Watermark Financial Partners Mortgage Lending & HMDA Data, 2004
In 2004, Watermark Financial Partners of Denver, CO reported 15,773 mortgage applications totaling $1.6 billion, up 5% from 2003. The average application was for $101,329, and applicants reported an average income of $0. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (1,043), Houston-Baytown-Sugar Land, TX (513) and Dallas-Plano-Irving, TX (498) (applications in parentheses).
| Mortgage Company & Address | Watermark Financial Partners 4582 S Ulster St, Suite 300 Denver, CO 80237 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 15,773 |
| Total Mortgage Loan Application Amount | $1,598,278,000 |
| Average Mortgage Loan Application Amount | $101,329 |
| Highest Mortgage Loan Application Amount | $374,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Watermark Financial Partners filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 1,043 | $ 127,924,000 | $ 122,650 | $ 0 |
| Houston-Baytown-Sugar Land, TX | 513 | $ 52,064,000 | $ 101,489 | $ 0 |
| Dallas-Plano-Irving, TX | 498 | $ 54,944,000 | $ 110,329 | $ 0 |
| Indianapolis, IN | 419 | $ 44,775,000 | $ 106,861 | $ 0 |
| Baltimore-Towson, MD | 345 | $ 30,353,000 | $ 87,979 | $ 0 |
| Fort Worth-Arlington, TX | 317 | $ 32,021,000 | $ 101,012 | $ 0 |
| Memphis, TN-MS-AR | 304 | $ 29,936,000 | $ 98,473 | $ 0 |
| Birmingham-Hoover, AL | 268 | $ 24,161,000 | $ 90,152 | $ 0 |
| Chicago-Naperville-Joliet, IL | 258 | $ 29,030,000 | $ 112,519 | $ 0 |
| Boise City-Nampa, ID | 245 | $ 24,203,000 | $ 98,787 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 238 | $ 20,943,000 | $ 87,995 | $ 0 |
| Seattle-Bellevue-Everett, WA | 229 | $ 35,654,000 | $ 155,694 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 220 | $ 22,032,000 | $ 100,145 | $ 0 |
| Portland-Vancouver-Beaverton, OR-WA | 219 | $ 31,344,000 | $ 143,123 | $ 0 |
| Nashville-Davidson--Murfreesboro, TN | 205 | $ 22,488,000 | $ 109,697 | $ 0 |
| Orlando, FL | 203 | $ 18,771,000 | $ 92,467 | $ 0 |
| Charlotte-Gastonia-Concord, NC-SC | 196 | $ 22,280,000 | $ 113,673 | $ 0 |
| Richmond, VA | 194 | $ 19,648,000 | $ 101,278 | $ 0 |
| Detroit-Livonia-Dearborn, MI | 178 | $ 17,131,000 | $ 96,241 | $ 0 |
| San Antonio, TX | 175 | $ 15,727,000 | $ 89,868 | $ 0 |
| Kansas City, MO-KS | 169 | $ 16,410,000 | $ 97,100 | $ 0 |
| Columbus, OH | 168 | $ 21,651,000 | $ 128,875 | $ 0 |
| Louisville, KY-IN | 164 | $ 15,435,000 | $ 94,115 | $ 0 |
| Little Rock-North Little Rock, AR | 163 | $ 13,880,000 | $ 85,153 | $ 0 |
| Austin-Round Rock, TX | 149 | $ 17,561,000 | $ 117,859 | $ 0 |
| Mobile, AL | 145 | $ 12,280,000 | $ 84,689 | $ 0 |
