Village Capital & Investment Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Village Capital & Investment Llc 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Village Capital & Investment Llc 2863 St. Rose Parkway Dover, DE 89052 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 11,159 |
| Total Mortgage Loan Application Amount | $1,622,945,000 |
| Average Mortgage Loan Application Amount | $158,000 |
| Highest Mortgage Loan Application Amount | $729,000 |
| Average Applicant Income | $28,500 |
| Highest Applicant Income | $384,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Village Capital & Investment Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Village Capital & Investment Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Village Capital & Investment Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Village Capital & Investment Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Village Capital & Investment Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Village Capital & Investment Llc's mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 533 | $ 75,993,000 | $ 142,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 409 | $ 52,375,000 | $ 128,000 | $ 0 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 376 | $ 49,910,000 | $ 132,000 | $ 0 |
| PHOENIX-MESA-GLENDALE, AZ | 355 | $ 51,022,000 | $ 143,000 | $ 0 |
| PHILADELPHIA, PA | 290 | $ 43,074,000 | $ 148,000 | $ 2,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 279 | $ 49,648,000 | $ 177,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 275 | $ 33,010,000 | $ 120,000 | $ 0 |
| CAMDEN, NJ | 254 | $ 45,606,000 | $ 179,000 | $ 4,000 |
| INDIANAPOLIS-CARMEL, IN | 218 | $ 26,490,000 | $ 121,000 | $ 0 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 213 | $ 30,191,000 | $ 148,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 199 | $ 27,687,000 | $ 139,000 | $ 0 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 192 | $ 24,652,000 | $ 128,000 | $ 0 |
| BALTIMORE-TOWSON, MD | 162 | $ 30,709,000 | $ 189,000 | $ 1,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 157 | $ 20,114,000 | $ 128,000 | $ 0 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 146 | $ 20,482,000 | $ 140,000 | $ 0 |
| PITTSBURGH, PA | 143 | $ 17,070,000 | $ 119,000 | $ 0 |
| NEWARK-UNION, NJ-PA | 137 | $ 33,345,000 | $ 207,000 | $ 2,000 |
| EDISON-NEW BRUNSWICK, NJ | 131 | $ 34,383,000 | $ 262,000 | $ 4,000 |
| RALEIGH-CARY, NC | 128 | $ 19,418,000 | $ 151,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 126 | $ 16,024,000 | $ 127,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 118 | $ 13,526,000 | $ 114,000 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 117 | $ 27,774,000 | $ 237,000 | $ 1,000 |
| TUCSON, AZ | 105 | $ 14,669,000 | $ 139,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 102 | $ 15,924,000 | $ 156,000 | $ 0 |
