Village Capital & Investment Mortgage Lending & HMDA Data, 2010

In 2010, Village Capital & Investment of Henderson, NV reported 5,203 mortgage applications totaling $1.3 billion, down 40% from 2009. The average application was for $246,833, and applicants reported an average income of $79,592. 47% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Philadelphia, PA (600), Edison-New Brunswick, NJ (462) and Camden, NJ (436) (applications in parentheses).

Mortgage Company & Address Village Capital & Investment
2460 Paseo Verde Pkwy Suite 100
Henderson, NV 89074
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 5,203
Total Mortgage Loan Application Amount $1,284,275,000
Average Mortgage Loan Application Amount $246,833
Highest Mortgage Loan Application Amount $1,900,000
Average Applicant Income $79,592
Highest Applicant Income $1,128,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Village Capital & Investment filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Village Capital & Investment by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Middlesex, New Jersey 168 $ 50,789,000 $ 302,315 $ 90,000
Philadelphia, Pennsylvania 166 $ 29,485,000 $ 177,620 $ 63,000
Burlington, New Jersey 165 $ 38,439,000 $ 232,963 $ 75,000
Camden, New Jersey 160 $ 29,765,000 $ 186,031 $ 68,000
Montgomery, Pennsylvania 136 $ 36,338,000 $ 267,191 $ 88,000
Delaware, Pennsylvania 125 $ 24,143,000 $ 193,144 $ 65,000
Bergen, New Jersey 122 $ 48,503,000 $ 397,565 $ 116,000
Ocean, New Jersey 122 $ 32,361,000 $ 265,254 $ 85,000
Monmouth, New Jersey 117 $ 38,416,000 $ 328,341 $ 102,000
Gloucester, New Jersey 111 $ 24,757,000 $ 223,036 $ 79,000
Bucks, Pennsylvania 106 $ 29,195,000 $ 275,424 $ 93,000
Hartford, Connecticut 80 $ 16,978,000 $ 212,225 $ 79,000
New Haven, Connecticut 78 $ 16,918,000 $ 216,897 $ 70,000
Essex, New Jersey 73 $ 21,255,000 $ 291,164 $ 92,000
Union, New Jersey 73 $ 21,453,000 $ 293,876 $ 81,000
Allegheny, Pennsylvania 71 $ 12,361,000 $ 174,098 $ 80,000
Morris, New Jersey 69 $ 24,550,000 $ 355,797 $ 114,000
Chester, Pennsylvania 67 $ 19,777,000 $ 295,179 $ 113,000
York, Pennsylvania 66 $ 13,235,000 $ 200,530 $ 66,000
Mercer, New Jersey 64 $ 14,787,000 $ 231,046 $ 88,000
Middlesex, Massachusetts 62 $ 18,534,000 $ 298,935 $ 87,000
Passaic, New Jersey 59 $ 18,105,000 $ 306,864 $ 95,000
Fairfield, Connecticut 58 $ 22,677,000 $ 390,982 $ 123,000
Berks, Pennsylvania 57 $ 9,909,000 $ 173,842 $ 69,000
Montgomery, Maryland 56 $ 22,229,000 $ 396,946 $ 134,000
Somerset, New Jersey 55 $ 19,128,000 $ 347,781 $ 106,000
Lehigh, Pennsylvania 55 $ 11,514,000 $ 209,345 $ 69,000
Baltimore, Maryland 54 $ 16,706,000 $ 309,370 $ 87,000
Lancaster, Pennsylvania 54 $ 9,821,000 $ 181,870 $ 61,000
Northampton, Pennsylvania 54 $ 11,222,000 $ 207,814 $ 69,000
Essex, Massachusetts 52 $ 15,675,000 $ 301,442 $ 66,000
Fairfax, Virginia 48 $ 23,915,000 $ 498,229 $ 154,000
Hudson, New Jersey 46 $ 14,500,000 $ 315,217 $ 103,000
Worcester, Massachusetts 43 $ 9,966,000 $ 231,767 $ 73,000
Anne Arundel, Maryland 41 $ 15,092,000 $ 368,097 $ 103,000