| Albuquerque, NM | 136 | $ 14,942,000 | $ 109,867 | $ 0 |
| Cleveland-Elyria-Mentor, OH | 136 | $ 13,468,000 | $ 99,029 | $ 0 |
| Gary, IN | 134 | $ 12,425,000 | $ 92,723 | $ 0 |
| Denver-Aurora, CO | 122 | $ 21,145,000 | $ 173,319 | $ 0 |
| Jacksonville, FL | 110 | $ 9,749,000 | $ 88,627 | $ 0 |
| Tacoma, WA | 110 | $ 14,864,000 | $ 135,127 | $ 0 |
| Montgomery, AL | 108 | $ 9,518,000 | $ 88,129 | $ 0 |
| Warren-Farmington Hills-Troy, MI | 108 | $ 13,900,000 | $ 128,703 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 107 | $ 10,304,000 | $ 96,299 | $ 0 |
| Cincinnati-Middletown, OH-KY-IN | 106 | $ 11,103,000 | $ 104,745 | $ 0 |
| Raleigh-Cary, NC | 104 | $ 12,031,000 | $ 115,682 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 102 | $ 14,426,000 | $ 141,431 | $ 0 |
| Spokane, WA | 95 | $ 9,024,000 | $ 94,989 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 89 | $ 9,345,000 | $ 105,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 88 | $ 7,315,000 | $ 83,125 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 86 | $ 8,187,000 | $ 95,197 | $ 0 |
| El Paso, TX | 85 | $ 5,975,000 | $ 70,294 | $ 0 |
| Huntsville, AL | 83 | $ 7,073,000 | $ 85,216 | $ 0 |
| Columbia, SC | 82 | $ 7,769,000 | $ 94,743 | $ 0 |
| Dayton, OH | 80 | $ 7,172,000 | $ 89,650 | $ 0 |
| Rockford, IL | 79 | $ 6,640,000 | $ 84,050 | $ 0 |
| Grand Rapids-Wyoming, MI | 77 | $ 7,237,000 | $ 93,987 | $ 0 |
| Flint, MI | 73 | $ 6,329,000 | $ 86,698 | $ 0 |
| Knoxville, TN | 70 | $ 6,393,000 | $ 91,328 | $ 0 |
| Springfield, MO | 69 | $ 5,484,000 | $ 79,478 | $ 0 |
| Lexington-Fayette, KY | 67 | $ 6,283,000 | $ 93,776 | $ 0 |
| St. Louis, MO-IL | 65 | $ 6,252,000 | $ 96,184 | $ 0 |
| Fort Wayne, IN | 62 | $ 5,153,000 | $ 83,112 | $ 0 |
| Greensboro-High Point, NC | 62 | $ 6,080,000 | $ 98,064 | $ 0 |
| Lincoln, NE | 60 | $ 5,185,000 | $ 86,416 | $ 0 |
| Augusta-Richmond County, GA-SC | 56 | $ 4,721,000 | $ 84,303 | $ 0 |
| Des Moines, IA | 56 | $ 5,581,000 | $ 99,660 | $ 0 |
| Lakeland, FL | 54 | $ 4,383,000 | $ 81,166 | $ 0 |
| Peoria, IL | 53 | $ 3,882,000 | $ 73,245 | $ 0 |
| Salem, OR | 53 | $ 5,907,000 | $ 111,452 | $ 0 |
| Eugene-Springfield, OR | 51 | $ 5,299,000 | $ 103,901 | $ 0 |
| Charleston-North Charleston, SC | 50 | $ 5,173,000 | $ 103,460 | $ 0 |
| Sarasota-Bradenton-Venice, FL | 50 | $ 5,036,000 | $ 100,720 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 48 | $ 4,008,000 | $ 83,500 | $ 0 |
| Wichita, KS | 48 | $ 3,893,000 | $ 81,104 | $ 0 |
| Yakima, WA | 46 | $ 4,517,000 | $ 98,195 | $ 0 |
| Springfield, MA | 45 | $ 4,443,000 | $ 98,733 | $ 0 |
| Akron, OH | 43 | $ 3,781,000 | $ 87,930 | $ 0 |
