Village Capital & Investment Mortgage Lending & HMDA Data, 2012

In 2012, Village Capital & Investment of Henderson, NV reported 11,159 mortgage applications totaling $1.6 billion, up 218% from 2011. The average application was for $145,438, and applicants reported an average income of $321. 51% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (533), Dallas-Plano-Irving, TX (409) and Houston-Sugar Land-Baytown, TX (376) (applications in parentheses).

Mortgage Company & Address Village Capital & Investment
2460 Paseo Verde Pkwy Suite 100
Henderson, NV 89074
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 11,159
Total Mortgage Loan Application Amount $1,622,945,000
Average Mortgage Loan Application Amount $145,438
Highest Mortgage Loan Application Amount $729,000
Average Applicant Income $321
Highest Applicant Income $384,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Village Capital & Investment filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Village Capital & Investment by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 288 $ 41,977,000 $ 145,753 $ 0
Tarrant, Texas 219 $ 26,947,000 $ 123,045 $ 0
Harris, Texas 216 $ 27,808,000 $ 128,740 $ 0
Dallas, Texas 198 $ 23,148,000 $ 116,909 $ 0
Philadelphia, Pennsylvania 172 $ 21,189,000 $ 123,191 $ 1,000
Riverside, California 170 $ 31,164,000 $ 183,317 $ 0
Bexar, Texas 132 $ 16,388,000 $ 124,151 $ 0
Los Angeles, California 117 $ 27,774,000 $ 237,384 $ 1,000
Mecklenburg, North Carolina 116 $ 16,122,000 $ 138,982 $ 0
Marion, Indiana 112 $ 12,255,000 $ 109,419 $ 0
San Bernardino, California 109 $ 18,484,000 $ 169,577 $ 0
Pima, Arizona 105 $ 14,669,000 $ 139,704 $ 0
Shelby, Tennessee 103 $ 11,663,000 $ 113,233 $ 0
Wayne, Michigan 101 $ 11,339,000 $ 112,267 $ 0
Camden, New Jersey 98 $ 15,985,000 $ 163,112 $ 5,000
Wake, North Carolina 95 $ 14,829,000 $ 156,094 $ 0
Burlington, New Jersey 92 $ 17,077,000 $ 185,619 $ 3,000
Jefferson, Alabama 84 $ 10,389,000 $ 123,678 $ 0
Hartford, Connecticut 78 $ 14,550,000 $ 186,538 $ 0
Sacramento, California 76 $ 12,364,000 $ 162,684 $ 0
Denton, Texas 76 $ 10,702,000 $ 140,815 $ 1,000
Davidson, Tennessee 73 $ 9,219,000 $ 126,287 $ 0
Travis, Texas 73 $ 10,355,000 $ 141,849 $ 0
Prince George's, Maryland 71 $ 17,547,000 $ 247,140 $ 5,000
Gwinnett, Georgia 70 $ 10,935,000 $ 156,214 $ 0
Fulton, Georgia 69 $ 10,118,000 $ 146,637 $ 0
Pinal, Arizona 67 $ 9,045,000 $ 135,000 $ 0
DeKalb, Georgia 67 $ 8,849,000 $ 132,074 $ 0
Macomb, Michigan 67 $ 8,506,000 $ 126,955 $ 0
Allegheny, Pennsylvania 65 $ 7,146,000 $ 109,938 $ 0
Milwaukee, Wisconsin 65 $ 8,991,000 $ 138,323 $ 0
New Haven, Connecticut 64 $ 11,038,000 $ 172,468 $ 0
Gloucester, New Jersey 64 $ 12,544,000 $ 196,000 $ 4,000
Collin, Texas 64 $ 9,588,000 $ 149,812 $ 0
Lake, Indiana 63 $ 8,476,000 $ 134,539 $ 0
Kern, California 62 $ 9,861,000 $ 159,048 $ 0
San Joaquin, California 61 $ 10,705,000 $ 175,491 $ 0
Baltimore City, Maryland 60 $ 8,623,000 $ 143,716 $ 0
Baltimore, Maryland 55 $ 10,212,000 $ 185,672 $ 0
Oakland, Michigan 55 $ 7,514,000 $ 136,618 $ 1,000
Essex, New Jersey 55 $ 12,221,000 $ 222,200 $ 1,000
Fresno, California 54 $ 8,303,000 $ 153,759 $ 0
Cobb, Georgia 53 $ 8,558,000 $ 161,471 $ 0
Guilford, North Carolina 53 $ 6,494,000 $ 122,528 $ 0
Stanislaus, California 50 $ 7,705,000 $ 154,100 $ 0
Fort Bend, Texas 49 $ 6,901,000 $ 140,836 $ 0