Sussex, New Jersey 37 $ 9,885,000 $ 267,162 $ 100,000
New Castle, Delaware 36 $ 7,825,000 $ 217,361 $ 56,000
Hampden, Massachusetts 36 $ 6,625,000 $ 184,027 $ 46,000
Warren, New Jersey 36 $ 9,383,000 $ 260,638 $ 83,000
Rockingham, New Hampshire 34 $ 9,376,000 $ 275,764 $ 78,000
Hillsborough, New Hampshire 33 $ 7,049,000 $ 213,606 $ 72,000
Cumberland, New Jersey 33 $ 5,303,000 $ 160,696 $ 57,000
Luzerne, Pennsylvania 33 $ 5,180,000 $ 156,969 $ 59,000
Cumberland, Pennsylvania 31 $ 5,064,000 $ 163,354 $ 61,000
Bristol, Massachusetts 30 $ 7,705,000 $ 256,833 $ 55,000
Westmoreland, Pennsylvania 28 $ 4,998,000 $ 178,500 $ 69,000
Marion, Indiana 27 $ 3,984,000 $ 147,555 $ 64,000
Hunterdon, New Jersey 27 $ 11,548,000 $ 427,703 $ 131,000
Dauphin, Pennsylvania 27 $ 4,787,000 $ 177,296 $ 72,000
Lake, Indiana 26 $ 4,731,000 $ 181,961 $ 73,000
York, Maine 26 $ 5,311,000 $ 204,269 $ 41,000
Atlantic, New Jersey 26 $ 5,267,000 $ 202,576 $ 60,000
Plymouth, Massachusetts 25 $ 7,000,000 $ 280,000 $ 92,000
Chesterfield, Virginia 25 $ 5,815,000 $ 232,600 $ 71,000
Norfolk, Massachusetts 24 $ 8,065,000 $ 336,041 $ 95,000
Lackawanna, Pennsylvania 24 $ 4,478,000 $ 186,583 $ 69,000
Loudoun, Virginia 24 $ 10,511,000 $ 437,958 $ 132,000
Harford, Maryland 23 $ 7,329,000 $ 318,652 $ 84,000
Baltimore City, Maryland 22 $ 3,757,000 $ 170,772 $ 65,000
Howard, Maryland 22 $ 8,956,000 $ 407,090 $ 142,000
Sussex, Delaware 21 $ 5,660,000 $ 269,523 $ 87,000
Cumberland, Maine 21 $ 4,682,000 $ 222,952 $ 50,000
Frederick, Maryland 21 $ 6,529,000 $ 310,904 $ 101,000
Butler, Pennsylvania 21 $ 4,282,000 $ 203,904 $ 74,000
Prince William, Virginia 21 $ 8,209,000 $ 390,904 $ 114,000
Cape May, New Jersey 20 $ 5,453,000 $ 272,650 $ 108,000
Pike, Pennsylvania 20 $ 3,988,000 $ 199,400 $ 64,000
New London, Connecticut 19 $ 4,053,000 $ 213,315 $ 71,000
Suffolk, Massachusetts 19 $ 5,655,000 $ 297,631 $ 77,000
Adams, Pennsylvania 19 $ 3,652,000 $ 192,210 $ 70,000
Chesapeake, Virginia 19 $ 4,840,000 $ 254,736 $ 86,000
Hamilton, Indiana 18 $ 3,757,000 $ 208,722 $ 93,000
Porter, Indiana 18 $ 3,847,000 $ 213,722 $ 85,000
Merrimack, New Hampshire 18 $ 4,037,000 $ 224,277 $ 65,000
Salem, New Jersey 18 $ 3,037,000 $ 168,722 $ 64,000
Franklin, Pennsylvania 18 $ 3,526,000 $ 195,888 $ 66,000
Monroe, Pennsylvania 18 $ 3,813,000 $ 211,833 $ 75,000
Washington, Pennsylvania 18 $ 3,087,000 $ 171,500 $ 54,000
Litchfield, Connecticut 17 $ 3,818,000 $ 224,588 $ 62,000
Middlesex, Connecticut 17 $ 4,537,000 $ 266,882 $ 82,000
Carbon, Pennsylvania 16 $ 2,497,000 $ 156,062 $ 59,000
Virginia Beach, Virginia 16 $ 7,586,000 $ 474,125 $ 144,000
Kent, Delaware 15 $ 3,372,000 $ 224,800 $ 63,000
Erie, Pennsylvania 15 $ 2,558,000 $ 170,533 $ 75,000
Lebanon, Pennsylvania 15 $ 2,936,000 $ 195,733 $ 56,000
Newport News, Virginia 15 $ 2,724,000 $ 181,600 $ 50,000
Tolland, Connecticut 14 $ 3,308,000 $ 236,285 $ 71,000
Fayette, Pennsylvania 14 $ 2,690,000 $ 192,142 $ 67,000
Henrico, Virginia 14 $ 2,665,000 $ 190,357 $ 50,000
Richland, South Carolina 12 $ 1,765,000 $ 147,083 $ 56,000
