Wallick & Volk, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Wallick & Volk, Inc. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wallick & Volk, Inc. 222 E. 18Th St. Cheyenne, WY 82001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,326 |
| Total Mortgage Loan Application Amount | $1,428,980,000 |
| Average Mortgage Loan Application Amount | $194,333 |
| Highest Mortgage Loan Application Amount | $1,280,000 |
| Average Applicant Income | $89,666 |
| Highest Applicant Income | $4,727,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Wallick & Volk, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wallick & Volk, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Wallick & Volk, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wallick & Volk, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wallick & Volk, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wallick & Volk, Inc.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 1,562 | $ 315,897,000 | $ 202,000 | $ 95,000 |
| Laramie County Wyoming | 662 | $ 109,665,000 | $ 165,000 | $ 72,000 |
| Yavapai County Arizona | 620 | $ 112,839,000 | $ 181,000 | $ 79,000 |
| Imperial County California | 532 | $ 85,030,000 | $ 159,000 | $ 69,000 |
| Natrona County Wyoming | 430 | $ 78,209,000 | $ 181,000 | $ 66,000 |
| Coconino County Arizona | 417 | $ 92,448,000 | $ 221,000 | $ 92,000 |
| McLennan County Texas | 368 | $ 53,339,000 | $ 144,000 | $ 77,000 |
| Riverside County California | 326 | $ 65,871,000 | $ 202,000 | $ 73,000 |
| San Diego County California | 285 | $ 90,193,000 | $ 316,000 | $ 99,000 |
| Bernalillo County New Mexico | 240 | $ 40,352,000 | $ 168,000 | $ 66,000 |
| Victoria County Texas | 228 | $ 35,023,000 | $ 153,000 | $ 75,000 |
| King County Washington | 201 | $ 66,176,000 | $ 329,000 | $ 142,000 |
| Brazos County Texas | 154 | $ 22,824,000 | $ 148,000 | $ 100,000 |
| Sandoval County New Mexico | 108 | $ 19,368,000 | $ 179,000 | $ 78,000 |
| Carbon County Wyoming | 104 | $ 18,066,000 | $ 173,000 | $ 67,000 |
| Pinal County Arizona | 84 | $ 12,084,000 | $ 143,000 | $ 63,000 |
| Navajo County Arizona | 83 | $ 12,492,000 | $ 150,000 | $ 84,000 |
| Contra Costa County California | 70 | $ 30,688,000 | $ 438,000 | $ 137,000 |
| Pima County Arizona | 69 | $ 10,826,000 | $ 156,000 | $ 73,000 |
| Snohomish County Washington | 54 | $ 15,672,000 | $ 290,000 | $ 100,000 |
| Washington County Texas | 51 | $ 7,250,000 | $ 142,000 | $ 73,000 |
| San Juan County New Mexico | 48 | $ 8,587,000 | $ 178,000 | $ 69,000 |
| Apache County Arizona | 37 | $ 5,798,000 | $ 156,000 | $ 93,000 |
| Los Angeles County California | 36 | $ 11,711,000 | $ 325,000 | $ 117,000 |
| Bell County Texas | 36 | $ 6,702,000 | $ 186,000 | $ 78,000 |
| Montgomery County Texas | 34 | $ 4,782,000 | $ 140,000 | $ 58,000 |
| Calhoun County Texas | 32 | $ 3,819,000 | $ 119,000 | $ 64,000 |
| Valencia County New Mexico | 26 | $ 3,664,000 | $ 140,000 | $ 54,000 |
| Grimes County Texas | 26 | $ 3,955,000 | $ 152,000 | $ 59,000 |
| Walker County Texas | 25 | $ 3,380,000 | $ 135,000 | $ 76,000 |
| Alameda County California | 23 | $ 9,156,000 | $ 398,000 | $ 137,000 |
| Converse County Wyoming | 20 | $ 3,226,000 | $ 161,000 | $ 60,000 |
| Grays Harbor County Washington | 19 | $ 2,688,000 | $ 141,000 | $ 79,000 |
| San Bernardino County California | 14 | $ 2,460,000 | $ 175,000 | $ 82,000 |
| Orange County California | 13 | $ 4,983,000 | $ 383,000 | $ 150,000 |
