Vanguard Funding LLC Mortgage Lending & HMDA Data, 2013
In 2013, Vanguard Funding LLC of Garden City, NY reported 3,483 mortgage applications totaling $1.1 billion, up 17% from 2012. The average application was for $302,590, and applicants reported an average income of $105,431. 46% of its applications resulted in an originated loan and 5% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (1,146), Nassau-Suffolk, NY (987) and Edison-New Brunswick, NJ (189) (applications in parentheses).
| Mortgage Company & Address | Vanguard Funding LLC 300 Garden City Plaza, Suite 170 Garden City, NY 11530 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 3,483 |
| Total Mortgage Loan Application Amount | $1,053,921,000 |
| Average Mortgage Loan Application Amount | $302,590 |
| Highest Mortgage Loan Application Amount | $2,405,000 |
| Average Applicant Income | $105,431 |
| Highest Applicant Income | $1,633,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Vanguard Funding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nassau, New York | 514 | $ 172,452,000 | $ 335,509 | $ 115,000 |
| Suffolk, New York | 473 | $ 149,845,000 | $ 316,797 | $ 114,000 |
| Queens, New York | 308 | $ 107,746,000 | $ 349,824 | $ 86,000 |
| Kings, New York | 245 | $ 98,560,000 | $ 402,285 | $ 99,000 |
| Westchester, New York | 124 | $ 44,254,000 | $ 356,887 | $ 134,000 |
| Richmond, New York | 122 | $ 39,200,000 | $ 321,311 | $ 89,000 |
| Bronx, New York | 107 | $ 36,345,000 | $ 339,672 | $ 72,000 |
| Monmouth, New Jersey | 71 | $ 20,924,000 | $ 294,704 | $ 136,000 |
| Orange, New York | 66 | $ 16,840,000 | $ 255,151 | $ 91,000 |
| Bergen, New Jersey | 60 | $ 20,716,000 | $ 345,266 | $ 122,000 |
| Philadelphia, Pennsylvania | 57 | $ 18,188,000 | $ 319,087 | $ 243,000 |
| Ocean, New Jersey | 56 | $ 13,584,000 | $ 242,571 | $ 86,000 |
| Hudson, New Jersey | 55 | $ 16,311,000 | $ 296,563 | $ 125,000 |
| Middlesex, New Jersey | 48 | $ 13,230,000 | $ 275,625 | $ 90,000 |
| Essex, New Jersey | 45 | $ 12,232,000 | $ 271,822 | $ 117,000 |
| New York, New York | 42 | $ 18,278,000 | $ 435,190 | $ 218,000 |
| Dutchess, New York | 41 | $ 11,048,000 | $ 269,463 | $ 130,000 |
| Rockland, New York | 37 | $ 11,096,000 | $ 299,891 | $ 114,000 |
| Union, New Jersey | 36 | $ 8,467,000 | $ 235,194 | $ 97,000 |
| Morris, New Jersey | 33 | $ 10,818,000 | $ 327,818 | $ 116,000 |
| Burlington, New Jersey | 30 | $ 7,400,000 | $ 246,666 | $ 90,000 |
| Fairfield, Connecticut | 29 | $ 11,025,000 | $ 380,172 | $ 136,000 |
| Passaic, New Jersey | 27 | $ 6,801,000 | $ 251,888 | $ 69,000 |
| New Haven, Connecticut | 26 | $ 5,700,000 | $ 219,230 | $ 72,000 |
| Erie, New York | 26 | $ 4,967,000 | $ 191,038 | $ 88,000 |
| Palm Beach, Florida | 24 | $ 5,867,000 | $ 244,458 | $ 115,000 |
| Monroe, New York | 22 | $ 3,320,000 | $ 150,909 | $ 85,000 |
| Onondaga, New York | 22 | $ 3,207,000 | $ 145,772 | $ 63,000 |
| Putnam, New York | 19 | $ 5,968,000 | $ 314,105 | $ 140,000 |
| Ulster, New York | 19 | $ 4,796,000 | $ 252,421 | $ 132,000 |
| Worcester, Massachusetts | 17 | $ 3,262,000 | $ 191,882 | $ 73,000 |
| Saratoga, New York | 17 | $ 3,370,000 | $ 198,235 | $ 73,000 |
| Hartford, Connecticut | 16 | $ 3,443,000 | $ 215,187 | $ 98,000 |
