Village Capital & Investment Mortgage Lending & HMDA Data, 2012
In 2012, Village Capital & Investment of Henderson, NV reported 11,159 mortgage applications totaling $1.6 billion, up 218% from 2011. The average application was for $145,438, and applicants reported an average income of $321. 51% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (533), Dallas-Plano-Irving, TX (409) and Houston-Sugar Land-Baytown, TX (376) (applications in parentheses).
| Mortgage Company & Address | Village Capital & Investment 2460 Paseo Verde Pkwy Suite 100 Henderson, NV 89074 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 11,159 |
| Total Mortgage Loan Application Amount | $1,622,945,000 |
| Average Mortgage Loan Application Amount | $145,438 |
| Highest Mortgage Loan Application Amount | $729,000 |
| Average Applicant Income | $321 |
| Highest Applicant Income | $384,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Village Capital & Investment filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 533 | $ 75,993,000 | $ 142,575 | $ 0 |
| Dallas-Plano-Irving, TX | 409 | $ 52,375,000 | $ 128,056 | $ 0 |
| Houston-Sugar Land-Baytown, TX | 376 | $ 49,910,000 | $ 132,739 | $ 0 |
| Phoenix-Mesa-Glendale, AZ | 355 | $ 51,022,000 | $ 143,723 | $ 0 |
| Philadelphia, PA | 290 | $ 43,074,000 | $ 148,531 | $ 2,000 |
| Riverside-San Bernardino-Ontario, CA | 279 | $ 49,648,000 | $ 177,949 | $ 0 |
| Fort Worth-Arlington, TX | 275 | $ 33,010,000 | $ 120,036 | $ 0 |
| Camden, NJ | 254 | $ 45,606,000 | $ 179,551 | $ 4,000 |
| Indianapolis-Carmel, IN | 218 | $ 26,490,000 | $ 121,513 | $ 0 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 213 | $ 30,191,000 | $ 141,741 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 199 | $ 27,687,000 | $ 139,130 | $ 0 |
| San Antonio-New Braunfels, TX | 192 | $ 24,652,000 | $ 128,395 | $ 0 |
| Baltimore-Towson, MD | 162 | $ 30,709,000 | $ 189,561 | $ 1,000 |
| Warren-Troy-Farmington Hills, MI | 157 | $ 20,114,000 | $ 128,114 | $ 0 |
| Austin-Round Rock-San Marcos, TX | 146 | $ 20,482,000 | $ 140,287 | $ 0 |
| Pittsburgh, PA | 143 | $ 17,070,000 | $ 119,370 | $ 0 |
| Newark-Union, NJ-PA | 137 | $ 33,345,000 | $ 243,394 | $ 3,620 |
| Edison-New Brunswick, NJ | 131 | $ 34,383,000 | $ 262,465 | $ 4,000 |
| Raleigh-Cary, NC | 128 | $ 19,418,000 | $ 151,703 | $ 0 |
| Birmingham-Hoover, AL | 126 | $ 16,024,000 | $ 127,174 | $ 0 |
| Memphis, TN-MS-AR | 118 | $ 13,526,000 | $ 114,627 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 117 | $ 27,774,000 | $ 237,384 | $ 1,000 |
| Tucson, AZ | 105 | $ 14,669,000 | $ 139,704 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 102 | $ 15,924,000 | $ 156,117 | $ 0 |
| Detroit-Livonia-Dearborn, MI | 101 | $ 11,339,000 | $ 112,267 | $ 0 |
| Sacramento--Arden-Arcade--Roseville, CA | 100 | $ 17,407,000 | $ 174,070 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 98 | $ 18,647,000 | $ 190,275 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 97 | $ 24,912,000 | $ 256,824 | $ 4,432 |
