Veritas Funding, LLC Mortgage Lending & HMDA Data, 2025
In 2025, Veritas Funding, LLC of Midvale, UT reported 1,988 mortgage applications totaling $638.3 million, down 11% from 2024. The average application was for $321,056, and applicants reported an average income of $92,221. 47% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Salt Lake City, UT (177), Provo-Orem, UT (111) and Idaho Falls, ID (93) (applications in parentheses).
| Mortgage Company & Address | Veritas Funding, LLC Morgun Hall Midvale, UT 84047 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,988 |
| Total Mortgage Loan Application Amount | $638,260,000 |
| Average Mortgage Loan Application Amount | $321,056 |
| Highest Mortgage Loan Application Amount | $1,745,000 |
| Average Applicant Income | $92,221 |
| Highest Applicant Income | $1,145,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Veritas Funding, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 251 | $ 69,035,000 | $ 275,039 | $ 76,820 |
| Salt Lake City, UT | 177 | $ 77,525,000 | $ 437,994 | $ 133,000 |
| Provo-Orem, UT | 111 | $ 48,185,000 | $ 434,099 | $ 135,000 |
| Idaho Falls, ID | 93 | $ 34,925,000 | $ 375,537 | $ 108,000 |
| Phoenix-Mesa-Scottsdale, AZ | 71 | $ 22,445,000 | $ 316,126 | $ 86,000 |
| Atlanta-Sandy Springs-Roswell, GA | 53 | $ 14,775,000 | $ 278,773 | $ 74,000 |
| Chicago-Naperville, IL | 53 | $ 13,555,000 | $ 255,754 | $ 79,000 |
| Ogden-Clearfield, UT | 51 | $ 27,175,000 | $ 532,843 | $ 141,000 |
| Charlotte-Concord-Gastonia, NC-SC | 38 | $ 11,060,000 | $ 291,052 | $ 75,105 |
| Indianapolis-Carmel-Anderson, IN | 33 | $ 8,285,000 | $ 251,060 | $ 74,000 |
| Albuquerque, NM | 27 | $ 7,855,000 | $ 290,925 | $ 84,000 |
| St. George, UT | 26 | $ 11,390,000 | $ 438,076 | $ 193,000 |
| Cincinnati, OH-KY-IN | 24 | $ 5,750,000 | $ 239,583 | $ 90,750 |
| Cleveland, OH | 24 | $ 5,680,000 | $ 236,666 | $ 81,000 |
| Charleston-North Charleston, SC | 23 | $ 8,365,000 | $ 363,695 | $ 88,000 |
| Camden, NJ | 21 | $ 6,525,000 | $ 310,714 | $ 88,000 |
| Columbia, SC | 21 | $ 5,665,000 | $ 269,761 | $ 73,000 |
| Lakewood-New Brunswick, NJ | 21 | $ 6,795,000 | $ 323,571 | $ 101,000 |
| Orlando-Kissimmee-Sanford, FL | 21 | $ 5,835,000 | $ 277,857 | $ 75,000 |
| Riverside-San Bernardino-Ontario, CA | 21 | $ 6,745,000 | $ 321,190 | $ 90,000 |
| Tampa, FL | 21 | $ 5,655,000 | $ 269,285 | $ 77,000 |
| Columbus, OH | 20 | $ 4,730,000 | $ 236,500 | $ 82,000 |
| Greenville-Anderson-Mauldin, SC | 20 | $ 5,080,000 | $ 254,000 | $ 67,000 |
| Denver-Aurora-Lakewood, CO | 19 | $ 7,055,000 | $ 371,315 | $ 82,000 |
| Milwaukee-Waukesha-West Allis, WI | 18 | $ 4,500,000 | $ 250,000 | $ 79,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 18 | $ 5,270,000 | $ 292,777 | $ 80,000 |
| Tucson, AZ | 16 | $ 4,460,000 | $ 278,750 | $ 154,000 |
| Dayton-Springfield-Kettering, OH | 15 | $ 3,445,000 | $ 229,666 | $ 86,000 |
| Augusta-Richmond County, GA-SC | 14 | $ 3,530,000 | $ 252,142 | $ 78,142 |
| Little Rock-North Little Rock-Conway, AR | 14 | $ 3,940,000 | $ 281,428 | $ 86,000 |
| Marietta, GA | 14 | $ 3,730,000 | $ 266,428 | $ 60,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 13 | $ 3,585,000 | $ 275,769 | $ 61,000 |