| Bethesda-Frederick-Gaithersburg, MD | 43 | $ 5,467,000 | $ 127,139 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 43 | $ 3,354,000 | $ 78,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 42 | $ 3,364,000 | $ 80,095 | $ 0 |
| Olympia, WA | 41 | $ 5,101,000 | $ 124,414 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 41 | $ 5,021,000 | $ 122,463 | $ 0 |
| Greenville, SC | 40 | $ 3,765,000 | $ 94,125 | $ 0 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 40 | $ 3,503,000 | $ 87,575 | $ 0 |
| Pocatello, ID | 39 | $ 2,925,000 | $ 75,000 | $ 0 |
| Idaho Falls, ID | 36 | $ 3,059,000 | $ 84,972 | $ 0 |
| Bremerton-Silverdale, WA | 35 | $ 4,296,000 | $ 122,742 | $ 0 |
| Lake County-Kenosha County, IL-WI | 35 | $ 4,962,000 | $ 141,771 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 35 | $ 2,633,000 | $ 75,228 | $ 0 |
| Fort Smith, AR-OK | 34 | $ 2,788,000 | $ 82,000 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 32 | $ 2,908,000 | $ 90,875 | $ 0 |
| Roanoke, VA | 32 | $ 2,923,000 | $ 91,343 | $ 0 |
| Corpus Christi, TX | 31 | $ 2,596,000 | $ 83,741 | $ 0 |
| Boston-Quincy, MA | 30 | $ 4,932,000 | $ 164,400 | $ 0 |
| Cape Coral-Fort Myers, FL | 30 | $ 2,630,000 | $ 87,666 | $ 0 |
| Charleston, WV | 30 | $ 2,472,000 | $ 82,400 | $ 0 |
| Lafayette, IN | 30 | $ 2,714,000 | $ 90,466 | $ 0 |
| Tuscaloosa, AL | 29 | $ 2,723,000 | $ 93,896 | $ 0 |
| Bloomington-Normal, IL | 28 | $ 2,540,000 | $ 90,714 | $ 0 |
| Colorado Springs, CO | 28 | $ 4,091,000 | $ 146,107 | $ 0 |
| Kalamazoo-Portage, MI | 28 | $ 2,472,000 | $ 88,285 | $ 0 |
| Chattanooga, TN-GA | 27 | $ 2,261,000 | $ 83,740 | $ 0 |
| Decatur, AL | 27 | $ 2,149,000 | $ 79,592 | $ 0 |
| Amarillo, TX | 26 | $ 1,886,000 | $ 72,538 | $ 0 |
| Coeur D'Alene, ID | 26 | $ 2,403,000 | $ 92,423 | $ 0 |
| Elkhart-Goshen, IN | 26 | $ 2,151,000 | $ 82,730 | $ 0 |
| Jackson, MS | 25 | $ 1,956,000 | $ 78,240 | $ 0 |
| Sioux Falls, SD | 25 | $ 2,620,000 | $ 104,800 | $ 0 |
| Toledo, OH | 25 | $ 2,258,000 | $ 90,320 | $ 0 |
| Canton-Massillon, OH | 24 | $ 2,092,000 | $ 87,166 | $ 0 |
| Dothan, AL | 24 | $ 1,887,000 | $ 78,625 | $ 0 |
| Champaign-Urbana, IL | 23 | $ 1,663,000 | $ 72,304 | $ 0 |
| Kennewick-Richland-Pasco, WA | 23 | $ 2,211,000 | $ 96,130 | $ 0 |
| Winston-Salem, NC | 23 | $ 2,168,000 | $ 94,260 | $ 0 |
| Worcester, MA | 23 | $ 2,767,000 | $ 120,304 | $ 0 |
| Durham, NC | 22 | $ 2,567,000 | $ 116,681 | $ 0 |
| Lansing-East Lansing, MI | 22 | $ 1,899,000 | $ 86,318 | $ 0 |
| Lynchburg, VA | 22 | $ 1,921,000 | $ 87,318 | $ 0 |
| Muskegon-Norton Shores, MI | 22 | $ 1,587,000 | $ 72,136 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 21 | $ 1,798,000 | $ 85,619 | $ 0 |