| Pierce County Washington | 13 | $ 2,705,000 | $ 208,000 | $ 76,000 |
| Larimer County Colorado | 12 | $ 2,875,000 | $ 239,000 | $ 77,000 |
| Gila County Arizona | 11 | $ 1,979,000 | $ 179,000 | $ 140,000 |
| Santa Fe County New Mexico | 11 | $ 2,406,000 | $ 218,000 | $ 129,000 |
| Mohave County Arizona | 10 | $ 1,321,000 | $ 132,000 | $ 72,000 |
| Coryell County Texas | 9 | $ 1,100,000 | $ 122,000 | $ 43,000 |
| Goliad County Texas | 9 | $ 1,612,000 | $ 179,000 | $ 82,000 |
| Jackson County Texas | 7 | $ 750,000 | $ 107,000 | $ 73,000 |
| Weld County Colorado | 6 | $ 798,000 | $ 133,000 | $ 65,000 |
| Whatcom County Washington | 6 | $ 1,723,000 | $ 287,000 | $ 91,000 |
| Fremont County Wyoming | 6 | $ 1,114,000 | $ 185,000 | $ 66,000 |
| Sublette County Wyoming | 6 | $ 1,122,000 | $ 187,000 | $ 92,000 |
| Solano County California | 5 | $ 1,238,000 | $ 247,000 | $ 86,000 |
| Bosque County Texas | 5 | $ 628,000 | $ 125,000 | $ 83,000 |
| DeWitt County Texas | 5 | $ 579,000 | $ 115,000 | $ 56,000 |
| Skagit County Washington | 5 | $ 1,110,000 | $ 222,000 | $ 264,000 |
| Platte County Wyoming | 5 | $ 819,000 | $ 163,000 | $ 64,000 |
| Washakie County Wyoming | 5 | $ 980,000 | $ 196,000 | $ 76,000 |
| Yuma County Arizona | 4 | $ 507,000 | $ 126,000 | $ 74,000 |
| San Joaquin County California | 4 | $ 1,418,000 | $ 354,000 | $ 92,000 |
| Nueces County Texas | 4 | $ 821,000 | $ 205,000 | $ 144,000 |
| San Jacinto County Texas | 4 | $ 425,000 | $ 106,000 | $ 55,000 |
| Wharton County Texas | 4 | $ 461,000 | $ 115,000 | $ 121,000 |
| Sacramento County California | 3 | $ 683,000 | $ 227,000 | $ 205,000 |
| Santa Barbara County California | 3 | $ 1,061,000 | $ 353,000 | $ 238,000 |
| Douglas County Colorado | 3 | $ 868,000 | $ 289,000 | $ 649,000 |
| Rio Arriba County New Mexico | 3 | $ 560,000 | $ 186,000 | $ 196,000 |
| Multnomah County Oregon | 3 | $ 844,000 | $ 281,000 | $ 131,000 |
| Falls County Texas | 3 | $ 481,000 | $ 160,000 | $ 82,000 |
| Harris County Texas | 3 | $ 401,000 | $ 133,000 | $ 75,000 |
| Albany County Wyoming | 3 | $ 692,000 | $ 230,000 | $ 73,000 |
| Johnson County Wyoming | 3 | $ 437,000 | $ 145,000 | $ 51,000 |
| Park County Wyoming | 3 | $ 852,000 | $ 284,000 | $ 87,000 |
| Cochise County Arizona | 2 | $ 172,000 | $ 86,000 | $ 55,000 |
| Monterey County California | 2 | $ 688,000 | $ 344,000 | $ 197,000 |
| Placer County California | 2 | $ 750,000 | $ 375,000 | $ 86,000 |
| San Luis Obispo County California | 2 | $ 743,000 | $ 371,000 | $ 112,000 |
| Santa Clara County California | 2 | $ 473,000 | $ 236,000 | $ 75,000 |
| Ventura County California | 2 | $ 619,000 | $ 309,000 | $ 115,000 |
| Arapahoe County Colorado | 2 | $ 312,000 | $ 156,000 | $ 79,000 |
| Scotts Bluff County Nebraska | 2 | $ 261,000 | $ 130,000 | $ 41,000 |
| Dona Ana County New Mexico | 2 | $ 691,000 | $ 345,000 | $ 181,000 |
| Austin County Texas | 2 | $ 543,000 | $ 271,000 | $ 86,000 |
| Burleson County Texas | 2 | $ 228,000 | $ 114,000 | $ 47,000 |
| Collin County Texas | 2 | $ 360,000 | $ 180,000 | $ 67,000 |
| Denton County Texas | 2 | $ 504,000 | $ 252,000 | $ 150,000 |
| Hill County Texas | 2 | $ 429,000 | $ 214,000 | $ 69,000 |
| Lavaca County Texas | 2 | $ 342,000 | $ 171,000 | $ 73,000 |
| Lubbock County Texas | 2 | $ 190,000 | $ 95,000 | $ 54,000 |
| Robertson County Texas | 2 | $ 504,000 | $ 252,000 | $ 111,000 |
| Tarrant County Texas | 2 | $ 320,000 | $ 160,000 | $ 116,000 |
| Williamson County Texas | 2 | $ 589,000 | $ 294,000 | $ 144,000 |