Montgomery, Texas 49 $ 6,380,000 $ 130,204 $ 0
Williamson, Texas 48 $ 7,028,000 $ 146,416 $ 0
Tulare, California 47 $ 7,280,000 $ 154,893 $ 0
Providence, Rhode Island 47 $ 8,787,000 $ 186,957 $ 0
Clayton, Georgia 46 $ 5,393,000 $ 117,239 $ 2,000
Mobile, Alabama 45 $ 5,562,000 $ 123,600 $ 0
Henry, Georgia 44 $ 6,420,000 $ 145,909 $ 0
Ocean, New Jersey 44 $ 9,797,000 $ 222,659 $ 0
Rutherford, Tennessee 44 $ 5,944,000 $ 135,090 $ 0
Atlantic, New Jersey 43 $ 8,175,000 $ 190,116 $ 5,000
San Diego, California 42 $ 11,552,000 $ 275,047 $ 0
Delaware, Pennsylvania 41 $ 6,255,000 $ 152,560 $ 1,000
Madison, Alabama 40 $ 5,005,000 $ 125,125 $ 0
Fairfield, Connecticut 39 $ 10,211,000 $ 261,820 $ 0
Kent, Michigan 39 $ 4,174,000 $ 107,025 $ 0
Middlesex, New Jersey 38 $ 9,562,000 $ 251,631 $ 2,000
Berks, Pennsylvania 38 $ 5,373,000 $ 141,394 $ 20,000
York, Pennsylvania 37 $ 5,815,000 $ 157,162 $ 0
Hamilton, Tennessee 37 $ 4,288,000 $ 115,891 $ 0
Knox, Tennessee 37 $ 4,479,000 $ 121,054 $ 2,000
Hidalgo, Texas 37 $ 4,152,000 $ 112,216 $ 0
Monmouth, New Jersey 36 $ 11,350,000 $ 315,277 $ 14,000
Durham, North Carolina 36 $ 5,463,000 $ 151,750 $ 0
Cabarrus, North Carolina 35 $ 5,318,000 $ 151,942 $ 0
Montgomery, Pennsylvania 35 $ 7,049,000 $ 201,400 $ 1,000
Union, New Jersey 34 $ 8,665,000 $ 254,852 $ 6,000
Greenville, South Carolina 34 $ 5,066,000 $ 149,000 $ 0
Mohave, Arizona 33 $ 3,875,000 $ 117,424 $ 0
Solano, California 33 $ 6,749,000 $ 204,515 $ 0
Allen, Indiana 32 $ 3,467,000 $ 108,343 $ 0
Lancaster, Pennsylvania 32 $ 4,861,000 $ 151,906 $ 0
Lexington, South Carolina 32 $ 4,269,000 $ 133,406 $ 0
Richland, South Carolina 32 $ 3,825,000 $ 119,531 $ 0
El Paso, Texas 32 $ 3,924,000 $ 122,625 $ 0
Johnson, Texas 32 $ 3,508,000 $ 109,625 $ 0
Montgomery, Alabama 31 $ 3,221,000 $ 103,903 $ 0
Contra Costa, California 31 $ 7,234,000 $ 233,354 $ 0
Mercer, New Jersey 31 $ 6,829,000 $ 220,290 $ 0
Cumberland, North Carolina 31 $ 3,334,000 $ 107,548 $ 0
Dauphin, Pennsylvania 31 $ 3,923,000 $ 126,548 $ 2,000
Bell, Texas 31 $ 3,381,000 $ 109,064 $ 0
Paulding, Georgia 30 $ 3,795,000 $ 126,500 $ 0
Genesee, Michigan 30 $ 3,477,000 $ 115,900 $ 0
Lehigh, Pennsylvania 30 $ 4,870,000 $ 162,333 $ 0
Yavapai, Arizona 28 $ 3,720,000 $ 132,857 $ 0
Tuscaloosa, Alabama 27 $ 3,435,000 $ 127,222 $ 0
Bucks, Pennsylvania 27 $ 5,631,000 $ 208,555 $ 6,000
Cumberland, Pennsylvania 27 $ 3,835,000 $ 142,037 $ 8,000
Northampton, Pennsylvania 27 $ 4,061,000 $ 150,407 $ 1,000
Kenosha, Wisconsin 27 $ 3,925,000 $ 145,370 $ 0
Yuma, Arizona 26 $ 3,376,000 $ 129,846 $ 0
Chatham, Georgia 26 $ 3,953,000 $ 152,038 $ 0
St. Joseph, Indiana 26 $ 2,972,000 $ 114,307 $ 0
Bergen, New Jersey 26 $ 8,699,000 $ 334,576 $ 0
Forsyth, North Carolina 26 $ 2,951,000 $ 113,500 $ 0
Johnson, Indiana 25 $ 2,897,000 $ 115,880 $ 0
Sumner, Tennessee 25 $ 4,283,000 $ 171,320 $ 0
Guadalupe, Texas 25 $ 3,385,000 $ 135,400 $ 2,000
Kaufman, Texas 25 $ 3,026,000 $ 121,040 $ 0
Merced, California 24 $ 3,536,000 $ 147,333 $ 1,000
Orange, California 24 $ 8,519,000 $ 354,958 $ 0
Hamilton, Indiana 24 $ 4,068,000 $ 169,500 $ 0
Cumberland, New Jersey 24 $ 3,842,000 $ 160,083 $ 0
Hudson, New Jersey 24 $ 5,935,000 $ 247,291 $ 0
Westmoreland, Pennsylvania 24 $ 2,860,000 $ 119,166 $ 3,000
Lubbock, Texas 24 $ 2,488,000 $ 103,666 $ 0
New Castle, Delaware 23 $ 4,414,000 $ 191,913 $ 4,000