| Gloucester, New Jersey | 16 | $ 2,610,000 | $ 163,125 | $ 66,000 |
| Camden, New Jersey | 15 | $ 2,592,000 | $ 172,800 | $ 65,000 |
| Bucks, Pennsylvania | 15 | $ 3,824,000 | $ 254,933 | $ 98,000 |
| Montgomery, Pennsylvania | 15 | $ 3,692,000 | $ 246,133 | $ 104,000 |
| Miami-Dade, Florida | 14 | $ 4,001,000 | $ 285,785 | $ 82,000 |
| Middlesex, Massachusetts | 14 | $ 4,102,000 | $ 293,000 | $ 85,000 |
| Somerset, New Jersey | 14 | $ 5,237,000 | $ 374,071 | $ 108,000 |
| Broward, Florida | 13 | $ 2,966,000 | $ 228,153 | $ 93,000 |
| Prince George's, Maryland | 13 | $ 3,900,000 | $ 300,000 | $ 118,000 |
| Chester, Pennsylvania | 13 | $ 3,667,000 | $ 282,076 | $ 72,000 |
| Montgomery, Maryland | 12 | $ 4,072,000 | $ 339,333 | $ 117,000 |
| Mercer, New Jersey | 12 | $ 2,880,000 | $ 240,000 | $ 100,000 |
| Albany, New York | 10 | $ 1,856,000 | $ 185,600 | $ 56,000 |
| York, Pennsylvania | 10 | $ 2,348,000 | $ 234,800 | $ 101,000 |
| New London, Connecticut | 9 | $ 2,320,000 | $ 257,777 | $ 91,000 |
| Hillsborough, Florida | 9 | $ 1,744,000 | $ 193,777 | $ 74,000 |
| Charles, Maryland | 9 | $ 1,999,000 | $ 222,111 | $ 66,000 |
| Cape May, New Jersey | 9 | $ 2,418,000 | $ 268,666 | $ 97,000 |
| Sullivan, New York | 9 | $ 1,662,000 | $ 184,666 | $ 82,000 |
| Delaware, Pennsylvania | 9 | $ 1,813,000 | $ 201,444 | $ 72,000 |
| Monroe, Pennsylvania | 9 | $ 1,751,000 | $ 194,555 | $ 90,000 |
| Litchfield, Connecticut | 8 | $ 2,172,000 | $ 271,500 | $ 90,000 |
| Duval, Florida | 8 | $ 1,368,000 | $ 171,000 | $ 48,000 |
| Orange, Florida | 8 | $ 1,694,000 | $ 211,750 | $ 111,000 |
| Sussex, New Jersey | 8 | $ 2,013,000 | $ 251,625 | $ 113,000 |
| Warren, New Jersey | 8 | $ 1,892,000 | $ 236,500 | $ 90,000 |
| Jefferson, New York | 8 | $ 1,680,000 | $ 210,000 | $ 77,000 |
| Berks, Pennsylvania | 8 | $ 1,296,000 | $ 162,000 | $ 48,000 |
| Hampden, Massachusetts | 7 | $ 1,832,000 | $ 261,714 | $ 80,000 |
| Norfolk, Massachusetts | 7 | $ 1,932,000 | $ 276,000 | $ 94,000 |
| Atlantic, New Jersey | 7 | $ 1,634,000 | $ 233,428 | $ 94,000 |
| Schenectady, New York | 7 | $ 1,114,000 | $ 159,142 | $ 65,000 |
| Lycoming, Pennsylvania | 7 | $ 1,086,000 | $ 155,142 | $ 84,000 |
| Northampton, Pennsylvania | 7 | $ 1,400,000 | $ 200,000 | $ 78,000 |
| Collier, Florida | 6 | $ 1,719,000 | $ 286,500 | $ 112,000 |
| Plymouth, Massachusetts | 6 | $ 2,172,000 | $ 362,000 | $ 94,000 |
| Suffolk, Massachusetts | 6 | $ 1,790,000 | $ 298,333 | $ 104,000 |
| Niagara, New York | 6 | $ 874,000 | $ 145,666 | $ 93,000 |
| Allegheny, Pennsylvania | 6 | $ 992,000 | $ 165,333 | $ 86,000 |
| Lehigh, Pennsylvania | 6 | $ 905,000 | $ 150,833 | $ 57,000 |
| Susquehanna, Pennsylvania | 6 | $ 1,510,000 | $ 251,666 | $ 110,000 |
| Brevard, Florida | 5 | $ 905,000 | $ 181,000 | $ 77,000 |
| Lee, Florida | 5 | $ 863,000 | $ 172,600 | $ 121,000 |
| Sarasota, Florida | 5 | $ 881,000 | $ 176,200 | $ 121,000 |
| Baltimore City, Maryland | 5 | $ 789,000 | $ 157,800 | $ 91,000 |
| Clinton, New York | 5 | $ 696,000 | $ 139,200 | $ 81,000 |
| Rensselaer, New York | 5 | $ 677,000 | $ 135,400 | $ 33,000 |
| Lancaster, Pennsylvania | 5 | $ 995,000 | $ 199,000 | $ 66,000 |