St. Mary's, Maryland 11 $ 3,885,000 $ 353,181 $ 105,000
Tulsa, Oklahoma 11 $ 1,720,000 $ 156,363 $ 61,000
Beaver, Pennsylvania 11 $ 1,915,000 $ 174,090 $ 61,000
Elkhart, Indiana 10 $ 1,718,000 $ 171,800 $ 58,000
Hendricks, Indiana 10 $ 1,699,000 $ 169,900 $ 55,000
Charles, Maryland 10 $ 2,979,000 $ 297,900 $ 86,000
Blair, Pennsylvania 10 $ 1,728,000 $ 172,800 $ 61,000
Stafford, Virginia 10 $ 3,135,000 $ 313,500 $ 111,000
Cecil, Maryland 9 $ 3,630,000 $ 403,333 $ 88,000
Centre, Pennsylvania 9 $ 1,770,000 $ 196,666 $ 63,000
Mercer, Pennsylvania 9 $ 1,727,000 $ 191,888 $ 70,000
Spartanburg, South Carolina 9 $ 1,234,000 $ 137,111 $ 55,000
Hampton, Virginia 9 $ 1,661,000 $ 184,555 $ 68,000
Hanover, Virginia 9 $ 3,121,000 $ 346,777 $ 95,000
Windham, Connecticut 8 $ 1,490,000 $ 186,250 $ 40,000
Carroll, Maryland 8 $ 2,463,000 $ 307,875 $ 111,000
Washington, Maryland 8 $ 1,658,000 $ 207,250 $ 75,000
Oklahoma, Oklahoma 8 $ 1,212,000 $ 151,500 $ 65,000
Cambria, Pennsylvania 8 $ 1,849,000 $ 231,125 $ 80,000
Lycoming, Pennsylvania 8 $ 1,261,000 $ 157,625 $ 59,000
Northumberland, Pennsylvania 8 $ 987,000 $ 123,375 $ 43,000
Schuylkill, Pennsylvania 8 $ 1,564,000 $ 195,500 $ 78,000
Charleston, South Carolina 8 $ 1,730,000 $ 216,250 $ 71,000
Gloucester, Virginia 8 $ 1,905,000 $ 238,125 $ 80,000
Spotsylvania, Virginia 8 $ 2,575,000 $ 321,875 $ 86,000
Clark, Indiana 7 $ 1,388,000 $ 198,285 $ 54,000
Androscoggin, Maine 7 $ 1,195,000 $ 170,714 $ 51,000
Penobscot, Maine 7 $ 1,075,000 $ 153,571 $ 41,000
Wake, North Carolina 7 $ 1,708,000 $ 244,000 $ 88,000
Cleveland, Oklahoma 7 $ 1,182,000 $ 168,857 $ 63,000
Armstrong, Pennsylvania 7 $ 691,000 $ 98,714 $ 59,000
Perry, Pennsylvania 7 $ 1,173,000 $ 167,571 $ 45,000
Wayne, Pennsylvania 7 $ 1,295,000 $ 185,000 $ 82,000
Dorchester, South Carolina 7 $ 1,316,000 $ 188,000 $ 85,000
Horry, South Carolina 7 $ 911,000 $ 130,142 $ 56,000
Norfolk, Virginia 7 $ 1,268,000 $ 181,142 $ 52,000
Suffolk, Virginia 7 $ 1,903,000 $ 271,857 $ 81,000
Vanderburgh, Indiana 6 $ 809,000 $ 134,833 $ 44,000
Kennebec, Maine 6 $ 932,000 $ 155,333 $ 56,000
Allegany, Maryland 6 $ 687,000 $ 114,500 $ 45,000
Calvert, Maryland 6 $ 1,995,000 $ 332,500 $ 130,000
Barnstable, Massachusetts 6 $ 1,560,000 $ 260,000 $ 73,000
Grafton, New Hampshire 6 $ 1,093,000 $ 182,166 $ 79,000
Mecklenburg, North Carolina 6 $ 1,304,000 $ 217,333 $ 100,000
Clearfield, Pennsylvania 6 $ 919,000 $ 153,166 $ 86,000
Clinton, Pennsylvania 6 $ 1,102,000 $ 183,666 $ 101,000
Huntingdon, Pennsylvania 6 $ 819,000 $ 136,500 $ 53,000
Tioga, Pennsylvania 6 $ 1,059,000 $ 176,500 $ 44,000
Caroline, Virginia 6 $ 1,097,000 $ 182,833 $ 46,000
Fluvanna, Virginia 6 $ 1,753,000 $ 292,166 $ 104,000
Franklin, Virginia 6 $ 823,000 $ 137,166 $ 29,000
James City, Virginia 6 $ 1,574,000 $ 262,333 $ 94,000
Portsmouth, Virginia 6 $ 858,000 $ 143,000 $ 49,000
Prince George, Virginia 6 $ 1,515,000 $ 252,500 $ 78,000
Richmond City, Virginia 6 $ 1,034,000 $ 172,333 $ 36,000
York, Virginia 6 $ 1,576,000 $ 262,666 $ 81,000
Madison, Indiana 5 $ 729,000 $ 145,800 $ 64,000