Muscogee, Georgia 23 $ 2,523,000 $ 109,695 $ 0
Cook, Illinois 23 $ 3,911,000 $ 170,043 $ 0
Morris, New Jersey 23 $ 7,339,000 $ 319,086 $ 7,000
Union, North Carolina 23 $ 3,401,000 $ 147,869 $ 0
Hendricks, Indiana 22 $ 3,094,000 $ 140,636 $ 0
Buncombe, North Carolina 22 $ 3,032,000 $ 137,818 $ 0
Iredell, North Carolina 22 $ 3,048,000 $ 138,545 $ 3,000
Johnston, North Carolina 22 $ 3,112,000 $ 141,454 $ 0
Lackawanna, Pennsylvania 22 $ 2,710,000 $ 123,181 $ 0
Ellis, Texas 22 $ 2,713,000 $ 123,318 $ 0
Galveston, Texas 22 $ 3,306,000 $ 150,272 $ 0
Houston, Alabama 21 $ 2,500,000 $ 119,047 $ 0
LaPorte, Indiana 21 $ 2,562,000 $ 122,000 $ 2,000
Passaic, New Jersey 21 $ 3,734,000 $ 177,809 $ 0
Randolph, North Carolina 21 $ 2,372,000 $ 112,952 $ 0
Horry, South Carolina 21 $ 2,502,000 $ 119,142 $ 0
York, South Carolina 21 $ 3,279,000 $ 156,142 $ 0
Webb, Texas 21 $ 2,390,000 $ 113,809 $ 0
Brazoria, Texas 20 $ 2,956,000 $ 147,800 $ 0
Waukesha, Wisconsin 20 $ 4,011,000 $ 200,550 $ 0
Lee, Alabama 19 $ 2,921,000 $ 153,736 $ 0
Shelby, Alabama 19 $ 2,783,000 $ 146,473 $ 0
Newton, Georgia 19 $ 2,604,000 $ 137,052 $ 0
Elkhart, Indiana 19 $ 2,396,000 $ 126,105 $ 0
St. Clair, Michigan 19 $ 2,024,000 $ 106,526 $ 0
Douglas, Georgia 18 $ 2,368,000 $ 131,555 $ 0
Houston, Georgia 18 $ 1,888,000 $ 104,888 $ 0
Clark, Indiana 18 $ 1,787,000 $ 99,277 $ 0
Porter, Indiana 18 $ 2,904,000 $ 161,333 $ 0
Berrien, Michigan 18 $ 2,068,000 $ 114,888 $ 0
Berkeley, South Carolina 18 $ 2,876,000 $ 159,777 $ 0
Charleston, South Carolina 18 $ 3,225,000 $ 179,166 $ 0
Butte, California 17 $ 2,538,000 $ 149,294 $ 0
Montgomery, Maryland 17 $ 4,307,000 $ 253,352 $ 0
Gaston, North Carolina 17 $ 2,008,000 $ 118,117 $ 0
Robeson, North Carolina 17 $ 1,597,000 $ 93,941 $ 0
Rowan, North Carolina 17 $ 1,607,000 $ 94,529 $ 1,000
Erie, Pennsylvania 17 $ 1,941,000 $ 114,176 $ 0
Spartanburg, South Carolina 17 $ 1,769,000 $ 104,058 $ 0
Cameron, Texas 17 $ 1,767,000 $ 103,941 $ 0
Hunt, Texas 17 $ 2,078,000 $ 122,235 $ 0
Smith, Texas 17 $ 2,072,000 $ 121,882 $ 0
Racine, Wisconsin 17 $ 2,439,000 $ 143,470 $ 0
Autauga, Alabama 16 $ 1,978,000 $ 123,625 $ 0
Cochise, Arizona 16 $ 1,985,000 $ 124,062 $ 0
Hall, Georgia 16 $ 1,795,000 $ 112,187 $ 0
Vanderburgh, Indiana 16 $ 1,675,000 $ 104,687 $ 0
Anne Arundel, Maryland 16 $ 4,158,000 $ 259,875 $ 10,000
Calhoun, Michigan 16 $ 2,001,000 $ 125,062 $ 0
Ottawa, Michigan 16 $ 1,842,000 $ 115,125 $ 0
Monroe, Pennsylvania 16 $ 2,884,000 $ 180,250 $ 3,000
Parker, Texas 16 $ 1,778,000 $ 111,125 $ 0
Randall, Texas 16 $ 2,021,000 $ 126,312 $ 0
Talladega, Alabama 15 $ 1,939,000 $ 129,266 $ 0
Shasta, California 15 $ 2,368,000 $ 157,866 $ 0
New London, Connecticut 15 $ 2,971,000 $ 198,066 $ 0
Cherokee, Georgia 15 $ 2,640,000 $ 176,000 $ 0
Richmond, Georgia 15 $ 1,501,000 $ 100,066 $ 3,000
Harford, Maryland 15 $ 3,618,000 $ 241,200 $ 0
Ingham, Michigan 15 $ 1,381,000 $ 92,066 $ 0
Saginaw, Michigan 15 $ 1,608,000 $ 107,200 $ 0
Chester, Pennsylvania 15 $ 2,950,000 $ 196,666 $ 2,000
Washington, Pennsylvania 15 $ 1,826,000 $ 121,733 $ 0
Maury, Tennessee 15 $ 1,873,000 $ 124,866 $ 0
Outagamie, Wisconsin 15 $ 2,213,000 $ 147,533 $ 0
Coweta, Georgia 14 $ 2,015,000 $ 143,928 $ 0
Kosciusko, Indiana 14 $ 1,356,000 $ 96,857 $ 0
Davidson, North Carolina 14 $ 1,501,000 $ 107,214 $ 0
Granville, North Carolina 14 $ 1,855,000 $ 132,500 $ 0