| Fresno, California | 4 | $ 1,129,000 | $ 282,250 | $ 67,000 |
| Manatee, Florida | 4 | $ 781,000 | $ 195,250 | $ 64,000 |
| Pinellas, Florida | 4 | $ 802,000 | $ 200,500 | $ 32,000 |
| Polk, Florida | 4 | $ 574,000 | $ 143,500 | $ 85,000 |
| Fulton, Georgia | 4 | $ 1,557,000 | $ 389,250 | $ 125,000 |
| Anne Arundel, Maryland | 4 | $ 1,127,000 | $ 281,750 | $ 80,000 |
| Frederick, Maryland | 4 | $ 1,231,000 | $ 307,750 | $ 113,000 |
| Harford, Maryland | 4 | $ 1,120,000 | $ 280,000 | $ 87,000 |
| Essex, Massachusetts | 4 | $ 1,387,000 | $ 346,750 | $ 113,000 |
| Hunterdon, New Jersey | 4 | $ 1,110,000 | $ 277,500 | $ 133,000 |
| Oneida, New York | 4 | $ 735,000 | $ 183,750 | $ 146,000 |
| Ontario, New York | 4 | $ 705,000 | $ 176,250 | $ 71,000 |
| St. Lawrence, New York | 4 | $ 651,000 | $ 162,750 | $ 87,000 |
| Tompkins, New York | 4 | $ 680,000 | $ 170,000 | $ 78,000 |
| Pike, Pennsylvania | 4 | $ 687,000 | $ 171,750 | $ 100,000 |
| Lake, Florida | 3 | $ 578,000 | $ 192,666 | $ 68,000 |
| Volusia, Florida | 3 | $ 713,000 | $ 237,666 | $ 182,000 |
| Cobb, Georgia | 3 | $ 396,000 | $ 132,000 | $ 87,000 |
| Fayette, Georgia | 3 | $ 850,000 | $ 283,333 | $ 220,000 |
| Gwinnett, Georgia | 3 | $ 474,000 | $ 158,000 | $ 84,000 |
| Calvert, Maryland | 3 | $ 1,012,000 | $ 337,333 | $ 98,000 |
| Cecil, Maryland | 3 | $ 530,000 | $ 176,666 | $ 37,000 |
| Bristol, Massachusetts | 3 | $ 911,000 | $ 303,666 | $ 92,000 |
| Delaware, New York | 3 | $ 600,000 | $ 200,000 | $ 43,000 |
| Fulton, New York | 3 | $ 444,000 | $ 148,000 | $ 84,000 |
| Warren, New York | 3 | $ 553,000 | $ 184,333 | $ 60,000 |
| Wayne, New York | 3 | $ 381,000 | $ 127,000 | $ 69,000 |
| Buncombe, North Carolina | 3 | $ 530,000 | $ 176,666 | $ 70,000 |
| Wake, North Carolina | 3 | $ 568,000 | $ 189,333 | $ 48,000 |
| Centre, Pennsylvania | 3 | $ 574,000 | $ 191,333 | $ 80,000 |
| Dauphin, Pennsylvania | 3 | $ 677,000 | $ 225,666 | $ 69,000 |
| Fayette, Pennsylvania | 3 | $ 818,000 | $ 272,666 | $ 102,000 |
| Luzerne, Pennsylvania | 3 | $ 325,000 | $ 108,333 | $ 40,000 |
| Westmoreland, Pennsylvania | 3 | $ 665,000 | $ 221,666 | $ 62,000 |
| Sacramento, California | 2 | $ 281,000 | $ 140,500 | $ 115,000 |
| San Joaquin, California | 2 | $ 496,000 | $ 248,000 | $ 156,000 |
| Middlesex, Connecticut | 2 | $ 665,000 | $ 332,500 | $ 263,000 |
| Tolland, Connecticut | 2 | $ 533,000 | $ 266,500 | $ 22,000 |
| Alachua, Florida | 2 | $ 290,000 | $ 145,000 | $ 75,000 |
| Clay, Florida | 2 | $ 420,000 | $ 210,000 | $ 167,000 |
| St. Lucie, Florida | 2 | $ 274,000 | $ 137,000 | $ 102,000 |
| Baltimore, Maryland | 2 | $ 575,000 | $ 287,500 | $ 0 |
| Washington, Maryland | 2 | $ 385,000 | $ 192,500 | $ 71,000 |
| Wicomico, Maryland | 2 | $ 279,000 | $ 139,500 | $ 70,000 |
| Broome, New York | 2 | $ 279,000 | $ 139,500 | $ 69,000 |
| Columbia, New York | 2 | $ 325,000 | $ 162,500 | $ 92,000 |
| Cortland, New York | 2 | $ 233,000 | $ 116,500 | $ 53,000 |
| Essex, New York | 2 | $ 368,000 | $ 184,000 | $ 47,000 |
| Genesee, New York | 2 | $ 311,000 | $ 155,500 | $ 84,000 |
| Greene, New York | 2 | $ 332,000 | $ 166,000 | $ 42,000 |
| Schoharie, New York | 2 | $ 363,000 | $ 181,500 | $ 81,000 |
| Washington, New York | 2 | $ 282,000 | $ 141,000 | $ 50,000 |