Monroe, Indiana 5 $ 813,000 $ 162,600 $ 64,000
St. Joseph, Indiana 5 $ 868,000 $ 173,600 $ 66,000
Wicomico, Maryland 5 $ 1,046,000 $ 209,200 $ 70,000
Berkshire, Massachusetts 5 $ 816,000 $ 163,200 $ 52,000
Hampshire, Massachusetts 5 $ 702,000 $ 140,400 $ 35,000
Carroll, New Hampshire 5 $ 813,000 $ 162,600 $ 32,000
Strafford, New Hampshire 5 $ 1,087,000 $ 217,400 $ 37,000
Hamilton, Ohio 5 $ 911,000 $ 182,200 $ 48,000
Bedford, Pennsylvania 5 $ 712,000 $ 142,400 $ 48,000
Crawford, Pennsylvania 5 $ 792,000 $ 158,400 $ 40,000
Indiana, Pennsylvania 5 $ 722,000 $ 144,400 $ 32,000
Snyder, Pennsylvania 5 $ 971,000 $ 194,200 $ 59,000
Susquehanna, Pennsylvania 5 $ 1,031,000 $ 206,200 $ 57,000
Florence, South Carolina 5 $ 884,000 $ 176,800 $ 56,000
Greenville, South Carolina 5 $ 791,000 $ 158,200 $ 72,000
Kershaw, South Carolina 5 $ 629,000 $ 125,800 $ 51,000
York, South Carolina 5 $ 765,000 $ 153,000 $ 57,000
Alexandria, Virginia 5 $ 2,641,000 $ 528,200 $ 167,000
Campbell, Virginia 5 $ 882,000 $ 176,400 $ 37,000
Frederick, Virginia 5 $ 857,000 $ 171,400 $ 42,000
Harrisonburg, Virginia 5 $ 838,000 $ 167,600 $ 71,000
Montgomery, Virginia 5 $ 870,000 $ 174,000 $ 77,000
Roanoke, Virginia 5 $ 1,021,000 $ 204,200 $ 69,000
San Diego, California 4 $ 1,280,000 $ 320,000 $ 111,000
Johnson, Indiana 4 $ 714,000 $ 178,500 $ 59,000
LaPorte, Indiana 4 $ 608,000 $ 152,000 $ 50,000
Knox, Maine 4 $ 862,000 $ 215,500 $ 67,000
Worcester, Maryland 4 $ 748,000 $ 187,000 $ 37,000
Franklin, Massachusetts 4 $ 726,000 $ 181,500 $ 39,000
Belknap, New Hampshire 4 $ 905,000 $ 226,250 $ 72,000
Columbia, Pennsylvania 4 $ 644,000 $ 161,000 $ 69,000
Somerset, Pennsylvania 4 $ 490,000 $ 122,500 $ 49,000
Aiken, South Carolina 4 $ 631,000 $ 157,750 $ 20,000
Beaufort, South Carolina 4 $ 829,000 $ 207,250 $ 67,000
Lexington, South Carolina 4 $ 652,000 $ 163,000 $ 62,000
Rutherford, Tennessee 4 $ 1,010,000 $ 252,500 $ 96,000
Albemarle, Virginia 4 $ 1,210,000 $ 302,500 $ 83,000
Arlington, Virginia 4 $ 1,710,000 $ 427,500 $ 126,000
Fauquier, Virginia 4 $ 1,184,000 $ 296,000 $ 101,000
Greene, Virginia 4 $ 998,000 $ 249,500 $ 64,000
Washington, Virginia 4 $ 603,000 $ 150,750 $ 43,000
Dubois, Indiana 3 $ 389,000 $ 129,666 $ 41,000
Gibson, Indiana 3 $ 469,000 $ 156,333 $ 67,000
Henry, Indiana 3 $ 545,000 $ 181,666 $ 55,000
Jefferson, Indiana 3 $ 617,000 $ 205,666 $ 95,000
Morgan, Indiana 3 $ 568,000 $ 189,333 $ 99,000
Shelby, Indiana 3 $ 559,000 $ 186,333 $ 83,000
Warrick, Indiana 3 $ 591,000 $ 197,000 $ 76,000
Oxford, Maine 3 $ 364,000 $ 121,333 $ 42,000
Sagadahoc, Maine 3 $ 637,000 $ 212,333 $ 17,000
Cheshire, New Hampshire 3 $ 721,000 $ 240,333 $ 126,000
Guilford, North Carolina 3 $ 555,000 $ 185,000 $ 64,000
Franklin, Ohio 3 $ 414,000 $ 138,000 $ 44,000
Mifflin, Pennsylvania 3 $ 371,000 $ 123,666 $ 59,000
Montour, Pennsylvania 3 $ 406,000 $ 135,333 $ 52,000
Venango, Pennsylvania 3 $ 533,000 $ 177,666 $ 78,000
Anderson, South Carolina 3 $ 580,000 $ 193,333 $ 96,000
Berkeley, South Carolina 3 $ 637,000 $ 212,333 $ 65,000
Laurens, South Carolina 3 $ 455,000 $ 151,666 $ 47,000