Beaver, Pennsylvania 14 $ 1,772,000 $ 126,571 $ 0
Dorchester, South Carolina 14 $ 2,095,000 $ 149,642 $ 0
Blount, Tennessee 14 $ 1,725,000 $ 123,214 $ 0
Williamson, Tennessee 14 $ 2,469,000 $ 176,357 $ 0
Wilson, Tennessee 14 $ 1,818,000 $ 129,857 $ 0
Hays, Texas 14 $ 1,851,000 $ 132,214 $ 0
Brown, Wisconsin 14 $ 1,642,000 $ 117,285 $ 0
Rock, Wisconsin 14 $ 1,620,000 $ 115,714 $ 0
Cullman, Alabama 13 $ 1,407,000 $ 108,230 $ 0
Bartow, Georgia 13 $ 1,818,000 $ 139,846 $ 0
Carroll, Georgia 13 $ 1,463,000 $ 112,538 $ 0
Tippecanoe, Indiana 13 $ 1,433,000 $ 110,230 $ 0
Kalamazoo, Michigan 13 $ 1,519,000 $ 116,846 $ 0
Monroe, Michigan 13 $ 1,435,000 $ 110,384 $ 0
Somerset, New Jersey 13 $ 3,674,000 $ 282,615 $ 0
New Hanover, North Carolina 13 $ 2,240,000 $ 172,307 $ 0
Pike, Pennsylvania 13 $ 2,130,000 $ 163,846 $ 0
Aiken, South Carolina 13 $ 1,623,000 $ 124,846 $ 0
Montgomery, Tennessee 13 $ 1,667,000 $ 128,230 $ 0
Sullivan, Tennessee 13 $ 1,635,000 $ 125,769 $ 0
Gregg, Texas 13 $ 1,562,000 $ 120,153 $ 0
Washington, Wisconsin 13 $ 2,232,000 $ 171,692 $ 0
Baldwin, Alabama 12 $ 1,559,000 $ 129,916 $ 0
Limestone, Alabama 12 $ 1,891,000 $ 157,583 $ 0
Alameda, California 12 $ 3,121,000 $ 260,083 $ 0
Yuba, California 12 $ 2,051,000 $ 170,916 $ 0
Floyd, Indiana 12 $ 1,590,000 $ 132,500 $ 0
Jackson, Michigan 12 $ 1,245,000 $ 103,750 $ 0
Washtenaw, Michigan 12 $ 1,803,000 $ 150,250 $ 0
Nash, North Carolina 12 $ 1,291,000 $ 107,583 $ 0
Pickens, South Carolina 12 $ 1,328,000 $ 110,666 $ 0
Tipton, Tennessee 12 $ 1,443,000 $ 120,250 $ 0
Comal, Texas 12 $ 1,807,000 $ 150,583 $ 0
Jefferson, Texas 12 $ 1,383,000 $ 115,250 $ 4,000
McLennan, Texas 12 $ 1,536,000 $ 128,000 $ 0
Walworth, Wisconsin 12 $ 1,766,000 $ 147,166 $ 0
Calhoun, Alabama 11 $ 1,366,000 $ 124,181 $ 0
Marshall, Alabama 11 $ 1,284,000 $ 116,727 $ 0
Morgan, Alabama 11 $ 1,325,000 $ 120,454 $ 0
Placer, California 11 $ 2,351,000 $ 213,727 $ 0
Middlesex, Connecticut 11 $ 1,916,000 $ 174,181 $ 5,000
Rockdale, Georgia 11 $ 1,480,000 $ 134,545 $ 2,000
Whitfield, Georgia 11 $ 1,168,000 $ 106,181 $ 0
Morgan, Indiana 11 $ 1,167,000 $ 106,090 $ 0
Androscoggin, Maine 11 $ 1,251,000 $ 113,727 $ 0
York, Maine 11 $ 1,990,000 $ 180,909 $ 0
Bay, Michigan 11 $ 1,077,000 $ 97,909 $ 3,000
Grand Traverse, Michigan 11 $ 1,481,000 $ 134,636 $ 4,000
Warren, New Jersey 11 $ 2,462,000 $ 223,818 $ 0
Brunswick, North Carolina 11 $ 1,503,000 $ 136,636 $ 0
Catawba, North Carolina 11 $ 1,461,000 $ 132,818 $ 0
Franklin, North Carolina 11 $ 1,477,000 $ 134,272 $ 0
Harnett, North Carolina 11 $ 1,413,000 $ 128,454 $ 0
Moore, North Carolina 11 $ 1,368,000 $ 124,363 $ 0
Luzerne, Pennsylvania 11 $ 1,326,000 $ 120,545 $ 0
Anderson, South Carolina 11 $ 1,357,000 $ 123,363 $ 0
Bowie, Texas 11 $ 1,123,000 $ 102,090 $ 0
Burnet, Texas 11 $ 1,263,000 $ 114,818 $ 0
Ector, Texas 11 $ 1,310,000 $ 119,090 $ 0
Nueces, Texas 11 $ 1,405,000 $ 127,727 $ 0
Fond du Lac, Wisconsin 11 $ 1,263,000 $ 114,818 $ 0
Marathon, Wisconsin 11 $ 1,176,000 $ 106,909 $ 0
Sheboygan, Wisconsin 11 $ 1,298,000 $ 118,000 $ 0
Winnebago, Wisconsin 11 $ 1,134,000 $ 103,090 $ 0
Elmore, Alabama 10 $ 1,388,000 $ 138,800 $ 0
Graham, Arizona 10 $ 1,286,000 $ 128,600 $ 0
Madera, California 10 $ 1,350,000 $ 135,000 $ 0
Monterey, California 10 $ 2,201,000 $ 220,100 $ 0
Litchfield, Connecticut 10 $ 1,631,000 $ 163,100 $ 0
Bibb, Georgia 10 $ 1,095,000 $ 109,500 $ 0