| Gainesville, GA | 21 | $ 2,107,000 | $ 100,333 | $ 0 |
| Jackson, MI | 21 | $ 1,618,000 | $ 77,047 | $ 0 |
| Springfield, OH | 21 | $ 1,776,000 | $ 84,571 | $ 0 |
| Auburn-Opelika, AL | 20 | $ 1,715,000 | $ 85,750 | $ 0 |
| Battle Creek, MI | 20 | $ 1,808,000 | $ 90,400 | $ 0 |
| Medford, OR | 20 | $ 2,234,000 | $ 111,700 | $ 0 |
| Anniston-Oxford, AL | 19 | $ 1,468,000 | $ 77,263 | $ 0 |
| Decatur, IL | 19 | $ 1,376,000 | $ 72,421 | $ 0 |
| Saginaw-Saginaw Township North, MI | 19 | $ 1,531,000 | $ 80,578 | $ 0 |
| Gulfport-Biloxi, MS | 18 | $ 1,489,000 | $ 82,722 | $ 0 |
| Jonesboro, AR | 18 | $ 1,336,000 | $ 74,222 | $ 0 |
| Ocala, FL | 18 | $ 1,372,000 | $ 76,222 | $ 0 |
| Tallahassee, FL | 18 | $ 1,581,000 | $ 87,833 | $ 0 |
| Anderson, IN | 17 | $ 1,398,000 | $ 82,235 | $ 0 |
| Bloomington, IN | 17 | $ 1,611,000 | $ 94,764 | $ 0 |
| Columbus, GA-AL | 17 | $ 1,312,000 | $ 77,176 | $ 0 |
| Fayetteville, NC | 17 | $ 1,352,000 | $ 79,529 | $ 0 |
| Hot Springs, AR | 17 | $ 1,173,000 | $ 69,000 | $ 0 |
| Pascagoula, MS | 17 | $ 1,422,000 | $ 83,647 | $ 0 |
| Savannah, GA | 17 | $ 1,543,000 | $ 90,764 | $ 0 |
| Gainesville, FL | 16 | $ 1,373,000 | $ 85,812 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 16 | $ 1,556,000 | $ 97,250 | $ 0 |
| Niles-Benton Harbor, MI | 16 | $ 1,250,000 | $ 78,125 | $ 0 |
| Springfield, IL | 16 | $ 1,231,000 | $ 76,937 | $ 0 |
| Spartanburg, SC | 15 | $ 1,366,000 | $ 91,066 | $ 0 |
| Anderson, SC | 14 | $ 1,195,000 | $ 85,357 | $ 0 |
| Joplin, MO | 14 | $ 1,029,000 | $ 73,500 | $ 0 |
| Kokomo, IN | 14 | $ 1,429,000 | $ 102,071 | $ 0 |
| Pine Bluff, AR | 14 | $ 1,080,000 | $ 77,142 | $ 0 |
| Cedar Rapids, IA | 13 | $ 1,090,000 | $ 83,846 | $ 0 |
| Charlottesville, VA | 13 | $ 1,474,000 | $ 113,384 | $ 0 |
| Fort Walton Beach-Crestview-Destin, FL | 13 | $ 1,190,000 | $ 91,538 | $ 0 |
| Greeley, CO | 13 | $ 1,674,000 | $ 128,769 | $ 0 |
| Panama City-Lynn Haven, FL | 13 | $ 1,135,000 | $ 87,307 | $ 0 |
| Evansville, IN-KY | 12 | $ 937,000 | $ 78,083 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 12 | $ 1,147,000 | $ 95,583 | $ 0 |
| Topeka, KS | 12 | $ 827,000 | $ 68,916 | $ 0 |
| Wenatchee, WA | 12 | $ 1,417,000 | $ 118,083 | $ 0 |
| Bay City, MI | 11 | $ 773,000 | $ 70,272 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 11 | $ 898,000 | $ 81,636 | $ 0 |
| Fargo, ND-MN | 11 | $ 951,000 | $ 86,454 | $ 0 |
| Fort Collins-Loveland, CO | 11 | $ 1,720,000 | $ 156,363 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 11 | $ 822,000 | $ 74,727 | $ 0 |
| Macon, GA | 11 | $ 883,000 | $ 80,272 | $ 0 |
| Mount Vernon-Anacortes, WA | 11 | $ 1,391,000 | $ 126,454 | $ 0 |