| New York-Jersey City-White Plains, NY-NJ | 13 | $ 5,585,000 | $ 429,615 | $ 111,000 |
| Newark, NJ-PA | 13 | $ 4,685,000 | $ 360,384 | $ 98,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 13 | $ 3,695,000 | $ 284,230 | $ 81,000 |
| Bakersfield, CA | 12 | $ 3,700,000 | $ 308,333 | $ 84,000 |
| Fresno, CA | 12 | $ 3,760,000 | $ 313,333 | $ 90,000 |
| Jacksonville, FL | 11 | $ 2,955,000 | $ 268,636 | $ 71,000 |
| Lake County-Porter County-Jasper County, IN | 11 | $ 2,755,000 | $ 250,454 | $ 60,000 |
| Las Cruces, NM | 11 | $ 2,945,000 | $ 267,727 | $ 75,000 |
| Winston-Salem, NC | 11 | $ 3,175,000 | $ 288,636 | $ 70,000 |
| Lake Havasu City-Kingman, AZ | 10 | $ 2,460,000 | $ 246,000 | $ 73,000 |
| Los Angeles-Long Beach-Glendale, CA | 10 | $ 4,700,000 | $ 470,000 | $ 114,000 |
| San Diego-Carlsbad, CA | 10 | $ 5,780,000 | $ 578,000 | $ 129,000 |
| Savannah, GA | 10 | $ 3,190,000 | $ 319,000 | $ 86,000 |
| Spartanburg, SC | 10 | $ 2,740,000 | $ 274,000 | $ 68,000 |
| Wilmington, NC | 10 | $ 2,390,000 | $ 239,000 | $ 74,000 |
| Colorado Springs, CO | 9 | $ 3,135,000 | $ 348,333 | $ 84,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 9 | $ 2,585,000 | $ 287,222 | $ 86,000 |
| Knoxville, TN | 9 | $ 2,795,000 | $ 310,555 | $ 74,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 9 | $ 3,075,000 | $ 341,666 | $ 89,000 |
| Raleigh, NC | 9 | $ 2,475,000 | $ 275,000 | $ 73,000 |
| Billings, MT | 8 | $ 2,220,000 | $ 277,500 | $ 77,000 |
| Lakeland-Winter Haven, FL | 8 | $ 2,360,000 | $ 295,000 | $ 81,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 8 | $ 2,230,000 | $ 278,750 | $ 76,000 |
| St. Louis, MO-IL | 8 | $ 1,900,000 | $ 237,500 | $ 63,000 |
| Eugene, OR | 7 | $ 2,205,000 | $ 315,000 | $ 74,000 |
| Fayetteville, NC | 7 | $ 2,075,000 | $ 296,428 | $ 73,000 |
| Lafayette-West Lafayette, IN | 7 | $ 1,515,000 | $ 216,428 | $ 72,000 |
| Macon-Bibb County, GA | 7 | $ 1,385,000 | $ 197,857 | $ 60,000 |
| Modesto, CA | 7 | $ 2,625,000 | $ 375,000 | $ 116,000 |
| Port St. Lucie, FL | 7 | $ 1,945,000 | $ 277,857 | $ 88,000 |
| Trenton, NJ | 7 | $ 1,795,000 | $ 256,428 | $ 71,000 |
| Anaheim-Santa Ana-Irvine, CA | 6 | $ 3,670,000 | $ 611,666 | $ 159,000 |
| Asheville, NC | 6 | $ 1,350,000 | $ 225,000 | $ 77,000 |
| Bend-Redmond, OR | 6 | $ 1,690,000 | $ 281,666 | $ 91,000 |
| Boise City, ID | 6 | $ 2,300,000 | $ 383,333 | $ 72,000 |
| Casper, WY | 6 | $ 1,630,000 | $ 271,666 | $ 83,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 1,660,000 | $ 276,666 | $ 57,000 |
| Elgin, IL | 6 | $ 1,390,000 | $ 231,666 | $ 81,000 |
| Farmington, NM | 6 | $ 1,590,000 | $ 265,000 | $ 66,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 6 | $ 1,670,000 | $ 278,333 | $ 69,000 |
| Memphis, TN-MS-AR | 6 | $ 1,240,000 | $ 206,666 | $ 83,000 |
| Pocatello, ID | 6 | $ 1,760,000 | $ 293,333 | $ 109,000 |
| Prescott Valley-Prescott, AZ | 6 | $ 2,020,000 | $ 336,666 | $ 64,000 |
| Chattanooga, TN-GA | 5 | $ 1,225,000 | $ 245,000 | $ 65,000 |
| Columbus, GA-AL | 5 | $ 1,175,000 | $ 235,000 | $ 80,000 |
| Durham-Chapel Hill, NC | 5 | $ 1,375,000 | $ 275,000 | $ 44,000 |
