Velocity Commercial Capital LLC Mortgage Lending & HMDA Data, 2024
In 2024, Velocity Commercial Capital LLC of Westlake Village, CA reported 6,643 mortgage applications totaling $2.7 billion, up 161% from 2023. The average application was for $407,861, and applicants reported an average income of $0. 53% of its applications resulted in an originated loan and 1% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (396), Philadelphia, PA (342) and Chicago-Naperville, IL (242) (applications in parentheses).
| Mortgage Company & Address | Velocity Commercial Capital LLC 2945 Townsgate Road Suite 110 Westlake Village, CA 91361 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 6,643 |
| Total Mortgage Loan Application Amount | $2,709,425,000 |
| Average Mortgage Loan Application Amount | $407,861 |
| Highest Mortgage Loan Application Amount | $8,005,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Velocity Commercial Capital LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 396 | $ 274,670,000 | $ 693,611 | $ 0 |
| Philadelphia, PA | 342 | $ 69,990,000 | $ 204,649 | $ 0 |
| Chicago-Naperville, IL | 242 | $ 60,670,000 | $ 250,702 | $ 0 |
| Outside any metro area | 237 | $ 78,495,000 | $ 331,202 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 222 | $ 192,630,000 | $ 867,702 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 190 | $ 27,660,000 | $ 145,578 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 182 | $ 83,240,000 | $ 457,362 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 174 | $ 67,970,000 | $ 390,632 | $ 0 |
| Baltimore-Columbia-Towson, MD | 160 | $ 33,210,000 | $ 207,562 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 157 | $ 101,005,000 | $ 643,343 | $ 0 |
| Newark, NJ-PA | 152 | $ 72,410,000 | $ 476,381 | $ 0 |
| Cleveland, OH | 134 | $ 22,270,000 | $ 166,194 | $ 0 |
| Pittsburgh, PA | 96 | $ 15,240,000 | $ 158,750 | $ 0 |
| New Orleans-Metairie, LA | 93 | $ 18,925,000 | $ 203,494 | $ 0 |
| Washington, DC-MD | 88 | $ 56,910,000 | $ 646,704 | $ 0 |
| Nassau County-Suffolk County, NY | 85 | $ 54,855,000 | $ 645,352 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 81 | $ 12,135,000 | $ 149,814 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 80 | $ 39,820,000 | $ 497,750 | $ 0 |
| Lakewood-New Brunswick, NJ | 73 | $ 39,985,000 | $ 547,739 | $ 0 |
| Tampa, FL | 73 | $ 25,215,000 | $ 345,410 | $ 0 |
| St. Louis, MO-IL | 71 | $ 12,645,000 | $ 178,098 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 64 | $ 9,810,000 | $ 153,281 | $ 0 |
| Dallas-Plano-Irving, TX | 62 | $ 31,920,000 | $ 514,838 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 62 | $ 17,720,000 | $ 285,806 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 61 | $ 33,845,000 | $ 554,836 | $ 0 |
| Camden, NJ | 60 | $ 13,490,000 | $ 224,833 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 59 | $ 13,915,000 | $ 235,847 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 55 | $ 34,725,000 | $ 631,363 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 53 | $ 13,705,000 | $ 258,584 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 53 | $ 18,565,000 | $ 350,283 | $ 0 |
| Memphis, TN-MS-AR | 51 | $ 8,175,000 | $ 160,294 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 50 | $ 16,990,000 | $ 339,800 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 50 | $ 45,920,000 | $ 918,400 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 48 | $ 55,530,000 | $ 1,156,875 | $ 0 |
| Cincinnati, OH-KY-IN | 47 | $ 9,655,000 | $ 205,425 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 47 | $ 34,235,000 | $ 728,404 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 45 | $ 9,765,000 | $ 217,000 | $ 0 |
| Providence-Warwick, RI-MA | 44 | $ 17,910,000 | $ 407,045 | $ 0 |