Sumter, South Carolina 3 $ 535,000 $ 178,333 $ 63,000
Shelby, Tennessee 3 $ 750,000 $ 250,000 $ 91,000
Bedford, Virginia 3 $ 417,000 $ 139,000 $ 48,000
Bristol, Virginia 3 $ 437,000 $ 145,666 $ 52,000
Carroll, Virginia 3 $ 674,000 $ 224,666 $ 66,000
Charlottesville, Virginia 3 $ 803,000 $ 267,666 $ 60,000
Isle of Wight, Virginia 3 $ 899,000 $ 299,666 $ 83,000
Powhatan, Virginia 3 $ 679,000 $ 226,333 $ 55,000
Roanoke City, Virginia 3 $ 545,000 $ 181,666 $ 48,000
Shenandoah, Virginia 3 $ 474,000 $ 158,000 $ 60,000
Tazewell, Virginia 3 $ 1,078,000 $ 359,333 $ 177,000
Warren, Virginia 3 $ 631,000 $ 210,333 $ 58,000
Boulder, Colorado 2 $ 377,000 $ 188,500 $ 110,000
Allen, Indiana 2 $ 390,000 $ 195,000 $ 64,000
Clinton, Indiana 2 $ 445,000 $ 222,500 $ 0
Delaware, Indiana 2 $ 361,000 $ 180,500 $ 79,000
Hancock, Indiana 2 $ 419,000 $ 209,500 $ 73,000
Jackson, Indiana 2 $ 267,000 $ 133,500 $ 57,000
Knox, Indiana 2 $ 249,000 $ 124,500 $ 48,000
Kosciusko, Indiana 2 $ 396,000 $ 198,000 $ 46,000
Rush, Indiana 2 $ 314,000 $ 157,000 $ 66,000
Tippecanoe, Indiana 2 $ 356,000 $ 178,000 $ 61,000
Garrett, Maryland 2 $ 322,000 $ 161,000 $ 38,000
Prince George's, Maryland 2 $ 903,000 $ 451,500 $ 69,000
Queen Anne's, Maryland 2 $ 578,000 $ 289,000 $ 140,000
Somerset, Maryland 2 $ 378,000 $ 189,000 $ 46,000
Cabarrus, North Carolina 2 $ 300,000 $ 150,000 $ 31,000
Forsyth, North Carolina 2 $ 288,000 $ 144,000 $ 59,000
Ashland, Ohio 2 $ 407,000 $ 203,500 $ 88,000
Licking, Ohio 2 $ 363,000 $ 181,500 $ 69,000
Morrow, Ohio 2 $ 557,000 $ 278,500 $ 31,000
Muskingum, Ohio 2 $ 279,000 $ 139,500 $ 48,000
Tuscarawas, Ohio 2 $ 317,000 $ 158,500 $ 57,000
Union, Ohio 2 $ 292,000 $ 146,000 $ 64,000
Canadian, Oklahoma 2 $ 360,000 $ 180,000 $ 22,000
Comanche, Oklahoma 2 $ 483,000 $ 241,500 $ 140,000
Creek, Oklahoma 2 $ 330,000 $ 165,000 $ 86,000
Garfield, Oklahoma 2 $ 329,000 $ 164,500 $ 37,000
Grady, Oklahoma 2 $ 188,000 $ 94,000 $ 35,000
Wagoner, Oklahoma 2 $ 235,000 $ 117,500 $ 43,000
Clarion, Pennsylvania 2 $ 415,000 $ 207,500 $ 71,000
Greene, Pennsylvania 2 $ 552,000 $ 276,000 $ 70,000
Jefferson, Pennsylvania 2 $ 363,000 $ 181,500 $ 93,000
Juniata, Pennsylvania 2 $ 296,000 $ 148,000 $ 48,000
McKean, Pennsylvania 2 $ 279,000 $ 139,500 $ 78,000
Warren, Pennsylvania 2 $ 349,000 $ 174,500 $ 67,000
Wyoming, Pennsylvania 2 $ 462,000 $ 231,000 $ 91,000
Clarendon, South Carolina 2 $ 187,000 $ 93,500 $ 35,000
Orangeburg, South Carolina 2 $ 357,000 $ 178,500 $ 70,000
Davidson, Tennessee 2 $ 355,000 $ 177,500 $ 39,000
Knox, Tennessee 2 $ 357,000 $ 178,500 $ 49,000
Accomack, Virginia 2 $ 398,000 $ 199,000 $ 12,000
Amherst, Virginia 2 $ 439,000 $ 219,500 $ 66,000
Augusta, Virginia 2 $ 321,000 $ 160,500 $ 74,000
Botetourt, Virginia 2 $ 432,000 $ 216,000 $ 40,000
Culpeper, Virginia 2 $ 487,000 $ 243,500 $ 70,000
Dinwiddie, Virginia 2 $ 312,000 $ 156,000 $ 38,000
Fairfax City, Virginia 2 $ 850,000 $ 425,000 $ 141,000
Patrick, Virginia 2 $ 372,000 $ 186,000 $ 37,000
Pittsylvania, Virginia 2 $ 258,000 $ 129,000 $ 91,000