| Punta Gorda, FL | 11 | $ 792,000 | $ 72,000 | $ 0 |
| Cambridge-Newton-Framingham, MA | 10 | $ 1,728,000 | $ 172,800 | $ 0 |
| Columbia, MO | 10 | $ 838,000 | $ 83,800 | $ 0 |
| Columbus, IN | 10 | $ 953,000 | $ 95,300 | $ 0 |
| Harrisonburg, VA | 10 | $ 952,000 | $ 95,200 | $ 0 |
| Holland-Grand Haven, MI | 10 | $ 1,118,000 | $ 111,800 | $ 0 |
| Salisbury, MD | 10 | $ 778,000 | $ 77,800 | $ 0 |
| Terre Haute, IN | 10 | $ 727,000 | $ 72,700 | $ 0 |
| Tucson, AZ | 10 | $ 918,000 | $ 91,800 | $ 0 |
| Bend, OR | 9 | $ 978,000 | $ 108,666 | $ 0 |
| Bismarck, ND | 9 | $ 741,000 | $ 82,333 | $ 0 |
| Brownsville-Harlingen, TX | 9 | $ 731,000 | $ 81,222 | $ 0 |
| Florence, SC | 9 | $ 685,000 | $ 76,111 | $ 0 |
| Grand Junction, CO | 9 | $ 952,000 | $ 105,777 | $ 0 |
| Green Bay, WI | 9 | $ 681,000 | $ 75,666 | $ 0 |
| Greenville, NC | 9 | $ 879,000 | $ 97,666 | $ 0 |
| Las Cruces, NM | 9 | $ 779,000 | $ 86,555 | $ 0 |
| Morgantown, WV | 9 | $ 741,000 | $ 82,333 | $ 0 |
| Owensboro, KY | 9 | $ 726,000 | $ 80,666 | $ 0 |
| Rochester, MN | 9 | $ 1,057,000 | $ 117,444 | $ 0 |
| Sioux City, IA-NE-SD | 9 | $ 657,000 | $ 73,000 | $ 0 |
| St. Joseph, MO-KS | 9 | $ 712,000 | $ 79,111 | $ 0 |
| Athens-Clarke County, GA | 8 | $ 731,000 | $ 91,375 | $ 0 |
| Bellingham, WA | 8 | $ 1,007,000 | $ 125,875 | $ 0 |
| Bowling Green, KY | 8 | $ 629,000 | $ 78,625 | $ 0 |
| Essex County, MA | 8 | $ 1,252,000 | $ 156,500 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 8 | $ 871,000 | $ 108,875 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 8 | $ 788,000 | $ 98,500 | $ 0 |
| Kankakee-Bradley, IL | 8 | $ 719,000 | $ 89,875 | $ 0 |
| Las Vegas-Paradise, NV | 8 | $ 973,000 | $ 121,625 | $ 0 |
| Mansfield, OH | 8 | $ 758,000 | $ 94,750 | $ 0 |
| New Haven-Milford, CT | 8 | $ 888,000 | $ 111,000 | $ 0 |
| Parkersburg-Marietta, WV-OH | 8 | $ 599,000 | $ 74,875 | $ 0 |
| Weirton-Steubenville, WV-OH | 8 | $ 583,000 | $ 72,875 | $ 0 |
| Ann Arbor, MI | 7 | $ 815,000 | $ 116,428 | $ 0 |
| Asheville, NC | 7 | $ 688,000 | $ 98,285 | $ 0 |
| Elizabethtown, KY | 7 | $ 530,000 | $ 75,714 | $ 0 |
| Jackson, TN | 7 | $ 529,000 | $ 75,571 | $ 0 |
| Morristown, TN | 7 | $ 525,000 | $ 75,000 | $ 0 |
| Naples-Marco Island, FL | 7 | $ 775,000 | $ 110,714 | $ 0 |
| Santa Fe, NM | 7 | $ 1,118,000 | $ 159,714 | $ 0 |
| Warner Robins, GA | 7 | $ 572,000 | $ 81,714 | $ 0 |
| Wilmington, NC | 7 | $ 808,000 | $ 115,428 | $ 0 |
| Burlington, NC | 6 | $ 710,000 | $ 118,333 | $ 0 |
| Danville, VA | 6 | $ 507,000 | $ 84,500 | $ 0 |
| Florence-Muscle Shoals, AL | 6 | $ 430,000 | $ 71,666 | $ 0 |
| Grand Forks, ND-MN | 6 | $ 485,000 | $ 80,833 | $ 0 |
| Jefferson City, MO | 6 | $ 509,000 | $ 84,833 | $ 0 |