| San Antonio-New Braunfels, TX | 43 | $ 21,085,000 | $ 490,348 | $ 0 |
| Trenton, NJ | 43 | $ 13,525,000 | $ 314,534 | $ 0 |
| Fresno, CA | 41 | $ 13,525,000 | $ 329,878 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 41 | $ 28,825,000 | $ 703,048 | $ 0 |
| Seattle-Bellevue-Everett, WA | 41 | $ 51,165,000 | $ 1,247,926 | $ 0 |
| Lakeland-Winter Haven, FL | 40 | $ 9,670,000 | $ 241,750 | $ 0 |
| Birmingham-Hoover, AL | 38 | $ 16,950,000 | $ 446,052 | $ 0 |
| San Diego-Carlsbad, CA | 34 | $ 32,470,000 | $ 955,000 | $ 0 |
| Austin-Round Rock, TX | 33 | $ 25,135,000 | $ 761,666 | $ 0 |
| Port St. Lucie, FL | 33 | $ 11,795,000 | $ 357,424 | $ 0 |
| Boston, MA | 32 | $ 16,220,000 | $ 506,875 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 32 | $ 19,960,000 | $ 623,750 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 32 | $ 3,920,000 | $ 122,500 | $ 0 |
| Waterbury-Shelton, CT | 32 | $ 9,050,000 | $ 282,812 | $ 0 |
| Cape Coral-Fort Myers, FL | 31 | $ 11,725,000 | $ 378,225 | $ 0 |
| Jacksonville, FL | 31 | $ 7,935,000 | $ 255,967 | $ 0 |
| Akron, OH | 30 | $ 4,690,000 | $ 156,333 | $ 0 |
| Albany-Schenectady-Troy, NY | 30 | $ 6,090,000 | $ 203,000 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 30 | $ 16,730,000 | $ 557,666 | $ 0 |
| Cambridge-Newton-Framingham, MA | 30 | $ 19,290,000 | $ 643,000 | $ 0 |
| Kansas City, MO-KS | 30 | $ 7,990,000 | $ 266,333 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 30 | $ 19,690,000 | $ 656,333 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 30 | $ 9,090,000 | $ 303,000 | $ 0 |
| Wilmington, DE-MD-NJ | 30 | $ 8,520,000 | $ 284,000 | $ 0 |
| Fort Worth-Arlington, TX | 29 | $ 10,335,000 | $ 356,379 | $ 0 |
| New Haven-Milford, CT | 29 | $ 12,765,000 | $ 440,172 | $ 0 |
| Atlantic City-Hammonton, NJ | 28 | $ 12,930,000 | $ 461,785 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 27 | $ 39,245,000 | $ 1,453,518 | $ 0 |
| Marietta, GA | 26 | $ 10,530,000 | $ 405,000 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 25 | $ 16,225,000 | $ 649,000 | $ 0 |
| Corpus Christi, TX | 24 | $ 7,140,000 | $ 297,500 | $ 0 |
| Jackson, MS | 24 | $ 2,800,000 | $ 116,666 | $ 0 |
| Toledo, OH | 24 | $ 4,080,000 | $ 170,000 | $ 0 |
| Columbus, OH | 22 | $ 7,410,000 | $ 336,818 | $ 0 |
| Lake County-Porter County-Jasper County, IN | 22 | $ 3,660,000 | $ 166,363 | $ 0 |
| Urban Honolulu, HI | 22 | $ 17,790,000 | $ 808,636 | $ 0 |
| Dayton-Springfield-Kettering, OH | 21 | $ 2,885,000 | $ 137,380 | $ 0 |
| Richmond, VA | 21 | $ 4,865,000 | $ 231,666 | $ 0 |
| Arlington-Alexandria-Reston, VA-WV | 20 | $ 15,960,000 | $ 798,000 | $ 0 |
| Albuquerque, NM | 19 | $ 7,465,000 | $ 392,894 | $ 0 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 19 | $ 5,765,000 | $ 303,421 | $ 0 |
| Augusta-Richmond County, GA-SC | 18 | $ 4,000,000 | $ 222,222 | $ 0 |
| Canton-Massillon, OH | 18 | $ 2,210,000 | $ 122,777 | $ 0 |
| Denver-Aurora-Lakewood, CO | 18 | $ 9,820,000 | $ 545,555 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 18 | $ 5,180,000 | $ 287,777 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 18 | $ 10,090,000 | $ 560,555 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 18 | $ 23,310,000 | $ 1,295,000 | $ 0 |
| Oklahoma City, OK | 16 | $ 3,480,000 | $ 217,500 | $ 0 |
| Raleigh, NC | 16 | $ 6,180,000 | $ 386,250 | $ 0 |
| St. Petersburg-Clearwater-Largo, FL | 16 | $ 7,770,000 | $ 485,625 | $ 0 |
| Bakersfield, CA | 15 | $ 4,375,000 | $ 291,666 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 15 | $ 5,735,000 | $ 382,333 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 15 | $ 14,715,000 | $ 981,000 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 15 | $ 9,545,000 | $ 636,333 | $ 0 |
| Flint, MI | 14 | $ 2,120,000 | $ 151,428 | $ 0 |