| Benton County Washington | 2 | $ 461,000 | $ 230,000 | $ 90,000 |
| Lewis County Washington | 2 | $ 385,000 | $ 192,000 | $ 101,000 |
| Campbell County Wyoming | 2 | $ 506,000 | $ 253,000 | $ 92,000 |
| Goshen County Wyoming | 2 | $ 200,000 | $ 100,000 | $ 33,000 |
| El Dorado County California | 1 | $ 475,000 | $ 475,000 | $ 133,000 |
| Fresno County California | 1 | $ 147,000 | $ 147,000 | $ 54,000 |
| Napa County California | 1 | $ 560,000 | $ 560,000 | $ 136,000 |
| Plumas County California | 1 | $ 751,000 | $ 751,000 | $ 355,000 |
| San Mateo County California | 1 | $ 522,000 | $ 522,000 | $ 213,000 |
| Santa Cruz County California | 1 | $ 559,000 | $ 559,000 | $ 267,000 |
| Tehama County California | 1 | $ 163,000 | $ 163,000 | $ 53,000 |
| Tuolumne County California | 1 | $ 96,000 | $ 96,000 | $ 86,000 |
| Yolo County California | 1 | $ 384,000 | $ 384,000 | $ 156,000 |
| Adams County Colorado | 1 | $ 541,000 | $ 541,000 | $ 692,000 |
| Crowley County Colorado | 1 | $ 92,000 | $ 92,000 | $ 15,000 |
| Denver County Colorado | 1 | $ 312,000 | $ 312,000 | $ 85,000 |
| El Paso County Colorado | 1 | $ 186,000 | $ 186,000 | $ 165,000 |
| Elbert County Colorado | 1 | $ 144,000 | $ 144,000 | $ 62,000 |
| Jefferson County Colorado | 1 | $ 120,000 | $ 120,000 | $ 39,000 |
| La Plata County Colorado | 1 | $ 417,000 | $ 417,000 | $ 247,000 |
| Mesa County Colorado | 1 | $ 224,000 | $ 224,000 | $ 92,000 |
| Routt County Colorado | 1 | $ 313,000 | $ 313,000 | $ 352,000 |
| Cheyenne County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Kimball County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Lancaster County Nebraska | 1 | $ 94,000 | $ 94,000 | $ 52,000 |
| Los Alamos County New Mexico | 1 | $ 149,000 | $ 149,000 | $ 62,000 |
| Luna County New Mexico | 1 | $ 222,000 | $ 222,000 | $ 195,000 |
| Socorro County New Mexico | 1 | $ 142,000 | $ 142,000 | $ 128,000 |
| Taos County New Mexico | 1 | $ 280,000 | $ 280,000 | $ 100,000 |
| Deschutes County Oregon | 1 | $ 152,000 | $ 152,000 | $ 68,000 |
| Washington County Oregon | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Aransas County Texas | 1 | $ 101,000 | $ 101,000 | $ 90,000 |
| Bexar County Texas | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| Dallas County Texas | 1 | $ 216,000 | $ 216,000 | $ 119,000 |
| Eastland County Texas | 1 | $ 85,000 | $ 85,000 | $ 500,000 |
| Guadalupe County Texas | 1 | $ 139,000 | $ 139,000 | $ 40,000 |
| Henderson County Texas | 1 | $ 99,000 | $ 99,000 | $ 60,000 |
| Hidalgo County Texas | 1 | $ 243,000 | $ 243,000 | $ 85,000 |
| Hood County Texas | 1 | $ 225,000 | $ 225,000 | $ 174,000 |
| Johnson County Texas | 1 | $ 183,000 | $ 183,000 | $ 77,000 |
| Lee County Texas | 1 | $ 140,000 | $ 140,000 | $ 49,000 |
| Liberty County Texas | 1 | $ 78,000 | $ 78,000 | $ 49,000 |
| Limestone County Texas | 1 | $ 183,000 | $ 183,000 | $ 140,000 |
| Moore County Texas | 1 | $ 128,000 | $ 128,000 | $ 76,000 |
| Parker County Texas | 1 | $ 208,000 | $ 208,000 | $ 85,000 |
| Refugio County Texas | 1 | $ 67,000 | $ 67,000 | $ 31,000 |
| Sutton County Texas | 1 | $ 134,000 | $ 134,000 | $ 62,000 |
| Chelan County Washington | 1 | $ 153,000 | $ 153,000 | $ 65,000 |
| Clark County Washington | 1 | $ 272,000 | $ 272,000 | $ 95,000 |
| Island County Washington | 1 | $ 282,000 | $ 282,000 | $ 68,000 |
| Jefferson County Washington | 1 | $ 417,000 | $ 417,000 | $ 93,000 |