Madison, Indiana 10 $ 956,000 $ 95,600 $ 0
Cumberland, Maine 10 $ 2,209,000 $ 220,900 $ 0
Howard, Maryland 10 $ 2,775,000 $ 277,500 $ 0
Allegan, Michigan 10 $ 1,101,000 $ 110,100 $ 0
Livingston, Michigan 10 $ 1,414,000 $ 141,400 $ 0
Muskegon, Michigan 10 $ 1,040,000 $ 104,000 $ 0
Alamance, North Carolina 10 $ 1,371,000 $ 137,100 $ 0
Lincoln, North Carolina 10 $ 1,024,000 $ 102,400 $ 0
Onslow, North Carolina 10 $ 1,371,000 $ 137,100 $ 0
Pasquotank, North Carolina 10 $ 1,466,000 $ 146,600 $ 0
Pitt, North Carolina 10 $ 1,224,000 $ 122,400 $ 0
Rockingham, North Carolina 10 $ 1,403,000 $ 140,300 $ 0
Stokes, North Carolina 10 $ 873,000 $ 87,300 $ 0
Surry, North Carolina 10 $ 982,000 $ 98,200 $ 0
Butler, Pennsylvania 10 $ 1,556,000 $ 155,600 $ 0
Carbon, Pennsylvania 10 $ 1,363,000 $ 136,300 $ 3,000
Fayette, Pennsylvania 10 $ 1,355,000 $ 135,500 $ 0
Franklin, Pennsylvania 10 $ 1,447,000 $ 144,700 $ 0
Kent, Rhode Island 10 $ 1,930,000 $ 193,000 $ 0
Washington, Tennessee 10 $ 1,087,000 $ 108,700 $ 0
Dane, Wisconsin 10 $ 1,848,000 $ 184,800 $ 0
Imperial, California 9 $ 1,285,000 $ 142,777 $ 0
Sonoma, California 9 $ 1,852,000 $ 205,777 $ 0
Ventura, California 9 $ 2,825,000 $ 313,888 $ 0
Tolland, Connecticut 9 $ 2,181,000 $ 242,333 $ 0
Jackson, Georgia 9 $ 1,378,000 $ 153,111 $ 0
Liberty, Georgia 9 $ 1,024,000 $ 113,777 $ 4,000
Walker, Georgia 9 $ 929,000 $ 103,222 $ 0
Penobscot, Maine 9 $ 1,027,000 $ 114,111 $ 8,000
Lenawee, Michigan 9 $ 1,232,000 $ 136,888 $ 0
Van Buren, Michigan 9 $ 988,000 $ 109,777 $ 0
Sussex, New Jersey 9 $ 2,223,000 $ 247,000 $ 0
Pender, North Carolina 9 $ 962,000 $ 106,888 $ 0
Wilson, North Carolina 9 $ 1,115,000 $ 123,888 $ 0
Blair, Pennsylvania 9 $ 847,000 $ 94,111 $ 0
Cambria, Pennsylvania 9 $ 838,000 $ 93,111 $ 0
Lebanon, Pennsylvania 9 $ 1,395,000 $ 155,000 $ 4,000
Lancaster, South Carolina 9 $ 1,195,000 $ 132,777 $ 6,000
St. Clair, Alabama 8 $ 1,054,000 $ 131,750 $ 0
Navajo, Arizona 8 $ 1,050,000 $ 131,250 $ 0
Nevada, California 8 $ 1,352,000 $ 169,000 $ 0
Santa Clara, California 8 $ 2,776,000 $ 347,000 $ 0
Sussex, Delaware 8 $ 1,376,000 $ 172,000 $ 0
Columbia, Georgia 8 $ 1,049,000 $ 131,125 $ 0
Forsyth, Georgia 8 $ 1,643,000 $ 205,375 $ 0
Hancock, Indiana 8 $ 1,179,000 $ 147,375 $ 0
Noble, Indiana 8 $ 877,000 $ 109,625 $ 0
Wayne, Indiana 8 $ 711,000 $ 88,875 $ 0
Kennebec, Maine 8 $ 813,000 $ 101,625 $ 0
Calvert, Maryland 8 $ 3,270,000 $ 408,750 $ 0
Cleveland, North Carolina 8 $ 977,000 $ 122,125 $ 0
Craven, North Carolina 8 $ 953,000 $ 119,125 $ 0
Gates, North Carolina 8 $ 1,136,000 $ 142,000 $ 0
Halifax, North Carolina 8 $ 899,000 $ 112,375 $ 0
Hoke, North Carolina 8 $ 835,000 $ 104,375 $ 0
Wayne, North Carolina 8 $ 1,194,000 $ 149,250 $ 10,000
Stark, Ohio 8 $ 1,120,000 $ 140,000 $ 0
Lycoming, Pennsylvania 8 $ 1,002,000 $ 125,250 $ 0
Bradley, Tennessee 8 $ 905,000 $ 113,125 $ 0
Cheatham, Tennessee 8 $ 1,327,000 $ 165,875 $ 0
Putnam, Tennessee 8 $ 921,000 $ 115,125 $ 0
Robertson, Tennessee 8 $ 1,027,000 $ 128,375 $ 7,000
Sevier, Tennessee 8 $ 1,218,000 $ 152,250 $ 0
Atascosa, Texas 8 $ 905,000 $ 113,125 $ 0
Brazos, Texas 8 $ 943,000 $ 117,875 $ 0
Victoria, Texas 8 $ 804,000 $ 100,500 $ 0
Wise, Texas 8 $ 777,000 $ 97,125 $ 0
Dodge, Wisconsin 8 $ 1,057,000 $ 132,125 $ 0
Eau Claire, Wisconsin 8 $ 1,127,000 $ 140,875 $ 0
Jefferson, Wisconsin 8 $ 1,285,000 $ 160,625 $ 0