| Harnett, North Carolina | 2 | $ 357,000 | $ 178,500 | $ 102,000 |
| Mecklenburg, North Carolina | 2 | $ 357,000 | $ 178,500 | $ 54,000 |
| Adams, Pennsylvania | 2 | $ 259,000 | $ 129,500 | $ 78,000 |
| Carbon, Pennsylvania | 2 | $ 208,000 | $ 104,000 | $ 66,000 |
| Lackawanna, Pennsylvania | 2 | $ 212,000 | $ 106,000 | $ 39,000 |
| Lebanon, Pennsylvania | 2 | $ 467,000 | $ 233,500 | $ 89,000 |
| Amador, California | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Inyo, California | 1 | $ 273,000 | $ 273,000 | $ 31,000 |
| Los Angeles, California | 1 | $ 417,000 | $ 417,000 | $ 78,000 |
| San Mateo, California | 1 | $ 630,000 | $ 630,000 | $ 211,000 |
| Stanislaus, California | 1 | $ 142,000 | $ 142,000 | $ 305,000 |
| Ventura, California | 1 | $ 503,000 | $ 503,000 | $ 121,000 |
| Windham, Connecticut | 1 | $ 151,000 | $ 151,000 | $ 59,000 |
| Charlotte, Florida | 1 | $ 257,000 | $ 257,000 | $ 115,000 |
| Franklin, Florida | 1 | $ 159,000 | $ 159,000 | $ 38,000 |
| Martin, Florida | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Nassau, Florida | 1 | $ 173,000 | $ 173,000 | $ 44,000 |
| Osceola, Florida | 1 | $ 254,000 | $ 254,000 | $ 116,000 |
| Pasco, Florida | 1 | $ 211,000 | $ 211,000 | $ 67,000 |
| Seminole, Florida | 1 | $ 241,000 | $ 241,000 | $ 90,000 |
| Sumter, Florida | 1 | $ 275,000 | $ 275,000 | $ 387,000 |
| Ben Hill, Georgia | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Crisp, Georgia | 1 | $ 164,000 | $ 164,000 | $ 218,000 |
| DeKalb, Georgia | 1 | $ 107,000 | $ 107,000 | $ 54,000 |
| Murray, Georgia | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Howard, Maryland | 1 | $ 214,000 | $ 214,000 | $ 130,000 |
| St. Mary's, Maryland | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Barnstable, Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 174,000 |
| Berkshire, Massachusetts | 1 | $ 190,000 | $ 190,000 | $ 53,000 |
| Franklin, Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| Cumberland, New Jersey | 1 | $ 193,000 | $ 193,000 | $ 112,000 |
| Salem, New Jersey | 1 | $ 94,000 | $ 94,000 | $ 50,000 |
| Chautauqua, New York | 1 | $ 107,000 | $ 107,000 | $ 37,000 |
| Chemung, New York | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Franklin, New York | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Herkimer, New York | 1 | $ 114,000 | $ 114,000 | $ 20,000 |
| Livingston, New York | 1 | $ 322,000 | $ 322,000 | $ 43,000 |
| Madison, New York | 1 | $ 417,000 | $ 417,000 | $ 131,000 |
| Montgomery, New York | 1 | $ 147,000 | $ 147,000 | $ 47,000 |
| Oswego, New York | 1 | $ 89,000 | $ 89,000 | $ 30,000 |
| Otsego, New York | 1 | $ 233,000 | $ 233,000 | $ 67,000 |
| Steuben, New York | 1 | $ 120,000 | $ 120,000 | $ 56,000 |
| Tioga, New York | 1 | $ 134,000 | $ 134,000 | $ 28,000 |
| Cabarrus, North Carolina | 1 | $ 240,000 | $ 240,000 | $ 116,000 |
| Catawba, North Carolina | 1 | $ 127,000 | $ 127,000 | $ 34,000 |
| Rowan, North Carolina | 1 | $ 147,000 | $ 147,000 | $ 45,000 |
| Union, North Carolina | 1 | $ 194,000 | $ 194,000 | $ 34,000 |
| Beaver, Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 166,000 |
| Blair, Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 71,000 |
