5 mortgage lenders are based in Vero Beach, FL, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Indian River County, FL in 2025.
In 2025, 366 lenders made 4,153 home loans worth $1.3 billion in Indian River County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Indian River County, which includes Vero Beach.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 328 | $102.1M | $311,000 | 7.9% |
| 2 | Space Coast Credit Union Melbourne, FL | 209 | $28.3M | $136,000 | 5.0% |
| 3 | Guild Mortgage Company San Diego, CA | 118 | $42.2M | $358,000 | 2.8% |
| 4 | Midflorida Credit Union Lakeland, FL | 110 | $15.8M | $144,000 | 2.6% |
| 5 | loanDepot.com LLC Irvine, CA | 103 | $31.0M | $301,000 | 2.5% |
| 6 | Southstate Bank, National Association Winter Haven, FL | 98 | $44.9M | $458,000 | 2.4% |
| 7 | PNC Bank N.A. Pittsburgh, PA | 95 | $24.0M | $253,000 | 2.3% |
| 8 | Crosscountry Mortgage, LLC Cleveland, OH | 90 | $28.4M | $316,000 | 2.2% |
| 9 | Union Home Mortgage Corp. Strongsville, OH | 82 | $28.4M | $346,000 | 2.0% |
| 10 | Pulte Mortgage LLC Denver, CO | 79 | $28.3M | $359,000 | 1.9% |
See every lender in Indian River County and its 2025 mortgage data · top lenders in Florida · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Marine Bank
571 BEACHLAND BLVD VERO BEACH, FL 32963 |
* | 1,638 | $710,033,000 |
| Oculina Bank
780 U.S. HIGHWAY #1 VERO BEACH, FL 32962 |
* | 156 | $48,644,000 |
| Orchid Island Trs, LLC
3305 FLAMINGO DRIVE VERO BEACH, FL 32963 |
* | 97,462 | $20,108,194,000 |
| The Oculina Bank
4450 24TH AVENUE VERO BEACH, FL 32967 |
* | 2,000 | $686,658,000 |
| The Oculina Bank
4450 24TH AVENUE VERO BEACH, FL 32967 |
* | 162 | $91,760,000 |
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