| DETROIT-LIVONIA-DEARBORN, MI | 101 | $ 11,339,000 | $ 112,000 | $ 0 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 100 | $ 17,407,000 | $ 174,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 98 | $ 18,647,000 | $ 190,000 | $ 0 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 97 | $ 24,912,000 | $ 230,000 | $ 1,666 |
| GARY, IN | 86 | $ 11,988,000 | $ 139,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 84 | $ 10,269,000 | $ 122,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 78 | $ 12,756,000 | $ 188,000 | $ 500 |
| COLUMBIA, SC | 73 | $ 8,994,000 | $ 123,000 | $ 0 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 71 | $ 18,368,000 | $ 258,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 64 | $ 11,038,000 | $ 172,000 | $ 0 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 63 | $ 12,043,000 | $ 191,000 | $ 0 |
| BAKERSFIELD-DELANO, CA | 62 | $ 9,861,000 | $ 159,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 62 | $ 8,394,000 | $ 135,000 | $ 5,000 |
| KNOXVILLE, TN | 62 | $ 7,550,000 | $ 121,000 | $ 1,000 |
| STOCKTON, CA | 61 | $ 10,705,000 | $ 175,000 | $ 0 |
| MONTGOMERY, AL | 57 | $ 6,587,000 | $ 115,000 | $ 0 |
| CHATTANOOGA, TN-GA | 56 | $ 6,346,000 | $ 111,000 | $ 0 |
| FRESNO, CA | 54 | $ 8,303,000 | $ 153,000 | $ 0 |
| GREENVILLE-MAULDIN-EASLEY, SC | 52 | $ 7,192,000 | $ 138,000 | $ 0 |
| HUNTSVILLE, AL | 52 | $ 6,896,000 | $ 132,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 50 | $ 8,196,000 | $ 163,000 | $ 0 |
| MODESTO, CA | 50 | $ 7,705,000 | $ 154,000 | $ 0 |
| DURHAM-CHAPEL HILL, NC | 48 | $ 6,946,000 | $ 144,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 48 | $ 5,358,000 | $ 111,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 47 | $ 7,280,000 | $ 154,000 | $ 0 |
| MOBILE, AL | 45 | $ 5,562,000 | $ 123,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 43 | $ 8,175,000 | $ 190,000 | $ 5,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 43 | $ 10,355,000 | $ 240,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 42 | $ 4,966,000 | $ 118,500 | $ 500 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 42 | $ 11,552,000 | $ 275,000 | $ 0 |
| WINSTON-SALEM, NC | 42 | $ 4,514,000 | $ 107,000 | $ 0 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 40 | $ 7,304,000 | $ 182,000 | $ 0 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 40 | $ 4,561,000 | $ 114,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 39 | $ 10,211,000 | $ 261,000 | $ 0 |
| FAYETTEVILLE, NC | 39 | $ 4,169,000 | $ 106,000 | $ 0 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 39 | $ 4,117,000 | $ 105,000 | $ 0 |
| READING, PA | 38 | $ 5,373,000 | $ 141,000 | $ 20,000 |
| MCALLEN-EDINBURG-MISSION, TX | 37 | $ 4,152,000 | $ 112,000 | $ 0 |
| YORK-HANOVER, PA | 37 | $ 5,815,000 | $ 157,000 | $ 0 |
| ASHEVILLE, NC | 36 | $ 5,002,000 | $ 138,000 | $ 0 |
| FORT WAYNE, IN | 36 | $ 3,952,000 | $ 109,000 | $ 0 |
| EVANSVILLE, IN-KY | 33 | $ 3,363,000 | $ 101,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 33 | $ 3,875,000 | $ 117,000 | $ 0 |