| Gary, IN | 86 | $ 11,988,000 | $ 139,395 | $ 0 |
| Greensboro-High Point, NC | 84 | $ 10,269,000 | $ 122,250 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 78 | $ 12,756,000 | $ 163,538 | $ 858 |
| Columbia, SC | 73 | $ 8,994,000 | $ 123,205 | $ 0 |
| New York-White Plains-Wayne, NY-NJ | 71 | $ 18,368,000 | $ 258,704 | $ 0 |
| New Haven-Milford, CT | 64 | $ 11,038,000 | $ 172,468 | $ 0 |
| Providence-New Bedford-Fall River, RI-MA | 63 | $ 12,043,000 | $ 191,158 | $ 0 |
| Bakersfield-Delano, CA | 62 | $ 9,861,000 | $ 159,048 | $ 0 |
| Harrisburg-Carlisle, PA | 62 | $ 8,394,000 | $ 135,387 | $ 5,000 |
| Knoxville, TN | 62 | $ 7,550,000 | $ 121,774 | $ 1,000 |
| Stockton, CA | 61 | $ 10,705,000 | $ 175,491 | $ 0 |
| Montgomery, AL | 57 | $ 6,587,000 | $ 115,561 | $ 0 |
| Chattanooga, TN-GA | 56 | $ 6,346,000 | $ 113,321 | $ 0 |
| Fresno, CA | 54 | $ 8,303,000 | $ 153,759 | $ 0 |
| Greenville-Mauldin-Easley, SC | 52 | $ 7,192,000 | $ 138,307 | $ 0 |
| Huntsville, AL | 52 | $ 6,896,000 | $ 132,615 | $ 0 |
| Charleston-North Charleston-Summerville, SC | 50 | $ 8,196,000 | $ 163,920 | $ 0 |
| Modesto, CA | 50 | $ 7,705,000 | $ 154,100 | $ 0 |
| Durham-Chapel Hill, NC | 48 | $ 6,946,000 | $ 144,708 | $ 0 |
| Grand Rapids-Wyoming, MI | 48 | $ 5,358,000 | $ 111,625 | $ 0 |
| Visalia-Porterville, CA | 47 | $ 7,280,000 | $ 154,893 | $ 0 |
| Mobile, AL | 45 | $ 5,562,000 | $ 123,600 | $ 0 |
| Atlantic City-Hammonton, NJ | 43 | $ 8,175,000 | $ 190,116 | $ 5,000 |
| Oakland-Fremont-Hayward, CA | 43 | $ 10,355,000 | $ 240,813 | $ 0 |
| Augusta-Richmond County, GA-SC | 42 | $ 4,966,000 | $ 118,238 | $ 642 |
| San Diego-Carlsbad-San Marcos, CA | 42 | $ 11,552,000 | $ 275,047 | $ 0 |
| Winston-Salem, NC | 42 | $ 4,514,000 | $ 107,476 | $ 0 |
| Chicago-Joliet-Naperville, IL | 40 | $ 7,304,000 | $ 182,600 | $ 0 |
| Louisville/Jefferson County, KY-IN | 40 | $ 4,561,000 | $ 114,025 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 39 | $ 10,211,000 | $ 261,820 | $ 0 |
| Fayetteville, NC | 39 | $ 4,169,000 | $ 106,897 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 39 | $ 4,117,000 | $ 105,564 | $ 0 |
| Reading, PA | 38 | $ 5,373,000 | $ 141,394 | $ 20,000 |
| McAllen-Edinburg-Mission, TX | 37 | $ 4,152,000 | $ 112,216 | $ 0 |
| York-Hanover, PA | 37 | $ 5,815,000 | $ 157,162 | $ 0 |
| Asheville, NC | 36 | $ 5,002,000 | $ 138,944 | $ 0 |
| Fort Wayne, IN | 36 | $ 3,952,000 | $ 109,777 | $ 0 |
| Evansville, IN-KY | 33 | $ 3,363,000 | $ 101,909 | $ 0 |
| Lake Havasu City-Kingman, AZ | 33 | $ 3,875,000 | $ 117,424 | $ 0 |
| Scranton--Wilkes-Barre, PA | 33 | $ 4,036,000 | $ 122,303 | $ 0 |
| Vallejo-Fairfield, CA | 33 | $ 6,749,000 | $ 204,515 | $ 0 |
| Wilmington, NC | 33 | $ 4,705,000 | $ 142,575 | $ 0 |