| Fort Wayne, IN | 5 | $ 1,095,000 | $ 219,000 | $ 58,000 |
| Miami-Miami Beach-Kendall, FL | 5 | $ 1,925,000 | $ 385,000 | $ 128,000 |
| North Port-Sarasota-Bradenton, FL | 5 | $ 1,475,000 | $ 295,000 | $ 66,000 |
| Ocala, FL | 5 | $ 1,095,000 | $ 219,000 | $ 62,000 |
| Racine, WI | 5 | $ 955,000 | $ 191,000 | $ 58,000 |
| St. Petersburg-Clearwater-Largo, FL | 5 | $ 1,395,000 | $ 279,000 | $ 69,000 |
| Warner Robins, GA | 5 | $ 1,445,000 | $ 289,000 | $ 77,000 |
| Akron, OH | 4 | $ 860,000 | $ 215,000 | $ 58,000 |
| Albany, OR | 4 | $ 1,020,000 | $ 255,000 | $ 57,000 |
| Atlantic City-Hammonton, NJ | 4 | $ 750,000 | $ 187,500 | $ 68,000 |
| Cape Coral-Fort Myers, FL | 4 | $ 1,130,000 | $ 282,500 | $ 72,000 |
| Clarksville, TN-KY | 4 | $ 1,010,000 | $ 252,500 | $ 63,000 |
| Greeley, CO | 4 | $ 1,720,000 | $ 430,000 | $ 107,000 |
| Greensboro-High Point, NC | 4 | $ 1,240,000 | $ 310,000 | $ 75,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 4 | $ 1,320,000 | $ 330,000 | $ 85,000 |
| Hinesville, GA | 4 | $ 1,040,000 | $ 260,000 | $ 75,000 |
| Jacksonville, NC | 4 | $ 1,450,000 | $ 362,500 | $ 54,000 |
| Michigan City-La Porte, IN | 4 | $ 830,000 | $ 207,500 | $ 63,000 |
| Oakland-Hayward-Berkeley, CA | 4 | $ 1,840,000 | $ 460,000 | $ 111,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 2,480,000 | $ 620,000 | $ 72,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 880,000 | $ 220,000 | $ 126,000 |
| Yuma, AZ | 4 | $ 1,090,000 | $ 272,500 | $ 106,000 |
| Canton-Massillon, OH | 3 | $ 625,000 | $ 208,333 | $ 77,000 |
| Cheyenne, WY | 3 | $ 945,000 | $ 315,000 | $ 96,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 885,000 | $ 295,000 | $ 79,000 |
| Great Falls, MT | 3 | $ 695,000 | $ 231,666 | $ 86,000 |
| Helena, MT | 3 | $ 1,265,000 | $ 421,666 | $ 82,000 |
| Louisville/Jefferson County, KY-IN | 3 | $ 625,000 | $ 208,333 | $ 52,000 |
| Mansfield, OH | 3 | $ 495,000 | $ 165,000 | $ 67,000 |
| Morristown, TN | 3 | $ 495,000 | $ 165,000 | $ 93,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 775,000 | $ 258,333 | $ 78,000 |
| Panama City, FL | 3 | $ 515,000 | $ 171,666 | $ 57,000 |
| Peoria, IL | 3 | $ 535,000 | $ 178,333 | $ 64,000 |
| Rocky Mount, NC | 3 | $ 805,000 | $ 268,333 | $ 90,000 |
| Santa Rosa, CA | 3 | $ 1,435,000 | $ 478,333 | $ 108,000 |
| Sebring, FL | 3 | $ 635,000 | $ 211,666 | $ 61,000 |
| Stockton-Lodi, CA | 3 | $ 995,000 | $ 331,666 | $ 105,000 |
| Tallahassee, FL | 3 | $ 665,000 | $ 221,666 | $ 83,000 |
| Toledo, OH | 3 | $ 665,000 | $ 221,666 | $ 123,000 |
| Vineland-Bridgeton, NJ | 3 | $ 595,000 | $ 198,333 | $ 45,000 |
| Visalia-Porterville, CA | 3 | $ 815,000 | $ 271,666 | $ 71,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 590,000 | $ 295,000 | $ 81,000 |
| Champaign-Urbana, IL | 2 | $ 290,000 | $ 145,000 | $ 60,000 |
| Chico, CA | 2 | $ 590,000 | $ 295,000 | $ 78,000 |
| Cleveland, TN | 2 | $ 580,000 | $ 290,000 | $ 99,000 |
| Elkhart-Goshen, IN | 2 | $ 450,000 | $ 225,000 | $ 78,000 |
| Fort Smith, AR-OK | 2 | $ 500,000 | $ 250,000 | $ 117,000 |
| Gainesville, FL | 2 | $ 480,000 | $ 240,000 | $ 62,000 |
| Gainesville, GA | 2 | $ 540,000 | $ 270,000 | $ 45,000 |
