,000 | $ 78,000 |
| Mankato-North Mankato, MN | 3 | $ 185,000 | $ 61,666 | $ 131,000 |
| Morristown, TN | 3 | $ 845,000 | $ 281,666 | $ 56,000 |
| Ogden-Clearfield, UT | 3 | $ 715,000 | $ 238,333 | $ 89,000 |
| Pocatello, ID | 3 | $ 365,000 | $ 121,666 | $ 80,000 |
| Provo-Orem, UT | 3 | $ 625,000 | $ 208,333 | $ 61,000 |
| Racine, WI | 3 | $ 265,000 | $ 88,333 | $ 69,000 |
| Saginaw, MI | 3 | $ 455,000 | $ 151,666 | $ 108,000 |
| Sebring, FL | 3 | $ 775,000 | $ 258,333 | $ 90,000 |
| Sherman-Denison, TX | 3 | $ 165,000 | $ 55,000 | $ 115,000 |
| Twin Falls, ID | 3 | $ 945,000 | $ 315,000 | $ 56,000 |
| Wenatchee, WA | 3 | $ 405,000 | $ 135,000 | $ 109,000 |
| Winchester, VA-WV | 3 | $ 85,000 | $ 28,333 | $ 61,000 |
| Albany, GA | 2 | $ 120,000 | $ 60,000 | $ 130,000 |
| Alexandria, LA | 2 | $ 190,000 | $ 95,000 | $ 117,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 110,000 | $ 55,000 | $ 68,000 |
| Beckley, WV | 2 | $ 520,000 | $ 260,000 | $ 46,000 |
| Billings, MT | 2 | $ 820,000 | $ 410,000 | $ 39,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 610,000 | $ 305,000 | $ 107,000 |
| Bloomington, IL | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Bloomington, IN | 2 | $ 110,000 | $ 55,000 | $ 80,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 140,000 | $ 70,000 | $ 92,000 |
| Champaign-Urbana, IL | 2 | $ 70,000 | $ 35,000 | $ 48,000 |
| Charleston, WV | 2 | $ 190,000 | $ 95,000 | $ 70,000 |
| Cheyenne, WY | 2 | $ 460,000 | $ 230,000 | $ 105,000 |
| College Station-Bryan, TX | 2 | $ 860,000 | $ 430,000 | $ 72,000 |
| Columbus, IN | 2 | $ 50,000 | $ 25,000 | $ 92,000 |
| Eau Claire, WI | 2 | $ 150,000 | $ 75,000 | $ 58,000 |
| Enid, OK | 2 | $ 100,000 | $ 50,000 | $ 50,000 |
| Grand Junction, CO | 2 | $ 180,000 | $ 90,000 | $ 173,000 |
| Grants Pass, OR | 2 | $ 340,000 | $ 170,000 | $ 51,000 |
| Great Falls, MT | 2 | $ 470,000 | $ 235,000 | $ 35,000 |
| Jackson, TN | 2 | $ 280,000 | $ 140,000 | $ 25,000 |
| Joplin, MO | 2 | $ 290,000 | $ 145,000 | $ 98,000 |
| Kokomo, IN | 2 | $ 100,000 | $ 50,000 | $ 13,000 |
| Laredo, TX | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 2 | $ 540,000 | $ 270,000 | $ 53,000 |
| Lexington Park, MD | 2 | $ 400,000 | $ 200,000 | $ 189,000 |
| Missoula, MT | 2 | $ 560,000 | $ 280,000 | $ 92,000 |
| Niles-Benton Harbor, MI | 2 | $ 180,000 | $ 90,000 | $ 76,000 |
| Odessa, TX | 2 | $ 390,000 | $ 195,000 | $ 51,000 |
| Portland-South Portland, ME | 2 | $ 110,000 | $ 55,000 | $ 152,000 |
| Reno, NV | 2 | $ 310,000 | $ 155,000 | $ 102,000 |
| Rochester, NY | 2 | $ 310,000 | $ 155,000 | $ 130,000 |
| Rockford, IL | 2 | $ 280,000 | $ 140,000 | $ 165,000 |
| San Rafael, CA | 2 | $ 50,000 | $ 25,000 | $ 58,000 |
| Waco, TX | 2 | $ 190,000 | $ 95,000 | $ 115,000 |
| Wichita Falls, TX | 2 | $ 100,000 | $ 50,000 | $ 113,000 |
| Yakima, WA | 2 | $ 210,000 | $ 105,000 | $ 146,000 |
| Altoona, PA | 1 | $ 25,000 | $ 25,000 | $ 180,000 |
| Bangor, ME | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Battle Creek, MI | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Bellingham, WA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Binghamton, NY | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Cleveland, TN | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Corpus Christi, TX | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Dalton, GA | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Dothan, AL | 1 | $ 35,000 | $ 35,000 | $ 92,000 |
| Duluth, MN-WI | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Eagle Pass, TX | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Evansville, IN-KY | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Fond Du Lac, WI | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Gettysburg, PA | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Glens Falls, NY | 1 | $ 195,000 | $ 195,000 | $ 137,000 |
| Grand Forks, ND-MN | 1 | $ 25,000 | $ 25,000 | $ 139,000 |
| Helena, MT | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Hot Springs, AR | 1 | $ 85,000 | $ 85,000 | $ 81,000 |
| Janesville-Beloit, WI | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Jefferson City, MO | 1 | $ 45,000 | $ 45,000 | $ 110,000 |