| Reading, PA | 14 | $ 3,240,000 | $ 231,428 | $ 0 |
| Louisville/Jefferson County, KY-IN | 13 | $ 2,055,000 | $ 158,076 | $ 0 |
| Roanoke, VA | 13 | $ 3,075,000 | $ 236,538 | $ 0 |
| Tallahassee, FL | 13 | $ 1,835,000 | $ 141,153 | $ 0 |
| Wichita, KS | 13 | $ 2,185,000 | $ 168,076 | $ 0 |
| Winston-Salem, NC | 13 | $ 1,425,000 | $ 109,615 | $ 0 |
| Worcester, MA-CT | 13 | $ 3,575,000 | $ 275,000 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 12 | $ 2,460,000 | $ 205,000 | $ 0 |
| Columbus, GA-AL | 12 | $ 3,110,000 | $ 259,166 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 12 | $ 2,650,000 | $ 220,833 | $ 0 |
| Montgomery, AL | 12 | $ 1,990,000 | $ 165,833 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 12 | $ 3,450,000 | $ 287,500 | $ 0 |
| Rochester, NY | 12 | $ 1,440,000 | $ 120,000 | $ 0 |
| Washington-Baltimore-Arlington, DC | 12 | $ 4,730,000 | $ 394,166 | $ 0 |
| York-Hanover, PA | 12 | $ 1,520,000 | $ 126,666 | $ 0 |
| Baton Rouge, LA | 11 | $ 1,545,000 | $ 140,454 | $ 0 |
| Columbia, SC | 11 | $ 1,145,000 | $ 104,090 | $ 0 |
| Everett, WA | 11 | $ 7,255,000 | $ 659,545 | $ 0 |
| McAllen-Edinburg-Mission, TX | 11 | $ 5,635,000 | $ 512,272 | $ 0 |
| Mobile, AL | 11 | $ 2,295,000 | $ 208,636 | $ 0 |
| Ocala, FL | 11 | $ 4,725,000 | $ 429,545 | $ 0 |
| Salt Lake City, UT | 11 | $ 3,855,000 | $ 350,454 | $ 0 |
| South Bend-Mishawaka, IN-MI | 11 | $ 1,365,000 | $ 124,090 | $ 0 |
| Springfield, MA | 11 | $ 10,125,000 | $ 920,454 | $ 0 |
| Tacoma-Lakewood, WA | 11 | $ 5,105,000 | $ 464,090 | $ 0 |
| Tucson, AZ | 11 | $ 3,205,000 | $ 291,363 | $ 0 |
| Boise City, ID | 10 | $ 5,690,000 | $ 569,000 | $ 0 |
| Durham-Chapel Hill, NC | 10 | $ 1,690,000 | $ 169,000 | $ 0 |
| Greensboro-High Point, NC | 10 | $ 1,900,000 | $ 190,000 | $ 0 |
| Modesto, CA | 10 | $ 2,540,000 | $ 254,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 10 | $ 1,710,000 | $ 171,000 | $ 0 |
| Savannah, GA | 10 | $ 1,930,000 | $ 193,000 | $ 0 |
| Binghamton, NY | 9 | $ 1,155,000 | $ 128,333 | $ 0 |
| Harrisburg-Carlisle, PA | 9 | $ 2,035,000 | $ 226,111 | $ 0 |
| Lansing-East Lansing, MI | 9 | $ 2,015,000 | $ 223,888 | $ 0 |
| Panama City, FL | 9 | $ 1,835,000 | $ 203,888 | $ 0 |
| Stockton-Lodi, CA | 9 | $ 3,715,000 | $ 412,777 | $ 0 |
| Vineland-Bridgeton, NJ | 9 | $ 1,215,000 | $ 135,000 | $ 0 |
| Beaumont-Port Arthur, TX | 8 | $ 1,030,000 | $ 128,750 | $ 0 |
| Charleston-North Charleston, SC | 8 | $ 3,310,000 | $ 413,750 | $ 0 |
| Killeen-Temple, TX | 8 | $ 1,970,000 | $ 246,250 | $ 0 |
| Knoxville, TN | 8 | $ 1,900,000 | $ 237,500 | $ 0 |
| Macon-Bibb County, GA | 8 | $ 730,000 | $ 91,250 | $ 0 |
| Visalia-Porterville, CA | 8 | $ 2,120,000 | $ 265,000 | $ 0 |
| Battle Creek, MI | 7 | $ 545,000 | $ 77,857 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 7 | $ 1,235,000 | $ 176,428 | $ 0 |
| Norwich-New London, CT | 7 | $ 2,315,000 | $ 330,714 | $ 0 |
| Pittsfield, MA | 7 | $ 1,605,000 | $ 229,285 | $ 0 |
| Syracuse, NY | 7 | $ 1,545,000 | $ 220,714 | $ 0 |
| Texarkana, TX-AR | 7 | $ 1,275,000 | $ 182,142 | $ 0 |
| Bend-Redmond, OR | 6 | $ 2,740,000 | $ 456,666 | $ 0 |
| Dover, DE | 6 | $ 1,100,000 | $ 183,333 | $ 0 |
| El Paso, TX | 6 | $ 1,510,000 | $ 251,666 | $ 0 |
| Fort Wayne, IN | 6 | $ 740,000 | $ 123,333 | $ 0 |
| Lake County-Kenosha County, IL-WI | 6 | $ 1,730,000 | $ 288,333 | $ 0 |
| Lancaster, PA | 6 | $ 1,130,000 | $ 188,333 | $ 0 |
| Muncie, IN | 6 | $ 700,000 | $ 116,666 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 6 | $ 3,910,000 | $ 651,666 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 6 | $ 3,040,000 | $ 506,666 | $ 0 |
| Portland-South Portland, ME | 6 | $ 2,410,000 | $ 401,666 | $ 0 |
| San Angelo, TX | 6 | $ 1,480,000 | $ 246,666 | $ 0 |
| Vallejo-Fairfield, CA | 6 | $ 2,080,000 | $ 346,666 | $ 0 |