| Grand Junction, CO | 2 | $ 710,000 | $ 355,000 | $ 91,000 |
| Green Bay, WI | 2 | $ 350,000 | $ 175,000 | $ 30,000 |
| Greenville, NC | 2 | $ 480,000 | $ 240,000 | $ 107,000 |
| Homosassa Springs, FL | 2 | $ 520,000 | $ 260,000 | $ 59,000 |
| Johnson City, TN | 2 | $ 580,000 | $ 290,000 | $ 62,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 640,000 | $ 320,000 | $ 113,000 |
| La Crosse-Onalaska, WI-MN | 2 | $ 650,000 | $ 325,000 | $ 94,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 590,000 | $ 295,000 | $ 105,000 |
| Lewiston, ID-WA | 2 | $ 870,000 | $ 435,000 | $ 49,000 |
| Medford, OR | 2 | $ 480,000 | $ 240,000 | $ 50,000 |
| Merced, CA | 2 | $ 540,000 | $ 270,000 | $ 60,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 970,000 | $ 485,000 | $ 131,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 360,000 | $ 180,000 | $ 87,000 |
| Pueblo, CO | 2 | $ 570,000 | $ 285,000 | $ 66,000 |
| Punta Gorda, FL | 2 | $ 720,000 | $ 360,000 | $ 90,000 |
| Redding, CA | 2 | $ 520,000 | $ 260,000 | $ 71,000 |
| Salem, OR | 2 | $ 580,000 | $ 290,000 | $ 41,000 |
| Salinas, CA | 2 | $ 840,000 | $ 420,000 | $ 114,000 |
| Santa Fe, NM | 2 | $ 810,000 | $ 405,000 | $ 148,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 370,000 | $ 185,000 | $ 46,000 |
| Terre Haute, IN | 2 | $ 530,000 | $ 265,000 | $ 79,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2 | $ 450,000 | $ 225,000 | $ 49,000 |
| Wausau, WI | 2 | $ 610,000 | $ 305,000 | $ 68,000 |
| Yuba City, CA | 2 | $ 470,000 | $ 235,000 | $ 52,000 |
| Appleton, WI | 1 | $ 425,000 | $ 425,000 | $ 35,000 |
| Athens-Clarke County, GA | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Bloomington, IN | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Bozeman, MT | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| Burlington, NC | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| Coeur D'Alene, ID | 1 | $ 465,000 | $ 465,000 | $ 71,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 355,000 | $ 355,000 | $ 77,000 |
| Flagstaff, AZ | 1 | $ 305,000 | $ 305,000 | $ 95,000 |
| Florence, SC | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Fort Collins, CO | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Fort Worth-Arlington, TX | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Goldsboro, NC | 1 | $ 355,000 | $ 355,000 | $ 38,000 |
| Hanford-Corcoran, CA | 1 | $ 305,000 | $ 305,000 | $ 59,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Houston-The Woodlands-Sugar Land, TX | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Jackson, TN | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
| Janesville-Beloit, WI | 1 | $ 355,000 | $ 355,000 | $ 38,000 |
| Kankakee, IL | 1 | $ 255,000 | $ 255,000 | $ 98,000 |
| Madison, WI | 1 | $ 315,000 | $ 315,000 | $ 68,000 |
| Missoula, MT | 1 | $ 385,000 | $ 385,000 | $ 107,000 |
| Oshkosh-Neenah, WI | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Rockford, IL | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Rome, GA | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 455,000 | $ 455,000 | $ 94,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 355,000 | $ 355,000 | $ 70,000 |