| SCRANTON--WILKES-BARRE, PA | 33 | $ 4,036,000 | $ 122,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 33 | $ 6,749,000 | $ 204,000 | $ 0 |
| WILMINGTON, NC | 33 | $ 4,705,000 | $ 142,000 | $ 0 |
| EL PASO, TX | 32 | $ 3,924,000 | $ 122,000 | $ 0 |
| LANCASTER, PA | 32 | $ 4,861,000 | $ 151,000 | $ 0 |
| SAVANNAH, GA | 32 | $ 4,642,000 | $ 145,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 32 | $ 5,890,000 | $ 187,000 | $ 1,333 |
| TRENTON-EWING, NJ | 31 | $ 6,829,000 | $ 220,000 | $ 0 |
| FLINT, MI | 30 | $ 3,477,000 | $ 115,000 | $ 0 |
| COLUMBUS, GA-AL | 29 | $ 3,117,000 | $ 111,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 29 | $ 4,231,000 | $ 149,000 | $ 0 |
| PRESCOTT, AZ | 28 | $ 3,720,000 | $ 132,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 28 | $ 3,197,000 | $ 113,000 | $ 0 |
| TUSCALOOSA, AL | 27 | $ 3,435,000 | $ 127,000 | $ 0 |
| LANSING-EAST LANSING, MI | 26 | $ 2,712,000 | $ 104,000 | $ 0 |
| YUMA, AZ | 26 | $ 3,376,000 | $ 129,000 | $ 0 |
| AMARILLO, TX | 25 | $ 2,915,000 | $ 116,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 25 | $ 3,156,000 | $ 126,000 | $ 0 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 24 | $ 5,984,000 | $ 249,000 | $ 0 |
| LUBBOCK, TX | 24 | $ 2,488,000 | $ 103,000 | $ 0 |
| MERCED, CA | 24 | $ 3,536,000 | $ 147,000 | $ 1,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 24 | $ 8,519,000 | $ 354,000 | $ 0 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 24 | $ 3,842,000 | $ 160,000 | $ 0 |
| DOTHAN, AL | 23 | $ 2,668,000 | $ 116,000 | $ 2,000 |
| KALAMAZOO-PORTAGE, MI | 22 | $ 2,507,000 | $ 113,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 22 | $ 4,351,000 | $ 197,000 | $ 0 |
| LAREDO, TX | 21 | $ 2,390,000 | $ 113,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 21 | $ 2,562,000 | $ 122,000 | $ 2,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 21 | $ 2,502,000 | $ 119,000 | $ 0 |
| APPLETON, WI | 20 | $ 2,893,000 | $ 144,000 | $ 0 |
| GREEN BAY, WI | 20 | $ 2,566,000 | $ 128,000 | $ 0 |
| LONGVIEW, TX | 20 | $ 2,563,000 | $ 128,000 | $ 0 |
| MACON, GA | 20 | $ 2,257,000 | $ 112,000 | $ 0 |
| AUBURN-OPELIKA, AL | 19 | $ 2,921,000 | $ 153,000 | $ 0 |
| BLOOMINGTON, IN | 19 | $ 2,159,000 | $ 113,000 | $ 3,000 |
| ELKHART-GOSHEN, IN | 19 | $ 2,396,000 | $ 126,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 19 | $ 2,223,000 | $ 111,000 | $ 0 |
| CORPUS CHRISTI, TX | 18 | $ 2,023,000 | $ 112,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 18 | $ 2,068,000 | $ 114,000 | $ 0 |
| WARNER ROBINS, GA | 18 | $ 1,888,000 | $ 104,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 17 | $ 1,767,000 | $ 103,000 | $ 0 |
| CHICO, CA | 17 | $ 2,538,000 | $ 149,000 | $ 0 |
| ERIE, PA | 17 | $ 1,941,000 | $ 114,000 | $ 0 |
| RACINE, WI | 17 | $ 2,439,000 | $ 143,000 | $ 0 |
| ROCKY MOUNT, NC | 17 | $ 1,859,000 | $ 109,000 | $ 0 |
| SPARTANBURG, SC | 17 | $ 1,769,000 | $ 104,000 | $ 0 |
| TYLER, TX | 17 | $ 2,072,000 | $ 121,000 | $ 0 |