| Kitsap County Washington | 1 | $ 319,000 | $ 319,000 | $ 0 |
| San Juan County Washington | 1 | $ 417,000 | $ 417,000 | $ 116,000 |
| Thurston County Washington | 1 | $ 304,000 | $ 304,000 | $ 79,000 |
| Yakima County Washington | 1 | $ 238,000 | $ 238,000 | $ 162,000 |
| Lincoln County Wyoming | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Niobrara County Wyoming | 1 | $ 241,000 | $ 241,000 | $ 42,000 |
| Sheridan County Wyoming | 1 | $ 88,000 | $ 88,000 | $ 32,000 |
| Teton County Wyoming | 1 | $ 625,000 | $ 625,000 | $ 335,000 |
Mortgage Loan Application Detail Totals for Wallick & Volk, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,672 | $1,067,823,000 | $188,000 | $1,280,000 | $80,000 | $4,727,000 |
| Refinancing | 1,647 | $359,912,000 | $218,000 | $1,200,000 | $100,000 | $1,824,000 |
| Home Improvement | 7 | $1,245,000 | $177,000 | $294,000 | $89,000 | $200,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,014 | $983,650,000 | $196,000 | $1,145,000 | $88,000 | $4,727,000 |
| Hispanic | 1,391 | $240,803,000 | $173,000 | $981,000 | $65,000 | $635,000 |
| Not Provided | 593 | $128,486,000 | $216,000 | $1,280,000 | $94,000 | $3,000,000 |
| Asian | 155 | $38,563,000 | $248,000 | $975,000 | $104,000 | $783,000 |
| Black or African American | 120 | $25,612,000 | $213,000 | $1,180,000 | $73,000 | $378,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $6,910,000 | $255,000 | $550,000 | $100,000 | $419,000 |
| American Indian or Alaskan Native | 26 | $4,956,000 | $190,000 | $340,000 | $81,000 | $155,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,669 | $762,469,000 | $207,000 | $1,280,000 | $107,000 | $4,727,000 |
| FHA-insured (Federal Housing Administration) | 2,300 | $398,208,000 | $173,000 | $738,000 | $62,000 | $1,084,000 |
| VA-guaranteed (Veterans Administration) | 830 | $188,042,000 | $226,000 | $1,145,000 | $72,000 | $340,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 527 | $80,261,000 | $152,000 | $408,000 | $47,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,291 | $1,023,925,000 | $193,000 | $1,180,000 | $83,000 | $1,949,000 |
| Application Withdrawn By Applicant | 1,642 | $323,074,000 | $196,000 | $1,280,000 | $92,000 | $4,727,000 |
| Application Denied By Financial Institution | 247 | $47,019,000 | $190,000 | $1,000,000 | $71,000 | $421,000 |
| File Closed For Incompleteness | 83 | $22,865,000 | $275,000 | $1,200,000 | $99,000 | $367,000 |
| Application Approved But Not Accepted | 63 | $12,097,000 | $192,000 | $710,000 | $87,000 | $742,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 77 | $13,674,000 | $177,000 | $511,000 | $56,000 | $265,000 |
| Credit History | 38 | $7,892,000 | $207,000 | $995,000 | $75,000 | $421,000 |
| Collateral | 37 | $6,389,000 | $172,000 | $384,000 | $93,000 | $293,000 |
| Other | 26 | $5,812,000 | $223,000 | $1,000,000 | $90,000 | $319,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $4,313,000 | $205,000 | $506,000 | $78,000 | $394,000 |
| Unverifiable Information | 13 | $3,075,000 | $236,000 | $417,000 | $64,000 | $163,000 |
| Employment History | 7 | $1,157,000 | $165,000 | $272,000 | $45,000 | $70,000 |
| Mortgage Insurance Denied | 3 | $367,000 | $122,000 | $207,000 | $57,000 | $80,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wallick & Volk, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wallick & Volk, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wyoming, download the full spreadsheet
with aggregated HMDA statistics today.