Poquoson, Virginia 2 $ 1,096,000 $ 548,000 $ 230,000
Russell, Virginia 2 $ 396,000 $ 198,000 $ 80,000
Salem, Virginia 2 $ 329,000 $ 164,500 $ 61,000
Southampton, Virginia 2 $ 308,000 $ 154,000 $ 42,000
Limestone, Alabama 1 $ 255,000 $ 255,000 $ 75,000
Wilcox, Alabama 1 $ 54,000 $ 54,000 $ 56,000
Kern, California 1 $ 67,000 $ 67,000 $ 14,000
San Francisco, California 1 $ 584,000 $ 584,000 $ 162,000
Collier, Florida 1 $ 236,000 $ 236,000 $ 63,000
Manatee, Florida 1 $ 281,000 $ 281,000 $ 96,000
Pasco, Florida 1 $ 166,000 $ 166,000 $ 183,000
Pinellas, Florida 1 $ 146,000 $ 146,000 $ 207,000
Seminole, Florida 1 $ 139,000 $ 139,000 $ 49,000
St. Lucie, Florida 1 $ 76,000 $ 76,000 $ 19,000
Douglas, Georgia 1 $ 108,000 $ 108,000 $ 22,000
Boone, Indiana 1 $ 274,000 $ 274,000 $ 148,000
Cass, Indiana 1 $ 117,000 $ 117,000 $ 93,000
Daviess, Indiana 1 $ 175,000 $ 175,000 $ 113,000
Dearborn, Indiana 1 $ 210,000 $ 210,000 $ 48,000
Fayette, Indiana 1 $ 113,000 $ 113,000 $ 102,000
Floyd, Indiana 1 $ 253,000 $ 253,000 $ 87,000
Franklin, Indiana 1 $ 208,000 $ 208,000 $ 120,000
Greene, Indiana 1 $ 142,000 $ 142,000 $ 66,000
Howard, Indiana 1 $ 247,000 $ 247,000 $ 59,000
Huntington, Indiana 1 $ 185,000 $ 185,000 $ 45,000
LaGrange, Indiana 1 $ 247,000 $ 247,000 $ 130,000
Montgomery, Indiana 1 $ 137,000 $ 137,000 $ 76,000
Noble, Indiana 1 $ 236,000 $ 236,000 $ 0
Owen, Indiana 1 $ 222,000 $ 222,000 $ 118,000
Starke, Indiana 1 $ 139,000 $ 139,000 $ 98,000
Wabash, Indiana 1 $ 164,000 $ 164,000 $ 79,000
Warren, Indiana 1 $ 236,000 $ 236,000 $ 0
Wells, Indiana 1 $ 114,000 $ 114,000 $ 66,000
White, Indiana 1 $ 167,000 $ 167,000 $ 57,000
Whitley, Indiana 1 $ 145,000 $ 145,000 $ 36,000
Hancock, Maine 1 $ 170,000 $ 170,000 $ 0
Piscataquis, Maine 1 $ 50,000 $ 50,000 $ 86,000
Somerset, Maine 1 $ 96,000 $ 96,000 $ 21,000
Dorchester, Maryland 1 $ 204,000 $ 204,000 $ 42,000
Kent, Maryland 1 $ 148,000 $ 148,000 $ 153,000
Talbot, Maryland 1 $ 373,000 $ 373,000 $ 106,000
Nantucket, Massachusetts 1 $ 339,000 $ 339,000 $ 90,000
Rice, Minnesota 1 $ 175,000 $ 175,000 $ 42,000
Coos, New Hampshire 1 $ 230,000 $ 230,000 $ 39,000
Kings, New York 1 $ 325,000 $ 325,000 $ 76,000
Nassau, New York 1 $ 417,000 $ 417,000 $ 132,000
Suffolk, New York 1 $ 231,000 $ 231,000 $ 71,000
Columbus, North Carolina 1 $ 189,000 $ 189,000 $ 46,000
Cumberland, North Carolina 1 $ 134,000 $ 134,000 $ 38,000
Dare, North Carolina 1 $ 417,000 $ 417,000 $ 86,000
Davidson, North Carolina 1 $ 239,000 $ 239,000 $ 104,000
Davie, North Carolina 1 $ 221,000 $ 221,000 $ 131,000
Granville, North Carolina 1 $ 139,000 $ 139,000 $ 47,000
Harnett, North Carolina 1 $ 110,000 $ 110,000 $ 40,000
Henderson, North Carolina 1 $ 231,000 $ 231,000 $ 52,000
Iredell, North Carolina 1 $ 203,000 $ 203,000 $ 59,000
Onslow, North Carolina 1 $ 265,000 $ 265,000 $ 76,000
Orange, North Carolina 1 $ 315,000 $ 315,000 $ 195,000
Rockingham, North Carolina 1 $ 114,000 $ 114,000 $ 56,000
Watauga, North Carolina 1 $ 199,000 $ 199,000 $ 49,000
Wilkes, North Carolina 1 $ 259,000 $ 259,000 $ 93,000
Butler, Ohio 1 $ 201,000 $ 201,000 $ 0