| BATTLE CREEK, MI | 16 | $ 2,001,000 | $ 125,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 16 | $ 1,772,000 | $ 110,000 | $ 3,000 |
| DECATUR, AL | 16 | $ 1,966,000 | $ 122,000 | $ 0 |
| GAINESVILLE, GA | 16 | $ 1,795,000 | $ 112,000 | $ 0 |
| HOLLAND-GRAND HAVEN, MI | 16 | $ 1,842,000 | $ 115,000 | $ 0 |
| JOHNSON CITY, TN | 16 | $ 1,570,000 | $ 98,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 15 | $ 1,858,000 | $ 123,000 | $ 0 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 15 | $ 2,559,000 | $ 157,500 | $ 0 |
| LAFAYETTE, IN | 15 | $ 1,660,000 | $ 110,000 | $ 0 |
| MADISON, WI | 15 | $ 2,658,000 | $ 177,000 | $ 0 |
| MORRISTOWN, TN | 15 | $ 1,799,000 | $ 119,000 | $ 2,000 |
| NORWICH-NEW LONDON, CT | 15 | $ 2,971,000 | $ 198,000 | $ 0 |
| REDDING, CA | 15 | $ 2,368,000 | $ 157,000 | $ 0 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 15 | $ 1,608,000 | $ 107,000 | $ 0 |
| JANESVILLE, WI | 14 | $ 1,620,000 | $ 115,000 | $ 0 |
| RICHMOND, VA | 14 | $ 2,107,000 | $ 150,000 | $ 0 |
| CLARKSVILLE, TN-KY | 13 | $ 1,667,000 | $ 128,000 | $ 0 |
| GREENVILLE, NC | 13 | $ 1,456,000 | $ 112,000 | $ 0 |
| HINESVILLE-FORT STEWART, GA | 13 | $ 1,529,000 | $ 117,000 | $ 3,000 |
| MONROE, MI | 13 | $ 1,435,000 | $ 110,000 | $ 0 |
| YUBA CITY, CA | 13 | $ 2,297,000 | $ 176,000 | $ 0 |
| ALBANY, GA | 12 | $ 1,528,000 | $ 127,000 | $ 0 |
| ANN ARBOR, MI | 12 | $ 1,803,000 | $ 150,000 | $ 0 |
| CLEVELAND-ELYRIA-MENTOR, OH | 12 | $ 2,177,000 | $ 181,000 | $ 0 |
| DALTON, GA | 12 | $ 1,233,000 | $ 102,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 12 | $ 1,380,000 | $ 115,000 | $ 0 |
| JACKSON, MI | 12 | $ 1,245,000 | $ 103,000 | $ 0 |
| TERRE HAUTE, IN | 12 | $ 1,110,000 | $ 92,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 12 | $ 1,850,000 | $ 133,500 | $ 0 |
| WACO, TX | 12 | $ 1,536,000 | $ 128,000 | $ 0 |
| ANDERSON, SC | 11 | $ 1,357,000 | $ 123,000 | $ 0 |
| ANNISTON-OXFORD, AL | 11 | $ 1,366,000 | $ 124,000 | $ 0 |
| BAY CITY, MI | 11 | $ 1,077,000 | $ 97,000 | $ 3,000 |
| EAU CLAIRE, WI | 11 | $ 1,518,000 | $ 138,000 | $ 0 |
| FOND DU LAC, WI | 11 | $ 1,263,000 | $ 114,000 | $ 0 |
| LEWISTON-AUBURN, ME | 11 | $ 1,251,000 | $ 113,000 | $ 0 |
| ODESSA, TX | 11 | $ 1,310,000 | $ 119,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 11 | $ 1,134,000 | $ 103,000 | $ 0 |
| SHEBOYGAN, WI | 11 | $ 1,298,000 | $ 118,000 | $ 0 |
| TEXARKANA, TX-TEXARKANA, AR | 11 | $ 1,123,000 | $ 102,000 | $ 0 |
| VICTORIA, TX | 11 | $ 1,277,000 | $ 116,000 | $ 0 |
| WAUSAU, WI | 11 | $ 1,176,000 | $ 106,000 | $ 0 |
| ANDERSON, IN | 10 | $ 956,000 | $ 95,000 | $ 0 |
| BURLINGTON, NC | 10 | $ 1,371,000 | $ 137,000 | $ 0 |
| COLUMBUS, OH | 10 | $ 1,954,000 | $ 195,000 | $ 0 |
| JACKSONVILLE, NC | 10 | $ 1,371,000 | $ 137,000 | $ 0 |
| MADERA-CHOWCHILLA, CA | 10 | $ 1,350,000 | $ 135,000 | $ 0 |
| MUSKEGON-NORTON SHORES, MI | 10 | $ 1,040,000 | $ 104,000 | $ 0 |
| SALINAS, CA | 10 | $ 2,201,000 | $ 220,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 10 | $ 3,596,000 | $ 359,000 | $ 0 |
