Mortgage Lenders in Waco, TX
15 mortgage lenders are based in Waco, TX, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in McLennan County, TX in 2025.
Most active mortgage lenders in McLennan County, TX (2025)
In 2025, 347 lenders made 4,509 home loans worth $1.3 billion in McLennan County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of McLennan County, which includes Waco.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | SWBC Mortgage Corporation San Antonio, TX | 251 | $79.3M | $316,000 | 5.6% |
| 2 | United Wholesale Mortgage Plymouth, MI | 215 | $70.9M | $330,000 | 4.8% |
| 3 | Fairway Independent Mort Corp Madison, WI | 214 | $58.0M | $271,000 | 4.7% |
| 4 | Movement Mortgage, LLC Indian Land, SC | 159 | $39.9M | $251,000 | 3.5% |
| 5 | Central National Bank Waco, TX | 140 | $41.7M | $298,000 | 3.1% |
| 6 | DHI Mortgage Company, Ltd. Austin, TX | 138 | $40.5M | $293,000 | 3.1% |
| 7 | Granite Bank Cold Spring, MN | 116 | $32.2M | $278,000 | 2.6% |
| 8 | First National Bank of McGregor McGregor, TX | 111 | $29.2M | $263,000 | 2.5% |
| 9 | Alliance Bank Central Texas Woodway, TX | 104 | $22.8M | $219,000 | 2.3% |
| 10 | Community Bank & Trust Waco, TX | 98 | $24.1M | $246,000 | 2.2% |
See every lender in McLennan County and its 2025 mortgage data · top lenders in Texas · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Waco, TX
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| American Bank NA
PO BOX 154068 WACO, TX 76710 |
* | 3,100 | $611,624,000 |
| Citizens Mortgage Company
800 WASHINGTON AVE WACO, TX 76701 |
* | 993 | $117,562,000 |
| Citizens Mortgage Corp
800 WASHINGTON AVE WACO, TX 76701 |
* | 210 | $25,831,000 |
| Citizens Mortgage Corp
800 WASHINGTON AVE WACO, TX 76701 |
* | 1,016 | $115,778,000 |
| Community Bank & Trust
1800 WASHINGTON AVE WACO, TX 76701 |
* | 5,671 | $813,735,000 |
| Educators Credit Union
501 W STATE HWY 6 WACO, TX 76710 |
* | 474 | $31,532,000 |
| Educators Credit Union
501 W HWY 6 WACO, TX 76710 |
* | 223 | $24,045,000 |
| Fidelity Bank of Texas
PO BOX 5540 WACO, TX 76708 |
* | 1,966 | $218,958,000 |
| First Central Credit Union
6201 SANGER AVENUE WACO, TX 76710 |
* | 2,166 | $156,285,000 |
| First National Bank of Central Texas
1835 N. VALLEY MILLS DR. WACO, TX 76710 |
* | 4,110 | $785,946,000 |
| First Prefrence Mortgage Corp
800 WASHINGTON AVENUE WACO, TX 76701 |
* | 14,550 | $1,728,167,000 |
| Genco Federal Credit Union
PO BOX 7246 WACO, TX 76710 |
* | 3,773 | $308,654,000 |
| Heart O' Texas Federal Credit Union
PO BOX 11 WACO, TX 76703 |
* | 630 | $41,575,000 |
| Members Choice of Central Texas FCU
4631 W WACO DRIVE WACO, TX 76710 |
* | 1,888 | $201,284,000 |
| Synergy Mortgage Corp.
510 N. VALLEY MILLS DRIVE SUITE 101 WACO, TX 76710 |
* | 14,476 | $2,059,713,000 |
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About