Carroll, Ohio 1 $ 234,000 $ 234,000 $ 79,000
Clinton, Ohio 1 $ 259,000 $ 259,000 $ 85,000
Fairfield, Ohio 1 $ 158,000 $ 158,000 $ 99,000
Gallia, Ohio 1 $ 110,000 $ 110,000 $ 34,000
Henry, Ohio 1 $ 71,000 $ 71,000 $ 32,000
Highland, Ohio 1 $ 121,000 $ 121,000 $ 21,000
Jefferson, Ohio 1 $ 163,000 $ 163,000 $ 77,000
Logan, Ohio 1 $ 233,000 $ 233,000 $ 75,000
Lorain, Ohio 1 $ 63,000 $ 63,000 $ 45,000
Lucas, Ohio 1 $ 160,000 $ 160,000 $ 69,000
Morgan, Ohio 1 $ 240,000 $ 240,000 $ 71,000
Summit, Ohio 1 $ 260,000 $ 260,000 $ 51,000
Vinton, Ohio 1 $ 87,000 $ 87,000 $ 28,000
Wayne, Ohio 1 $ 277,000 $ 277,000 $ 81,000
Williams, Ohio 1 $ 177,000 $ 177,000 $ 36,000
Custer, Oklahoma 1 $ 178,000 $ 178,000 $ 130,000
Delaware, Oklahoma 1 $ 117,000 $ 117,000 $ 50,000
Garvin, Oklahoma 1 $ 120,000 $ 120,000 $ 85,000
Lincoln, Oklahoma 1 $ 223,000 $ 223,000 $ 70,000
Logan, Oklahoma 1 $ 199,000 $ 199,000 $ 44,000
Okmulgee, Oklahoma 1 $ 234,000 $ 234,000 $ 170,000
Rogers, Oklahoma 1 $ 166,000 $ 166,000 $ 56,000
Stephens, Oklahoma 1 $ 142,000 $ 142,000 $ 64,000
Bradford, Pennsylvania 1 $ 138,000 $ 138,000 $ 39,000
Fulton, Pennsylvania 1 $ 146,000 $ 146,000 $ 43,000
Lawrence, Pennsylvania 1 $ 192,000 $ 192,000 $ 112,000
Union, Pennsylvania 1 $ 236,000 $ 236,000 $ 0
Bristol, Rhode Island 1 $ 310,000 $ 310,000 $ 80,000
Washington, Rhode Island 1 $ 303,000 $ 303,000 $ 96,000
Bamberg, South Carolina 1 $ 141,000 $ 141,000 $ 53,000
Darlington, South Carolina 1 $ 149,000 $ 149,000 $ 71,000
Edgefield, South Carolina 1 $ 164,000 $ 164,000 $ 0
Georgetown, South Carolina 1 $ 295,000 $ 295,000 $ 80,000
Greenwood, South Carolina 1 $ 66,000 $ 66,000 $ 26,000
Lancaster, South Carolina 1 $ 125,000 $ 125,000 $ 61,000
Marlboro, South Carolina 1 $ 153,000 $ 153,000 $ 74,000
Newberry, South Carolina 1 $ 277,000 $ 277,000 $ 52,000
Union, South Carolina 1 $ 93,000 $ 93,000 $ 51,000
Monroe, Tennessee 1 $ 240,000 $ 240,000 $ 98,000
Sullivan, Tennessee 1 $ 157,000 $ 157,000 $ 51,000
Sumner, Tennessee 1 $ 344,000 $ 344,000 $ 118,000
Washington, Tennessee 1 $ 227,000 $ 227,000 $ 80,000
Williamson, Tennessee 1 $ 183,000 $ 183,000 $ 61,000
Amelia, Virginia 1 $ 137,000 $ 137,000 $ 0
Appomattox, Virginia 1 $ 106,000 $ 106,000 $ 22,000
Brunswick, Virginia 1 $ 106,000 $ 106,000 $ 37,000
Buckingham, Virginia 1 $ 159,000 $ 159,000 $ 42,000
Clarke, Virginia 1 $ 236,000 $ 236,000 $ 0
Giles, Virginia 1 $ 83,000 $ 83,000 $ 0
Goochland, Virginia 1 $ 429,000 $ 429,000 $ 95,000
Halifax, Virginia 1 $ 113,000 $ 113,000 $ 32,000
King and Queen, Virginia 1 $ 230,000 $ 230,000 $ 92,000
King George, Virginia 1 $ 245,000 $ 245,000 $ 0
King William, Virginia 1 $ 162,000 $ 162,000 $ 49,000
Lancaster, Virginia 1 $ 164,000 $ 164,000 $ 61,000
Louisa, Virginia 1 $ 168,000 $ 168,000 $ 48,000
Madison, Virginia 1 $ 224,000 $ 224,000 $ 67,000
Manassas, Virginia 1 $ 420,000 $ 420,000 $ 119,000
Manassas Park, Virginia 1 $ 464,000 $ 464,000 $ 128,000
Mecklenburg, Virginia 1 $ 77,000 $ 77,000 $ 29,000
Nelson, Virginia 1 $ 200,000 $ 200,000 $ 81,000
Northumberland, Virginia 1 $ 182,000 $ 182,000 $ 39,000