Colbert, Alabama 7 $ 740,000 $ 105,714 $ 0
El Dorado, California 7 $ 1,666,000 $ 238,000 $ 0
Lassen, California 7 $ 1,063,000 $ 151,857 $ 0
Santa Barbara, California 7 $ 2,532,000 $ 361,714 $ 0
Tuolumne, California 7 $ 1,465,000 $ 209,285 $ 0
District of Columbia, District Of Columbia 7 $ 1,809,000 $ 258,428 $ 0
Barrow, Georgia 7 $ 952,000 $ 136,000 $ 0
Catoosa, Georgia 7 $ 778,000 $ 111,142 $ 0
Bartholomew, Indiana 7 $ 856,000 $ 122,285 $ 0
Clinton, Indiana 7 $ 558,000 $ 79,714 $ 0
Greene, Indiana 7 $ 755,000 $ 107,857 $ 0
Harrison, Indiana 7 $ 915,000 $ 130,714 $ 0
Shelby, Indiana 7 $ 837,000 $ 119,571 $ 0
Warrick, Indiana 7 $ 676,000 $ 96,571 $ 0
Allegany, Maryland 7 $ 990,000 $ 141,428 $ 0
Charles, Maryland 7 $ 1,596,000 $ 228,000 $ 15,000
Frederick, Maryland 7 $ 1,677,000 $ 239,571 $ 0
Washington, Maryland 7 $ 999,000 $ 142,714 $ 0
Isabella, Michigan 7 $ 839,000 $ 119,857 $ 0
Tuscola, Michigan 7 $ 683,000 $ 97,571 $ 0
Salem, New Jersey 7 $ 1,027,000 $ 146,714 $ 0
Caldwell, North Carolina 7 $ 857,000 $ 122,428 $ 0
Henderson, North Carolina 7 $ 1,052,000 $ 150,285 $ 0
Macon, North Carolina 7 $ 762,000 $ 108,857 $ 0
Rutherford, North Carolina 7 $ 831,000 $ 118,714 $ 0
Bradford, Pennsylvania 7 $ 640,000 $ 91,428 $ 8,000
Beaufort, South Carolina 7 $ 1,058,000 $ 151,142 $ 0
Orangeburg, South Carolina 7 $ 746,000 $ 106,571 $ 0
Sumter, South Carolina 7 $ 701,000 $ 100,142 $ 0
Claiborne, Tennessee 7 $ 648,000 $ 92,571 $ 0
Cocke, Tennessee 7 $ 758,000 $ 108,285 $ 0
Dickson, Tennessee 7 $ 1,008,000 $ 144,000 $ 0
Obion, Tennessee 7 $ 698,000 $ 99,714 $ 0
Angelina, Texas 7 $ 779,000 $ 111,285 $ 0
Bastrop, Texas 7 $ 828,000 $ 118,285 $ 0
Chambers, Texas 7 $ 925,000 $ 132,142 $ 0
Henderson, Texas 7 $ 631,000 $ 90,142 $ 0
Rockwall, Texas 7 $ 1,120,000 $ 160,000 $ 0
Wichita, Texas 7 $ 839,000 $ 119,857 $ 0
La Crosse, Wisconsin 7 $ 1,018,000 $ 145,428 $ 0
Clarke, Alabama 6 $ 1,108,000 $ 184,666 $ 0
Etowah, Alabama 6 $ 593,000 $ 98,833 $ 0
Santa Cruz, Arizona 6 $ 699,000 $ 116,500 $ 0
Kings, California 6 $ 1,012,000 $ 168,666 $ 0
San Luis Obispo, California 6 $ 1,657,000 $ 276,166 $ 0
Yolo, California 6 $ 1,026,000 $ 171,000 $ 0
Bulloch, Georgia 6 $ 809,000 $ 134,833 $ 0
Butts, Georgia 6 $ 637,000 $ 106,166 $ 0
Floyd, Georgia 6 $ 525,000 $ 87,500 $ 0
Laurens, Georgia 6 $ 686,000 $ 114,333 $ 0
Spalding, Georgia 6 $ 790,000 $ 131,666 $ 0
Upson, Georgia 6 $ 632,000 $ 105,333 $ 0
Will, Illinois 6 $ 1,384,000 $ 230,666 $ 0
Delaware, Indiana 6 $ 503,000 $ 83,833 $ 0
Jackson, Indiana 6 $ 632,000 $ 105,333 $ 0
Monroe, Indiana 6 $ 748,000 $ 124,666 $ 12,000
Owen, Indiana 6 $ 656,000 $ 109,333 $ 0
Ripley, Indiana 6 $ 652,000 $ 108,666 $ 0
Vigo, Indiana 6 $ 609,000 $ 101,500 $ 0
Carroll, Maryland 6 $ 1,323,000 $ 220,500 $ 0
Clinton, Michigan 6 $ 722,000 $ 120,333 $ 0
Lapeer, Michigan 6 $ 656,000 $ 109,333 $ 0
St. Joseph, Michigan 6 $ 492,000 $ 82,000 $ 0
Lenoir, North Carolina 6 $ 696,000 $ 116,000 $ 0
Person, North Carolina 6 $ 606,000 $ 101,000 $ 0
Vance, North Carolina 6 $ 619,000 $ 103,166 $ 0
Franklin, Ohio 6 $ 1,052,000 $ 175,333 $ 0
Adams, Pennsylvania 6 $ 984,000 $ 164,000 $ 0
Susquehanna, Pennsylvania 6 $ 782,000 $ 130,333 $ 0
Wayne, Pennsylvania 6 $ 788,000 $ 131,333 $ 0
Colleton, South Carolina 6 $ 809,000 $ 134,833 $ 0
Florence, South Carolina 6 $ 692,000 $ 115,333 $ 0
Laurens, South Carolina 6 $ 798,000 $ 133,000 $ 0