| Wichita Falls, TX | 6 | $ 950,000 | $ 158,333 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 1,750,000 | $ 291,666 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 1,115,000 | $ 223,000 | $ 0 |
| Erie, PA | 5 | $ 645,000 | $ 129,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 5 | $ 1,165,000 | $ 233,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 745,000 | $ 149,000 | $ 0 |
| Merced, CA | 5 | $ 1,635,000 | $ 327,000 | $ 0 |
| Racine, WI | 5 | $ 1,585,000 | $ 317,000 | $ 0 |
| Salem, OR | 5 | $ 2,425,000 | $ 485,000 | $ 0 |
| Springfield, IL | 5 | $ 1,785,000 | $ 357,000 | $ 0 |
| Utica-Rome, NY | 5 | $ 995,000 | $ 199,000 | $ 0 |
| Yuba City, CA | 5 | $ 1,465,000 | $ 293,000 | $ 0 |
| Amarillo, TX | 4 | $ 2,280,000 | $ 570,000 | $ 0 |
| Bay City, MI | 4 | $ 1,000,000 | $ 250,000 | $ 0 |
| Bremerton-Silverdale, WA | 4 | $ 5,380,000 | $ 1,345,000 | $ 0 |
| Charleston, WV | 4 | $ 870,000 | $ 217,500 | $ 0 |
| Chico, CA | 4 | $ 1,710,000 | $ 427,500 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 3,200,000 | $ 800,000 | $ 0 |
| Decatur, IL | 4 | $ 970,000 | $ 242,500 | $ 0 |
| Goldsboro, NC | 4 | $ 460,000 | $ 115,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 4 | $ 1,880,000 | $ 470,000 | $ 0 |
| Lubbock, TX | 4 | $ 410,000 | $ 102,500 | $ 0 |
| Odessa, TX | 4 | $ 1,530,000 | $ 382,500 | $ 0 |
| Provo-Orem, UT | 4 | $ 9,770,000 | $ 2,442,500 | $ 0 |
| Punta Gorda, FL | 4 | $ 940,000 | $ 235,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 4 | $ 3,110,000 | $ 777,500 | $ 0 |
| Spokane-Spokane Valley, WA | 4 | $ 1,230,000 | $ 307,500 | $ 0 |
| Springfield, OH | 4 | $ 340,000 | $ 85,000 | $ 0 |
| Tulsa, OK | 4 | $ 930,000 | $ 232,500 | $ 0 |
| Tuscaloosa, AL | 4 | $ 500,000 | $ 125,000 | $ 0 |
| Yakima, WA | 4 | $ 3,460,000 | $ 865,000 | $ 0 |
| Abilene, TX | 3 | $ 385,000 | $ 128,333 | $ 0 |
| Bozeman, MT | 3 | $ 3,125,000 | $ 1,041,666 | $ 0 |
| Chattanooga, TN-GA | 3 | $ 445,000 | $ 148,333 | $ 0 |
| Clarksville, TN-KY | 3 | $ 825,000 | $ 275,000 | $ 0 |
| Colorado Springs, CO | 3 | $ 1,345,000 | $ 448,333 | $ 0 |
| Columbia, MO | 3 | $ 205,000 | $ 68,333 | $ 0 |
| Decatur, AL | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Evansville, IN-KY | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Fayetteville, NC | 3 | $ 1,645,000 | $ 548,333 | $ 0 |
| Gainesville, FL | 3 | $ 1,155,000 | $ 385,000 | $ 0 |
| Greenville, NC | 3 | $ 365,000 | $ 121,666 | $ 0 |
| Hammond, LA | 3 | $ 485,000 | $ 161,666 | $ 0 |
| Homosassa Springs, FL | 3 | $ 695,000 | $ 231,666 | $ 0 |
| Jackson, TN | 3 | $ 335,000 | $ 111,666 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 3 | $ 2,995,000 | $ 998,333 | $ 0 |
| Kalamazoo-Portage, MI | 3 | $ 1,235,000 | $ 411,666 | $ 0 |
| Lafayette, LA | 3 | $ 275,000 | $ 91,666 | $ 0 |
| Midland, TX | 3 | $ 3,225,000 | $ 1,075,000 | $ 0 |
| Olympia-Tumwater, WA | 3 | $ 1,585,000 | $ 528,333 | $ 0 |
| Pueblo, CO | 3 | $ 885,000 | $ 295,000 | $ 0 |
| Reno, NV | 3 | $ 2,715,000 | $ 905,000 | $ 0 |
| Rockford, IL | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Saginaw, MI | 3 | $ 415,000 | $ 138,333 | $ 0 |
| San Rafael, CA | 3 | $ 1,865,000 | $ 621,666 | $ 0 |
| Sebastian-Vero Beach, FL | 3 | $ 3,265,000 | $ 1,088,333 | $ 0 |
| Slidell-Mandeville-Covington, LA | 3 | $ 1,295,000 | $ 431,666 | $ 0 |
| Spartanburg, SC | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Terre Haute, IN | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Tyler, TX | 3 | $ 1,825,000 | $ 608,333 | $ 0 |
| Wilmington, NC | 3 | $ 1,485,000 | $ 495,000 | $ 0 |
| Ann Arbor, MI | 2 | $ 980,000 | $ 490,000 | $ 0 |