| Springfield, OH | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Sumter, SC | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Vallejo-Fairfield, CA | 1 | $ 355,000 | $ 355,000 | $ 81,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Wildwood-The Villages, FL | 1 | $ 455,000 | $ 455,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Veritas Funding, LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,277 | $373,025,000 | $292,000 | $995,000 | $80,000 | $348,000 |
| Home Purchase | 422 | $185,860,000 | $440,000 | $1,325,000 | $132,000 | $1,145,000 |
| Refinancing | 242 | $74,130,000 | $306,000 | $1,745,000 | $87,000 | $637,000 |
| Other Purpose | 47 | $5,245,000 | $111,000 | $455,000 | $94,000 | $247,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 898 | $305,300,000 | $339,000 | $1,745,000 | $102,000 | $1,145,000 |
| Not Provided | 537 | $155,395,000 | $289,000 | $995,000 | $81,000 | $637,000 |
| Hispanic | 268 | $95,130,000 | $354,000 | $765,000 | $94,000 | $640,000 |
| Black or African American | 239 | $66,415,000 | $277,000 | $945,000 | $76,000 | $280,000 |
| Asian | 24 | $8,940,000 | $372,000 | $685,000 | $123,000 | $536,000 |
| American Indian or Alaskan Native | 14 | $4,030,000 | $287,000 | $455,000 | $74,000 | $122,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $3,050,000 | $381,000 | $715,000 | $129,000 | $247,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,051 | $315,175,000 | $299,000 | $995,000 | $81,000 | $337,000 |
| VA-guaranteed (Veterans Administration) | 500 | $161,360,000 | $322,000 | $945,000 | $80,000 | $300,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 437 | $161,725,000 | $370,000 | $1,745,000 | $134,000 | $1,145,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 942 | $318,710,000 | $338,000 | $1,045,000 | $102,000 | $1,145,000 |
| File Closed For Incompleteness | 696 | $211,470,000 | $303,000 | $1,745,000 | $82,000 | $444,000 |
| Application Denied By Financial Institution | 167 | $48,225,000 | $288,000 | $715,000 | $76,000 | $270,000 |
| Application Withdrawn By Applicant | 99 | $36,025,000 | $363,000 | $1,325,000 | $107,000 | $537,000 |
| Application Approved But Not Accepted | 84 | $23,830,000 | $283,000 | $785,000 | $83,000 | $247,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,821 | $590,035,000 | $324,000 | $1,745,000 | $94,000 | $1,145,000 |
| Credit History | 63 | $17,595,000 | $279,000 | $605,000 | $83,000 | $270,000 |
| Collateral | 49 | $13,475,000 | $275,000 | $635,000 | $71,000 | $172,000 |
| Debt-To-Income Ratio | 43 | $13,175,000 | $306,000 | $715,000 | $68,000 | $169,000 |
| Employment History | 4 | $1,210,000 | $302,000 | $455,000 | $44,000 | $54,000 |
| Other | 4 | $1,450,000 | $362,000 | $405,000 | $105,000 | $123,000 |
| Unverifiable Information | 2 | $860,000 | $430,000 | $445,000 | $168,000 | $251,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $460,000 | $230,000 | $235,000 | $74,000 | $77,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Veritas Funding, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Veritas Funding, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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