| El Paso, TX | 32 | $ 3,924,000 | $ 122,625 | $ 0 |
| Lancaster, PA | 32 | $ 4,861,000 | $ 151,906 | $ 0 |
| Savannah, GA | 32 | $ 4,642,000 | $ 145,062 | $ 0 |
| Wilmington, DE-MD-NJ | 32 | $ 5,890,000 | $ 184,062 | $ 2,875 |
| Trenton-Ewing, NJ | 31 | $ 6,829,000 | $ 220,290 | $ 0 |
| Flint, MI | 30 | $ 3,477,000 | $ 115,900 | $ 0 |
| Columbus, GA-AL | 29 | $ 3,117,000 | $ 107,482 | $ 0 |
| Lake County-Kenosha County, IL-WI | 29 | $ 4,231,000 | $ 145,896 | $ 0 |
| Prescott, AZ | 28 | $ 3,720,000 | $ 132,857 | $ 0 |
| South Bend-Mishawaka, IN-MI | 28 | $ 3,197,000 | $ 114,178 | $ 0 |
| Tuscaloosa, AL | 27 | $ 3,435,000 | $ 127,222 | $ 0 |
| Lansing-East Lansing, MI | 26 | $ 2,712,000 | $ 104,307 | $ 0 |
| Yuma, AZ | 26 | $ 3,376,000 | $ 129,846 | $ 0 |
| Amarillo, TX | 25 | $ 2,915,000 | $ 116,600 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 25 | $ 3,156,000 | $ 126,240 | $ 0 |
| Bethesda-Rockville-Frederick, MD | 24 | $ 5,984,000 | $ 249,333 | $ 0 |
| Lubbock, TX | 24 | $ 2,488,000 | $ 103,666 | $ 0 |
| Merced, CA | 24 | $ 3,536,000 | $ 147,333 | $ 1,000 |
| Santa Ana-Anaheim-Irvine, CA | 24 | $ 8,519,000 | $ 354,958 | $ 0 |
| Vineland-Millville-Bridgeton, NJ | 24 | $ 3,842,000 | $ 160,083 | $ 0 |
| Dothan, AL | 23 | $ 2,668,000 | $ 116,000 | $ 2,000 |
| Kalamazoo-Portage, MI | 22 | $ 2,507,000 | $ 113,954 | $ 0 |
| Portland-South Portland-Biddeford, ME | 22 | $ 4,351,000 | $ 197,772 | $ 0 |
| Laredo, TX | 21 | $ 2,390,000 | $ 113,809 | $ 0 |
| Michigan City-La Porte, IN | 21 | $ 2,562,000 | $ 122,000 | $ 2,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 21 | $ 2,502,000 | $ 119,142 | $ 0 |
| Appleton, WI | 20 | $ 2,893,000 | $ 144,650 | $ 0 |
| Green Bay, WI | 20 | $ 2,566,000 | $ 128,300 | $ 0 |
| Longview, TX | 20 | $ 2,563,000 | $ 128,150 | $ 0 |
| Macon, GA | 20 | $ 2,257,000 | $ 112,850 | $ 0 |
| Auburn-Opelika, AL | 19 | $ 2,921,000 | $ 153,736 | $ 0 |
| Bloomington, IN | 19 | $ 2,159,000 | $ 113,631 | $ 3,000 |
| Elkhart-Goshen, IN | 19 | $ 2,396,000 | $ 126,105 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 19 | $ 2,223,000 | $ 117,000 | $ 0 |
| Corpus Christi, TX | 18 | $ 2,023,000 | $ 112,388 | $ 0 |
| Niles-Benton Harbor, MI | 18 | $ 2,068,000 | $ 114,888 | $ 0 |
| Warner Robins, GA | 18 | $ 1,888,000 | $ 104,888 | $ 0 |
| Brownsville-Harlingen, TX | 17 | $ 1,767,000 | $ 103,941 | $ 0 |
| Chico, CA | 17 | $ 2,538,000 | $ 149,294 | $ 0 |
| Erie, PA | 17 | $ 1,941,000 | $ 114,176 | $ 0 |
| Racine, WI | 17 | $ 2,439,000 | $ 143,470 | $ 0 |
| Rocky Mount, NC | 17 | $ 1,859,000 | $ 109,352 | $ 0 |
| Spartanburg, SC | 17 | $ 1,769,000 | $ 104,058 | $ 0 |
| Tyler, TX | 17 | $ 2,072,000 | $ 121,882 | $ 0 |
| Battle Creek, MI | 16 | $ 2,001,000 | $ 125,062 | $ 0 |
| Beaumont-Port Arthur, TX | 16 | $ 1,772,000 | $ 110,750 | $ 3,000 |
| Decatur, AL | 16 | $ 1,966,000 | $ 122,875 | $ 0 |