| Longview, WA | 6 | $ 668,000 | $ 111,333 | $ 0 |
| Oklahoma City, OK | 6 | $ 671,000 | $ 111,833 | $ 0 |
| Pittsfield, MA | 6 | $ 494,000 | $ 82,333 | $ 0 |
| Rockingham County-Strafford County, NH | 6 | $ 668,000 | $ 111,333 | $ 0 |
| Rome, GA | 6 | $ 552,000 | $ 92,000 | $ 0 |
| Sumter, SC | 6 | $ 459,000 | $ 76,500 | $ 0 |
| Albany, GA | 5 | $ 388,000 | $ 77,600 | $ 0 |
| Boulder, CO | 5 | $ 913,000 | $ 182,600 | $ 0 |
| Cleveland, TN | 5 | $ 418,000 | $ 83,600 | $ 0 |
| Corvallis, OR | 5 | $ 562,000 | $ 112,400 | $ 0 |
| Hattiesburg, MS | 5 | $ 335,000 | $ 67,000 | $ 0 |
| Muncie, IN | 5 | $ 382,000 | $ 76,400 | $ 0 |
| Providence-New Bedford-Fall River, RI-MA | 5 | $ 597,000 | $ 119,400 | $ 0 |
| Pueblo, CO | 5 | $ 447,000 | $ 89,400 | $ 0 |
| Reno-Sparks, NV | 5 | $ 661,000 | $ 132,200 | $ 0 |
| Sandusky, OH | 5 | $ 387,000 | $ 77,400 | $ 0 |
| Tulsa, OK | 5 | $ 600,000 | $ 120,000 | $ 0 |
| Clarksville, TN-KY | 4 | $ 336,000 | $ 84,000 | $ 0 |
| Dalton, GA | 4 | $ 304,000 | $ 76,000 | $ 0 |
| Danville, IL | 4 | $ 295,000 | $ 73,750 | $ 0 |
| Gadsden, AL | 4 | $ 365,000 | $ 91,250 | $ 0 |
| Goldsboro, NC | 4 | $ 362,000 | $ 90,500 | $ 0 |
| Johnson City, TN | 4 | $ 322,000 | $ 80,500 | $ 0 |
| Lewiston, ID-WA | 4 | $ 358,000 | $ 89,500 | $ 0 |
| Lima, OH | 4 | $ 263,000 | $ 65,750 | $ 0 |
| Monroe, MI | 4 | $ 426,000 | $ 106,500 | $ 0 |
| Rapid City, SD | 4 | $ 418,000 | $ 104,500 | $ 0 |
| Rocky Mount, NC | 4 | $ 347,000 | $ 86,750 | $ 0 |
| Salt Lake City, UT | 4 | $ 488,000 | $ 122,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 4 | $ 362,000 | $ 90,500 | $ 0 |
| Wilmington, DE-MD-NJ | 4 | $ 434,000 | $ 108,500 | $ 0 |
| Yuma, AZ | 4 | $ 354,000 | $ 88,500 | $ 0 |
| Barnstable Town, MA | 3 | $ 332,000 | $ 110,666 | $ 0 |
| Cumberland, MD-WV | 3 | $ 211,000 | $ 70,333 | $ 0 |
| Dubuque, IA | 3 | $ 333,000 | $ 111,000 | $ 0 |
| Jacksonville, NC | 3 | $ 306,000 | $ 102,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 211,000 | $ 70,333 | $ 0 |
| Manchester-Nashua, NH | 3 | $ 438,000 | $ 146,000 | $ 0 |
| Port St. Lucie-Fort Pierce, FL | 3 | $ 241,000 | $ 80,333 | $ 0 |
| South Bend-Mishawaka, IN-MI | 3 | $ 212,000 | $ 70,666 | $ 0 |
| Valdosta, GA | 3 | $ 242,000 | $ 80,666 | $ 0 |
| Vero Beach, FL | 3 | $ 252,000 | $ 84,000 | $ 0 |
| Wheeling, WV-OH | 3 | $ 264,000 | $ 88,000 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 207,000 | $ 103,500 | $ 0 |
| Carson City, NV | 2 | $ 236,000 | $ 118,000 | $ 0 |
| Casper, WY | 2 | $ 179,000 | $ 89,500 | $ 0 |
| Hinesville-Fort Stewart, GA | 2 | $ 143,000 | $ 71,500 | $ 0 |
| Iowa City, IA | 2 | $ 182,000 | $ 91,000 | $ 0 |