| ALTOONA, PA | 9 | $ 847,000 | $ 94,000 | $ 0 |
| BANGOR, ME | 9 | $ 1,027,000 | $ 114,000 | $ 8,000 |
| CANTON-MASSILLON, OH | 9 | $ 1,292,000 | $ 143,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 9 | $ 1,069,000 | $ 118,000 | $ 0 |
| EL CENTRO, CA | 9 | $ 1,285,000 | $ 142,000 | $ 0 |
| FLORENCE, SC | 9 | $ 1,160,000 | $ 128,000 | $ 0 |
| JOHNSTOWN, PA | 9 | $ 838,000 | $ 93,000 | $ 0 |
| LEBANON, PA | 9 | $ 1,395,000 | $ 155,000 | $ 4,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 9 | $ 2,825,000 | $ 313,000 | $ 0 |
| SANTA ROSA-PETALUMA, CA | 9 | $ 1,852,000 | $ 205,000 | $ 0 |
| CLEVELAND, TN | 8 | $ 905,000 | $ 113,000 | $ 0 |
| GOLDSBORO, NC | 8 | $ 1,194,000 | $ 149,000 | $ 10,000 |
| WILLIAMSPORT, PA | 8 | $ 1,002,000 | $ 125,000 | $ 0 |
| ABILENE, TX | 7 | $ 744,000 | $ 106,000 | $ 0 |
| AKRON, OH | 7 | $ 1,140,000 | $ 162,000 | $ 0 |
| COLUMBUS, IN | 7 | $ 856,000 | $ 122,000 | $ 0 |
| CUMBERLAND, MD-WV | 7 | $ 990,000 | $ 141,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 7 | $ 999,000 | $ 142,000 | $ 0 |
| LA CROSSE, WI-MN | 7 | $ 1,018,000 | $ 145,000 | $ 0 |
| ROANOKE, VA | 7 | $ 782,000 | $ 111,000 | $ 0 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 7 | $ 2,532,000 | $ 361,000 | $ 0 |
| SUMTER, SC | 7 | $ 701,000 | $ 100,000 | $ 0 |
| WICHITA FALLS, TX | 7 | $ 839,000 | $ 119,000 | $ 0 |
| GADSDEN, AL | 6 | $ 593,000 | $ 98,000 | $ 0 |
| HANFORD-CORCORAN, CA | 6 | $ 1,012,000 | $ 168,000 | $ 0 |
| KOKOMO, IN | 6 | $ 693,000 | $ 115,000 | $ 0 |
| LYNCHBURG, VA | 6 | $ 554,000 | $ 92,000 | $ 0 |
| MUNCIE, IN | 6 | $ 503,000 | $ 83,000 | $ 0 |
| ROME, GA | 6 | $ 525,000 | $ 87,000 | $ 0 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 6 | $ 2,629,000 | $ 438,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 6 | $ 1,657,000 | $ 276,000 | $ 0 |
| FLAGSTAFF, AZ | 5 | $ 1,015,000 | $ 203,000 | $ 0 |
| OCEAN CITY, NJ | 5 | $ 1,175,000 | $ 235,000 | $ 11,000 |
| ROCKFORD, IL | 5 | $ 887,000 | $ 177,000 | $ 0 |
| SALISBURY, MD | 5 | $ 825,000 | $ 165,000 | $ 0 |
| SAN ANGELO, TX | 5 | $ 698,000 | $ 139,000 | $ 0 |
| SHERMAN-DENISON, TX | 5 | $ 456,000 | $ 91,000 | $ 0 |
| ST. LOUIS, MO-IL | 5 | $ 724,000 | $ 144,000 | $ 0 |
| STATE COLLEGE, PA | 5 | $ 658,000 | $ 131,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 4 | $ 421,000 | $ 105,000 | $ 0 |
| BRUNSWICK, GA | 4 | $ 540,000 | $ 135,000 | $ 0 |
| DULUTH, MN-WI | 4 | $ 458,000 | $ 114,000 | $ 0 |
| JACKSON, TN | 4 | $ 287,000 | $ 71,000 | $ 0 |
| MIDLAND, TX | 4 | $ 503,000 | $ 125,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 4 | $ 364,000 | $ 104,000 | $ 0 |
| DANVILLE, VA | 3 | $ 240,000 | $ 80,000 | $ 0 |
| DOVER, DE | 3 | $ 678,000 | $ 226,000 | $ 0 |
| KANKAKEE-BRADLEY, IL | 3 | $ 327,000 | $ 109,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 897,000 | $ 299,000 | $ 0 |
| VALDOSTA, GA | 3 | $ 225,000 | $ 75,000 | $ 0 |
| CHARLOTTESVILLE, VA | 2 | $ 280,000 | $ 140,000 | $ 0 |