Cumberland, Tennessee 6 $ 587,000 $ 97,833 $ 0
Hamblen, Tennessee 6 $ 660,000 $ 110,000 $ 0
Jefferson, Tennessee 6 $ 765,000 $ 127,500 $ 0
Coryell, Texas 6 $ 528,000 $ 88,000 $ 0
Liberty, Texas 6 $ 659,000 $ 109,833 $ 4,000
Potter, Texas 6 $ 529,000 $ 88,166 $ 0
San Patricio, Texas 6 $ 522,000 $ 87,000 $ 0
Taylor, Texas 6 $ 618,000 $ 103,000 $ 0
Upshur, Texas 6 $ 865,000 $ 144,166 $ 0
Adams, Wisconsin 6 $ 722,000 $ 120,333 $ 0
Manitowoc, Wisconsin 6 $ 672,000 $ 112,000 $ 0
Marinette, Wisconsin 6 $ 765,000 $ 127,500 $ 5,000
Blount, Alabama 5 $ 611,000 $ 122,200 $ 0
Chilton, Alabama 5 $ 558,000 $ 111,600 $ 0
Lauderdale, Alabama 5 $ 640,000 $ 128,000 $ 0
Lawrence, Alabama 5 $ 641,000 $ 128,200 $ 0
Coconino, Arizona 5 $ 1,015,000 $ 203,000 $ 0
Humboldt, California 5 $ 996,000 $ 199,200 $ 0
Lake, California 5 $ 868,000 $ 173,600 $ 0
Tehama, California 5 $ 860,000 $ 172,000 $ 0
Colquitt, Georgia 5 $ 425,000 $ 85,000 $ 0
Decatur, Georgia 5 $ 720,000 $ 144,000 $ 0
Dougherty, Georgia 5 $ 544,000 $ 108,800 $ 0
Effingham, Georgia 5 $ 507,000 $ 101,400 $ 0
Gordon, Georgia 5 $ 622,000 $ 124,400 $ 0
Jones, Georgia 5 $ 651,000 $ 130,200 $ 0
Lee, Georgia 5 $ 732,000 $ 146,400 $ 0
Madison, Georgia 5 $ 450,000 $ 90,000 $ 0
Oconee, Georgia 5 $ 788,000 $ 157,600 $ 0
Troup, Georgia 5 $ 535,000 $ 107,000 $ 0
Gibson, Indiana 5 $ 514,000 $ 102,800 $ 0
Grant, Indiana 5 $ 638,000 $ 127,600 $ 0
Jennings, Indiana 5 $ 525,000 $ 105,000 $ 0
Posey, Indiana 5 $ 498,000 $ 99,600 $ 0
Putnam, Indiana 5 $ 576,000 $ 115,200 $ 0
Wabash, Indiana 5 $ 484,000 $ 96,800 $ 0
St. Mary's, Maryland 5 $ 991,000 $ 198,200 $ 0
Eaton, Michigan 5 $ 609,000 $ 121,800 $ 0
Midland, Michigan 5 $ 642,000 $ 128,400 $ 0
Sanilac, Michigan 5 $ 637,000 $ 127,400 $ 0
Cape May, New Jersey 5 $ 1,175,000 $ 235,000 $ 11,000
Edgecombe, North Carolina 5 $ 568,000 $ 113,600 $ 0
Haywood, North Carolina 5 $ 657,000 $ 131,400 $ 0
Armstrong, Pennsylvania 5 $ 555,000 $ 111,000 $ 0
Centre, Pennsylvania 5 $ 658,000 $ 131,600 $ 0
Lawrence, Pennsylvania 5 $ 502,000 $ 100,400 $ 0
Northumberland, Pennsylvania 5 $ 561,000 $ 112,200 $ 0
Schuylkill, Pennsylvania 5 $ 527,000 $ 105,400 $ 0
Snyder, Pennsylvania 5 $ 507,000 $ 101,400 $ 0
Cherokee, South Carolina 5 $ 629,000 $ 125,800 $ 0
Greenwood, South Carolina 5 $ 672,000 $ 134,400 $ 0
Kershaw, South Carolina 5 $ 571,000 $ 114,200 $ 0
Greene, Tennessee 5 $ 420,000 $ 84,000 $ 0
Loudon, Tennessee 5 $ 668,000 $ 133,600 $ 0
Rhea, Tennessee 5 $ 519,000 $ 103,800 $ 0
Brown, Texas 5 $ 656,000 $ 131,200 $ 0
Grayson, Texas 5 $ 456,000 $ 91,200 $ 0
Hill, Texas 5 $ 549,000 $ 109,800 $ 0
Jackson, Texas 5 $ 465,000 $ 93,000 $ 0
Medina, Texas 5 $ 677,000 $ 135,400 $ 0
Palo Pinto, Texas 5 $ 610,000 $ 122,000 $ 11,000
Tom Green, Texas 5 $ 698,000 $ 139,600 $ 0
Barron, Wisconsin 5 $ 585,000 $ 117,000 $ 0
Calumet, Wisconsin 5 $ 680,000 $ 136,000 $ 0
Door, Wisconsin 5 $ 847,000 $ 169,400 $ 0
Wood, Wisconsin 5 $ 675,000 $ 135,000 $ 0
Cleburne, Alabama 4 $ 377,000 $ 94,250 $ 0
Dale, Alabama 4 $ 419,000 $ 104,750 $ 0
DeKalb, Alabama 4 $ 613,000 $ 153,250 $ 0
Escambia, Alabama 4 $ 562,000 $ 140,500 $ 0
Russell, Alabama 4 $ 467,000 $ 116,750 $ 0
Walker, Alabama 4 $ 447,000 $ 111,750 $ 0
Gila, Arizona 4 $ 398,000 $ 99,500 $ 0
San Mateo, California 4 $ 1,657,000 $ 414,250 $ 0
Windham, Connecticut 4 $ 746,000 $ 186,500 $ 10,000