| Gainesville, GA | 16 | $ 1,795,000 | $ 112,187 | $ 0 |
| Holland-Grand Haven, MI | 16 | $ 1,842,000 | $ 115,125 | $ 0 |
| Johnson City, TN | 16 | $ 1,570,000 | $ 98,125 | $ 0 |
| Athens-Clarke County, GA | 15 | $ 1,858,000 | $ 123,866 | $ 0 |
| Cincinnati-Middletown, OH-KY-IN | 15 | $ 2,559,000 | $ 170,600 | $ 0 |
| Lafayette, IN | 15 | $ 1,660,000 | $ 110,666 | $ 0 |
| Madison, WI | 15 | $ 2,658,000 | $ 177,200 | $ 0 |
| Morristown, TN | 15 | $ 1,799,000 | $ 119,933 | $ 2,000 |
| Norwich-New London, CT | 15 | $ 2,971,000 | $ 198,066 | $ 0 |
| Redding, CA | 15 | $ 2,368,000 | $ 157,866 | $ 0 |
| Saginaw-Saginaw Township North, MI | 15 | $ 1,608,000 | $ 107,200 | $ 0 |
| Janesville, WI | 14 | $ 1,620,000 | $ 115,714 | $ 0 |
| Richmond, VA | 14 | $ 2,107,000 | $ 150,500 | $ 0 |
| Clarksville, TN-KY | 13 | $ 1,667,000 | $ 128,230 | $ 0 |
| Greenville, NC | 13 | $ 1,456,000 | $ 112,000 | $ 0 |
| Hinesville-Fort Stewart, GA | 13 | $ 1,529,000 | $ 117,615 | $ 3,000 |
| Monroe, MI | 13 | $ 1,435,000 | $ 110,384 | $ 0 |
| Yuba City, CA | 13 | $ 2,297,000 | $ 176,692 | $ 0 |
| Albany, GA | 12 | $ 1,528,000 | $ 127,333 | $ 0 |
| Ann Arbor, MI | 12 | $ 1,803,000 | $ 150,250 | $ 0 |
| Cleveland-Elyria-Mentor, OH | 12 | $ 2,177,000 | $ 181,416 | $ 0 |
| Dalton, GA | 12 | $ 1,233,000 | $ 102,750 | $ 0 |
| Florence-Muscle Shoals, AL | 12 | $ 1,380,000 | $ 115,000 | $ 0 |
| Jackson, MI | 12 | $ 1,245,000 | $ 103,750 | $ 0 |
| Terre Haute, IN | 12 | $ 1,110,000 | $ 92,500 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 12 | $ 1,850,000 | $ 154,166 | $ 0 |
| Waco, TX | 12 | $ 1,536,000 | $ 128,000 | $ 0 |
| Anderson, SC | 11 | $ 1,357,000 | $ 123,363 | $ 0 |
| Anniston-Oxford, AL | 11 | $ 1,366,000 | $ 124,181 | $ 0 |
| Bay City, MI | 11 | $ 1,077,000 | $ 97,909 | $ 3,000 |
| Eau Claire, WI | 11 | $ 1,518,000 | $ 138,000 | $ 0 |
| Fond Du Lac, WI | 11 | $ 1,263,000 | $ 114,818 | $ 0 |
| Lewiston-Auburn, ME | 11 | $ 1,251,000 | $ 113,727 | $ 0 |
| Odessa, TX | 11 | $ 1,310,000 | $ 119,090 | $ 0 |
| Oshkosh-Neenah, WI | 11 | $ 1,134,000 | $ 103,090 | $ 0 |
| Sheboygan, WI | 11 | $ 1,298,000 | $ 118,000 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 11 | $ 1,123,000 | $ 102,090 | $ 0 |
| Victoria, TX | 11 | $ 1,277,000 | $ 116,090 | $ 0 |
| Wausau, WI | 11 | $ 1,176,000 | $ 106,909 | $ 0 |
| Anderson, IN | 10 | $ 956,000 | $ 95,600 | $ 0 |
| Burlington, NC | 10 | $ 1,371,000 | $ 137,100 | $ 0 |
| Columbus, OH | 10 | $ 1,954,000 | $ 195,400 | $ 0 |
| Jacksonville, NC | 10 | $ 1,371,000 | $ 137,100 | $ 0 |
| Madera-Chowchilla, CA | 10 | $ 1,350,000 | $ 135,000 | $ 0 |
| Muskegon-Norton Shores, MI | 10 | $ 1,040,000 | $ 104,000 | $ 0 |
| Salinas, CA | 10 | $ 2,201,000 | $ 220,100 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 10 | $ 3,596,000 | $ 359,600 | $ 0 |
| Altoona, PA | 9 | $ 847,000 | $ 94,111 | $ 0 |
| Bangor, ME | 9 | $ 1,027,000 | $ 114,111 | $ 8,000 |