| SPRINGFIELD, MA | 2 | $ 270,000 | $ 135,000 | $ 31,000 |
| TOLEDO, OH | 2 | $ 337,000 | $ 168,000 | $ 0 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 124,000 | $ 124,000 | $ 0 |
| BOSTON-QUINCY, MA | 1 | $ 150,000 | $ 150,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 1 | $ 154,000 | $ 154,000 | $ 0 |
| DAYTON, OH | 1 | $ 140,000 | $ 140,000 | $ 0 |
| HARRISONBURG, VA | 1 | $ 160,000 | $ 160,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1 | $ 322,000 | $ 322,000 | $ 0 |
| NAPA, CA | 1 | $ 89,000 | $ 89,000 | $ 0 |
| PEORIA, IL | 1 | $ 133,000 | $ 133,000 | $ 0 |
| WINCHESTER, VA-WV | 1 | $ 150,000 | $ 150,000 | $ 0 |
| WORCESTER, MA | 1 | $ 208,000 | $ 208,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Village Capital & Investment Llc in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 11,096 | $1,612,143,000 | $145,000 | $729,000 | $0 | $177,000 |
| Home Purchase | 63 | $10,802,000 | $171,000 | $673,000 | $57,000 | $384,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,807 | $984,454,000 | $144,000 | $727,000 | $0 | $177,000 |
| Black or African American | 2,690 | $383,104,000 | $142,000 | $702,000 | $0 | $384,000 |
| Hispanic | 1,259 | $186,018,000 | $147,000 | $669,000 | $0 | $89,000 |
| Asian | 243 | $44,107,000 | $181,000 | $729,000 | $0 | $0 |
| Not Provided | 68 | $11,264,000 | $165,000 | $403,000 | $13,000 | $120,000 |
| American Indian or Alaskan Native | 50 | $7,419,000 | $148,000 | $707,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 42 | $6,579,000 | $156,000 | $500,000 | $0 | $34,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 11,145 | $1,619,995,000 | $145,000 | $729,000 | $0 | $384,000 |
| VA-guaranteed (Veterans Administration) | 14 | $2,950,000 | $210,000 | $555,000 | $4,000 | $58,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,672 | $815,090,000 | $143,000 | $727,000 | $0 | $102,000 |
| Application Withdrawn By Applicant | 3,072 | $440,260,000 | $143,000 | $729,000 | $0 | $177,000 |
| Application Denied By Financial Institution | 1,928 | $278,170,000 | $144,000 | $702,000 | $0 | $78,000 |
| Loan Purchased By The Institution | 388 | $76,774,000 | $197,000 | $673,000 | $14,000 | $384,000 |
| File Closed For Incompleteness | 99 | $12,651,000 | $127,000 | $348,000 | $0 | $55,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 295 | $43,676,000 | $148,000 | $671,000 | $0 | $34,000 |
| Other | 253 | $33,383,000 | $131,000 | $702,000 | $0 | $47,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 42 | $4,857,000 | $115,000 | $358,000 | $0 | $0 |
| Unverifiable Information | 18 | $2,188,000 | $121,000 | $219,000 | $0 | $0 |
| Debt-To-Income Ratio | 2 | $184,000 | $92,000 | $108,000 | $0 | $0 |
| Employment History | 1 | $91,000 | $91,000 | $91,000 | $0 | $0 |
| Collateral | 1 | $142,000 | $142,000 | $142,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment Llc's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Village Capital & Investment Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.