Baldwin, Georgia 4 $ 321,000 $ 80,250 $ 0
Camden, Georgia 4 $ 502,000 $ 125,500 $ 0
Glynn, Georgia 4 $ 540,000 $ 135,000 $ 0
Long, Georgia 4 $ 505,000 $ 126,250 $ 0
Thomas, Georgia 4 $ 443,000 $ 110,750 $ 0
Walton, Georgia 4 $ 453,000 $ 113,250 $ 0
DuPage, Illinois 4 $ 804,000 $ 201,000 $ 0
Winnebago, Illinois 4 $ 718,000 $ 179,500 $ 0
Cass, Indiana 4 $ 507,000 $ 126,750 $ 0
Clay, Indiana 4 $ 319,000 $ 79,750 $ 0
Howard, Indiana 4 $ 458,000 $ 114,500 $ 0
Huntington, Indiana 4 $ 319,000 $ 79,750 $ 0
Jasper, Indiana 4 $ 508,000 $ 127,000 $ 0
Perry, Indiana 4 $ 459,000 $ 114,750 $ 0
Scott, Indiana 4 $ 434,000 $ 108,500 $ 0
Wicomico, Maryland 4 $ 707,000 $ 176,750 $ 0
Emmet, Michigan 4 $ 440,000 $ 110,000 $ 0
Ionia, Michigan 4 $ 513,000 $ 128,250 $ 0
Montcalm, Michigan 4 $ 331,000 $ 82,750 $ 0
Newaygo, Michigan 4 $ 578,000 $ 144,500 $ 0
Burke, North Carolina 4 $ 438,000 $ 109,500 $ 0
Caswell, North Carolina 4 $ 448,000 $ 112,000 $ 0
Columbus, North Carolina 4 $ 575,000 $ 143,750 $ 15,000
Davie, North Carolina 4 $ 508,000 $ 127,000 $ 0
Hertford, North Carolina 4 $ 311,000 $ 77,750 $ 0
Lee, North Carolina 4 $ 352,000 $ 88,000 $ 0
McDowell, North Carolina 4 $ 560,000 $ 140,000 $ 0
Perquimans, North Carolina 4 $ 519,000 $ 129,750 $ 0
Butler, Ohio 4 $ 740,000 $ 185,000 $ 0
Clermont, Ohio 4 $ 689,000 $ 172,250 $ 0
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Mortgage Loan Application Detail Totals for Village Capital & Investment in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 11,096 $1,612,143,000 $145,000 $729,000 $0 $177,000
Home Purchase 63 $10,802,000 $171,000 $673,000 $57,000 $384,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,807 $984,454,000 $144,000 $727,000 $0 $177,000
Black or African American 2,690 $383,104,000 $142,000 $702,000 $0 $384,000
Hispanic 1,259 $186,018,000 $147,000 $669,000 $0 $89,000
Asian 243 $44,107,000 $181,000 $729,000 $0 $0
Not Provided 68 $11,264,000 $165,000 $403,000 $13,000 $120,000
American Indian or Alaskan Native 50 $7,419,000 $148,000 $707,000 $0 $0
Native Hawaiian or Other Pacific Islander 42 $6,579,000 $156,000 $500,000 $0 $34,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 11,145 $1,619,995,000 $145,000 $729,000 $0 $384,000
VA-guaranteed (Veterans Administration) 14 $2,950,000 $210,000 $555,000 $4,000 $58,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,672 $815,090,000 $143,000 $727,000 $0 $102,000
Application Withdrawn By Applicant 3,072 $440,260,000 $143,000 $729,000 $0 $177,000
Application Denied By Financial Institution 1,928 $278,170,000 $144,000 $702,000 $0 $78,000
Loan Purchased By The Institution 388 $76,774,000 $197,000 $673,000 $14,000 $384,000
File Closed For Incompleteness 99 $12,651,000 $127,000 $348,000 $0 $55,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 295 $43,676,000 $148,000 $671,000 $0 $34,000
Other 253 $33,383,000 $131,000 $702,000 $0 $47,000
Insufficient Cash (Downpayment, Closing Cost) 42 $4,857,000 $115,000 $358,000 $0 $0
Unverifiable Information 18 $2,188,000 $121,000 $219,000 $0 $0
Debt-To-Income Ratio 2 $184,000 $92,000 $108,000 $0 $0
Employment History 1 $91,000 $91,000 $91,000 $0 $0
Collateral 1 $142,000 $142,000 $142,000 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Village Capital & Investment's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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