| Clarion, Pennsylvania | 1 | $ 169,000 | $ 169,000 | $ 48,000 |
| Clinton, Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 22,000 |
| Columbia, Pennsylvania | 1 | $ 187,000 | $ 187,000 | $ 58,000 |
| Crawford, Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 47,000 |
| Cumberland, Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 34,000 |
| Elk, Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 76,000 |
| Erie, Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 94,000 |
| Franklin, Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 91,000 |
| Huntingdon, Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Juniata, Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Perry, Pennsylvania | 1 | $ 151,000 | $ 151,000 | $ 71,000 |
| Sullivan, Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 118,000 |
| Union, Pennsylvania | 1 | $ 141,000 | $ 141,000 | $ 44,000 |
| Venango, Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 65,000 |
| Washington, Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 59,000 |
| Wayne, Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 205,000 |
| Wyoming, Pennsylvania | 1 | $ 161,000 | $ 161,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for Vanguard Funding LLC in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,190 | $665,180,000 | $303,000 | $1,645,000 | $111,000 | $1,633,000 |
| Home Purchase | 1,293 | $388,741,000 | $300,000 | $2,405,000 | $96,000 | $1,292,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,442 | $737,738,000 | $302,000 | $2,405,000 | $113,000 | $1,633,000 |
| Black or African American | 483 | $144,308,000 | $298,000 | $1,610,000 | $80,000 | $1,363,000 |
| Hispanic | 366 | $106,937,000 | $292,000 | $768,000 | $84,000 | $564,000 |
| Asian | 174 | $60,088,000 | $345,000 | $950,000 | $120,000 | $860,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $3,247,000 | $270,000 | $510,000 | $128,000 | $380,000 |
| American Indian or Alaskan Native | 4 | $1,083,000 | $270,000 | $355,000 | $89,000 | $126,000 |
| Not Provided | 2 | $520,000 | $260,000 | $465,000 | $30,000 | $60,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,925 | $583,831,000 | $303,000 | $2,405,000 | $124,000 | $1,483,000 |
| FHA-insured (Federal Housing Administration) | 1,554 | $469,039,000 | $301,000 | $1,180,000 | $83,000 | $1,633,000 |
| VA-guaranteed (Veterans Administration) | 4 | $1,051,000 | $262,000 | $405,000 | $67,000 | $82,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,610 | $481,812,000 | $299,000 | $1,610,000 | $102,000 | $1,633,000 |
| File Closed For Incompleteness | 1,069 | $330,599,000 | $309,000 | $2,405,000 | $113,000 | $1,483,000 |
| Application Withdrawn By Applicant | 420 | $125,347,000 | $298,000 | $906,000 | $109,000 | $1,363,000 |
| Application Approved But Not Accepted | 210 | $66,441,000 | $316,000 | $1,150,000 | $103,000 | $860,000 |
| Application Denied By Financial Institution | 174 | $49,722,000 | $285,000 | $1,645,000 | $86,000 | $501,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Vanguard Funding LLC's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Vanguard Funding LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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