| Asheville, NC | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Barnstable Town, MA | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Brownsville-Harlingen, TX | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Burlington, NC | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Chambersburg-Waynesboro, PA | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Cleveland, TN | 2 | $ 880,000 | $ 440,000 | $ 0 |
| College Station-Bryan, TX | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 2 | $ 730,000 | $ 365,000 | $ 0 |
| Des Moines-West Des Moines, IA | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Elkhart-Goshen, IN | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Elmira, NY | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Flagstaff, AZ | 2 | $ 1,140,000 | $ 570,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Hanford-Corcoran, CA | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Hattiesburg, MS | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Huntsville, AL | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Jackson, MI | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Janesville-Beloit, WI | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Jonesboro, AR | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Kingston, NY | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Las Cruces, NM | 2 | $ 870,000 | $ 435,000 | $ 0 |
| Lawton, OK | 2 | $ 1,470,000 | $ 735,000 | $ 0 |
| Lewiston, ID-WA | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Lexington-Fayette, KY | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Lima, OH | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Lynchburg, VA | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Manchester-Nashua, NH | 2 | $ 720,000 | $ 360,000 | $ 0 |
| Medford, OR | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Monroe, LA | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Morristown, TN | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Napa, CA | 2 | $ 1,980,000 | $ 990,000 | $ 0 |
| Ogden-Clearfield, UT | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Peoria, IL | 2 | $ 1,030,000 | $ 515,000 | $ 0 |
| Rocky Mount, NC | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Salinas, CA | 2 | $ 730,000 | $ 365,000 | $ 0 |
| Salisbury, MD-DE | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Santa Fe, NM | 2 | $ 1,780,000 | $ 890,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 2 | $ 880,000 | $ 440,000 | $ 0 |
| Santa Rosa, CA | 2 | $ 1,530,000 | $ 765,000 | $ 0 |
| Shreveport-Bossier City, LA | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 2 | $ 490,000 | $ 245,000 | $ 0 |
| St. George, UT | 2 | $ 1,350,000 | $ 675,000 | $ 0 |
| Waco, TX | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Warner Robins, GA | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Albany, GA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Albany, OR | 1 | $ 1,265,000 | $ 1,265,000 | $ 0 |
| Alexandria, LA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Altoona, PA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Amherst Town-Northampton, MA | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Anchorage, AK | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Athens-Clarke County, GA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Billings, MT | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Brunswick, GA | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Coeur D'Alene, ID | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Dalton, GA | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Elgin, IL | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Elizabethtown-Fort Knox, KY | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Eugene, OR | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Florence, SC | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Fort Collins, CO | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Gadsden, AL | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Gainesville, GA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Grand Junction, CO | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Greeley, CO | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Green Bay, WI | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Helena, MT | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hot Springs, AR | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Johnstown, PA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Kankakee, IL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lafayette-West Lafayette, IN | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lebanon, PA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lexington Park, MD | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lincoln, NE | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Logan, UT-ID | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Longview, TX | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Monroe, MI | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Pocatello, ID | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Prescott Valley-Prescott, AZ | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Rockingham County-Strafford County, NH | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Rome, GA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 835,000 | $ 835,000 | $ 0 |
| Sandusky, OH | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Sebring, FL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Springfield, MO | 1 | $ 145,000 | $ 145,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Valdosta, GA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 1 | $ 155,000 | $ 155,000 | $ 0 |
Mortgage Loan Application Detail Totals for Velocity Commercial Capital LLC in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 4,264 | $1,645,990,000 | $386,000 | $8,005,000 | $0 | $0 |
| Home Purchase | 1,786 | $787,980,000 | $441,000 | $5,005,000 | $0 | $0 |
| Refinancing | 593 | $275,455,000 | $464,000 | $5,005,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 3,509 | $1,525,095,000 | $434,000 | $8,005,000 | $0 | $0 |
| Black or African American | 1,195 | $319,165,000 | $267,000 | $3,005,000 | $0 | $0 |
| White | 877 | $408,505,000 | $465,000 | $5,305,000 | $0 | $0 |
| Hispanic | 686 | $251,090,000 | $366,000 | $3,935,000 | $0 | $0 |
| Asian | 312 | $181,950,000 | $583,000 | $6,005,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 38 | $16,990,000 | $447,000 | $1,385,000 | $0 | $0 |
| American Indian or Alaskan Native | 26 | $6,630,000 | $255,000 | $1,475,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,643 | $2,709,425,000 | $407,000 | $8,005,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,534 | $1,202,410,000 | $340,000 | $3,935,000 | $0 | $0 |
| Application Withdrawn By Applicant | 2,581 | $1,282,475,000 | $496,000 | $8,005,000 | $0 | $0 |
| File Closed For Incompleteness | 339 | $145,355,000 | $428,000 | $5,005,000 | $0 | $0 |
| Application Approved But Not Accepted | 102 | $35,240,000 | $345,000 | $1,805,000 | $0 | $0 |
| Application Denied By Financial Institution | 87 | $43,945,000 | $505,000 | $5,005,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,556 | $2,665,480,000 | $406,000 | $8,005,000 | $0 | $0 |
| Collateral | 53 | $28,815,000 | $543,000 | $5,005,000 | $0 | $0 |
| Other | 26 | $11,860,000 | $456,000 | $2,005,000 | $0 | $0 |
| Credit History | 8 | $3,270,000 | $408,000 | $1,485,000 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Velocity Commercial Capital LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Velocity Commercial Capital LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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