| Canton-Massillon, OH | 9 | $ 1,292,000 | $ 143,555 | $ 0 |
| College Station-Bryan, TX | 9 | $ 1,069,000 | $ 118,777 | $ 0 |
| El Centro, CA | 9 | $ 1,285,000 | $ 142,777 | $ 0 |
| Florence, SC | 9 | $ 1,160,000 | $ 128,888 | $ 0 |
| Johnstown, PA | 9 | $ 838,000 | $ 93,111 | $ 0 |
| Lebanon, PA | 9 | $ 1,395,000 | $ 155,000 | $ 4,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 9 | $ 2,825,000 | $ 313,888 | $ 0 |
| Santa Rosa-Petaluma, CA | 9 | $ 1,852,000 | $ 205,777 | $ 0 |
| Cleveland, TN | 8 | $ 905,000 | $ 113,125 | $ 0 |
| Goldsboro, NC | 8 | $ 1,194,000 | $ 149,250 | $ 10,000 |
| Williamsport, PA | 8 | $ 1,002,000 | $ 125,250 | $ 0 |
| Abilene, TX | 7 | $ 744,000 | $ 106,285 | $ 0 |
| Akron, OH | 7 | $ 1,140,000 | $ 162,857 | $ 0 |
| Columbus, IN | 7 | $ 856,000 | $ 122,285 | $ 0 |
| Cumberland, MD-WV | 7 | $ 990,000 | $ 141,428 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 7 | $ 999,000 | $ 142,714 | $ 0 |
| La Crosse, WI-MN | 7 | $ 1,018,000 | $ 145,428 | $ 0 |
| Roanoke, VA | 7 | $ 782,000 | $ 111,714 | $ 0 |
| Santa Barbara-Santa Maria-Goleta, CA | 7 | $ 2,532,000 | $ 361,714 | $ 0 |
| Sumter, SC | 7 | $ 701,000 | $ 100,142 | $ 0 |
| Wichita Falls, TX | 7 | $ 839,000 | $ 119,857 | $ 0 |
| Gadsden, AL | 6 | $ 593,000 | $ 98,833 | $ 0 |
| Hanford-Corcoran, CA | 6 | $ 1,012,000 | $ 168,666 | $ 0 |
| Kokomo, IN | 6 | $ 693,000 | $ 115,500 | $ 0 |
| Lynchburg, VA | 6 | $ 554,000 | $ 92,333 | $ 0 |
| Muncie, IN | 6 | $ 503,000 | $ 83,833 | $ 0 |
| Rome, GA | 6 | $ 525,000 | $ 87,500 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 6 | $ 2,629,000 | $ 438,166 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 6 | $ 1,657,000 | $ 276,166 | $ 0 |
| Flagstaff, AZ | 5 | $ 1,015,000 | $ 203,000 | $ 0 |
| Ocean City, NJ | 5 | $ 1,175,000 | $ 235,000 | $ 11,000 |
| Rockford, IL | 5 | $ 887,000 | $ 177,400 | $ 0 |
| Salisbury, MD | 5 | $ 825,000 | $ 165,000 | $ 0 |
| San Angelo, TX | 5 | $ 698,000 | $ 139,600 | $ 0 |
| Sherman-Denison, TX | 5 | $ 456,000 | $ 91,200 | $ 0 |
| St. Louis, MO-IL | 5 | $ 724,000 | $ 144,800 | $ 0 |
| State College, PA | 5 | $ 658,000 | $ 131,600 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 421,000 | $ 105,250 | $ 0 |
| Brunswick, GA | 4 | $ 540,000 | $ 135,000 | $ 0 |
| Duluth, MN-WI | 4 | $ 458,000 | $ 114,500 | $ 0 |
| Jackson, TN | 4 | $ 287,000 | $ 71,750 | $ 0 |
| Midland, TX | 4 | $ 503,000 | $ 125,750 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 364,000 | $ 91,000 | $ 0 |
| Danville, VA | 3 | $ 240,000 | $ 80,000 | $ 0 |
| Dover, DE | 3 | $ 678,000 | $ 226,000 | $ 0 |
| Kankakee-Bradley, IL | 3 | $ 327,000 | $ 109,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 3 | $ 897,000 | $ 299,000 | $ 0 |
| Valdosta, GA | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Charlottesville, VA | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Springfield, MA | 2 | $ 270,000 | $ 135,000 | $ 31,000 |