Nottoway, Virginia 1 $ 105,000 $ 105,000 $ 60,000
Orange, Virginia 1 $ 223,000 $ 223,000 $ 79,000
Page, Virginia 1 $ 174,000 $ 174,000 $ 35,000
Petersburg, Virginia 1 $ 270,000 $ 270,000 $ 106,000
Prince Edward, Virginia 1 $ 161,000 $ 161,000 $ 71,000
Pulaski, Virginia 1 $ 148,000 $ 148,000 $ 0
Rockingham, Virginia 1 $ 374,000 $ 374,000 $ 102,000
Scott, Virginia 1 $ 152,000 $ 152,000 $ 28,000
Staunton, Virginia 1 $ 108,000 $ 108,000 $ 30,000
Wise, Virginia 1 $ 152,000 $ 152,000 $ 91,000
Milwaukee, Wisconsin 1 $ 99,000 $ 99,000 $ 30,000

Mortgage Loan Application Detail Totals for Village Capital & Investment in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,891 $1,218,794,000 $249,000 $1,900,000 $80,000 $1,128,000
Home Purchase 307 $64,167,000 $209,000 $638,000 $73,000 $355,000
Home Improvement 5 $1,314,000 $262,000 $427,000 $86,000 $109,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,524 $882,892,000 $250,000 $1,213,000 $84,000 $967,000
Not Provided 692 $163,861,000 $236,000 $983,000 $64,000 $1,128,000
Black or African American 508 $108,193,000 $212,000 $893,000 $68,000 $254,000
Hispanic 320 $77,579,000 $242,000 $745,000 $75,000 $341,000
Asian 131 $40,576,000 $309,000 $1,154,000 $96,000 $442,000
American Indian or Alaskan Native 18 $7,906,000 $439,000 $1,900,000 $130,000 $653,000
Native Hawaiian or Other Pacific Islander 10 $3,268,000 $326,000 $549,000 $92,000 $175,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 4,379 $1,063,080,000 $242,000 $756,000 $74,000 $1,128,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 811 $217,356,000 $268,000 $1,900,000 $112,000 $747,000
VA-guaranteed (Veterans Administration) 13 $3,839,000 $295,000 $682,000 $29,000 $112,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,425 $584,699,000 $241,000 $1,056,000 $79,000 $597,000
Application Withdrawn By Applicant 1,792 $436,208,000 $243,000 $1,213,000 $79,000 $967,000
Application Denied By Financial Institution 605 $156,329,000 $258,000 $1,900,000 $76,000 $1,128,000
Application Approved But Not Accepted 203 $57,952,000 $285,000 $1,055,000 $99,000 $747,000
File Closed For Incompleteness 178 $49,087,000 $275,000 $1,213,000 $95,000 $729,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 139 $39,535,000 $284,000 $1,900,000 $93,000 $653,000
Debt-To-Income Ratio 56 $16,050,000 $286,000 $983,000 $66,000 $370,000
Credit History 34 $8,466,000 $249,000 $521,000 $68,000 $168,000
Other 26 $6,065,000 $233,000 $575,000 $68,000 $153,000
Insufficient Cash (Downpayment, Closing Cost) 19 $4,669,000 $245,000 $770,000 $93,000 $442,000
Unverifiable Information 13 $2,721,000 $209,000 $401,000 $80,000 $231,000
Employment History 12 $2,464,000 $205,000 $382,000 $49,000 $85,000
Credit Application Incomplete 2 $1,110,000 $555,000 $737,000 $184,000 $227,000
Mortgage Insurance Denied 1 $408,000 $408,000 $408,000 $110,000 $110,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Village Capital & Investment's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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