| Johnson City, TN | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Kankakee, IL | 1 | $ 25,000 | $ 25,000 | $ 182,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Lebanon, PA | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| Lincoln, NE | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Longview, TX | 1 | $ 305,000 | $ 305,000 | $ 102,000 |
| Midland, MI | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Morgantown, WV | 1 | $ 155,000 | $ 155,000 | $ 148,000 |
| Rapid City, SD | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Sheboygan, WI | 1 | $ 85,000 | $ 85,000 | $ 86,000 |
| Sioux Falls, SD | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Springfield, IL | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| St. Cloud, MN | 1 | $ 35,000 | $ 35,000 | $ 116,000 |
| St. Joseph, MO-KS | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| State College, PA | 1 | $ 55,000 | $ 55,000 | $ 230,000 |
| Texarkana, TX-AR | 1 | $ 35,000 | $ 35,000 | $ 103,000 |
| Valdosta, GA | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Walla Walla, WA | 1 | $ 35,000 | $ 35,000 | $ 115,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 265,000 | $ 265,000 | $ 109,000 |
Mortgage Loan Application Detail Totals for Valon Mortgage in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 3,507 | $241,205,000 | $68,000 | $745,000 | $127,000 | $7,000,000 |
| Home Improvement | 2,241 | $179,045,000 | $79,000 | $785,000 | $129,000 | $2,100,000 |
| Cash-out Refinancing | 1,093 | $283,755,000 | $259,000 | $945,000 | $48,000 | $428,000 |
| Refinancing | 853 | $252,225,000 | $295,000 | $1,115,000 | $83,000 | $1,600,000 |
| Home Purchase | 156 | $47,350,000 | $303,000 | $795,000 | $87,000 | $413,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,854 | $611,340,000 | $125,000 | $1,115,000 | $112,000 | $2,100,000 |
| Not Provided | 1,044 | $128,380,000 | $122,000 | $925,000 | $119,000 | $1,000,000 |
| Hispanic | 999 | $122,585,000 | $122,000 | $775,000 | $108,000 | $7,000,000 |
| Black or African American | 454 | $56,630,000 | $124,000 | $945,000 | $91,000 | $546,000 |
| Asian | 412 | $73,230,000 | $177,000 | $1,075,000 | $115,000 | $1,250,000 |
| American Indian or Alaskan Native | 73 | $9,685,000 | $132,000 | $755,000 | $100,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $1,730,000 | $123,000 | $425,000 | $84,000 | $166,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,376 | $873,520,000 | $118,000 | $1,115,000 | $116,000 | $7,000,000 |
| FHA-insured (Federal Housing Administration) | 474 | $130,060,000 | $274,000 | $945,000 | $34,000 | $428,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,388 | $496,140,000 | $113,000 | $1,115,000 | $132,000 | $1,795,000 |
| Application Denied By Financial Institution | 1,494 | $219,970,000 | $147,000 | $945,000 | $78,000 | $2,100,000 |
| Application Approved But Not Accepted | 952 | $68,950,000 | $72,000 | $665,000 | $131,000 | $1,153,000 |
| Application Withdrawn By Applicant | 776 | $145,090,000 | $186,000 | $805,000 | $67,000 | $7,000,000 |
| File Closed For Incompleteness | 240 | $73,430,000 | $305,000 | $975,000 | $0 | $150,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,356 | $783,610,000 | $123,000 | $1,115,000 | $119,000 | $7,000,000 |
| Debt-To-Income Ratio | 643 | $103,105,000 | $160,000 | $905,000 | $39,000 | $810,000 |
| Credit Application Incomplete | 335 | $29,265,000 | $87,000 | $735,000 | $157,000 | $2,100,000 |
| Credit History | 182 | $37,910,000 | $208,000 | $945,000 | $41,000 | $280,000 |
| Collateral | 146 | $21,330,000 | $146,000 | $755,000 | $87,000 | $1,250,000 |
| Other | 126 | $11,380,000 | $90,000 | $615,000 | $139,000 | $725,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 30 | $7,770,000 | $259,000 | $665,000 | $14,000 | $163,000 |
| Unverifiable Information | 27 | $7,525,000 | $278,000 | $765,000 | $34,000 | $144,000 |
| Employment History | 5 | $1,685,000 | $337,000 | $495,000 | $15,000 | $79,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Valon Mortgage's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Valon Mortgage's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.
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