| Toledo, OH | 2 | $ 337,000 | $ 168,500 | $ 0 |
| Bloomington-Normal, IL | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Boston-Quincy, MA | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Dayton, OH | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Napa, CA | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Peoria, IL | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Worcester, MA | 1 | $ 208,000 | $ 208,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Village Capital & Investment in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 11,096 | $1,612,143,000 | $145,000 | $729,000 | $0 | $177,000 |
| Home Purchase | 63 | $10,802,000 | $171,000 | $673,000 | $57,000 | $384,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,807 | $984,454,000 | $144,000 | $727,000 | $0 | $177,000 |
| Black or African American | 2,690 | $383,104,000 | $142,000 | $702,000 | $0 | $384,000 |
| Hispanic | 1,259 | $186,018,000 | $147,000 | $669,000 | $0 | $89,000 |
| Asian | 243 | $44,107,000 | $181,000 | $729,000 | $0 | $0 |
| Not Provided | 68 | $11,264,000 | $165,000 | $403,000 | $13,000 | $120,000 |
| American Indian or Alaskan Native | 50 | $7,419,000 | $148,000 | $707,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 42 | $6,579,000 | $156,000 | $500,000 | $0 | $34,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 11,145 | $1,619,995,000 | $145,000 | $729,000 | $0 | $384,000 |
| VA-guaranteed (Veterans Administration) | 14 | $2,950,000 | $210,000 | $555,000 | $4,000 | $58,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,672 | $815,090,000 | $143,000 | $727,000 | $0 | $102,000 |
| Application Withdrawn By Applicant | 3,072 | $440,260,000 | $143,000 | $729,000 | $0 | $177,000 |
| Application Denied By Financial Institution | 1,928 | $278,170,000 | $144,000 | $702,000 | $0 | $78,000 |
| Loan Purchased By The Institution | 388 | $76,774,000 | $197,000 | $673,000 | $14,000 | $384,000 |
| File Closed For Incompleteness | 99 | $12,651,000 | $127,000 | $348,000 | $0 | $55,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 295 | $43,676,000 | $148,000 | $671,000 | $0 | $34,000 |
| Other | 253 | $33,383,000 | $131,000 | $702,000 | $0 | $47,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 42 | $4,857,000 | $115,000 | $358,000 | $0 | $0 |
| Unverifiable Information | 18 | $2,188,000 | $121,000 | $219,000 | $0 | $0 |
| Debt-To-Income Ratio | 2 | $184,000 | $92,000 | $108,000 | $0 | $0 |
| Employment History | 1 | $91,000 | $91,000 | $91,000 | $0 | $0 |
| Collateral | 1 | $142,000 | $142,000 | $142,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Village Capital & Investment's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nevada, download the full spreadsheet
with aggregated HMDA statistics today.
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