| Ogden-Clearfield, UT | 2 | $ 203,000 | $ 101,500 | $ 0 |
| St. Cloud, MN | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Winchester, VA-WV | 2 | $ 247,000 | $ 123,500 | $ 0 |
| Abilene, TX | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Ames, IA | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Dover, DE | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Farmington, NM | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Flagstaff, AZ | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Lawrence, KS | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Lawton, OK | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Lubbock, TX | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 52,000 | $ 52,000 | $ 0 |
Mortgage Loan Application Detail Totals for Watermark Financial Partners in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 15,769 | $1,597,795,000 | $102,341 | $374,000 | $0 | $0 |
| Home Purchase | 4 | $483,000 | $120,000 | $202,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,741 | $1,094,089,000 | $103,275 | $374,000 | $0 | $0 |
| Black or African American | 3,460 | $344,496,000 | $103,828 | $302,000 | $0 | $0 |
| Hispanic | 1,029 | $103,283,000 | $100,277 | $239,000 | $0 | $0 |
| Not Provided | 180 | $17,403,000 | $95,866 | $260,000 | $0 | $0 |
| Asian | 136 | $16,036,000 | $109,730 | $253,000 | $0 | $0 |
| American Indian or Alaskan Native | 126 | $12,121,000 | $91,269 | $255,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 101 | $10,850,000 | $105,629 | $253,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 15,628 | $1,581,998,000 | $102,365 | $302,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 136 | $14,719,000 | $105,583 | $221,000 | $0 | $0 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9 | $1,561,000 | $173,000 | $374,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 10,696 | $1,109,970,000 | $104,634 | $374,000 | $0 | $0 |
| Application Withdrawn By Applicant | 4,976 | $478,625,000 | $98,205 | $269,000 | $0 | $0 |
| Loan Originated | 74 | $7,116,000 | $96,130 | $183,000 | $0 | $0 |
| Application Denied By Financial Institution | 27 | $2,567,000 | $94,533 | $220,000 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 13 | $1,079,000 | $78,555 | $149,000 | $0 | $0 |
| Other | 13 | $1,416,000 | $114,800 | $220,000 | $0 | $0 |
| Unverifiable Information | 1 | $72,000 | $72,000 | $72,000 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Watermark Financial Partners's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Watermark Financial Partners's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
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